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中華民國 年年報 103 5 2

100071120 (02)2349-3456 http//www.bot.com.tw 103 5 42 5 http:// mops.twse.com.tw http://www.bot.com.tw 500 GPN2004200002 ISSN1654-5463

目錄 006 046 012 064 168 180 186 014 014 016 031 042 042 042 043 046 048 049 049 049 050 057 058 058 060 060 061 064 070 078 079 161 167 168 168 168 169 169 170 177 177 180 181 185 185 185 185 186 192 050

誠信 誠懇務實 信用至上 值得信賴 006 壹 致股東報告書 012 貳 銀行簡介 014 參 公司治理報告 014 一 組織系統 016 二 董事 監察人 總經理 副總經理 各部門及分支機構主管 資料 031 三 公司治理運作情形 042 四 會計師資訊 042 五 董事 監察人 經理人及依同一人或同一關係人持有同一銀 行已發行有表決權股份總數超過一定比率管理辦法第十一條 規定應申報股權者 其股權移轉及股權質押變動情形 042 043 六 持股比例占前十名之股東 其相互間為關係人關係或為配 偶 二親等以內之親屬關係之資訊 七 銀行 銀行之董事 監察人 總經理 副總經理 協理 各 部門及分支機構主管及銀行直接或間接控制之事業對同一轉 投資事業之持股數 並合併計算綜合持股比例

BANK F TAIWAN 精準掌舵 富貴前行 榮獲 2014 年遠見雜誌財富管理大調查 財管最被推薦銀行 第一名

102 壹 102 QE 103 2 18 102 2.11 2 OBU Global Finance 10 50 2012 2013 3 6 壹 致股東報告書

BANK F TAIWAN 102 BSI ISO 22301 SBL - 2013 The Taiwan Offshore RMB Forum 102 103 102 ( ) 1.10226 2.102 1308 7181 3. 10212 1910175 102712 Visual Office 壹 致股東報告書 7

102 ( ) ( ) 102 101 33,961.9 32,180.8 5.53 22,147.2 21,830.3 1.45 752.0 714.6 5.23 4,108.0 3,725.2 10.28 438.0 669.4 (34.57) 1,338.6 1,477.0 (9.37) 208.6 179.9 15.95 ( ) 369.6 - - 102 2 6 ( ) 102 3,396,194 126.88% 2,214,716 112.42% 410,799 200.39% 7,326 103.48% ( ) 1.102 25,888 3,610 2,698 18,025 8,775 1,449 7,326 ( ) 9,045 17,820 2. 7,326 7,079 247 3.48% 3.102 / 0.21% ( ) 0.44% 4.102 / 3.58% ( ) 6.90% 8 壹 致股東報告書

BANK F TAIWAN ( ) 103 ( ) 1. 2. 3. 4. 5. 6. 7. 壹 致股東報告書 9

102 ( ) 103 1. 27,631 2. 20,550 3. 2,400 4. 73 1. 2. 3. 4. 5. Standard & Poor s 102 10 A+ A-1 Moody s 102 11 Aa3 P-1 10 壹 致股東報告書

BANK F TAIWAN 103 102 Fed QE 103 102 103 2.82% 102 2.11% 103 壹 致股東報告書 11

102 貳 / / 總稽核 / 副 / 副 / 副總經理 / 副總經理 / 副總經理 / 12 貳 銀行簡介

BANK F TAIWAN 35 5 20 35 5 20 87 12 21 92 7 1 93 9 16 96 7 1 97 1 1 1 2 102 2 6 ( ) 102 12 700 4.2 11.22% 9.55% 2013 7 The Banker 163 129 貳 銀行簡介 13

102 參 102 12 20 8 164 1 8 (163) (1) (8) 14 參 公司治理報告

參 公司治理報告 15 BANK F TAIWAN /

102 ( ) 1. ( ) 1020809 1040730 1020809 1030303 1040730 1030303 1010731 1040730 980731 1020926 1040730 1020926 1010731 1040730 960831 1. 100% 70 2. 100% ( 90 ) 1010731 1040730 1010731 1020627 1040730 1020627 1010731 1040730 980731 1010731 1040730 920701 ( ) ( ) 1010731 1040730 920701 1010731 1040730 980925 ( ) 1020329 1040730 1020329 ( ) 1010731 1040730 940819 ( ) 1010731 1040730 1010731 ( ) 1030123 1040730 1030123 16 參 公司治理報告

BANK F TAIWAN 103 3 3 (Harvard University) (Stanford University) (WEF) (New Economic Leader) ( ) ( ) 參 公司治理報告 17

102 2. 103 3 3 3. 1 2 3 4 5 6 7 8 9 10 103 3 3 0 0 1 ( ) 0 0 1 ( ) 2 ( ) 0 0 0 0 0 0 0 0 (1) (2) ( ) (3) (4) (5) (6) (7) (8) (9) 30 (10) 27 18 參 公司治理報告

990429 BANK F TAIWAN ( ) 103 3 3 ( ) 1030303 961123 950512 ( ) ( ) ( ) ( ) 960701 ( ) ( ) 1000716 100% ( ) 1000716 ( ) ( ) 1000716 1021224 1000116 ( ) 1000716 ( ) ( ) 參 公司治理報告 19

102 ( ) 1020716 ( ) 1020902 1000716 ( ) 1000116 ( ) 990429 1021224 ( ) 990115 ( ) 1011026 ( ) 1000116 ( ) 1030127 990429 100% ( ) 1000116 930115 ( ) 1000716 ( ) 1010903 960716 1020716 1000716 ( ) ( ) ( ) 1000716 20 參 公司治理報告

BANK F TAIWAN ( ) 1020116 1030116 1000716 990115 ( ) ( ) 1030116 990115 ( ) 1020730 1000716 1020731 1020829 1020826 1000716 100% 1021112 1000716 1010710 1010518 990429 1020716 1010903 1020716 1020716 1030116 1001220 參 公司治理報告 21

102 ( ) ( ) 1030116 1020116 990429 1020116 1001220 ( ) ( ) 1001220 1020116 1030116 1020902 1010716 100% 1030116 1020116 1020116 1001220 990715 1020716 1030116 990429 1020115 ( ) 990429 1000716 22 參 公司治理報告

BANK F TAIWAN ( ) 1000716 1010116 1000716 1030116 1020716 1001220 1010903 1001220 1001220 ( ) ( ) 1020716 1000716 1020716 100% 1020226 1020116 1020716 1020116 1020805 1020716 1000704 1020116 1020116 ( ) 1020116 參 公司治理報告 23

102 ( ) 1000716 1001220 1020116 1000716 1020226 991028 1020116 990115 1020116 1000716 1020116 100% 1020116 1030116 1020116 1020116 1000716 1020116 1020116 1030116 鍮 990115 980121 1000716 24 參 公司治理報告

BANK F TAIWAN ( ) 980715 1020116 1030116 990429 1001202 990429 1000716 1010716 ( ) 1000115 1020116 1000116 100% 1010716 1010716 1020116 1000115 1030116 1020226 1020226 1010716 1020226 1020116 1020116 參 公司治理報告 25

102 ( ) 1020716 1010716 1020226 1020116 1020226 1020116 1010716 1010716 1020116 980121 990115 100% 1020716 1010716 1030116 1020116 1010116 990429 990429 1010716 1010716 1020116 1020116 26 參 公司治理報告

BANK F TAIWAN ( ) 1020716 1000116 1020716 1010116 1020116 1010716 1030116 1010116 1020716 1020116 ( ) 1010116 100% 1030116 970915 1020716 1020226 1030116 1020716 1020116 1010116 1010116 1020716 1020116 參 公司治理報告 27

102 ( ) 1030116 1030116 1020116 990429 1020116 990429 1020716 990115 1020716 1020716 100% 1020116 1020716 1020716 1020716 1020116 1020116 1000716 1000116 1000116 1020716 28 參 公司治理報告

BANK F TAIWAN ( ) 102 1. (A) (B) (C) (D) AB C D (%) (E) (F) (G) (H) ABC DEF G (%) 3,143 147 2,889 0.08 7,635 317 0.19 91 1. 86,333 2. 101,667 100 11 573,604 40,695 102 1-9 34,106 102 9 30 ) (A+B+C+D) (A+B+C+D+E+F+G) 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 6,179 14,131 參 公司治理報告 29

102 2. (A) (B) (C) (D) AB C D % 11,826 890 8,061 0.28 563 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 20,777 30 參 公司治理報告

BANK F TAIWAN ( ) ( ) 102 14 A ( ) B ( ) (%) B/A 6 0 100 102.8.9 6 2 75 6 0 100 102.7.1 11 0 100 12 2 86 2 2 50 102.9.26 12 2 86 13 1 93 8 0 100 102.6.27 2 3 33 102.6.17 14 0 100 13 1 93 14 0 100 13 1 93 11 0 100 102.3.29 14 0 100 14 0 100 103.1.16 14 0 100 101.3.27 101.4.13-102.7.31 102.7.1-102.7.31 102.8.1 102.8.1-102.8.8 102.9.30 14 3 ( )102 7 5 4 9 5 7 14 12 ( )102 9 27 4 5 15 14 ( )102 11 13 4 11 102 250-14 13 ( ) ( ) % 參 公司治理報告 31

102 ( ) 102 12 A ( ) (%) B/A( ) 11 1 92 12 0 100 4 1 80 102.6.17 7 0 100 102.6.27 14 5 102 6 13 2 7 2 102 6 14 4 8 15 14 1. 1101 2101 3102 4 103 2. 13 1. 1101 2102 1 3102 4102 3 5IFRS6101 2. 1. 2. 3. 12 17 (%) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) () 100%1 () () ()15 3 ()(102) 32 參 公司治理報告

BANK F TAIWAN ( ) ( ) ( ) http://www.bot.com.tw ( ) 98.7.31 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 1. 2. BASEL II 3. 4. ( ) 1. 2. 3. 4. 5. ( ) 1. 2. ( ) ( ) ( ) 參 公司治理報告 33

102 34 ( ) 參 公司治理報告 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 1. 2. 3. 102 99.41% 4. ( ) ( ) ( ) 102 4 10 1020009643 1.5% 12% 1.17%1.53%0.56% 1.36% ( ) ( ) 12 40 65 3 1 40 5 1 ( ) ( ) ( ) ( ) 102 1.102 1 2013 -- 2.102 5 20 2 3.102 10 14 4.102 11 25 3 5.102 12 2 ( ) ( ) 102 2012 102 1.102 5 9 2.102 5 10 3.102 7 29 3-4.102 8 12 120

BANK F TAIWAN 5.102 8 6 13 6.102 9 10 Always - 7. 102 8 29 102 (BSI) ISO 27001 ISO 20000 102 11 25 ISO 22301 ( ) ( ) ( ) ( ) ( ) ( ) 1. ( ) 102 1 764 43 808 2. ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) - ( ) 1. GLOBAL FINANCE 2013 10 50 2. 2012 3. 4. 5.2013 ( ) www.bot.com tw ( ) 參 公司治理報告 35

102 ( ) 1. 102111021231 1 0 3 3 1 8 36 參 公司治理報告

BANK F TAIWAN 102 12 31 101 101H011 61 1 1 101 12 22 7 102 5 102 8 2 (102) 101 101H011 參 公司治理報告 37

102 2. 1 0 3 3 1 4 38 參 公司治理報告

BANK F TAIWAN ( ) 1. 2. 3. 61 1 4. 5 101 11 9 94 96 1. 2. 4 102 4 22 10200016161 102 5 14 10200019881 102 11 5 102 6 7 10260001860 61 1 1 1. - 2. 102 1 16 3. 101 12 21 4. 102 8 1. 101 12 22 7 (1) (2) (3) (4) (5) (6) (7) 102 5 102 8 2. 2 102 5. 1. 500 101 9 10 ( ) 10100276490 1. KPMG 102 2-3 27 10 2. 3000 ( ) 104 6 30 9 102 8 3. KPMG 2. 102 6 21 1020016904 102 8 23 參 公司治理報告 39

102 ( ) 102 1. 102118426 2. 10222245101 3. 1023154610110110111101 1231 4. 102329435 5. 10261448 6. 1027143 10271 7. 1027141 8. 1027143 102617 102627104730 9. 102719450 10. 1028142 10281 11. 1028142 12. 1028944 13. 1028943 14. 10281641010211630 15. 102830456101 101 16. 10292745 102930 17. 10292745 40 參 公司治理報告

BANK F TAIWAN 18. 10292745 19. 10292745 20. 1021227472 3 21. 103217413104 22. 1033348 23. 10331441410210210211102 1231 ( ) 102 ( ) 102 103 3 3 101/07/16 102/07/01 102/07/01 102/08/01 102/08/01 102/08/09 99/01/08 102/09/30 102/09/30 103/03/03 102/01/16 102/07/16 100/07/16 102/01/16 參 公司治理報告 41

102 102.1.1~102.12.31 2,000 2,000 4,000 3,397 2,614 6,011 4,000 6,000 6,000 8,000 8,000 10,000 10,000 ( ) 42 參 公司治理報告

BANK F TAIWAN 102 12 31 % ( ) ( ) 16,658,992 0.30 8,006,499 0.14 24,665,491 0.44 ( ) 865,191,972 2.62 148,281,465 0.45 1,013,473,437 3.07 ( ) 62,924,330 10.01 18,855,264 3.00 81,779,594 13.01 ( ) 668,433,387 7.72 279,727,278 3.23 948,160,665 10.95 ( ) 1,922,761,905 21.23 348,100,427 3.84 2,270,862,332 25.07 ( ) 877,423,478 17.22 192,872 0.00 877,616,350 17.22 ( ) 60,496,729 0.51 552,762 0.00 61,049,491 0.51 ( ) 309,799,938 2.49 1,930,012 0.02 311,729,950 2.51 ( ) 172,011,552 18.34 24,126,822 2.57 196,138,374 20.91 ( ) 64,608,278 17.76 565,800 0.16 65,174,078 17.92 ( ) 74,802,414 21.37 16,084,512 4.60 90,886,926 25.97 ( ) 238,729,496 1.59 836,390 0.01 239,565,886 1.60 ( ) 303,131,576 91.86 0 0.00 303,131,576 91.86 ( ) 25,035,822 9.54 10,000 0.00 25,045,822 9.54 ( ) 1,250,110 1.91 0 0.00 1,250,110 1.91 ( ) 62,882 0.14 0 0.00 62,882 0.14 ( ) 8,913,458 15.22 0 0.00 8,913,458 15.22 ( ) 230,836,323 2.33 2,519,620 0.03 233,355,943 2.36 ( ) 1,500,000 30.00 0 0.00 1,500,000 30.00 146,250 4.99 0 0.00 146,250 4.99 ( ) 1,400,000 7.06 700,000 3.53 2,100,000 10.59 ( ) 5,825,251 2.05 9,674,170 3.40 15,499,421 5.45 ( ) 450,000 3.33 0 0.00 450,000 3.33 ( ) 75,000,000 5.68 150,000,000 11.35 225,000,000 17.03 ( ) 10,000,000 5.88 5,000,000 2.94 15,000,000 8.82 ( ) 11,998,125 2.67 5,191,875 1.15 17,190,000 3.82 ( ) 2,481,467 7.19 792,027 2.30 3,273,494 9.49 ( ) 490,000 1.63 1,580,000 5.27 2,070,000 6.90 ( ) 15,531 0.26 69,740 1.16 85,271 1.42 ( ) 14,658 0.92 0 0.00 14,658 0.92 ( ) 2,000,000 100.00 0 0.00 2,000,000 100.00 參 公司治理報告 43

中華民國102年年報 關懷 關懷社會 關懷客戶 關懷員工 046 肆 募資情形 046 一 資本及股份 048 二 金融債券發行情形 049 三 特別股發行情形 海外存託憑證發行情形 員 工認股權憑證辦理情形 限制員工權利新股辦 理情形 049 四 併購或受讓其他金融機構 049 五 資金運用計畫執行情形 050 伍 營運概況 44 050 一 業務內容 057 二 從業員工資料 058 三 企業責任及道德行為 058 四 資訊設備 060 五 勞資關係 060 六 重要契約 061 七 最近年度依金融資產證券化條例或不動產證券 化條例申請核准辦理之證券化商品類型及相關 資訊 壹 致股東報告書

BANK BANK F F TAIWAN TAIWAN 壹 致股東報告書 45

102 肆 ( ) 102 12 10 70 700 70 700 50 99 250 99 10 28 0990057600 99 10 28 70 0 70 ( ) 100% ( ) 102 101 - - - - - - 35.43 34.55 34.92 33.87 7,000,000,000 7,000,000,000 ( ) 1.05 1.03 0.51 0.66 - - - - - - - - 101 102 46 肆 募資情形

BANK F TAIWAN ( ) 1. (1) (2) (3) 30% (4) 20 40% 15% 2. 102 35.65 0.51 102 ( ) ( ) ( ) 肆 募資情形 47

102 102 1 102 8 9 10200215390 102.12.02 1 160 0.15% 10 112.12.02 1. 3 2. 160 700 252,734,018 1. 2. 3. 4. 5. 6. 48 肆 募資情形

BANK F TAIWAN 102 1 % 1. (1) 6 (2) A 45% 64 (3) 30 2. IRS 80 6.33% twaa102.11.19 ( ) 102 102 1 ( ) 1. 103 2. 肆 募資情形 49

102 伍 ( ) 1. 102 12 34,109 101 12 3.44% 42,544 80.17% 8.18% 7.18% 102 單位 : 新臺幣億元 36,000 34,000 32,000 30,000 34,109 32,976 32,208 32,221 31,893 29,863 定期性存款 62.37% 公庫存款 5.92% 活期性存款 31.71% 28,000 26,000 25,090 24,000 22,000 21,765 20,000 95 96 97 98 99 100 101 102 ( 年底 ) 2. 102 12 22,517 101 12 3.05% 42,544 52.93%102 12 14,689 34.53% 0.27% 5,284 883 14.32%102 102 3,308 494 17.56% Basis Point 102 1 34,109 32,976 32,208 31,893 99 100 101 102 ( 年底 ) 單位 : 新臺幣億元 24,000 22,000 20,000 18,000 16,000 14,000 12,000 10,000 14,720 3. 21,633 21,850 22,517 20,413 20,791 19,818 19,116 95 96 97 98 99 100 101 102 ( 年底 ) 102 公營事業 9.06% 民營事業 32.95% 政府機關 14.41% 國外 8.01% 個人 34.76% 其他 0.81% 50 單位 : 億美元 4,500 4,000 伍 營運概況 3,500 4,107.99 3,725.21 3,393.41

BANK F TAIWAN 102 12 7,226 101 536 8.01% 4. 102 4,107.99 10.27%102 DBU OBU 27.62 106.58% 13.12 15.8% 102 157 3 102 391 2,392 137 8 單位 : 億美元 4,500 4,107.99 4,000 3,725.21 3,393.41 3,500 3,000 2,500 2,613.14 2,285.38 2,179.62 2,000 1,639.87 1,260.37 1,500 1,000 95 96 97 98 99 100 101 102 ( 年 ) 102 OBU 143.6 5. 102 251 101 13.57% 1,102 102 127 94.38% 173 101 13.82% 226 88.55%e 443 101 29.15% 4.11 102 4,427 1,045 103.34% 6. 102 4,171 5.59% 102 12 11,340 14.63% 2,981 24.78% 3,780 102 4 163,882 12,861 7,131 5,730 7. (1) 102 23,919 66,922 102 12 6,721 6,252 102 57.1 54.3 102 900 410 伍 營運概況 51

102 (2) 102 76 68 7.6 3,137 34 101 (3) 102 31 573 4.6 0.79% 102 31 (4) 102 66 83 7.75% ETF 102 4.1 6.5 12.92% 8. 102 15,336 8.73% 18,730 102 2 8 7.41% 15,560 101 8.24% 9. 102 12 7,491 594,018 102 208.63 59,506 264.07 102 219.20 166 10. 102 438 11. 102 15.17 2.96 102 12 130 8 181 12. 102 1,339 9.4% 0.47 101 4.44% ( ) 103 1. 52 伍 營運概況

BANK F TAIWAN 2. OBU 3. 4. 5. e e e 6. ETF 7. 102 ETF 8. 6 伍 營運概況 53

102 9. 10. ( ) 1. 100% 102 12 164 1 8 2. 103 U 3. (1) (2) (3) (4) 4. (1) a. 100% b. c. 54 伍 營運概況

BANK F TAIWAN d. (2) a. 100% b. 100% c. d. (3) a. b. c. ( ) 102 489 103 59,000 1. (1) 8 (2) 101 7 10 2. 102 11,359 101 6,694 (1) 24 (2) 24 (3) 4 (4) 24 (5) 8 (6) 24 (7) 21 (8) 128 伍 營運概況 55

102 ( ) 1. (1) (2) (3) (4) (5) (6) (7) (8) 2. 100% 56 伍 營運概況

BANK F TAIWAN 102 182 15,267 1,791 757 103 3 31 101 102 103 3 31 7,083 7,107 7,058 164 153 155 746 708 700 7,993 7,968 7,913 44.39 44.88 44.95 17.62 18.07 18.13 % 0.05 0.08 0.06 12.66 13.73 13.98 75.84 75.27 75.09 9.92 9.43 9.40 1.53 1.49 1.47 7 8 8 5 5 5 36 35 35 9 11 11 13 12 12 7 7 7 10 11 11 13 13 13 CFA Level-1 14 16 16 CFA Level-2 5 4 4 CFA Level-3 4 3 3 CFA 2 3 3 11 11 11 1 1 1 2 2 2 0 0 0 1 1 1 2,290 2,515 2,546 5,298 5,433 5,449 2,861 3,015 3,033 25 25 25 129 136 136 2,128 2,252 2,270 1,097 1,128 1,136 FRM 26 31 31 218 233 235 伍 營運概況 57

102 101 102 103 3 31 83 88 90 2,436 2,534 2,549 2,591 2,735 2,751 75 76 76 23 21 22 84 85 85 5,267 5,449 5,486 2,621 2,689 2,699 2,984 3,285 3,350 236 249 250 1,182 1,272 1,280 1,270 1,317 1,331 42 41 41 746 883 912 10 10 10 150 155 157 3,751 3,674 3,676 1,306 1,528 1,563 CFP 39 44 44 12 11 11 1 0 0 28 30 30 1,497 1,596 1,607 141 152 153 879 926 935 1,907 2,013 2,033 100% ( ) 58 伍 營運概況

BANK F TAIWAN e EDI 751 ( ) 1. 2.101730 3 102211025281021118 3. 212121 4. 5. 6. 7. 9712 e 伍 營運概況 59

102 8. (1) 1019BS 25999 (2) 102829830BSI ISO 22301 ISO 22301 2013BSI (3) 10231410282930ISO 27001 ISO 27001 (4) ISO 200002011102116130 ISO 20000-12011720ISO 20000 ISO 20000 ( ) 1. 2. ( ) 63.7 80.6 60 伍 營運概況

BANK F TAIWAN 91.11 1. 2. 3. 102.1.1 102.12. 31 100.2.1 1. 99.7.1 104.7.1 2. 99.7.1 104.7.1 99.7.9 101.3.30 100.3.25 98 102.6.1 103.5.31 100.12.29 102 102.4.1 103.3.31 102 102.4.1 103.3.31 102.8.1 104.7.31 103.1.1 103.12.31 102 102.9.1 103.8.31 102.4.11 103.4.10 102.3.29 103.3.10 102.5.1~107.4.30 伍 營運概況 61

效率 積極主動 迅速服務 追求創新 064 陸 財務概況 064 一 最近五年度簡明資產負債表及綜合損益表 070 二 最近五年度財務分析 078 三 最近年度財務報告之審計委員會審查報告 079 四 最近年度財務報告 161 五 最近年度經會計師查核簽證之銀行個體財務報告 167 六 銀行及其關係企業最近年度及截至年報刊印日 止 如有發生財務週轉困難情事 應列明其對 本行財務狀況之影響 168 柒 財務狀況及財務績效之檢討分析與 風險管理事項 168 一 財務狀況 168 二 財務績效 168 三 現金流量 169 四 最近年度重大資本支出對財務業務之影響 169 五 最近年度轉投資政策 170 六 風險管理 177 七 危機處理應變機制 177 八 其他重要事項

BANK F TAIWAN

102 陸 102 101 704,709,365 622,440,273 166,714,218 146,534,038 765,521,333 734,870,751 5,443 3,543 6,173,451 4,980,621 82,279,036 89,166,548 2,301,083 2,131,424 - - 2,240,652,458 2,177,133,260 73,044,728 62,009,085-34,792,041 34,652,109 - - 70,317,917 69,668,204 97,502,611 98,086,367 - - 1,048,025 1,164,105 208,406 331,086 9,031,706 10,620,513 5,466,613 6,026,501 4,254,301,821 4,053,791,927 4,250,736,728 4,049,197,915 252,738,244 213,374,465 - - 3,999,496 4,876,954 225,806 301,390 19,036,703 11,998,398 44,813,384 41,988,683 127,506 96,083 - - 3,409,612,039 3,294,903,719 15,998,240 - - - 1,243,698 8,198,013 232,766,904 210,201,483 18,266,259 18,359,086 64 陸 財務概況

BANK F TAIWAN 102 101 7,491,439 7,671,101 7,491,439 7,844,210 4,006,319,718 3,811,969,375 4,006,319,718 3,812,142,484 - - 70,000,000 70,000,000 105,496,092 105,453,034 50,961,023 48,686,675 47,395,930 43,919,554 21,524,988 17,682,843 - - - - 247,982,103 241,822,552 244,417,010 237,055,431 101 102 102 101 59,252,283 56,039,716 33,364,389 31,952,145 25,887,894 24,087,571 3,609,714 4,786,638 29,497,608 28,874,209 2,697,539 3,107,865 18,025,012 17,722,916 8,775,057 8,043,428 1,449,163 862,560 7,325,894 7,180,868 - - 7,325,894 7,180,868 3,557,719 3,139,909 10,883,613 10,320,777 7,325,894 7,180,868 - - 10,883,613 10,320,777 - - 1.05 1.03 101 102 陸 財務概況 65

102 102 101 704,709,334 622,440,273 166,714,218 146,534,038 765,521,333 734,870,751 5,443 3,543 6,173,451 4,980,621 82,258,188 89,166,548 2,301,083 2,131,424 - - 2,240,652,458 2,177,133,260 73,044,728 62,009,085 34,941,396 34,652,109 - - 70,317,917 69,668,204 97,497,978 98,086,367 - - 1,047,495 1,164,105 204,531 331,086 9,030,041 10,620,513 5,464,948 6,026,501 4,254,419,594 4,053,791,927 4,250,854,501 4,049,197,915 252,738,244 213,374,465 - - 3,999,496 4,876,954 225,806 301,390 19,036,703 11,998,398 44,801,734 41,988,683 97,148 96,083 - - 3,409,804,155 3,294,903,719 15,998,240 - - - 1,243,698 8,198,013 232,743,115 210,201,483 18,266,259 18,359,086 7,482,893 7,671,101 7,482,893 7,844,210 4,006,437,491 3,811,969,375 4,006,437,491 3,812,142,484 - - 66 陸 財務概況

BANK F TAIWAN 102 101 70,000,000 70,000,000 105,496,092 105,453,034 50,961,023 48,686,675 47,395,930 43,919,554 21,524,988 17,682,843 - - - - 247,982,103 241,822,552 244,417,010 237,055,431 101 102 102 101 59,252,282 56,039,716 33,364,505 31,952,145 25,887,777 24,087,571 3,513,759 4,786,638 29,401,536 28,874,209 2,697,539 3,107,865 17,955,435 17,722,916 8,748,562 8,043,428 1,422,668 862,560 7,325,894 7,180,868 - - 7,325,894 7,180,868 3,557,719 3,139,909 10,883,613 10,320,777 7,325,894 7,180,868 - - 10,883,613 10,320,777 - - 1.05 1.03 101 102 陸 財務概況 67

102 101 100 99 98 622,440,273 564,981,579 562,643,187 1,287,012,402 146,534,038 110,886,008 99,875,033 92,123,443 4,980,621 3,231,949 600,294 368,349 91,271,394 86,439,780 84,272,771 91,299,622 2,177,133,260 2,153,591,118 2,079,558,679 2,045,894,068 734,870,751 757,373,465 837,360,582 142,009,713 61,999,046 50,942,589 54,207,507 37,859,403 35,393,882 32,479,598 31,330,008 29,815,276 69,672,866 72,207,332 69,201,006 68,496,647 97,253,304 97,864,904 76,596,999 78,474,877 1,164,105 821,057 969,574 1,107,496 11,934,505 15,119,109 18,607,244 16,590,347 7,340,493 10,747,702 12,986,379 12,635,344 4,054,648,045 3,945,938,488 3,915,222,884 3,891,051,643 4,050,054,033 3,941,567,081 3,909,602,019 3,887,096,640 213,374,465 208,926,475 207,612,937 204,950,860 4,876,954 3,902,885 18,985,604 4,535,308 11,998,398 14,906,165 9,429,373 5,486,934 3,294,903,719 3,218,010,687 3,185,931,012 3,189,671,973 - - - - - - - - 4,959,970 4,566,752 3,389,155 2,695,402 8,499,403 5,756,183 1,048,528 1,511,328 263,305,034 243,500,212 237,277,669 241,629,847 263,478,142 243,560,707 237,399,288 241,763,050 3,801,917,943 3,699,569,359 3,663,674,278 3,650,481,652 3,802,091,051 3,699,629,854 3,663,795,897 3,650,614,855 70,000,000 70,000,000 70,000,000 45,000,000 105,682,871 106,077,872 105,581,440 110,062,555 33,697,990 30,901,653 32,923,901 50,427,139 28,930,870 26,469,751 27,181,417 46,338,933 17,929,660 13,983,157 28,860,619 19,065,468-800,300-366,046-455,457-123,228 26,219,881 25,772,493 14,638,103 16,138,057 252,730,102 246,369,129 251,548,606 240,569,991 247,962,982 241,937,227 245,806,122 236,481,785 98 101 68 陸 財務概況

BANK F TAIWAN 101 100 99 98 24,675,639 23,186,559 20,269,138 16,803,150 4,502,274 4,422,055 5,257,020 13,284,694 3,107,865 5,045,474 376,029 4,434,016 17,984,064 18,114,175 17,323,324 17,055,490 8,085,984 4,448,965 7,826,805 8,598,338 7,228,241 3,663,805 7,084,968 8,176,411 - - - - - - - - - - - - 7,228,241 3,663,805 7,084,968 8,176,411 1.03 0.52 1.01 1.17 198 101 2 99 11 8 700 98 99 100 101 102 陸 財務概況 69

102 102 101 % 66.02 66.26 0.44 0.52 1.25 1.27 1.89 1.87 ( 9) 0.71 0.72 3,674 3,596 913 894 %( 9) 5.08 4.61 %( 9) 0.18 0.18 %( 9) 2.99 3.01 % 24.84 24.87 1.05 1.03 94.16 94.02 39.32 40.56 4.95 2.75 ( 10) 9.10 - ( 11) - 25.90 ( 12) 582.05 1,196.38 ( 11) - -20,351.29 42.81 40.07 34,267,212 20,181,252 1.45 0.88 9.83 10.31 9.10 9.60 10.80 11.12 9.06 9.29 1101 102 2 1. (1) (2) (3) ( 3) (4) (5) 70 陸 財務概況

BANK F TAIWAN (6) 6 (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) 4 (2) 4. (1) ( - ) (2) ( - ) 5. 7 (1) (2) (3) 6. 7. (1) ( 5) (2) (3) (4) 3 102 101 10,820,906 10,664,322 4 5 6 7 1. 2. 3. 4. 8 9 102 101 101 101 1 1 101 102 101 102 10 100 11 (102) 12 101 102 /( + ) 陸 財務概況 71

102 102 101 % ( ) 66.02 66.26 0.44 0.52 1.25 1.27 1.89 1.87 ( 9) 0.71 0.72 3,674 3,596 915 894 % ( 9) 5.07 4.61 %( 9) 0.18 0.18 %( 9) 2.99 3.01 % 24.92 24.87 1.05 1.03 94.16 94.02 39.32 40.56 4.95 2.75 ( 10) 8.77 - ( 11) - 25.90 ( 12) 582.05 1,196.38 ( 11) - -20,351.29 42.81 40.07 34,267,212 20,181,252 1.45 0.88 9.83 10.31 9.10 9.60 10.81 11.12 9.06 9.29 1101 102 2 1. (1) (2) (3) ( 3) (4) (5) (6) 6 (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) 4 (2) 4. (1) ( - ) (2) ( - ) 72 陸 財務概況

BANK F TAIWAN 5. 7 (1) (2) (3) 6. 7. (1) ( 5) (2) (3) (4) 3 102 101 10,820,906 10,664,322 4 5 6 7 1. 2. 3. 4. 8 9 102 101 101 101 1 1 101 102 101 102 10 100 11 (102) 12 101 102 /( + ) 102 % 169,355,190 34,157,947 203,513,137 1,768,858,574 4,374,030 51,777,388 71,523,188 1,896,533,180 10.73% 8.93% 8.93% 3.58% 1102 12 31 2 3 1. 2. 12.5 3. 4. + 5. 6. = 陸 財務概況 73

102 % 101 100 99 98 66.26 67.16 65.19 63.35 0.52 0.44 0.62 1.03 1.27 1.21 1.04 1.26 1.87 1.77 1.59 1.68 0.73 0.70 0.65 0.80 3,634 3,477 3,210 3,733 - - - - ( 10) 900 461 891 1,014 4.64 2.55 4.43 4.98 0.18 0.09 0.18 0.22 2.90 1.47 2.88 3.52 24.77 13.27 27.76 27.18 ( 11) 1.03 0.52 1.01 1.17 93.75 93.74 93.57 93.81 38.48 39.72 30.45 32.62 2.75 0.78 0.62 8.25 ( 10) 81.75-43.16-8.97 1.13 ( 9) 5.72-12.33 2.66 ( 9) 174.77 388.64 580.70 781.07 ( 9) -38.43-4.60-2.12 40.07 40.59 42.94 47.25 20,181,252 19,419,003 19,516,445 19,657,805 0.88 0.86 0.91 0.93 10.31 10.36 10.94 11.55 10.03 10.67 11.46 11.76 11.12 11.29 11.63 12.32 9.29 9.52 9.97 10.54 198 101 2 1. (1) (2) (3) ( 3) 74 陸 財務概況

BANK F TAIWAN (4) (5) (6) ( 6) (7) 2. (1) ( 8) (2) (3) (4) (5) ( ) 3. (1) ( 4) (2) 4. (1) ( - ) (2) ( - ) 5. ( 7) (1) (2) (3) 6. 7. (1) ( 5) (2) (3) (4) 3 4 5 6 7 1. 2. 3. 4. 8 9101 100 10101 11 99 11 8 700 陸 財務概況 75

102 % 101 100 99 98 70,000,000 70,000,000 70,000,000 45,000,000 105,682,871 106,077,872 105,581,440 110,062,555 25,218,428 24,119,287 21,993,796 19,540,873 98,322 518,561 1,645,137 22,709,855 8,385,156 6,301,072 9,284,925 8,117,131-3,947,909-5,799,208-1,567,024-3,442,117 29,544,165 28,336,290 30,416,621 25,434,476 175,892,703 172,881,294 176,521,653 176,553,821 27,383,086 26,581,673 14,640,019 16,138,057 45% 8,961,329 8,373,213 13,486,622 10,072,960 9,146,517 7,865,923 1,328,931 2,596,286 29,544,164 28,336,288 29,455,572 25,434,475 15,946,768 14,484,521-3,372,828 191,839,471 187,365,815 176,521,653 179,926,649 76 陸 財務概況

BANK F TAIWAN % 101 100 99 98 1,631,099,532 1,525,347,746 1,387,342,993 1,425,665,616 3,646,593 2,125,603 2,722,945 3,073,045 49,219,638 47,184,300 46,779,788 47,894,250 / 72,726,088 71,441,638 49,679,588 36,162,738 1,756,691,851 1,646,099,287 1,486,525,314 1,512,795,649 10.92 11.38 11.87 11.89 10.01 10.50 11.87 11.67 0.91 0.88-0.22 1.73 1.77 1.79 1.16 198 101 2 3 1. 2. 12.5 3. 4. 5. 6. 7. 陸 財務概況 77

102 102 102103310 213144 103 3 10 78 陸 財務概況

BANK F TAIWAN () 28,817,65527,534,11626,187,815 0.680.680.66 2,135,6431,900,57924.3423.63 () (88)()18311 0930105495 陸 財務概況 79

102 102.12.31 101.12.31 101.1.1 % % % ( ( ) ) $ 119,265,293 3 72,812,404 2 76,426,176 2 ( ( )( )( ) ) 585,444,072 14 549,627,869 14 488,555,403 12 ( ( )( ) ) 166,714,218 4 146,534,038 3 110,886,007 3 ( ( )) 5,443-3,543-3,074 - ( ( )) 6,173,451-4,980,621-3,231,949 - - ( ( )( ) ) 82,279,036 2 89,166,548 2 84,601,770 2 2,301,083-2,131,424-1,872,826 - - ( ( ) ) 2,240,652,458 53 2,177,133,260 54 2,153,591,119 55 - ( ( )( ) ) 765,521,333 18 734,870,751 18 757,373,465 19 - ( ( ) ) 73,044,728 2 62,009,085 2 50,957,785 1 - ( ( )) 34,792,041 1 34,652,109 1 32,075,050 1 - ( ( )( )( ) ( )) 70,317,917 1 69,668,204 2 72,202,088 2 - ( ( ) ( )) 97,502,611 2 98,086,367 2 98,711,359 3 - ( ( )) 1,048,025-1,164,105-821,057 - ( ( )) 208,406-331,086-267,915 - - ( ( )( ) ) 9,031,706-10,620,513-13,541,968 - $ 4,254,301,821 100 4,053,791,927 100 3,945,119,011 100 80 陸 財務概況

BANK F TAIWAN 102.12.31 101.12.31 101.1.1 % % % ( ( ) ) $ 252,738,244 7 213,374,465 5 208,926,475 5 ( ( ) ) 3,999,496-4,876,954-3,902,885 - ( ( )) 225,806-301,390-409,907 - ( ( )) 19,036,703-11,998,398-14,906,165 - ( ( ) ) 44,813,384 1 41,988,683 2 39,429,620 1 127,506-96,083-33,893 - ( ( ) ) 3,409,612,039 80 3,294,903,719 81 3,218,010,687 83 ( ( )) 15,998,240 - - - - - ( ( )) 1,243,698-8,198,013-5,346,276 - ( ( ) ( )) 232,766,904 6 210,201,483 5 192,806,676 5 ( ( )) 18,266,259-18,359,086 1 18,278,673 - ( ( ) ) 7,491,439-7,671,101-7,134,077-4,006,319,718 94 3,811,969,375 94 3,709,185,334 94 (()()) ( ( )) 70,000,000 2 70,000,000 2 70,000,000 2 105,496,092 2 105,453,034 3 105,453,034 3 27,386,900 1 25,218,428 1 24,119,287 1 ( ( )) 16,488,296-15,087,006-15,998,121-7,085,827-8,381,241-6,263,805-50,961,023 1 48,686,675 1 46,381,213 1 ( ( )) 21,524,988 1 17,682,843-14,099,430-247,982,103 6 241,822,552 6 235,933,677 6 $ 4,254,301,821 100 4,053,791,927 100 3,945,119,011 100 陸 財務概況 81

102 102 101 ( ( )) $ 59,252,283 201 56,039,716 194 6 ( ( )) (33,364,389) (113) (31,952,145) (111) 4 ( ( )) 25,887,894 88 24,087,571 83 7 ( ( )) 5,275,607 18 4,700,011 16 12 ( ) ( ( )) 14,147,606 48 12,871,550 45 10 ( ) ( ( )) 1,007,390 3 929,158 3 8 ( ) 2,585,863 9 1,679,572 6 54 ( ) ( ( )) (19,013) - (84,328) - 77 ( ) ( ( )) 1,926,100 7 2,139,668 7 (10) ( ( )) (5,563,476) (19) (10,275,010) (35) 46 ( ) ( ( )) 430,636 1 831,440 3 (48) ( ( )) 15,696,251 53 18,525,118 64 (15) ( ( )) 865,784 3 766,490 3 13 ( ) ( ( ) ) (21,922,128) (74) (16,632,709) (58) (32) ( ( ) ) (10,820,906) (36) (10,664,322) (37) (1) 29,497,608 101 28,874,209 100 2 ( ( )) (2,697,539) (9) (3,107,865) (11) (13) ( ( )) (11,562,624) (39) (11,506,810) (40) - ( ( )) (1,282,422) (4) (1,257,005) (4) 2 ( ( )) (5,179,966) (18) (4,959,101) (17) 4 (18,025,012) (61) (17,722,916) (61) 2 8,775,057 31 8,043,428 28 9 8,775,057 31 8,043,428 28 9 ( ( )) (1,449,163) (6) (862,560) (3) (68) 7,325,894 25 7,180,868 25 2 6,933 - (327,865) (1) 102 4,754,330 16 2,504,040 9 90 ( ) (330,269) (1) (383,921) (1) 14 (911,410) (3) 1,309,393 5 (170) 38,135-38,262 - - ( ) 3,557,719 12 3,139,909 12 - $ 10,883,613 37 10,320,777 37 5 ( )( ( )) $ 1.05 1.03 82 陸 財務概況

BANK F TAIWAN ( ) $ 70,000,000 105,453,034 24,119,287 15,998,121 6,263,805 46,381,213-14,099,430 14,099,430 235,933,677 () - - 1,099,141 - (1,099,141) - - - - - - - - 732,761 (732,761) - - - - - - - - - (4,431,902) (4,431,902) - - - (4,431,902) - - - (37,985) 37,985 - - - - - - - - (1,605,891) 1,605,891 - - - - - - - - - 7,180,868 7,180,868 - - - 7,180,868 - - - - (443,504) (443,504) (363,405) 3,946,818 3,583,413 3,139,909 70,000,000 105,453,034 25,218,428 15,087,006 8,381,241 48,686,675 (363,405) 18,046,248 17,682,843 241,822,552 () - - 2,168,472 - (2,168,472) - - - - - - - - 1,445,648 (1,445,648) - - - - - - - - - (4,767,120) (4,767,120) - - - (4,767,120) - - - (44,358) 44,358 - - - - - - 43,058 - - - - - - - 43,058 - - - - 7,325,894 7,325,894 - - - 7,325,894 - - - - (284,426) (284,426) 54,487 3,787,658 3,842,145 3,557,719 $ 70,000,000 105,496,092 27,386,900 16,488,296 7,085,827 50,961,023 (308,918) 21,833,906 21,524,988 247,982,103 3,240 3,268 陸 財務概況 83

102 102 101 $ 8,775,057 8,043,428 872,277 1,000,846 410,145 349,340 2,697,539 3,107,865 33,364,389 31,952,145 (59,252,283) (56,039,716) 22,582,948 17,361,223 (6,899) (224,302) (1,926,100) (2,139,668) (448,724) (792,909) 19,013 84,328 (1,687,695) (5,340,848) (28,075,745) (11,901,027) (14,328,674) (11,016,087) (1,900) (469) 4,980,621 (1,748,672) ( ) 7,121,618 (3,831,036) (66,309,595) (26,369,308) ( ) (98,567,399) 9,296,637 (34,308,521) (8,128,984) ( ) (962,726) 2,521,595 1,609,387 3,152,310 (228,842,934) (48,025,041) 39,363,779 4,447,990 ( ) (877,458) 974,069 (75,584) (108,517) ( ) 7,038,305 (2,907,767) 4,055,674 2,265,926 114,708,320 76,893,032 367,112 614,161 164,580,148 82,178,894 (64,262,786) 34,153,853 (65,950,481) 28,813,005 ( ) (57,175,424) 36,856,433 57,839,959 55,058,860 2,171,366 872,001 (34,595,562) (31,659,008) (1,557,547) (1,041,726) ( ) (33,317,208) 60,086,560 84 陸 財務概況

BANK F TAIWAN 102 101 (533,849) (590,474) 598,119 981,879 (14,500) (8,697) (293,246) (690,244) 313,013 12,289 ( ) 69,537 (295,247) 15,998,441 - (546,774) (77,137) ( ) (6,954,315) 2,851,737 (4,767,120) (4,431,902) ( ) 3,730,232 (1,657,302) 76,920 (422,084) ( ) (29,440,519) 57,711,927 903,661,538 845,949,611 $ 874,221,019 903,661,538 $ 119,265,293 72,812,404 176,106,816 168,366,358 578,848,910 662,482,776 $ 874,221,019 903,661,538 陸 財務概況 85

102 () () () ( ) () 80 3050 50013 6102040 80120160220 320480530450 700 16318 3 () 20,000() () 86 陸 財務概況

BANK F TAIWAN () () () ()200911201311( 201112201511201311201511 ) 2009 2011.5.12 2012.6.28 10 11 12 27 28 2011.5.12 () ()( ) 2012.6.28 2013.1.1 2011.5.12 13 2013.1.1 2011.6.16 1 2012.7.1 2011.6.16 19 2013.1.1 2013.11.19 9 2013.5.29 36 ( ) 2014.1.1 陸 財務概況 87

102 () () 1. (()) 2. 102.12.31 101.12.31 101.1.1 () () 100% - - - () 1. (1) () (2) (3) (4) 2. () 1. () 2. 88 陸 財務概況

BANK F TAIWAN () () 7 1. (1) A. B. C. (2) (3) () (4) (5) 陸 財務概況 89

102 (6) (7) 2. (1) A. B. C. () (2) (3) (a)37(b) 90 陸 財務概況

BANK F TAIWAN 3. () () 20 20 1. () 2. 3. 4. 陸 財務概況 91

102 () 1. 2. (1) (2) () 1. 2. 3. () ( ) 92 陸 財務概況

BANK F TAIWAN () 1. (1) (2) (3) 2. 3. () () 1. 2. 3. 4. (1) (2) 5. 6. 7. () 1. 2. (1) 411() 9 48.53 73() 6 (2) (3) () (4) 3. (1) 陸 財務概況 93

102 (2) 19 4. (1) (2) () () 1. 2. () () () () ( ) () () () 94 陸 財務概況

BANK F TAIWAN () () () () () (42 150) () () () 102.12.31 101.12.31 101.1.1 $ 11,037,948 11,701,550 10,483,643 7,496,928 5,453,671 5,845,726 5,047,909 11,768,506 8,904,406 95,193,896 43,633,092 51,192,401 488,612 255,585 - $ 119,265,293 72,812,404 76,426,176 102.12.31 101.12.31 101.1.1 $ 119,265,293 72,812,404 76,426,176 7 176,106,816 168,366,358 119,194,919 7 578,848,910 662,482,776 650,328,516 $ 874,221,019 903,661,538 845,949,611 () 102.12.31 101.12.31 101.1.1 $ 146,102,729 140,442,053 72,379,420 (16,955) (30,400) (4,978) 95,381,868 90,327,029 106,518,629 424,306 371,192 379,135 343,552,124 318,517,995 309,283,197 $ 585,444,072 549,627,869 488,555,403 1. 陸 財務概況 95

102 2. 605,584,0314,345,4195,077,052 () 1. 102.12.31 101.12.31 101.1.1 $ 136,565,661 121,899,355 84,356,488 9,880,132 3,334,571 2,821,327 146,445,793 125,233,926 87,177,815 19,931,248 20,581,246 24,189,751 337,177 718,866 (481,559) 20,268,425 21,300,112 23,708,192 $ 166,714,218 146,534,038 110,886,007 2. () 3. 102.12.31 101.12.31 101.1.1 $ 34,295,502 31,909,877 7,477,954 672,990 704,084 966,154 7,366 24,782 12,708 9,826 - - 62,480 108,486 16,564 1,671,209 7,533,514-4,992,770 996,918-1,820,278 200,021-90,662,116 78,207,861 73,628,237 2,371,124 2,213,812 2,254,871 5,879,101 (549,178) (8,129,523) 10,383 (42,685) (7,626) 9,400 - - 3,307,325 3,362,157 9,479,852 66,593 3,069 409,240 590,261 494,413 1,073,063 (5,294) (3,874) (3,679) 21,159 61,856-1,204 8,813 - $ 146,445,793 125,233,926 87,177,815 96 陸 財務概況

BANK F TAIWAN 4. 102.12.31 101.12.31 101.1.1 $ 19,931,248 20,581,246 24,189,751 337,177 718,866 (481,559) $ 20,268,425 21,300,112 23,708,192 5. () 102.12.31 101.12.31 101.1.1 $ 3,333,886 10,140,222 5,049,048 422,785,572 439,353,860 545,609,809 10,392,515 490,127 9,031,487 57,076,615 13,041,211 39,416,298 1,000,000 1,200,000 1,700,000 1,671,209 7,533,514-1,786,800 2,032,450-284,000 - - $ 498,330,597 473,791,384 600,806,642 () 102.12.31 101.12.31 101.1.1 $ 5,443 3,137 - - 406 3,074 $ 5,443 3,543 3,074 102.12.31 101.12.31 101.1.1 $ 217,229 290,849 408,365 8,577 10,541 1,542 $ 225,806 301,390 409,907 102.12.31 101.12.31 101.1.1 $ (26,820) (40,434) (51,394) (130,454) (131,744) (179,396) (41,405) (19,330) (29,995) (13,107) (96,204) (147,580) (8,577) (6,258) - - 406 1,532 - (4,283) - 136,422118,747 68,91458,299 陸 財務概況 97

102 () ()() 102.12.31 101.12.31 101.1.1 $ 2,301,508 300,000-3,811,822 4,630,325 2,281,904 60,121 50,296 950,045 $ 6,173,451 4,980,621 3,231,949 102.12.31 101.12.31 101.1.1 $ 349,417 349,473 2,706,204 18,687,286 11,648,925 12,199,961 $ 19,036,703 11,998,398 14,906,165 () 102.12.31 101.12.31 101.1.1 $ 1,252 5,557 9,076 1,075,027 1,056,454 1,272,890 25,627,282 28,875,801 34,821,221 986,181 771,320 468,742 13,233,037 11,820,712 10,839,856 212,742 151,840 204,714 2,924,231 3,059,333 2,714,946 13,194,113 17,657,859 10,054,670 17,478,404 21,620,758 22,572,919 2,176,345 2,344 1,906 ATM 1,632,809 1,455,277 1,329,159 2,124,901 2,070,823 59,161 2,428,698 1,442,284 484,895 83,095,022 89,990,362 84,834,155 815,986 823,814 232,385 $ 82,279,036 89,166,548 84,601,770 7914525 1.8005 ()8,125,0027,996,175 () 102.12.31 101.12.31 101.1.1 $ 25,627,282 28,875,801 34,821,221 54,369,103 52,528,386 53,341,806 $ 79,996,385 81,404,187 88,163,027 98 陸 財務概況

BANK F TAIWAN () 102.12.31 101.12.31 101.1.1 $ 6,814,447 5,490,786 4,415,954 44,915,167 52,156,253 74,323,818 1,887,538 870,934 1,498,174 274,175,162 218,095,577 300,646,862 370,777 265,346 142,685 104,559,769 87,428,462 87,252,408 3,560 - - 603,294,444 688,781,695 600,661,125 287,920,787 277,284,341 287,299,276 178,717,832 185,874,999 182,011,233 749,066,075 668,724,259 625,024,761 8,742,986 10,026,590 8,263,174 2,260,468,544 2,194,999,242 2,171,539,470 19,816,086 17,865,982 17,948,351 $ 2,240,652,458 2,177,133,260 2,153,591,119 102.12.31 101.12.31 $ 17,865,982 17,948,351 2,790,397 2,827,167 (2,662,128) (5,949,262) 1,905,887 3,192,635 (84,052) (152,909) $ 19,816,086 17,865,982 ( ) $ 987,525 275,306 ( ) (75,331) 247,114 (14,955) (12,064) 20,085 24,954 14,415 452,215 $ 931,739 987,525 $ 20,747,825 18,853,507 102.12.31 101.12.31 101.1.1 $ 16,955 30,400 4,978 815,986 823,814 232,385 19,816,086 17,865,982 17,948,351 98,798 133,311 37,943 $ 20,747,825 18,853,507 18,223,657 陸 財務概況 99

102 102 101 $ 2,715,066 3,074,281 (17,527) 33,584 $ 2,697,539 3,107,865 8,812,79710,140,6738,312,632 1,359,114 1,385,9861,442,314 () 102.12.31 101.12.31 101.1.1 $ 625,200,000 607,100,000 622,500,000 29,269,582 24,166,422 25,693,625 43,094,836 45,134,520 51,300,942 2,017,495 1,510,636 1,514,800 20,517,320 14,380,476 13,497,227 - - 10,000 995,505 995,505 995,505 21,919,127 23,814,566 26,941,461 23,652,119 18,909,546 16,216,337 (1,144,651) (1,140,920) (1,296,432) $ 765,521,333 734,870,751 757,373,465 () () 102.12.31 101.12.31 101.1.1 $ 6,406,850 6,103,408 4,004,395 7,770,770 6,027,979 6,288,595 9,260,435 8,793,255 8,720,453 14,432,630 16,054,125 11,630,110 8,015,510 6,854,386 8,462,338 - - 30,381 45,886,195 43,833,153 39,136,272 20,164,985 14,405,731 11,821,513 6,993,548 3,770,201-27,158,533 18,175,932 11,821,513 $ 73,044,728 62,009,085 50,957,785 () 102.12.31 101.12.31 101.1.1 () 21.23 $ 28,800,466 21.23 27,516,431 21.23 26,172,592 () 17.96 2,311,109 18.94 3,197,546 18.94 1,829,596 () 91.86 2,328,632 91.86 2,393,485 91.86 2,420,898 () 21.37 1,334,645 21.37 1,526,962 21.37 1,636,741 () 30.00 17,189 30.00 17,685 30.00 15,223 $ 34,792,041 34,652,109 32,075,050 100 陸 財務概況

BANK F TAIWAN 1. 102 101 () $ 65,713 317,723 () (991,370) 999,198 () 14,247 (7,528) $ (911,410) 1,309,393 2. 102.12.31 101.12.31 101.1.1 () $ 6,863,133 6,863,133 6,863,133 () 712,409 712,409 712,409 () 1,377,872 1,377,872 1,377,872 () 1,451,074 1,451,074 1,451,074 () 3,793 3,793 3,793 $ 10,408,281 10,408,281 10,408,281 3. 102 101 () $ 2,133,923 1,898,116 () 61,873 368,752 () (64,853) (27,413) () (206,563) (102,250) () 1,720 2,463 $ 1,926,100 2,139,668 102.12.31 101.12.31 101.1.1 () $ 2,164,728,571 2,066,649,295 1,979,259,175 () 449,732,462 416,158,621 360,302,493 () 27,712,833 24,570,091 23,488,955 () 98,783 70,864 60,006 () 3,491,444 3,658,414 - () $ 2,029,067,792 1,937,036,793 1,855,976,586 () 436,864,370 399,276,118 350,642,536 () 20,706,907 16,651,270 15,054,831 () 41,487 11,915 9,265 () 956,465 1,052,835-102 101 () $ 35,501,692 33,908,439 () 56,289,187 69,423,325 () 18,535,991 18,762,955 () 52,695 43,854 () 6,626 6,697 () $ 10,051,291 8,940,526 () 477,304 1,946,948 () (950,941) (478,627) () 5,734 10,159 () (70,600) (29,842) 陸 財務概況 101

102 (1) 2,135,6431,900,579 (2) 64,85327,413 (3) () (4) () 18.9417.96() () () () 102.12.31 101.12.31 101.1.1 $ 58,010,350 56,158,861 57,100,311 (36,513) (42,249) (10,688) 1,536,129 2,404,867 4,266,865 - - (317,888) 10,779,313 11,092,326 11,092,326 (12,426) (12,426) (137) 13,622 20,252 21,789 (138) - - 69,811 114,083 49,458 (62,147) (91,062) (27,255) 19,916 23,552 27,307 $ 70,317,917 69,668,204 72,202,088 1. () 2. () 3. 436,875305,813 102 陸 財務概況

BANK F TAIWAN () 10211 $ 86,686,694 14,676,285 6,019,377 1,070,210 1,003,207 654,720 347,548 110,458,041 53,542 5,579 179,398 31,501 26,835 1,542 240,543 538,940 (177,730) (51,686) (223,482) (32,660) (38,629) (13,668) - (537,855) - 31,974 302,718 1,679 3,681 18,291 (358,343) - - - (1,751) (643) (984) (2,232) - (5,610) 1021231 86,562,506 14,662,152 6,276,260 1,070,087 994,110 658,653 229,748 110,453,516 10111 86,864,190 14,350,810 5,750,837 1,072,597 1,013,078 628,947 652,182 110,332,641-9,050 202,547 23,768 22,440 25,806 307,775 591,386 (177,496) (17,608) (194,718) (29,621) (36,781) (97) - (456,321) - 334,033 263,053 4,182 6,354 4,786 (612,409) (1) - - (2,342) (716) (1,884) (4,722) - (9,664) 1011231 86,686,694 14,676,285 6,019,377 1,070,210 1,003,207 654,720 347,548 110,458,041 10211 13,337 5,706,244 4,359,264 861,640 800,176 558,491-12,299,152 362 306,769 476,812 47,960 38,813 38,869-909,585 - (50,129) (212,195) (31,788) (35,690) (13,668) - (343,470) - - (1,834) (425) (821) (2,817) - (5,897) 1021231 13,699 5,962,884 4,622,047 877,387 802,478 580,875-12,859,370 10111 12,975 5,404,913 4,055,340 834,883 791,991 520,697-11,620,799 362 305,818 498,444 55,914 43,249 42,050-945,837 - (17,108) (179,925) (28,690) (33,121) (97) - (258,941) - 12,620 (12,486) 21 (139) - - 16 - - (2,109) (488) (1,804) (4,159) - (8,560) 1011231 13,337 5,706,243 4,359,264 861,640 800,176 558,491-12,299,151 10211 72,522 - - - - - - 72,522 19,013 - - - - - - 19,013 1021231 91,535 - - - - - - 91,535 10111 482 - - - - - - 482 72,040 - - - - - - 72,040 1011231 72,522 - - - - - - 72,522 1021231 $ 86,457,272 8,699,268 1,654,213 192,700 191,632 77,778 229,748 97,502,611 1011231 $ 86,600,835 8,970,042 1,660,113 208,570 203,031 96,229 347,548 98,086,368 1021231 $ 86,457,272 8,699,268 1,654,213 192,700 191,632 77,778 229,748 97,502,611 1011231 $ 86,600,835 8,970,041 1,660,113 208,570 203,031 96,229 347,548 98,086,367 10111 $ 86,850,733 8,945,896 1,695,497 237,714 221,087 108,250 652,182 98,711,359 82,013,15182,190,55082,368,032 34,307 陸 財務概況 103

102 () 10211 $ 2,080,836 294,066 1021231 $ 2,374,902 10111 $ 1,258,940 821,896 1011231 $ 2,080,836 10211 $ 916,731 410,146 1021231 $ 1,326,877 10111 $ 437,883 478,848 1011231 $ 916,731 1021231 $ 1,048,025 1011231 $ 1,164,105 10111 $ 821,057 () 102.12.31 101.12.31 101.1.1 $ 1,175,653 1,076,959 1,076,959 6,252,824 7,397,218 6,144,573 10,000 10,000 10,000 136,554 122,054 113,358 649,641 200,056 198,996 806,222 1,813,005 5,995,339 812 1,221 2,743 $ 9,031,706 10,620,513 13,541,968 1. 102.12.31 101.12.31 101.1.1 $ 1,175,653 1,093,456 1,093,456 - (16,497) (16,497) $ 1,175,653 1,076,959 1,076,959 2. 102.12.31 101.12.31 101.1.1 $ 686,020 684,244 720,670 303 54-3,598,815 4,594,012 4,371,407 1,967,686 2,118,908 1,052,496 $ 6,252,824 7,397,218 6,144,573 3. 102.12.31 101.12.31 101.1.1 $ 824,945 1,838,627 6,245,264 18,723 25,622 249,925 $ 806,222 1,813,005 5,995,339 104 陸 財務概況

BANK F TAIWAN 102 101 $ (6,899) (224,303) () 102.12.31 101.12.31 $ 1,242,365 1,631,436 22,823 84,328 (3,810) - (16,497) (150,133) - (166,262) 3,731 (157,004) $ 1,248,612 1,242,365 102.12.31 101.12.31 $ 1,144,651 1,140,920 12,426 12,426 91,535 72,522-16,497 $ 1,248,612 1,242,365 () 102.12.31 101.12.31 101.1.1 $ 10,618,857 9,676,169 12,005,704 30,707,975 27,351,993 25,282,765 1,673,695 3,205,362 3,404,645 2,725,028 2,089,373 695,107 207,012,689 171,051,568 167,538,254 $ 252,738,244 213,374,465 208,926,475 () 1. 102.12.31 101.12.31 101.1.1 $ 67,076 115,445 19,429 3,932,420 4,761,509 3,883,456 $ 3,999,496 4,876,954 3,902,885 2. () 3. 102.12.31 101.12.31 101.1.1 $ 67,076 115,445 19,429 5,773 (49,671) (10,528) 3,250,504 3,485,158 2,793,485 474,589 754,810 906,650 201,554 518,989 193,849-52,223 - $ 3,999,496 4,876,954 3,902,885 陸 財務概況 105

102 4. () 102.12.31 101.12.31 101.1.1 $ 3,330,976 10,128,057 4,949,172 407,155,130 400,583,661 309,062,210 29,305,358 15,073,803 15,668,237 11,056,676 55,670,522 21,877,127-2,235,695 - $ 450,848,140 483,691,738 351,556,746 () 102.12.31 101.12.31 101.1.1 $ 5,612,401 12,541,630 10,935,111 1,665,089 1,152,377 1,058,172 2,596,035 2,583,752 2,561,770 256,328 217,573 212,624 11,610,771 12,841,943 12,548,805 2,931,435 3,080,211 2,724,821 311,888 177,069 249,071 2,187 1,713 757 403,796 464,073 359,069 2,177,539-32 2,481,515 979,490 1,410,373 5,216,002 5,066,383 4,545,731 ATM 1,638,436 1,476,089 1,259,252 411,355 470,141 661,118 6,581,445 9,201 61,697 917,162 927,038 841,217 $ 44,813,384 41,988,683 39,429,620 () 102.12.31 101.12.31 101.1.1 $ 32,035,415 37,791,556 34,918,413 201,810,162 217,407,712 227,242,671 322,493,353 284,650,276 256,758,436 500,792,178 457,899,593 473,562,243 617,218 501,996 568,020 703,153,584 653,688,067 608,719,709 23,686,085 23,697,441 23,352,713 1,074,974 1,105,437 1,116,970 406,070,125 559,844,781 648,445,648 759,703,496 604,361,801 494,125,407 458,175,449 453,955,059 449,200,457 $ 3,409,612,039 3,294,903,719 3,218,010,687 () 102 102/12/2 112/12/2 0.15% 102.12.31 101.12.31 101.1.1 $ 16,000,000 - - (1,760) - - $ 15,998,240 - - 106 陸 財務概況

BANK F TAIWAN () 102.12.31 101.12.31 101.1.1 $ 212,398 376,265 671,369 1,031,300 7,821,748 4,674,907 $ 1,243,698 8,198,013 5,346,276 () 102.12.31 101.12.31 101.1.1 $ 15,565,848 14,897,699 14,167,455 606,505 624,406 591,441 216,594,551 194,672,423 178,039,714-6,955 8,066 $ 232,766,904 210,201,483 192,806,676 () 102.12.31 101.12.31 101.1.1 $ 7,915,082 7,592,525 7,308,945 7,650,766 7,305,174 6,858,510 $ 15,565,848 14,897,699 14,167,455 1. 102.12.31 101.12.31 101.1.1 $ 14,740,781 14,097,470 13,715,492 (6,742,326) (6,380,952) (6,265,722) 7,998,455 7,716,518 7,449,770 (107,162) (123,993) (140,825) $ 7,891,293 7,592,525 7,308,945 (1) ( ) 1,036,090 (2) 102 101 11 $ 14,097,470 13,715,488 (509,392) (773,536) 845,640 793,348 () 307,063 362,170 1231 $ 14,740,781 14,097,470 陸 財務概況 107

102 (3) 102 101 11 $ 6,380,952 6,265,722 790,110 716,450 (509,391) (676,687) 103,861 97,221 () (23,206) (21,754) 1231 $ 6,742,326 6,380,952 (4) 102 101 $ 624,094 580,344 221,546 213,004 16,831 16,831 (103,861) (97,221) 1231 $ 758,610 712,958 (5) 102 101 11 $ (383,921) - (330,269) (383,921) 1231 $ (714,190) (383,921) (6) 102 101 2.15% 1.65% 2.15% 1.65% 2.00% 2.00% 838,210 (7) 102.12.31 101.12.31 $ 14,507,378 13,895,587 (6,742,326) (6,380,952) () $ 7,765,052 7,514,635 $ 1,112,852 - $ 74,505 21,749 2. 19 (1) 102.12.31 101.12.31 $ 7,650,766 7,305,174 - - 7,650,766 7,305,174 - - () $ 7,650,766 7,305,174 2,175,3562,138,761 108 陸 財務概況

BANK F TAIWAN (2) 102 101 4.00% 4.00% 2.00% 2.00% 1.00% 1.00% () 50.00% 50.00% 3. 6 1,330,4651,243,199 () 102.12.31 101.12.31 101.1.1 $ 2,030,029 1,770,819 1,193,587 3,998,511 4,545,284 4,622,421 188,316 80,414 43,485 8,239 8,239 8,239 1,266,344 1,266,345 1,266,345 $ 7,491,439 7,671,101 7,134,077 () 1. () 102 101 $ 1,399,339 858,334 49,824 4,226 $ 1,449,163 862,560 102 101 $ 38,135 38,262 () 102 101 $ 1,491,760 1,367,383 $ (470,268) (469,618) 552,481 456,327 (124,810) (491,532) $ 1,449,163 862,560 (1) 10211 331,086 (122,680) 1021231 208,406 10111 267,915 63,171 1011231 331,086 陸 財務概況 109

102 10211 18,359,086 (92,827) 1021231 18,266,259 10111 18,278,673 80,413 1011231 18,359,086 2. 3. 102.12.31 101.12.31 101.1.1 $ 7,085,826 8,381,241 6,263,805 102.12.31 101.12.31 101.1.1 $ 548,795 655,689 860,202 7.79 13.73 10204562810 () 1. 7,000,00010 2. 3. 4. ( ) $ (363,405) 18,046,248 17,682,843 - - - - 4,792,465 4,792,465 - (1,004,807) (1,004,807) () 6,933-6,933 47,554-47,554 $ (308,918) 21,833,906 21,524,988 110 陸 財務概況

BANK F TAIWAN ( ) $ - 14,099,430 14,099,430 - - - - 2,542,302 2,542,302-1,404,516 1,404,516 () (327,865) - (327,865) (35,540) - (35,540) $ (363,405) 18,046,248 17,682,843 5. (1) (2) (3) 30 (4) 2040 () 1010012865 10211 $ 15,134,379 () (47,373) 11 15,087,006 1,445,648 (44,358) 1021231 $ 16,488,296 (5) () 102 101 $ 42,026,577 40,919,023 6,759,743 5,505,157 9,340,088 8,796,299 35,663 37,906 30,539 19,854 1,059,673 761,477 59,252,283 56,039,716 31,101,979 29,800,656 2,075,545 2,001,510 97,132 80,959 19,788-64,596 63,596 5,349 5,424 $ 33,364,389 31,952,145 $ 25,887,894 24,087,571 陸 財務概況 111

102 () 102 101 $ 823,598 669,168 130,498 126,583 290,368 269,684 983,651 844,812 162,597 163,390 3,484,895 3,194,570 5,875,607 5,268,207 90,110 78,509 12,361 11,540 126,877 120,724 370,652 357,423 $ 600,000 568,196 $ 5,275,607 4,700,011 () 102 101 $ 2,247,502 2,079,929 957,784 850,173 4,351,628 3,379,910 $ 7,556,914 6,310,012 6,590,692 6,561,538 $ 14,147,606 12,871,550 () 102 101 $ 1,000,955 793,326 219,773 320,345 $ 1,220,728 1,113,671 213,338 184,513 $ 1,007,390 929,158 () 102 101 $ 20,863,143 17,992,148 133,856,424 147,698,592 15,696,251 18,525,118 (26,426,619) (28,267,158) (133,425,788) (146,867,152) () (21,922,128) (16,632,709) (10,820,906) (10,664,322) 865,784 766,490 $ (21,313,839) (17,448,993) 112 陸 財務概況

BANK F TAIWAN () 102 101 $ 10,106,307 10,097,825 495,832 447,243 800,787 811,024 159,698 150,718 $ 11,562,624 11,506,810 () 102 101 $ 872,276 907,665 410,146 349,340 $ 1,282,422 1,257,005 () 102 101 $ 1,766,522 1,646,998 665,543 651,028 810,767 784,568 207,199 200,497 222,332 216,619 175,971 173,007 391,580 417,666 303,130 323,225 298,683 276,887 338,239 268,606 $ 5,179,966 4,959,101 () 102 101 / $ 8,775,057 7,325,894 8,043,428 7,180,868 7,000,000 7,000,000 7,000,000 7,000,000 () $ 1.25 1.05 1.15 1.03 () 1. A. B. C. D. E. 2. A. 陸 財務概況 113

102 B. C. D. E. 3. (1) (2) A. B. a. 8 b. 5 75 (3) A. B. C. (4) 114 陸 財務概況

BANK F TAIWAN (5) () A. 102.12.31 101.12.31 101.1.1 ( ) ( ) ( ) $ 86,974 62,903 51,439 22,260 51,515 26,281 585,461 146,103 549,658 140,442 488,560 72,379 67,424 61,832 60,895 59,247 45,107 44,225 765,519 110,741 734,866 102,751 757,369 108,264 5 5 4 4 3 3 6,173 6,173 4,981 4,981 3,232 3,232 86,203 58,437 86,352 55,378 73,682 71,850 2,260,469 2,141,316 2,194,999 1,953,661 2,171,539 1,884,797 15,376 12,623 7,056 6,400 621 31 70,418 23,183 69,802 22,865 72,242 58,692 $ 3,944,022 2,623,316 3,760,052 2,367,989 3,663,870 2,269,754 1. 8,263 2. ( ) (1) ( 25,234 ) (2) ( 416,181 ) (3)882 (4)26,495 622,610 (5)590 (6) (1,832 ) (7)258,642 (28,100 ) (8)13,550 3. 4. 1. 10,027 2. ( ) (1) ( 29,179 ) (2) ( 409,216 ) (3)653 (995 ) (4)24,948 607,167 (5)656 (6) (2,098 ) (28,876 ) (7)223,338 (18,000 ) (8)46,937 3. 4. 1. 8,743 2. ( ) (1) ( 24,071 ) (2) ( 439,358 ) (3) (4,989 ) 602 (4)29,508 625,270 (5)2,754 (6) (2,139 ) (25,627 ) (7)119,153 (8)47,234 3. 4. 陸 財務概況 115

102 B. 102.12.31 101.12.31 101.1.1 ( ) ( ) ( ) () $ 483,971 93,801 523,383 292,576 390,357 390,357 32,738 32,362 46,719 46,378 43,112 43,112 83,280 83,276 73,486 73,470 71,390 71,390 $ 599,989 209,439 643,588 412,424 504,859 504,859 1. 230,807 2. 341 3. 16 1. 390,170 2. 376 3. 4 (6) A. 102.12.31 101.12.31 101.1.1 ( ) ( ) ( ) $ 1,058,076 31.48% 959,120 29.92% 906,963 29.16% 785,104 23.36% 722,698 22.54% 684,213 22.00% 367,730 10.94% 455,359 14.21% 491,268 15.80% 426,103 12.68% 430,949 13.44% 414,625 13.33% 144,634 4.30% 125,647 3.92% 134,589 4.33% 124,170 3.69% 134,026 4.18% 132,623 4.26% 455,340 13.55% 377,999 11.79% 345,863 11.12% $ 3,361,157 100.00% 3,205,798 100.00% 3,110,144 100.00% 1. ( 2,171,539 ) ( 98,661 ) ( 839,944 ) 8,263, 2. 1. ( 2,194,999 ) ( 162,702 ) ( 848,097 ) 10,027, 2. 1. ( 2,260,468 ) ( 209,006 ) ( 891,683 ) 8,743, 2. 116 陸 財務概況

BANK F TAIWAN B. ( ) 102.12.31 101.12.31 101.1.1 ( ) ( ) $ 3,007,242 89.47% 2,866,905 89.43% 2,822,780 90.76% 353,915 10.53% 338,893 10.57% 287,364 9.24% $ 3,361,157 100.00% 3,205,798 100.00% 3,110,144 100.00% 1. ( 2,171,539 ) ( 98,661 ) ( 839,944 ) 8,263, 2. 1. ( 2,194,999 ) ( 162,702 ) ( 848,097 ) 10,027, 2. 1. ( 2,260,468 ) ( 209,006 ) ( 891,683 ) 8,743, 2. C. ( 1) 102.12.31 101.12.31 101.1.1 ( 1) ( 1) $ 1,002,278 44.34% 1,040,433 47.40% 1,059,025 48.77% 1,258,191 55.66% 1,154,566 52.60% 1,112,514 51.23% () 164,998 7.30% 155,857 7.10% 147,695 6.80% 104,249 4.61% 106,286 4.84% 107,041 4.93% 911,999 40.35% 800,139 36.45% 760,788 35.04% 76,615 3.39% 91,709 4.18% 96,513 4.44% 330 0.01% 575 0.03% 477 0.02% $ 2,260,469 100.00% 2,194,999 100.00% 2,171,539 100.00% 1. ( ) ( ) ( 8,743 10,027 8,263 ) 2. 陸 財務概況 117

102 a. 102 12 31 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 136,076 82,960 104,677 538,468 638 862,819 27,169 6,751 896,739 3,595 832 892,312 824,418 4,250,300 1,644,828 1,318,754 557,091 8,595,391 284,199 8,879,590 111,212 161,494 8,606,884 213,073,655 1,098,504,465 425,111,425 340,836,311 143,981,970 2,221,507,826 38,960,718 2,260,468,544 8,294,687 11,521,399 2,240,652,458 101 12 31 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 86,020 88,926 119,848 601,264 735 896,793 21,670 13,382 931,845 8,951 1,652 921,242 1,304,158 3,810,403 1,751,463 785,558 441,482 8,093,064 170,834 8,263,898 91,221 175,699 7,996,978 345,913,083 1,010,666,568 464,555,799 208,360,522 117,098,188 2,146,594,160 48,405,082 2,194,999,242 8,974,427 8,891,555 2,177,133,260 101 1 1 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 94,840 98,044 132,136 662,913 811 988,744 17,806 15,360 1,021,910 8,658 3,095 1,010,157 1,285,439 3,044,670 1,334,888 554,571 381,295 6,600,863 214,297 6,815,160 105,188 102,394 6,607,578 415,871,690 985,026,839 431,869,772 179,417,648 123,358,436 2,135,544,385 35,995,085 2,171,539,470 10,268,911 7,679,440 2,153,591,119 b. 102 12 31 119,152,825 205,285,759 - - - 324,438,584 11,740,000 9,125,920 25,096,598 5,356,268 337,394 51,656,180 79,084,248 121,692,224 345,635,947 311,516,989 21,198,461 879,127,869-739,591,313 6,795,765-29,997,043 776,384,121 3,096,582 22,809,249 47,583,115 23,963,054 92,449,072 189,901,072 213,073,655 1,098,504,465 425,111,425 340,836,311 143,981,970 2,221,507,826 101 12 31 241,338,164 200,025,576 - - - 441,363,740 5,800,000 5,533,000 17,446,980 5,991,406 90,651 34,862,037 95,803,461 106,244,334 395,514,175 185,398,024 19,911,060 802,871,054-675,321,122 7,452,332-29,732,906 712,506,360 2,971,458 23,542,536 44,142,312 16,971,092 67,363,571 154,990,969 345,913,083 1,010,666,568 464,555,799 208,360,522 117,098,188 2,146,594,160 101 1 1 286,741,686 199,645,749 - - - 486,387,435 75,000 5,873,550 4,321,298 23,855,839 6,723,017 40,848,704 124,067,976 124,206,526 376,490,139 140,076,348 29,929,986 794,770,975-639,779,595 8,683,476-29,064,910 677,527,981 4,987,028 15,521,419 42,374,859 15,485,461 57,640,523 136,009,290 415,871,690 985,026,839 431,869,772 179,417,648 123,358,436 2,135,544,385 118 陸 財務概況

BANK F TAIWAN D. (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 59,378,225 22,473,020 9,519,261-1,253,127 92,623,633-1,144,651 93,768,284 1,144,651 92,623,633 8,541,478 22,921,179 11,697,098-706,882 43,866,637-43,866,637-43,866,637 626,244,894 1,187,099 740,928-858,142 629,031,063-629,031,063-629,031,063 39,234,936 1,986,672 5,511,650 1,180,295 98,260 48,011,813-48,011,813-48,011,813 24,288,415 297,800 446,700 - - 25,032,915-25,032,915-25,032,915 - - - - 10,751,626 10,751,626 27,687 10,779,313 12,426 10,766,887 1,238,329 - - - 297,800 1,536,129-1,536,129-1,536,129 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 56,067,106 20,874,493 7,371,472 236,830-84,549,901-1,140,920 85,690,821 1,140,920 84,549,901 8,226,302 19,439,224 10,481,335-843,909 38,990,770-38,990,770-38,990,770 608,167,472 580,700 435,525-2,146,383 611,330,080-611,330,080-611,330,080 32,336,097 580,701 3,589,567 562,181 93,159 37,161,705-37,161,705-37,161,705 23,272,878-1,144,622 429,880-24,847,380-24,847,380-24,847,380 - - - - 11,064,639 11,064,639 27,687 11,092,326 12,426 11,079,900 2,114,517 - - - 290,350 2,404,867-2,404,867-2,404,867 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) 54,907,949 24,567,179 8,575,227 2,214,115 186,718 90,451,188-1,296,432 91,747,620 1,296,432 90,451,188 9,555,611 25,717,477 4,976,491-810,139 41,059,718-41,059,718-41,059,718 623,546,684 151,375 454,125-1,710,375 625,862,559-625,862,559-625,862,559 30,607,223 - - - - 30,607,223-30,607,223-30,607,223 20,350,562 - - - - 20,350,562-20,350,562-20,350,562 - - - - 11,092,189 11,092,189 137 11,092,326 137 11,092,189 3,494,852 - - - 454,125 3,948,977 317,888 4,266,865 317,888 3,948,977 陸 財務概況 119

102 (7) 102.12.31 1 1~3 $ 4,031 3,083 7,114 101.12.31 1 1~3 $ 3,323 2,691 6,014 101.1.1 1 1~3 $ 2,940 1,475 4,415 102.12.31 26,226,653 3,746,466 12,734,065 4,548,221 2,221,507,826 11,521,399 2,260,468,544 19,816,086 () 102.12.31 765,591 622,364 189,985 109,609 286,335,954 199,766 287,291,530 931,739 20,747,825 120 陸 財務概況

BANK F TAIWAN 101.12.31 34,275,894 4,492,298 14,129,188 4,482,129 2,146,594,160 8,891,555 2,194,999,242 17,865,982 () 101.12.31 1,033,607 613,279 251,665 151,225 287,541,835 223,021 288,827,107 987,525 18,853,507 101.1.1 20,824,187 6,805,533 15,170,898 3,463,378 2,135,544,385 7,679,440 2,171,539,470 17,948,351 () 101.1.1 134,421 65,584 289,281 89,366 215,799,441 120,356 216,223,143 275,306 18,223,657 陸 財務概況 121

102 (8) A. ( 1) 102.12.31 (%) ( 2) (%) ( 3) 5,602,450 585,195,174 0.96% 7,555,467 134.86% 875,316 952,598,065 0.09% 6,483,815 740.74% (4) 2,003,414 482,187,068 0.42% 3,383,529 168.89% - - - - - (5) 39,137 6,170,904 0.63% 83,635 213.70% 296,751 79,246,853 0.37% 501,866 169.12% 1,190,284 155,070,480 0.77% 1,807,774 151.88% 10,007,352 2,260,468,544 0.44% 19,816,086 198.02% 4,859 1,037,065 0.47% 14,679 302.10% (7) - 13,194,113-133,796-101.12.31 (%) ( 1) ( 2) (%)( 3) 5,290,816 530,827,381 1.00% 6,278,408 118.67% 2,076,615 994,440,253 0.21% 6,537,303 314.81% (4) 2,393,503 436,301,977 0.55% 2,742,327 114.57% - - - - - (5) 83,822 6,576,139 1.27% 122,993 146.73% 417,130 72,704,772 0.57% 443,303 106.27% 1,229,017 154,148,720 0.80% 1,741,648 141.71% 11,490,903 2,194,999,242 0.52% 17,865,982 155.48% 4,222 969,820 0.45% 12,447 294.81% - 17,657,859-152,286 - ( 1) 101.1.1 (%) ( 2) (%) ( 3) 3,063,664 529,151,229 0.58% 9,567,587 312.29% 1,792,161 1,006,480,293 0.18% 4,144,366 231.25% 2,883,236 408,856,119 0.71% 2,385,189 82.73% - - - - - 114,067 8,860,282 1.29% 87,705 76.89% 491,008 68,705,528 0.71% 305,373 62.19% 1,316,419 149,486,023 0.88% 1,458,131 110.76% 9,660,555 2,171,539,474 0.44% 17,948,351 185.79% 4,273 1,039,246 0.41% 12,012 281.11% (7) - 10,054,670-86,714-1 0944000378 2 = / = / 3 = / 4 ( ) 5 09440010950 6 7 ( ) 094000494 122 陸 財務概況

BANK F TAIWAN B. 102.12.31 101.12.31 101.1.1 2,272-3,065-5,309-79,898 21,374 101,433 20,232 121,013 18,902 82,170 21,374 104,498 20,232 126,322 18,902 C. 102.12.31 % (%) 1 A 152,202 61.38% 2 B 72,358 29.18% 3 C 51,503 20.77% 4 D 34,076 13.74% 5 E 23,187 9.35% 6 F 18,118 7.31% 7 G 16,964 6.84% 8 H 16,570 6.68% 9 I 15,949 6.43% 10 J 13,885 5.60% 101.12.31 (%) 1 A 136,693 54.09% 2 B 72,425 28.66% 3 C 60,425 23.91% 4 D 34,270 13.56% 5 E 22,246 8.80% 6 F 21,571 8.54% 7 G 19,694 7.79% 8 H 15,786 6.25% 9 I 11,570 4.58% 10 J 9,733 3.85% 101.1.1 (%) 1 A 72,181 29.85% 2 B 49,320 20.40% 3 C 37,224 15.39% 4 D 23,166 9.58% 5 E 22,704 9.39% 6 F 21,353 8.83% 7 G 10,400 4.30% 8 H 9,848 4.07% 9 I 9,461 3.91% 10 J 9,060 3.75% 陸 財務概況 123

102 D. % 102.12.31 101.12.31 101.1.1 $ 205,198,715 1.12 136,317,368 0.84 79,446,442 0.89 368,493,457 1.14 440,315,997 0.93 427,424,964 0.88 778,442,778 1.14 707,049,105 1.26 760,840,638 1.23 2,219,992,364 1.89 2,188,000,987 1.87 2,104,126,925 1.77 12,892,812-13,892,548-14,907,629-222,818,213 0.62 199,105,438 0.62 169,216,584 0.66 312,632,355 0.14 267,612,590 0.14 249,427,075 0.12 714,168,872 0.76 644,720,774 0.74 619,970,857 0.72 1,642,580,790 1.86 1,604,141,748 1.86 1,577,427,974 1.78 492,891,652 1.12 456,604,102 1.12 459,641,375 1.02 201,493,112 0.34 213,139,982 0.35 216,911,936 0.32 8,150,051 0.79 7,084,433 0.90 13,159,542 0.62 4. (1) : (2) A. B. C. a. 15 b. 6587 c. 11011300 d. 11 5040 e. 1 124 陸 財務概況

BANK F TAIWAN f. (3) 102 12 31 0 30 31 90 91 1 1 24,071,397 - - - 24,071,397 46,303,400 256,834,452 176,593,750 105,712,470 585,444,072 29,103,324 11,889,240 1,891,283 123,830,371 166,714,218 6,173,451 - - - 6,173,451 538,863,357 72,151,111 43,016,951 111,489,914 765,521,333 3,028,658 4,458,451 1,772,046 63,785,573 73,044,728 5,443 - - - 5,443 - - 297,800 10,469,087 10,766,887 - - - 1,536,129 1,536,129 - - - 34,792,041 34,792,041 18,590,736 1,099,258 542,290 37,235,453 57,467,737 163,301,678 204,827,328 401,781,358 1,475,001,443 2,244,911,807 89,280 - - 8,723,517 8,812,797 829,530,724 551,259,840 625,895,478 1,972,575,998 3,979,262,040 129,004,745 69,604,499 23,205,716 30,923,284 252,738,244 2,308,073 22,032 191,522 42,291,757 44,813,384 298,138 12,436-3,688,922 3,999,496 7,559,338 10,139,305 1,338,060-19,036,703 225,806 - - - 225,806 844,480 5,820-393,398 1,243,698 278,132,901 360,538,416 1,092,957,454 1,677,983,268 3,409,612,039 418,373,481 440,322,508 1,117,692,752 1,755,280,629 3,731,669,370 101 12 31 0 30 31 90 91 1 1 29,179,310 - - - 29,179,310 73,188,463 263,106,664 124,386,149 88,946,593 549,627,869 29,794,283 7,991,169 4,383,704 104,364,882 146,534,038 4,980,621 - - - 4,980,621 456,696,476 111,463,724 70,127,883 96,582,668 734,870,751 1,500,506 3,140,753 1,829,860 55,537,966 62,009,085 3,543 - - - 3,543 - - - 11,079,900 11,079,900 - - 290,350 2,114,517 2,404,867 - - - 34,652,109 34,652,109 17,711,068 1,145,081 382,798 21,387,480 40,626,427 140,232,617 171,976,142 519,326,707 1,339,871,876 2,171,407,342 669,591 - - 5,170,410 5,840,001 753,956,478 558,823,533 720,727,451 1,759,708,401 3,793,215,863 111,935,915 60,531,563 20,718,369 20,188,618 213,374,465 14,975,258 14,612 144,130 26,854,683 41,988,683 523,416 41,108-4,312,430 4,876,954 6,900,462 4,659,274 438,662-11,998,398 301,390 - - - 301,390 7,821,748 - - 376,265 8,198,013 261,389,678 358,340,428 1,108,256,327 1,566,917,286 3,294,903,719 403,847,867 423,586,985 1,129,557,488 1,618,649,282 3,575,641,622 陸 財務概況 125

102 (4) 102.12.31 1. 2. 3. 4. 5. 6. () 15,677,870 22,562,838 17,503,414 7,367,359 934,200-64,045,681 15,674,033 22,562,826 17,503,414 7,367,359 934,200-64,041,832 () 464,112,648 237,100,965 70,001,818 34,905,452 2,418,302-808,539,185 487,129,464 251,354,922 73,466,910 40,557,600 2,324,255-854,833,151 101.12.31 1. 2. 3. 4. 5. 6. () 28,081,777 27,286,067 7,360,588 5,878,795 1,041,495-69,648,722 28,064,720 27,276,815 7,360,590 5,878,795 1,041,495-69,622,415 () 435,166,837 265,559,170 104,478,871 31,538,626 1,781,888-838,525,392 435,156,066 265,508,317 104,334,352 31,432,650 1,248,099-837,679,484 1155 0-30 31-90 91-180 181-1 1 30,758,896 4,118,989 5,517,038 222,411,089 220,983,396 483,789,408 12,101,424 1,883,702 4,756,040 11,070,019 2,926,396 32,737,581 59,546,656 2,682,266 4,270,037 6,726,054 10,054,518 83,279,531 102,406,976 8,684,957 14,543,115 240,207,162 233,964,310 599,806,520 0-30 31-90 91-180 181-1 1 22,395,381 21,001,511 12,330,616 320,763,194 146,731,005 523,221,707 16,246,601 11,879,162 3,752,627 9,081,047 5,759,376 46,718,813 53,556,379 2,328,310 2,669,396 4,621,580 10,310,506 73,486,171 92,198,361 35,208,983 18,752,639 334,465,821 162,800,887 643,426,691 0-30 31-90 91-180 181-1 1 11,556,252 3,576,622 15,593,299 196,778,320 162,674,849 390,179,342 7,586,653 5,517,856 15,313,778 7,836,022 6,858,051 43,112,360 38,266,795 11,633,697 2,867,529 6,267,174 12,354,423 71,389,618 57,409,700 20,728,175 33,774,606 210,881,516 181,887,323 504,681,320 126 陸 財務概況

BANK F TAIWAN 1 1 5 5 () (339,419) (601,210) (2,218) (942,847) () 134,562 122,410-256,972 (204,857) (478,800) (2,218) (685,875) 1 1 5 5 () (329,210) (363,142) - (692,352) () 96,534 63,546-160,080 (232,676) (299,596) - (532,272) 0 10 11 1 1 3 3 6 6 1 1 $ 4,117,733,506 562,463,838 493,559,719 466,852,869 320,938,660 415,868,601 1,858,049,819 4,415,453,288 249,116,920 340,534,164 470,392,572 443,306,072 911,257,389 2,000,846,171 (297,719,782) 313,346,918 153,025,555 (3,539,703) (122,367,412) (495,388,788) (142,796,352) 0 10 11 1 1 3 3 6 6 1 1 $ 3,998,398,279 534,102,023 501,599,165 519,430,197 425,992,939 439,593,611 1,577,680,344 4,362,009,529 171,865,343 294,652,261 587,441,948 511,283,536 1,013,987,589 1,782,778,852 (363,611,250) 362,236,680 206,946,904 (68,011,751) (85,290,597) (574,393,978) (205,098,508) 1 3 6 0 1 3 6 1 1 $ 39,266,625 16,050,485 10,035,536 3,997,457 1,794,465 7,388,682 39,266,625 20,234,639 10,487,811 2,500,952 1,815,095 4,228,128 - (4,184,154) (452,275) 1,496,505 (20,630) 3,160,554 陸 財務概況 127

102 1 3 6 0 1 3 6 1 1 $ 38,339,065 14,832,056 11,528,207 4,234,264 2,037,211 5,707,327 38,339,065 21,736,423 9,401,345 2,900,456 1,590,935 2,709,906 - (6,904,367) 2,126,862 1,333,808 446,276 2,997,421 (3) () () 102.12.31 101.12.31 0.21 0.44 0.20 0.43 0.18 0.40 0.18 0.41 3.58 6.90 3.37 6.71 2.99 6.31 3.01 6.35 24.84 24.87 ( ) ( ) 102.12.31 0.45 0.41 102.12.31 7.28 6.68 5. (1) (2) (3) A. B. 128 陸 財務概況

BANK F TAIWAN C. () (4) A. B. C. a. 15100bp315 b. c. (5) A. B. C. PV01Duration (6) A. B. C. (7) A. B. 陸 財務概況 129

102 3 (8) A. B. C. D. 15 (9) A. 1002514883,030 2,929100 731623,2883,183 B. / 31,8061,5651,628 1,618 / 31,8061,5671,628 1,618 C. 15 8,0687,7366,7086,170 15 8,0687,7366,7086,170 D. 100BPS (3,030) 251 100BPS 3,288 73 /3 1,628 1,806 /3 (1,628) (1,806) 15 6,708 8,068 15 (6,708) (8,068) 130 陸 財務概況

BANK F TAIWAN 100BPS (2,929) 488 100BPS 3,183 (162) /3 1,618 1,567 /3 (1,618) (1,565) 15 6,170 7,736 15 (6,170) (7,736) 100BPS (2,999) 597 100BPS 3,183 (483) /3 1,716 1,374 /3 (1,716) (1,374) 15 6,415 7,176 15 (6,415) (7,176) (10) () 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 1,720,985,490 1,274,789,722 85,152,756 144,984,927 3,225,912,895 294,861,239 2,528,756,573 268,908,052 80,452,128 3,172,977,992 1,426,124,251 (1,253,966,851) (183,755,296) 64,532,799 52,934,903 245,780,410 () 101.67 () 21.54 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 1,584,552,712 1,323,790,947 57,238,684 117,818,450 3,083,400,793 648,671,866 2,054,125,689 279,726,015 90,395,107 3,072,918,677 935,880,846 (730,334,742) (222,487,331) 27,423,343 10,482,116 249,708,732 () 100.34 () 4.20 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 1,485,212,568 1,282,755,366 180,120,032 109,927,282 3,058,015,248 192,636,073 2,433,759,573 244,811,305 180,838,799 3,052,045,750 1,292,576,495 (1,151,004,207) (64,691,273) (70,911,517) 5,969,498 246,679,631 () 100.20 () 2.42 1 2 3 4 陸 財務概況 131

102 ( ) 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 22,206,078 3,734,942 2,091,701 1,942,820 29,975,541 22,323,037 4,958,929 1,805,861 565,034 29,652,861 (116,959) (1,223,987) 285,840 1,377,786 322,680 52,754 () 101.09 () 611.67 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 22,111,962 4,156,013 1,880,869 1,272,292 29,421,136 22,510,858 5,229,725 1,495,166 143,912 29,379,661 (398,896) (1,073,712) 385,703 1,128,380 41,475 (58,931) () 100.14 () (70.38) 1 90 ( ) 91 180 ( ) 181 1 ( ) 1 $ 20,320,716 4,229,999 1,778,879 1,116,053 27,445,647 21,722,210 3,934,428 1,364,888 206,973 27,228,499 (1,401,494) 295,571 413,991 909,080 217,148 (41,843) () 100.80 () (518.96) 1 2 3 4 / (USD) 128,352 3,822,322 (GBP) 30,428 1,495,232 (SGD) 11,862 278,994 (HKD) 4,391 16,861 (MYR) 1,729 15,661 / (USD) 86,291 2,505,459 (GBP) 29,834 1,395,635 (SGD) 12,143 288,275 (CNY) 31,093 144,831 (HKD) 10,313 38,632 132 陸 財務概況

BANK F TAIWAN / (GBP) 28,276 1,319,924 (USD) 9,406 284,767 (SGD) 11,289 263,034 (CNY) 35,211 168,907 (ZAR) 6,270 23,262 (11) $ 13,881,090 63,008,457 76,889,547 105,659,440 18,885,639 124,545,079 37,866,138 23,321,512 61,187,650 9,895,037 38,556,948 48,451,985-5,443 5,443 17,061,423 4,998,330 22,059,753 94,709 134,885 229,594 141,926,698 87,777,670 229,704,368 7,591,407 21,311,241 28,902,648 1,550,425 21,784 1,572,209 26,672 19,365 46,037 1,111 664 1,775 162,124 92,943 255,067 147,056 4,359,176 4,506,232 $ 335,863,330 262,494,057 598,357,387 $ 98,759,061 77,516,849 176,275,910 286,782 310,574 597,356-225,806 225,806 3,026,641 3,107,635 6,134,276-5,894 5,894 284,070,269 163,891,898 447,962,167 102,515 928,785 1,031,300 6,435 9,207 15,642-110,927 110,927 58,538,458 36,093,134 94,631,592 $ 444,790,161 282,200,709 726,990,870 陸 財務概況 133

102 $ 18,182,707 12,321,000 30,503,707 112,751,616 13,376,230 126,127,846 40,117,241 18,335,792 58,453,033 15,548,485 31,251,635 46,800,120-3,543 3,543 27,255,650 5,168,338 32,423,988-72,922 72,922 127,263,194 78,140,676 205,403,870 6,982,390 12,768,044 19,750,434 2,422,743 27,643 2,450,386 30,924 24,460 55,384 1,272 1,090 2,362 165,157 112,915 278,072 9,653 197,737 207,390 $ 350,731,032 171,802,025 522,533,057 $ 110,872,050 42,135,394 153,007,444 384,059 564,523 948,582-301,390 301,390 10,095,240 3,175,052 13,270,292-21,366 21,366 239,269,367 126,574,561 365,843,928 5,840,355 1,981,392 7,821,747 8,548 15,043 23,591-137,957 137,957 52,847,954 23,112,246 75,960,200 $ 419,317,573 198,018,924 617,336,497 $ 7,799,036 19,827,506 27,626,542 22,131,025 28,378,532 50,509,557 27,277,562 18,188,265 45,465,827 17,352,627 34,136,702 51,489,329-9,223 9,223 16,190,595 2,517,402 18,707,997-110,068 110,068 117,666,996 77,318,609 194,985,605 7,133,413 4,688,101 11,821,514 3,972,701 30,074 4,002,775 1,542 26,875 28,417-2,856 2,856 596,724 306,022 902,746 23,416 13,499 36,915 $ 220,145,637 185,553,734 405,699,371 134 陸 財務概況

BANK F TAIWAN $ 57,242,872 91,585,526 148,828,398 319,468 641,941 961,409-1,229,722 1,229,722 6,958,043 2,856,494 9,814,537 40,871 14,998 55,869 247,707,382 120,637,101 368,344,483 17,694 18,288 35,982-51,737 51,737 360,140 377,921 738,061 $ 312,646,470 217,413,728 530,060,198 (12) $ 119,265,293 119,265,293 585,444,072 585,444,072 166,714,218 166,714,218 765,521,333 765,521,333 5,443 5,443 6,173,451 6,173,451 82,279,036 82,279,036 2,240,652,458 2,240,652,458 73,044,728 73,675,942 1,536,129 1,536,129 10,766,887 10,766,887 $ 252,738,244 252,738,244 3,999,496 3,999,496 225,806 225,806 19,036,703 19,036,703 44,813,384 44,813,384 3,409,612,039 3,409,612,039 15,998,240 15,998,240 1,243,698 1,243,698 $ 72,812,404 72,812,404 549,627,869 549,627,869 146,534,038 146,534,038 734,870,751 734,870,751 3,543 3,543 4,980,621 4,980,621 89,166,548 89,166,548 2,177,133,260 2,177,133,260 62,009,085 62,951,924 2,404,867 2,404,867 11,079,900 11,079,900 213,374,465 213,374,465 4,876,954 4,876,954 301,390 301,390 11,998,398 11,998,398 41,988,683 41,988,683 3,294,903,719 3,294,903,719 8,198,013 8,198,013 陸 財務概況 135

102 $ 76,426,176 76,426,176 488,555,403 488,555,403 110,886,007 110,886,007 757,373,465 757,373,465 3,074 3,074 3,231,949 3,231,949 84,601,770 84,601,770 2,153,591,119 2,153,591,119 50,957,785 43,529,068 3,948,977 3,948,977 11,092,189 11,092,189 208,926,475 208,926,475 3,902,885 3,902,885 409,907 409,907 14,906,165 14,906,165 39,429,620 39,429,620 3,218,010,687 3,218,010,687 5,346,276 5,346,276 6. (1) (2) ()() (3) A. B. (4) () (5) (6) (7) 7. Bloomberg 136 陸 財務概況

BANK F TAIWAN () (Reuters) 8. (1) A. B. C. 102.12.31 160,979,498 100,830,044 59,852,398 297,056 54,301,549 54,301,549 - - 3,319,365 2,699,988 619,377-83,090,159 41,988,723 41,101,436-20,268,425 1,839,784 18,131,585 297,056 765,521,333 49,180,396 716,340,937 43,866,637 43,866,637 - - 92,623,633 4,455,616 88,168,017-629,031,063 858,143 628,172,920-5,734,720-5,734,720-5,443-5,443-3,999,496 34,966 3,964,530-225,806-225,806 - 陸 財務概況 137

102 101.12.31 135,008,288 81,778,388 52,083,511 1,146,389 45,546,940 45,546,940 - - 3,313,095 2,635,651 677,444-64,848,141 31,743,156 33,104,985-21,300,112 1,852,641 18,301,082 1,146,389 734,870,751 43,696,864 690,970,987 202,900 38,990,770 38,990,770 - - 84,549,901 2,559,711 81,990,190-611,330,080 2,146,383 608,980,797 202,900 11,525,750-11,525,750-3,543-3,543-4,876,954 81,247 4,795,707-301,390-301,390-101.1.1 99,918,593 71,818,290 28,100,303-42,161,922 42,161,922 - - 3,562,402 3,549,713 12,689-30,486,077 23,009,269 7,476,808-23,708,192 3,097,386 20,610,806-757,373,465 68,905,467 688,467,998 41,059,718 41,059,718 - - 90,451,188 26,135,374 64,315,814-625,862,559 1,710,375 624,152,184-3,948,977-3,948,977-10,967,414-10,967,414-3,074-3,074-3,902,885-3,902,885-409,907-409,907-138 陸 財務概況

BANK F TAIWAN 102.12.31 $ 1,146,389 14,267 29,800-893,400 - - 297,056 202,900 1,525 825,927-208,778 821,574 - - $ 1,349,289 15,792 855,727-1,102,178 821,574-297,056 101.12.31 $ - 259,792-1,324,197 437,600 - - 1,146,389-9 165 211,395 8,669 - - 202,900 $ - 259,801 165 1,535,592 446,269 - - 1,349,289 9. 0.01 : 1021231 $ 6 (6) - - - - 1 (1) 1011231 24 (24) - - - - 1 (1) 陸 財務概況 139

102 10. (1) (2) (3) A. a. : () b. B. : A. a. (IRB) b. () c. 140 陸 財務概況

BANK F TAIWAN B. C. (4) 102.12.31 101.12.31 101.1.1 34,157,947 15,946,768 14,484,521 169,355,190 175,892,703 172,881,294 - - - 203,513,137 191,839,471 187,365,815 1,768,858,574 1,631,099,532 1,525,347,746 - - - 4,374,030 3,646,593 2,125,603 51,777,388 49,219,638 47,184,300 - - - - - - 71,523,188 72,726,088 71,441,638 - - - 1,896,533,180 1,756,691,851 1,646,099,287 10.73% 10.92% 11.38% 8.93% 10.01% 10.50% 8.93% 10.01% 10.50% 3.58% 4.40% 4.45% 1. 2. 12.5 3. 4. 5. ( + ) 6. = / 陸 財務概況 141

102 () ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) () () 1. 102 101 $ 10,400 11,604 1. 102.12.31 101.12.31 101.1.1 % % % $ 6,745-30,217 0.06 23,301 0.05 2. 102.12.31 $ 21,751,792 2,229,060 0.05~1.30 24,919 101.12.31 $ 10,863,955 871,050 0.10~1.28 13,739 3. 102.12.31 101.12.31 101.1.1 % % % 1,294-668 - 632-48,406 0.06 67,759 0.08 94,867 0.11 88 - - - - - $ 49,788 0.06 68,427 0.08 95,499 0.11 142 陸 財務概況

BANK F TAIWAN 4. 102.12.31 101.12.31 101.1.1 % % % 11,600,000 0.52 5,800,000 0.27 5,800,000 0.27 200,791 0.01 - - - - $11,800,791 0.53 5,800,000 0.27 5,800,000 0.27 5. 102.12.31 101.12.31 101.1.1 % % % 3,598,815 39.30 4,594,012 43.26 4,371,752 31.88 6,251 0.07 7,492 0.07 8,373 0.06 14-14 - 14 - $ 3,605,080 39.37 4,601,518 43.33 4,380,139 31.94 6. 102.12.31 101.12.31 101.1.1 % % % $ 388,945-268,592 0.98 728,860 2.88 7. 102.12.31 $ 11,453,725-0.26~2.70 505 101.12.31 $ 6,574,565 391,973 0.15~0.75 739 101.1.1 $ 8,571,450-0.2~0.8 2,035 8. 102.12.31 101.12.31 101.1.1 % % % 260,594 0.01 309,735 0.01 171,328 0.01 12,922,188 0.38 16,504,966 0.50 14,707,240 0.46 458,997 0.01 319,947 0.01 300,697 0.01 26,698-38,672-47,659-32,022-5,221-11,168-46,216-112,152-101,734 0.01 3,891-314 - 357-14,165 - - - - - $ 13,764,771 0.40 17,291,007 0.52 15,340,183 0.49 陸 財務概況 143

102 9. 102.12.31 101.12.31 101.1.1 % % % 17-17 - 9-4,472 0.01 3,343 0.01 2,668 0.01 304-360 - 298 - $ 4,793 0.01 3,720 0.01 2,975 0.01 10. 102.12.31 101.12.31 101.1.1 % % % 2,708 0.04 2,901 0.04 2,737 0.04 1,636 0.02 1,968 0.02 1,631 0.02 $ 4,344 0.06 4,869 0.06 4,368 0.06 11. 102 101 % % $ 91,330 0.15 59,412 0.10 741 - - - $ 92,071 0.15 59,412 0.10 12. 102 101 % % $ 301-209 - 91,538 0.27 70,827 0.21 3,896 0.01 3,875 0.01 $ 95,735 0.28 74,911 0.22 13. 102 101 % % $ 384,027 6.80 1,054,299 20.65 2,271 0.04 2,284 0.03 $ 386,298 6.84 1,056,583 20.68 14. 102 101 % % $ 13,392 2.23 10,954 2.01 15. 102 101 % % $ 1,740 0.01 5,224 0.04 144 陸 財務概況

BANK F TAIWAN 16. 102 101 % % $ 1,878 0.19 2,265 0.24 17. 102 101 % % $ 26,453 0.12 26,555 0.14 32,055 0.15 42,929 0.23 42,539 0.20 23,723 0.29 $ 101,047 0.47 93,207 0.66 18. 102 101 % % $ 738 0.01 956 0.02 38,095 0.74 38,875 0.84 86-84 - $ 38,919 0.75 39,915 0.86 19. 102.12.31 48 25,955 16,355 - - 117 642,566 549,285 - - 11,500,000 - - - 5,000,000 - - - 30,000 29,129 29,129 - () 11,600,000 11,600,000 11,600,000 - () 52,236 52,236 52,236-50,000 50,000 50,000-1,250,000 950,000 950,000-190,880 - - - 500,000 500,000 500,000-741,000 582,000 582,000-730,791 200,791 200,791 - () 陸 財務概況 145

102 101.12.31 40 19,348 12,584 12,584-103 521,012 412,317 412,317 - () 5,500,000 - - - 6,000,000 - - - 5,800,000 5,800,000 5,800,000 - () 608,315 84,270 84,270-121,569 95,028 95,028-900,000 741,000 741,000-2,441,000 - - - 930,000 - - - () 101.1.1 36 19,559 12,857 12,857-99 545,136 442,658 442,658-104,566 - - - 266,141 266,141 266,141-1,500,000 900,000 900,000-83,899 - - - () 521,000 - - - () 3,869,756 - - - () 5,700,000 5,700,000 5,700,000 - () 23,711,368 1,060 1,060-20. 102.12.31 2004.11.30~ 2014.01.17 414,691 4,939 4,939 2008.11.06~ 2014.02.25 11,849,481 106,843 106,843 2013.04.01~ 2014.02.27 2,991,810 (18,040) (18,040) 2008.11.20~ 2013.04.14 13,920,533 119,910 119,910 2008.04.30~ 2014.04.25 14,654,226 (68,103) (68,103) 146 陸 財務概況

BANK F TAIWAN 101.12.31 2004.11.30~ 2013.11.21 421,591 (5,094) (5,094) 2008.11.06~ 2013.12.10 13,471,283 (121,490) (121,490) 2009.08.26~ 2013.11.12 3,866,112 6,435 6,435 2008.04.30~ 2014.02.27 24,801,617 (235,385) (235,385) 21. 102 101 % % $ 10,388 0.05 9,395 0.05 32,055 0.18 42,929 0.23 31,870 0.18 42,222 0.23 $ 74,313 0.41 94,546 0.51 102.12.31 101.12.31 101.1.1 $ 279,500 225,000 241,400-10,200 10,200 150,000 150,000 150,000 50,000 100,000 100,000 400,000 300,000 300,000 25,000,000 25,000,000 25,000,000 $ 25,879,500 25,785,200 25,801,600 () 102.12.31 101.12.31 101.1.1 $ 52,322,587 43,825,073 48,803,965 () 3,339,044 3,780,562 5,393,061 1,229,319 1,173,028 1,087,707 () 1,668,910,750 1,552,788,585 1,612,616,773 32,737,581 46,718,813 43,112,360 14,316,968 12,696,949 10,797,009 () 1,558,048,571 1,439,592,396 1,322,680,282 880,318,278 863,881,944 816,438,869-214,900 240,200 474,860,600 400,317,500 331,884,300 186,737,836 200,823,700 265,095,673 2,330,513 2,316,501 1,947,495 535,650,876 512,856,940 505,848,030 83,279,532 73,486,171 71,389,619 $ 5,494,082,455 5,154,473,062 5,037,335,343 陸 財務概況 147

102 () 102.12.31 101.12.31 101.1.1 $ 31,238,139 31,552,700 26,596,608 4,401,991 3,197,294 3,029,334 174,442,560 176,166,500 163,596,031 201,695,311 181,509,311 196,046,874 46,403,259 49,740,466 51,158,626 1,408,992 1,244,485 1,434,094 1,538 1,190 1,604 740,029 368,435 402,087 8,002,289 6,340,990 9,558,813 970 1,785 677 12,419,874 8,667,018 1,992,865 143,500 147,154 151,797 6,099,891 3,809,955 621,565 48,652,533 50,109,657 51,257,055 $ 535,650,876 512,856,940 505,848,030 102.12.31 101.12.31 101.1.1 $ 301,829 138,736 271,267 7,975,500 6,326,250 9,535,900 4,046 1,998 1,964 325 323 100 285 227 168 208 285 280 48,652,533 50,109,657 51,257,055 386,836,981 380,068,690 372,183,932 2,497,474 6,589,900 8,280,795 27,195,633 23,172,998 4,763,696 33,383,769 28,412,668 31,085,015 (1,095,677) (6,161,908) 1,410,786 9,193,039 9,200,613 10,002,421 20,704,931 14,996,503 17,054,651 $ 535,650,876 512,856,940 505,848,030 289,171 314,730 392,589 148 陸 財務概況

BANK F TAIWAN 102.12.31 101.12.31 101.1.1 $ 31,238,139 31,552,700 26,596,608 4,401,991 3,197,294 3,029,334 174,442,560 176,166,500 163,596,031 201,695,311 181,509,311 196,046,874 46,403,259 49,740,466 51,158,626 12,419,874 8,667,018 1,992,865 143,500 147,154 151,797 6,099,891 3,809,955 621,565 48,652,533 50,109,657 51,257,055 $ 525,497,058 504,900,055 494,450,755 102 101 $ 9,433,617 9,345,735 2,318,628 2,833,571 4,083,806 895,543 1,734,464 328,887 1,799,725 2,894,220 746,848-823,399-274,682 86,051 21,215,169 16,384,007 473,886 339,453-432,610-457,324 5,497 113,691 338 459 7,859 11,155 16 13 22,642 32,799 510,238 1,387,504 $ 20,704,931 14,996,503 陸 財務概況 149

102 () () 102 101 53,631 10,106,307 10,159,938 46,579 10,097,825 10,144,404 118,185 495,832 614,017 117,995 447,243 565,238 2,755 800,787 803,542 2,805 811,024 813,829-159,698 159,698-150,718 150,718 37,308 872,276 909,584 38,172 907,665 945,837-410,146 410,146-349,340 349,340 101.12.31 ( ) 101.12.31 $ 91,268,044 3,350 91,271,394 42,146,153 (19) 42,146,134 8,377,872 3,369 8,381,241 101 ( ) 101 $ 861,112 (3,369) 857,743 7,224,872 3,369 7,228,241 100.12.31 ( ) 100.12.31 $ 86,422,934 16,846 86,439,780 2,153,645,231 (54,113) 2,153,591,118 39,471,578 2 39,471,580 4,566,754 (2) 4,566,752 6,301,072 (37,267) 6,263,805 150 陸 財務概況

BANK F TAIWAN 100 ( ) 100 $ (3,092,639) 9,271 (3,083,368) 4,991,365 54,109 5,045,474 11,928,775 (3,430) 11,925,345 789,301 (4,141) 785,160 3,701,072 (37,267) 3,663,805 1. $ 18 18 2. 37 37 3. 3,350 3,350 1. $ 2 2 2. 54,109 () 54,109 3. 9,271 9,271 4. 4 4 4,66034( 104)4,694 104 5. 1 1 1,9605(10 1)1,965 101 6. 1 1 1,5005(10 1)1,505 101 陸 財務概況 151

102 7. 3,428 3,428 8. 1,387 2 2 1,387 () 1. 102.12.31 101.12.31 101.1.1 $ 32,288,292 21,373,048 24,911,164 99,412,781 85,703,614 65,802,579-19,220,747 22,494,214 23,330,050 631 3,367-57,668,646 54,953,270 50,321,722-11,935 13,902 6,832-3,992 4,791 442-9,585,446 10,162,145 13,690,111 $ 218,192,470 194,708,351 178,062,900 $ 6,182 43 5,254 1,591,709 35,883 33,146 216,594,551 194,672,423 178,024,500 28 2 - $ 218,192,470 194,708,351 178,062,900 2. 102 101 $ 1,447,520 1,325,944 22,715 88,678 9,724,337 8,750,735 740,029 (1,651,528) 20,863,142 17,992,149 () 15,696,251 18,525,118 (26,426,619) (28,267,159) (21,922,128) (16,632,709) (94,103) (515,694) 82,880 515,558 134,024 131,092 (55) - 117,427 114,866 4,148 2,340 12,504 13,886 134,024 131,092 $ - - 152 陸 財務概況

BANK F TAIWAN () 1. 2. 3. 231-1 44 102.3.29 36.5.1 147,974 543,590 388,966 6 539,520 4. 5. 6. (1) 102.2.27 A 51,625 61,950 10,325-102.7.15 B - 18,444 18,444 - (2) 10 7. 8. (%) 0 () () 1 192,116-1 () () 2 192,116-0 () () 1 75,672-1 () () 2 75,672-0 () () 1 650,014-1 () () 2 650,014-0 () () 1 240-1 () () 2 240-0 () () 1 688-1 () () 2 688-0 () () 1 2,064-1 () () 2 2,064 - 陸 財務概況 153

102 (%) 0 () () 1 2,593-1 () () 2 2,593-0 () () 1 99-1 () () 2 99-1.0 2. 1 1. 2. 9. () () 387F 21.23% 28,800,466 2,133,923 1,922,761,905-2,270,759,073 25.07% () 1718 17.96% 2,311,109 61,873 172,011,552-196,136,255 20.48% () 535 21.37% 1,334,645 (206,563) 74,802,414-74,802,414 21.37% () 4 91.86% 2,328,632 (64,853) 303,131,576-303,131,576 91.86% () 563 30.00% 17,189 1,720 1,500,000-1,500,000 30.00% () 1. (%) () 2,456,500 () 2,456,500 - - 2,456,500 - - 96,168 2,483,376 - ( ) ( ) ( ) ( ) ( ) 154 陸 財務概況

BANK F TAIWAN 2. 2,456,500 2,456,500 148,789,261 () () () () () () 102 $ 57,804,653 1,447,520 80 30 117 (117) 59,252,283 33,364,506 - - - - (117) 33,364,389 24,440,147 1,447,520 80 30 117-25,887,894 13,913,684 10,487,081 393,582 26,244 232,317 (129,355) 24,923,553 (9,744,910) (11,800,576) (10,504) 249,160 (174) (6,835) (21,313,839) 28,608,921 134,025 383,158 275,434 232,260 (136,190) 29,497,608 (2,697,594) 55 - - - - (2,697,539) (17,622,953) (134,080) (118,595) (79,808) (76,411) 6,835 (18,025,012) $ () 8,288,374-264,563 195,626 155,849 (129,355) 8,775,057 $ () 6,865,705-264,563 195,626 129,355 (129,355) 7,325,894 $ 4,043,650,688 218,192,470 3,145,911 1,594,177 296,194 (12,577,619) 4,254,301,821 $ 3,796,128,773 218,192,470 2,881,349 1,398,551 146,839 (12,428,264) 4,006,319,718 陸 財務概況 155

102 101 $ 54,713,696 1,325,944 67 9 - - 56,039,716 31,952,145 - - - - - 31,952,145 22,761,551 1,325,944 67 9 - - 24,087,571 14,517,996 7,187,885 503,920 25,830 - - 22,235,631 (9,666,409) (8,382,737) (6,750) 606,903 - - (17,448,993) 27,613,138 131,092 497,237 632,742 - - 28,874,209 (3,107,865) - - - - - (3,107,865) (17,385,488) (131,092) (123,057) (83,279) - - (17,722,916) $ () 7,119,785-374,180 549,463 - - 8,043,428 $ () 6,262,043-374,180 549,463 - (4,818) 7,180,868 $ 3,866,130,092 194,708,351 3,790,189 2,470,385 - (13,307,090) 4,053,791,927 $ 3,625,231,181 194,708,351 3,416,010 1,920,923 - (13,307,090) 3,811,969,375 () () () 101.12.31 101.1.1 IFRSs IFRSs IFRSs IFRSs $ 72,812,404-72,812,404 $ 76,426,176-76,426,176 549,627,869-549,627,869 488,555,403-488,555,403 146,534,038-146,534,038 110,886,007-110,886,007 734,870,751-734,870,751 757,373,465-757,373,465 AG - 3,543 3,543-3,074 3,074 J 4,980,621-4,980,621 3,231,949-3,231,949 91,271,394 (2,104,846) 89,166,548 86,439,780 (1,838,010) 84,601,770 D - 2,131,424 2,131,424-1,872,826 1,872,826 D 2,177,133,260-2,177,133,260 2,153,591,119-2,153,591,119 61,999,045 10,040 62,009,085 50,942,589 15,196 50,957,785 A 35,393,882 (741,773) 34,652,109 32,479,598 (404,548) 32,075,050 G 69,672,866 (4,662) 69,668,204 72,207,332 (5,244) 72,202,088 AJ 97,253,304 833,063 98,086,367 97,864,904 846,455 98,711,359 F 1,164,105-1,164,105 821,057-821,057-331,086 331,086-267,915 267,915 ADH 11,934,506 (1,313,993) 10,620,513 15,119,109 (1,577,141) 13,541,968 BDF $ 4,054,648,045 (856,118) 4,053,791,927 $ 3,945,938,488 (819,477) 3,945,119,011 156 陸 財務概況

BANK F TAIWAN 101.12.31 101.1.1 IFRSs IFRSs IFRSs $ 213,374,465-213,374,465 $ 208,926,475-208,926,475 4,876,954-4,876,954 3,902,885-3,902,885-301,390 301,390-409,907 409,907 J 11,998,398-11,998,398 14,906,165-14,906,165 42,146,134 (157,451) 41,988,683 39,471,580 (41,960) 39,429,620 CDI - 96,083 96,083-33,893 33,893 D 3,294,903,719-3,294,903,719 3,218,010,687-3,218,010,687 4,959,970 (4,959,970) - 4,566,752 (4,566,752) - BI 8,499,403 (301,390) 8,198,013 5,756,183 (409,907) 5,346,276 J - 210,201,483 210,201,483-192,806,676 192,806,676 ABCI - 18,359,086 18,359,086-18,278,673 18,278,673 AD 221,158,900 (213,487,799) 7,671,101 204,028,632 (196,894,555) 7,134,077 DI 3,801,917,943 10,051,432 3,811,969,375 3,699,569,359 9,615,975 3,709,185,334 70,000,000-70,000,000 70,000,000-70,000,000 70,000,000-70,000,000 70,000,000-70,000,000 105,682,871 (229,837) 105,453,034 106,077,872 (624,838) 105,453,034 G 33,697,991 14,988,684 48,686,675 30,901,653 15,479,560 46,381,213 25,218,428-25,218,428 24,119,287-24,119,287 98,322 14,988,684 15,087,006 518,561 15,479,560 15,998,121 GL 8,381,241-8,381,241 6,263,805-6,263,805 ABCD EGHL 43,349,240 (25,666,397) 17,682,843 39,389,604 (25,290,174) 14,099,430 ABEGH 252,730,102 (10,907,550) 241,822,552 246,369,129 (10,435,452) 235,933,677 $ 4,054,648,045 (856,118) 4,053,791,927 $ 3,945,938,488 (819,477) 3,945,119,011 IFRSs () 101 IFRSs IFRSs $ 57,663,081 (1,623,365) 56,039,716 AK (32,987,442) 1,035,297 (31,952,145) K 24,675,639 (588,068) 24,087,571 - - - 4,700,011-4,700,011 12,107,835 763,715 12,871,550 AK 929,157 1 929,158 A 1,679,754 (182) 1,679,572 A 1,948,134 191,534 2,139,668 G () (72,267) (12,061) (84,328) E 812,794 (59,230) 753,564 E (17,603,144) (599,413) (18,202,557) ACFK 29,177,913 (303,704) 28,874,209 3,107,865-3,107,865 11,732,941 (226,131) 11,506,810 BC 1,292,022 (35,017) 1,257,005 F 4,959,101-4,959,101 () 8,085,984 (42,556) 8,043,428 857,743 4,817 862,560 D () 7,228,241 (47,373) 7,180,868 - - - () $ 7,228,241 (47,373) 7,180,868 陸 財務概況 157

102 () () A. 39 7,3944,535 15,19610,0402,1701,119 15,22010,3279,5886,264 7,3944,535554 57,2295257,4366,7884,651 1,377182 1214,893 B. 1 3,413,3173,413,317 19 272,163661,802272,163656,084 356,876275,9981,164,2061,431,635 807,3301,161,355 213,631213,631 213,631 C. 19 6,858,5107,305,174 6,858,5107,250,761054,413 392,253 220,919208,420 220,919208,42012,500 D. 1221 18,278,62118,201,29718,278,621 18,201,297 1 1,872,8262,131,4241,838,0102,104,846 373,810204,932338,994173,536 33,89396,08333,89396,083 04,817 158 陸 財務概況

BANK F TAIWAN 4,817 12 100,353 E. 1 24,225,10324,153,81224,225,10324,153,812 12,06159,230 F. 846,455 833,063846,455833,063 35,01735,017 G. 28 404,548741,773128,551 128,5512,223,5163,147,276 624,838229,83756,4312,500,237 2,691,771 191,534 H. 1 414,852468,718 344,327468,68570,52532 I. 1 3,402,5463,528,335 3,402,5463,528,335 8,0676,955 8,0676,955 178,615,934195,286,502178,615,934 195,286,502 J. 3,0743,543 3,0743,543409,907301,390 409,907301,390 K. 1,479,239715,512763,727 陸 財務概況 159

102 142,749319,785177,036 L. IFRSs ()1 IFRSs IFRSs 15,535,99115,045,115 () IFRS1(optional exemptions) (mandatory exceptions) 1. 3 2. 3. 4. 5. 6. 160 陸 財務概況

BANK F TAIWAN 28,817,655 27,534,116 26,187,815 0.680.68 0.66 2,135,643 1,900,579 24.41 23.63 (88)()18311 0930105495 陸 財務概況 161

102 102.12.31 101.12.31 101.1.1 $ 119,265,263 3 72,812,404 2 76,426,176 2 585,444,071 14 549,627,869 14 488,555,403 12 166,714,218 4 146,534,038 3 110,886,007 3 5,443-3,543-3,074-6,173,451-4,980,621-3,231,949-82,258,188 2 89,166,548 2 84,601,770 2 2,301,083-2,131,424-1,872,826-2,240,652,458 53 2,177,133,260 54 2,153,591,119 55 765,521,333 18 734,870,751 18 757,373,465 19 73,044,728 2 62,009,085 2 50,957,785 1 34,941,396 1 34,652,109 1 32,075,050 1 70,317,917 1 69,668,204 2 72,202,088 2 97,497,978 2 98,086,367 2 98,711,359 3 1,047,495-1,164,105-821,057-204,531-331,086-267,915-9,030,041-10,620,513-13,541,968 - $ 4,254,419,594 100 4,053,791,927 100 3,945,119,011 100 162 陸 財務概況

BANK F TAIWAN 102.12.31 101.12.31 101.1.1 $ 252,738,244 7 213,374,465 5 208,926,475 5 3,999,496-4,876,954-3,902,885-225,806-301,390-409,907-19,036,703-11,998,398-14,906,165-44,801,734 1 41,988,683 2 39,429,620 1 97,148-96,083-33,893-3,409,804,155 80 3,294,903,719 81 3,218,010,687 83 15,998,240 - - - - - 1,243,698-8,198,013-5,346,276-232,743,115 6 210,201,483 5 192,806,676 5 18,266,259-18,359,086 1 18,278,673-7,482,893-7,671,101-7,134,077-4,006,437,491 94 3,811,969,375 94 3,709,185,334 94 70,000,000 2 70,000,000 2 70,000,000 2 105,496,092 2 105,453,034 3 105,453,034 3 27,386,900 1 25,218,428 1 24,119,287 1 16,488,296-15,087,006-15,998,121-7,085,827-8,381,241-6,263,805-50,961,023 1 48,686,675 1 46,381,213 1 21,524,988 1 17,682,843-14,099,430-247,982,103 6 241,822,552 6 235,933,677 6 $ 4,254,419,594 100 4,053,791,927 100 3,945,119,011 100 陸 財務概況 163

102 102 101 $ 59,252,282 202 56,039,716 194 6 (33,364,505) (113) (31,952,145) (111) 4 25,887,777 89 24,087,571 83 7 5,043,288 17 4,700,011 16 7 14,147,606 48 12,871,550 45 10 1,007,390 3 929,158 3 8 2,585,863 9 1,679,572 6 54 (19,013) - (84,328) - 77 2,055,455 7 2,139,668 7 (4) (5,563,476) (19) (10,275,010) (35) 46 430,636 1 831,440 3 (48) 15,696,251 53 18,525,118 64 (15) 872,722 3 766,490 3 14 () (21,922,128) (75) (16,632,709) (58) (32) (10,820,835) (36) (10,664,322) (37) (1) 29,401,536 100 28,874,209 100 2 (2,697,539) (9) (3,107,865) (11) (13) (11,526,020) (39) (11,506,810) (40) - (1,281,873) (4) (1,257,005) (4) 2 (5,147,542) (18) (4,959,101) (17) 4 (17,955,435) (61) (17,722,916) (61) 1 8,748,562 30 8,043,428 28 9 8,748,562 30 8,043,428 28 9 (1,422,668) (6) (862,560) (3) (65) 7,325,894 24 7,180,868 25 2 6,933 - (327,865) (1) 102 4,754,330 16 2,504,040 9 90 (330,269) (1) (383,921) (1) 14 (911,410) (3) 1,309,393 5 (170) 38,135-38,262 - - 3,557,719 12 3,139,909 12 13 $ 10,883,613 36 10,320,777 37 5 () $ 1.05 1.03 164 陸 財務概況

BANK F TAIWAN ( ) : $ 70,000,000 105,453,034 24,119,287 15,998,121 6,263,805 46,381,213-14,099,430 14,099,430 235,933,677 (1) - - 1,099,141 - (1,099,141) - - - - - - - - 732,761 (732,761) - - - - - - - - - (4,431,902) (4,431,902) - - - (4,431,902) - - - (37,985) 37,985 - - - - - - - - (1,605,891) 1,605,891 - - - - - - - - - 7,180,868 7,180,868 - - - 7,180,868 - - - - (443,504) (443,504) (363,405) 3,946,818 3,583,413 3,139,909 70,000,000 105,453,034 25,218,428 15,087,006 8,381,241 48,686,675 (363,405) 18,046,248 17,682,843 241,822,552 (1) - - 2,168,472 - (2,168,472) - - - - - - - - 1,445,648 (1,445,648) - - - - - - - - - (4,767,120) (4,767,120) - - - (4,767,120) - - - (44,358) 44,358 - - - - - - 43,058 - - - - - - - 43,058 - - - - 7,325,894 7,325,894 - - - 7,325,894 - - - - (284,426) (284,426) 54,487 3,787,658 3,842,145 3,557,719 $ 70,000,000 105,496,092 27,386,900 16,488,296 7,085,827 50,961,023 (308,918) 21,833,906 21,524,988 247,982,103 3,2403,268 陸 財務概況 165

102 102 101 $ 8,748,562 8,043,428 871,819 1,000,846 410,054 349,340 2,697,539 3,107,865 33,364,505 31,952,145 (59,252,283) (56,039,716) 22,559,159 17,361,223 (6,899) (224,302) (2,055,455) (2,139,668) (448,724) (792,909) 19,013 84,328 (1,841,272) (5,340,848) (28,075,744) (11,901,027) (14,328,674) (11,016,087) (1,900) (469) 4,980,621 (1,748,672) () 7,142,466 (3,831,036) (66,309,595) (26,369,308) () (98,587,399) 9,296,637 (34,308,521) (8,128,984) () (962,726) 2,521,595 1,610,852 3,152,310 (228,840,620) (48,025,041) 39,363,779 4,447,990 () (877,458) 974,069 (75,584) (108,517) () 7,038,305 (2,907,767) 4,044,023 2,265,926 114,900,436 76,893,032 357,878 614,161 164,751,379 82,178,894 (64,089,241) 34,153,853 (65,930,513) 28,813,005 166 陸 財務概況

BANK F TAIWAN 102 101 () (57,181,951) 36,856,433 57,839,959 55,058,860 2,171,366 872,001 (34,595,678) (31,659,008) (1,557,534) (1,041,726) () (33,323,838) 60,086,560 (533,849) (590,474) 598,119 981,879 (14,300) (8,697) (292,624) (690,244) 313,013 12,289 () 70,359 (295,247) 15,998,441 - (546,086) (77,137) () (6,954,315) 2,851,737 (4,767,120) (4,431,902) () 3,730,920 (1,657,302) 82,010 (422,084) () (29,440,549) 57,711,927 903,661,538 845,949,611 $ 874,220,989 903,661,538 $ 119,265,263 72,812,404 176,106,816 168,366,358 578,848,910 662,482,776 $ 874,220,989 903,661,538 陸 財務概況 167

102 柒 102 12 31 101 12 31 ( ) ( ) % 4,254,301,821 4,053,791,927 200,509,894 4.95 4,006,319,718 3,811,969,375 194,350,343 5.10 247,982,103 241,822,552 6,159,551 2.55 102 101 102 101 102 101 102 101 102 101 ( ) ( ) (%) 25,887,894 24,087,571 1,800,323 7.47 3,609,714 4,786,638 (1,176,924) (24.59 ) 29,497,608 28,874,209 623,399 2.16 2,697,539 3,107,865 (410,326) (13.20) 18,025,012 17,722,916 302,096 1.70 8,775,057 8,043,428 731,629 9.10 1,449,163 862,560 586,603 68.01 7,325,894 7,180,868 145,026 2.02 1. 102 101 2. 102 101 102 3. 102 101 4. 102 101 5. 102 101 ( ) 1. 102 101 ( ) % ( ) ( ) (29,440,519) 57,711,927 (87,152,446) (151.01) 102 29,440,519 101 57,711,927 87,152,446 168 柒 財務狀況及財務績效之檢討分析與風險管理事項

BANK F TAIWAN (16,174,718) (39,940,287) (107,864,036) (26,179,537) 34,915,789 37,815,288 24,023,733 364,784 5,387,534 499,004 (87,152,446) 2. ( ) (1) (2) (3) ( ) (1)+(2)-(3) 874,221,019 2,281,054 2,391,004 874,111,069 - - 1. (1) (2) (3) 2. 102 101 30.7 / 103 20 柒 財務狀況及財務績效之檢討分析與風險管理事項 169

102 ( ) 1. (1) 102 ( ) ( ) ( ) ( ) ( ) ( ) ( ) OBU 170 柒 財務狀況及財務績效之檢討分析與風險管理事項

BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) (2) 1021231 1,446,417,819 76,244 464,556,569 13,944,351 294,735,614 8,221,970 910,103,214 65,458,993 399,560,094 18,241,336 484,239,658 22,334,819 13,028,884 4,062,471 145,134,892 9,168,502 4,157,776,744 141,508,686 2. (1) 102 柒 財務狀況及財務績效之檢討分析與風險管理事項 171

102 (2) (3) 1021231 (1) (5)=(1)+(3) (6)=(2)+(4) (2) (4) (3) 1,236,437 0 0 1,236,437 19,783 0 0 1,236,437 19,783 607,364 0 0 607,364 330,139 0 0 607,364 330,139 1,843,801 0 0 1,843,801 349,922 0 0 1,843,801 349,922 1,843,801 0 0 1,843,801 349,922 0 0 1,843,801 349,922 1021231 ABS CDO 130209 995,505 (995,505) 0 110401 297,800 (745) 297,055 CDO 110424 297,800 297,800 CMO 130220 1,215,051 23,277 1,238,328 3 1021231 / ( ) ( 1) ( 2) ( 3) 2007-1 130209 B1-2007/5/25 2014/6/15 2.4500% C.tw 101 3 15 995,505 (995,505) 0 6.67% Triaxx Funding High Grade I, Ltd. Class C Notes USD149,375 1 2007-1 B1 995,505 2 (attachment point) (CDO)A A BBB BBB 12% A 12% 3 172 柒 財務狀況及財務績效之檢討分析與風險管理事項

BANK F TAIWAN 3. (1) 102 SOP RCSAKRI SOP (2) 1021231 100 26,509,906 101 28,281,524 102 28,052,382 82,843,812 4,142,191 柒 財務狀況及財務績效之檢討分析與風險管理事項 173

102 4. (1) 102 OBU 1.2. 3. (2) 1021231 1,990,463 1,615,616 2,113,017 2,759 5,721,855 174 柒 財務狀況及財務績效之檢討分析與風險管理事項

BANK F TAIWAN 5. (1) 1021231 0 10 11 30 31 90 91 180 181 1 1 4,117,733,506 562,463,838 493,559,719 466,852,869 320,938,660 415,868,601 1,858,049,819 4,415,453,288 249,116,920 340,534,164 470,392,572 443,306,072 911,257,389 2,000,846,171 (297,719,782) 313,346,918 153,025,555 (3,539,703) (122,367,412) (495,388,788) (142,796,352) (2) 1021231 0 30 31 90 91 180 181 1 1 30,953,367 12,139,136 7,884,089 3,732,614 1,911,627 5,285,901 30,604,934 15,527,801 8,248,176 2,675,105 1,835,814 2,318,038 348,433 (3,388,665) (364,087) 1,057,509 75,813 2,967,863 ( ) ( ) 柒 財務狀況及財務績效之檢討分析與風險管理事項 175

102 DRAM LED 1. 2. ( ) Global Finance 10 50 2012 2013 3 102 BSI ISO 22301 ( ) ( ) ( ) 176 柒 財務狀況及財務績效之檢討分析與風險管理事項

BANK F TAIWAN ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 柒 財務狀況及財務績效之檢討分析與風險管理事項 177

穩健踏實經營 健全體質 穩定成長 180 180 181 185 185 185 185 186 186 192

BANK F TAIWAN

102 捌 ( ) 102 12 31 100% ( ) 102 12 31 102 1 23 49 4 20,000 ( ) 102 12 31 ( ) (%) 2,000,000 100% ( ) 102 12 31 ( ) ( ) ( ) 20,000 300,057 150,702 149,355 1,075,731 155,907 129,355 64.68 180 捌 特別記載事項

BANK F TAIWAN ( ) 捌 特別記載事項 181

102 ( ) () (88)()18311 0930105495 182 捌 特別記載事項

BANK F TAIWAN ( ) 102 12 31 ( ) 100 7,000,000,000 100% ) 1. 2. 3. ( ) ( ) 11,600,000 11,600,000 ( ) 6165 90 +0.15 28 36912 91,330 102.06.28-103.06.27 11,600,000 4. ( ) ( ) 13 5 1 120 234 97.1.1~ 106.12.31 5 16,065 捌 特別記載事項 183

102 5. (1) 102.12.31 % $ 1,294 - (2) - 102.12.31 % $ 3,598,815 39.30 (3) 102.12.31 % $ 260,594 0.01 (4) 102.12.31 % $ 17 - (5) 102.12.31 % $ 2,708 - (6) 102 % $ 91,330 0.15 (7) 102 % $ 301-184 捌 特別記載事項

BANK F TAIWAN (8) ( ) 102 % $ 26,453 0.12 (9) 102 % $ 738 0.01 (10) 102 % $ 10,388 0.05 ( ) 捌 特別記載事項 185

102 玖 100071120 5305 SWIFTBKTWTWTP http//www.bot.com.tw 0037 1 120 02-23493456 02-23759708 0059 1 120 02-23494123 02-23751125 0082 1 49 6 02-23493456 02-23146041 2329 1 45 02-23493456 02-23832010 2330 1 49 2 02-23493456 02-23821047 2352 3 140 6 02-27013411 02-27015622 0691 1 49 3 02-23493456 02-23894500 0071 49 02-23812949 02-23753800 0336 1 120 02-23512121 02-23964281 0347 4 120 02-23672581 02-23698237 0451 47 02-23218934 02-23918761 1229 2 99 02-23975936 02-23975927 1621 1 1 1 02-23411001 02-23578831 1942 1 42 02-23943168 02-23916855 1986 3 242 02-23667506 02-23672354 2363 1 49 02-23493456 02-23141340 0808 167 02-27192081 02-27188897 1067 205 1 02-25455111 02-25450913 2798 340 9 02-27187628 02-27187618 1104 5 108 02-27698618 02-27603224 186 玖 總行及國內外分支機構

BANK F TAIWAN 0646 4 560 02-27293111 02-27230014 0853 1 333 3 02-27200315 02-27576156 1931 3 3 02-27209856 02-27209970 0532 1 202 02-27516091 02-27411704 0543 2 88 02-23515486 02-23973887 0864 2 69 02-27553121 02-27093243 1089 1 180 02-23687027 02-23626987 2396 2 189 02-23413006 02-23413134 2400 3 132 02-27057905 02-27057906 1953 31 02-23960017 02-23578646 0200 1 150 02-25423434 02-25710210 0509 115 02-25069421 02-25078786 1241 577 02-25976699 02-25932760 2385 80 02-25435790 02-25236924 0196 406 02-25522859 02-25524317 0462 2 239 02-25530121 02-25529463 0521 380 02-23088111 02-23366978 2422 2 26 02-23830066 02-23830067 1654 6 218 02-86633456 02-86635656 2293 1 145 02-86615115 02-86617690 1078 2 95 1 02-26516706 02-27839049 2259 66 2 2 02-27833009 02-27833900 1539 1 396 02-87977933 02-87977957 2237 5 458 02-26305768 02-26307233 2709 188 02-87927988 02-87928118 0705 6 197 02-28367080 02-28362523 1425 7 18 02-28755222 02-28755219 2411 4 174 02-28831633 02-28831364 0369 1 152 02-28951200 02-28973345 0277 21 02-29680172 02-29676416 2053 1 161 1 02-89535968 02-89535268 玖 總行及國內外分支機構 187

102 0875 1 293-2 02-29610101 02-29638280 2433 1 268 02-22540560 02-22540570 0428 4 39 02-29719621 02-29719736 0484 186 02-82272611 02-82272511 0668 2 253 02-22488980 02-22461474 2444 126 02-82457558 02-82452722 0716 85 02-22056699 02-22031524 2455 653653 1 02-29012999 02-29012119 2802 119 02-22773000 02-89945222 0750 45 02-29180795 02-29105461 1115 2 344 02-22703791 02-22603314 1872 50 02-82868686 02-82868989 1562 2 175 1 02-86926822 02-86926828 0749 29 02-26866511 02-26861307 1481 93 02-26281111 02-26281122 2189 123 2 02-26196269 02-26196272 1355 4 42 02-22936699 02-22918201 0129 16 02-24247113 02-24220436 0266 46 03-3352801 03-3322007 1861 300 03-3263888 03-3265666 2466 28-8 03-3645566 03-3643322 0417 580 03-4252160 03-4258751 1447 125 03-4618519 03-4519650 1724 169 03-4670081 03-4670010 2477 7 03-4951301 03-4943210 1218 2 11 03-4945688 03-4945699 2282 368 03-3277299 03-3277706 1230 1 81 03-3529191 03-3520916 1159 15 03-3982166 03-3834834 2260 142 03-4790888 03-4700999 188 玖 總行及國內外分支機構

BANK F TAIWAN 0152 29 03-5266161 03-5266446 0738 5 2 03-5770050 03-5777936 1643 68 03-5354381 03-5354380 0680 16 03-5513111 03-5517322 2488 1 312 03-6585858 03-6587500 0299 510 037-326791 037-327111 0439 65 037-663451 037-672213 0107 1 140 04-22224001 04-22224274 0554 4 102 04-22244181 04-22205856 0657 276 04-22242141 04-22293851 0794 607 04-22551178 04-22524822 0923 196 04-23597850 04-23599868 1090 2 416 04-22468130 04-22466855 1414 2 41 04-23128528 04-23117106 2499 17 04-22257412 04-22257413 2503 95 04-22281191 04-22247323 0303 302 04-25278686 04-25256981 0370 838 04-23302216 04-23327104 0473 1 04-25323133 04-25339071 0576 2 04-26562311 04-26580625 0727 61 04-26868111 04-26865224 0901 106 04-25683330 04-25680164 1366 2 481 04-24180211 04-24180801 1573 2 04-26565111 04-26570157 1702 146 04-22736666 04-22736120 1713 1 63 04-24853280 04-24826661 2204 6 2 5 6 04-25658111 04-25658220 2787 99 1 04-22589611 04-22584278 0130 11 049-2332101 049-2350457 0325 101 049-2232121 049-2229845 玖 總行及國內外分支機構 189

102 0598 112 049-2983991 049-2995949 0163 130 04-7225191 04-7257871 0495 63 04-8323191 04-8330663 1436 2 1 04-7810168 04-7810268 0314 27 05-5324155 05-5338309 1470 2 369 05-6337367 05-6321611 0141 306 05-2224471 05-2258400 1540 602 05-2718911 05-2718922 2525 353 05-2348686 05-2348661 0679 2 05-3620016 05-3620021 0093 1 155 06-2160168 06-2160188 0406 240 06-2292181 06-2241520 1377 2 298 06-3555111 06-3565881 2307 31 06-3842585 06-3842568 2536 2 180 06-2219999 06-2206977 0288 10 06-6351111 06-6321843 0819 513 06-3125411 06-3138709 1469 15 06-5051701 06-5051709 2271 2 899 06-2492389 06-2498078 2721 41 06-2810991 06-2810360 0118 264 07-2515131 07-2211257 0211 1 07-8215141 07-8115648 0358 19 07-5819141 07-5850051 0440 1 3 07-8115171 07-8413413 0510 23 07-5218291 07-5315544 0565 567 07-3127143 07-3215350 0613 133 07-2384611 07-2387374 0624 261 07-3358700 07-3327904 0820 142 07-3349341 07-3336835 190 玖 總行及國內外分支機構

BANK F TAIWAN 0912 201 07-3526680 07-3531484 1160 540 07-3891036 07-3806046 1193 394 07-5567690 07-5562613 1595 410 07-8010399 07-8066029 1919 2 1 07-8017564 07-8022004 2547 259 07-2413200 07-2152230 2558 106 07-5581900 07-5583917 2569 261 07-2512031 07-2517471 2248 415 07-3432258 07-3431198 2710 52 07-7271606 07-7271617 0255 20 07-7416131 07-7433478 0602 16 07-6216141 07-6214853 1182 168 07-7170730 07-7233469 1207 339 07-7038838 07-7038964 2215 5 82 1 07-6955268 07-6955278 0174 43 08-7328141 08-7322309 0886 13-2 08-7883084 08-7883614 1551 105 08-8323131 08-8352545 1609 9 08-7677001 08-7320199 1768 37 08-7932111 08-7932091 1805 65 08-8687705 08-8687505 0222 50 03-9355121 03-9355822 0587 93 03-9576866 03-9560622 0897 1 97 03-9962566 03-9963370 0233 313 089-324201 089-311608 0185 3 03-8322151 03-8322404 2570 281 03-8361163 03-8361165 0244 24 06-9279935 06-9272347 0381 4 082-333711 082-333719 0392 257 0836-26046 0836-25801 玖 總行及國內外分支機構 191

102 SWIFT 100 Wall Street, 11th Floor New York, NY 10005 U.S.A. 601 S. Figueroa Street, Suite 4525 Los Angeles, CA 90017 U.S.A. 23/F., Central Tower, 28 Queen s Road Central, Central, Hong Kong 80 Raffles Place #28-20 UOB Plaza 2 Singapore 048624 7F, Fukoku Seimei Building, 2-2 Uchisaiwaicho 2-Chome Chiyoda-Ku, Tokyo 100-0011, Japan 1-212-968-8128 BKTWUS33 1-212-968-8370 1-213-629-6600 BKTWUS6L 1-213-629-6610 852-2521-0567 BKTWHKHH 852-2869-4957 65-6536-5536 BKTWSGSG 65-6536-8203 81-3-3504-8881 BKTWJPJT 813-3504-8880 11, Cradock Ave. Rosebank 2196, Johannesburg, South Africa 27-11-880-8008 BKTWZAJJ 27-11-447-1868 27-11-447-1750 Level 5, City Tower, 40 Basinghall Street, London, EC2V 5DE, U.K. 44-20-7382-4530 BKTWGB2L 44-20-7374-8899 1788 30 86-21-3256-9900 BKTWCNSH 86-21-3256-9477 192 玖 總行及國內外分支機構