2 New China Life Insurance Company Ltd Annual Report

年度報告 2014 年 New China Life Insurance Company Ltd. 新華人壽保險股份有限公司 ( 於中華人民共和國註冊成立的股份有限公司 ) 股份代號 : 601336

2 New China Life Insurance Company Ltd. 2014 Annual Report

1. 2. 2015 3 252014 14 13DACEY John Robert 3. AH 20140.216.55 201410.16% 4. 2014 5. 2014 6. 2014 1

3 5 7 9 16 39 49 56 74 96 102 107 108 119 120 2 2014

2014 3

2008 8 72 2013 2 1 2013 2013 2 7 571 4 2014

NEW CHINA LIFE INSURANCE COMPANY LTD. NCI 86-10-85213233 86-10-85213219 ir@newchinalife.com 12 13 852-35898678 852-35898555 mandy.mok@tmf-group.com 1 36 1 102100 12 100022 1 36 http://www.newchinalife.com ir@newchinalife.com 3,119,546,600 2014 5

95567 A A http://www.sse.com.cn H http://www.hkexnews.hk A A A601336 A 166 36 H H H1336 H 183 17 1712-1716 1996 9 28 110000009900854 110229100023875 10002387-5 1 16 1 22 A 12 6 H 3A18 6 2014

2014 2013 2012 143,187 129,594 10.5% 116,921 109,868 103,640 6.0% 97,719 6,406 4,422 44.9% 2,933 6,010 4,500 33.6% 2,917 25,052 56,205-55.4% 54,252 2014 2013 2012 643,709 565,849 13.8% 493,693 48,359 39,312 23.0% 35,870 2014 2013 2012 2.05 1.42 44.4% 0.94 2.05 1.42 44.4% 0.94 1.93 1.44 34.0% 0.94 14.63% 11.76% 2.87 8.69% 13.72% 11.97% 1.75 8.64% 8.03 18.01-55.4% 17.39 2014 2013 2012 15.50 12.60 23.0% 11.50 2014 7

2014 (5) 396 5 396 2014 2013 2012 2014 2013 2012 (1) 625,718 549,596 13.9% 479,189 (2) 5.8% 5.2% 0.6 3.3% 109,271 103,182 5.9% 97,589 5.9% 5.7% 0.2 2.4% 16,942 8,925 89.8% 6,908 (3) 9.2% 6.2% 3.0 4.7% 1. 2. 3. + 2014 2014 12 31 8 2014

2014 1,099 44149 16.0% 64 44.9%5.8% 0.6 2014 89% 376% 5 7 30% 1 2011 2014 226.53% 2014 A 52.87%A 116.61% H 1. 2014 9

1.28%H 50.58% 2011 12 13 2014 2 2014 3 2. 3. IT 10 2014

IT 4 IT 12 2014 2014 PAD PAD E 2014 E 7.62.5 E 10 2014 E 5 93% 6 48% E113.652.5 2015 1E 98% E77.5% E 4. 5. EEE 6. EE 2014 11

2014 289 12 PC 7 7. 2013 12 2014

13 2014 online offline 8 9 100 8. 9.

O2O 10 2015 3 25 10. O2O: Online to Offline 14 2014

2014 1 2014 1 2014 1 2014 3 2014 4 2014 5 2014 6 2014 7 2014 8 2014 12 2014 12 2014 12 2014 12 2014 12 2014 12 2013 2013 2013 2014 (World Brand Lab) 2014500 91 100 2014 top10 2014 2014 2014 CEO 2014 2014 CEO TOP10 2014 2014 15

12 3112 2014 2013 109,868 103,640 6.0% (1) 32,323 24,734 30.7% 6,406 4,422 44.9% 4,912 4,236 16.0% (2) 8.7% 9.6% 0.9 13 (3) 86.43% 89.19% 2.76 25 (4) 84.21% 85.59% 1.38 12 31 2014 2013 643,709 565,849 13.8% 48,364 39,318 23.0% 625,718 549,596 13.9% 48,359 39,312 23.0% 85,260 64,407 32.4% (5) 26,147 25,485 2.6% 64 62 3.2% 16 2014

1. = + ++ ++ 2. 3. 13 13 4. 25 25 5. 2014 2014 2014 201449.12 16.0% 2014 1,098.68 6.0% 27.4% 64.1% CRMECRM E IT 2014 17

1 2014 2013 108,424 102,214 6.1% 47,292 42,792 10.5% 9,171 7,200 27.4% 7,258 5,909 22.8% 1,913 1,291 48.1% 38,120 35,592 7.1% (1) 53,434 53,336 0.2% 31,226 23,174 34.7% 2,766 3,090-10.5% 28,460 20,083 41.7% 22,208 30,162-26.4% (2) 7,698 6,086 26.5% 2,302 1,403 64.1% 1,911 1,265 51.1% 391 138 182.7% 5,397 4,683 15.2% 1,444 1,426 1.3% 109,868 103,640 6.0% 1. 2. 3. 18 2014

(1) 2014472.92 10.5%91.7127.4% 381.207.1% 2014 2014 (1) (2) 2014 12 31 17.5 7.4 10% 3.4 30% 2014 12 31 7.7% 2014 72.5822.8%61.39 22.7%12.39279.2% 35.8184.2% 21 53% 2014 534.340.2% 312.2634.7% 222.0826.4% 2014 2014 12 31 2.1% 1.5% 28.1% 23.5% 2014 12 31 3,737 21.6% 1 2 2,000 2014 19

2014 76.9826.5% 23.0264.1% 53.9715.2% 14.0852.79% 2014 2014 12 3132 85% 2014 12 313.1 28.4% (1) 6 (2) 2014 14.441.3% 2 2014 2013 109,868 103,640 6.0% 31,331 14,351 118.3% 30,669 13,798 122.3% 662 553 19.7% (1) 66,128 80,377-17.7% 7,049 14,984-53.0% 59,079 65,393-9.7% 39 39-0.3% (2) (2) 39 39-0.3% (2) (2) -14.0% (2) (2) (2) (2) -14.0% 11,175 7,633 46.4% 5,238 3,147 66.5% 5,937 4,486 32.3% 1,195 1,240-3.7% 1,149 1,200-4.2% 46 40 13.1% 1 = * 100% 210 20 2014

1. 2. 500,000 3. 2014 1,098.686.0% 313.31118.3% 111.7546.4% 2.8 661.28 60.2% 17.4 12.34 1.1% 3 12 3112 2014 2013 109,868 103,640 6.0% 23,528 21,628 8.8% 22,316 21,827 2.2% 20,893 19,571 6.8% 16,273 13,998 16.2% 26,858 26,616 0.9% 2013 201475.6% 2014 21

2014 2014 2014 37.14 2014 2014 12 1,214.33 2014526.90 49.0% 78.16% 90.4% AAA95.58% AA 99.95% 65.27% 22 2014

1 12 31 2014 2013 (1) 625,718 549,596 13.9% (2) 167,297 163,137 2.6% 345,518 305,558 13.1% 237,403 245,438-3.3% 59,475 25,641 132.0% (3) 24,823 4,380 466.7% 20,000 20,000 0.0% (4) 3,817 10,099-62.2% 70,553 41,589 69.6% 22,309 13,067 70.7% (5) 34,141 19,118 78.6% 10,150 9,404 7.9% (6) 3,953 (2) 14,503 18,570-21.9% (7) 27,847 20,742 34.3% 8,677 2,439 255.8% 175,502 127,895 37.2% 175,997 183,008-3.8% (8) 255,392 226,850 12.6% 10,150 9,404 7.9% 1. 2. 3. 4. 5. 6. 7. 8. 2014 23

6,257.18 13.9% 1,672.97 26.7% 3.0 3,455.18 55.2% 11.3% 3.7 2.3% 1.1 4.5% 0.7 4.7 2 12 3112 2014 2013 220 81 171.6% 8,611 8,835-2.5% 17,789 12,616 41.0% (1) 1,635 1,630 0.3% (2) 782 411 90.3% (3) 29,037 23,573 23.2% 3,714 2,414 53.9% 324 (31) (1,023) (1,318) -22.4% (1) 271 96 182.3% (4) 32,323 24,734 30.7% (5) 5.2% 5.0% 0.2 (5) 5.8% 5.2% 0.6 1. 2. 3. 24 2014

4. = ++++ 5. = 323.23 30.7%5.8%0.6 290.37 23.2%5.2%0.2 30.15 10.65 3 (1) (%) 1 03366X 128.84 40.00 127.80 16.30 3.26 2 601628 55.36 2.85 97.43 12.43 55.17 3 113501 76.43 0.77 96.98 12.37 28.55 4 600153 43.81 7.93 80.77 10.30 39.28 5 600436 48.07 0.56 49.08 6.26 1.01 6 000333 37.18 1.78 48.77 6.22 13.85 7 600686 49.72 3.91 46.60 5.95-3.12 8 002292 37.87 1.25 36.87 4.70-1.00 9 002236 38.81 1.65 36.21 4.62 1.26 10 600276 18.14 0.63 23.68 3.02 1.92 134.69 139.76 17.83 5.26 202.16 668.92 783.95 100.00 347.60 1. 2. 3. 2014 25

(2) (%) (%) 601989X 848.00 0.29 1.10 1,859.54 21.24 1,036.39 600705X 631.70 0.45 2.22 1,479.80 11.17 861.72 000333 967.88 0.45 1.16 1,341.67 21.14 333.40 601318 802.65 0.17 0.18 1,174.30 53.68 359.35 000651 726.49 0.54 0.80 895.43 51.80 114.53 002415 661.01 0.00 0.86 775.43 114.42 000423 744.21 1.07 2.92 711.64 8.69-4.00 000002 A 543.11 0.71 0.46 700.59-109.25 459.32 600690 619.56 0.09 1.14 645.87 10.84 23.58 600153 378.62 1.51 1.95 563.87 18.72 203.42 20,613.93 23,338.42 2,190.76 3,147.82 27,537.16 33,486.56 2,278.79 6,649.95 1. 2. 3. 245.39 4. (3) (4) 2,611.54 28,563.45 2,085.75 2,818.78 26 2014

1 2014 2013 12 31 12 31 (1) 8,469 2,376 256.4% 51 79-35.4% 86 43 100.0% (1) 3,618 2,517 43.7% 14,903 8,841 68.6% 169,109 165,231 2.3% 175,502 127,895 37.2% 175,997 183,008-3.8% 45,745 24,401 87.5% 1,713 629 172.3% 36 1,040-96.5% 255 237 7.6% (1) 48,225 49,552-2.7% 643,709 565,849 13.8% 1. 2013256.4% 201335.4% 2013100.0% 201343.7% 2014 27

201368.6% 20132.3% 201337.2% 20133.8% 201387.5% 2013172.3% 201396.5%2014 28 2014

2 2014 2013 12 31 12 31 480,100 426,881 12.5% 1,132 967 17.1% 562 520 8.1% 452,805 403,348 12.3% 25,601 22,046 16.1% 59,234 52,211 13.5% 27,965 25,701 8.8% 2,246 432 419.9% 252 363-30.6% 1,301 959 35.7% 29 458-93.7% 17 559 328 70.4% 23,642 19,198 23.1% 595,345 526,531 13.1% 201312.5% 201313.5% 20138.8% 2013419.9% 201330.6% 2014 29

201335.7% 201393.7%2014 0.172014 201370.4% 3 483.59201323.0% 1 2014 2013 109,271 103,182 5.9% 109,868 103,640 6.0% (404) (293) 37.9% (193) (165) 17.0% 33,022 26,087 26.6% 324 (31) -1145.2% 30 (299) -110.0% 540 655-17.6% 143,187 129,594 10.5% 6.0% 30 2014

37.9% 26.6% 3.240.31 0.30 2.99 2 2014 2013 (49,026) (28,795) 70.3% (17,121) (9,255) 85.0% 179 330-45.8% (46,155) (65,913) -30.0% 106 (108) (235) (113) 108.0% (7,613) (6,195) 22.9% (11,451) (10,097) 13.4% 116 120-3.3% (3,572) (3,188) 12.0% (1,024) (1,310) -21.8% (135,796) (124,524) 9.1% 70.3% 2014 31

1 89.8% 2 30.0% 108.0% 22.9% 13.4% 12.0% 21.8% 3 13.75 157.0% 4 64.06 44.9% 5 31.07 2013 9.80 1 = 2 = 32 2014

2014 2013 25,052 56,205-55.4% (38,544) (57,118) -32.5% 9,414 (5,525) 1 20142013 250.52 562.05 20142013 1,117.20 1,035.28 20142013 885.81 554.90 20142013 658.48 378.80 2 20142013385.44571.182014 2013 2,334.51 2,147.68 20142013 2,719.95 2,718.86 3 20142013 94.1455.252014 2013 45,373.68 48,157.40 20142013 45,279.54 48,212.65 2014 33

4 145.03 1,672.97 3,473.37 604.03 2014 12 31 2013 12 31 51,541 34,782 22,753 20,502 28,788 14,280 226.53% 169.66% 2014 12 31 2013 12 31 92.5% 93.1% 34 2014

(1) 2,439 8,677 6,238 324 (2) 127,895 175,502 47,607 (1,023) 130,334 184,179 53,845 (699) 1 2. (1) 12 3112 2014 2013 304 198 88 86 (2) 12 9 404 293 1. 2015 2 10 2. 2014 35

5 1 19,641 471 2 C 12,145 7 3 8,056 291 4 7,443 268 5 4,673 38 2014 12 31 500 99.4% 973 759 107 99.64% 90 63 22 50 632 100% 574 548 3 5 100% 6 3 0 (9) (1) 562 100% 580 506 (27) 15 100% 16 16 0 (9) (2) 10 95% 10 10 0 (9) 500 100% 470 383 (90) 36 2014

(3) 20 100% 27 3 (6) X (3) 20 100% 24 (1) (8) (4) 100 100% 90 86 (14) (5) 8 100% 174 8 0 (9) (6) 760 100% 535 535 (1) (7) 10 100% 10 10 0 (9) (8) 20 100% 436 54 4 2,500 24% 4,227 2,804 (6) 4 30% 62 46 3 1. 35,022.0 2014 19,667.3 2014 4 2. 2014 2014 3. 100% 100% 4. 2014 3 100% 5. 2014 5100% 6. 2014 5100% 7.60 2014 12 315.35 2014 37

7. 2014 7100% 8. 2014 9 100% 9. 0500,000 10. 2011 20132014 8 25 2015GDP 2015 38 2014

1.7 1.7 ( ) 2014 39

2013 8 27 2013 12 23 2013 2013 2014 2013 8 28 2014 3 262014 5 202013 2015 2013 2014 2014 2015 30 2015 50 30 2013 2014 2014 3 27 2014 12 31 1 2013 2014 2015 30 2013 20142013 12 23 2013 2015 2013 2014 2014 40 2014

2 2013 2014 2015 5030 2013 2014 2013 12 232013 2015 2013 2014 2014 4,960.26 0.28% 10%10% 5% 2014 2 14 2014 41

2014 2 14 2014 12 16 2014 12 10 2012 8 10 2014 12 16 2014 12 19 2014 5 202013 2014 2014 2014 2014 1 23 2014 5 21 2013 20142014 2014 2013 1,008.5 2014 2014 135 5% 5% 42 2014

2014 2014 5 20 2013 20145 50 20152014 2014 2014 5 202013 5 50 [2014]80010 40 6 201440 2014 11 21 2014 4 3 A 2014 12 12 3 40 165,000,000AAH5.29% 14EB 2014 12 17 A 129.68 2014 43

1 2013 3 18 2013 12 25 5.75 2014 5 13 2 44 2014

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2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/3/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/1 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/4 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/4/5 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/4/5 http://www.sse.com.cn http://www.hkexnews.hk H 2014/4/16 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/16 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/4/30 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/4/30 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/30 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/30 http://www.sse.com.cn http://www.hkexnews.hk 2014/4/30 http://www.sse.com.cn http://www.hkexnews.hk H 2014/5/10 http://www.sse.com.cn http://www.hkexnews.hk 2014/5/15 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/5/21 http://www.sse.com.cn http://www.hkexnews.hk 2013 2014/5/21 http://www.sse.com.cn 2014/6/13 http://www.sse.com.cn http://www.hkexnews.hk 46 2014

2013 2014/7/8 http://www.sse.com.cn http://www.hkexnews.hk 2014/7/12 http://www.sse.com.cn http://www.hkexnews.hk 2014/7/17 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/7/26 http://www.sse.com.cn http://www.hkexnews.hk 2014/7/26 http://www.sse.com.cn http://www.hkexnews.hk 2014/8/9 http://www.sse.com.cn http://www.hkexnews.hk 2014/8/13 http://www.sse.com.cn http://www.hkexnews.hk H 2014/8/14 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/8/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/8/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/8/27 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/8/27 http://www.sse.com.cn http://www.hkexnews.hk H 2014/8/27 http://www.sse.com.cn http://www.hkexnews.hk 2014/9/2 http://www.sse.com.cn http://www.hkexnews.hk 2014/9/12 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/9/13 http://www.sse.com.cn http://www.hkexnews.hk 2014/9/24 http://www.sse.com.cn http://www.hkexnews.hk 2014/9/30 http://www.sse.com.cn http://www.hkexnews.hk H 2014/10/14 http://www.sse.com.cn http://www.hkexnews.hk 2014/10/14 http://www.sse.com.cn http://www.hkexnews.hk 2014/10/17 http://www.sse.com.cn http://www.hkexnews.hk 2014 47

2014 2014/10/24 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/10/25 http://www.sse.com.cn http://www.hkexnews.hk 2014/10/25 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/10/29 http://www.sse.com.cn http://www.hkexnews.hk 2014 2014/10/29 http://www.sse.com.cn 2014/11/18 http://www.sse.com.cn http://www.hkexnews.hk 2014/11/21 http://www.sse.com.cn http://www.hkexnews.hk 2014/11/29 http://www.sse.com.cn http://www.hkexnews.hk H 2014/12/04 http://www.sse.com.cn http://www.hkexnews.hk 2014/12/10 http://www.sse.com.cn http://www.hkexnews.hk 2014/12/10 http://www.sse.com.cn http://www.hkexnews.hk 2014/12/10 http://www.sse.com.cn http://www.hkexnews.hk 2014/12/13 http://www.sse.com.cn http://www.hkexnews.hk A 2014/12/17 http://www.sse.com.cn http://www.hkexnews.hk 2014/12/19 http://www.sse.com.cn http://www.hkexnews.hk 48 2014

2014 12 31 2013 12 31 2014 12 31 1 984,858,568 31.57% -984,858,568-984,858,568 2 3 4 984,858,568 31.57% -984,858,568-984,858,568 1 1,100,580,772 35.28% 984,858,568 984,858,568 2,085,439,340 66.85% 2 3 H 1,034,107,260 33.15% 1,034,107,260 33.15% 4 2,134,688,032 68.43% 984,858,568 984,858,568 3,119,546,600 100.00% 3,119,546,600 100.00% 3,119,546,600 100.00% 2014 12 16 2014 12 10 2014 49

1 974,173,154-974,173,154 0 2014-12-16 2 10,685,414-10,685,414 0 2014-12-16 984,858,568-984,858,568 0 1 2 50 2014

36,052A 35,424H 628 (%) (+,-) HKSCC Nominees Limited 32.62 1,017,670,577 +19,591,263 H (2) 31.34 977,530,534 A (3) 15.11 471,212,186 165,000,000 A 1.16 36,172,552-44,681,106 A 1.01 31,431,356 +31,431,356 A 0.72 22,400,000-3,600,000 A 0.68 21,303,447-14,862,709 A 0.64 20,000,000-19,143,368 A 0.42 13,088,379 +13,088,379 A 0.24 7,591,355 +7,591,355 A 1. 2. 1. AH 2. HKSCC Nominees Limited HKSCC Nominees Limited 3. 2014 12 12 A 2014 165,000,000A 14EB 2014 12 17 A 2015 3 19 47,972A 47,351H 621 2014 51

2003 12 8,282.09 1 71093296-1 2013 12 31 265,037,361.30 13,599,354.85 251,438,006.45 201345,015,073.88 2013 4,174,376.14 (1) 1 35.12% 2 40.28% 3 65.52% 4 57.26% 5 41.24% 6 31.34% 1. 2. 2015 1 26 00016625.03% 52 2014

10%10% 1992 1 1 52,791,101,000370 13220082-1 2014 12 31 10% 10% 2014 12 31 10%10% 31.34% 15.11% 2014 53

2014 12 31 471,212,186 A 15.11%A22.60% 2014 12 31 XV23 336 A H % % % 1 A 974,347,488 31.23 46.72 2 Norges Bank H 61,943,800 1.99 5.99 3 Swiss Re Ltd H 152,857,800 4.90 14.78 3 4 Overseas-Chinese H 103,538,600 3.32 10.01 Banking Corporation Limited 4 5 Great Eastern Holdings Limited H 103,538,600 3.32 10.01 4 6 The Great Eastern Life H 63,158,500 2.02 6.11 Assurance Company Limited 4 7 H 72,462,000 2.32 7.01 5 8 Fosun International Holdings Ltd. H 72,462,000 2.32 7.01 5 9 H 49,792,800 22,669,200 1.60 0.73 4.82 2.19 5 10 H 72,462,000 2.32 7.01 5 11 BlackRock, Inc. H 64,851,026 6 2.08 6.27 (1) (www.hkexnews.hk) (2) 336 (3) Swiss Re Ltd 54 2014

(4) Overseas-Chinese Banking Corporation LimitedGreat Eastern Holdings Limited Great Eastern Holdings Limited 103,538,600 H Great Eastern Holdings LimitedThe Great Eastern Life Assurance Company Limited The Overseas Assurance Corporation Limited The Great Eastern Trust Private Limited The Great Eastern Life Assurance Company Limited The Overseas Assurance Corporation Limited The Great Eastern Trust Private Limited 63,158,500 H9,318,500 H31,061,600 H (5) Fosun International Holdings Ltd. (6) BlackRock, Inc. 2014 12 31 336 2014 55

1948 7 2013 2 312.89 208.20 1958 4 2014 11 113.10 71.05 1965 1 2013 2 1955 11 2013 2 1969 6 2013 2 1971 2 2014 7 1973 5 2014 7 DACEY John Robert 1960 5 2014 8 CAMPBELL Robert David 1954 8 2013 2 25.20 4.80 1954 11 2013 2 21.00 4.00 1949 5 2013 2 21.00 4.00 1965 12 2013 2 21.00 4.00 1954 6 2013 2 25.20 4.80 1951 6 2013 2 21.00 4.00 1959 4 2013 2 2014 1 CHEN Johnny 1959 10 2013 2 2014 1 ZHAO John Huan 1963 1 2013 2 2015 3 2014 92014 12 56 2014

1959 4 2014 7 1971 2 2013 2 1959 3 2013 2 1976 2 2013 3 1960 4 2013 2 143.54 65.68 1958 4 2013 2 87.51 25.84 1962 6 2013 2 56.75 14.08 1960 2 2013 2 2014 4 81.64 52.33 2014 12014 4 2014 57

1948 7 2013 2 312.89 208.20 1958 4 2014 10 113.10 71.05 1956 3 2001 4 293.68 200.98 1959 9 2004 12 287.76 180.22 1959 12 2011 7 265.50 177.93 2010 4 1963 2 2013 2 240.42 143.15 2010 4 1970 10 2013 2 198.30 106.89 2010 9 1972 4 2011 7 208.69 118.91 1967 4 2011 7 198.89 107.37 1971 2 2013 2 202.13 113.35 2011 7 2013 2 2013 10 1961 1 2013 2 189.01 102.44 1962 8 2013 2 203.46 113.91 1971 4 2013 2 200.85 110.44 1964 12 2013 2 200.72 112.60 1964 9 2013 2 149.75 79.78 2014 11 2011 11 2014 11 1. 2014 92014 12 2. 2014 12014 11 58 2014

66 2009 12 2013 2 2010 1 20052009 000001 20012005 19942000 19901994 19871990 1984 1987 1998 52014 2 001711982 1984 56 2014 10 2014 11 2015 2 2003 82014 8 LFC601628 02628 2007 9 2014 81999 32003 8 1997 61999 3 1994 41997 6 1989 11994 41982 81989 1 19822001 2003 50 2009 12 2012 22012 4 2009 102012 2 2007 92009 102005 102008 12 601398013982006 52007 9 2002 12005 10 2001 1 2002 119952001 19951997199219951984 1992 2014 59

59 2009 12 01045 2007 122011 1 2006 122007 12 2004 52006 12 2000 52004 5 1997 112000 5 1994 91997 11 1985 91988 1 1994 45 2010 10 2009 12 2010 11 2003 72009 12 1998 92003 7 1995 11998 9 1999 2009 44 2014 7 600019 2011 32013 8 2006 52011 3 2001 32006 5 1998 102001 3 1993 71998 10 (CPA)(CIA) 19932004 2008 41 2014 7 60003006030 19982008 LFC60162802628 199519981995 2006 60 2014

DACEY John Robert 54 DACEY John Robert 2014 8 DACEY Admin Re DACEYDACEY 20072012 (AXA) 20052007 (Winterthur Insurance)20002004 19982000 19901998 (McKinsey & Company)19861990 DACEY 20072011 AXA DACEY 19821986 CAMPBELL Robert David 60 CAMPBELL Robert David 2009 12Campbell 30 2010 1 Campbell 2008 6PricewaterhouseCoopers LLPCampbell PricewaterhouseCoopers 2009 12 Campbell 20042008 6 PricewaterhouseCoopers LLP20032008 6 19972003 PricewaterhouseCoopers19761997 CampbellBacon & Woodrow Campbell 1976 60 2009 122009 22010 4 2004 122009 1 2006 112007 10 2000 62003 1219972000 1993 21996 121985 71993 2 1985 2014 61

65 2009 12 2009 5 1998 52003 5 1995 21997 31989 71993 3 1985 101987 8 1982 81983 3 (FMLI) 1989 49 2009 12 2000 1 1992 121999 12 1988 71992 11 1999 60 2009 12 2001 12004 5 1995 82000 12 1993 81995 8 1989 21993 8 1986 111989 2 1980 91986 11 1998 63 2011 7 00934 2004 9 01680 2012 6 Worldsec LimitedWSL 1997 2 2009 62013 12Grant Thornton International Ltd.2014 1 Grant Thornton International Ltd. 2007 62009 5 1981 42007 5 1977 111981 3 198020101972 1973Surrey 62 2014

55 2014 7 600845 2009 122014 1 2009 5 600150 20112010 6 60160102601 20132009 52012 62010 12011 3 2009 62010 1 2008 42009 5 2003 62008 4 1998 102003 6 1982 44 2010 1 20082010 20002008 199320002001 56 2010 1 2004 20072002 2004 2001 20031985 2001 1983 39 2013 3 2006 2008 60003006030 2001 20061998 2001 1998 2007 2013EMBA 2014 63

54 2010 1 1997 1983 1997 (ACCA) 1983 2011 EMBA 56 2010 1 1999 1995 1999 1990 1995 19761990 1999 2000 52 2010 1 1997 20012004 1984 2000 59 2001 42000 92001 3 1996 11999 12 1995 11995 12 1991 31994 12 1984 91991 21978 11 1984 8 64 2014

55 2004 12 2014 112004 10 2004 11 2010 42013 2 2004 82004 10 60131802318 1998 62004 7 19921998 (CSERM) 1996 55 2010 4 2011 7 2013 2010 4 20052010 00297 20002010 600500 2000 122010 4 1999 22000 12 1997 51999 21994 31997 5 1991 71994 3 1988 71991 71984 71985 3 1988 52 2010 4 2013 22010 1 2010 32008 102010 1 2004 12008 10 2001 62004 1 1997 32001 6 1992 51997 3 1984 71992 51984 2003 44 2010 92013 21999 1 2007 22010 9 2003 92007 1 2002 62003 92002 12002 51999 1 2000 9 2000 92001 12 1996 11998 12 1996 2014 65

42 2011 72013 3 2002 11 2010 52011 72005 12010 5 2002 112005 1 2001 112002 11 1994 32001 11 1992 81994 3 20002011 47 2011 72014 1 1996 7 2010 42011 7 2007 32010 3 2004 7 2007 2 2000 122004 6 2000 92000 11 1999 52000 8 1997 121999 4 1996 71997 11 1988 91996 7 2007 44 2011 7 2013 2 2013 10 2008 92011 7 2005 102008 10 2002 62005 91998 112002 6 1996 81998 11 19931996 54 2013 2 2001 12 2007 32014 11 2010 52014 112002 32007 22001 122002 22001 62001 11 1999 42001 51992 7 1999 3 1989 71992 61985 51989 6 1983 71985 4 19832008 66 2014

52 2013 22013 3 2001 10 2010 12013 2 2001 102009 12 1998 122001 91993 4 1998 11 1983 51993 3 1981 111983 4 1989 2010 EMBA 43 2013 22010 52013 2 2005 22010 4 2001 72005 1 2000 32001 6 1996 3 2000 6 FLMIASA1993 1996 50 2013 22014 11 1997 4 2011 12014 11 2010 52010 122007 32010 4 1997 42007 2 1986 81997 3 1986 19982010 EMBA 2014 67

2009 10 2006 12 2009 12 2013 8 2013 12 2014 3 DACEY John Robert 2012 10 2012 11 Admin Re 2012 11 2012 6 2012 12 2010 1 2015 2 2012 2 2011 8 2010 1 2012 7 2012 4 2013 9 2013 1 CAMPBELL 2010 1 Robert David 2004 9 Worldsec Limited 1997 2 2012 6 2010 1 2009 5 2010 6 68 2014

2008 4 2013 4 2010 6 2010 1 2008 1 2011 4 2012 10 2012 10 2014 1 2012 5 2012 6 3,634.60 2,105.14 2014 69

2014 1 15 2014 1 15 CHEN Johnny CHEN Johnny2014 1 15 2014 1 15 2014 5 20 2013 2014 7 2014 5 20 2013 2014 7 DACEY John Robert DACEY John Robert 2014 5 20 2013 2014 8 2014 10 28 2014 2014 11 ZHAO John Huan2015 3 23 2015 3 24 2014 4 28 2014 4 28 2014 5 20 2013 2014 7 2014 7 25 70 2014

2014 8 2014 10 2014 11 A A 2014 12 31Excel Class Investments Limited 100% 62,600 H XV 352 2014 71

2014 12 3156,487 1,682 3,320 44,415 33,331 7,070 56,487 12.52% 2.98% 5.87% 78.63% 72 2014

1,369 21,245 33,873 56,487 2.42% 37.61% 59.97% 2014 73

74 2014

2014 75

2 2013 2014-5-20 1 2013 www.sse.com.cn 2014-5-21 2 2013 www.hkexnews.hk 3 2013 4 2013 5 2013 6 2014 7 2013 8 2013 9 10 2014-2016 11 2014 12 13 2014 14 (1) (2) DACEY John Robert (3) 15 16 2013 76 2014

2014 2014-10-28 1 www.sse.com.cn www.hkexnews.hk 2014-10-29 1426 6 3 6 14 A.5.62013 8 27 2014 77

78 2014

8 2014-1-22 www.sse.com.cn 2014-1-23 www.hkexnews.hk 2014-3-26 www.sse.com.cn 2014-3-27 www.hkexnews.hk 2014-3-31 www.sse.com.cn 2014-4-1 www.hkexnews.hk 2014-4-29 www.sse.com.cn 2014-4-30 www.hkexnews.hk 2014-5-14 2014-8-26 www.sse.com.cn 2014-8-27 www.hkexnews.hk 2014-10-24 www.sse.com.cn 2014-10-25 www.hkexnews.hk 2014-12-22 2014 79

2 2 100% 0 0 2 1 50% 2013 2 2 100% 2 1 50% 2014 1 1 100% ZHAO John Huan 2 1 50% 2014 1 1 100% DACEY John Robert 1 0 0 2014 CAMPBELL Robert David 2 0 0 20132014 2 2 100% 2 1 50% 2013 2 2 100% 2 1 50% 2013 2 2 100% 80 2014

8 7 1 88% 1 1 0 100% 8 4 4 50% 8 8 0 100% 8 8 0 100% 3 2 1 67% ZHAO John Huan 8 5 3 63% 3 3 0 100% DACEY John Robert 2 2 0 100% CAMPBELL 8 8 0 100% Robert David 8 8 0 100% 8 7 1 88% CAMPBELL Robert David 8 8 0 100% 8 7 1 88% 8 7 1 88% 2014 81

2014 2 6 ZHAO John HuanDACEY John Robert 1 CAMPBELL Robert David 1 82 2014

2 2 2 2 0 0 0 0 2 2 0 2 2 0 0 0 0 ZHAO John Huan 2 1 1 0 0 0 DACEY John Robert 0 0 0 CAMPBELL Robert David 2 2 0 3 2014 (1) 2014 2014-2016 (2) 2014 20142014 (3) (4) 2014 83

5 CAMPBELL Robert David2 CAMPBELL Robert David 1 14 2 5 CAMPBELL Robert David 5 5 0 5 5 0 2 1 1 5 4 1 5 4 1 5 5 0 5 5 0 84 2014

3 2014 (1) 2013 20142014 20142013 2013 2014 (2) 2013 (3) 2013 2013 (4) 2013 2014 2014 (5) 4CAMPBELL Robert David 3 DACEY John Robert 1 14 2014 85

2 6 6 5 1 6 5 1 3 2 1 DACEY John Robert 2 1 1 CAMPBELL Robert David 6 4 2 6 6 0 6 6 0 3 2014 (1) (2) 2013 2013 2014 (3) (4) 86 2014

2DACEY John Robert 2 1 2 3 3 3 0 DACEY John Robert 0 0 0 3 3 0 3 3 0 3 2014 (1) 2013 2013 (2) 2014 87

743 5 2014-3-26 www.sse.com.cn 2014-3-27 www.hkexnews.hk 2014-4-29 www.sse.com.cn 2014-4-30 www.hkexnews.hk 2014-7-25 www.sse.com.cn 2014-7-26 www.hkexnews.hk 2014-8-26 www.sse.com.cn 2014-8-27 www.hkexnews.hk 2014-10-24 88 2014

3 2 1 67% 5 5 0 100% 5 5 0 100% 5 4 1 80% 5 5 0 100% 5 4 1 80% 5 5 0 100% A 2014 2014 89

2013 2 22 15 6 90 2014

2014 4 29 2014 8 26 < > 5020 8070 70100 2014 12 100 E 2015 2014 91

6 2014 12 31 92 2014

2014 [2008]7 [2010]11[2010]69 2014 93

2014 2014 94 2014

[2008]7 [2010]11 2014 12 31 2014 2014 95

2014 2014 2014 2014 96 2014

(VaR) 20141.2. 3.4. 5. 6. 1. AAA AAA 2014(1) (2) (3) 2014 97

2. 2014 16 2014 A AA+ 1AA 1AA3A+ 9 AM Best A 1. 2. 3. 4. 5. 98 2014

1. 2014 2014 (1) (2)2014 10 (3) (4)2014 (5) 2. 2014 (1) (2) (3) (4) (2013) (5)2014 2014 99

3. 2014 (1) (2) (3) (4)(5) (6) (1) (2) (3) (4) 2014 20141. 7*242. 3. 100 2014

2014 20141. 2013 2014-2016 2. 2014 3. 4. 2014 20141. 2. 3.4. 5. 6. 2014 101

30% 30% 265 1 2 3 102 2014

4 3 2014 0.21 655 6,444 10.16% 2013 0.15 468 4,578 10.22% 2012 0.32056 1,000 2,933 34.09% 1 2014 2014 2015 3 252014 6.550.21 2015 2014 103

2014 2 2013 2013 0.15 4.68 2013 2014 7 8 2013 3 2012 2012 0.32056 10 2012 2012 8 10 2014 2014 12 31 2014 12 31 820 345 1,165 1,794.93 (www.sse.com.cn)2014 23 24 104 2014

73 2014 105

[2008]7 [2010]11 2014 12 31 25% 15% H 106 2014

(www.sse.com.cn)2014 2014 107

2014 12 31 2005 92014 12 31 2014 12 31 2014 12 31 2014 12 31 2013 12 312014 12 31 108 2014

2014 Michael Freeman FIAA FSA, FCAA 2015 3 25 2014 109

2014 2014 12 31 2005 9 2014 12 31 Towers Watson 110 2014

2014 111

2014 12 31 11.5% 2014 12 31 2014 12 31 2015 2016 2017 2018+ 5.00% 5.10% 5.20% 5.20% 5.00% 5.10% 5.30% 5.50% 5.00% 5.20% 5.50% 5.60% 7.60% 7.60% 7.80% 7.90% 112 2014

(2000-2003) 65%60% 75% 75%70% 75% (2006-2010) 20142.0% 2014 113

70% 25% 5.0% 100% I 114 2014

2014 12 31 2014 12 31 2013 12 31 42,976 29,077 54,292 46,320 (12,007) (10,990) 42,284 35,330 85,260 64,407 6,234 5,334 (1,322) (1,099) 4,912 4,236 1 2 2014 12 312013 12 31428.43400.68 3 2014 12 31 2013 12 31 4,713 3,847 282 472 (83) (83) 4,912 4,236 2014 115

1 2 2014 12 312013 12 31428.43400.68 3 4 2013 12 312014 12 3111.5% 11.5% 2013 12 312014 12 31 1. 64,407 2. 4,912 3. 7,793 4. (1,630) 5. 11,567 6. (893) 7. (582) 8. (468) 9. 185 10. (31) 11. 85,260 116 2014

2 10 2. 3. 4. 5. 6. 7. 8. 9. 10. 2014 117

2014 12 31 42,284 4,912 12.0% 40,052 4,525 11.0% 44,668 5,330 50 49,482 6,015 50 35,068 3,805 10%110% 40,986 4,223 10%90% 43,583 5,602 10%110% 41,634 4,545 10%90% 42,909 5,257 10%110% 42,091 4,888 10%90% 42,478 4,937 10%110% 41,182 4,679 10%90% 43,391 5,146 75% 37,463 4,715 50%150% 41,896 4,251 41,311 4,497 118 2014

1. 2. 3. 4. 2014 119

2014 120 2014

(2015) 60847268_A01 2014 12 31 2014 (1) (2) 2014 121

(2015) 60847268_A01 2014 12 312014 2015 3 25 122 2014

2014 12 31 2014 12 31 2013 12 31 2014 12 31 2013 12 31 9/69(1) 12,672 16,431 12,313 15,479 10 8,469 2,376 8,414 2,327 1,584 1,222 1,545 1,168 11 10,639 9,849 10,290 9,509 12 1,543 1,581 1,543 1,581 13 80 92 80 92 35 51 79 51 79 35 35 23 35 23 35 2,768 2,717 2,768 2,717 35 86 43 86 43 14 14,903 8,841 14,903 8,841 15/69(2) 3,618 2,517 3,554 3,017 16 169,109 165,231 168,350 164,820 17 175,502 127,895 174,979 127,876 18 175,997 183,008 175,997 183,008 19 45,745 24,401 25,733 4,390 20/69(3) 10,150 9,404 33,195 30,739 21 716 716 715 715 22 1,665 1,594 1,665 1,594 23 4,204 3,842 3,656 3,601 24 1,713 629 1,134 441 25 1,559 1,512 1,513 1,497 38 36 1,040 1,024 26 610 569 835 969 64 255 237 255 237 643,709 565,849 643,609 565,787 131 287 2014 123

2014 12 31 2014 12 31 2013 12 31 2014 12 31 2013 12 31 28 59,234 52,211 59,234 52,211 2,246 432 2,246 432 1,047 876 1,047 876 29 67 54 67 54 30 1,512 1,217 1,302 1,128 31 252 363 194 335 4 32 1,301 959 1,301 959 33 1,768 1,815 1,822 1,780 34 27,965 25,701 27,965 25,701 35 1,132 967 1,132 967 35 562 520 562 520 35 452,805 403,348 452,805 403,348 35 25,601 22,046 25,601 22,046 36 19,000 15,000 19,000 15,000 37 29 458 29 458 38 17 17 39 559 328 546 327 64 248 232 248 232 595,345 526,531 595,118 526,374 40 3,120 3,120 3,120 3,120 41 23,964 23,962 23,962 23,962 42 2,132 (975) 2,128 (974) 43 2,102 1,458 2,102 1,458 43 2,102 1,458 2,102 1,458 44 14,939 10,289 15,077 10,389 48,359 39,312 48,491 39,413 45 5 6 48,364 39,318 48,491 39,413 643,709 565,849 643,609 565,787 131 287 123 287 124 2014

2014 2014 2013 2014 2013 143,187 129,594 142,973 129,632 109,271 103,182 109,271 103,182 46 109,868 103,640 109,868 103,640 47 (404) (293) (404) (293) 48 (193) (165) (193) (165) 49/69(5) 33,022 26,087 32,938 26,177 539 364 539 364 50 324 (31) 323 (31) 30 (299) 30 (299) 51 540 655 411 603 (135,796) (124,524) (135,598) (124,441) 52 (49,026) (28,795) (49,026) (28,795) 53 (17,121) (9,255) (17,121) (9,255) 179 330 179 330 54 (46,155) (65,913) (46,155) (65,913) 55 106 (108) 106 (108) 56 (235) (113) (209) (97) (7,613) (6,195) (7,613) (6,196) 57 (11,451) (10,097) (11,388) (10,054) 116 120 116 120 58 (3,572) (3,188) (3,463) (3,163) 59 (1,024) (1,310) (1,024) (1,310) 7,391 5,070 7,375 5,191 60 469 6 488 6 1 42 61 (78) (117) (85) (110) (6) (5) (6) (5) 7,782 4,959 7,778 5,087 62 (1,375) (535) (1,334) (509) 6,407 4,424 6,444 4,578 131 287 2014 125

2014 2014 2013 2014 2013 6,406 4,422 1 2 42 3,107 (980) 3,102 (979) 3,107 (980) 3,102 (979) 5 5 3,102 (979) 3,097 (979) (1) 9,514 3,444 9,546 3,599 9,513 3,442 1 2 63 2.05 1.42 2.05 1.42 131 287 126 2014

2014 2013 1 1 3,120 23,962 5 1,000 1,000 6,783 35,870 8 35,878 (980) 458 458 3,506 3,442 (2) 3,440 (980) 4,422 3,442 2 3,444 458 458 (916) (4) (4) 458 (458) 458 (458) (4) (4) 2013 12 31 3,120 23,962 (975) 1,458 1,458 10,289 39,312 6 39,318 2014 1 1 3,120 23,962 (975) 1,458 1,458 10,289 39,312 6 39,318 2 3,107 644 644 4,650 9,047 (1) 9,046 3,107 6,406 9,513 1 9,514 644 644 (1,756) (468) (468) 644 (644) 644 (644) (468) (468) (468) 2 2 (2) 2 2 (2) 2014 12 31 3,120 23,964 2,132 2,102 2,102 14,939 48,359 5 48,364 131 287 2014 127

2014 2013 1 1 3,120 23,962 5 1,000 1,000 6,727 35,814 (979) 458 458 3,662 3,599 (979) 4,578 3,599 458 458 (916) 458 (458) 458 (458) 2013 12 31 3,120 23,962 (974) 1,458 1,458 10,389 39,413 2014 1 1 3,120 23,962 (974) 1,458 1,458 10,389 39,413 3,102 644 644 4,688 9,078 3,102 6,444 9,546 644 644 (1,756) (468) 644 (644) 644 (644) (468) (468) 2014 12 31 3,120 23,962 2,128 2,102 2,102 15,077 48,491 131 287 128 2014

2014 2014 2013 2014 2013 111,720 103,528 111,720 103,528 450 450 1,233 6,376 1,233 6,376 258 966 258 966 65(1) 422 375 308 356 113,633 111,695 113,519 111,676 (65,848) (37,880) (65,848) (37,880) (84) (84) (7,470) (6,177) (7,470) (6,178) (7,213) (6,163) (6,937) (5,977) (2,858) (1,530) (2,803) (1,490) 65(2) (5,108) (3,740) (5,174) (3,653) (88,581) (55,490) (88,316) (55,178) 66(1) 69(6) 25,052 56,205 25,203 56,498 113,737 131,672 111,183 131,671 27,671 24,246 27,770 24,201 19 6 18 6 92,024 58,844 92,010 58,844 233,451 214,768 230,981 214,722 (171,338) (204,751) (168,877) (205,209) (6,062) (4,975) (6,062) (4,975) (2,278) (1,995) (1,586) (1,957) (92,317) (60,165) (92,317) (60,112) (297) (240) (271,995) (271,886) (269,139) (272,493) (38,544) (57,118) (38,158) (57,771) 131 287 2014 129

2014 2014 2013 2014 2013 4,533,368 4,815,740 4,533,368 4,815,740 4,000 4,000 4,537,368 4,815,740 4,537,368 4,815,740 (1,202) (745) (1,196) (745) (4,526,752) (4,820,520) (4,526,750) (4,820,520) (4,527,954) (4,821,265) (4,527,946) (4,821,265) 9,414 (5,525) 9,422 (5,525) 11 (58) 11 (57) (4,067) (6,496) (3,522) (6,855) 18,570 25,066 17,407 24,262 66(3) 69(6) 14,503 18,570 13,885 17,407 131 287 130 2014

2014 12 31 1 1996 9 5 2000 122011 31226 2011 12 A 158,540,000 H 358,420,000 2012 1H 2,586,60031.20 1 8 2 (1) 15 2014 (2) 2014 1 33940 412 93033 7 2014 7 1 2014 6 37 2014 2013 2014 37 2014 131

2014 12 31 3 2014 12 312014 4 (1) 1 1 12 31 (2) (3) (a) (b) 132 2014

2014 12 31 4 (4) (5) (a) (i) 2014 133

2014 12 31 4 (5) (a) (i) (ii) (iii) (iv) 134 2014

2014 12 31 4 (5) (b) (c) (1)(2) 2014 135

2014 12 31 4 (5) (c) 50% (d) 136 2014

2014 12 31 4 (5) (e) (i) (ii) (6) (a) (b) 2014 137

2014 12 31 4 (6) (c) (d) (7) (8) 138 2014

2014 12 31 4 (12) (13) (a) 140 2014

2014 12 31 4 (13) (a) 7 12 (b) 2014 141

2014 12 31 4 (13) (c) (d) (e) 142 2014

2014 12 31 4 (14) 20% (15) 40-45 5% 2.11%~2.38% 4(20) 2014 143

2014 12 31 4 (16) 40-45 5% 2.11%~2.38% 5-8 5% 11.88%~19.00% 5-12 5% 7.92%~19.00% 4(20) 144 2014

2014 12 31 4 (17) 4(20) (18) 4(20) 40 3-5 (19) (20) 2014 145

2014 12 31 4 (21) (a) (b) 146 2014

2014 12 31 4 (21) (c) (i) (ii) 2014 147

2014 12 31 4 (21) (c) (iii) (1) (2) (3) 148 2014

2014 12 31 4 (21) (c) (iii) 2014 149

2014 12 31 4 (21) (c) (iii) Bornhuetter-Ferguson 150 2014

2014 12 31 4 (21) (c) (iii) (d) 2014 151

2014 12 31 4 (21) (e) 4(6)(b) 4(6)(d) (22) 2009 1 120082 (a) 0.15%0.05% (b) 0.8%0.15% (c) 0.8% 0.08% 0.05% 1% (23) 152 2014

2014 12 31 4 (23) (a) (b) (a) (b) 2014 153

2014 12 31 4 (23) (24) (a) 4(21)(c)(i) (b) (c) (d) 154 2014

2014 12 31 4 (25) (26) 2014 155

2014 12 31 4 (27) (28) (a) (b) 156 2014

2014 12 31 4 (28) (b) (c) (29) 2009 10% (30) (31) (a) 2014 157

2014 12 31 4 (31) (c) (32) (1) (2) (3) 2014 159

2014 12 31 4 (33) 160 2014

2014 12 31 4 (34) 2 2013 2014 30 2 2013 2014 1 39 2 2013 2014 1 33 40 2 2013 2014 1 9 2014 161

2014 12 31 4 (34) 2 2014 2014 3 2 2 2014 2014 3 41 2 2014 2014 6 37 162 2014

2014 12 31 5 (1) (a) = 100% 5% 2014 163

2014 12 31 5 (1) (b) 1% = 100% (2) 164 2014

2014 12 31 5 (1) (a) 2014 12 312013 12 31 2014 12 31 4.75%~5.23% 2013 12 31 4.75%~5.23% 2014 12 312013 12 31 2014 12 31 3.67%~6.11% 2013 12 31 3.67%~5.94% 2014 165

2014 12 31 5 (1) (d) 70% (e) (2) (a) 2014 167

2014 12 31 5 (2) (b) (c) (d) 75 (3) (4) 168 2014

2014 12 31 5 (5) 37 (6) 19982006 2,910 2007 1,455 2011 3354 2014 169

2014 12 31 5 (6) 20012002170 2010 12 30 170 2012 11 9 1702012 2013 112 2013170112 170 2014 8 11 [2014]795 100% 2015 1 170 2015 3 5 2015 4 30 2013 3 18 2013 12 25 5.75 2014 5 132014 7 8 1,101 2014 12 31 9312013 12 31 931 170 2014

2014 12 31 5 (7) (8) 5(1)2014 12 31 2014 12 31 820 345 1,165 2015 3 25 6 (1) 25% (2) 5% 5% 2014 171

172 2014 12 31 2014 7 (1)

2014 12 31 7 (1) 2014 12 31 (%) (%) 1 563 99.4% 99.4% 4 5 100% 100% 632 100% 100% 2 562 100% 100% 15 100% 100% 3 10 95% 95% 1 500 100% 100% 20 100% 100% 20 100% 100% 100 100% 100% 8 100% 100% 20 100% 100% 20 100% 100% 16 100% 100% 22 100% 100% 22 100% 100% 20 100% 100% 20 100% 100% 40 99.6% 99.6% 20 100% 100% 20 100% 100% 4 535 100% 100% 20 100% 100% 3 100% 100% 10 100% 100% 50 100% 100% 3,273 5 2014 173

2014 12 31 7 (1) 1 2013 11 465 2014 2 2014 4 500 2 2014 12 197309 350547 2014 12 562 3 2014 2014 4 2014 3 26 2014 5 16 760 2015 5 15 2014 12 31 535 2015 2 4 225 500 5 632 562 15 10 174 2014 78995754-6 76385044-1 78324880-2 59388327-4 59388328-2 59232193-1

2014 12 31 7 (1) 500 20 20 X 100 05924329-3 05158948-4 05571130-1 09381625-1 8 09950151-7 50 61181637-000- 03-14-6 20 XCT 08175091-0 2014 175

2014 12 31 7 (1) 20 X 16 22 X 22 X 20 X 07736961-5 08585238-3 08633185-4 08543377-9 08330226-5 176 2014

2014 12 31 7 (1) 20 09041035-2 20 X 09733568-2 20 39909410-8 760 09870905-X 20 30709859-1 3 10 30672834-4 30460235-0 2014 177

2014 12 31 7 (1) 20 67505006-5 (2) (%) 100% 100 100% 100 10,000 309 10,000 21 (3) 20 178 2014

2014 12 31 8 (1) 0.5 100% 2014 9 30 2014 9 30 2014 9 30 9 9 299 228 (2) (2) (256) (256) 50 50 9 (50) (41) 2014 179

2014 12 31 8 (1) 2014 10 1 12 31 4 124 2014 12 31 (2) (a) 2014 (b) 2011 2014 8 180 2014

2014 12 31 9 2014 12 31 2013 12 31 8,633 1.0000 8,633 14,578 1.0000 14,578 345 6.1190 2,112 37 6.0969 227 287 0.7889 226 424 0.7862 333 10,971 15,138 1,701 1.0000 1,701 1,293 1.0000 1,293 1,701 1,293 10,334 1.0000 10,334 15,871 1.0000 15,871 345 6.1190 2,112 37 6.0969 227 287 0.7889 226 424 0.7862 333 12,672 16,431 2014 181

2014 12 31 10 2014 12 31 2013 12 31 301 3,289 1,015 409 384 3,698 1,700 1,737 324 318 225 2,055 549 2,588 2,588 128 127 128 127 8,469 2,376 182 2014

2014 12 31 11 2013 12 31 2014 12 31 5,350 8,858 (8,614) 5,594 4,301 17,771 (17,354) 4,718 198 755 (626) 327 9,849 27,384 (26,594) 10,639 9,849 27,384 (26,594) 10,639 2012 12 31 2013 12 31 7,159 8,943 (10,752) 5,350 3,514 12,077 (11,290) 4,301 89 383 (274) 198 10,762 21,403 (22,316) 9,849 10,762 21,403 (22,316) 9,849 (1) 2014 12 31 2013 12 31 (2) 2014 12 31 2013 12 31 (3) 2014 12 31 70(5) 5%5% 2013 12 31 (4) 2014 12 31 2013 12 31 2014 183

2014 12 31 12 2014 12 31 2013 12 31 1,255 1,388 14 11 274 182 1,543 1,581 1,543 1,581 (1) 2014 12 31 3 2013 12 31 (2) 2014 12 31 2013 12 31 (3) 2014 12 31 5%5% 2013 12 31 (4) 2014 12 31 2013 12 31 184 2014

2014 12 31 13 2014 12 31 2013 12 31 73 85 6 7 1 80 92 80 92 (1) 2014 12 31 12013 12 31 (2) 2014 12 31 2013 12 31 (3) 2014 12 31 5%5% 2013 12 31 (4) 2014 12 31 73 1 93% 5% 6 1 7% 1 1 0% 80 100% (5) 2014 12 31 13(4) 2013 12 31 2014 185

2014 12 31 14 2014 12 316 2013 12 31 15 2014 12 31 2013 12 31 15(9) 2,240 2,240 1,495 1,495 15(4) 1,101 (931) 170 1,101 (931) 170 15(10) 14 14 509 509 570 570 51 51 65 65 43 43 15(12) 37 (37) 37 (37) 44 44 24 24 15(13) 17 (17) 17 (17) 15(14) 16 (16) 16 (16) 15(15) 12 (12) 12 (12) 15(11) 4 4 3 3 520 (9) 511 231 (9) 222 4,640 (1,022) 3,618 3,539 (1,022) 2,517 (1) 2014 12 31 2013 12 31 1 1 2,398 1,488 12 2 422 553 23 3 497 290 34 4 132 11 45 5 11 15 5 1,180 1,182 4,640 3,539 (1,022) (1,022) 3,618 2,517 186 2014

2014 12 31 15 (2) 2014 (1,022) (1) 1 (1,022) 2013 (1,030) (1) 9 (1,022) (3) 2014 12 31 2013 12 31 1,101 24% (931) 85% 1,101 31% (931) 85% 2,893 62% 0% 2,101 59% 0% 555 12% 0% 246 7% 0% 91 2% (91) 100% 91 3% (91) 100% 4,640 100% (1,022) 22% 3,539 100% (1,022) 29% (4) 2014 12 31 1,101 (931) 85% 5(6) 1,101 (931) 2013 12 31 1,101 (931) 85% 5(6) 1,101 (931) 2014 187

2014 12 31 15 (5) 2014 12 31 37 (37) 100% 15(12) 17 (17) 100% 15(13) 16 (16) 100% 15(14) 12 (12) 100% 15(15) 9 (9) 100% 91 (91) 2013 12 31 37 (37) 100% 15(12) 17 (17) 100% 15(13) 16 (16) 100% 15(14) 12 (12) 100% 15(15) 9 (9) 100% 91 (91) 188 2014

2014 12 31 15 (6) 2014 12 31 2,240 49% 1-2 1,101 24% 5 (931) 570 12% 1-2 65 1% 1-5 44 1% 1-5 4,020 87% (931) 2013 12 31 1,495 42% 1 1,101 31% 5 (931) 509 15% 1 51 1% 1-2 43 1% 1-5 3,199 90% (931) (7) 2014 12 31 5%5%2013 12 31 (8) 2014 12 312013 12 31 (9) (10) 2014 189

2014 12 31 15 (11) (12) 2005372005 37 (13) 2009 295 277 18 2011 72012 202012 2012 80 1002012 12 31 26162 2013 9 (14) 2005 477 2009 2012 3732012 16 88 190 2014

2014 12 31 15 (15) 2004 1042004 100 162007 12 16 2014 12 31 2013 12 31 33 4,478 6,837 3 1 1 41,400 3,303 12 2 69,203 38,860 23 3 44,828 69,203 34 4 2,200 44,828 45 5 7,000 2,200 169,109 165,231 2014 191

2014 12 31 17 2014 12 31 2013 12 31 41 1,111 2,581 8,191 35,480 31,732 18,684 19,675 59,475 25,641 1,149 10,019 80 80 117,490 96,449 20,572 12,688 33,288 18,758 199 30 144 3,413 57,646 31,446 366 366 175,502 127,895 2014 12 31 3,6432013 12 31 2,297 192 2014

2014 12 31 17 (1) 2014 12 31 2013 12 31 117,490 96,449 117,361 99,402 129 (2,953) 57,646 31,446 50,588 33,706 7,594 (433) (536) (1,827) 175,136 127,895 167,949 133,108 7,723 (3,386) (536) (1,827) 2014 366 366 2 366 366 2 2014 193

2014 12 31 17 (2) 2014 2013 (1,827) (1,827) (4,360) (4,360) (1,023) (1,023) (1,318) (1,318) (1,023) (1,023) (1,318) (1,318) 2,314 2,314 3,851 3,851 (536) (536) (1,827) (1,827) 18 2014 12 31 2013 12 31 45,891 46,987 46,063 41,707 26,659 26,463 26,779 22,565 44,301 44,445 51,025 47,699 59,146 59,921 59,141 54,758 175,997 177,816 183,008 166,729 2014 12 312013 12 31 2014 2014 194 2014

2014 12 31 19 2014 12 31 2013 12 31 12 11 (1) 20,000 20,000 (2) 24,823 4,380 910 10 45,745 24,401 (1) (2) 20 2014 12 31 2013 12 31 8,768 8,523 (1) 770 767 1 1 100 100 2 2 497 15 14 10,150 9,404 2014 12 31 2014 195

2014 12 31 20 2014 8,500 8,523 507 (262) 8,768 600 767 (2) 5 770 1 100 100 6 (6) 100 2 470 470 27 497 10 14 1 15 9,680 9,404 470 539 5 (268) 10,150 2013 8,500 8,500 287 (264) 8,523 600 695 72 767 1 100 100 3 (3) 100 10 13 2 (1) 14 9,210 708 8,600 364 (268) 9,404 23.6% 0% 23.6% 36,000 (1) 24% 0% 24% 2,500 1 46.3% 0% 46.3% 216 2 47% 0% 47% 1,000 30% 0% 30% 4 (1) 2011 8 232011 24% 196 2014

2014 12 31 20 2014 12 31 2013 12 31 5 5 37,206 36,054 37,211 36,059 24 2 24 2 37,187 36,057 8,776 8,509 (8) 14 8,768 8,523 2014 2013 2,322 1,224 2,245 1,178 2,245 1,178 262 264 2014 197

2014 12 31 20 2014 2013 1,382 881 37 77 64 341 20 84 341 21 2014 12 31 280 195 240 1 716 2013 12 31 280 195 240 1 716 198 2014

2014 12 31 22 2014 1,711 1,711 129 129 1,840 1,840 (117) (117) (42) (42) (16) (16) (175) (175) 1,665 1,665 1,594 1,594 2013 1,711 1,711 1,711 1,711 (76) (76) (41) (41) (117) (117) 1,594 1,594 1,635 1,635 2014 199

2014 12 31 22 (1) 2014 6278 2013 (2) 2014512013 (3) 2014 12 3132013 12 31 2014 12 (4) 2014 12 312,843 2013 12 31 2,599 200 2014

2014 12 31 22 (4) 1,210 10-10.89 5.6%-7.7% 378 40,000-45,000 25 2.0-2.5 5.4%-6.7% 1,180 58,600-74,400 81,250-100,900 1,000-1,600 3.5%-4.5% 3 1.0-1.4 4.3%-6.4% 47 1.8-2.0 6.2%-8.0% 2014 201

2014 12 31 23 2014 3,829 931 177 4,937 4 182 25 211 486 18 504 299 299 (492) (492) (78) (78) (14) (55) (14) (83) (33) (33) 4,001 1,076 188 5,265 (509) (529) (57) (1,095) (91) (127) (15) (233) 183 183 16 16 11 46 8 65 3 3 (387) (610) (64) (1,061) 3,614 466 124 4,204 3,320 402 120 3,842 202 2014

2014 12 31 23 2013 3,745 815 170 4,730 169 19 188 87 4 91 (3) (57) (12) (72) 3,829 931 177 4,937 (419) (472) (50) (941) (90) (110) (14) (214) 53 7 60 (509) (529) (57) (1,095) 3,320 402 120 3,842 3,326 343 120 3,789 2014 12 31572013 12 31 158 2014 203

2014 12 31 24 2014 12 31 2013 12 31 617 617 184 184 103 103 55 55 148 148 143 143 702 702 390 390 1,713 1,713 629 629 2014 12 31 1%2013 12 31 25 2014 1,352 373 1,725 41 60 101 33 33 1,426 433 1,859 (11) (202) (213) (35) (49) (84) (3) (3) (49) (251) (300) 1,377 182 1,559 1,341 171 1,512 204 2014

2014 12 31 25 2013 273 273 1,352 100 1,452 1,352 373 1,725 (171) (171) (11) (31) (42) (11) (202) (213) 1,341 171 1,512 102 102 2014 12 311,3472013 12 31 1,341 2014 205

2014 12 31 26 2014 12 31 2013 12 31 26(1) 276 265 198 193 136 111 610 569 (1) 2013 12 31 2014 12 31 153 91 (37) 207 112 16 (59) 69 265 107 (96) 276 2012 12 31 2013 12 31 161 67 (75) 153 93 39 (20) 112 254 106 (95) 265 206 2014

2014 12 31 27 2013 12 31 2014 12 31 1,022 1 (1) 1,022 1,827 1,023 (2,314) 536 2,849 1,024 (1) (2,314) 1,558 2012 12 31 2013 12 31 1,030 1 (9) 1,022 4,360 1,318 (3,851) 1,827 5,390 1,319 (9) (3,851) 2,849 28 2014 12 31 2013 12 31 40,040 37,597 19,194 14,614 59,234 52,211 2014 12 31 2013 12 31 59,234 52,211 59,234 52,211 2014 207

2014 12 31 28 2014 12 31 2013 12 31 33 54,234 52,211 3 66 5,000 59,234 52,211 (1) 2014 12 31 43,7312013 12 31 42,950 (2) 2014 12 31 33,2572013 12 31 39,467 29 2014 12 31 2013 12 31 42 41 22 11 3 2 67 54 (1) 2014 12 31 5%5% 2013 12 31 (2) 2014 12 31 2013 12 31 (3) 2014 12 31 2013 12 31 208 2014

2014 12 31 30 2014 (1) 1,044 6,741 (6,434) 1,351 (2) 119 631 (715) 35 5 (5) 54 111 (39) 126 1,217 7,488 (7,193) 1,512 2013 (1) 987 5,685 (5,628) 1,044 (2) 30 596 (507) 119 9 (9) 14 54 (14) 54 1,031 6,344 (6,158) 1,217 2014 12 312013 12 31 2015 2014 209

2014 12 31 30 (1) 2013 12 31 2014 12 31 898 5,927 (5,651) 1,174 134 137 (113) 158 (5) 268 (263) (6) 233 (229) (2) 15 (15) 1 20 (19) 2 15 287 (285) 17 2 122 (122) 2 1,044 6,741 (6,434) 1,351 2012 12 31 2013 12 31 872 4,943 (4,917) 898 115 136 (117) 134 (14) 232 (223) (5) (14) 201 (193) (6) 13 (13) 18 (17) 1 12 251 (248) 15 2 123 (123) 2 987 5,685 (5,628) 1,044 210 2014

2014 12 31 30 (2) 2013 12 31 2014 12 31 3 541 (536) 8 13 45 (45) 13 103 45 (134) 14 119 631 (715) 35 2012 12 31 2013 12 31 3 464 (464) 3 13 40 (40) 13 14 92 (3) 103 30 596 (507) 119 31 2014 12 31 2013 12 31 113 246 80 80 48 19 11 18 252 363 2014 211

2014 12 31 32 2014 12 31 2013 12 31 1,054 840 247 119 1,301 959 (1) 2014 12 31 5%5%2013 12 31 (2) 2014 12 312013 12 31 (3) 2014 12 31282013 12 31 93 33 2014 12 31 2013 12 31 819 1 193 177 94 139 44 87 44 65 15(12) 37 37 36 40 33(1) 833 501 436 1,768 1,815 212 2014

2014 12 31 33 (1) 2012 7 26 3,119,546,6000.32056 102012 36 36 2014 12 182014 12 16 36 2011 2014 12 31 2013 12 31 833 (2) 2014 12 31 5%5%2013 12 31 (3) 2014 12 312013 12 31 (4) 2014 12 312852013 12 31 939 2014 213

2014 12 31 34 2014 2013 25,701 18,734 6,508 10,479 (5,229) (5,679) (199) (433) 1,128 2,614 56 (14) 27,965 25,701 2014 12 31 2013 12 31 1 1 2,762 2,875 13 3 6,077 6,667 35 5 3,662 3,271 5 15,464 12,888 27,965 25,701 214 2014

2014 12 31 35 (1) 2013 12 31 2014 12 31 967 2,740 (2,575) 1,132 520 1,246 (1,204) 562 403,348 119,731 (15,156) (48,734) (6,384) 452,805 22,046 6,542 (761) (292) (1,934) 25,601 426,881 130,259 (17,121) (49,026) (10,893) 480,100 2012 12 31 2013 12 31 750 2,640 (2,423) 967 452 1,273 (1,205) 520 342,790 104,347 (7,450) (28,437) (7,902) 403,348 18,280 5,918 (600) (358) (1,194) 22,046 362,272 114,178 (9,255) (28,795) (11,519) 426,881 2014 215

2014 12 31 35 (1) 2013 2014 12 31 12 31 (79) (147) 175 (51) (23) (127) 115 (35) (2,717) (249) 16 148 34 (2,768) (43) (111) 48 11 9 (86) (2,862) (634) 179 159 218 (2,940) 2012 2013 12 31 12 31 (27) (192) 140 (79) (22) (85) 84 (23) (2,844) (343) 228 201 41 (2,717) (25) (181) 18 7 138 (43) (2,918) (801) 330 208 319 (2,862) 216 2014

2014 12 31 35 (2) 2014 12 31 2013 12 31 1 1 1 1 1 1 1,132 1,132 967 967 562 562 520 520 12,252 440,553 452,805 7,955 395,393 403,348 5 25,596 25,601 1 22,045 22,046 13,951 466,149 480,100 9,443 417,438 426,881 2014 12 31 2013 12 31 1 1 1 1 1 1 (51) (51) (79) (79) (35) (35) (23) (23) (35) (2,733) (2,768) (9) (2,708) (2,717) (38) (48) (86) (13) (30) (43) (159) (2,781) (2,940) (124) (2,738) (2,862) (3) 2014 12 31 2013 12 31 142 346 394 150 26 24 562 520 2014 217

2014 12 31 36 2011 95,000105.7% 5 6 57.7% 2012 710,000104.6% 5 6 56.6% 2014 114,00010 5.6%5 7.6% 2013 12 31 2014 12 31 15,000 4,000 19,000 2012 12 31 2013 12 31 15,000 15,000 2014 12 31 19,038 218 2014

2014 12 31 37 2014 2013 458 458 (429) 29 458 4.29 2009 8 182010 3 2014 12 18 2014 2014 4.29 2014 219

2014 12 31 38 (1) 2014 12 31 2013 12 31 2,131 1,832 (2,112) (792) 36 1,040 (17) 2014 12 31 2013 12 31 (1) 13 52 (2) (7) 340 1,362 142 568 38 153 261 1,043 219 875 65 258 1 36 145 1,040 4,159 220 2014

2014 12 31 38 (1) 2014 12 31 2013 12 31 (18) (73) (691) (2,766) 45 181 309 1,237 262 1,047 76 304 1 (17) (69) 2014 221

2014 12 31 38 (2) 2014 12 31 2013 12 31 30 120 800 3,201 134 536 457 1,827 347 1,390 261 1,043 262 1,047 219 875 76 304 65 258 33 130 1,279 5,116 1 1 2,131 8,524 1,832 7,325 11 1,997 7,988 1,375 5,498 1 134 536 457 1,827 2,131 8,524 1,832 7,325 222 2014

2014 12 31 38 (3) 2014 12 31 2013 12 31 (51) (204) (1,972) (7,889) (17) (68) (460) (1,839) (89) (355) (315) (1,259) (2,112) (8,448) (792) (3,166) 11 (2,023) (8,093) (477) (1,907) 1 (89) (355) (315) (1,259) (2,112) (8,448) (792) (3,166) 2014 223

2014 12 31 38 (4) 2014 12 31 2013 12 31 305 139 475 475 780 614 2014 12 31 2014 2013 2014 5 2015 4 6 2016 13 15 2017 54 54 2018 58 59 2019 176 475 475 780 614 39 2014 12 31 2013 12 31 310 284 236 41 13 3 559 328 224 2014

2014 12 31 40 2013 2014 12 31 12 31 985 (985) (985) 985 (985) (985) 1,101 985 985 2,086 1,034 1,034 2,135 985 985 3,120 3,120 3,120 2012 2013 12 31 12 31 985 985 985 985 1,101 1,101 1,034 1,034 2,135 2,135 3,120 3,120 2014 225

2014 12 31 40 1 A A36 A 2014 12 31 41 2013 12 31 2014 12 31 23,962 2 23,964 42 2014 2013 13,672 (3,418) 10,254 (1,249) 313 (936) (2,582) 646 (1,936) (1,592) 398 (1,194) (6,955) 1,739 (5,216) 1,537 (386) 1,151 5 5 (1) (1) 4,140 (1,033) 3,107 (1,305) 325 (980) 226 2014

2014 12 31 42 2013 12 31 2014 12 31 (2,401) 11,090 (2,772) 5,917 1,379 (6,955) 1,739 (3,837) 5 5 (1) (1) 48 48 (975) 4,140 (1,033) 2,132 2012 12 31 2013 12 31 (271) (2,841) 711 (2,401) 228 1,537 (386) 1,379 (1) (1) 48 48 5 (1,305) 325 (975) 2014 227

2014 12 31 43 2013 12 31 2014 12 31 1,458 644 2,102 1,458 644 2,102 2,916 1,288 4,204 2012 12 31 2013 12 31 1,000 458 1,458 1,000 458 1,458 2,000 916 2,916 10% 50% 201410%6442013 10% 458 2007 3 202014 10% 2013 10% 228 2014

2014 12 31 44 2013 1 1 6,783 4,422 43 (458) 10% 43 (458) 10% 2013 12 31 10,289 2014 1 1 10,289 6,406 43 (644) 10% 43 (644) 10% 44(1) (468) 2014 12 31 14,939 (1) 2014 5 20 0.15 2013 468 (2) 2014 12 31332013 12 31 22 2014 112013 6 45 2014 12 31 2013 12 31 4 5 1 1 5 6 2014 229

2014 12 31 46 2014 2013 96,809 94,069 11,864 8,331 1,195 1,240 109,868 103,640 47 2014 2013 304 198 88 86 12 9 404 293 48 2014 2013 193 165 230 2014

2014 12 31 49 2014 2013 11,557 7,673 8,858 8,943 8,387 8,323 2,400 700 718 364 539 364 526 (304) 37 20 4 33,022 26,087 27,402 21,943 (1) 2014 2013 (2) 20145%2013 50 2014 2013 156 (113) 168 81 324 (32) 1 1 324 (31) 2014 231

2014 12 31 51 2014 2013 199 433 106 70 235 152 540 655 52 2014 2013 48,734 28,437 292 358 49,026 28,795 53 (1) 2014 2013 17,121 9,255 (2) 2014 2013 1,204 1,205 7,913 3,337 5,702 2,797 2,302 1,916 17,121 9,255 232 2014

2014 12 31 54 (1) 2014 2013 42 68 42,721 62,044 3,392 3,801 46,155 65,913 (2) 2014 2013 (9) (3) 49 68 2 3 42 68 55 2014 2013 (12) (1) (51) 127 (43) (18) (106) 108 56 2014 2013 201 97 12 5 11 2 11 9 235 113 2014 233

2014 12 31 57 2014 2013 7,457 6,344 740 695 644 582 522 481 401 351 302 317 212 227 185 188 136 128 116 115 94 60 76 74 47 70 16 16 503 449 11,451 10,097 58 2014 2013 1,400 1,225 1,144 869 771 745 54 41 28 227 175 81 3,572 3,188 234 2014

2014 12 31 59 2014 2013 1,023 1,318 15(13) (9) 1 1 1,024 1,310 60 2014 2013 429 20 1 1 19 5 469 6 20142013 61 2014 2013 6 5 72 112 78 117 20142013 2014 235

2014 12 31 62 2014 2013 1,387 387 (12) 148 1,375 535 2014 2013 7,782 4,959 25% 1,946 1,240 (933) (814) 322 89 44 20 (2) (2) 1,375 535 236 2014

2014 12 31 63 (1) 2014 2013 6,406 4,422 3,120 3,120 2.05 1.42 2.05 1.42 (2) 2014 2013 64 (1) 2000 6 30 2014 237

2014 12 31 64 (1) (a) (b) (c) (d) (2) 5(2) 238 2014

2014 12 31 64 (3) 2014 12 31 2013 12 31 19 45 208 63 55 208 8 114 29 15 (1) 255 237 2014 12 31 2013 12 31 248 232 (4) 2014 12 31 2013 12 31 29 33 8.6621 7.1512 (5) 0.1% 16 0.2% 1.5% 2014 239

2014 12 31 65 (1) 2014 2013 (1) 118 (20) 3 443 254 422 375 (2) 2014 2013 644 582 740 695 522 481 302 317 212 227 185 206 136 128 116 115 76 74 94 60 2,081 855 5,108 3,740 240 2014

2014 12 31 66 (1) 2014 2013 6,407 4,424 1,024 1,310 275 255 84 42 96 95 5 9 193 165 46,155 65,913 (106) 108 (324) 31 (33,022) (26,087) (30) 299 2,171 1,970 (12) 148 (1,005) 155 3,141 7,368 25,052 56,205 2014 241

2014 12 31 66 (2) 2014 2013 3 2,094 230 16,476 24,836 18,570 25,066 3 1,812 2,094 12,691 16,476 14,503 18,570 (4,067) (6,496) (3) 2014 12 31 2013 12 31 12,793 17,277 1,710 1,293 14,503 18,570 67 2014 2013 345 6.1190 2,112 37 6.0969 227 287 0.7889 226 424 0.7862 333 6.1190 3 6.0969 2 0.7889 41 0.7862 32 242 2014

2014 12 31 68 (1) (a) (b) (c) (2) (3) (4) (5) 2014 243

2014 12 31 68 2014 141,142 1,831 614 (400) 143,187 107,989 1,282 109,271 108,409 1,459 109,868 (274) (130) (404) (146) (47) (193) 32,434 503 80 5 33,022 (5) 5 319 4 1 324 28 2 30 372 40 533 (405) 540 7 1 397 (405) (133,359) (2,239) (604) 406 (135,796) (49,000) (26) (49,026) (16,298) (823) (17,121) 75 104 179 (46,012) (143) (46,155) 94 12 106 (155) (54) (26) (235) (7,369) (244) (7,613) (10,459) (928) (470) 406 (11,451) (366) (32) (8) 406 110 6 116 (3,332) (132) (108) (3,572) (1,013) (11) (1,024) 7,783 (408) 10 6 7,391 517 (48) 469 48 (48) (85) 7 (78) (7) 7 7,783 (408) 442 (35) 7,782 (1,375) (1,375) 7,783 (408) (933) (35) 6,407 622,607 6,634 14,582 (114) 643,709 568,095 6,300 21,064 (114) 595,345 1,675 1,675 (401) (36) (18) (455) 532 8 (1) 539 244 2014

2014 12 31 68 2013 127,664 1,753 423 (246) 129,594 101,926 1,256 103,182 102,189 1,451 103,640 (145) (148) (293) (118) (47) (165) 25,458 504 125 26,087 (27) (4) (31) (275) (24) (299) 582 21 298 (246) 655 5 241 (246) (122,524) (1,914) (332) 246 (124,524) (28,327) (468) (28,795) (8,366) (889) (9,255) 254 76 330 (66,593) 680 (65,913) (109) 1 (108) (45) (52) (16) (113) (5,950) (246) 1 (6,195) (1) 1 (9,163) (891) (288) 245 (10,097) (219) (21) (5) 245 103 17 120 (3,030) (130) (28) (3,188) (1,298) (12) (1,310) 5,140 (161) 91 5,070 6 6 (117) (117) 5,140 (161) (20) 4,959 (535) (535) 5,140 (161) (555) 4,424 544,376 6,434 15,060 (21) 565,849 502,451 6,047 18,054 (21) 526,531 1,951 1,951 (311) (30) (10) (351) 284 6 74 364 2014 245

2014 12 31 69 (1) 2014 12 31 2013 12 31 8,341 1.0000 8,341 13,669 1.0000 13,669 341 6.1190 2,088 36 6.0969 222 232 0.7889 183 376 0.7862 295 10,612 14,186 1,701 1.0000 1,701 1,293 1.0000 1,293 1,701 1,293 10,042 1.0000 10,042 14,962 1.0000 14,962 341 6.1190 2,088 36 6.0969 222 232 0.7889 183 376 0.7862 295 12,313 15,479 246 2014

2014 12 31 69 (2) 2014 12 31 2013 12 31 15(9) 2,240 2,240 1,495 1,495 15 (4) 1,101 (931) 170 1,101 (931) 170 70(5) 662 662 554 554 15(10) 14 14 509 509 55 55 51 51 59 59 41 41 15(12) 37 (37) 37 (37) 44 44 23 23 15(13) 17 (17) 17 (17) 15(14) 16 (16) 16 (16) 15(15) 12 (12) 12 (12) 15(11) 4 4 3 3 315 (9) 306 180 (9) 171 4,576 (1,022) 3,554 4,039 (1,022) 3,017 2014 247

2014 12 31 69 (3) 2014 12 31 2013 12 31 69(3)(a) 23,045 21,335 69(3)(b) 10,150 9,404 33,195 30,739 (a) 2013 12 31 2014 12 31 95 98 465 563 99.4% 99.4% 5 5 5 100% 100% 1 632 632 100% 100% 15 15 547 562 100% 100% 15 15 15 100% 100% 10 10 10 95% 95% 5 5 (5) 500 500 500 100% 100% 20 20 20 100% 100% 20 20 20 100% 100% 100 100 100 100% 100% 8 8 8 100% 100% 15 15 15 40% 99.64% 40% 59.64% 535 535 535 100% 100% 50 50 50 100% 100% 10 10 10 100% 100% 10,000 10,000 10,000 100% 100% 683 10,000 10,000 10,000 100% 100% 696 21,404 21,335 1,715 (5) 23,045 1,379 248 2014

2014 12 31 69 (3) (a) 2012 12 31 2013 12 31 95 98 98 97% 97% 145 5 5 5 100% 100% 5 5 5 100% 100% 1 632 632 100% 100% 15 15 15 100% 100% 15 15 15 100% 100% 10 10 10 95% 95% 500 500 500 100% 100% 20 20 20 100% 100% 20 20 20 100% 100% 15 15 15 40% 98% 40% 58.2% 10,000 10,000 10,000 100% 100% 174 10,000 10,000 10,000 100% 100% 20,701 1,320 20,015 21,335 319 (b) 20 2014 249

2014 12 31 69 (4) (5) 2014 2013 11,517 7,641 8,827 8,926 8,387 8,323 1,026 191 718 364 539 364 519 (305) 36 19 1,374 509 (5) 145 32,938 26,177 25,973 21,394 (a) 2014 2013 (b) 20145%2013 250 2014

2014 12 31 69 (6) 2014 2013 6,444 4,578 1,024 1,310 250 240 81 41 88 91 (36) 5 193 165 46,155 65,913 (106) 108 (323) 31 (32,938) (26,177) (30) 299 2,171 1,970 10 149 (1,448) 270 3,668 7,505 25,203 56,498 2014 251

2014 12 31 69 (6) 2014 2013 3 1,883 15,524 24,262 17,407 24,262 3 1,553 1,883 12,332 15,524 13,885 17,407 (3,522) (6,855) 2014 12 31 2013 12 31 12,175 16,114 1,710 1,293 13,885 17,407 252 2014

2014 12 31 70 (1) 2014 12 3112 (a) (b) (c) (d) (2) 7 (3) 20 (4) 5%5% 71093296-1 5%5% 13220082-1 2014 253

2014 12 31 70 (5) (a) 2014 2013 70(5)(a)(i) 12 12 70(5)(a)(ii) 49 101 7(1) 465 70(5)(a)(iii) 349 240 70(5)(a)(iii) 41 70(5)(a)(iv) 141 70(5)(a)(v) 5 5 70(5)(a)(v) 2 70(5)(a)(vi) 1 70(5)(a)(vii) 7 7(1) 547 70(5)(a)(viii) 8 (i) 2009 2014 12 31 31.34% 2010 3002014 12 31 3002013 12 31 300 2014 12201312 254 2014

2014 12 31 70 (5) (a) (ii) 2014 6 2013 12 31 1,797 2014 492013101 (iii) 2014 1 2014 1 (iv) 2013 9 271.4497 1412014 12 31 2014 2014 255

2014 12 31 70 (5) (a) (v) 12 5 A 5 2 (vi) 2014 1% 2013 1% (vii) 2014 8 25 7 (viii) 2014 20148 256 2014

2014 12 31 70 (5) (b) 2014 12 31 2013 12 31 4 4 8 330 160 2012 2014 12 31 2013 12 31 2014 257

2014 12 31 70 (5) (b) 2014 12 31 2013 12 31 167 51 16 22 22 21 20 17 14 9 7 5 3 3 465 374 141 94 21 20 2 2014 12 31 2013 12 31 258 2014

2014 12 31 72 (1) 2014 12 31 2013 12 31 2,183 336 96 2,279 336 (2) 2014 12 31 2013 12 31 1 1 396 322 12 2 252 204 23 3 131 107 3 322 55 1,101 688 (3) 2014 12 31 2013 12 31 390 716 530 716 920 (4) 2013 12 31 260 2014

2014 12 31 73 (1) 2014 5 2020132014 5 50 20152014 (2) 2015 1 21 100% 100% 7 (3) 2015 3 252014 655 0.21 74 (1) (a) 2014 261

2014 12 31 74 (1) (b) 2014 12 31 2013 12 31 i C 103,764 21.69% 99,620 23.42% ii A 35,526 7.43% 45,242 10.64% iii 26,854 5.61% 19,655 4.62% iv 24,483 5.12% 22,036 5.18% v 22,052 4.61% 13,352 3.14% 265,727 55.54% 225,489 53.00% 478,406 100.00% 425,394 100.00% 2014 2013 i C 12,145 11.34% 20,379 20.17% ii A 457 0.43% 1,169 1.16% iii 8,056 7.52% 7,938 7.86% iv 4,673 4.36% 6,241 6.18% v 19,641 18.33% 13,317 13.19% 62,156 58.02% 51,956 51.44% 107,128 100.00% 101,000 100.00% 262 2014

2014 12 31 74 (1) (b) 2014 2013 i C 14,293 22.01% 6,882 18.68% ii A 12,345 19.01% 7,601 20.63% iii 1,756 2.70% 978 2.65% iv 3,518 5.42% 798 2.17% v 12,047 18.55% 7 0.02% 20,984 32.31% 20,579 55.85% 64,943 100.00% 36,845 100.00% (i) C C = =2 (ii) A A 2014 263

2014 12 31 74 (1) (b) (iii) 80 1% 60 9% 60 80 9% 105% 18 60 (iv) 1% 25% 110% 220% 264 2014

2014 12 31 74 (1) (b) (v) 18 181.05 18 18 1818 2 18 181.5 (c) (i) 502014 9,194 10,03020138,125 8,752 10%2014 2,178 2,24920131,803 1,947 10%2014 2,463 2,66220131,982 2,123 10%2014 1,380 1,37920131,104 1,167 2014 265

2014 12 31 74 (1) (c) (ii) 1002014 192013 16 2010 2011 2012 2013 2014 766 919 1,122 1,276 1,272 5,355 1 781 933 1,128 1,265 4,107 2 781 921 1,112 2,814 3 781 921 1,702 4 781 781 781 921 1,112 1,265 1,272 5,351 (781) (921) (1,112) (1,227) (774) (4,815) 38 498 536 2 24 26 40 522 562 266 2014

2014 12 31 74 (1) (c) (ii) 2010 2011 2012 2013 2014 711 861 1,058 1,186 1,166 4,982 1 721 885 1,067 1,157 3,830 2 720 871 1,047 2,638 3 720 871 1,591 4 720 720 720 871 1,047 1,157 1,166 4,961 (720) (871) (1,047) (1,120) (702) (4,460) 37 464 501 2 24 26 39 488 527 (2) 2014 267

2014 12 31 74 (2) (a) (i) 2014 12 3150 62013 12 31 1162013 12 31 11 5312013 12 31 565552 2013 12 31 575 (ii) 2014 12 31 10% 802013 12 31 32 2,1362013 12 31 1,199 268 2014

2014 12 31 74 (2) (a) (iii) 2014 12 312013 12 31 2014 12 31 2013 12 31 128 128 127 127 2,112 226 2,338 227 286 513 6,760 6,760 8,737 180 8,917 59 59 71 1 72 353 1,829 2,182 115 982 1,097 9,284 2,183 11,467 9,150 1,576 10,726 2014 12 31 10% 1,1472013 12 31 1,073 2014 269

2014 12 31 74 (2) (b) 2014(1) (2) (3) 270 2014

2014 12 31 74 (2) (c) 2014 12 31 1 1 1-3 3 3-5 5 5 346,115 51,797 63,065 107,319 278,594 500,775 69,171 69,171 69,171 169,109 49,548 124,408 10,165 184,121 716 481 256 737 12,691 12,691 12,691 1,584 1,585 1,585 14,903 14,903 14,903 80 80 80 2,940 233 1,538 (147) 574 2,198 1,543 1,543 1,543 10,639 10,271 368 10,639 629,491 69,171 143,132 189,635 117,337 279,168 798,443 (19,000) (969) (16,653) (4,448) (22,070) (27,965) (2,757) (5,816) (4,274) (41,091) (53,938) (1,301) (1,301) (1,301) (67) (67) (67) (59,234) (59,718) (59,718) (1,132) (606) (606) (562) (562) (562) (452,805) (25,373) (39,106) (61,969) (901,361) (1,027,809) (25,601) 6,948 12,802 11,265 (110,711) (79,696) (248) (27) (49) (45) (392) (513) (587,915) (84,432) (48,822) (59,471) (1,053,555) (1,246,280) 272 2014

2014 12 31 74 (2) (c) 2013 12 31 1 1 1-3 3 3-5 5 5 305,658 22,678 39,074 66,127 286,874 414,753 40,708 40,708 40,708 165,231 13,445 123,206 50,189 186,840 716 482 266 748 16,476 16,476 16,476 1,336 1,337 1,337 8,841 8,841 8,841 92 92 92 2,862 240 1,503 109 306 2,158 1,581 1,581 1,581 9,849 9,606 125 118 9,849 553,350 40,708 74,778 164,174 116,543 287,180 683,383 (15,000) (745) (6,490) (10,460) (17,695) (25,701) (1,109) (6,144) (5,003) (40,927) (53,183) (959) (959) (959) (54) (54) (54) (52,211) (52,275) (52,275) (967) (481) (481) (520) (520) (520) (403,348) 16,822 (27,347) (57,135) (889,039) (956,699) (22,046) 4,878 8,688 7,400 (82,243) (61,277) (232) (25) (46) (42) (371) (484) (521,038) (34,468) (31,339) (65,240) (1,012,580) (1,143,627) 2014 273

2014 12 31 74 (2) (d) 59,505 3,393 24,823 1,009 8,768 507 20,000 1,373 (e) 2014 275

2014 12 31 74 (2) (f) 2014 12 31 2013 12 31 51,541 34,782 22,753 20,502 226.53% 169.66% 100% 100% 150% 100% 276 2014

2014 12 31 75 (1) 2014 52,604 4,868 174 57,646 1,709 55,077 60,704 117,490 2,244 19 2,263 140 3,558 3,698 128 128 2,588 2,588 56,697 63,650 63,466 183,813 248 248 248 248 2014 277

2014 12 31 75 (1) 2013 29,183 2,263 31,446 3,574 57,135 35,740 96,449 605 7 612 946 754 1,700 127 127 34,308 60,286 35,740 130,334 232 232 232 232 278 2014

2014 12 31 75 (1) (a) 2014 12 31 2014 26 539 (539) (26) 924 2,466 (2,466) (924) 19 (19) 2013 64 77 (77) (64) 1,853 465 (465) (1,853) 6 (6) 20132014 2014 279

2014 12 31 75 (1) (b) 2014 1 1 35,740 35,740 174 49,315 49,489 2,588 (24,351) (24,351) 2014 12 31 174 60,704 60,878 2,588 2013 1 1 583 66,184 (31,027) 2013 12 31 35,740 280 2014

2014 12 31 75 (1) (b) 2014 59,505 5.72%~10.50% (2) 2014 12 31 7,502 170,314 177,816 12 45,733 45,745 2,843 2,843 7,502 170,326 48,576 226,404 (19,038) (19,038) (19,038) (19,038) 2014 281

2014 12 31 75 (2) 2013 12 31 15,119 151,610 166,729 11 24,390 24,401 2,599 2,599 15,119 151,621 26,989 193,729 (14,386) (14,386) (14,386) (14,386) 76 2015 3 25 282 2014

2014 12 31 1 1 [2008]43 2014 2013 (5) (9) 9 396 (102) 391 (102) 5 24 396 (78) 2 9 2010 2014 2013 2014 2013 2014 2013 14.63% 11.76% 2.05 1.42 2.05 1.42 13.72% 11.97% 1.93 1.44 1.93 1.44 2014 283

2014 12 31 3 2014 2014 12 31 4 (1) 2014 2013 2013 12 31 12 31 1 1 12,672 16,431 24,809 8,469 2,376 4,549 1,584 1,222 10,639 9,849 10,762 1,543 1,581 1,556 80 92 364 51 79 27 35 23 22 2,768 2,717 2,844 86 43 25 14,903 8,841 3,866 3,618 2,517 2,369 169,109 165,231 172,083 175,502 127,895 84,335 175,997 183,008 176,817 45,745 24,401 308 10,150 9,404 708 716 716 717 1,665 1,594 1,635 4,204 3,842 3,789 1,713 629 337 1,559 1,512 102 36 1,040 863 610 569 543 255 237 263 643,709 565,849 493,693 284 2014

2014 12 31 4 (1) 2014 12 31 2013 12 31 2013 1 1 59,234 52,211 55,437 2,246 432 518 1,047 876 630 67 54 33 1,512 1,217 1,031 252 363 270 4 1,301 959 789 1,768 1,815 2,051 27,965 25,701 18,734 1,132 967 750 562 520 452 452,805 403,348 342,790 25,601 22,046 18,280 19,000 15,000 15,000 29 458 458 17 559 328 338 248 232 254 595,345 526,531 457,815 3,120 3,120 3,120 23,964 23,962 23,962 2,132 (975) 5 2,102 1,458 1,000 2,102 1,458 1,000 14,939 10,289 6,783 48,359 39,312 35,870 5 6 8 48,364 39,318 35,878 643,709 565,849 493,693 2014 285

2014 12 31 4 (2) 2014 12 31 2013 12 31 2013 1 1 12,313 15,479 24,235 8,414 2,327 4,503 1,545 1,168 10,290 9,509 10,758 1,543 1,581 1,556 80 92 364 51 79 27 35 23 22 2,768 2,717 2,844 86 43 25 14,903 8,841 3,866 3,554 3,017 2,426 168,350 164,820 171,652 174,979 127,876 84,335 175,997 183,008 176,817 25,733 4,390 297 33,195 30,739 2,028 715 715 715 1,665 1,594 1,635 3,656 3,601 3,584 1,134 441 163 1,513 1,497 93 1,024 846 835 969 510 255 237 263 643,609 565,787 493,564 286 2014

2014 12 31 4 (2) 2014 12 31 2013 12 31 2013 1 1 59,234 52,211 55,437 2,246 432 518 1,047 876 630 67 54 33 1,302 1,128 965 194 335 252 1,301 959 789 1,822 1,780 2,070 27,965 25,701 18,734 1,132 967 750 562 520 452 452,805 403,348 342,790 25,601 22,046 18,280 19,000 15,000 15,000 29 458 458 17 546 327 338 248 232 254 595,118 526,374 457,750 3,120 3,120 3,120 23,962 23,962 23,962 2,128 (974) 5 2,102 1,458 1,000 2,102 1,458 1,000 15,077 10,389 6,727 48,491 39,413 35,814 48,491 39,413 35,814 643,609 565,787 493,564 2014 287

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