KingComics_T-O_online_160719_R2

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1 If card type is not specified or selected card type is not approved, Chong Hing Bank may offer appropriate card type according to applicant s income or net worth.

2 RELATIONSHIP WITH THE BANK Is any Applicant a director / substantial shareholder / chief executive / an employee of, any member of the Guangzhou Yue Xiu Holdings Limited Group (including the Bank), or a relative of or trustee for any such director / substantial shareholder / chief executive / employee Bank Relation ( S / M / P / _ ) I / We am / are a director / substantial shareholder / chief executive / an employee of, any member of the Guangzhou Yue Xiu Holdings Limited Group (including the Bank). Company s Name I / We am / are a RELATIVE or TRUSTEE of any Company s Name director / substantial shareholder / chief executive / employee of, any member of the Guangzhou Yue Xiu Holdings Limited Group (including the Bank). Relative s Name Relationship Position No, I / We confirm at present, there is no such relationship. The Applicant shall notify the Bank promptly in writing if any of the Applicant becomes so related in the future. Note : The above information shall replace my / our record previously declared with the Bank.

3 USE OF DATA IN DIRECT MARKETING / / (a) / (b) / (i) (ii) (iii) / (iv) (c) a b / /

4 i) / ii) iii) / iv) / v) The Bank intends to use a customer s and / or an individual's data in direct marketing and may not so use the data unless it has received the customer s and / or individual s consent (which includes an indication of no objection) to the intended use. Please note that: (a) the name, contact details, products and services portfolio information, transaction pattern and behaviour, financial background and demographic data of a customer and / or an individual held by the Bank from time to time may be used by the Bank in direct marketing; (b) the following classes of services, products and / or programmes may be marketed: (i) banking, financial, insurance and related services and products; (ii) reward, loyalty, co-branding and privileges programmes and related services and products; (iii) services, products and / or programmes offered by the Bank s co-branding partners and the Bank s group companies; and (iv) donations and contributions for charitable or non-profit making purposes; (c) in addition, the Bank also intends to provide the data described in paragraph (a) above to the following classes of entities for use by them in direct marketing of services, products and / or programmes described in paragraph (b) above, and the Bank may not so provide the data unless it has received the customer s and / or individual s consent (which includes an indication of no objection) to the intended provision: (i) the Bank's group companies and affiliates which provide banking, financial and / or insurance services; (ii) third party financial institutions, insurers, credit card companies, securities and investment services providers; (iii) third party reward, loyalty, co-branding and privileges programme providers for the relevant services, products and / or programmes; (iv) co-branding partners of the Bank and the Bank's group companies for the relevant services, products and / or programmes; and (v) charitable or non-profit making organisations. If a customer and / or an individual does not wish the Bank to use and / or provide to other parties his / her data for use in direct marketing as described above, the customer and / or individual may at any time exercise his / her opt-out right by notifying the Data Protection Officer of the Bank after which the Bank shall cease to use and / or provide to other parties his / her personal data in direct marketing. I confirm that I have read and accepted the Bank s Personal Information Collection Statement. I do not agree the Bank to use my personal data in direct marketing via (may choose more than one option) Telemarketing Electronic Means Direct Mail c I do not agree the Bank to provide my personal data to the classes of entities provided in paragraph (c) for use by them in direct marketing. " " I agree to the use of my personal data in each case where I have not ticked (" ") the box(es) above. / Please note that if you do not tick the box(es) but sign below to signify your understanding and acceptance of the terms and conditions provided in the Personal Information Collection Statement, you will be regarded as having indicated you have no objection (i.e. consent) to the use or provision to the Bank s group companies and / or third parties of your personal data for use in direct marketing. Hence you should study the entire document carefully before you sign below. In case of any inconsistencies between the English and the Chinese versions, the English version shall prevail.

5 第三方轉介第三方轉介 Third Party Referral 無 / 此申請是由朋友或親屬介紹而他們並沒有及將不會收取任何與信用卡貸款有關之費用 No. / This application is referred by a friend or relative who did not and will not charge any credit card loan-related fees. 有 Yes ( 請填寫下列各欄 Please complete the following sections) : 第三方名稱 Name of Third Party : 聯絡人 Contact Person : 電話號碼 Phone No.: 支付轉介費用收費報酬或代價予第三方 Referral Fee, Charge, Rewards or Consideration to Third Party : 無 No 有 Yes, 港幣 HK$ 備註 : 為加強客戶保障, 本行將不會處理由並非本行委任的第三方所轉介的申請, 及不會處理由已或將會向申請人收取任何與信用卡貸款有關之費用的第三方轉介的申請 Remark: To enhance customer protection, the Bank will not proceed with an application referred by a third party not being appointed by the Bank, and will not proceed with an application referred by a third party that charged or will charge credit card loan-related fees on the prospective applicant(s). 1. 申請人 ( 等 ) 明白銀行依賴申請人 ( 等 ) 提供的資料作出決定是否批予信用卡貸款及考慮有關批核貸款之條款 ; 及 The Applicant(s) understand(s) that the Bank relies on this information deciding on whether to grant the banking facilities and if so, on what terms; and 2. 申請人 ( 等 ) 已在創興信用卡申請表聲明部份確認, 申請人 ( 等 ) 已被提醒作虛假聲明的法律後果, 並就此尋求獨立法律意見的權利 The Applicant(s) has/have been reminded of the possible legal consequences of making a false declaration and the Applicant(s) s right to seek independent legal advice in relation to the same as acknowledged by the Applicant(s) under Declaration Part of the Chong Hing Credit Card Application Form.

6 THIS DECLARATION IS LEGALLY BINDING, PLEASE READ THIS DECLARATION AND SEEK INDEPENDENT PROFESSIONAL ADVICE IF APPROPRIATE BEFORE SIGNING. Unless otherwise expressly provided, capitalized terms and expressions defined in the Agreement (as defined below) shall have the same meanings in this Declaration. 1. I/We, the undersigned, declare and confirm that all information and document(s) provided by me/us in this application are true and complete and authorize Chong Hing Bank Limited (the "Bank") to verify such information from, and to exchange such information with, whatever sources as the Bank may think fit. I/We also authorize the Bank to obtain other information of myself/ourselves from whatever sources the Bank may consider appropriate. 2. I/We agree that the information and document provided, and information derived from the use of the credit card(s) (the "Card") and related services may be used and dealt with in accordance with the Bank's personal data and privacy policy in force from time to time. 3. I/We acknowledge that the Bank has the absolute right to refuse this application. If this application is successful, I/we shall be bound by the terms and conditions of the Bank's Credit Card Cardholder Agreement ("Agreement"). I/We also acknowledge that the use of ATM facilities is further subject to the Bank's Chong Hing Cards Terms and Conditions. Copies of these terms and conditions and the Agreement are available at the Bank's head office and branches. If I/we do not

7 accept the Agreement, I/we shall cut the Card(s) into halves and return them to the Bank. I/We agree that my/our use, continued use or retention of the Card(s) shall constitute my/our acceptance of the Agreement. 4. I/We understand that the annual fee for principal Platinum Card shall be HK$800 and supplementary Platinum Card shall be HK$400; the annual fee for principal Titanium Card and Gold Card shall each be HK$480 and supplementary Titanium Card and supplementary Gold Card shall each be HK$240; the annual fee for the principal Classic Card shall be HK$220 and supplementary Classic Card shall be HK$110, which is payable upon demand unless otherwise waived by the Bank at its absolute discretion. 5. I/We understand and agree that the principal card cardholder shall be liable for all transactions and obligations of the Card(s) including those incurred by the supplementary cardholder(s) and that each supplementary card cardholder shall only be liable for his/her transactions and obligations. I/We also agree to make immediate full payment of all monies due to the Bank with respect to my/our Card(s) on demand by the Bank. 6. I/We, the undersigned Supplementary Card Applicant, expressly authorize the undersigned Principal Card Applicant to collect my/our Cards on my/our behalf. 7. I/We hereby confirm and declare that: (a) I/We did not have any credit card or other facility that was cancelled or suspended due to default payment in Hong Kong or elsewhere. I/We have never been adjudged bankrupt, or made the subject of any bankruptcy or similar proceedings, or of any receiving or similar order, in Hong Kong or elsewhere. (b) No petition for bankruptcy or for similar order against me/us, individual voluntary arrangement with my/our creditor(s) or similar arrangement is made or otherwise is in process, whether in Hong Kong or elsewhere. I/We do not have any overdue payment over 30 days in respect of my/our indebtedness. (c) I/We have conscientiously considered the status of my/our assets and liabilities. I/We have no intention to petition for my/our own bankruptcy or for any similar order, or propose to enter into with my/our creditors any individual voluntary arrangement or similar arrangement, in Hong Kong or elsewhere, nor do I/we see any reason why I/we should do so. 8. I/We hereby undertake to notify the Bank promptly in writing of any change in the information provided (including but not limited to any change of employment and business or residential correspondence address). 9. In case of any inconsistencies between the English and the Chinese versions of the terms and conditions herein, the English version shall prevail for all purposes.in case of any inconsistencies between the terms and conditions herein the Agreement, the Agreement shall prevail. I/We confirm that I/we have read and understood the relevant terms and conditions of this application form, the Agreement as well as the "Notice to Customers and Other Persons relating to the Personal Data (Privacy) Ordinance (Personal Information Collection Statement)", and agree to be bound by them. PCCB/MA-752/07-16E

8 25.34% 38.48% 25.87% 26.04% 39.06% 56 1%

9 / , % 20 ( 100 ) 4%20 ( 100 ) 1.95% 1.95% 1%

11 Chong Hing Credit Card Key Facts Statement (Effective 1 August 2015) Interest Rates and Interest Charges Annualised Percentage Rate (APR) for Retail Purchase APR for Cash Advance Delinquent APR Interest Free Period Minimum Payment 25.34% (monthly rate at 1.9% for UnionPay Dual Currency Credit Card HKD Card Account, Card RMB Card Account and MAN MasterCards) / 38.48% (monthly rate at 2.75% for VISA Cards and other MasterCards) when you open your account and it will be reviewed from time to time. We will not charge you interest if you pay your balance in full by the due date each month. Otherwise, interest will be charged on (i) the daily unpaid balance (whether due or not) from the statement date until the outstanding amount of the statement balance is repaid in full; and (ii) the amount of all new transactions (other than cash advance, in which case the finance charge is calculated from the date of advance) from the date of respective posting dates of the new transactions, notwithstanding that any such new transactions amounts are not due for payment, until all outstanding balance in respect of the card account is settled in full % (monthly rate at 1.9% for Card HKD Card Accounts and MAN MasterCards) / 26.04% (monthly rate at 1.9% for UnionPay Dual Currency Credit Card RMB Card Accounts) / 39.06% (monthly rate at 2.75% for VISA Cards and other MasterCards) when you open your account and it will be reviewed from time to time. Interest will be charged on the amount of cash advance from the respective dates of advance until the date of repayment of the advanced amount(s). Not applicable Up to 56 days The total amount of credit card interest, financial charges and Bank s fees (including annual membership fees), plus 1% of total outstanding balance of transactions or minimum HKD / RMB50 (whichever is the higher), but not more than the statement balance.

12 Fees Annual Membership Fee (per card) - Standard Card - Gold Card / Titanium Card - Platinum Card - Diamond Card Cash Advance Fee Card RMB Card Account VISA Card / MasterCard / Card HKD Card Account Principal Supplementary HKD220 HKD110 HKD480 HKD240 HKD800 HKD400 HKD1,500 HKD750 4% on cash amount drawn plus RMB20 (minimum RMB100) 4% on cash amount drawn plus HK$20 (minimum HKD100) Fees relating to Foreign Currency Transaction UnionPay Dual Currency Credit Card VISA Card / MasterCard Fee relating to Settling Foreign Currency Transaction in Hong Kong Dollars Not applicable % charge per transaction amount for Foreign Currency transactions made in Hong Kong and outside Hong Kong (inclusive of a fee charged by VISA / MasterCard at the rate of 1% on the transaction amount if the transaction is made outside Hong Kong) Customers may sometimes be offered the option to settle foreign currency transactions in Hong Kong dollars at the point of sale overseas. Such option is a direct arrangement offered by the overseas merchants and not the card issuer. In such cases, customers are reminded to ask the merchants for the foreign currency exchange rates and the percentage of handling fees to be applied before the transactions are entered into since settling foreign currency transactions in Hong Kong dollars may involve a cost higher than the foreign currency transaction handling fee. UnionPay Dual Currency Credit Card Not applicable

13 VISA Card / MasterCard Late Payment Fee Card RMB Card Account % charge per transaction amount for Hong Kong Currency transactions made outside Hong Kong (including transactions in Hong Kong Currency at any merchant that transactions are not settled in Hong Kong, e.g. internet merchant transactions) (inclusive of a fee charged by VISA / MasterCard at the rate of 1% on the transaction amount) RMB250 or the amount of minimum payment, whichever is lower VISA Card / MasterCard / Card HKD Card Account Over-the-limit Fee Card RMB Card Account HKD250 or the amount of minimum payment, whichever is lower RMB200 per billing cycle VISA Card / MasterCard / Card HKD Card Account Returned Cheque / Rejected Autopay Charge Card RMB Card Account VISA Card / MasterCard / Card HKD Card Account Credit Card Instalment Plan Card RMB Card Account HKD200 per billing cycle Waived Waived Not applicable VISA Card / MasterCard / Card HKD Card Account The Bank offers Credit Card Instalment Plan. The monthly handling fee and annualized percentage rate differ depending on individual customer eligibility. Please call our Customer Services Hotline to enquire for more details. Administration fee of HKD250 per plan for early repayment Remarks: 1. Chong Hing Bank Limited reserves the right to change the above charges. 2. Governed by the terms and conditions of Chong Hing Credit Card Cardholder Agreement / Chong Hing UnionPay Dual Currency Credit Card Cardholder Agreement.

2012 年 4 月至 6 月活動一覽月份計劃 / 項目活動 4 月竹園中心活動竹園中心開放日暨沒有巴掌日嘉年華 :4 月 28 日 v 迎新會 :4 月 21 日童歡部落 v 義工服務 :5 月 27 日 v 小

2012 年 4 月至 6 月活動一覽月份計劃 / 項目活動 4 月竹園中心活動竹園中心開放日暨沒有巴掌日嘉年華 :4 月 28 日 v 迎新會 :4 月 21 日童歡部落 v 義工服務 :5 月 27 日 v 小八月通訊在多名熱心青年的參與及香港救助兒童會贊助下, 本會推出兒童專網, 透過互動遊戲及討論區, 讓兒童及青少年認識更多保護兒童的知識, 包括虐待兒童的種類家居安全及自我保護在過去數個月, 兒童專網的點擊次數已累積至