68528(chi).indb

2008 2008 14,000

2 4 6 8 10 10 11 39 48 55 56 60 62 64 70 142 148

2008 1 6 2007 1 6 2007 1 12 20,360 11,909 27,955 70.96% 11,203 5,610 13,172 99.70% 8,429 3,223 8,322 161.53% 95,396 33,414 29,519 185.50% 0.22 0.09 0.23 144.44% 0.22 0.09 0.23 144.44% 2.44 0.98 0.76 148.98% 2008 2007 2007 1 6 1 6 1 12 (ROAA) 1.58% 0.82% 0.97% 0.76 (ROAE) 19.35% 11.66% 14.37% 7.69 31.46% 35.61% 34.92% -4.15 0.46% 0.45% 0.54% 0.01 3.21% 2.82% 2.95% 0.39 3.42% 2.96% 3.12% 0.46 2008 6 30 2007 12 31 2006 12 31 1,117,170 1,011,186 706,723 10.48% 633,812 575,208 463,167 10.19% 1,027,012 927,095 675,029 10.78% 849,464 787,211 618,412 7.91% 90,153 84,086 31,689 7.22% 2.31 2.15 1.02 7.44% 2 2008

2008 2007 2006 6 30 12 31 12 31 1.45% 1.48% 2.50% -0.03 115.41% 110.01% 84.62% 5.40 1.68% 1.62% 2.11% 0.06 2008 2007 2006 6 30 12 31 12 31 14.28% 15.27% 9.41% -0.99 12.34% 13.14% 6.57% -0.80 8.07% 8.32% 4.48% -0.25 2008 6 30 2007 12 31 2008 2007 1 6 1 6 90,153 84,086 8,429 3,223 (154) (152) (3) 4 192 202 (9) (22) 90,191 84,136 8,417 3,205 2008 3

2008 GDP 10.4% 2008 2008 84.29 161.53% (ROAA) 1.58% (ROAE) 19.35% 14.28% 12.34% 4 2008

2008 2008 5

2008 2008 6 11,171.70 10.48% 9,788.4610.75% 6,338.12 10.19% 1000 77 161.53% 84.29 (ROAA) 1.58% 0.76 (ROAE) 19.35% 7.69 61.94% 109.86% 31.46% 7,394.41 5,517.61 15.54% 10.55% 720.4 61.0% 10 2,220.34 18.34% 1,017.33 86.93% 3,828 86.30% 192.52% 212.15%566 3.78 320%1,223.59 1.11 640% 6 2008

6 1.45% 0.03 1.90% 0.16 115.41% 5.40 2054 91.39 35 733.7 59.09% 84.18% 13.95 72.5% 2008 7

CHINA CITIC BANK CORPORATION LIMITED CNCB (ACS, ACIS) (MPA, CPA) 8 C 100027 bank.ecitic.com 86-10-65558000 86-10-65550809 ir_cncb citicbank.com 1 28 A H A H www.sse.com.cn www.hkexnews.hk A 601998 H 0998 8 2008

A H 166 36 183 46 128 100738 10 8 1987 4 7 2006 12 31 1000001000600 B0006H111000001 110105101690725 10169072-5 2008 9

2008 GDP 10.4% 1.8 CPI 5 7.9% 26.3% 0.4 21.4% 6 27.6% 21.9% 30.6% 5 2008 10 2008

2008 2008 84.2952.06161.53% 11,171.701,059.8410.48%10,270.12 999.1710.78%901.53 60.677.22% 2008 1 6 2007 1 6 (%) 18,228 11,256 6,972 61.94 2,132 653 1,479 226.49 (7,735) (5,137) (2,598) 50.57 (1,422) (1,162) (260) 22.38 11,203 5,610 5,593 99.70 (2,774) (2,387) (387) 16.21 8,429 3,223 5,206 161.53 8,429 3,223 5,206 161.53 2008 11

2008 182.2869.72 61.94% 2008 2007 2007 % % % 619,698 22,318 7.20 506,005 14,655 5.79 532,614 32,566 6.11 211,539 3,901 3.69 136,604 2,209 3.23 153,944 5,206 3.38 124,473 1,051 1.69 74,420 573 1.54 84,035 1,333 1.59 33,432 403 2.41 21,290 295 2.78 25,433 710 2.79 76,247 1,426 3.74 23,403 391 3.34 41,806 1,679 4.02 1,065,389 29,099 5.46 761,722 18,123 4.76 837,832 41,494 4.95 774,386 8,902 2.30 613,536 5,772 1.88 641,568 12,673 1.98 172,109 1,526 1.77 73,249 630 1.72 103,502 1,713 1.66 8,517 123 2.89 7,811 187 4.79 7,098 344 4.85 (1) 12,067 320 5.30 12,079 278 4.60 12,110 594 4.91 967,079 10,871 2.25 706,675 6,867 1.94 764,278 15,324 2.00 18,228 11,256 26,170 (2) 3.21 2.82 2.95 (3) 3.42 2.96 3.12 (1) (2) (3) 12 2008

20082007 2007 2006 3,291 4,372 7,663 5,090 4,188 9,278 1,210 482 1,692 1,701 28 1,729 385 93 478 404 80 484 169 (61) 108 277 79 356 882 153 1,035 665 538 1,203 5,937 5,039 10,976 8,137 4,913 13,050 1,512 1,618 3,130 1,758 125 1,883 850 46 896 1,235 (170) 1,065 17 (81) (64) 115 132 247 42 42 130 28 158 2,379 1,625 4,004 3,238 115 3,353 3,558 3,414 6,972 4,899 4,798 9,697 2008290.99109.7660.56% 2007 7,617.22 2008 10,653.89 3,036.6739.87% 2007 4.76% 2008 5.46% 0.7 2008 76.70% 2008 13

2008 2007 2007 (%) (%) (%) 501,775 17,854 7.12 401,582 12,128 6.04 424,722 27,025 6.36 39,323 1,730 8.80 53,297 987 3.70 48,670 1,932 3.97 78,600 2,734 6.96 51,126 1,540 6.02 59,222 3,609 6.09 619,698 22,318 7.20 506,005 14,655 5.79 532,614 32,566 6.11 2008223.18 2007146.55 76.6352.29%5.79%7.20% (1) (2) (3) 200839.0116.9276.60% 2007749.3554.86% 2007 3.23% 2008 3.69% 2008 10.514.78 83.42% 14 2008

2007500.5367.26% (1) 200711.5% 200817.5% (2) 2007 1.54% 2008 1.69% 2008 4.031.08 36.61%121.42 2.78% 2.41% 2008 14.26 2007 3.91 264.71%225.80% 3.34% 3.74% 2008108.7140.0458.31% 2007 7,066.75 2008 9,670.792,604.04 36.85%2007 1.94% 2008 2.25% 2008 2007 81.89% 84.05% 2008 15

2008 2007 2007 (%) (%) (%) 351,979 6,175 3.51 270,132 3,530 2.61 280,188 7,924 2.83 325,613 1,649 1.01 257,602 1,259 0.98 276,279 2,815 1.02 677,592 7,824 2.31 527,734 4,789 1.81 556,467 10,739 1.93 66,794 967 2.90 67,782 916 2.70 63,372 1,766 2.79 30,000 111 0.74 18,020 67 0.75 21,729 168 0.77 96,794 1,078 2.23 85,802 983 2.29 85,101 1,934 2.27 774,386 8,902 2.30 613,536 5,772 1.88 641,568 12,673 1.98 2008 89.0231.30 54.23%1,608.5 42 2007 2007 42 2007 7.59% 2008 4.27% 2007 44.92% 2008 45.92% 16 2008

200815.26 2007 6.30 8.96142.22% 134.96% 1.72% 1.77% 2008 3.200.42 15.11%2007 4.60% 2008 5.30% 2004 2008 2007 2.96% 3.42% 0.46 2008 2007 2.82% 3.21% 0.39 200821.3214.792008 200710.47% 5.53% 2008 2007 2.945.032008 24.262007 9.36% 200811.75% 2008 1 6 2007 1 6 (%) 1,381 605 776 128.26 483 (77) 560 88 42 46 109.52 180 83 97 116.87 2,132 653 1,479 226.49 2008 17

2008 1 6 2007 1 6 (%) 141 143 (2) -1.40 367 148 219 147.97 196 144 52 36.11 313 76 237 311.84 198 111 87 78.38 183 56 127 226.79 111 15 96 640.00 42 22 20 90.91 1,551 715 836 116.92 (170) (110) (60) 54.55 1,381 605 776 128.26 200813.817.76 128.26% 15.51116.92% 2008 1 6 2007 1 6 (%) (184) 46 (230) 99 (23) 122 546 (173) 719 22 73 (51) 483 (77) 560 2008 4.83 18 2008

20080.88 20070.42 0.46 2008 1 6 2007 1 6 (%) 1,413 1,144 269 23.51 (16) 22 (38) 8 8 1 17 (4) 21 1,422 1,162 260 22.38 (1) 2.6 22.38% 2008 19

2008 1 6 2007 1 6 (%) 3,865 1,597 2,268 142.02 939 966 (27) -2.80 1,601 1,674 (73) -4.36 6,405 4,237 2,168 51.17 1,330 900 430 47.78 7,735 5,137 2,598 50.57 37.99% 43.16% -5.17 31.46% 35.61% -4.15 2008 77.3525.98 50.57% (1) (2) 2008 200831.46%2007 4.15 200827.743.8716.21% 24.76%2007 42.55%17.79 2008 1 1 20 2008

2008 6 30 2007 12 31 (%) 633,812 575,208 58,604 10.19 (10,620) (9,342) (1,278) 13.68 623,192 565,866 57,326 10.13 249,607 159,848 89,759 56.15 148,195 123,369 24,826 20.12 30,863 26,655 4,208 15.79 44,745 118,046 (73,301) -62.10 (1) 20,568 17,402 3,166 18.19 1,117,170 1,011,186 105,984 10.48 849,464 787,211 62,253 7.91 136,703 97,248 39,455 40.57 11,393 15,754 (4,361) -27.68 12,000 12,000 (2) 17,452 14,882 2,570 17.27 1,027,012 927,095 99,917 10.78 (1) (2) 2008 21

2008 6 55.78% 2008 66,338.12 5,752.08 586.0410.19% 2008 6 30 2007 12 31 (%) (%) (%) 515,455 81.3 465,520 81.0 49,935 10.73 36,306 5.7 33,599 5.8 2,707 8.06 82,051 13.0 76,089 13.2 5,962 7.84 633,812 100.0 575,208 100.0 58,604 10.19 2008 6 30 2007 12 31 (%) (%) (%) 194,771 30.7 182,058 31.7 12,713 6.98 185,238 29.2 167,329 29.1 17,909 10.70 97,427 15.4 90,358 15.7 7,069 7.82 69,309 10.9 60,410 10.5 8,899 14.73 64,443 10.2 55,780 9.7 8,663 15.53 22,215 3.5 19,065 3.3 3,150 16.52 409 0.1 208 201 96.63 633,812 100.0 575,208 100.0 58,604 10.19 22 2008

2008 6 30 2007 12 31 (%) (%) (%) 159,237 30.9 145,272 31.2 13,965 9.6 61,469 11.9 62,856 13.5 (1,387) -2.2 54,017 10.5 44,392 9.5 9,625 21.7 50,558 9.8 41,741 9.0 8,817 21.1 48,300 9.4 42,239 9.1 6,061 14.3 33,694 6.5 28,324 6.1 5,370 19.0 33,413 6.5 34,793 7.5 (1,380) -4.0 22,999 4.5 22,199 4.8 800 3.6 10,291 2.0 8,131 1.7 2,160 26.6 2,133 0.4 1,512 0.3 621 41.1 39,344 7.6 34,061 7.3 5,283 15.5 515,455 100.0 465,520 100.0 49,935 10.7 2008 6 2007 72.48% 72.28% 2008 6 30 1 1 5 5 (1) (2) 365,825 91,534 48,050 344 9,702 515,455 36,306 36,306 16,531 20,671 41,372 1,986 1,491 82,051 418,662 112,205 89,422 2,330 11,193 633,812 (1) 30 (2) 30 90 2008 23

2008 6 30 2007 12 31 (%) (%) (%) 602,918 95.1 544,532 94.7 58,386 10.72 30,894 4.9 30,676 5.3 218 0.71 633,812 100.0 575,208 100.0 58,604 10.19 2008 6 30 2007 12 31 (%) (%) (%) 185,823 29.3 158,972 27.6 26,851 16.89 176,681 27.9 171,145 29.8 5,536 3.23 177,866 28.1 155,591 27.1 22,275 14.32 57,136 9.0 55,901 9.7 1,235 2.21 597,506 94.3 541,609 94.2 55,897 10.32 36,306 5.7 33,599 5.8 2,707 8.06 633,812 100.0 575,208 100.0 58,604 10.19 2008 2007 2006 6 30 12 31 12 31 (%) 10 2.92 3.41 6.70 (%) 50 21.93 25.03 47.60 24 2008

2008 6 30 A 3,000 0.48 2.92 B 2,919 0.46 2.84 C 2,753 0.43 2.68 D 2,300 0.36 2.24 E 2,180 0.34 2.12 F 2,060 0.33 2.00 G 1,860 0.29 1.81 H 1,840 0.29 1.79 I 1,836 0.29 1.78 J 1,810 0.29 1.75 22,558 3.56 21.93 2008 6 92.027.1 5 124.12 2008 61.45% 0.03 2008 6 30 2007 12 31 (%) (%) (%) 612,543 96.6 554,892 96.4 57,651 10.39 12,067 1.9 11,824 2.1 243 2.06 1,683 0.3 915 0.2 768 83.93 6,906 1.1 7,085 1.2 (179) -2.53 613 0.1 492 0.1 121 24.59 633,812 100.0 575,208 100.0 58,604 10.19 624,610 98.55 566,716 98.52 57,894 10.22 9,202 1.45 8,492 1.48 710 8.36 2008 25

2008 6 30 2007 12 31 2006 12 31 0.48% 1.20% 0.52% 7.51% 6.12% 7.20% 6.52% 54.04% 32.03% 1.39% 5.86% 23.52% 0.28% 0.28% 0.52% 2008 2007 9,342 9,786 (1) 1,413 2,860 (2) (85) (187) (50) (45) (3) (3,072) 10,620 9,342 (1) (2) (3) 2008 6106.20 2007 93.42 12.78 2008 2008 6 115.41% 1.68% 2007 110.01% 1.62% 26 2008

2008 6 30 2007 12 31 (%) (%) (%) (%) (%) 8,581 93.3 1.66 8,004 94.3 1.72 577 7.21 621 6.7 0.76 488 5.7 0.64 133 27.25 9,202 100.0 1.45 8,492 100.0 1.48 710 8.36 2008 6 30 2007 12 31 (%) (%) (%) (%) (%) 1,366 14.8 0.70 852 10.0 0.47 514 60.33 (1) 4,010 43.6 2.16 4,114 48.4 2.46 (104) -2.53 1,580 17.2 1.62 1,877 22.1 2.08 (297) -15.82 711 7.7 1.03 772 9.1 1.28 (61) -7.90 904 9.8 1.40 452 5.3 0.81 452 100.00 631 6.9 2.84 425 5.1 2.23 206 48.47 9,202 100.0 1.45 8,492 100.0 1.48 710 8.36 1 2008 27

2008 6 30 2007 12 31 (%) (%) (%) (%) (%) 4,158 48.4 2.61 4,051 50.6 2.79 107 2.64 1,596 18.6 3.30 1,539 19.2 3.64 57 3.70 773 9.0 1.53 783 9.8 1.88 (10) -1.28 359 4.2 1.07 358 4.5 1.03 1 0.28 333 3.9 0.62 22 0.3 0.05 311 1,413.64 257 3.0 12.05 231 2.9 15.28 26 11.26 126 1.5 0.20 65 0.8 0.10 61 93.85 59 0.7 0.26 28 0.3 0.13 31 110.71 18 0.2 0.05 18 0.2 0.06 9 0.1 0.09 13 0.2 0.16 (4) -30.77 893 10.4 2.27 896 11.2 2.63 (3) -0.33 8,581 100.0 1.66 8,004 100.0 1.72 577 7.21 28 2008

2008 6 30 2007 12 31 (%) (%) (%) 621,456 98.1 564,528 98.2 56,928 10.08 (1) 1 90 3,887 0.6 2,700 0.5 1,187 43.96 91 180 1,186 0.2 438 0.1 748 170.78 181 7,283 1.1 7,542 1.2 (259) -3.43 12,356 1.9 10,680 1.8 1,676 15.69 633,812 100.0 575,208 100.0 58,604 10.19 91 8,469 1.3 7,980 1.4 489 6.13 (2) 4,699 0.7 5,303 0.9 (604) -11.39 (1) 90 (2) 2008 6 30 2007 12 31 (%) (%) (%) 166,436 66.7 109,391 68.4 57,045 52.15 78,081 31.3 43,502 27.2 34,579 79.49 4,614 1.8 6,500 4.1 (1,886) -29.02 249,131 99.8 159,393 99.7 89,738 56.30 476 0.2 455 0.3 21 4.62 249,607 100.0 159,848 100.0 89,759 56.15 4,882 5,582 2008 29

2008 62,491.31897.38 56.30% 2008 6 30 2007 12 31 (%) (%) (%) 27,824 11.2 36,858 23.2 (9,034) -24.51 128,063 51.4 42,187 26.5 85,876 203.56 32,982 13.2 28,594 17.9 4,388 15.35 25,956 10.4 22,223 13.9 3,733 16.80 11,587 4.7 15,295 9.6 (3,708) -24.24 22,719 9.1 14,236 8.9 8,483 59.59 249,131 100.0 159,393 100.0 89,738 56.30 2008 6 30 2007 12 31 (%) (%) (%) 214,451 86.1 121,845 76.4 92,606 76.00 34,680 13.9 37,548 23.6 (2,868) -7.64 249,131 100.0 159,393 100.0 89,738 56.30 30 2008

2008 6 12.53 85.943.45% 12.34 84.62 0.19 1.32 0.03 0.20.05 0.366 0.040.11 2008 6 (Fannie Mae) (Freddie Mac) 3.84 26.327.97 54.65 2.32 15.931.71 11.70 0.64% 0.47% 2008 6 2008 6 30 % % 8,594 99.35 3.45 4 8,462 97.82 3.40 2,632 30.43 1.06 AAA 5,465 63.18 2.19 132 1.53 0.05 4 AAA AAA Baa2 20 0.23 0.01 11 A 36 0.42 0.01 AAA Aaa AAA 8,650 100.00 3.47 15 (1) CDO (2) CDO 2008 60.11 2008 31

2008 610 (%) 1 6,900 2007-10-12 2010-10-12 3.95% 2 5,000 2007-09-07 2010-09-07 3.71% 3 4,985 2008-04-11 2008-07-11 4 4,982 2008-04-18 2008-07-18 5 4,933 2008-06-20 2008-09-19 6 4,773 2008-05-09 2008-08-08 7 4,767 2008-06-13 2008-09-12 8 4,754 2008-05-30 2008-08-29 9 4,677 2008-04-30 2008-07-30 10 4,471 2008-05-16 2008-08-15 11 4,437 2008-04-07 2008-07-07 12 3,990 2008-05-23 2008-08-22 13 3,965 2008-06-06 2008-09-05 14 3,839 2008-06-27 2008-09-26 15 3,612 2008-04-25 2008-07-25 16 3,000 2007-03-09 2010-03-09 3.07% 17 3,000 2007-07-13 2010-07-13 3.60% 18 2,732 2008-03-05 5.00% 19 2,732 2008-01-23 5.20% 20 2,650 2008-02-20 2015-02-20 4.90% 21 2,411 2008-05-15 5.26% 22 2,119 2008-04-30 2.60% 23 2,000 2008-06-24 2009-03-24 4.86% 24 1,500 2008-04-24 2013-04-21 3.69% 25 1,300 2008-03-25 2018-03-20 4.07% 26 1,200 2008-02-13 2015-02-13 3.95% 27 1,090 2000-09-21 2010-09-21 4.34% 28 1,050 2008-04-08 2013-04-08 4.63% 29 1,000 2007-09-07 2008-07-07 3.85% 30 1,000 2007-07-11 2008-07-11 4.73% 31 1,000 2008-03-17 2011-02-22 4.56% 32 1,000 2008-02-15 2011-02-15 4.52% 100,869 32 2008

2008 2007 15 245 (1) 8 7 (66) (2) (171) 23 15 7 3 16 12 (1) (2) 2008 6 30 2007 12 31 162,755 758 (1,055) 137,348 947 (312) 173,268 3,375 (1,477) 113,307 1,093 (1,600) 853 17 (13) 456 9 (2) 336,876 4,150 (2,545) 251,111 2,049 (1,914) 2008 33

2007 12 31 2008 6 30 1,497 22,318 (22,082) 1,733 1,744 3,901 (3,408) 2,237 130 2,880 (2,958) 52 3,371 29,099 (28,448) 4,022 2008 6 30 2007 12 31 (%) 353,346 338,074 15,272 4.52 386,095 301,931 84,164 27.88 27,670 28,770 (1,100) -3.82 358,425 273,161 85,264 31.21 739,441 640,005 99,436 15.54 31,963 66,900 (34,937) -52.22 78,060 80,306 (2,246) -2.80 110,023 147,206 (37,183) -25.26 849,464 787,211 62,253 7.91 34 2008

2008 68,494.64 2007 7,872.11 622.537.91% 994.36 2007 287.7 112008 6 276.7 2005 2008 612.95%20075.75 2008 6 30 2007 12 31 (%) (%) (%) 802,947 94.5 735,558 93.4 67,389 9.16 46,517 5.5 51,653 6.6 (5,136) -9.94 849,464 100.0 787,211 100.0 62,253 7.91 2008 6 30 2007 12 31 (%) (%) (%) (1) 426,601 50.2 355,927 45.2 70,674 19.86 202,182 23.8 176,372 22.4 25,810 14.63 61,035 7.2 99,913 12.7 (38,878) -38.91 66,081 7.8 65,163 8.3 918 1.41 66,841 7.9 63,336 8.0 3,505 5.53 26,724 3.1 26,500 3.4 224 0.85 849,464 100.0 787,211 100.0 62,253 7.91 (1) 2008 35

2008 6 3 3 12 1 5 5 (%) (%) (%) (%) (%) (%) 390,478 46.0 171,111 20.0 158,748 18.7 15,220 1.8 3,884 0.5 739,441 87.0 53,879 6.3 24,003 2.9 27,961 3.3 4,176 0.5 4 110,023 13.0 444,357 52.3 195,114 22.9 186,709 22.0 19,396 2.3 3,888 0.5 849,464 100.0 2008 6 30 2007 12 31 201,415 166,939 35,092 32,547 50,779 36,016 12,121 8,150 24,674 16,934 324,081 260,586 2,872 2,275 368 391 12,257 15,766 339,578 279,018 36 2008

2008 6 2007 2006 (%) (%) 2008 6 30 2007 12 31 2006 12 31 25 47.25 38.90 38.66 60 129.25 110.01 99.98 60 51.74 48.62 56.17 (10) -9.74 3.63 10 75 75.56 74.40 79.93 85 72.37 68.82 33.36 4 0.79 0.82 2.45 5 1.45 1.48 2.50 15 4.25 4.47 6.9 10 2.92 3.41 6.7 50 3.90 3.88 10.12 20 2.54 11.42 6.19 35 31.50 34.89 43.85 0.6 1.58 0.97 0.61 11 19.31 14.30 13.07 >100 135.50 132.28 160.84 >100 131.30 128.61 148.21 8 14.28 15.27 9.41 4 12.34 13.14 6.57 2006 1 1 2008 37

2008 101.2482.55% 2008 20077.8495.26% 2008 20084.6635.86% 2008200735.39 73.32%2007 2008 6.0616.99% 38 2008

39 2008 2008 6 2,200 3,141 41.2%42.48% 2,363 17.9%45.84% 2008 6 7,394.41 15.54% 87.05% 1,93426.15% 3.74% 0.76 2008 6 1,293.82 33.92% 1,683.10 65.44% 530 400,000 500,000 600,000 700,000 800,000 2008 6 2007 12 739,441 640,005 15.54% 0 20,000 40,000 60,000 80,000 100,000 120,000 140,000 2008 6 2007 12 129,382 96,609 33.92%

40 2008 2008 65,517.61 10.55% 363 8.06% 2008 66,665 535 16.3% 309 13.7% 0.72% 0.22 2008 2008 6 11.86 74.66% 55.63% 42% 5.0% 2008 6 6.4% 2008 6720.4 61.0% 5.1 35% ICC 87% 0.0 0.1 0.2 0.3 0.4 0.5 0.6 0.7 0.8 0.9 2008 6 2007 12 1.0 0.72% 0.94% 0 10,000 20,000 30,000 40,000 50,000 60,000 70,000 80,000 2008 2007 72,042 44,745 61%

41 2008 2008 63.78 320% 31.87% 661% 112.64% 245.33% 138.4 22.70% 700 2008 6 1,223.59 44.35% 1.11 640% 101 65.57% BBVA 2008 6 3,45648.2% 10,1121,040 2007 2007 2007 9,43427,689 2.292.39 12.78% 3.11 0 100 200 300 400 500 2008 2007 378 90 320% 15.54% 0 20,000 40,000 60,000 80,000 100,000 120,000 140,000 2008 6 2007 12 122,359 84,756 44%

42 2008 2008 2008 6 31.50 62.45% 15.47% 5.72 133.47% 2008 2008 6 2,220.34 344.16 18.34% 1,100.23371.83 657.58 2008 2008 6820.51 7.84% 648.27 6.57% 2.0 40,000 90,000 140,000 190,000 240,000 2008 6 2007 12 222,034 187,618 18.34% 60,000 66,000 72,000 78,000 84,000 90,000 2008 6 2007 6 82,051 76,089 7.84% 1

43 2008 2008 6155 1,017.3386.93% 1.25123.21% 2008 1952 100 4001.87 456% 72.36 17.53 50 8.051.39 2008 3,828 2008 6566 2008 143.7386.30% 221.63 67.33192.52% 212.15% 5.33 220.85% 0 20,000 40,000 60,000 80,000 100,000 120,000 2008 2007 101,733 54,422 87% 0 5,000 10,000 15,000 20,000 25,000 0 300 600 900 1,200 2008 2007 566 305 86% 22,163 7,859 193%

2008 1.12 2.014.21 4.14 2008 6 69 QQ 200836+1 ISO9001 2000 (CRE) (CSQS) 2008 2008 6 20.0683.70% 9.85% 9.69298.77% 45.45% 2008 1 5335 757 44 2008

39.0116.92 3.69% 46 20 54 6.6 37.7844.88 8.73 200813.95 72.5% 200835 733.7 59.09% 84.18% 2008 45

2008 BBVA SWIFT BBVA BBVA6 19 BBVA BBVA BBVA BBVA BBVA BBVA BBVA 2008 1192008 650528 184581 7 223 2008 6 7462,320 2.5% 9.1% 46 2008

2008 5.0 (ODS) (Call Center) IBM System i595 2008 47

2008 12008 152 1. 1 2. BBB 3. 5 3 4. (EAD) 2009 1 48 2008

2008 6 505.58 7.98%1.53%0.35 30 2008 651.4% 0.05 79.8% 0.32% 0.02 2008 49

1 BB2008 6 2008 2009 2008 2 1 2 50 2008

3 3 1 1 5 5 24,520 704,497 321,385 45,603 21,165 1,117,170 24,004 753,430 217,285 20,423 11,870 1,027,012 516 (48,933) 104,100 25,180 9,295 90,158 2008 2008 51

21,356 (351) (1,849) 19,156 (16,306) 187 1,600 (14,519) 5,050 (164) (249) 4,637 2008 2008517.5%3 2008 2008 52 2008

2008 2008 2008 2008 2008 53

2008 6 30 2007 2006 12 31 12 31 39,033 39,033 31,113 49,923 42,906 (7) 88,956 81,939 31,106 4,379 3,621 2,663 8,400 9,600 10,800 1,236 101 14,015 13,322 13,463 102,971 95,261 44,569 90 90 158 102,881 95,171 44,411 88,911 81,894 31,027 720,466 623,300 471,957 12.34% 13.14% 6.57% 14.28% 15.27% 9.41% 2007 4 27A 23.02 5.80H 56.18 5.86AH AH 448.36 54 2008

9,050 8,495 93.87% 6,750 6,338 93.90% 2008 2008 55

+ % % 32,860,195,400 84.18-7,027,823,200-7,027,823,200 25,832,372,200 66.18 1. 0 0 0 0 2. 25,051,622,919 64.18-722,014,000-722,014,000 24,329,608,919 62.33 3. 0 0 0 0 0 0 0 0 0 0 0 0 4. 7,808,572,481 20.00-6,305,809,200-6,305,809,200 1,502,763,281 3.85 7,808,572,481 20.00-6,305,809,200-6,305,809,200 1,502,763,281 3.85 0 0 0 0 6,173,148,654 15.82 7,027,823,200 7,027,823,200 13,200,971,854 33.82 1. 1,784,694,654 4.57 517,238,000 517,238,000 2,301,932,654 5.90 2. 0 0 0 0 3. 4,388,454,000 11.25 6,510,585,200 6,510,585,200 10,899,039,200 27.92 4. 0 0 0 0 39,033,344,054 100 39,033,344,054 100 (1) 2007 4 27H 2007 5 10 A 2,301,932,654H 5,618,300,000 BBVA A 26,631,541,573H 12,401,802,481 39,033,344,054 (2) 517,238,000 AA (3) 633,051,654 AA (4) 273,036,000 HH 56 2008

579,849A 535,218H 44,631H H % 1 A 24,329,608,919 62.33 0 0 2 H 5,855,002,200 15.00 0 0 3 H 4,845,178,000 12.41 0 4 BBVA H 1,885,311,281 4.83 0 0 5 H 68,259,000 0.17 0 6 H 68,259,000 0.17 0 7 H 68,259,000 0.17 0 8 H 34,129,000 0.09 0 9 H 34,129,000 0.09 0 10 A 29,310,000 0.08 0 2008 6 3055.16% BBVA 14.51% 24,329,608,919 24,329,608,919 1 2010.4.28 BBVA 1,502,763,281 1,502,763,281 2 2010.3.2 1 2 A AA H BBVA 2007 3 1 BBVA 2008 57

10 1 5,855,002,200 H 2 4,845,178,000 H 3 BBVA 382,548,000 H 4 68,259,000 H 5 68,259,000 H 6 68,259,000 H 7 34,129,000 H 8 34,129,000 H 9 29,310,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 10 25,862,000 A 58 2008

2008 6 30336 H % BBVA 9,720,672,261(L) 1,885,311,281(S) 78.38(L) 15.20(S) 7,741,682,481(L) 62.42(L) 5,856,731,200(L) 47.22(L) 5,855,002,200(S) 46.85(S) (Lehman Brothers Asia Holdings Ltd.) (Lehman Brothers Asia Ltd.) (Lehman Brothers Pacific Holdings Pte. Ltd.) (L) (S) 732,821,000(L) 732,821,000(S) 732,821,000(L) 732,821,000(S) 732,821,000(L) 732,821,000(S) 6.32(L) 6.32(S) 6.32(L) 6.32(S) 6.32(L) 6.32(S) 2008 6 30336 XV 62.33% 2008 59

60 2008

2007 2007 2008 7 15 2007 SAP- HR 2008 6 15,344 274 505 20 2008 61

2008 62 2008 6 30 13 4 2007 AH 93.79% 2007 2007 2008 1 14 27 5 3 2008 2007 2007 13 1 2008 6 122007 7 15 15

63 2008 8 2 4 2007 7 11 17 2 1 2007 50 100 2008 70

2008 6 122007 2008 6 12H2008 6 24A 2007 1 12007 12 310.0535 20.88 2008 34.24 0.54% 1.22 2008 7 7 36 64 2008

5% 5% 2008 6 2007 12 62.33% 380 380 15.00% 0 0 [2003]56[2005]120 2008 6 30 3,000 56 27.89 36 2.16 1 JPGUMMC ID 2,407,544,100 2,407,544,100.00 2,410,594,561.74 2,407,544,100.00 2 JPMUL CD LX 2,716,203,600 2,716,203,600.00 2,731,925,465.06 2,716,203,600.00 3 BZW$LAI 2,723,062,700 2,723,062,700.00 2,731,821,259.35 2,723,062,700.00 4 HSBUSDA ID 2,112,602,800 2,112,602,800.00 2,119,272,290.40 2,112,602,800.00 5 00762 (HK) 900,000 15,795,000.00 11,482,054.11 15,795,000.00 9,960,313,200 9,975,208,200.00 10,005,095,630.67 9,975,208,200.00 2008 65

70,000,000.00 87,500,000 4.24% 113,750,000.00 5 % 2007 5%5% XV 352 4,800,000 (L)1.00 0.08% 20,000,000 (L)0.05 0.38% 3,240,000 (L)1.00 0.06% 7,194,689 (L)1.00 0.12% 2,560,000 (L)1.00 0.04% 320,000 (L)1.00 0.01% 320,000 (L)1.00 0.01% (L) 66 2008

2008 6 30 2008 6 30 H bank.ecitic.com www.sse.com.cn www.hkexnews.hk 86-10-65558000 852-28628555 2008 67

71 141 2008 6 30 34 34 2410 2008 6 30 34 10 8 70 2008

2008 6 306 6 306 2008 2007 29,099 18,123 (10,871) (6,867) 3 18,228 11,256 4 1,551 715 (170) (110) 1,381 605 5 483 (77) 6 88 42 180 83 20,360 11,909 7 (7,735) (5,137) 14(b) (1,413) (1,144) 8 (9) (18) 11,203 5,610 9 (2,774) (2,387) 8,429 3,223 8,429 3,223 8,429 3,223 26 2,088 726 10 0.22 0.09 77141 2008 71

2008 6 30 2008 2007 6 30 12 31 11 148,195 123,369 12 30,863 26,655 13 44,745 118,046 14 623,192 565,866 15 4,614 6,500 32 4,150 2,049 16 244,993 153,348 17 9,101 8,948 18 1,112 954 19 6,205 5,451 1,117,170 1,011,186 20 136,703 97,248 21 11,393 15,754 32 2,545 1,914 22 849,464 787,211 1,643 3,444 18 375 13 23 12,889 9,511 24 12,000 12,000 1,027,012 927,095 25 39,033 39,033 25 40,864 41,138 10,256 3,915 90,153 84,086 5 5 90,158 84,091 1,117,170 1,011,186 2008 8 20 77141 72 2008

2008 6 30 2008 2007 6 30 12 31 148,190 123,360 31,608 27,169 44,814 118,046 622,783 565,659 4,614 6,500 4,150 2,049 244,577 153,017 33 33 9,066 8,909 1,112 954 6,199 5,452 1,117,146 1,011,148 136,703 97,248 11,393 15,754 2,545 1,914 849,464 787,214 1,642 3,444 366 4 12,879 9,492 12,000 12,000 1,026,992 927,070 39,033 39,033 40,890 41,151 10,231 3,894 90,154 84,078 1,117,146 1,011,148 2008 8 20 77141 2008 73

2008 6 306 2008 1 1 39,033 36,525 829 3,731 (98) 156 3,915 (5) 5 84,091 8,429 8,429 (283) (283) 12 12 (3) (3) 26 (2,088) (2,088) 2008 06 30 39,033 36,525 829 3,731 (369) 156 10,256 (8) 5 90,158 2007 1 1 31,113 (391) (14) 102 879 5 31,694 25(a) 7,920 36,916 44,836 3,223 3,223 (164) (164) (5) (5) 26 (726) (726) 2007 06 30 39,033 36,525 (183) 102 3,376 5 78,858 2007 1 1 31,113 (391) (14) 102 879 5 31,694 25(a) 7,920 36,916 44,836 8,322 8,322 (76) (76) (8) (8) 54 54 829 3,731 (4,560) (5) (5) 26 (726) (726) 2007 12 31 39,033 36,525 829 3,731 (98) 156 3,915 (5) 5 84,091 77141 74 2008

2008 6 30 6 6 306 2008 2007 11,203 5,610 (568) 140 2 628 468 1,422 1,162 391 358 319 276 13,395 8,016 (30,303) (14,501) (2,134) (37) 73,301 4,484 (58,604) (74,927) (787) (686) (160) (4,361) 4,192 39,455 59,229 62,253 48,012 (4,294) (1,375) 7,475 1,167 95,396 33,414 77141 2008 75

) 2008 6 30 6 6 306 2008 2007 532,317 122,468 63 2 (582,729) (143,513) (604) (230) (50,953) (21,273) 45,105 (22) (112) (2,088) (572) (503) (726) (2,682) 43,764 41,761 55,905 1 1 90,545 53,027 (951) (175) 6 30 27 131,355 108,757 28,471 17,810 (8,671) (6,224) 77141 76 2008

1 2008 6 30 2 3434 2008 8 202008 6 30 2008 12 31 2007 12 31 2007 12 31 2410 70 2007 12 31 2007 12 31 2008 3 26 2008 77

3 6 306 2008 2007 1,051 573 403 295 1,426 391 (i) 17,854 12,128 2,734 1,540 1,730 987 (ii) 3,901 2,209 29,099 18,123 (1) (2) (1,526) (630) (123) (187) (8,902) (5,772) (319) (276) (10,871) (6,867) 18,228 11,256 (i) 2008 6 306 0.94 2007 6 3061.292008 6 30 60.85 2007 6 3061.04 14(b) (ii) 78 2008

4 6 306 2008 2007 367 148 313 76 198 111 196 144 183 56 (i) 141 143 111 15 42 22 1,551 715 (i) 5 6 306 2008 2007 99 (23) (184) 46 546 (173) 22 73 483 (77) 6 6 306 2008 2007 140 34 (17) 8 (35) 88 42 2008 79

7 6 306 2008 2007 3,263 1,238 152 82 122 91 54 41 274 145 3,865 1,597 346 320 366 370 60 106 42 69 80 63 894 928 (i) 1,330 900 45 38 1,601 1,674 7,735 5,137 (i) 5% 3%1% 7% 80 2008

8 6 306 2008 2007 (16) 22 8 17 (4) 9 18 9 (a) 6 306 2008 2007 2,481 1,236 1 1 (i)18(b) 292 1,150 2,774 2,387 (i) 2007 3 16 2008 1 1 2008 1 1 33% 25% 2008 81

9 (b) 6 306 2008 2007 11,203 5,610 (i) 2,801 1,851 (ii) 365 (iii) 101 287 101 652 (128) (100) (16) (128) (116) 2,774 2,387 (i) 2008 6 3025% 2007 6 3033%2008 6 30 16.5% 2007 6 3017.5% (ii) (iii) 82 2008

10 6 306 2008 2007 8,429 3,223 39,033 33,967 0.22 0.09 2008 6 306 2007 6 306 11 2008 6 30 2007 12 31 3,476 4,341 (i) 114,857 84,968 (ii) 28,933 33,545 929 515 144,719 119,028 148,195 123,369 (i) 2008 6 30 17.5% 2007 12 3114.5%5% 2007 12 315% (ii) 2008 83

12 (a) 2008 6 30 2007 12 31 13,445 15,310 321 255 13,766 15,565 17,074 10,765 169 471 17,243 11,236 31,009 26,801 12(d) (146) (146) 30,863 26,655 (b) 2008 6 30 2007 12 31 1 24,668 24,960 11 6,340 1,840 1 1 1 31,009 26,801 84 2008

12 (c) 2008 6 30 2007 12 31 15,239 17,103 (i) 490 726 15,729 17,829 15,280 8,972 31,009 26,801 (i) (d) 2008 6 30 2007 12 31 6 1 1 (146) (305) (9) 10 158 6 30 12 31 (146) (146) 2008 85

13 (a) 2008 6 30 2007 12 31 5,810 86,030 31,099 26,157 4,809 3,039 3,027 2,820 44,745 118,046 44,745 118,046 (b) 2008 6 30 2007 12 31 6,848 101,848 31,353 10,648 6,544 5,550 44,745 118,046 86 2008

14 (a) 2008 6 30 2007 12 31 515,455 465,520 82,051 76,089 36,306 33,599 633,812 575,208 (5,810) (5,421) (4,810) (3,921) 14(b) (10,620) (9,342) 623,192 565,866 (b) 2008 6 306 1 1 3,622 299 5,421 9,342 757 132 863 1,752 (339) (339) (85) (85) (50) (50) 6 30 4,379 431 5,810 10,620 2008 87

14 (b) 2007 12 31 1 1 2,663 264 6,859 9,786 959 81 2,193 3,233 (373) (373) (187) (187) (45) (45) (46) (3,026) (3,072) 12 31 3,622 299 5,421 9,342 (c) 2008 6 30 (i) (ii) 624,610 621 8,581 633,812 1.45% (4,379) (431) (5,810) (10,620) 620,231 190 2,771 623,192 88 2008

14 (c) 2007 12 31 (i) (ii) 566,716 488 8,004 575,208 1.48% (3,622) (299) (5,421) (9,342) 563,094 189 2,583 565,866 (i) (ii) (iii) 33(a) (iv) 2008 6 3085.81 2007 12 31 80.0412.85 2007 12 31 14.24 72.96 2007 12 31 65.80 15.86 2007 12 31 17.74 58.10 2007 12 31 54.21 2008 89

14 (d) 2008 6 30 2007 12 31 227,617 207,396 187,655 165,218 60,184 55,100 29,826 27,673 5,432 5,847 4,741 4,286 515,455 465,520 64,827 60,833 6,733 4,145 10,491 11,111 82,051 76,089 36,306 33,599 633,812 575,208 (10,620) (9,342) 623,192 565,866 90 2008

15 2008 6 30 2007 12 31 109 129 1,093 853 2,167 136 364 3,387 2,876 4,614 6,500 4,614 6,500 4,614 6,500 16 2008 6 30 2007 12 31 (a) 166,436 109,391 (b) 78,081 43,502 (c) 476 455 78,557 43,957 244,993 153,348 2008 91

16 (a) 2008 6 30 2007 12 31 27,237 34,048 69 73 98,047 35,965 24,068 17,424 123 127 4,110 3,839 4,035 6,275 7,141 9,895 950 1,080 656 665 166,436 109,391 197 210 4,799 5,449 161,440 103,732 166,436 109,391 4,882 5,582 92 2008

16 (b) 2008 6 30 2007 12 31 264 231 145 2,506 29,887 5,129 7,510 8,424 428 452 217 17,458 11,745 4,446 5,400 17,683 9,569 43 46 78,081 43,502 450 484 7,020 7,243 70,611 35,775 78,081 43,502 2008 93

16 (c) 2008 6 30 2007 12 31 114 114 362 341 476 455 12 15 464 440 476 455 17 17(a) 2008 1 1 7,383 72 2,229 1,398 11,082 48 83 241 135 507 (7) (44) (12) (63) 51 (51) 2008 6 30 7,475 104 2,426 1,521 11,526 2008 1 1 (1,391) (743) (2,134) (129) (124) (93) (346) 44 11 55 2008 6 30 (129) (1,471) (825) (2,425) 2008 6 30 (i) 7,346 104 955 696 9,101 94 2008

17 17(a) 2007 1 1 7,253 237 2,011 1,208 10,709 145 75 303 291 814 (5) (85) (101) (191) 240 (240) 54 54 (304) (304) 2007 12 31 7,383 72 2,229 1,398 11,082 2007 1 1 (1,284) (680) (1,964) (304) (181) (160) (645) 74 97 171 304 304 2007 12 31 (1,391) (743) (2,134) 2007 12 31 (i) 7,383 72 838 655 8,948 (i) 2008 6 30 5.832007 12 315.93 (a) 2008 6 30 2007 12 31 50 38 38 10 50 7,308 7,345 7,346 7,383 2008 95

17 (b) 2007 12 31 Jones Lang Lasalle Sallmanns Limited 2008 6 30 50.66 2007 12 31 50.81 18 (a) 2008 2007 6 30 12 31 1,112 954 (375) (13) 737 941 (b) 2008 6 30 6 2007 (i) 2008 1 1 908 (13) 46 941 204 (379) (117) (292) 88 88 2008 6 30 1,112 (304) (71) 737 2007 1 1 1,732 (141) 478 2,069 (824) 104 (432) (1,152) 24 24 2007 12 31 908 (13) 46 941 (i) (ii) 96 2008

19 2008 6 30 2007 12 31 2,237 1,744 1,733 1,497 52 118 4,022 3,359 470 487 184 187 97 83 1,432 1,335 6,205 5,451 20 (a) 2008 6 30 2007 12 31 6,386 4,732 122,996 91,877 129,382 96,609 6,676 645 639 7,321 639 136,703 97,248 2008 97

20 (b) 2008 6 30 2007 12 31 4,046 3,382 107,329 90,642 111,375 94,024 9,016 1,350 16,312 1,874 25,328 3,224 136,703 97,248 21 (a) 2008 6 30 2007 12 31 415 5,655 5,112 5,738 10,227 11,393 15,754 (b) 2008 6 30 2007 12 31 10,791 9,842 520 602 5,392 11,393 15,754 98 2008

22 2008 6 30 2007 12 31 353,346 338,074 31,963 66,900 385,309 404,974 386,095 301,931 78,060 80,306 464,155 382,237 (i) 849,464 787,211 (i) 2008 6 3042.58 2007 12 31 72.12 23 2008 6 30 2007 12 31 5,629 3,751 102 341 4,071 2,958 37 38 758 743 (i) 50 40 2,242 1,640 12,889 9,511 (i) 2008 6 30 6 2007 12 31 1 1 40 20 10 40 (20) 6 30 12 31 50 40 2008 99

24 2008 6 30 2007 12 31 2010 6 (i) 4,778 4,778 2010 7 (i) 602 602 2010 9 (i) 300 300 2010 6 (ii) 320 320 2016 6 (iii) 4,000 4,000 2021 6 (iv) 2,000 2,000 12,000 12,000 (i) 1 2.72% (ii) 1 2.60% (iii) 3.75% 2011 6 22 2011 656.75% (iv) 4.12% 2016 6 22 2016 657.12% 100 2008

25 (a) 2008 6 30 2007 12 31 1 1 39,033 39,033 31,113 31,113 7,920 7,920 6 30 12 31 39,033 39,033 39,033 39,033 A 26,631 26,631 26,631 26,631 H 12,402 12,402 12,402 12,402 6 30 12 31 39,033 39,033 39,033 39,033 2006 12 31311.13311.13 1 311.13 2007 2 28 Banco Bilbao Vizcaya Argentaria, S.A.BBVA [2007]852007 3 1 1,502,763,281 BBVA 2007 4A 23.02 1 5.80110.49 A A 2007 4H48.85 15.86233.52 BBVA H 2007 5H7.33H1 5.8634.97 AH 2008 101

25 (b) 2007 1 1 (391) (i) 37,898 (i) (982) (i) 36,916 2007 12 312008 6 30 36,525 (i) 25(a) 2007 79.21 458.18 369.16 (c) 2006 10% 50% 25% 2008 6 30 (d) 2005 5 172005 9 5[2005]49[2005]90 2005 7 1 102 2008

25 (d) 2005 7 1 2005 7 1 3 5 2010 6 30 (e) (f) 26 (a) 2008 6 30 6 2007 12 31 829 3,731 4,560 2008 3 26 2007 8.2937.31 10% 45% 2008 103

26 (b) 2005 12 31 200637.26 30 7.26 2006 20062007 2006 12 31 2008 6 12 2007 12 31 100.53520.88 27 2008 6 30 2007 6 30 3,476 2,880 28,933 37,142 30,863 19,645 3 (2,895) (1,207) 27,968 18,438 70,978 50,297 131,355 108,757 104 2008

28 (a) 2008 6 30 2007 12 31 1 65 102 1 12,056 8,048 12,121 8,150 85,871 68,563 201,415 166,939 24,674 16,934 324,081 260,586 2008 105

28 (a) 2008 2007 6 30 12 31 136,633 108,025 0% 100% (b) 2008 6 30 2007 12 31 368 391 (c) 15 2008 6 30 2007 12 31 561 447 492 388 424 336 631 495 764 609 2,872 2,275 106 2008

28 (d) 2008 6 302.16 2007 12 31 2.14 (e) 2008 6 302007 12 31 (f) 2008 2007 6 30 12 31 6,859 7,642 (g) 2008 107

29 2008 6 30 2007 12 31 11,655 9,853 521 602 5,392 12,257 15,766 30 (a) 2008 6 30 2007 12 31 32,736 21,982 32,736 21,982 108 2008

30 (b) 2008 6 30 2007 12 31 96,556 30,798 96,556 30,798 2008 6 30816.482007 12 31 272.53 31 2008 109

31 (a) 110 2008

31 (a) 2008 6 306 12,628 1,804 3,853 (57) 18,228 2,099 774 (2,816) (57) 14,727 2,578 1,037 (114) 18,228 746 570 122 (57) 1,381 351 759 (627) 483 88 88 89 2 89 180 15,913 3,150 2,006 (709) 20,360 (179) (182) (16) (14) (391) (4,293) (2,422) (383) (246) (7,344) (1,317) (80) (25) (1,422) 10,124 466 1,607 (994) 11,203 268 249 23 19 559 2008 6 30 684,754 104,562 322,630 5,224 1,117,170 746,624 112,502 162,613 5,273 1,027,012 299,407 24,674 324,081 2008 111

31 (a) 2007 6 306 8,739 722 1,794 1 11,256 379 972 (945) (406) 9,118 1,694 849 (405) 11,256 343 245 37 (20) 605 287 164 (528) (77) 42 42 49 34 83 9,797 1,939 1,092 (919) 11,909 (176) (150) (16) (16) (358) (2,967) (1,392) (253) (167) (4,779) (1,108) (54) (1,162) 5,546 343 823 (1,102) 5,610 184 150 17 16 367 2007 12 31 580,015 99,733 324,391 7,047 1,011,186 649,675 149,174 121,412 6,834 927,095 243,652 16,934 260,586 112 2008

31 (b) 21 2008 113

31 (b) 2008 6 306 4,561 1,812 2,686 1,633 1,640 550 5,337 9 18,228 382 750 1,974 120 (162) (43) (3,009) (12) 4,943 2,562 4,660 1,753 1,478 507 2,328 (3) 18,228 270 135 328 121 95 29 403 1,381 117 86 177 31 10 6 56 483 (3) (3) (26) (3) 123 88 39 13 61 7 4 4 43 9 180 5,366 2,793 5,200 1,909 1,587 546 2,953 6 20,360 (98) (37) (81) (28) (26) (7) (114) (391) (1,769) (1,008) (1,496) (662) (514) (189) (1,706) (7,344) (409) (41) (206) (72) (503) (138) (53) (1,422) 3,090 1,707 3,417 1,147 544 212 1,080 6 11,203 62 48 326 35 27 16 45 559 2008 6 30 270,095 147,637 334,928 91,341 94,610 40,090 930,663 931 (793,125) 1,117,170 285,475 203,722 393,573 104,424 82,841 33,271 715,992 839 (793,125) 1,027,012 108,837 41,155 45,017 46,755 17,040 10,073 55,204 324,081 2007 6 306 3,184 1,293 2,158 971 1,035 411 2,196 8 11,256 203 294 951 34 (100) (34) (1,336) (12) 3,387 1,587 3,109 1,005 935 377 860 (4) 11,256 154 41 187 49 35 15 124 605 70 31 138 14 7 4 (341) (77) 1 1 2 27 11 42 31 8 21 4 2 1 13 3 83 3,643 1,668 3,457 1,072 979 397 683 10 11,909 (90) (30) (73) (22) (21) (7) (115) (358) (1,404) (713) (1,065) (404) (360) (125) (705) (3) (4,779) (271) (104) (343) (127) (50) (35) (232) (1,162) 1,878 821 1,976 519 548 230 (369) 7 5,610 157 27 63 48 11 5 56 367 2007 12 31 331,920 180,370 400,157 118,343 91,972 32,135 558,446 651 (702,808) 1,011,186 290,160 163,985 351,995 105,395 80,262 27,447 610,107 552 (702,808) 927,095 82,503 36,734 66,603 36,687 13,495 7,630 16,934 260,586 114 2008

32 2008 6 30 3 3 1 1 5 5 5,606 98,896 44,448 13,805 162,755 758 (1,055) 92,183 73,571 6,562 952 173,268 3,375 (1,477) 668 185 853 17 (13) 97,789 172,467 51,678 14,942 336,876 4,150 (2,545) 2007 12 31 3 3 1 1 5 5 45,327 64,572 19,913 7,536 137,348 947 (312) 66,747 39,980 6,580 113,307 1,093 (1,600) 259 197 456 9 (2) 112,074 104,552 26,752 7,733 251,111 2,049 (1,914) 2008 115

32 2008 6 30 2007 12 31 758 947 3,375 1,093 17 9 4,150 2,049 2008 6 30 2007 12 31 510 261 1,492 1,166 36 29 2,038 1,456 116 2008

33 (a) 2008 117

33 (a) (i) (ii) (iii) (iv) (v) 90 180 118 2008

33 (a) (i) 2008 6 30 2007 12 31 144,719 119,028 30,863 26,655 44,745 118,046 623,192 565,866 4,614 6,500 244,517 152,893 4,150 2,049 5,170 4,434 1,101,970 995,471 324,081 260,586 1,426,051 1,256,057 2008 119

33 (a) (ii) 2008 6 30 (i) (ii) 8,581 169 41 (5,810) (146) (23) 2,771 23 18 621 (431) 190 4,320 90 3,520 90 365 770 365 30 (157) 4,163 620,290 30,840 44,745 249,589 (4,222) 616,068 30,840 44,745 249,589 623,192 30,863 44,745 249,607 120 2008

33 (a) (ii) 2007 12 31 (i) (ii) 8,004 171 31 (5,421) (146) (15) 2,583 25 16 488 (299) 189 2,737 90 2,524 90 365 213 365 (65) 2,672 563,979 26,630 118,046 159,832 (3,557) 560,422 26,630 118,046 159,832 565,866 26,655 118,046 159,848 (i) (ii) 2008 6 30 14.64 2007 12 313.777.36 2007 12 311.16 7.28 2007 12 312.61 9.44 2007 12 312.10 2008 121

33 (a) (iii) 2008 6 30 2007 12 31 % % 159,237 25.2 45,865 145,272 25.3 40,942 61,469 9.7 18,605 62,856 10.9 19,193 54,017 8.5 8,670 44,392 7.7 7,729 50,558 8.0 37,637 41,741 7.3 28,733 48,300 7.6 20,026 42,239 7.3 17,394 33,694 5.3 7,760 28,324 4.9 5,704 33,413 5.3 11,324 34,793 6.1 10,036 22,999 3.6 5,011 22,199 3.9 4,721 10,291 1.6 807 8,131 1.4 1,156 2,133 0.3 369 1,512 0.3 306 39,344 6.2 4,727 34,061 5.9 4,576 515,455 81.3 160,801 465,520 81.0 140,490 82,051 13.0 76,089 13.2 36,306 5.7 33,599 5.8 633,812 100.0 575,208 100.0 (10,620) (9,342) 623,192 565,866 122 2008

33 (a) (iii) 10% 2008 6 30 4,158 2,838 1,266 289 2007 12 31 4,051 2,833 1,026 1,366 848 65 50 456 196 30 (iv) 2008 6 30 2007 12 31 % % 194,771 30.7 71,195 182,058 31.7 66,350 185,238 29.2 58,703 167,329 29.1 51,896 97,427 15.4 41,459 90,358 15.7 39,085 69,309 10.9 23,049 60,410 10.5 19,529 64,443 10.2 31,529 55,780 9.7 27,991 22,215 3.5 8,839 19,065 3.3 6,631 409 0.1 228 208 0.0 10 633,812 100.0 235,002 575,208 100.0 211,492 31(b) 2008 123

33 (a) (iv) 10% 2008 6 30 2007 12 31 1,366 677 1,368 852 488 1,160 4,010 2,611 1,639 4,114 2,720 1,307 1,580 946 693 1,877 1,057 581 711 581 495 772 638 381 904 604 421 452 201 337 8,571 5,419 4,616 8,067 5,104 3,766 (b) 124 2008

33 (b) VaR) VaR VaR99% 10 (c) 2008 125

33 (c) (i) 3 2008 6 30 3 1 15 5 1.69% 148,195 3,476 144,719 2.41% 30,863 30,283 580 3.74% 44,745 33,490 10,707 548 (ii) 7.20% 623,192 393,574 221,137 6,163 2,318 3.69% 249,607 476 102,431 88,961 38,892 18,847 20,568 20,568 1,117,170 24,520 704,497 321,385 45,603 21,165 1.77% 136,703 120,789 15,269 645 2.89% 11,393 11,387 6 2.30% 849,464 6,552 615,254 202,010 20,423 5,225 5.30% 12,000 6,000 6,000 17,452 17,452 1,027,012 24,004 753,430 217,285 20,423 11,870 90,158 516 (48,933) 104,100 25,180 9,295 126 2008

33 (c) (i) 3 2007 12 31 3 1 15 5 1.59% 123,369 4,341 119,028 2.79% 26,655 26,252 403 4.01% 118,046 116,616 991 439 (ii) 6.11% 565,866 360,040 192,181 12,017 1,628 3.38% 159,848 455 55,796 44,936 40,709 17,952 17,402 17,402 1,011,186 22,198 677,732 238,511 53,165 19,580 1.66% 97,248 95,845 764 639 4.84% 15,754 15,704 50 1.98% 787,211 8,168 675,275 84,183 15,536 4,049 4.90% 12,000 6,000 6,000 14,882 14,882 927,095 23,050 792,824 84,997 15,536 10,688 84,091 (852) (115,092) 153,514 37,629 8,892 (i) (ii) 3 2008 6 30 65.12 2007 12 31 51.02 90 2008 127

33 (c) 2008 6 302007 12 31 2008 6 30 2007 12 31 (100) 100 (100) 100 291 (291) (i) (ii) (iii) (d) 128 2008

33 (d) 2008 6 30 144,221 3,594 380 148,195 13,567 14,617 2,679 30,863 44,658 87 44,745 593,111 29,033 1,048 623,192 212,231 32,290 5,086 249,607 18,973 574 1,021 20,568 1,026,761 80,195 10,214 1,117,170 119,719 15,838 1,146 136,703 5,660 5,733 11,393 802,947 35,530 10,987 849,464 12,000 12,000 15,433 1,738 281 17,452 955,759 58,839 12,414 1,027,012 71,002 21,356 (2,200) 90,158 260,305 53,417 10,359 324,081 (i) 16,590 (16,306) 1,787 2,071 2008 129

33 (d) 2007 12 31 120,141 2,859 369 123,369 15,876 7,552 3,227 26,655 117,877 169 118,046 535,998 28,598 1,270 565,866 119,882 34,843 5,123 159,848 14,540 2,179 683 17,402 924,314 76,200 10,672 1,011,186 94,335 1,466 1,447 97,248 8,461 7,293 15,754 735,558 42,236 9,417 787,211 12,000 12,000 13,198 1,309 375 14,882 863,552 52,304 11,239 927,095 60,762 23,896 (567) 84,091 213,043 39,505 8,038 260,586 (i) 17,181 (17,052) 342 471 (i) 2008 6 302007 12 31 130 2008

33 (d) 2008 6 30 2007 12 31 (100) 100 (100) 100 (7) 7 (9) 9 (i) 100 (ii) (iii) (e) 2008 131

33 (e) 3 2008 6 30 3 1 1 5 5 i) 32,409 115,786 148,195 15,791 14,468 603 1 30,863 33,490 10,707 548 44,745 2,305 127,192 288,529 111,372 88,975 4,819 623,192 ii) 10,533 71,394 75,496 54,297 37,410 477 249,607 6,433 1,405 1,390 533 367 10,440 20,568 67,471 247,949 376,725 166,751 126,752 131,522 1,117,170 117,136 3,653 15,269 645 136,703 11,387 6 11,393 444,357 195,114 186,709 19,396 3,888 849,464 6,000 6,000 12,000 2,479 8,106 2,823 2,653 777 614 17,452 563,972 218,260 204,807 28,049 11,310 614 1,027,012 (496,501) 29,689 171,918 138,702 115,442 130,908 90,158 132 2008

33 (e) 3 2007 12 31 3 1 1 5 5 i) 37,886 85,483 123,369 15,327 10,900 403 25 26,655 116,616 991 439 118,046 1,838 115,898 256,261 108,397 79,865 3,607 565,866 ii) 4,350 31,064 32,149 55,065 36,749 471 159,848 648 2,378 2,209 991 303 10,873 17,402 60,049 276,856 292,013 164,892 116,917 100,459 1,011,186 94,075 1,770 764 639 97,248 3,592 12,112 50 15,754 409,691 249,362 98,883 25,226 4,049 787,211 6,000 6,000 12,000 1,533 7,858 2,003 1,437 1,703 348 14,882 508,891 271,102 101,700 32,663 12,391 348 927,095 (448,842) 5,754 190,313 132,229 104,526 100,111 84,091 (i) (ii) 2008 133

33 (f) 134 2008

33 (f) 34 2004 2004 2 2007 711 100% 50% 8% 4% 100% 50% 10% 85 2008 135

34 2008 6 302007 12 31 2008 2007 6 30 12 31 12.34% 13.14% 14.28% 15.27% 39,033 39,033 36,916 36,916 (351) (89) 4,560 4,560 10,034 1,620 (1,236) (101) 88,956 81,939 4,379 3,621 1,236 101 8,400 9,600 14,015 13,322 102,971 95,261 90 90 102,881 95,171 (i) 88,911 81,894 720,466 623,300 (i) 50% 35 (a) 1 136 2008

35 (a) 2008 2007 2008 2007 6 30 12 31 6 30 12 31 166,436 109,391 165,622 108,958 (b) 2008 2007 2008 2007 6 30 12 31 6 30 12 31 6,000 6,000 5,695 5,667 36 1979 2008 137

36 (a) 2008 6 30 6 (i) 21 130 13 9 (186) (523) (12) (7) 2007 6 30 6 (i) 18 44 12 3 (60) (182) (16) (8) 2008 6 30 (i) 380 3,044 177 748 318 544 87 69 5 9 3 9,719 2,583 645 22,845 19 43 293 594 276 2,239 138 2008

36 (a) 2007 12 31 (i) 380 2,417 247 519 316 578 87 5 9 4 5,191 3,328 3 33,554 20 46 308 21 190 1,026 (i) (ii) 2008 6 306 20,508 19,630 2008 139

36 (b) 2008 6 30 24.982007 12 31 26 2008 6 3021.02 2007 6 30 1 (c) (d) 140 2008

36 (d) 37 38 2008 141

(a) 34 6 306 2008 2007 34 8,429 3,223 (i) (12) (18) 8,417 3,205 2008 6 30 2007 12 31 34 90,153 84,086 (i) 38 50 90,191 84,136 (i) 2005 12 31 34 34 142 2008

(b) 2008 6 30 2007 12 31 47.25% 38.90% 129.25% 110.01% 2006 (c) 2008 6 30 80,195 2,582 7,632 90,409 (58,839) (2,933) (9,481) (71,253) 111,944 4,433 24,863 141,240 (128,263) (4,246) (23,250) (155,759) 13 (13) 5,050 (164) (249) 4,637 2007 12 31 76,200 2,184 8,488 86,872 (52,304) (3,419) (7,820) (63,543) 54,847 2,558 13,012 70,417 (71,982) (1,311) (13,834) (87,127) 83 (83) 6,844 12 (237) 6,619 2008 143

(d) 10% 2008 6 30 12,473 796 13,269 8,602 457 9,059 15,707 54 37 15,798 9,674 11,747 880 22,301 37,854 11,801 1,713 51,368 2007 12 31 3,529 40 794 4,363 1,676 449 2,125 11,972 53 39 12,064 12,160 17,682 583 30,425 27,661 17,775 1,416 46,852 144 2008

(e) 2008 6 30 3 194,771 938 1,366 185,238 3,906 4,010 97,427 1,534 1,580 69,309 727 711 64,443 459 904 22,215 905 631 409 633,812 8,469 9,202 2007 12 31 3 182,058 833 852 167,329 3,711 4,114 90,358 1,846 1,877 60,410 781 772 55,780 367 452 19,065 442 425 208 575,208 7,980 8,492 33(a) 2008 145

(f) (i) 2008 6 30 2007 12 31 169 171 0.55% 0.64% 12 (ii) 2008 6 30 2007 12 31 3 6 1,186 438 6 12 626 696 12 6,657 6,846 8,469 7,980 3 6 0.19% 0.08% 6 12 0.10% 0.12% 12 1.05% 1.19% 1.34% 1.39% 90 2008 6 30 70.52 2007 12 3174.03 14.17 2007 12 315.77 11.58 2007 12 3113.6558.94 2007 12 3160.38 13.52 2007 12 31 16.75 51.37 2007 12 3151.71 146 2008

(g) (i) 2008 6 302007 12 31 (ii) 2008 6 30 2007 12 31 4,699 0.74% 5,303 0.92% 90 2,832 0.45% 2,799 0.48% 90 1,867 0.29% 2,504 0.44% 6 (h) 2008 6 30 90% 2008 147

2008 65052818458 1 1 1 8 C 100027 SWIFT BIC CIBKCNBJ 35 27 A 100032 010-65558888 010-65550801 65550802 95558 010-66219988 010-66211770 2 17 14 300042 022-23028880 022-23028800 3 11 9 209 050000 2 46 063000 0311-87884438 0311-87884436 0315-3738508 0315-3738600 4 48 14 336 110014 18 29 116001 5 35 114001 5 11 113006 6 55 125001 024-31510456 024-31510234 0411-82821868 0411-82804126 0412-2211988 0412-2230815 0413-7589324 0413-7587608 0429-2802681 0429-2800885 148 2008

5 26 61 200002 021-23029000 021-23029001 6 70 19 348 210008 14 112 214031 7 72 213003 10 171 225009 3 39 225300 17 258 215006 025-83799181 025-83799000 0510-82707177 0510-82709166 0519-8108833 0519-8107020 0514-7890717 0514-7890526 0523-6215818 0523-6243344 0512-65190307 0512-65198570 7 55 20 88 310002 8 12 325000 7 111 314000 8 289 312000 12 36 315010 0571-87032888 0571-87089180 0577-88858616 0577-88817687 0573-2097693 0573-2093454 0575-5227222 0575-5137782 0574-87733226 0574-87733060 2008 149

8 10 560 230001 0551-2622426 0551-2625750 9 26 12 99 350001 8 81 361004 5 362000 1 81 1 2 351100 0591-87538066 0591-87537066 0592-2389008 0592-2396363 0595-22148612 0595-22148222 0594-2853280 0594-2853260 10 52 11 150 250011 15 22 266071 7 109 255032 6 207 264001 10 2 264200 3 10 272000 0531-86911315 0531-86929194 0532-85022889 0532-85022888 0533-2212123 0533-2212123 0535-6612888 0535-6611032 0631-5313999 0631-5314076 0537-2338888 0573-2338888 150 2008

11 15 26 450008 0371-65792500 0371-65792900 12 16 747 430015 027-85355111 027-85355222 13 11 456 410011 0731-4582177 0731-4582199 14 58 20 233 510613 4 91 528000 23 1093 5-7 518031 11 IEO 1 523072 15 12 56 B 400010 020-87521188 020-87520668 0757-83989999 0757-83981101 0755-25942568 0755-25942028 0769-22667888 0769-22667999 023-89037373 023-89037227 16 17 47 610041 028-85258888 028-85258898 17 9 650021 0871-3648555 0871-3648667 2008 151

18 14 89 710061 029-87820122 029-87817025 19 1 9 A 030002 0351-3377040 0351-3377000 20 1 333 16 A 330003 0791-6660109 0791-6660107 21 1 68 010020 0471-6664933 0471-6664933 22 1 36 1 530000 0771-5569881 0771-5569889 23 1 89 2 21 2106 852-25212353 852-28017399 152 2008