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1

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3 中華民國 年年報

4 (02) http// mops.twse.com.tw GPN ISSN

5 目錄

6 誠信 誠懇務實 信用至上 值得信賴 006 壹 致股東報告書 012 貳 銀行簡介 014 參 公司治理報告 014 一 組織系統 016 二 董事 監察人 總經理 副總經理 各部門及分支機構主管 資料 031 三 公司治理運作情形 042 四 會計師資訊 042 五 董事 監察人 經理人及依同一人或同一關係人持有同一銀 行已發行有表決權股份總數超過一定比率管理辦法第十一條 規定應申報股權者 其股權移轉及股權質押變動情形 六 持股比例占前十名之股東 其相互間為關係人關係或為配 偶 二親等以內之親屬關係之資訊 七 銀行 銀行之董事 監察人 總經理 副總經理 協理 各 部門及分支機構主管及銀行直接或間接控制之事業對同一轉 投資事業之持股數 並合併計算綜合持股比例

7 BANK F TAIWAN 精準掌舵 富貴前行 榮獲 2014 年遠見雜誌財富管理大調查 財管最被推薦銀行 第一名

8 102 壹 102 QE OBU Global Finance 壹 致股東報告書

9 BANK F TAIWAN 102 BSI ISO SBL The Taiwan Offshore RMB Forum ( ) Visual Office 壹 致股東報告書 7

10 102 ( ) ( ) , , , , , , (34.57) 1, ,477.0 (9.37) ( ) ( ) 102 3,396, % 2,214, % 410, % 7, % ( ) ,888 3,610 2,698 18,025 8,775 1,449 7,326 ( ) 9,045 17, ,326 7, % / 0.21% ( ) 0.44% / 3.58% ( ) 6.90% 8 壹 致股東報告書

11 BANK F TAIWAN ( ) 103 ( ) 壹 致股東報告書 9

12 102 ( ) , , , Standard & Poor s A+ A-1 Moody s Aa3 P-1 10 壹 致股東報告書

13 BANK F TAIWAN Fed QE % % 103 壹 致股東報告書 11

14 102 貳 / / 總稽核 / 副 / 副 / 副總經理 / 副總經理 / 副總經理 / 12 貳 銀行簡介

15 BANK F TAIWAN ( ) % 9.55% The Banker 貳 銀行簡介 13

16 102 參 (163) (1) (8) 14 參 公司治理報告

17 參 公司治理報告 15 BANK F TAIWAN /

18 102 ( ) 1. ( ) % % ( 90 ) ( ) ( ) ( ) ( ) ( ) ( ) 參 公司治理報告

19 BANK F TAIWAN (Harvard University) (Stanford University) (WEF) (New Economic Leader) ( ) ( ) 參 公司治理報告 17

20 ( ) ( ) 2 ( ) (1) (2) ( ) (3) (4) (5) (6) (7) (8) (9) 30 (10) 參 公司治理報告

21 BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) % ( ) ( ) ( ) ( ) ( ) ( ) 參 公司治理報告 19

22 102 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) % ( ) ( ) ( ) ( ) ( ) ( ) 參 公司治理報告

23 BANK F TAIWAN ( ) ( ) ( ) ( ) % 參 公司治理報告 21

24 102 ( ) ( ) ( ) ( ) % ( ) 參 公司治理報告

25 BANK F TAIWAN ( ) ( ) ( ) % ( ) 參 公司治理報告 23

26 102 ( ) % 鍮 參 公司治理報告

27 BANK F TAIWAN ( ) ( ) % 參 公司治理報告 25

28 102 ( ) % 參 公司治理報告

29 BANK F TAIWAN ( ) ( ) % 參 公司治理報告 27

30 102 ( ) % 參 公司治理報告

31 BANK F TAIWAN ( ) (A) (B) (C) (D) AB C D (%) (E) (F) (G) (H) ABC DEF G (%) 3, , , , , ,604 40, , ) (A+B+C+D) (A+B+C+D+E+F+G) 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000, ,000, ,000,000 6,179 14,131 參 公司治理報告 29

32 (A) (B) (C) (D) AB C D % 11, , ,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000, ,000, ,000,000 20, 參 公司治理報告

33 BANK F TAIWAN ( ) ( ) A ( ) B ( ) (%) B/A ( ) ( ) ( ) ( ) ( ) % 參 公司治理報告 31

34 102 ( ) A ( ) (%) B/A( ) IFRS (%) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) () 100%1 () () ()15 3 ()(102) 32 參 公司治理報告

35 BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) BASEL II ( ) ( ) ( ) ( ) ( ) 參 公司治理報告 33

36 ( ) 參 公司治理報告 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) % 4. ( ) ( ) ( ) % 12% 1.17%1.53%0.56% 1.36% ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

37 BANK F TAIWAN Always (BSI) ISO ISO ISO ( ) ( ) ( ) ( ) ( ) ( ) 1. ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) - ( ) 1. GLOBAL FINANCE ( ) tw ( ) 參 公司治理報告 35

38 102 ( ) 參 公司治理報告

39 BANK F TAIWAN H (102) H011 參 公司治理報告 37

40 參 公司治理報告

41 BANK F TAIWAN ( ) (1) (2) (3) (4) (5) (6) (7) ( ) KPMG ( ) KPMG 參 公司治理報告 39

42 102 ( ) 參 公司治理報告

43 BANK F TAIWAN ( ) 102 ( ) /07/16 102/07/01 102/07/01 102/08/01 102/08/01 102/08/09 99/01/08 102/09/30 102/09/30 103/03/03 102/01/16 102/07/16 100/07/16 102/01/16 參 公司治理報告 41

44 ~ ,000 2,000 4,000 3,397 2,614 6,011 4,000 6,000 6,000 8,000 8,000 10,000 10,000 ( ) 42 參 公司治理報告

45 BANK F TAIWAN % ( ) ( ) 16,658, ,006, ,665, ( ) 865,191, ,281, ,013,473, ( ) 62,924, ,855, ,779, ( ) 668,433, ,727, ,160, ( ) 1,922,761, ,100, ,270,862, ( ) 877,423, , ,616, ( ) 60,496, , ,049, ( ) 309,799, ,930, ,729, ( ) 172,011, ,126, ,138, ( ) 64,608, , ,174, ( ) 74,802, ,084, ,886, ( ) 238,729, , ,565, ( ) 303,131, ,131, ( ) 25,035, , ,045, ( ) 1,250, ,250, ( ) 62, , ( ) 8,913, ,913, ( ) 230,836, ,519, ,355, ( ) 1,500, ,500, , , ( ) 1,400, , ,100, ( ) 5,825, ,674, ,499, ( ) 450, , ( ) 75,000, ,000, ,000, ( ) 10,000, ,000, ,000, ( ) 11,998, ,191, ,190, ( ) 2,481, , ,273, ( ) 490, ,580, ,070, ( ) 15, , , ( ) 14, , ( ) 2,000, ,000, 參 公司治理報告 43

46 中華民國102年年報 關懷 關懷社會 關懷客戶 關懷員工 046 肆 募資情形 046 一 資本及股份 048 二 金融債券發行情形 049 三 特別股發行情形 海外存託憑證發行情形 員 工認股權憑證辦理情形 限制員工權利新股辦 理情形 049 四 併購或受讓其他金融機構 049 五 資金運用計畫執行情形 050 伍 營運概況 一 業務內容 057 二 從業員工資料 058 三 企業責任及道德行為 058 四 資訊設備 060 五 勞資關係 060 六 重要契約 061 七 最近年度依金融資產證券化條例或不動產證券 化條例申請核准辦理之證券化商品類型及相關 資訊 壹 致股東報告書

47 BANK BANK F F TAIWAN TAIWAN 壹 致股東報告書 45

48 102 肆 ( ) ( ) 100% ( ) ,000,000,000 7,000,000,000 ( ) 肆 募資情形

49 BANK F TAIWAN ( ) 1. (1) (2) (3) 30% (4) 20 40% 15% ( ) ( ) ( ) 肆 募資情形 47

50 % ,734, 肆 募資情形

51 BANK F TAIWAN % 1. (1) 6 (2) A 45% 64 (3) IRS % twaa ( ) ( ) 肆 募資情形 49

52 102 伍 ( ) , % 42, % 8.18% 7.18% 102 單位 : 新臺幣億元 36,000 34,000 32,000 30,000 34,109 32,976 32,208 32,221 31,893 29,863 定期性存款 62.37% 公庫存款 5.92% 活期性存款 31.71% 28,000 26,000 25,090 24,000 22,000 21,765 20, ( 年底 ) , % 42, % , % 0.27% 5, % , % Basis Point ,109 32,976 32,208 31, ( 年底 ) 單位 : 新臺幣億元 24,000 22,000 20,000 18,000 16,000 14,000 12,000 10,000 14, ,633 21,850 22,517 20,413 20,791 19,818 19, ( 年底 ) 102 公營事業 9.06% 民營事業 32.95% 政府機關 14.41% 國外 8.01% 個人 34.76% 其他 0.81% 50 單位 : 億美元 4,500 4,000 伍 營運概況 3,500 4, , ,393.41

53 BANK F TAIWAN , % , %102 DBU OBU % % , 單位 : 億美元 4,500 4, ,000 3, , ,500 3,000 2,500 2, , , ,000 1, , ,500 1, ( 年 ) 102 OBU % 1, % % %e % ,427 1, % , % , % 2, % 3, ,882 12,861 7,131 5, (1) ,919 66, ,721 6, 伍 營運概況 51

54 102 (2) , (3) % (4) % ETF % , % 18, % 15, % , , , , % % ( ) 伍 營運概況

55 BANK F TAIWAN 2. OBU e e e 6. ETF ETF 8. 6 伍 營運概況 53

56 ( ) % U 3. (1) (2) (3) (4) 4. (1) a. 100% b. c. 54 伍 營運概況

57 BANK F TAIWAN d. (2) a. 100% b. 100% c. d. (3) a. b. c. ( ) , (1) 8 (2) , ,694 (1) 24 (2) 24 (3) 4 (4) 24 (5) 8 (6) 24 (7) 21 (8) 128 伍 營運概況 55

58 102 ( ) 1. (1) (2) (3) (4) (5) (6) (7) (8) % 56 伍 營運概況

59 BANK F TAIWAN ,267 1, ,083 7,107 7, ,993 7,968 7, % CFA Level CFA Level CFA Level CFA ,290 2,515 2,546 5,298 5,433 5,449 2,861 3,015 3, ,128 2,252 2,270 1,097 1,128 1,136 FRM 伍 營運概況 57

60 ,436 2,534 2,549 2,591 2,735 2, ,267 5,449 5,486 2,621 2,689 2,699 2,984 3,285 3, ,182 1,272 1,280 1,270 1,317 1, ,751 3,674 3,676 1,306 1,528 1,563 CFP ,497 1,596 1, ,907 2,013 2, % ( ) 58 伍 營運概況

61 BANK F TAIWAN e EDI 751 ( ) e 伍 營運概況 59

62 (1) 1019BS (2) BSI ISO ISO BSI (3) ISO ISO (4) ISO ISO ISO ISO ( ) ( ) 伍 營運概況

63 BANK F TAIWAN ~ 伍 營運概況 61

64 效率 積極主動 迅速服務 追求創新 064 陸 財務概況 064 一 最近五年度簡明資產負債表及綜合損益表 070 二 最近五年度財務分析 078 三 最近年度財務報告之審計委員會審查報告 079 四 最近年度財務報告 161 五 最近年度經會計師查核簽證之銀行個體財務報告 167 六 銀行及其關係企業最近年度及截至年報刊印日 止 如有發生財務週轉困難情事 應列明其對 本行財務狀況之影響 168 柒 財務狀況及財務績效之檢討分析與 風險管理事項 168 一 財務狀況 168 二 財務績效 168 三 現金流量 169 四 最近年度重大資本支出對財務業務之影響 169 五 最近年度轉投資政策 170 六 風險管理 177 七 危機處理應變機制 177 八 其他重要事項

65 BANK F TAIWAN

66 102 陸 ,709, ,440, ,714, ,534, ,521, ,870,751 5,443 3,543 6,173,451 4,980,621 82,279,036 89,166,548 2,301,083 2,131, ,240,652,458 2,177,133,260 73,044,728 62,009,085-34,792,041 34,652, ,317,917 69,668,204 97,502,611 98,086, ,048,025 1,164, , ,086 9,031,706 10,620,513 5,466,613 6,026,501 4,254,301,821 4,053,791,927 4,250,736,728 4,049,197, ,738, ,374, ,999,496 4,876, , ,390 19,036,703 11,998,398 44,813,384 41,988, ,506 96, ,409,612,039 3,294,903,719 15,998, ,243,698 8,198, ,766, ,201,483 18,266,259 18,359, 陸 財務概況

67 BANK F TAIWAN ,491,439 7,671,101 7,491,439 7,844,210 4,006,319,718 3,811,969,375 4,006,319,718 3,812,142, ,000,000 70,000, ,496, ,453,034 50,961,023 48,686,675 47,395,930 43,919,554 21,524,988 17,682, ,982, ,822, ,417, ,055, ,252,283 56,039,716 33,364,389 31,952,145 25,887,894 24,087,571 3,609,714 4,786,638 29,497,608 28,874,209 2,697,539 3,107,865 18,025,012 17,722,916 8,775,057 8,043,428 1,449, ,560 7,325,894 7,180, ,325,894 7,180,868 3,557,719 3,139,909 10,883,613 10,320,777 7,325,894 7,180, ,883,613 10,320, 陸 財務概況 65

68 ,709, ,440, ,714, ,534, ,521, ,870,751 5,443 3,543 6,173,451 4,980,621 82,258,188 89,166,548 2,301,083 2,131, ,240,652,458 2,177,133,260 73,044,728 62,009,085 34,941,396 34,652, ,317,917 69,668,204 97,497,978 98,086, ,047,495 1,164, , ,086 9,030,041 10,620,513 5,464,948 6,026,501 4,254,419,594 4,053,791,927 4,250,854,501 4,049,197, ,738, ,374, ,999,496 4,876, , ,390 19,036,703 11,998,398 44,801,734 41,988,683 97,148 96, ,409,804,155 3,294,903,719 15,998, ,243,698 8,198, ,743, ,201,483 18,266,259 18,359,086 7,482,893 7,671,101 7,482,893 7,844,210 4,006,437,491 3,811,969,375 4,006,437,491 3,812,142, 陸 財務概況

69 BANK F TAIWAN ,000,000 70,000, ,496, ,453,034 50,961,023 48,686,675 47,395,930 43,919,554 21,524,988 17,682, ,982, ,822, ,417, ,055, ,252,282 56,039,716 33,364,505 31,952,145 25,887,777 24,087,571 3,513,759 4,786,638 29,401,536 28,874,209 2,697,539 3,107,865 17,955,435 17,722,916 8,748,562 8,043,428 1,422, ,560 7,325,894 7,180, ,325,894 7,180,868 3,557,719 3,139,909 10,883,613 10,320,777 7,325,894 7,180, ,883,613 10,320, 陸 財務概況 67

70 ,440, ,981, ,643,187 1,287,012, ,534, ,886,008 99,875,033 92,123,443 4,980,621 3,231, , ,349 91,271,394 86,439,780 84,272,771 91,299,622 2,177,133,260 2,153,591,118 2,079,558,679 2,045,894, ,870, ,373, ,360, ,009,713 61,999,046 50,942,589 54,207,507 37,859,403 35,393,882 32,479,598 31,330,008 29,815,276 69,672,866 72,207,332 69,201,006 68,496,647 97,253,304 97,864,904 76,596,999 78,474,877 1,164, , ,574 1,107,496 11,934,505 15,119,109 18,607,244 16,590,347 7,340,493 10,747,702 12,986,379 12,635,344 4,054,648,045 3,945,938,488 3,915,222,884 3,891,051,643 4,050,054,033 3,941,567,081 3,909,602,019 3,887,096, ,374, ,926, ,612, ,950,860 4,876,954 3,902,885 18,985,604 4,535,308 11,998,398 14,906,165 9,429,373 5,486,934 3,294,903,719 3,218,010,687 3,185,931,012 3,189,671, ,959,970 4,566,752 3,389,155 2,695,402 8,499,403 5,756,183 1,048,528 1,511, ,305, ,500, ,277, ,629, ,478, ,560, ,399, ,763,050 3,801,917,943 3,699,569,359 3,663,674,278 3,650,481,652 3,802,091,051 3,699,629,854 3,663,795,897 3,650,614,855 70,000,000 70,000,000 70,000,000 45,000, ,682, ,077, ,581, ,062,555 33,697,990 30,901,653 32,923,901 50,427,139 28,930,870 26,469,751 27,181,417 46,338,933 17,929,660 13,983,157 28,860,619 19,065, , , , ,228 26,219,881 25,772,493 14,638,103 16,138, ,730, ,369, ,548, ,569, ,962, ,937, ,806, ,481, 陸 財務概況

71 BANK F TAIWAN ,675,639 23,186,559 20,269,138 16,803,150 4,502,274 4,422,055 5,257,020 13,284,694 3,107,865 5,045, ,029 4,434,016 17,984,064 18,114,175 17,323,324 17,055,490 8,085,984 4,448,965 7,826,805 8,598,338 7,228,241 3,663,805 7,084,968 8,176, ,228,241 3,663,805 7,084,968 8,176, 陸 財務概況 69

72 % ( 9) ,674 3, %( 9) %( 9) %( 9) % ( 10) ( 11) ( 12) , ( 11) - -20, ,267,212 20,181, (1) (2) (3) ( 3) (4) (5) 70 陸 財務概況

73 BANK F TAIWAN (6) 6 (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) 4 (2) 4. (1) ( - ) (2) ( - ) 5. 7 (1) (2) (3) (1) ( 5) (2) (3) (4) ,820,906 10,664, (102) /( + ) 陸 財務概況 71

74 % ( ) ( 9) ,674 3, % ( 9) %( 9) %( 9) % ( 10) ( 11) ( 12) , ( 11) - -20, ,267,212 20,181, (1) (2) (3) ( 3) (4) (5) (6) 6 (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) 4 (2) 4. (1) ( - ) (2) ( - ) 72 陸 財務概況

75 BANK F TAIWAN 5. 7 (1) (2) (3) (1) ( 5) (2) (3) (4) ,820,906 10,664, (102) /( + ) 102 % 169,355,190 34,157, ,513,137 1,768,858,574 4,374,030 51,777,388 71,523,188 1,896,533, % 8.93% 8.93% 3.58% = 陸 財務概況 73

76 102 % ,634 3,477 3,210 3, ( 10) , ( 11) ( 10) ( 9) ( 9) ( 9) ,181,252 19,419,003 19,516,445 19,657, (1) (2) (3) ( 3) 74 陸 財務概況

77 BANK F TAIWAN (4) (5) (6) ( 6) (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) ( 4) (2) 4. (1) ( - ) (2) ( - ) 5. ( 7) (1) (2) (3) (1) ( 5) (2) (3) (4) 陸 財務概況 75

78 102 % ,000,000 70,000,000 70,000,000 45,000, ,682, ,077, ,581, ,062,555 25,218,428 24,119,287 21,993,796 19,540,873 98, ,561 1,645,137 22,709,855 8,385,156 6,301,072 9,284,925 8,117,131-3,947,909-5,799,208-1,567,024-3,442,117 29,544,165 28,336,290 30,416,621 25,434, ,892, ,881, ,521, ,553,821 27,383,086 26,581,673 14,640,019 16,138,057 45% 8,961,329 8,373,213 13,486,622 10,072,960 9,146,517 7,865,923 1,328,931 2,596,286 29,544,164 28,336,288 29,455,572 25,434,475 15,946,768 14,484,521-3,372, ,839, ,365, ,521, ,926, 陸 財務概況

79 BANK F TAIWAN % ,631,099,532 1,525,347,746 1,387,342,993 1,425,665,616 3,646,593 2,125,603 2,722,945 3,073,045 49,219,638 47,184,300 46,779,788 47,894,250 / 72,726,088 71,441,638 49,679,588 36,162,738 1,756,691,851 1,646,099,287 1,486,525,314 1,512,795, 陸 財務概況 77

80 陸 財務概況

81 BANK F TAIWAN () 28,817,65527,534,11626,187, ,135,6431,900, () (88)() 陸 財務概況 79

82 % % % ( ( ) ) $ 119,265, ,812, ,426,176 2 ( ( )( )( ) ) 585,444, ,627, ,555, ( ( )( ) ) 166,714, ,534, ,886,007 3 ( ( )) 5,443-3,543-3,074 - ( ( )) 6,173,451-4,980,621-3,231, ( ( )( ) ) 82,279, ,166, ,601, ,301,083-2,131,424-1,872, ( ( ) ) 2,240,652, ,177,133, ,153,591, ( ( )( ) ) 765,521, ,870, ,373, ( ( ) ) 73,044, ,009, ,957, ( ( )) 34,792, ,652, ,075, ( ( )( )( ) ( )) 70,317, ,668, ,202, ( ( ) ( )) 97,502, ,086, ,711, ( ( )) 1,048,025-1,164, ,057 - ( ( )) 208, , , ( ( )( ) ) 9,031,706-10,620,513-13,541,968 - $ 4,254,301, ,053,791, ,945,119, 陸 財務概況

83 BANK F TAIWAN % % % ( ( ) ) $ 252,738, ,374, ,926,475 5 ( ( ) ) 3,999,496-4,876,954-3,902,885 - ( ( )) 225, , ,907 - ( ( )) 19,036,703-11,998,398-14,906,165 - ( ( ) ) 44,813, ,988, ,429, ,506-96,083-33,893 - ( ( ) ) 3,409,612, ,294,903, ,218,010, ( ( )) 15,998, ( ( )) 1,243,698-8,198,013-5,346,276 - ( ( ) ( )) 232,766, ,201, ,806,676 5 ( ( )) 18,266,259-18,359, ,278,673 - ( ( ) ) 7,491,439-7,671,101-7,134,077-4,006,319, ,811,969, ,709,185, (()()) ( ( )) 70,000, ,000, ,000, ,496, ,453, ,453, ,386, ,218, ,119,287 1 ( ( )) 16,488,296-15,087,006-15,998,121-7,085,827-8,381,241-6,263,805-50,961, ,686, ,381,213 1 ( ( )) 21,524, ,682,843-14,099, ,982, ,822, ,933,677 6 $ 4,254,301, ,053,791, ,945,119, 陸 財務概況 81

84 ( ( )) $ 59,252, ,039, ( ( )) (33,364,389) (113) (31,952,145) (111) 4 ( ( )) 25,887, ,087, ( ( )) 5,275, ,700, ( ) ( ( )) 14,147, ,871, ( ) ( ( )) 1,007, , ( ) 2,585, ,679, ( ) ( ( )) (19,013) - (84,328) - 77 ( ) ( ( )) 1,926, ,139,668 7 (10) ( ( )) (5,563,476) (19) (10,275,010) (35) 46 ( ) ( ( )) 430, ,440 3 (48) ( ( )) 15,696, ,525, (15) ( ( )) 865, , ( ) ( ( ) ) (21,922,128) (74) (16,632,709) (58) (32) ( ( ) ) (10,820,906) (36) (10,664,322) (37) (1) 29,497, ,874, ( ( )) (2,697,539) (9) (3,107,865) (11) (13) ( ( )) (11,562,624) (39) (11,506,810) (40) - ( ( )) (1,282,422) (4) (1,257,005) (4) 2 ( ( )) (5,179,966) (18) (4,959,101) (17) 4 (18,025,012) (61) (17,722,916) (61) 2 8,775, ,043, ,775, ,043, ( ( )) (1,449,163) (6) (862,560) (3) (68) 7,325, ,180, ,933 - (327,865) (1) 102 4,754, ,504, ( ) (330,269) (1) (383,921) (1) 14 (911,410) (3) 1,309,393 5 (170) 38,135-38, ( ) 3,557, ,139, $ 10,883, ,320, ( )( ( )) $ 陸 財務概況

85 BANK F TAIWAN ( ) $ 70,000, ,453,034 24,119,287 15,998,121 6,263,805 46,381,213-14,099,430 14,099, ,933,677 () - - 1,099,141 - (1,099,141) ,761 (732,761) (4,431,902) (4,431,902) (4,431,902) (37,985) 37, (1,605,891) 1,605, ,180,868 7,180, ,180, (443,504) (443,504) (363,405) 3,946,818 3,583,413 3,139,909 70,000, ,453,034 25,218,428 15,087,006 8,381,241 48,686,675 (363,405) 18,046,248 17,682, ,822,552 () - - 2,168,472 - (2,168,472) ,445,648 (1,445,648) (4,767,120) (4,767,120) (4,767,120) (44,358) 44, , , ,325,894 7,325, ,325, (284,426) (284,426) 54,487 3,787,658 3,842,145 3,557,719 $ 70,000, ,496,092 27,386,900 16,488,296 7,085,827 50,961,023 (308,918) 21,833,906 21,524, ,982,103 3,240 3,268 陸 財務概況 83

86 $ 8,775,057 8,043, ,277 1,000, , ,340 2,697,539 3,107,865 33,364,389 31,952,145 (59,252,283) (56,039,716) 22,582,948 17,361,223 (6,899) (224,302) (1,926,100) (2,139,668) (448,724) (792,909) 19,013 84,328 (1,687,695) (5,340,848) (28,075,745) (11,901,027) (14,328,674) (11,016,087) (1,900) (469) 4,980,621 (1,748,672) ( ) 7,121,618 (3,831,036) (66,309,595) (26,369,308) ( ) (98,567,399) 9,296,637 (34,308,521) (8,128,984) ( ) (962,726) 2,521,595 1,609,387 3,152,310 (228,842,934) (48,025,041) 39,363,779 4,447,990 ( ) (877,458) 974,069 (75,584) (108,517) ( ) 7,038,305 (2,907,767) 4,055,674 2,265, ,708,320 76,893, , , ,580,148 82,178,894 (64,262,786) 34,153,853 (65,950,481) 28,813,005 ( ) (57,175,424) 36,856,433 57,839,959 55,058,860 2,171, ,001 (34,595,562) (31,659,008) (1,557,547) (1,041,726) ( ) (33,317,208) 60,086, 陸 財務概況

87 BANK F TAIWAN (533,849) (590,474) 598, ,879 (14,500) (8,697) (293,246) (690,244) 313,013 12,289 ( ) 69,537 (295,247) 15,998,441 - (546,774) (77,137) ( ) (6,954,315) 2,851,737 (4,767,120) (4,431,902) ( ) 3,730,232 (1,657,302) 76,920 (422,084) ( ) (29,440,519) 57,711, ,661, ,949,611 $ 874,221, ,661,538 $ 119,265,293 72,812, ,106, ,366, ,848, ,482,776 $ 874,221, ,661,538 陸 財務概況 85

88 102 () () () ( ) () () 20,000() () 86 陸 財務概況

89 BANK F TAIWAN () () () () ( ) () ()( ) ( ) 陸 財務概況 87

90 102 () () 1. (()) () () 100% () 1. (1) () (2) (3) (4) 2. () 1. () 陸 財務概況

91 BANK F TAIWAN () () 7 1. (1) A. B. C. (2) (3) () (4) (5) 陸 財務概況 89

92 102 (6) (7) 2. (1) A. B. C. () (2) (3) (a)37(b) 90 陸 財務概況

93 BANK F TAIWAN 3. () () () 陸 財務概況 91

94 102 () (1) (2) () () ( ) 92 陸 財務概況

95 BANK F TAIWAN () 1. (1) (2) (3) () () (1) (2) () (1) 411() () 6 (2) (3) () (4) 3. (1) 陸 財務概況 93

96 102 (2) (1) (2) () () () () () () ( ) () () () 94 陸 財務概況

97 BANK F TAIWAN () () () () () (42 150) () () () $ 11,037,948 11,701,550 10,483,643 7,496,928 5,453,671 5,845,726 5,047,909 11,768,506 8,904,406 95,193,896 43,633,092 51,192, , ,585 - $ 119,265,293 72,812,404 76,426, $ 119,265,293 72,812,404 76,426, ,106, ,366, ,194, ,848, ,482, ,328,516 $ 874,221, ,661, ,949,611 () $ 146,102, ,442,053 72,379,420 (16,955) (30,400) (4,978) 95,381,868 90,327, ,518, , , , ,552, ,517, ,283,197 $ 585,444, ,627, ,555, 陸 財務概況 95

98 ,584,0314,345,4195,077,052 () $ 136,565, ,899,355 84,356,488 9,880,132 3,334,571 2,821, ,445, ,233,926 87,177,815 19,931,248 20,581,246 24,189, , ,866 (481,559) 20,268,425 21,300,112 23,708,192 $ 166,714, ,534, ,886, () $ 34,295,502 31,909,877 7,477, , , ,154 7,366 24,782 12,708 9, , ,486 16,564 1,671,209 7,533,514-4,992, ,918-1,820, ,021-90,662,116 78,207,861 73,628,237 2,371,124 2,213,812 2,254,871 5,879,101 (549,178) (8,129,523) 10,383 (42,685) (7,626) 9, ,307,325 3,362,157 9,479,852 66,593 3, , , ,413 1,073,063 (5,294) (3,874) (3,679) 21,159 61,856-1,204 8,813 - $ 146,445, ,233,926 87,177, 陸 財務概況

99 BANK F TAIWAN $ 19,931,248 20,581,246 24,189, , ,866 (481,559) $ 20,268,425 21,300,112 23,708, () $ 3,333,886 10,140,222 5,049, ,785, ,353, ,609,809 10,392, ,127 9,031,487 57,076,615 13,041,211 39,416,298 1,000,000 1,200,000 1,700,000 1,671,209 7,533,514-1,786,800 2,032, , $ 498,330, ,791, ,806,642 () $ 5,443 3, ,074 $ 5,443 3,543 3, $ 217, , ,365 8,577 10,541 1,542 $ 225, , , $ (26,820) (40,434) (51,394) (130,454) (131,744) (179,396) (41,405) (19,330) (29,995) (13,107) (96,204) (147,580) (8,577) (6,258) ,532 - (4,283) - 136,422118,747 68,91458,299 陸 財務概況 97

100 102 () ()() $ 2,301, ,000-3,811,822 4,630,325 2,281,904 60,121 50, ,045 $ 6,173,451 4,980,621 3,231, $ 349, ,473 2,706,204 18,687,286 11,648,925 12,199,961 $ 19,036,703 11,998,398 14,906,165 () $ 1,252 5,557 9,076 1,075,027 1,056,454 1,272,890 25,627,282 28,875,801 34,821, , , ,742 13,233,037 11,820,712 10,839, , , ,714 2,924,231 3,059,333 2,714,946 13,194,113 17,657,859 10,054,670 17,478,404 21,620,758 22,572,919 2,176,345 2,344 1,906 ATM 1,632,809 1,455,277 1,329,159 2,124,901 2,070,823 59,161 2,428,698 1,442, ,895 83,095,022 89,990,362 84,834, , , ,385 $ 82,279,036 89,166,548 84,601, ()8,125,0027,996,175 () $ 25,627,282 28,875,801 34,821,221 54,369,103 52,528,386 53,341,806 $ 79,996,385 81,404,187 88,163, 陸 財務概況

101 BANK F TAIWAN () $ 6,814,447 5,490,786 4,415,954 44,915,167 52,156,253 74,323,818 1,887, ,934 1,498, ,175, ,095, ,646, , , , ,559,769 87,428,462 87,252,408 3, ,294, ,781, ,661, ,920, ,284, ,299, ,717, ,874, ,011, ,066, ,724, ,024,761 8,742,986 10,026,590 8,263,174 2,260,468,544 2,194,999,242 2,171,539,470 19,816,086 17,865,982 17,948,351 $ 2,240,652,458 2,177,133,260 2,153,591, $ 17,865,982 17,948,351 2,790,397 2,827,167 (2,662,128) (5,949,262) 1,905,887 3,192,635 (84,052) (152,909) $ 19,816,086 17,865,982 ( ) $ 987, ,306 ( ) (75,331) 247,114 (14,955) (12,064) 20,085 24,954 14, ,215 $ 931, ,525 $ 20,747,825 18,853, $ 16,955 30,400 4, , , ,385 19,816,086 17,865,982 17,948,351 98, ,311 37,943 $ 20,747,825 18,853,507 18,223,657 陸 財務概況 99

102 $ 2,715,066 3,074,281 (17,527) 33,584 $ 2,697,539 3,107,865 8,812,79710,140,6738,312,632 1,359,114 1,385,9861,442,314 () $ 625,200, ,100, ,500,000 29,269,582 24,166,422 25,693,625 43,094,836 45,134,520 51,300,942 2,017,495 1,510,636 1,514,800 20,517,320 14,380,476 13,497, , , , ,505 21,919,127 23,814,566 26,941,461 23,652,119 18,909,546 16,216,337 (1,144,651) (1,140,920) (1,296,432) $ 765,521, ,870, ,373,465 () () $ 6,406,850 6,103,408 4,004,395 7,770,770 6,027,979 6,288,595 9,260,435 8,793,255 8,720,453 14,432,630 16,054,125 11,630,110 8,015,510 6,854,386 8,462, ,381 45,886,195 43,833,153 39,136,272 20,164,985 14,405,731 11,821,513 6,993,548 3,770,201-27,158,533 18,175,932 11,821,513 $ 73,044,728 62,009,085 50,957,785 () () $ 28,800, ,516, ,172,592 () ,311, ,197, ,829,596 () ,328, ,393, ,420,898 () ,334, ,526, ,636,741 () , , ,223 $ 34,792,041 34,652,109 32,075, 陸 財務概況

103 BANK F TAIWAN () $ 65, ,723 () (991,370) 999,198 () 14,247 (7,528) $ (911,410) 1,309, () $ 6,863,133 6,863,133 6,863,133 () 712, , ,409 () 1,377,872 1,377,872 1,377,872 () 1,451,074 1,451,074 1,451,074 () 3,793 3,793 3,793 $ 10,408,281 10,408,281 10,408, () $ 2,133,923 1,898,116 () 61, ,752 () (64,853) (27,413) () (206,563) (102,250) () 1,720 2,463 $ 1,926,100 2,139, () $ 2,164,728,571 2,066,649,295 1,979,259,175 () 449,732, ,158, ,302,493 () 27,712,833 24,570,091 23,488,955 () 98,783 70,864 60,006 () 3,491,444 3,658,414 - () $ 2,029,067,792 1,937,036,793 1,855,976,586 () 436,864, ,276, ,642,536 () 20,706,907 16,651,270 15,054,831 () 41,487 11,915 9,265 () 956,465 1,052, () $ 35,501,692 33,908,439 () 56,289,187 69,423,325 () 18,535,991 18,762,955 () 52,695 43,854 () 6,626 6,697 () $ 10,051,291 8,940,526 () 477,304 1,946,948 () (950,941) (478,627) () 5,734 10,159 () (70,600) (29,842) 陸 財務概況 101

104 102 (1) 2,135,6431,900,579 (2) 64,85327,413 (3) () (4) () () () () () $ 58,010,350 56,158,861 57,100,311 (36,513) (42,249) (10,688) 1,536,129 2,404,867 4,266, (317,888) 10,779,313 11,092,326 11,092,326 (12,426) (12,426) (137) 13,622 20,252 21,789 (138) , ,083 49,458 (62,147) (91,062) (27,255) 19,916 23,552 27,307 $ 70,317,917 69,668,204 72,202, () 2. () ,875305, 陸 財務概況

105 BANK F TAIWAN () $ 86,686,694 14,676,285 6,019,377 1,070,210 1,003, , , ,458,041 53,542 5, ,398 31,501 26,835 1, , ,940 (177,730) (51,686) (223,482) (32,660) (38,629) (13,668) - (537,855) - 31, ,718 1,679 3,681 18,291 (358,343) (1,751) (643) (984) (2,232) - (5,610) ,562,506 14,662,152 6,276,260 1,070, , , , ,453, ,864,190 14,350,810 5,750,837 1,072,597 1,013, , , ,332,641-9, ,547 23,768 22,440 25, , ,386 (177,496) (17,608) (194,718) (29,621) (36,781) (97) - (456,321) - 334, ,053 4,182 6,354 4,786 (612,409) (1) - - (2,342) (716) (1,884) (4,722) - (9,664) ,686,694 14,676,285 6,019,377 1,070,210 1,003, , , ,458, ,337 5,706,244 4,359, , , ,491-12,299, , ,812 47,960 38,813 38, ,585 - (50,129) (212,195) (31,788) (35,690) (13,668) - (343,470) - - (1,834) (425) (821) (2,817) - (5,897) ,699 5,962,884 4,622, , , ,875-12,859, ,975 5,404,913 4,055, , , ,697-11,620, , ,444 55,914 43,249 42, ,837 - (17,108) (179,925) (28,690) (33,121) (97) - (258,941) - 12,620 (12,486) 21 (139) (2,109) (488) (1,804) (4,159) - (8,560) ,337 5,706,243 4,359, , , ,491-12,299, , ,522 19, , , , , , , , $ 86,457,272 8,699,268 1,654, , ,632 77, ,748 97,502, $ 86,600,835 8,970,042 1,660, , ,031 96, ,548 98,086, $ 86,457,272 8,699,268 1,654, , ,632 77, ,748 97,502, $ 86,600,835 8,970,041 1,660, , ,031 96, ,548 98,086, $ 86,850,733 8,945,896 1,695, , , , ,182 98,711,359 82,013,15182,190,55082,368,032 34,307 陸 財務概況 103

106 102 () $ 2,080, , $ 2,374, $ 1,258, , $ 2,080, $ 916, , $ 1,326, $ 437, , $ 916, $ 1,048, $ 1,164, $ 821,057 () $ 1,175,653 1,076,959 1,076,959 6,252,824 7,397,218 6,144,573 10,000 10,000 10, , , , , , , ,222 1,813,005 5,995, ,221 2,743 $ 9,031,706 10,620,513 13,541, $ 1,175,653 1,093,456 1,093,456 - (16,497) (16,497) $ 1,175,653 1,076,959 1,076, $ 686, , , ,598,815 4,594,012 4,371,407 1,967,686 2,118,908 1,052,496 $ 6,252,824 7,397,218 6,144, $ 824,945 1,838,627 6,245,264 18,723 25, ,925 $ 806,222 1,813,005 5,995, 陸 財務概況

107 BANK F TAIWAN $ (6,899) (224,303) () $ 1,242,365 1,631,436 22,823 84,328 (3,810) - (16,497) (150,133) - (166,262) 3,731 (157,004) $ 1,248,612 1,242, $ 1,144,651 1,140,920 12,426 12,426 91,535 72,522-16,497 $ 1,248,612 1,242,365 () $ 10,618,857 9,676,169 12,005,704 30,707,975 27,351,993 25,282,765 1,673,695 3,205,362 3,404,645 2,725,028 2,089, , ,012, ,051, ,538,254 $ 252,738, ,374, ,926,475 () $ 67, ,445 19,429 3,932,420 4,761,509 3,883,456 $ 3,999,496 4,876,954 3,902, () $ 67, ,445 19,429 5,773 (49,671) (10,528) 3,250,504 3,485,158 2,793, , , , , , ,849-52,223 - $ 3,999,496 4,876,954 3,902,885 陸 財務概況 105

108 () $ 3,330,976 10,128,057 4,949, ,155, ,583, ,062,210 29,305,358 15,073,803 15,668,237 11,056,676 55,670,522 21,877,127-2,235,695 - $ 450,848, ,691, ,556,746 () $ 5,612,401 12,541,630 10,935,111 1,665,089 1,152,377 1,058,172 2,596,035 2,583,752 2,561, , , ,624 11,610,771 12,841,943 12,548,805 2,931,435 3,080,211 2,724, , , ,071 2,187 1, , , ,069 2,177, ,481, ,490 1,410,373 5,216,002 5,066,383 4,545,731 ATM 1,638,436 1,476,089 1,259, , , ,118 6,581,445 9,201 61, , , ,217 $ 44,813,384 41,988,683 39,429,620 () $ 32,035,415 37,791,556 34,918, ,810, ,407, ,242, ,493, ,650, ,758, ,792, ,899, ,562, , , , ,153, ,688, ,719,709 23,686,085 23,697,441 23,352,713 1,074,974 1,105,437 1,116, ,070, ,844, ,445, ,703, ,361, ,125, ,175, ,955, ,200,457 $ 3,409,612,039 3,294,903,719 3,218,010,687 () /12/2 112/12/2 0.15% $ 16,000, (1,760) - - $ 15,998, 陸 財務概況

109 BANK F TAIWAN () $ 212, , ,369 1,031,300 7,821,748 4,674,907 $ 1,243,698 8,198,013 5,346,276 () $ 15,565,848 14,897,699 14,167, , , , ,594, ,672, ,039,714-6,955 8,066 $ 232,766, ,201, ,806,676 () $ 7,915,082 7,592,525 7,308,945 7,650,766 7,305,174 6,858,510 $ 15,565,848 14,897,699 14,167, $ 14,740,781 14,097,470 13,715,492 (6,742,326) (6,380,952) (6,265,722) 7,998,455 7,716,518 7,449,770 (107,162) (123,993) (140,825) $ 7,891,293 7,592,525 7,308,945 (1) ( ) 1,036,090 (2) $ 14,097,470 13,715,488 (509,392) (773,536) 845, ,348 () 307, , $ 14,740,781 14,097,470 陸 財務概況 107

110 102 (3) $ 6,380,952 6,265, , ,450 (509,391) (676,687) 103,861 97,221 () (23,206) (21,754) 1231 $ 6,742,326 6,380,952 (4) $ 624, , , ,004 16,831 16,831 (103,861) (97,221) 1231 $ 758, ,958 (5) $ (383,921) - (330,269) (383,921) 1231 $ (714,190) (383,921) (6) % 1.65% 2.15% 1.65% 2.00% 2.00% 838,210 (7) $ 14,507,378 13,895,587 (6,742,326) (6,380,952) () $ 7,765,052 7,514,635 $ 1,112,852 - $ 74,505 21, (1) $ 7,650,766 7,305, ,650,766 7,305, () $ 7,650,766 7,305,174 2,175,3562,138, 陸 財務概況

111 BANK F TAIWAN (2) % 4.00% 2.00% 2.00% 1.00% 1.00% () 50.00% 50.00% ,330,4651,243,199 () $ 2,030,029 1,770,819 1,193,587 3,998,511 4,545,284 4,622, ,316 80,414 43,485 8,239 8,239 8,239 1,266,344 1,266,345 1,266,345 $ 7,491,439 7,671,101 7,134,077 () 1. () $ 1,399, ,334 49,824 4,226 $ 1,449, , $ 38,135 38,262 () $ 1,491,760 1,367,383 $ (470,268) (469,618) 552, ,327 (124,810) (491,532) $ 1,449, ,560 (1) ,086 (122,680) , ,915 63, ,086 陸 財務概況 109

112 ,359,086 (92,827) ,266, ,278,673 80, ,359, $ 7,085,826 8,381,241 6,263, $ 548, , , () 1. 7,000, ( ) $ (363,405) 18,046,248 17,682, ,792,465 4,792,465 - (1,004,807) (1,004,807) () 6,933-6,933 47,554-47,554 $ (308,918) 21,833,906 21,524, 陸 財務概況

113 BANK F TAIWAN ( ) $ - 14,099,430 14,099, ,542,302 2,542,302-1,404,516 1,404,516 () (327,865) - (327,865) (35,540) - (35,540) $ (363,405) 18,046,248 17,682, (1) (2) (3) 30 (4) 2040 () $ 15,134,379 () (47,373) 11 15,087,006 1,445,648 (44,358) $ 16,488,296 (5) () $ 42,026,577 40,919,023 6,759,743 5,505,157 9,340,088 8,796,299 35,663 37,906 30,539 19,854 1,059, ,477 59,252,283 56,039,716 31,101,979 29,800,656 2,075,545 2,001,510 97,132 80,959 19,788-64,596 63,596 5,349 5,424 $ 33,364,389 31,952,145 $ 25,887,894 24,087,571 陸 財務概況 111

114 102 () $ 823, , , , , , , , , ,390 3,484,895 3,194,570 5,875,607 5,268,207 90,110 78,509 12,361 11, , , , ,423 $ 600, ,196 $ 5,275,607 4,700,011 () $ 2,247,502 2,079, , ,173 4,351,628 3,379,910 $ 7,556,914 6,310,012 6,590,692 6,561,538 $ 14,147,606 12,871,550 () $ 1,000, , , ,345 $ 1,220,728 1,113, , ,513 $ 1,007, ,158 () $ 20,863,143 17,992, ,856, ,698,592 15,696,251 18,525,118 (26,426,619) (28,267,158) (133,425,788) (146,867,152) () (21,922,128) (16,632,709) (10,820,906) (10,664,322) 865, ,490 $ (21,313,839) (17,448,993) 112 陸 財務概況

115 BANK F TAIWAN () $ 10,106,307 10,097, , , , , , ,718 $ 11,562,624 11,506,810 () $ 872, , , ,340 $ 1,282,422 1,257,005 () $ 1,766,522 1,646, , , , , , , , , , , , , , , , , , ,606 $ 5,179,966 4,959,101 () / $ 8,775,057 7,325,894 8,043,428 7,180,868 7,000,000 7,000,000 7,000,000 7,000,000 () $ () 1. A. B. C. D. E. 2. A. 陸 財務概況 113

116 102 B. C. D. E. 3. (1) (2) A. B. a. 8 b (3) A. B. C. (4) 114 陸 財務概況

117 BANK F TAIWAN (5) () A ( ) ( ) ( ) $ 86,974 62,903 51,439 22,260 51,515 26, , , , , ,560 72,379 67,424 61,832 60,895 59,247 45,107 44, , , , , , , ,173 6,173 4,981 4,981 3,232 3,232 86,203 58,437 86,352 55,378 73,682 71,850 2,260,469 2,141,316 2,194,999 1,953,661 2,171,539 1,884,797 15,376 12,623 7,056 6, ,418 23,183 69,802 22,865 72,242 58,692 $ 3,944,022 2,623,316 3,760,052 2,367,989 3,663,870 2,269, , ( ) (1) ( 25,234 ) (2) ( 416,181 ) (3)882 (4)26, ,610 (5)590 (6) (1,832 ) (7)258,642 (28,100 ) (8)13, , ( ) (1) ( 29,179 ) (2) ( 409,216 ) (3)653 (995 ) (4)24, ,167 (5)656 (6) (2,098 ) (28,876 ) (7)223,338 (18,000 ) (8)46, , ( ) (1) ( 24,071 ) (2) ( 439,358 ) (3) (4,989 ) 602 (4)29, ,270 (5)2,754 (6) (2,139 ) (25,627 ) (7)119,153 (8)47, 陸 財務概況 115

118 102 B ( ) ( ) ( ) () $ 483,971 93, , , , ,357 32,738 32,362 46,719 46,378 43,112 43,112 83,280 83,276 73,486 73,470 71,390 71,390 $ 599, , , , , , , , (6) A ( ) ( ) ( ) $ 1,058, % 959, % 906, % 785, % 722, % 684, % 367, % 455, % 491, % 426, % 430, % 414, % 144, % 125, % 134, % 124, % 134, % 132, % 455, % 377, % 345, % $ 3,361, % 3,205, % 3,110, % 1. ( 2,171,539 ) ( 98,661 ) ( 839,944 ) 8,263, ( 2,194,999 ) ( 162,702 ) ( 848,097 ) 10,027, ( 2,260,468 ) ( 209,006 ) ( 891,683 ) 8,743, 陸 財務概況

119 BANK F TAIWAN B. ( ) ( ) ( ) $ 3,007, % 2,866, % 2,822, % 353, % 338, % 287, % $ 3,361, % 3,205, % 3,110, % 1. ( 2,171,539 ) ( 98,661 ) ( 839,944 ) 8,263, ( 2,194,999 ) ( 162,702 ) ( 848,097 ) 10,027, ( 2,260,468 ) ( 209,006 ) ( 891,683 ) 8,743, 2. C. ( 1) ( 1) ( 1) $ 1,002, % 1,040, % 1,059, % 1,258, % 1,154, % 1,112, % () 164, % 155, % 147, % 104, % 106, % 107, % 911, % 800, % 760, % 76, % 91, % 96, % % % % $ 2,260, % 2,194, % 2,171, % 1. ( ) ( ) ( 8,743 10,027 8,263 ) 2. 陸 財務概況 117

120 102 a (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 136,076 82, , , ,819 27,169 6, ,739 3, , ,418 4,250,300 1,644,828 1,318, ,091 8,595, ,199 8,879, , ,494 8,606, ,073,655 1,098,504, ,111, ,836, ,981,970 2,221,507,826 38,960,718 2,260,468,544 8,294,687 11,521,399 2,240,652, (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 86,020 88, , , ,793 21,670 13, ,845 8,951 1, ,242 1,304,158 3,810,403 1,751, , ,482 8,093, ,834 8,263,898 91, ,699 7,996, ,913,083 1,010,666, ,555, ,360, ,098,188 2,146,594,160 48,405,082 2,194,999,242 8,974,427 8,891,555 2,177,133, (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 94,840 98, , , ,744 17,806 15,360 1,021,910 8,658 3,095 1,010,157 1,285,439 3,044,670 1,334, , ,295 6,600, ,297 6,815, , ,394 6,607, ,871, ,026, ,869, ,417, ,358,436 2,135,544,385 35,995,085 2,171,539,470 10,268,911 7,679,440 2,153,591,119 b ,152, ,285, ,438,584 11,740,000 9,125,920 25,096,598 5,356, ,394 51,656,180 79,084, ,692, ,635, ,516,989 21,198, ,127, ,591,313 6,795,765-29,997, ,384,121 3,096,582 22,809,249 47,583,115 23,963,054 92,449, ,901, ,073,655 1,098,504, ,111, ,836, ,981,970 2,221,507, ,338, ,025, ,363,740 5,800,000 5,533,000 17,446,980 5,991,406 90,651 34,862,037 95,803, ,244, ,514, ,398,024 19,911, ,871, ,321,122 7,452,332-29,732, ,506,360 2,971,458 23,542,536 44,142,312 16,971,092 67,363, ,990, ,913,083 1,010,666, ,555, ,360, ,098,188 2,146,594, ,741, ,645, ,387,435 75,000 5,873,550 4,321,298 23,855,839 6,723,017 40,848, ,067, ,206, ,490, ,076,348 29,929, ,770, ,779,595 8,683,476-29,064, ,527,981 4,987,028 15,521,419 42,374,859 15,485,461 57,640, ,009, ,871, ,026, ,869, ,417, ,358,436 2,135,544, 陸 財務概況

121 BANK F TAIWAN D. (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 59,378,225 22,473,020 9,519,261-1,253,127 92,623,633-1,144,651 93,768,284 1,144,651 92,623,633 8,541,478 22,921,179 11,697, ,882 43,866,637-43,866,637-43,866, ,244,894 1,187, , , ,031, ,031, ,031,063 39,234,936 1,986,672 5,511,650 1,180,295 98,260 48,011,813-48,011,813-48,011,813 24,288, , , ,032,915-25,032,915-25,032, ,751,626 10,751,626 27,687 10,779,313 12,426 10,766,887 1,238, ,800 1,536,129-1,536,129-1,536,129 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 56,067,106 20,874,493 7,371, ,830-84,549,901-1,140,920 85,690,821 1,140,920 84,549,901 8,226,302 19,439,224 10,481, ,909 38,990,770-38,990,770-38,990, ,167, , ,525-2,146, ,330, ,330, ,330,080 32,336, ,701 3,589, ,181 93,159 37,161,705-37,161,705-37,161,705 23,272,878-1,144, ,880-24,847,380-24,847,380-24,847, ,064,639 11,064,639 27,687 11,092,326 12,426 11,079,900 2,114, ,350 2,404,867-2,404,867-2,404,867 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 54,907,949 24,567,179 8,575,227 2,214, ,718 90,451,188-1,296,432 91,747,620 1,296,432 90,451,188 9,555,611 25,717,477 4,976, ,139 41,059,718-41,059,718-41,059, ,546, , ,125-1,710, ,862, ,862, ,862,559 30,607, ,607,223-30,607,223-30,607,223 20,350, ,350,562-20,350,562-20,350, ,092,189 11,092, ,092, ,092,189 3,494, ,125 3,948, ,888 4,266, ,888 3,948,977 陸 財務概況 119

122 102 (7) ~3 $ 4,031 3,083 7, ~3 $ 3,323 2,691 6, ~3 $ 2,940 1,475 4, ,226,653 3,746,466 12,734,065 4,548,221 2,221,507,826 11,521,399 2,260,468,544 19,816,086 () , , , , ,335, , ,291, ,739 20,747, 陸 財務概況

123 BANK F TAIWAN ,275,894 4,492,298 14,129,188 4,482,129 2,146,594,160 8,891,555 2,194,999,242 17,865,982 () ,033, , , , ,541, , ,827, ,525 18,853, ,824,187 6,805,533 15,170,898 3,463,378 2,135,544,385 7,679,440 2,171,539,470 17,948,351 () ,421 65, ,281 89, ,799, , ,223, ,306 18,223,657 陸 財務概況 121

124 102 (8) A. ( 1) (%) ( 2) (%) ( 3) 5,602, ,195, % 7,555, % 875, ,598, % 6,483, % (4) 2,003, ,187, % 3,383, % (5) 39,137 6,170, % 83, % 296,751 79,246, % 501, % 1,190, ,070, % 1,807, % 10,007,352 2,260,468, % 19,816, % 4,859 1,037, % 14, % (7) - 13,194, , (%) ( 1) ( 2) (%)( 3) 5,290, ,827, % 6,278, % 2,076, ,440, % 6,537, % (4) 2,393, ,301, % 2,742, % (5) 83,822 6,576, % 122, % 417,130 72,704, % 443, % 1,229, ,148, % 1,741, % 11,490,903 2,194,999, % 17,865, % 4, , % 12, % - 17,657, ,286 - ( 1) (%) ( 2) (%) ( 3) 3,063, ,151, % 9,567, % 1,792,161 1,006,480, % 4,144, % 2,883, ,856, % 2,385, % ,067 8,860, % 87, % 491,008 68,705, % 305, % 1,316, ,486, % 1,458, % 9,660,555 2,171,539, % 17,948, % 4,273 1,039, % 12, % (7) - 10,054,670-86, = / = / 3 = / 4 ( ) ( ) 陸 財務概況

125 BANK F TAIWAN B ,272-3,065-5,309-79,898 21, ,433 20, ,013 18,902 82,170 21, ,498 20, ,322 18,902 C % (%) 1 A 152, % 2 B 72, % 3 C 51, % 4 D 34, % 5 E 23, % 6 F 18, % 7 G 16, % 8 H 16, % 9 I 15, % 10 J 13, % (%) 1 A 136, % 2 B 72, % 3 C 60, % 4 D 34, % 5 E 22, % 6 F 21, % 7 G 19, % 8 H 15, % 9 I 11, % 10 J 9, % (%) 1 A 72, % 2 B 49, % 3 C 37, % 4 D 23, % 5 E 22, % 6 F 21, % 7 G 10, % 8 H 9, % 9 I 9, % 10 J 9, % 陸 財務概況 123

126 102 D. % $ 205,198, ,317, ,446, ,493, ,315, ,424, ,442, ,049, ,840, ,219,992, ,188,000, ,104,126, ,892,812-13,892,548-14,907, ,818, ,105, ,216, ,632, ,612, ,427, ,168, ,720, ,970, ,642,580, ,604,141, ,577,427, ,891, ,604, ,641, ,493, ,139, ,911, ,150, ,084, ,159, (1) : (2) A. B. C. a. 15 b c d e 陸 財務概況

127 BANK F TAIWAN f. (3) ,071, ,071,397 46,303, ,834, ,593, ,712, ,444,072 29,103,324 11,889,240 1,891, ,830, ,714,218 6,173, ,173, ,863,357 72,151,111 43,016, ,489, ,521,333 3,028,658 4,458,451 1,772,046 63,785,573 73,044,728 5, , ,800 10,469,087 10,766, ,536,129 1,536, ,792,041 34,792,041 18,590,736 1,099, ,290 37,235,453 57,467, ,301, ,827, ,781,358 1,475,001,443 2,244,911,807 89, ,723,517 8,812, ,530, ,259, ,895,478 1,972,575,998 3,979,262, ,004,745 69,604,499 23,205,716 30,923, ,738,244 2,308,073 22, ,522 42,291,757 44,813, ,138 12,436-3,688,922 3,999,496 7,559,338 10,139,305 1,338,060-19,036, , , ,480 5, ,398 1,243, ,132, ,538,416 1,092,957,454 1,677,983,268 3,409,612, ,373, ,322,508 1,117,692,752 1,755,280,629 3,731,669, ,179, ,179,310 73,188, ,106, ,386,149 88,946, ,627,869 29,794,283 7,991,169 4,383, ,364, ,534,038 4,980, ,980, ,696, ,463,724 70,127,883 96,582, ,870,751 1,500,506 3,140,753 1,829,860 55,537,966 62,009,085 3, , ,079,900 11,079, ,350 2,114,517 2,404, ,652,109 34,652,109 17,711,068 1,145, ,798 21,387,480 40,626, ,232, ,976, ,326,707 1,339,871,876 2,171,407, , ,170,410 5,840, ,956, ,823, ,727,451 1,759,708,401 3,793,215, ,935,915 60,531,563 20,718,369 20,188, ,374,465 14,975,258 14, ,130 26,854,683 41,988, ,416 41,108-4,312,430 4,876,954 6,900,462 4,659, ,662-11,998, , ,390 7,821, ,265 8,198, ,389, ,340,428 1,108,256,327 1,566,917,286 3,294,903, ,847, ,586,985 1,129,557,488 1,618,649,282 3,575,641,622 陸 財務概況 125

128 102 (4) () 15,677,870 22,562,838 17,503,414 7,367, ,200-64,045,681 15,674,033 22,562,826 17,503,414 7,367, ,200-64,041,832 () 464,112, ,100,965 70,001,818 34,905,452 2,418, ,539, ,129, ,354,922 73,466,910 40,557,600 2,324, ,833, () 28,081,777 27,286,067 7,360,588 5,878,795 1,041,495-69,648,722 28,064,720 27,276,815 7,360,590 5,878,795 1,041,495-69,622,415 () 435,166, ,559, ,478,871 31,538,626 1,781, ,525, ,156, ,508, ,334,352 31,432,650 1,248, ,679, ,758,896 4,118,989 5,517, ,411, ,983, ,789,408 12,101,424 1,883,702 4,756,040 11,070,019 2,926,396 32,737,581 59,546,656 2,682,266 4,270,037 6,726,054 10,054,518 83,279, ,406,976 8,684,957 14,543, ,207, ,964, ,806, ,395,381 21,001,511 12,330, ,763, ,731, ,221,707 16,246,601 11,879,162 3,752,627 9,081,047 5,759,376 46,718,813 53,556,379 2,328,310 2,669,396 4,621,580 10,310,506 73,486,171 92,198,361 35,208,983 18,752, ,465, ,800, ,426, ,556,252 3,576,622 15,593, ,778, ,674, ,179,342 7,586,653 5,517,856 15,313,778 7,836,022 6,858,051 43,112,360 38,266,795 11,633,697 2,867,529 6,267,174 12,354,423 71,389,618 57,409,700 20,728,175 33,774, ,881, ,887, ,681, 陸 財務概況

129 BANK F TAIWAN () (339,419) (601,210) (2,218) (942,847) () 134, , ,972 (204,857) (478,800) (2,218) (685,875) () (329,210) (363,142) - (692,352) () 96,534 63, ,080 (232,676) (299,596) - (532,272) $ 4,117,733, ,463, ,559, ,852, ,938, ,868,601 1,858,049,819 4,415,453, ,116, ,534, ,392, ,306, ,257,389 2,000,846,171 (297,719,782) 313,346, ,025,555 (3,539,703) (122,367,412) (495,388,788) (142,796,352) $ 3,998,398, ,102, ,599, ,430, ,992, ,593,611 1,577,680,344 4,362,009, ,865, ,652, ,441, ,283,536 1,013,987,589 1,782,778,852 (363,611,250) 362,236, ,946,904 (68,011,751) (85,290,597) (574,393,978) (205,098,508) $ 39,266,625 16,050,485 10,035,536 3,997,457 1,794,465 7,388,682 39,266,625 20,234,639 10,487,811 2,500,952 1,815,095 4,228,128 - (4,184,154) (452,275) 1,496,505 (20,630) 3,160,554 陸 財務概況 127

130 $ 38,339,065 14,832,056 11,528,207 4,234,264 2,037,211 5,707,327 38,339,065 21,736,423 9,401,345 2,900,456 1,590,935 2,709,906 - (6,904,367) 2,126,862 1,333, ,276 2,997,421 (3) () () ( ) ( ) (1) (2) (3) A. B. 128 陸 財務概況

131 BANK F TAIWAN C. () (4) A. B. C. a bp315 b. c. (5) A. B. C. PV01Duration (6) A. B. C. (7) A. B. 陸 財務概況 129

132 102 3 (8) A. B. C. D. 15 (9) A ,030 2, ,2883,183 B. / 31,8061,5651,628 1,618 / 31,8061,5671,628 1,618 C. 15 8,0687,7366,7086, ,0687,7366,7086,170 D. 100BPS (3,030) BPS 3, /3 1,628 1,806 /3 (1,628) (1,806) 15 6,708 8, (6,708) (8,068) 130 陸 財務概況

133 BANK F TAIWAN 100BPS (2,929) BPS 3,183 (162) /3 1,618 1,567 /3 (1,618) (1,565) 15 6,170 7, (6,170) (7,736) 100BPS (2,999) BPS 3,183 (483) /3 1,716 1,374 /3 (1,716) (1,374) 15 6,415 7, (6,415) (7,176) (10) () 1 90 ( ) ( ) ( ) 1 $ 1,720,985,490 1,274,789,722 85,152, ,984,927 3,225,912, ,861,239 2,528,756, ,908,052 80,452,128 3,172,977,992 1,426,124,251 (1,253,966,851) (183,755,296) 64,532,799 52,934, ,780,410 () () ( ) ( ) ( ) 1 $ 1,584,552,712 1,323,790,947 57,238, ,818,450 3,083,400, ,671,866 2,054,125, ,726,015 90,395,107 3,072,918, ,880,846 (730,334,742) (222,487,331) 27,423,343 10,482, ,708,732 () () ( ) ( ) ( ) 1 $ 1,485,212,568 1,282,755, ,120, ,927,282 3,058,015, ,636,073 2,433,759, ,811, ,838,799 3,052,045,750 1,292,576,495 (1,151,004,207) (64,691,273) (70,911,517) 5,969, ,679,631 () () 陸 財務概況 131

134 102 ( ) 1 90 ( ) ( ) ( ) 1 $ 22,206,078 3,734,942 2,091,701 1,942,820 29,975,541 22,323,037 4,958,929 1,805, ,034 29,652,861 (116,959) (1,223,987) 285,840 1,377, ,680 52,754 () () ( ) ( ) ( ) 1 $ 22,111,962 4,156,013 1,880,869 1,272,292 29,421,136 22,510,858 5,229,725 1,495, ,912 29,379,661 (398,896) (1,073,712) 385,703 1,128,380 41,475 (58,931) () () (70.38) 1 90 ( ) ( ) ( ) 1 $ 20,320,716 4,229,999 1,778,879 1,116,053 27,445,647 21,722,210 3,934,428 1,364, ,973 27,228,499 (1,401,494) 295, , , ,148 (41,843) () () (518.96) / (USD) 128,352 3,822,322 (GBP) 30,428 1,495,232 (SGD) 11, ,994 (HKD) 4,391 16,861 (MYR) 1,729 15,661 / (USD) 86,291 2,505,459 (GBP) 29,834 1,395,635 (SGD) 12, ,275 (CNY) 31, ,831 (HKD) 10,313 38, 陸 財務概況

135 BANK F TAIWAN / (GBP) 28,276 1,319,924 (USD) 9, ,767 (SGD) 11, ,034 (CNY) 35, ,907 (ZAR) 6,270 23,262 (11) $ 13,881,090 63,008,457 76,889, ,659,440 18,885, ,545,079 37,866,138 23,321,512 61,187,650 9,895,037 38,556,948 48,451,985-5,443 5,443 17,061,423 4,998,330 22,059,753 94, , , ,926,698 87,777, ,704,368 7,591,407 21,311,241 28,902,648 1,550,425 21,784 1,572,209 26,672 19,365 46,037 1, , ,124 92, , ,056 4,359,176 4,506,232 $ 335,863, ,494, ,357,387 $ 98,759,061 77,516, ,275, , , , , ,806 3,026,641 3,107,635 6,134,276-5,894 5, ,070, ,891, ,962, , ,785 1,031,300 6,435 9,207 15, , ,927 58,538,458 36,093,134 94,631,592 $ 444,790, ,200, ,990,870 陸 財務概況 133

136 102 $ 18,182,707 12,321,000 30,503, ,751,616 13,376, ,127,846 40,117,241 18,335,792 58,453,033 15,548,485 31,251,635 46,800,120-3,543 3,543 27,255,650 5,168,338 32,423,988-72,922 72, ,263,194 78,140, ,403,870 6,982,390 12,768,044 19,750,434 2,422,743 27,643 2,450,386 30,924 24,460 55,384 1,272 1,090 2, , , ,072 9, , ,390 $ 350,731, ,802, ,533,057 $ 110,872,050 42,135, ,007, , , , , ,390 10,095,240 3,175,052 13,270,292-21,366 21, ,269, ,574, ,843,928 5,840,355 1,981,392 7,821,747 8,548 15,043 23, , ,957 52,847,954 23,112,246 75,960,200 $ 419,317, ,018, ,336,497 $ 7,799,036 19,827,506 27,626,542 22,131,025 28,378,532 50,509,557 27,277,562 18,188,265 45,465,827 17,352,627 34,136,702 51,489,329-9,223 9,223 16,190,595 2,517,402 18,707, , , ,666,996 77,318, ,985,605 7,133,413 4,688,101 11,821,514 3,972,701 30,074 4,002,775 1,542 26,875 28,417-2,856 2, , , ,746 23,416 13,499 36,915 $ 220,145, ,553, ,699, 陸 財務概況

137 BANK F TAIWAN $ 57,242,872 91,585, ,828, , , ,409-1,229,722 1,229,722 6,958,043 2,856,494 9,814,537 40,871 14,998 55, ,707, ,637, ,344,483 17,694 18,288 35,982-51,737 51, , , ,061 $ 312,646, ,413, ,060,198 (12) $ 119,265, ,265, ,444, ,444, ,714, ,714, ,521, ,521,333 5,443 5,443 6,173,451 6,173,451 82,279,036 82,279,036 2,240,652,458 2,240,652,458 73,044,728 73,675,942 1,536,129 1,536,129 10,766,887 10,766,887 $ 252,738, ,738,244 3,999,496 3,999, , ,806 19,036,703 19,036,703 44,813,384 44,813,384 3,409,612,039 3,409,612,039 15,998,240 15,998,240 1,243,698 1,243,698 $ 72,812,404 72,812, ,627, ,627, ,534, ,534, ,870, ,870,751 3,543 3,543 4,980,621 4,980,621 89,166,548 89,166,548 2,177,133,260 2,177,133,260 62,009,085 62,951,924 2,404,867 2,404,867 11,079,900 11,079, ,374, ,374,465 4,876,954 4,876, , ,390 11,998,398 11,998,398 41,988,683 41,988,683 3,294,903,719 3,294,903,719 8,198,013 8,198,013 陸 財務概況 135

138 102 $ 76,426,176 76,426, ,555, ,555, ,886, ,886, ,373, ,373,465 3,074 3,074 3,231,949 3,231,949 84,601,770 84,601,770 2,153,591,119 2,153,591,119 50,957,785 43,529,068 3,948,977 3,948,977 11,092,189 11,092, ,926, ,926,475 3,902,885 3,902, , ,907 14,906,165 14,906,165 39,429,620 39,429,620 3,218,010,687 3,218,010,687 5,346,276 5,346, (1) (2) ()() (3) A. B. (4) () (5) (6) (7) 7. Bloomberg 136 陸 財務概況

139 BANK F TAIWAN () (Reuters) 8. (1) A. B. C ,979, ,830,044 59,852, ,056 54,301,549 54,301, ,319,365 2,699, ,377-83,090,159 41,988,723 41,101,436-20,268,425 1,839,784 18,131, , ,521,333 49,180, ,340,937 43,866,637 43,866, ,623,633 4,455,616 88,168, ,031, , ,172,920-5,734,720-5,734,720-5,443-5,443-3,999,496 34,966 3,964, , ,806 - 陸 財務概況 137

140 ,008,288 81,778,388 52,083,511 1,146,389 45,546,940 45,546, ,313,095 2,635, ,444-64,848,141 31,743,156 33,104,985-21,300,112 1,852,641 18,301,082 1,146, ,870,751 43,696, ,970, ,900 38,990,770 38,990, ,549,901 2,559,711 81,990, ,330,080 2,146, ,980, ,900 11,525,750-11,525,750-3,543-3,543-4,876,954 81,247 4,795, , , ,918,593 71,818,290 28,100,303-42,161,922 42,161, ,562,402 3,549,713 12,689-30,486,077 23,009,269 7,476,808-23,708,192 3,097,386 20,610, ,373,465 68,905, ,467,998 41,059,718 41,059, ,451,188 26,135,374 64,315, ,862,559 1,710, ,152,184-3,948,977-3,948,977-10,967,414-10,967,414-3,074-3,074-3,902,885-3,902, , , 陸 財務概況

141 BANK F TAIWAN $ 1,146,389 14,267 29, , , ,900 1, , , , $ 1,349,289 15, ,727-1,102, , , $ - 259,792-1,324, , ,146, ,395 8, ,900 $ - 259, ,535, , ,349, : $ 6 (6) (1) (24) (1) 陸 財務概況 139

142 (1) (2) (3) A. a. : () b. B. : A. a. (IRB) b. () c. 140 陸 財務概況

143 BANK F TAIWAN B. C. (4) ,157,947 15,946,768 14,484, ,355, ,892, ,881, ,513, ,839, ,365,815 1,768,858,574 1,631,099,532 1,525,347, ,374,030 3,646,593 2,125,603 51,777,388 49,219,638 47,184, ,523,188 72,726,088 71,441, ,896,533,180 1,756,691,851 1,646,099, % 10.92% 11.38% 8.93% 10.01% 10.50% 8.93% 10.01% 10.50% 3.58% 4.40% 4.45% ( + ) 6. = / 陸 財務概況 141

144 102 () ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) () () $ 10,400 11, % % % $ 6,745-30, , $ 21,751,792 2,229, ~ , $ 10,863, , ~ , % % % 1, , , , $ 49, , , 陸 財務概況

145 BANK F TAIWAN % % % 11,600, ,800, ,800, , $11,800, ,800, ,800, % % % 3,598, ,594, ,371, , , , $ 3,605, ,601, ,380, % % % $ 388, , , $ 11,453, ~ $ 6,574, , ~ $ 8,571, ~0.8 2, % % % 260, , , ,922, ,504, ,707, , , , ,698-38,672-47,659-32,022-5,221-11,168-46, , , , , $ 13,764, ,291, ,340, 陸 財務概況 143

146 % % % , , , $ 4, , , % % % 2, , , , , , $ 4, , , % % $ 91, , $ 92, , % % $ , , , , $ 95, , % % $ 384, ,054, , , $ 386, ,056, % % $ 13, , % % $ 1, , 陸 財務概況

147 BANK F TAIWAN % % $ 1, , % % $ 26, , , , , , $ 101, , % % $ , , $ 38, , ,955 16, , , ,500, ,000, ,000 29,129 29,129 - () 11,600,000 11,600,000 11,600,000 - () 52,236 52,236 52,236-50,000 50,000 50,000-1,250, , , , , , , , , , , , ,791 - () 陸 財務概況 145

148 ,348 12,584 12, , , ,317 - () 5,500, ,000, ,800,000 5,800,000 5,800,000 - () 608,315 84,270 84, ,569 95,028 95, , , ,000-2,441, , () ,559 12,857 12, , , , , , , ,141-1,500, , ,000-83, () 521, () 3,869, () 5,700,000 5,700,000 5,700,000 - () 23,711,368 1,060 1, ~ ,691 4,939 4, ~ ,849, , , ~ ,991,810 (18,040) (18,040) ~ ,920, , , ~ ,654,226 (68,103) (68,103) 146 陸 財務概況

149 BANK F TAIWAN ~ ,591 (5,094) (5,094) ~ ,471,283 (121,490) (121,490) ~ ,866,112 6,435 6, ~ ,801,617 (235,385) (235,385) % % $ 10, , , , , , $ 74, , $ 279, , ,400-10,200 10, , , ,000 50, , , , , ,000 25,000,000 25,000,000 25,000,000 $ 25,879,500 25,785,200 25,801,600 () $ 52,322,587 43,825,073 48,803,965 () 3,339,044 3,780,562 5,393,061 1,229,319 1,173,028 1,087,707 () 1,668,910,750 1,552,788,585 1,612,616,773 32,737,581 46,718,813 43,112,360 14,316,968 12,696,949 10,797,009 () 1,558,048,571 1,439,592,396 1,322,680, ,318, ,881, ,438, , , ,860, ,317, ,884, ,737, ,823, ,095,673 2,330,513 2,316,501 1,947, ,650, ,856, ,848,030 83,279,532 73,486,171 71,389,619 $ 5,494,082,455 5,154,473,062 5,037,335,343 陸 財務概況 147

150 102 () $ 31,238,139 31,552,700 26,596,608 4,401,991 3,197,294 3,029, ,442, ,166, ,596, ,695, ,509, ,046,874 46,403,259 49,740,466 51,158,626 1,408,992 1,244,485 1,434,094 1,538 1,190 1, , , ,087 8,002,289 6,340,990 9,558, , ,419,874 8,667,018 1,992, , , ,797 6,099,891 3,809, ,565 48,652,533 50,109,657 51,257,055 $ 535,650, ,856, ,848, $ 301, , ,267 7,975,500 6,326,250 9,535,900 4,046 1,998 1, ,652,533 50,109,657 51,257, ,836, ,068, ,183,932 2,497,474 6,589,900 8,280,795 27,195,633 23,172,998 4,763,696 33,383,769 28,412,668 31,085,015 (1,095,677) (6,161,908) 1,410,786 9,193,039 9,200,613 10,002,421 20,704,931 14,996,503 17,054,651 $ 535,650, ,856, ,848, , , , 陸 財務概況

151 BANK F TAIWAN $ 31,238,139 31,552,700 26,596,608 4,401,991 3,197,294 3,029, ,442, ,166, ,596, ,695, ,509, ,046,874 46,403,259 49,740,466 51,158,626 12,419,874 8,667,018 1,992, , , ,797 6,099,891 3,809, ,565 48,652,533 50,109,657 51,257,055 $ 525,497, ,900, ,450, $ 9,433,617 9,345,735 2,318,628 2,833,571 4,083, ,543 1,734, ,887 1,799,725 2,894, , , ,682 86,051 21,215,169 16,384, , , , ,324 5, , ,859 11, ,642 32, ,238 1,387,504 $ 20,704,931 14,996,503 陸 財務概況 149

152 102 () () ,631 10,106,307 10,159,938 46,579 10,097,825 10,144, , , , , , ,238 2, , ,542 2, , , , , , ,718 37, , ,584 38, , , , , , , ( ) $ 91,268,044 3,350 91,271,394 42,146,153 (19) 42,146,134 8,377,872 3,369 8,381, ( ) 101 $ 861,112 (3,369) 857,743 7,224,872 3,369 7,228, ( ) $ 86,422,934 16,846 86,439,780 2,153,645,231 (54,113) 2,153,591,118 39,471, ,471,580 4,566,754 (2) 4,566,752 6,301,072 (37,267) 6,263, 陸 財務概況

153 BANK F TAIWAN 100 ( ) 100 $ (3,092,639) 9,271 (3,083,368) 4,991,365 54,109 5,045,474 11,928,775 (3,430) 11,925, ,301 (4,141) 785,160 3,701,072 (37,267) 3,663, $ ,350 3, $ ,109 () 54, ,271 9, ,66034( 104)4, ,9605(10 1)1, ,5005(10 1)1, 陸 財務概況 151

154 ,428 3, , ,387 () $ 32,288,292 21,373,048 24,911,164 99,412,781 85,703,614 65,802,579-19,220,747 22,494,214 23,330, ,367-57,668,646 54,953,270 50,321,722-11,935 13,902 6,832-3,992 4, ,585,446 10,162,145 13,690,111 $ 218,192, ,708, ,062,900 $ 6, ,254 1,591,709 35,883 33, ,594, ,672, ,024, $ 218,192, ,708, ,062, $ 1,447,520 1,325,944 22,715 88,678 9,724,337 8,750, ,029 (1,651,528) 20,863,142 17,992,149 () 15,696,251 18,525,118 (26,426,619) (28,267,159) (21,922,128) (16,632,709) (94,103) (515,694) 82, , , ,092 (55) - 117, ,866 4,148 2,340 12,504 13, , ,092 $ 陸 財務概況

155 BANK F TAIWAN () , , , , (1) A 51,625 61,950 10, B - 18,444 18,444 - (2) (%) 0 () () 1 192,116-1 () () 2 192,116-0 () () 1 75,672-1 () () 2 75,672-0 () () 1 650,014-1 () () 2 650,014-0 () () () () () () () () () () 1 2,064-1 () () 2 2,064 - 陸 財務概況 153

156 102 (%) 0 () () 1 2,593-1 () () 2 2,593-0 () () () () () () 387F 21.23% 28,800,466 2,133,923 1,922,761,905-2,270,759, % () % 2,311,109 61, ,011, ,136, % () % 1,334,645 (206,563) 74,802,414-74,802, % () % 2,328,632 (64,853) 303,131, ,131, % () % 17,189 1,720 1,500,000-1,500, % () 1. (%) () 2,456,500 () 2,456, ,456, ,168 2,483,376 - ( ) ( ) ( ) ( ) ( ) 154 陸 財務概況

157 BANK F TAIWAN 2. 2,456,500 2,456, ,789,261 () () () () () () 102 $ 57,804,653 1,447, (117) 59,252,283 33,364, (117) 33,364,389 24,440,147 1,447, ,887,894 13,913,684 10,487, ,582 26, ,317 (129,355) 24,923,553 (9,744,910) (11,800,576) (10,504) 249,160 (174) (6,835) (21,313,839) 28,608, , , , ,260 (136,190) 29,497,608 (2,697,594) (2,697,539) (17,622,953) (134,080) (118,595) (79,808) (76,411) 6,835 (18,025,012) $ () 8,288, , , ,849 (129,355) 8,775,057 $ () 6,865, , , ,355 (129,355) 7,325,894 $ 4,043,650, ,192,470 3,145,911 1,594, ,194 (12,577,619) 4,254,301,821 $ 3,796,128, ,192,470 2,881,349 1,398, ,839 (12,428,264) 4,006,319,718 陸 財務概況 155

158 $ 54,713,696 1,325, ,039,716 31,952, ,952,145 22,761,551 1,325, ,087,571 14,517,996 7,187, ,920 25, ,235,631 (9,666,409) (8,382,737) (6,750) 606, (17,448,993) 27,613, , , , ,874,209 (3,107,865) (3,107,865) (17,385,488) (131,092) (123,057) (83,279) - - (17,722,916) $ () 7,119, , , ,043,428 $ () 6,262, , ,463 - (4,818) 7,180,868 $ 3,866,130, ,708,351 3,790,189 2,470,385 - (13,307,090) 4,053,791,927 $ 3,625,231, ,708,351 3,416,010 1,920,923 - (13,307,090) 3,811,969,375 () () () IFRSs IFRSs IFRSs IFRSs $ 72,812,404-72,812,404 $ 76,426,176-76,426, ,627, ,627, ,555, ,555, ,534, ,534, ,886, ,886, ,870, ,870, ,373, ,373,465 AG - 3,543 3,543-3,074 3,074 J 4,980,621-4,980,621 3,231,949-3,231,949 91,271,394 (2,104,846) 89,166,548 86,439,780 (1,838,010) 84,601,770 D - 2,131,424 2,131,424-1,872,826 1,872,826 D 2,177,133,260-2,177,133,260 2,153,591,119-2,153,591,119 61,999,045 10,040 62,009,085 50,942,589 15,196 50,957,785 A 35,393,882 (741,773) 34,652,109 32,479,598 (404,548) 32,075,050 G 69,672,866 (4,662) 69,668,204 72,207,332 (5,244) 72,202,088 AJ 97,253, ,063 98,086,367 97,864, ,455 98,711,359 F 1,164,105-1,164, , , , , , ,915 ADH 11,934,506 (1,313,993) 10,620,513 15,119,109 (1,577,141) 13,541,968 BDF $ 4,054,648,045 (856,118) 4,053,791,927 $ 3,945,938,488 (819,477) 3,945,119, 陸 財務概況

159 BANK F TAIWAN IFRSs IFRSs IFRSs $ 213,374, ,374,465 $ 208,926, ,926,475 4,876,954-4,876,954 3,902,885-3,902, , , , ,907 J 11,998,398-11,998,398 14,906,165-14,906,165 42,146,134 (157,451) 41,988,683 39,471,580 (41,960) 39,429,620 CDI - 96,083 96,083-33,893 33,893 D 3,294,903,719-3,294,903,719 3,218,010,687-3,218,010,687 4,959,970 (4,959,970) - 4,566,752 (4,566,752) - BI 8,499,403 (301,390) 8,198,013 5,756,183 (409,907) 5,346,276 J - 210,201, ,201, ,806, ,806,676 ABCI - 18,359,086 18,359,086-18,278,673 18,278,673 AD 221,158,900 (213,487,799) 7,671, ,028,632 (196,894,555) 7,134,077 DI 3,801,917,943 10,051,432 3,811,969,375 3,699,569,359 9,615,975 3,709,185,334 70,000,000-70,000,000 70,000,000-70,000,000 70,000,000-70,000,000 70,000,000-70,000, ,682,871 (229,837) 105,453, ,077,872 (624,838) 105,453,034 G 33,697,991 14,988,684 48,686,675 30,901,653 15,479,560 46,381,213 25,218,428-25,218,428 24,119,287-24,119,287 98,322 14,988,684 15,087, ,561 15,479,560 15,998,121 GL 8,381,241-8,381,241 6,263,805-6,263,805 ABCD EGHL 43,349,240 (25,666,397) 17,682,843 39,389,604 (25,290,174) 14,099,430 ABEGH 252,730,102 (10,907,550) 241,822, ,369,129 (10,435,452) 235,933,677 $ 4,054,648,045 (856,118) 4,053,791,927 $ 3,945,938,488 (819,477) 3,945,119,011 IFRSs () 101 IFRSs IFRSs $ 57,663,081 (1,623,365) 56,039,716 AK (32,987,442) 1,035,297 (31,952,145) K 24,675,639 (588,068) 24,087, ,700,011-4,700,011 12,107, ,715 12,871,550 AK 929, ,158 A 1,679,754 (182) 1,679,572 A 1,948, ,534 2,139,668 G () (72,267) (12,061) (84,328) E 812,794 (59,230) 753,564 E (17,603,144) (599,413) (18,202,557) ACFK 29,177,913 (303,704) 28,874,209 3,107,865-3,107,865 11,732,941 (226,131) 11,506,810 BC 1,292,022 (35,017) 1,257,005 F 4,959,101-4,959,101 () 8,085,984 (42,556) 8,043, ,743 4, ,560 D () 7,228,241 (47,373) 7,180, () $ 7,228,241 (47,373) 7,180,868 陸 財務概況 157

160 102 () () A. 39 7,3944,535 15,19610,0402,1701,119 15,22010,3279,5886,264 7,3944, , ,4366,7884,651 1, ,893 B. 1 3,413,3173,413, ,163661,802272,163656, ,876275,9981,164,2061,431, ,3301,161, ,631213, ,631 C. 19 6,858,5107,305,174 6,858,5107,250,761054, , ,919208, ,919208,42012,500 D ,278,62118,201,29718,278,621 18,201, ,872,8262,131,4241,838,0102,104, ,810204,932338,994173,536 33,89396,08333,89396,083 04, 陸 財務概況

161 BANK F TAIWAN 4, ,353 E. 1 24,225,10324,153,81224,225,10324,153,812 12,06159,230 F. 846, ,063846,455833,063 35,01735,017 G ,548741,773128, ,5512,223,5163,147, ,838229,83756,4312,500,237 2,691, ,534 H ,852468, ,327468,68570,52532 I. 1 3,402,5463,528,335 3,402,5463,528,335 8,0676,955 8,0676, ,615,934195,286,502178,615, ,286,502 J. 3,0743,543 3,0743,543409,907301, ,907301,390 K. 1,479,239715,512763,727 陸 財務概況 159

162 ,749319,785177,036 L. IFRSs ()1 IFRSs IFRSs 15,535,99115,045,115 () IFRS1(optional exemptions) (mandatory exceptions) 陸 財務概況

163 BANK F TAIWAN 28,817,655 27,534,116 26,187, ,135,643 1,900, (88)() 陸 財務概況 161

164 $ 119,265, ,812, ,426, ,444, ,627, ,555, ,714, ,534, ,886, ,443-3,543-3,074-6,173,451-4,980,621-3,231,949-82,258, ,166, ,601, ,301,083-2,131,424-1,872,826-2,240,652, ,177,133, ,153,591, ,521, ,870, ,373, ,044, ,009, ,957, ,941, ,652, ,075, ,317, ,668, ,202, ,497, ,086, ,711, ,047,495-1,164, , , , ,915-9,030,041-10,620,513-13,541,968 - $ 4,254,419, ,053,791, ,945,119, 陸 財務概況

165 BANK F TAIWAN $ 252,738, ,374, ,926, ,999,496-4,876,954-3,902, , , ,907-19,036,703-11,998,398-14,906,165-44,801, ,988, ,429, ,148-96,083-33,893-3,409,804, ,294,903, ,218,010, ,998, ,243,698-8,198,013-5,346, ,743, ,201, ,806, ,266,259-18,359, ,278,673-7,482,893-7,671,101-7,134,077-4,006,437, ,811,969, ,709,185, ,000, ,000, ,000, ,496, ,453, ,453, ,386, ,218, ,119, ,488,296-15,087,006-15,998,121-7,085,827-8,381,241-6,263,805-50,961, ,686, ,381, ,524, ,682,843-14,099, ,982, ,822, ,933,677 6 $ 4,254,419, ,053,791, ,945,119, 陸 財務概況 163

166 $ 59,252, ,039, (33,364,505) (113) (31,952,145) (111) 4 25,887, ,087, ,043, ,700, ,147, ,871, ,007, , ,585, ,679, (19,013) - (84,328) ,055, ,139,668 7 (4) (5,563,476) (19) (10,275,010) (35) , ,440 3 (48) 15,696, ,525, (15) 872, , () (21,922,128) (75) (16,632,709) (58) (32) (10,820,835) (36) (10,664,322) (37) (1) 29,401, ,874, (2,697,539) (9) (3,107,865) (11) (13) (11,526,020) (39) (11,506,810) (40) - (1,281,873) (4) (1,257,005) (4) 2 (5,147,542) (18) (4,959,101) (17) 4 (17,955,435) (61) (17,722,916) (61) 1 8,748, ,043, ,748, ,043, (1,422,668) (6) (862,560) (3) (65) 7,325, ,180, ,933 - (327,865) (1) 102 4,754, ,504, (330,269) (1) (383,921) (1) 14 (911,410) (3) 1,309,393 5 (170) 38,135-38, ,557, ,139, $ 10,883, ,320, () $ 陸 財務概況

167 BANK F TAIWAN ( ) : $ 70,000, ,453,034 24,119,287 15,998,121 6,263,805 46,381,213-14,099,430 14,099, ,933,677 (1) - - 1,099,141 - (1,099,141) ,761 (732,761) (4,431,902) (4,431,902) (4,431,902) (37,985) 37, (1,605,891) 1,605, ,180,868 7,180, ,180, (443,504) (443,504) (363,405) 3,946,818 3,583,413 3,139,909 70,000, ,453,034 25,218,428 15,087,006 8,381,241 48,686,675 (363,405) 18,046,248 17,682, ,822,552 (1) - - 2,168,472 - (2,168,472) ,445,648 (1,445,648) (4,767,120) (4,767,120) (4,767,120) (44,358) 44, , , ,325,894 7,325, ,325, (284,426) (284,426) 54,487 3,787,658 3,842,145 3,557,719 $ 70,000, ,496,092 27,386,900 16,488,296 7,085,827 50,961,023 (308,918) 21,833,906 21,524, ,982,103 3,2403,268 陸 財務概況 165

168 $ 8,748,562 8,043, ,819 1,000, , ,340 2,697,539 3,107,865 33,364,505 31,952,145 (59,252,283) (56,039,716) 22,559,159 17,361,223 (6,899) (224,302) (2,055,455) (2,139,668) (448,724) (792,909) 19,013 84,328 (1,841,272) (5,340,848) (28,075,744) (11,901,027) (14,328,674) (11,016,087) (1,900) (469) 4,980,621 (1,748,672) () 7,142,466 (3,831,036) (66,309,595) (26,369,308) () (98,587,399) 9,296,637 (34,308,521) (8,128,984) () (962,726) 2,521,595 1,610,852 3,152,310 (228,840,620) (48,025,041) 39,363,779 4,447,990 () (877,458) 974,069 (75,584) (108,517) () 7,038,305 (2,907,767) 4,044,023 2,265, ,900,436 76,893, , , ,751,379 82,178,894 (64,089,241) 34,153,853 (65,930,513) 28,813, 陸 財務概況

169 BANK F TAIWAN () (57,181,951) 36,856,433 57,839,959 55,058,860 2,171, ,001 (34,595,678) (31,659,008) (1,557,534) (1,041,726) () (33,323,838) 60,086,560 (533,849) (590,474) 598, ,879 (14,300) (8,697) (292,624) (690,244) 313,013 12,289 () 70,359 (295,247) 15,998,441 - (546,086) (77,137) () (6,954,315) 2,851,737 (4,767,120) (4,431,902) () 3,730,920 (1,657,302) 82,010 (422,084) () (29,440,549) 57,711, ,661, ,949,611 $ 874,220, ,661,538 $ 119,265,263 72,812, ,106, ,366, ,848, ,482,776 $ 874,220, ,661,538 陸 財務概況 167

170 102 柒 ( ) ( ) % 4,254,301,821 4,053,791, ,509, ,006,319,718 3,811,969, ,350, ,982, ,822,552 6,159, ( ) ( ) (%) 25,887,894 24,087,571 1,800, ,609,714 4,786,638 (1,176,924) (24.59 ) 29,497,608 28,874, , ,697,539 3,107,865 (410,326) (13.20) 18,025,012 17,722, , ,775,057 8,043, , ,449, , , ,325,894 7,180, , ( ) ( ) % ( ) ( ) (29,440,519) 57,711,927 (87,152,446) (151.01) ,440, ,711,927 87,152, 柒 財務狀況及財務績效之檢討分析與風險管理事項

171 BANK F TAIWAN (16,174,718) (39,940,287) (107,864,036) (26,179,537) 34,915,789 37,815,288 24,023, ,784 5,387, ,004 (87,152,446) 2. ( ) (1) (2) (3) ( ) (1)+(2)-(3) 874,221,019 2,281,054 2,391, ,111, (1) (2) (3) / 柒 財務狀況及財務績效之檢討分析與風險管理事項 169

172 102 ( ) 1. (1) 102 ( ) ( ) ( ) ( ) ( ) ( ) ( ) OBU 170 柒 財務狀況及財務績效之檢討分析與風險管理事項

173 BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) (2) ,446,417,819 76, ,556,569 13,944, ,735,614 8,221, ,103,214 65,458, ,560,094 18,241, ,239,658 22,334,819 13,028,884 4,062, ,134,892 9,168,502 4,157,776, ,508, (1) 102 柒 財務狀況及財務績效之檢討分析與風險管理事項 171

174 102 (2) (3) (1) (5)=(1)+(3) (6)=(2)+(4) (2) (4) (3) 1,236, ,236,437 19, ,236,437 19, , , , , ,139 1,843, ,843, , ,843, ,922 1,843, ,843, , ,843, , ABS CDO ,505 (995,505) ,800 (745) 297,055 CDO , ,800 CMO ,215,051 23,277 1,238, / ( ) ( 1) ( 2) ( 3) B1-2007/5/ /6/ % C.tw ,505 (995,505) % Triaxx Funding High Grade I, Ltd. Class C Notes USD149, B1 995,505 2 (attachment point) (CDO)A A BBB BBB 12% A 12% 柒 財務狀況及財務績效之檢討分析與風險管理事項

175 BANK F TAIWAN 3. (1) 102 SOP RCSAKRI SOP (2) ,509, ,281, ,052,382 82,843,812 4,142,191 柒 財務狀況及財務績效之檢討分析與風險管理事項 173

176 (1) 102 OBU (2) ,990,463 1,615,616 2,113,017 2,759 5,721, 柒 財務狀況及財務績效之檢討分析與風險管理事項

177 BANK F TAIWAN 5. (1) ,117,733, ,463, ,559, ,852, ,938, ,868,601 1,858,049,819 4,415,453, ,116, ,534, ,392, ,306, ,257,389 2,000,846,171 (297,719,782) 313,346, ,025,555 (3,539,703) (122,367,412) (495,388,788) (142,796,352) (2) ,953,367 12,139,136 7,884,089 3,732,614 1,911,627 5,285,901 30,604,934 15,527,801 8,248,176 2,675,105 1,835,814 2,318, ,433 (3,388,665) (364,087) 1,057,509 75,813 2,967,863 ( ) ( ) 柒 財務狀況及財務績效之檢討分析與風險管理事項 175

178 102 DRAM LED ( ) Global Finance BSI ISO ( ) ( ) ( ) 176 柒 財務狀況及財務績效之檢討分析與風險管理事項

179 BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 柒 財務狀況及財務績效之檢討分析與風險管理事項 177

180 穩健踏實經營 健全體質 穩定成長

181 BANK F TAIWAN

182 102 捌 ( ) % ( ) ,000 ( ) ( ) (%) 2,000, % ( ) ( ) ( ) ( ) 20, , , ,355 1,075, , , 捌 特別記載事項

183 BANK F TAIWAN ( ) 捌 特別記載事項 181

184 102 ( ) () (88)() 捌 特別記載事項

185 BANK F TAIWAN ( ) ( ) 100 7,000,000, % ) ( ) ( ) 11,600,000 11,600,000 ( ) , ,600, ( ) ( ) ~ ,065 捌 特別記載事項 183

186 (1) % $ 1,294 - (2) % $ 3,598, (3) % $ 260, (4) % $ 17 - (5) % $ 2,708 - (6) 102 % $ 91, (7) 102 % $ 捌 特別記載事項

187 BANK F TAIWAN (8) ( ) 102 % $ 26, (9) 102 % $ (10) 102 % $ 10, ( ) 捌 特別記載事項 185

188 102 玖 SWIFTBKTWTWTP http// 玖 總行及國內外分支機構

189 BANK F TAIWAN 玖 總行及國內外分支機構 187

190 玖 總行及國內外分支機構

191 BANK F TAIWAN 玖 總行及國內外分支機構 189

192 玖 總行及國內外分支機構

193 BANK F TAIWAN 玖 總行及國內外分支機構 191

194 102 SWIFT 100 Wall Street, 11th Floor New York, NY U.S.A. 601 S. Figueroa Street, Suite 4525 Los Angeles, CA U.S.A. 23/F., Central Tower, 28 Queen s Road Central, Central, Hong Kong 80 Raffles Place #28-20 UOB Plaza 2 Singapore F, Fukoku Seimei Building, 2-2 Uchisaiwaicho 2-Chome Chiyoda-Ku, Tokyo , Japan BKTWUS BKTWUS6L BKTWHKHH BKTWSGSG BKTWJPJT , Cradock Ave. Rosebank 2196, Johannesburg, South Africa BKTWZAJJ Level 5, City Tower, 40 Basinghall Street, London, EC2V 5DE, U.K BKTWGB2L BKTWCNSH 玖 總行及國內外分支機構

195

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