1908 2005 6 2007 5 182307 145 202 144 2,70112 201230 505 2
H 2 3 4 6 8 10 16 22 57 64 75 82 86 99 102 105 106 112 234 242
2
H 3
4 0 30,000 60,000 90,000 120,000 150,000 120,126 66,668 84,995 103,493 65,862 2012 2011 2010 2009 2008 0 13,000 26,000 39,000 52,000 65,000 58,373 30,118 39,042 50,735 28,524 2012 2011 2010 2009 2008 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 5,273,379 3,309,137 3,951,593 4,611,177 2,678,249 2012 2011 2010 2009 2008 0.0 0.3 0.6 0.9 1.2 1.5 1.18 1.01 1.08 1.19 1.20 2012 2011 2010 2009 2008 0 5 10 15 20 25 17.91 19.49 20.20 20.52 20.87 2012 2011 2010 2009 2008 0.0 0.5 1.0 1.5 2.0 2.5 0.92 1.36 1.12 0.86 1.92 2012 2011 2010 2009 2008 0 5 10 15 20 25 30 35 40 29.85 32.63 32.11 30.19 31.74 2012 2011 2010 2009 2008 0 50 100 150 200 250 300 250.68 151.05 185.84 256.37 116.83 2012 2011 2010 2009 2008 0 3 6 9 12 15 14.07 12.00 12.36 12.44 13.47 2012 2011 2010 2009 2008
2012 2011 2010 2009 2008 120,126 103,493 84,995 66,668 65,862 75,216 65,451 49,954 38,301 35,953 58,373 50,735 39,042 30,118 28,524 5,273,379 4,611,177 3,951,593 3,309,137 2,678,249 2,947,299 2,561,750 2,236,927 1,839,314 1,328,590 4,891,932 4,338,389 3,727,936 3,144,712 2,532,649 3,728,412 3,283,232 2,867,847 2,372,055 1,865,815 379,918 271,802 222,773 163,848 145,167 0.88 0.82 0.66 0.53 0.51 5.12 4.39 3.96 3.34 2.96 % 1 1.18 1.19 1.08 1.01 1.20 2 17.91 20.52 20.20 19.49 20.87 3 29.85 30.19 32.11 32.63 31.74 4 0.92 0.86 1.12 1.36 1.92 5 250.68 256.37 185.84 151.05 116.83 % 11.24 9.27 9.37 8.15 9.54 14.07 12.44 12.36 12.00 13.47 1 2 3 4 5 H 5
Bank of Communications Co., Ltd. (Peter Nolan) 188 (200120) 86-21-58766688 86-21-58798398 investor@bankcomm.com www.bankcomm.com 20 852-29738861 6
A www.sse.com.cn H www.hkexnews.hk A 166 3 H 183 17 1712 1716 A 601328 H 03328 A 1987 3 30 2013 1 5 100000000005954 31004310000595X 10000595-X H 7
ITILv3 IT 100 8
5030 500326 (Global Finance) H 9
10
2012 127.67% 0.474.50% 1.04 2012643.97%1.58% 20122.18% H 11
2012 20120.41 1.6524.60.50 2011 2012 531 12
2012 1.5 78.98%5,000 1+3+2 20120.92%1% 2012 A+H 56611.24% 2012 12 20 H 13
2012 2008 2012 2013 14
2013 H 15
16
2012 52,733.7914.36% 37,284.1229,472.9913.56% 15.05% 583.7315.05%(ROAA) (ROAE)1.18% 17.91%0.012.61 ROAE ROAE 7.67% 0.474.50% 1.04 1.74%0.392.18% 0.05 13.74% 53.57% 26.52% 22.22% 22.07% RAROC 0.53 1.65 0.41 0.09 2.15 0.50 2012 4,00049% 1.5 78.98%5,000 47651% H 17
++ 2012872,701 60.66%1,5900.79 1 2012(iTM) 73.17%6.73 20062010531 2012 0.92%0.06250.68% 2013 18
2013 H 19
20
H 21
2012 2012 2012 7.8%2011 1.48.1% 7.6% 7.4% 7.9% 2.6%2011 2012 M297.413.8%15%8.2 7,32015.762.93 2012 25,237.6812.25%23,457.77 14.29% 218.9614.08% 0.93%0.01 106.47 7.29%419.929.72% 13.74% 53.57% 1 53 70 22
2 10,932.3318.50% 44.26%1.65 2,726232.66 ee 3 15.62012CFO 4 6,0002011 125% 2012The Assets2011 H 23
5 4,601.95 27.84%237.0377.14% 179.54 2012214.18 41.97% 2012 (FCI) 2531 6 58.84 24.39% 500 6 (ABN) 4.4019.24% (IFR Global) 2012 7 15,029.88 78.98% 5,000 2012 695 2012 10.80% 85.7222.56% 89.6214.15% 50.99 82.63%0.85%0.30 24
1 11,996.6316.40%0.79 3,148.2725.53% 4.15% e e e e 6,015.2218.11%20.41%0.53 5.54% 0.23 2 E AUM 17,142.28 13.89% 22.07% 22.22% 2012 37 26.52% H 25
3 2012 2,703 4765,46251% 1,19261% 1.33%0.06 270 230%e 8,5851,104 4,7081,0782012 2012 2012 2012 236.3731.48%237.3025.13% 1 6211,778 201296 96% 57,622 149480.18117.62 32.44% 26
2 2012 15.0729.90%12.90 2.17 2,896 100 3 2012 5.82 5,206.82 16.88 4 2012 8,760.119.90% 3.75% 28 5 2012 T+D 247.21% 588.21 52.75% 301.11 2012 H 27
2012 13.53 10.81% 60.647.75% 0.79 1 19,00716.18% 1 2,70164 872329 202 8.71 60.66% 35.87% 2 125073.17% 6.7320122012 28
20123,5662 1,590 1 6.2315.58% 1.03 19% 36.65% 1.4442.50%34.73% 4.5837.17% Windows8 Surface 80.68%1,889403.27% 5,433.22312.29% B2B B2C 2012 5,000 50042.99% itm itm itm itm2012 H 29
3 20128,624 16.34%10,38316.05%AFP CFP CPB EFP 5,796 1,158 16 263 4 2012 8899.65% 0.8ICMI 1 2012 4,046.6321.92% 0.47 7.67%26.25 49.49% 1.04 4.50% 2.6915.67%0.12% 0.05 2012 7 2012 12 5544 1,565144 2012 513.20 1.16 3 30
202012 2,37449% 2,17648% (RCPMIS) (RQFII) 2012 105.10 62.47%1,242.18 2 ++ 915.9046.88%12.74 17.96% TOT 84 H 31
2012 1,564.05 111% 694.0854%34.47% 2012201211% 22.43 4 40.2587.30% 6,987333.17% 1 752.1697.65 14.92% 2012 2011 120,126 103,493 20,882 18,657 (14,537) (12,479) 75,216 65,451 2 1,201.26166.33 81.06% 32
2012 12 3112 2011 12 3112 % % 721,792 11,294 1.56 602,978 9,336 1.55 366,443 12,671 3.46 208,271 7,092 3.41 2,834,468 185,821 6.56 2,422,962 148,054 6.11 2,161,691 140,436 6.50 1,896,631 115,072 6.07 511,040 36,178 7.08 435,659 27,040 6.21 161,737 9,207 5.69 90,672 5,942 6.55 821,064 30,810 3.75 787,230 27,282 3.47 4,638,428 3 236,717 3 5.10 3,971,900 3 189,800 3 4.78 189,456 174,948 4,827,884 3 4,146,848 3 3,321,407 72,731 2.19 2,929,032 54,396 1.86 2,273,035 50,403 2.22 2,032,440 38,649 1.90 1,048,372 22,328 2.13 896,592 15,747 1.76 1,062,522 44,158 4.16 834,421 31,449 3.77 92,348 3,581 3.88 70,989 2,426 3.42 4,370,938 3 116,591 3 2.67 3,784,901 3 86,307 3 2.28 456,946 361,947 4,827,884 3 4,146,848 3 120,126 103,493 1 2.43 3 2.50 3 2 2.59 3 2.61 3 1 2.50 4 2.57 4 2 2.66 4 2.68 4 1. 2. 3. 4. H 33
16.07% 2012 2.43% 2.59%72 20122011 1,842 116 1,958 5,394 185 5,579 25,143 12,624 37,767 1,174 2,354 3,528 33,553 15,279 48,832 7,298 11,037 18,335 8,599 4,110 12,709 730 425 1,155 16,627 15,572 32,199 16,926 (293) 16,633 166.33 169.26 2.93 2,405.96488.32 25.46% A. 1,858.21 377.67 25.51% 34
B. 308.1035.28 12.93% 28 C. 112.9419.58 20.97% 19.70% D. 126.71 55.79 78.67% 75.95% 1,204.70321.99 36.48% A. 727.31183.35 33.71% 60.37% 13.40% B. 441.58 127.09 40.41% 27.34% C. 35.81 11.55 47.61%46 3 208.8222.25 11.93% H 35
2012 2011 2,368 2,053 7,958 6,183 5,884 6,276 2,731 1,894 3,321 3,170 1,411 1,611 453 385 24,126 21,572 (3,244) (2,915) 20,882 18,657 23.683.15 15.34% 79.5817.75 28.71% 58.843.92 6.25% 27.318.37 44.19% 33.211.51 4.76% 14.112.00 12.41% 4 433.12 54.11 14.28%1.68 29.85% 0.34 5 145.3720.58 (1)100.7533.01(2) 44.6253.59 0.49% 36
6 167.4021.06 14.39%22.26%25% 2012 2011 21,220 15,221 (4,480) (587) 1 52,733.796,622.02 14.36% 2012 2011 % % 2,879,628 54.61 2,505,385 54.33 879,301 16.67 799,946 17.35 816,846 15.49 736,999 15.98 520,963 9.88 443,240 9.61 5,273,379 4,611,177 29,472.99 3,855.49 15.05% 2,931.84 12.88% H 37
2012 2011 % % 72,000 2.44 51,040 1.99 113,677 3.86 103,193 4.03 53,813 1.83 52,532 2.05 45,739 1.55 42,547 1.66 106,908 3.63 89,785 3.50 38,758 1.32 34,996 1.37 225,276 7.64 188,906 7.37 132,394 4.49 141,316 5.52 93,246 3.16 80,621 3.15 363,797 12.34 329,566 12.86 10,080 0.34 10,195 0.40 389,695 13.22 290,874 11.35 23,358 0.79 21,009 0.82 23,471 0.80 22,995 0.90 179,862 6.10 158,688 6.19 184,211 6.25 160,039 6.25 137,343 4.66 151,161 5.90 37,596 1.28 32,647 1.27 49,784 1.69 40,136 1.58 64,769 2.20 50,197 1.96 2,345,777 79.59 2,052,443 80.12 358,258 12.16 312,897 12.21 119,212 4.04 74,194 2.90 55,172 1.87 51,060 1.99 31,672 1.07 37,495 1.46 3,514 0.12 5,632 0.22 33,694 1.15 28,029 1.10 601,522 20.41 509,307 19.88 2,947,299 100.00 2,561,750 100.00 23,457.77 2,933.34 14.29% 64.88% 38
6,015.22 922.15 18.11%0.53 20.41% 1.71% 14.22% 2012 % A 7,799 0.27 B 7,372 0.25 C 7,183 0.24 D 7,051 0.24 E 6,326 0.22 F 6,000 0.20 G 5,977 0.20 H 5,748 0.20 I 5,728 0.19 J 5,666 0.19 64,850 2.20 32.70% 21.56% 8.15% 15.99% 11.66% 16.04% 0.92%0.06250.68% 5.69 H 39
90 2012 2011 26,995 21,986 90 20,452 15,228 % 0.92 0.86 1 8 93.77%0.56 9 123.24% 1.24 0.95%0.04 8,793.01 793.55 9.92% 3.75% 2012 2011 % % 45,683 5.20 42,837 5.35 30,395 3.46 28,256 3.53 204,608 23.27 184,092 23.01 598,615 68.07 544,761 68.11 879,301 100.00 799,946 100.00 40
2012 2011 % % 303,472 34.51 288,692 36.09 16,534 1.88 14,504 1.81 362,223 41.20 290,583 36.33 197,072 22.41 206,167 25.77 879,301 100.00 799,946 100.00 2 48,919.325,535.43 12.76%4,451.80 76.22%0.54 884.90 19.28%0.42 37,284.124,451.80 13.56% 67.69%0.7932.18% 0.7945.56%3.38 54.31%3.38 2012 2011 2,523,768 2,248,317 1,254,248 1,184,123 1,269,520 1,064,194 1,199,663 1,030,605 444,369 422,487 755,294 608,118 H 41
2,715.98 619.63 766.04777.50 593.89874.34 446.70179.29 1 2012 2011 1 1 11,463 20,496 9,481 20,076 2,766 6,453 2,510 6,096 2 21,848 52,589 23,330 47,366 14,952 27,205 14,051 23,383 6,667 12,275 4,807 10,166 3,226 6,265 2,502 4,402 14,294 22,905 8,770 16,304 3 75,216 148,188 65,451 127,793 1. 2. 3. 42
2012 2012 2 2012 2011 641,369 494,469 615,680 449,585 247,009 152,696 217,617 129,009 1,456,617 1,129,986 1,280,206 1,002,609 790,006 552,547 679,097 479,278 369,334 279,751 316,843 238,853 222,233 215,673 172,409 186,445 1,844 122,177 1,380 75,971 3,728,412 2,947,299 3,283,232 2,561,750 3 55.83% H 43
2012 2011 2012 107,263 100,446 41,992 64,753 47,677 8,962 96,568 68,156 23,730 3,318 2,700 532 271,902 218,979 75,216 2012 1. 42,837 (12) 45,683 2. 5,585 893 6,478 3. 184,092 (1,283) (328) 204,608 232,514 881 (1,283) (328) 256,769 196 20 182 232,710 901 (1,283) (328) 256,951 (18,921) (1,698) (23,060) 44
2012 1. 8,297 19 7,730 2. 2,187 (92) 2,095 3. 1 347,786 (2,805) 540,575 4. 29,067 (188) (313) 39,556 5. 1,908 1,151 389,245 (73) (188) (3,118) 591,107 2 (380,320) (1,674) (487,646) 1. 2. 20122012 2015 2012 H 45
1+3+2 1+3+2 1 46
(PD)(LGD) (EAD) 2 20.41% 41.04% 28.24%0.531.650.41 8.49% 6.10% 2.95%2.150.090.50 3 0.92%0.06 H 47
2012 2012 2011 2010 % % % 2,851,980 96.76 2,481,585 96.87 2,149,629 96.10 68,324 2.32 58,179 2.27 62,310 2.78 2,920,304 99.08 2,539,764 99.14 2,211,939 98.88 13,269 0.46 9,042 0.35 10,592 0.47 9,793 0.33 8,450 0.33 9,930 0.45 3,933 0.13 4,494 0.18 4,466 0.20 26,995 0.92 21,986 0.86 24,988 1.12 2,947,299 100.00 2,561,750 100.00 2,236,927 100.00 2012 % 2012 2011 2010 2.00 1.66 1.60 7.99 8.34 35.69 36.61 47.86 45.93 22.63 24.15 30.11 (VaR) 1 2012 48
2 (1) (VaR) (VaR) 99% 1 2012 22 15 35 6 85 69 114 12 81 66 108 21 (2) 2012 1 1 3 3 1 1 5 5 2,418,296 671,060 1,391,569 425,896 230,534 136,024 5,273,379 (2,691,511) (513,858) (889,625) (626,645) (41,351) (128,942) (4,891,932) (273,215) 157,202 501,944 (200,749) 189,183 7,082 381,447 100 2012 2011 100 12,730 (2,507) 10,788 (3,017) 100 (12,730) 2,666 (10,788) 3,252 (3) H 49
2012 795,978 14,683 1,208 4,977 816,846 410,374 94,935 9,617 6,037 520,963 42,336 5,589 2,147 2,089 52,161 2,540,186 251,843 71,712 15,887 2,879,628 30,395 30,395 165,052 20,384 12,249 6,923 204,608 597,464 922 41 188 598,615 159,615 3,994 5,771 783 170,163 4,741,400 392,350 102,745 36,884 5,273,379 (805,376) (121,427) (5,649) (10,537) (942,989) (4,469) (11,153) (6,758) (680) (23,060) (3,410,633) (180,120) (114,395) (23,264) (3,728,412) (183,034) (8,672) (3,384) (2,381) (197,471) (4,403,512) (321,372) (130,186) (36,862) (4,891,932) 5% 2012 2011 5% (1,730) (574) (458) (376) 5% 1,730 574 458 376 50
(1) (2) (3)(4) (5) FTP 2012 % 2012 2011 2010 37.93 35.37 32.23 72.71 71.94 72.10 20123.3 5 9 H 51
2005 82 65% 30% 5% 2012 681.42 139.27 1.37 2007 1020 85% 15% 2012 1,564.05 (AUM) 1,592.321,175 3.37 2007 12 40 2012707.95 694.08 8.51 2010 11562.5% 37.5% 201233.1913.01 0.647.216.28 52
2007 5 20 201258.387.59 0.82 2000 114 41 20126.095.00 1,080 2010 4 1.551% 201215.2612.56 12.68 3,669 2008 9 6,00061% 20127.716.74 4.51 1,635 2011 5 7,000 70% 2012 11.68.51 8.052,177 2012 9 1.551% 20125.684.22 2.22 494 H 53
2012 2012 2012 8A+H 5.63 23.56H 132.64141.36H 19.03% (TCE) 4 1+1 1+1 QFII QDII 54
2012 2,703476 5,46251% TCE 1+1 2013 2013 IT H 55
56
2012 1 1 +, - 2012 % % 6,541,810,669 6,541,810,669 6,541,810,669 8.81 1 4,407,854,231 4,407,854,231 4,407,854,231 5.94 2 1,428,571,426 1,428,571,426 1,428,571,426 1.92 3 705,385,012 705,385,012 705,385,012 0.95 4 61,885,605,538 100.00 5,835,310,438 5,835,310,438 67,720,915,976 91.19 1 32,709,053,346 52.85 32,709,053,346 44.04 2 3 29,176,552,192 47.15 5,835,310,438 5,835,310,438 35,011,862,630 47.15 4 61,885,605,538 100.00 12,377,121,107 12,377,121,107 74,262,726,645 100.00 2012 5 9AH A 6,541,810,669 H 5,835,310,438 2012 8 24AH 74,262,726,645A 39,250,864,015H 35,011,862,6302012 8 258 27 (www.sse.com.cn)2012 8 248 26(www.hkexnews.hk) 10 A36 2012 8 222012 12 31 % 2,530,340,780 20.91 1,877,513,451 15.51 705,385,012 5.83 439,560,439 3.63 439,560,439 3.63 329,670,329 2.72 219,780,219 1.82 H 57
10 10 2012 397,430 20125398,282 10 % 1 26.53 19,702,693,828 2,530,340,780 2 20.06 14,894,613,801 3 18.70 13,886,417,698 4 4.42 3,283,069,006 1,877,513,451 1.68 1,246,591,087 1.09 808,145,417 439,560,439 0.95 705,385,012 705,385,012 0.89 663,941,711 439,560,439 0.89 658,467,013 219,780,219 0.77 571,078,169 10 12,618,353,049 4,553,999,999 14,894,613,801 13,886,417,698 1,246,591,087 571,078,169 438,686,794 374,901,733 368,584,978 310,678,434 294,936,165 (1) (2) 1. 2. 2012 12 31 H 3. 2012 12 31 H 13,886,417,698(HSBC Holdings plc)2012 H 14,135,636,613 19.03%H XV 4. 2012 12 31A 1,877,513,451H 1,405,555,5554.42% 2012 12 31H 7,027,777,777 9.46% 2012 12 31A+H 10,310,846,783 13.88% 58
5% 1 3 1949 10 00001318-6 1 2 3 4 5 6 7 H 59
8 9 10 11 12 13 14 2012 12 3119,702,693,82826.53% 60
2 1 1866 00173611-000- 01-12-7 800 2.5320 589.687 2.5 235.875 134.505 1 37.505 1 75 1 22 102.335 1 14.505 1 66.53 1 21.3 2012 12 3114,135,636,613 19.03% 3 11 2000 8 71780082-2 800 110000000017 2012 12 3110,310,846,783 13.88% H 61
XV 2012 12 31 336 A 1 A % % 15,148,693,829 2 38.59 20.40 1,877,513,451 4.78 2.53 H 1 H % % 8,433,333,332 24.09 11.35 4,553,999,999 2 13.01 6.13 14,135,636,613 40.37 19.03 3 2,674,232 0.01 0.004 14,138,310,845 40.38 19.04 HSBC Finance (Netherlands) 4 14,138,310,845 40.38 19.04 HSBC Bank plc 9,012,000 0.03 0.01 5 63,250 0.0002 0.0001 9,075,250 0.03 0.01 HSBC Holdings plc 6 14,147,386,095 40.41 19.05 1. 2. 2012 H4,553,999,999 6.13% A15,148,693,829 20.40% 3. 62.14% H 2,674,232 H2,674,232 HHang Seng Bank Trustee International Limited2,581,887 HHang Seng Bank (Trustee) Limited 92,345 H 4. HSBC Asia Holdings BV HSBC Asia Holdings BV HSBC Asia Holdings (UK) Limited HSBC Asia Holdings (UK) LimitedHSBC Holdings BVHSBC Holdings BV HSBC Finance (Netherlands) HSBC Asia Holdings BV HSBC Asia Holdings (UK) Limited HSBC Holdings BV HSBC Finance (Netherlands)14,138,310,845 H 62
5. HSBC Trustee (C.I. Limited63,250 HHSBC Trustee (C.I. Limited HSBC Private Bank(C.I. Limited HSBC Private Bank(C.I. LimitedHSBC Private Banking Holdings (Suisse)SA HSBC Private Banking Holdings (Suisse) SAHSBC Europe (Netherlands) BVHSBC Bank plc HSBC Europe (Netherlands) BV 94.90%HSBC Private Bank(C.I. Limited HSBC Private Banking Holdings (Suisse) SA HSBC Europe (Netherlands) BV HSBC Bank plc HSBC Trustee (C.I. Limited63,250 H 6. HSBC Holdings plchsbc Finance (Netherlands) HSBC Bank plc345 HSBC Holdings plc14,138,310,845 H HSBC Bank plc 9,075,250 H 2012 336 XV H 63
572008 9 2007 92008 9 2003 7 2007 92000 6 2003 7 1999 2008 9 562009 12 1983 91986 71984 12 1986 72009 12 1983 1997 1999 2009 12 512004 10 2004 102005 72006 11 1998 2007 8 551993 2 2004 81999 122004 8 1993 21999 12 2006 2012 8 64
592007 82009 8 2004 92007 7 2003 12004 9 1998 72003 1 1989 2009 8 551978 122004 9 1998 2004 9 582002 82011 8 1995 52002 7 1992 121995 4 2006 EMBA2011 8 61 2006 52012 12 200120042006 2009 2011 6 2005 4 19761979 2005 8 H 65
52 HSBC Markets (Asia) Limited 2010 12011 9 2008 52010 1 1996 9 2008 4 1995 2010 11 542010 12 2001 72010 12 2004 2011 9 432005 6 2005 12005 62003 102005 1 1998 6 2003 102000 2008 8 59 2007 1 66
692007 52000 72007 4 1994 62000 6 1968 2007 8 65 2008 6 2005 102008 6 2003 82005 10 2000 62003 7 19842010 11 64 201219972012 Judge19791997 1981 2010 11 501999 7 Permal Group 1995 7 1999 71990 2010 11 58 2013 1 15 1993 2010 1 19741993 1976 2011 9 H 67
602007 51998 122007 52002 62007 5 2004 82007 5 1994 51998 121996 2007 8 71 2004 102008 3 2003 3 2004 10 1998 32003 3 19662011 5 72 2000 62005 8 2000 62003 8 2003 82005 8 1995 82000 6 1997 8 1999 21966 2007 8 562008 8 1999 62008 8 2005 21998 71998 12 2000 2008 EMBA 2010 8 382011 9 2009 112011 9 2008 102009 11 1997 72008 10 2003 2010 8 68
582003 1 1993 92003 1 1980 2007 8 592010 5 2007 62010 5 1999 52007 6 1998 2010 8 462006 9 2005 12006 9 2000 122005 1 1989 2007 8 462008 3 2002 32008 3 2000 52002 31999 1 2000 52003 2008 2008 8 572004 11 2012 9 2005 92012 8 2005 32005 82003 82004 102000 8 2003 7 1979 2004 11 H 69
522004 11 2005 3 2004 11 2003 82004 10 2000 72003 8 1997 21984 2009 2004 11 441992 11 2007 12 2008 1 2006 72007 12 2001 12006 7 2004 22006 2 2010 7 2008 8 491997 9 2009 11 2009 12009 11 2004 102009 12004 42004 10 2001 52004 4 2003 42004 3 1997 10 2001 5 19862010 8 70
561992 1 2005 52007 121998 62005 52002 12004 3 2006 532002 4 2004 82010 122002 112004 8 2002 42002 11 1998 112002 4 2003 451993 2010 22012 8 2010 72011 10 2011 11 2009 12010 1 2006 112009 1 2001 112006 11 1991 H 71
561989 5 2003 92007 91989 5 2003 9 1998 422009 8 1997 72009 7 1997 2003 461992 2010 32012 12 2007 22010 32003 122007 22000 82003 12 2005 EMBA 72
2012 3 2012 6 2011 2012 7 2012 8 2012 8 201296,2596.78% 94,475 1,784101,390 36,042634 0.67%16,837 17.82% 18,571 19.66% 3430 48,81651.67% 3040 24,46225.89% 405016,54917.52% 50 4,648 4.92% 6,5436.92%58,141 61.54%24,50425.94%5,287 5.60% 20122772 2012 2012 H 73
2012 29 74
75 H 2012 12 31 43 2012 74,262,726,645 AH0.24 178.23 1092012 812.25 2012 1,61820112,816 22 31 2012 4 6472 1 13
A 37,180 800 37,980 A 94,820 94,820 2012 12 31 XV XV 352 2012 5 9 AH4.55 6,541,810,669 A 6,541,810,669 5.63 5,835,310,438 H 5,835,310,4382012 3 14AH AH4.876.19 A 7 A 76
HBest Investment CorporationH 2012 8 24AH 562.95A 4.54H 5.59 74,262,726,645A 39,250,864,015H 35,011,862,630 13 2012 12 31 52% 5% H [2008]897H 2008 10% [1993]045 10% H 20052008 H 77
2011 6 30 2011 6 12014 5 31 2013 2011 6 1 2011 12 312014 1 12014 5 31 2012 12 31 (1) 5,237 (2) 11,139 2012 1. 2. 3. 2012 (1) (2) (3) (4) 2012 1 2012 12 3128.65 2012 0.28 78
79 H 2 2012 167.692012 1.52 1 214A.65(1)14A.65(4) 20126,541,810,669A5,835,310,438H AH 2012 3 15 A H 2012 3 15 2,355,939,435H H 5.63 13,263.94 H H H AH AH 3 H
80 AH 2012 3 15 1,877,513,451A A4.558,542.69 1,405,555,555H H 5.63 7,913.28 A A A AA A A AH A H H H H H H AH H H H
A AH36 A H AH3 H A H2012 5 9 2012 8 24 AH 42 2010 6 A+H A3,805,587,475 H 3,459,670,220323.56 2012 2013 3 27 H 81
2012 1 2012 20122012 2012 2012 2 3 2011 82
4 5 2012 III 20123 26284 278 3010 30 3 201112 1 2011 2 20112011 201120122012 2012 6 3 2011 2012 2 20112011 3 2011 H 83
220122011 32012 2011 % 4/4 100 4/4 100 4/4 100 2/4 50 3/4 75 4/4 100 3/4 75 3/4 75 3/4 75 4/4 100 4/4 100 3/4 75 4/4 100 86.54 1 2 AH 562.95 3 7 1.57,650 51% 6.25 51562.5% 84
4 5 2012 6 7 8 2012 9 2012 10 20122012 23122 21 1 H 85
86 2012 12 31 2012 4 1 2012
2008 7 25 1 2012 2 3 4 2012 12 31 74,262,726,645 AH52.85% 47.15% 26.53% 19.03% 6 H 87
1 20122012 5 9 AH A H A 2010-2014 2011 2011 2 20112012 6 28 20112011 20112012 2012 AH 88
1/2 50% 2/2 100% 2/2 100% 1 2 2/2 100% 2/2 100% 2/2 100% 0/2 0% 0/2 0% 1/2 50% 0/2 0% 1/2 50% 2/2 100% 1/2 50% 1/2 50% 0/2 0% 2/2 100% 1. 2012 32012 2. 2012 8 2012 3. 1 H 89
2013-2015 A+H 2 2012172012 4 7 6 1/3 3 8 6 263 90
% % 8/8 100 8/8 100 8/8 100 7/8 87.5 8/8 100 8/8 100 2/2 100 2/2 100 2/2 100 2/2 100 8/8 100 8/8 100 8/8 100 8/8 100 8/8 100 8/8 100 8/8 100 5/8 62.5 8/8 100 6/8 75 8/8 100 7/8 87.5 8/8 100 6/8 75 8/8 100 6/8 75 8/8 100 8/8 100 8/8 100 8/8 100 8/8 100 7/8 87.5 8/8 100 6/8 75 8/8 100 8/8 100 100 89.4 4 (1) H 91
2012 5 A+H2012-2015 2013-20152013-2018 6/6 100% 6/6 100% 6/6 100% 1/1 100% 2/2 100% 6/6 100% 100% (2) 4 2012 4 1/2 4 4/4 100% 4/4 100% 4/4 100% 4/4 100% 100% 92
(3) 2012 5 7 A+H2012-2015 2012 7/7 100% 7/7 100% 7/7 100% 7/7 100% 7/7 100% 100% (4) 2012 4 1/2 H 93
4 4/4 100% 4/4 100% 4/4 100% 4/4 100% 100% (5) 2012 5 2 2/2 100% 2/2 100% 2/2 100% 2/2 100% 2/2 100% 100% 5 6 3.10(1) (2)3.10(A) 3.13 100% 94
6 (1) (2) (3) 2012 8 7 2012 12 31 105 8 13 126 4 4 21 52 2 7 42 H 95
2012 1 2 2012-2015 531 96
2012 20122013 2012 3,421 184 H 97
8 2 2011 20132012 2012 H A+H A H 4 4 1,100 98
2012 3.16 2012 7,521.5015.37% 20 4,783.08 30144 1.59 7.17% 292.54351.61 25 500 50 60 H 99
347 34.4%5.5CO2 700 110 1,100 itm e 73.17%6.73 3,90030% 50% 9,032942012 883.26% 100
1,617.95 7,540799.54,000 15199 35 27 50 710.59 147.276 1.3 26,121624,109 1,200 2,031 1,251 53,158 546.8321471.9 H 101
42 2012 12.61 5% 102
% 600068 134,825,478.27 1.42 270,931,500.00 (124,107,179.20) 02236 192,974,311.06 2.34 215,006,283.36 22,031,972.30 000979 7,947,082.89 1.23 98,338,015.00 (11,931,627.89) 00067 115,488,278.69 0.79 60,254,754.10 (55,233,524.59) 64,188,129.43 01798 126,358,668.49 2.65 52,615,829.46 (73,205,942.81) 51,720,425.12 V Visa Inc. 6,270,366.87 22,165,008.64 7,281,169.96 600757 22,401,402.22 0.31 19,905,077.70 (8,969,520.52) 00658 54,279,273.77 0.59 19,769,333.85 (34,444,261.07) 31,876,875.74 02198 10,528,748.02 0.62 15,393,889.95 803,688.98 5,412,296.65 00916 24,847,578.71 0.10 14,532,459.13 (10,470,366.09) 8,477,871.38 92,929,214.01 32,686,853.83 12,862,256.76 109,330,962.43 788,850,403.00 821,599,005.02 (137,656,176.52) 133,279,403.10 1. 2. % 489,500,000.00 101,340,337 10.00 489,500,000.00 146,250,000.00 112,500,000 3.90 146,250,000.00 3,937,500.00 120,000,000.00 10.00 120,000,000.00 300,000,000.00 300,000,000 20.00 302,141,022.30 3,652,428.06 100,000,000.00 10.00 100,000,000.00 1,155,750,000.00 1,157,891,022.30 7,589,928.06 431,476 95,712,838 96,144,314 199,908,322.90 256,766,978 (239,478,249) 17,288,729 16,898,514.44 H 103
104
106233 2012 12 312012 2012 12 31 2013 3 27 H 105
12 31 2012 2011 240,596 191,764 (120,470) (88,271) 4 120,126 103,493 5 24,126 21,572 6 (3,244) (2,915) 20,882 18,657 7 80 71 8 1,269 1,401 21 329 123 741 433 9 4,757 3,617 10 (14,537) (12,479) (630) (491) 11 (57,805) (49,372) 4 (2) 75,216 65,451 14 (16,740) (14,634) 58,476 50,817 (259) 42 (43) (151) (35) (523) 37 (337) (632) 58,139 50,185 58,373 50,735 103 82 58,010 50,154 129 31 15 0.88 0.82 112233 * 33 106
2012 2011 16 816,846 736,999 17 520,963 443,240 18 52,161 48,422 20 2,879,628 2,505,385 21 30,395 28,256 21 204,608 184,092 21 598,615 544,761 40 302 298 22 45,536 37,017 28 12,501 7,926 23 111,824 74,781 5,273,379 4,611,177 24 942,989 854,499 25 23,060 18,921 26 3,728,412 3,283,232 27 110,769 95,666 7,125 4,247 28 5 21 30 79,572 81,803 4,891,932 4,338,389 31 74,263 61,886 31 113,383 69,465 114,405 94,084 77,867 46,367 379,918 271,802 1,529 986 381,447 272,788 5,273,379 4,611,177 1062332013 3 27 112233 H 107
2012 2011 16 816,345 736,763 17 521,774 441,063 18 51,433 48,249 20 2,876,774 2,502,829 21 30,020 28,029 21 202,072 181,597 21 597,558 544,653 39 10,238 9,344 40 302 298 22 41,303 36,129 28 12,434 7,846 23 41,690 27,657 5,201,943 4,564,457 24 891,318 820,254 25 23,060 18,921 26 3,726,167 3,282,588 27 99,867 88,692 6,960 4,084 28 21 30 77,572 79,803 4,824,944 4,294,363 31 74,263 61,886 113,412 69,494 113,822 93,800 75,502 44,914 376,999 270,094 5,201,943 4,564,457 112233 108
31 31 32 32 32 32,33 2011 1 1 56,260 69,465 13,994 31,272 24,150 (589) (1,318) 29,539 222,773 884 223,657 50,735 50,735 82 50,817 90 90 (48) 42 (148) (148) (3) (151) (523) (523) (523) (58) (523) 50,735 50,154 31 50,185 21 21 120 120 33 (1,125) (1,125) (70) (1,195) 5,039 16,968 5,149 (27,156) 33 5,626 (5,626) 2011 12 31 61,886 69,465 19,033 48,240 29,299 (647) (1,841) 46,367 271,802 986 272,788 2012 1 1 61,886 69,465 19,033 48,240 29,299 (647) (1,841) 46,367 271,802 986 272,788 58,373 58,373 103 58,476 (285) (285) 26 (259) (43) (43) (43) (35) (35) (35) (328) (35) 58,373 58,010 129 58,139 12,377 44,200 56,577 56,577 (282) (282) (282) 74 74 375 375 33 (6,189) (6,189) (35) (6,224) 5,757 9,917 5,010 (20,684) 2012 12 31 74,263 113,383 24,790 58,157 34,309 (975) (1,876) 77,867 379,918 1,529 381,447 112233 H 109
12 31 2012 2011 75,216 65,451 14,537 12,479 (3) (900) (766) 312 190 9 (20) 259 219 332 6 (221) 75 3,616 3,423 528 498 (4) 2 3 2 129 29 223 192 (30,075) (27,282) (329) (123) (88) (129) (20) (61) 3,212 2,257 188 7 31 (80) (71) 66,844 56,409 (60,868) (156,781) (34,739) (121,192) (3,739) (2,379) (387,876) (326,484) (37,735) (15,147) 88,490 137,467 4,103 4,077 445,180 415,385 14,802 22,263 484 825 (18,342) (15,589) 76,604 (1,146) 110
12 31 2012 2011 (300) (342,833) (232,664) 265,870 243,352 80 71 27,389 24,587 (1,115) (770) 15 19 (9,763) (6,846) 968 596 (59,389) 28,045 56,577 (282) 10,572 29,803 (31) (3,619) (1,977) (6,189) (1,125) (12,803) 449 141 (35) (70) 44,670 26,741 78 (904) 61,963 52,736 209,635 156,899 38 271,598 209,635 12 31 2012 2011 207,553 161,787 (105,147) (79,956) 112233 H 111
2012 12 31 1 (1986)81 (1987)401987 4 1 182 2012 6 112012 7 162012 8 161 5 51% 2 2.1 (a) (b) (c) 112
2012 12 31 2 2.1 (d) 39 39 (e) 39 (f) (a) 7 7 41 12 12 12 12 40 H 113
2012 12 31 2 2.1 (a) 12 12 12 12 (b) 9 4 10 2 11 2 12 2 13 2 7 2 97 9 4 10 1112 10 12 27 2 3 192011 2 272011 2 282011 2 1 1 32 3 20092011 2 1 2012 7 1 2 2013 1 1 3 2014 1 1 4 2015 1 1 9 2009 9 2010 9 114
2012 12 31 2 2.1 (b) 9 9 9 39 9 9 39 92015 1 1 9 2011 6 101112 272011282011 1027 12 1010 10 (a) (b)(c) 10 1131 11 13 1111 31 11 31 12 12 H 115
2012 12 31 2 2.1 (b) 101112 2012 6 5 2013 1 1 5 13 13 13 13 7 13 132013 1 1 327 32 7 7 2013 1 1 32 2014 1 1 327 1012 27 10 10 116
2 2.1 2012 12 31 (b) 1012 27 12 27 1012 27 2014 1 1 192011 19 19 19 192013 1 1 19 1 1 1 1 1 (1) (2) 1 2012 7 1 20092011 20092011 2013 1 1 32 32 12 H 117
2012 12 31 2 2.2 2.2.1 50% 2.2.2 2.2.3 41 118
2012 12 31 2 2.2 2.2.4 39 36 36 2.3 2.4 H 119
2012 12 31 2 2.4 2.5 (1) (2) (3) (1) (2) 120
2012 12 31 2 2.5 H 121
2012 12 31 2 2.5 2.6 (1) (2) (3) (4) (5) (6) (7) (8) (9) (a) 122
2012 12 31 2 2.6 (b) (c) 2.7 (a) (1) (2) (3) (1) (2) (b) H 123
2012 12 31 2 2.7 (c) 2.8 2.9 2.10 2.11 (a) (b) 2.12 124
2012 12 31 2 2.13 25 50 3% 1.94% 3.88% 3 11 3% 8.82% 32.33% 4 8 3% 12.13% 24.25% 5 10 10% 20% 15 25 5% 10% 3.60% 6.33% 2.14 2.15 2.16 H 125
2012 12 31 2 2.17 2.18 2.19 (a) (b) 2.20 126
2012 12 31 2 2.21 2.22 H 127
2012 12 31 2 2.23 (a) (b) (c) 2.24 2.25 (a) 2008 12 31 2009 1 1 (b) 2.26 128
2012 12 31 2 2.26 (1) (2) (3) 2.27 2.28 (a) (b) H 129
2012 12 31 2 2.28 (c) 2.29 (i)37 (ii)18 2.30 2.31 (1) (2) (3) 2.32 130
3 2012 12 31 3.1 3.1.1 (a) (i) (ii) (iii) 39 H 131
2012 12 31 3 3.1 3.1.1 (a) 15 1 (b) (c) (d) 132
2012 12 31 3 3.1 3.1.2 (a) 90% 90% 90% 60% 60% 70% 70% 50% H 133
2012 12 31 3 3.1 3.1.2 (b) 3.1.3 3.1.1 2.6 39 134
2012 12 31 3 3.1 3.1.4 2012 2011 798,027 720,745 520,963 443,240 51,433 48,290 2,286,909 2,002,703 592,719 502,682 30,395 28,256 202,046 181,350 598,615 544,761 106,441 70,822 5,187,548 4,542,849 927,111 748,710 436,565 369,949 1,363,676 1,118,659 2012 2011 797,544 720,522 521,774 441,063 51,433 48,249 2,287,267 2,003,300 589,507 499,529 30,020 28,029 200,819 180,299 597,558 544,653 36,665 24,116 5,112,587 4,489,760 926,530 748,702 436,542 369,949 1,363,072 1,118,651 2012 12 312011 12 31 H 135
2012 12 31 3 3.1 3.1.4 56%201155% 99%201199% 0.92% 20110.86% 3.1.5 2012 2011 2,906,618 520,951 2,534,580 443,228 13,686 12 5,184 12 26,995 21,986 2,947,299 520,963 2,561,750 443,240 (55,187) (45,115) (12,484) (11,250) 2,879,628 520,963 2,505,385 443,240 2012 2011 2,903,881 521,762 2,532,001 441,051 13,675 12 5,184 12 26,793 21,986 2,944,349 521,774 2,559,171 441,063 (55,141) (45,092) (12,434) (11,250) 2,876,774 521,774 2,502,829 441,063 2012 12 31676.712011 563.65124.842011 112.50 551.872011 451.15 20 2012 15.05% 136
2012 12 31 3 3.1 3.1.5 (a) 16 2012 1-8 9-12 13-15 1,753,867 123,639 2,377 1,879,883 24,349 4,305 11 35,212 63,877 108,908 3,311 112,219 510,007 32,466 407 24,750 567,630 2,397,131 163,721 2,795 59,962 2,623,609 283,009 2012 1-8 9-12 13-15 1,753,867 123,639 2,377 1,879,883 24,349 4,305 11 35,212 63,877 108,908 3,311 112,219 510,007 32,466 407 24,750 567,630 2,397,131 163,721 2,795 59,962 2,623,609 280,272 H 137
2012 12 31 3 3.1 3.1.5 (b) 2012 30 31 60 61 90 90 2,586 1,930 1,006 5,522 5,323 1,804 590 245 2,639 1,708 2,378 503 329 3,210 460 633 1,222 2,315 1,485 7,228 3,656 2,802 13,686 8,516 12 12 16 2012 30 31 60 61 90 90 2,579 1,930 1,006 5,515 5,315 1,804 590 245 2,639 1,708 2,378 503 329 3,210 460 633 1,218 2,311 1,485 7,221 3,656 2,798 13,675 8,508 12 12 16 138
2012 12 31 3 3.1 3.1.5 (b) 2011 30 31 60 61 90 90 171 42 42 255 547 1,301 368 138 1,807 2,811 2,159 300 2,459 457 150 56 663 970 4,088 860 236 5,184 4,328 12 12 16 2011 30 31 60 61 90 90 171 42 42 255 547 1,301 368 138 1,807 2,811 2,159 300 2,459 457 150 56 663 970 4,088 860 236 5,184 4,328 12 12 16 H 139
2012 12 31 3 3.1 3.1.5 (c) 2012 269.95 2011 219.86 2012 2011 21,896 19,194 5,099 2,792 26,995 21,986 6,465 5,077 2,743 2,570 9,208 7,647 2012 2011 21,896 19,194 4,897 2,792 26,793 21,986 6,465 5,077 2,743 2,570 9,208 7,647 2012 12 31 2011 140
2012 12 31 3 3.1 3.1.5 (d) 2012 2011 % % 355,443 12.06 285,835 11.16 347,651 11.80 315,655 12.32 292,119 9.91 271,290 10.59 240,206 8.15 206,998 8.08 222,832 7.56 199,281 7.78 134,593 4.57 113,036 4.41 97,732 3.32 85,393 3.33 96,411 3.27 84,989 3.32 944,639 32.04 812,828 31.73 2,731,626 92.68 2,375,305 92.72 215,673 7.32 186,445 7.28 2,947,299 100.00 2,561,750 100.00 2012 2011 % % 355,416 12.07 285,823 11.17 347,651 11.81 315,655 12.33 292,119 9.92 271,290 10.60 240,206 8.16 206,998 8.09 221,564 7.53 198,449 7.75 134,371 4.56 113,036 4.42 97,232 3.30 84,703 3.31 96,411 3.27 84,989 3.32 943,383 32.04 812,108 31.74 2,728,353 92.66 2,373,051 92.73 215,996 7.34 186,120 7.27 2,944,349 100.00 2,559,171 100.00 3% H 141
2012 12 31 3 3.1 3.1.5 (e) 2012 2011 % % 72,000 2.44 51,040 1.99 113,677 3.86 103,193 4.03 53,813 1.83 52,532 2.05 45,739 1.55 42,547 1.66 106,908 3.63 89,785 3.50 38,758 1.32 34,996 1.37 225,276 7.64 188,906 7.37 132,394 4.49 141,316 5.52 93,246 3.16 80,621 3.15 363,797 12.34 329,566 12.86 10,080 0.34 10,195 0.40 389,695 13.22 290,874 11.35 23,358 0.79 21,009 0.82 23,471 0.80 22,995 0.90 179,862 6.10 158,688 6.19 184,211 6.25 160,039 6.25 137,343 4.66 151,161 5.90 37,596 1.28 32,647 1.27 49,784 1.69 40,136 1.58 64,769 2.20 50,197 1.96 2,345,777 79.59 2,052,443 80.12 358,258 12.16 312,897 12.22 119,212 4.04 74,194 2.90 55,172 1.87 51,060 1.99 31,672 1.07 37,495 1.46 3,514 0.12 5,632 0.22 33,694 1.15 28,029 1.09 601,522 20.41 509,307 19.88 2,947,299 100.00 2,561,750 100.00 142
2012 12 31 3 3.1 3.1.5 (e) 2012 2011 % % 72,000 2.45 51,033 1.99 113,659 3.86 103,193 4.03 53,808 1.83 52,532 2.05 45,739 1.55 42,547 1.66 106,863 3.63 89,785 3.51 38,724 1.32 34,996 1.37 224,297 7.62 188,231 7.36 132,374 4.50 141,311 5.52 93,087 3.16 80,567 3.15 363,660 12.35 330,180 12.90 10,080 0.34 10,194 0.40 387,913 13.17 290,676 11.36 23,336 0.79 21,004 0.82 27,527 0.93 24,780 0.97 179,982 6.11 158,652 6.20 184,211 6.26 160,039 6.25 137,343 4.66 151,148 5.91 37,583 1.28 32,638 1.28 49,150 1.67 39,324 1.53 64,769 2.20 50,197 1.96 2,346,105 79.68 2,053,027 80.22 358,217 12.17 312,850 12.22 119,212 4.05 74,194 2.90 55,078 1.87 50,796 1.99 30,709 1.04 37,195 1.45 3,514 0.12 5,632 0.22 31,514 1.07 25,477 1.00 598,244 20.32 506,144 19.78 2,944,349 100.00 2,559,171 100.00 H 143
2012 12 31 3 3.1 3.1.5 (f) 1 1 2012 15 5 5 414,230 180,651 216,631 811,512 479,423 177,979 137,269 794,671 406,324 317,023 617,769 1,341,116 228,654 264,663 502,150 995,467 177,670 52,360 115,619 345,649 1,299,977 675,653 971,669 2,947,299 1 1 2011 15 5 5 307,197 223,936 200,975 732,108 345,347 205,655 121,718 672,720 352,106 292,766 512,050 1,156,922 195,945 244,139 422,252 862,336 156,161 48,627 89,798 294,586 1,004,650 722,357 834,743 2,561,750 1 1 2012 15 5 5 414,283 181,357 217,280 812,920 476,286 177,521 137,269 791,076 403,436 316,761 620,156 1,340,353 228,340 264,401 502,810 995,551 175,096 52,360 117,346 344,802 1,294,005 675,639 974,705 2,944,349 1 1 2011 15 5 5 308,078 223,503 201,463 733,044 344,504 205,224 121,717 671,445 349,830 292,177 512,675 1,154,682 196,230 243,573 422,239 862,042 153,600 48,604 90,436 292,640 1,002,412 720,904 835,855 2,559,171 144
2012 12 31 3 3.1 3.1.6 2012 12 312011 12 31 2012 AAA 34 15,112 119,732 7,051 141,929 AA AA+ 400 4,862 10,977 1,445 17,684 A A+ 692 692 BBB BBB+ (a) 29,961 142,165 466,755 28,952 667,833 30,395 162,831 597,464 37,448 828,138 AAA 2,196 325 1,844 4,365 AA AA+ 10,124 501 2,896 13,521 A A+ 9,881 56 904 10,841 BBB BBB+ 388 73 461 (a) 16,626 269 1,790 18,685 39,215 1,151 7,507 47,873 30,395 202,046 598,615 44,955 876,011 H 145
2012 12 31 3 3.1 3.1.6 2012 AAA 25 14,741 119,111 7,051 140,928 AA AA+ 400 4,567 10,825 1,445 17,237 A A+ 692 692 BBB BBB+ (a) 29,595 142,165 466,756 28,952 667,468 30,020 162,165 596,692 37,448 826,325 AAA 2,196 325 1,844 4,365 AA AA+ 9,890 235 2,896 13,021 A A+ 9,881 38 904 10,823 BBB BBB+ 388 73 461 (a) 16,299 268 1,790 18,357 38,654 866 7,507 47,027 30,020 200,819 597,558 44,955 873,352 146
2012 12 31 3 3.1 3.1.6 2011 AAA 25 35,505 126,522 15,009 177,061 AA AA+ 1,720 6,930 12,873 5,138 26,661 A A+ 54 188 242 BBB BBB+ (a) 26,511 110,409 403,404 14,205 554,529 28,256 152,844 542,853 34,540 758,493 AAA 5,115 691 3,155 8,961 AA AA+ 10,413 215 2,104 12,732 A A+ 7,804 117 1,070 8,991 BBB BBB+ 322 188 510 (a) 4,852 885 1,648 7,385 28,506 1,908 8,165 38,579 28,256 181,350 544,761 42,705 797,072 H 147
2012 12 31 3 3.1 3.1.6 2011 AAA 25 35,200 126,492 15,009 176,726 AA AA+ 1,720 6,603 12,813 5,138 26,274 A A+ 54 188 242 BBB BBB+ (a) 26,284 110,395 403,404 14,205 554,288 28,029 152,198 542,763 34,540 757,530 AAA 5,113 691 3,155 8,959 AA AA+ 10,209 215 2,104 12,528 A A+ 7,804 99 1,070 8,973 BBB BBB+ 322 188 510 (a) 4,653 885 1,607 7,145 28,101 1,890 8,124 38,115 28,029 180,299 544,653 42,664 795,645 (a) 2012 12 3111.792011 12 31 11.822012 12 3111.79 2011 11.82 148
2012 12 31 3 3.1 3.1.7 2012 2011 3,012 2,276 464 520 3,476 2,796 3.1.8 2012 2011 21 24 62 91 343 115 426 230 H 149
2012 12 31 3 3.1 3.1.9 2012 785,894 587 11,546 798,027 472,940 38,563 9,460 520,963 43,781 3,049 4,603 51,433 2,704,358 142,419 32,851 2,879,628 30,395 30,395 164,919 13,934 23,193 202,046 597,609 25 981 598,615 88,690 17,619 132 106,441 4,888,586 216,196 82,766 5,187,548 912,640 6,110 8,361 927,111 402,582 18,339 15,644 436,565 1,315,222 24,449 24,005 1,363,676 2012 785,411 587 11,546 797,544 473,261 38,029 10,484 521,774 39,096 2,317 3,542 44,955 2,699,394 142,349 35,031 2,876,774 30,020 30,020 163,925 13,934 22,960 200,819 596,819 25 714 597,558 21,661 14,254 750 36,665 4,809,587 211,495 85,027 5,106,109 912,087 6,110 8,333 926,530 402,582 18,339 15,621 436,542 1,314,669 24,449 23,954 1,363,072 150
2012 12 31 3 3.1 3.1.9 2011 701,407 11,723 7,615 720,745 382,728 31,506 29,006 443,240 39,859 2,201 6,230 48,290 2,379,646 96,916 28,823 2,505,385 28,256 28,256 157,770 3,080 20,500 181,350 543,757 25 979 544,761 67,778 2,590 454 70,822 4,301,201 148,041 93,607 4,542,849 731,384 11,466 5,860 748,710 338,053 20,846 11,050 369,949 1,069,437 32,312 16,910 1,118,659 2011 701,184 11,723 7,615 720,522 380,969 31,372 28,722 441,063 39,859 2,160 6,230 48,249 2,377,287 96,136 29,406 2,502,829 28,029 28,029 157,124 2,877 20,298 180,299 543,649 25 979 544,653 22,643 1,020 453 24,116 4,250,744 145,313 93,703 4,489,760 731,376 11,466 5,860 748,702 338,053 20,846 11,050 369,949 1,069,429 32,312 16,910 1,118,651 H 151
2012 12 31 3 3.2 3.2.1 (VaR) 20122012 3.2.2 VaR VaR 99% 1 2012 12 31 81 66 108 21 22 15 35 6 85 69 114 12 152
3 3.2 2012 12 31 3.2.3 100 100 2012 12 31 2011 12 31 100 12,730 10,788 100 (12,730) (10,788) 100 2012 2011 100 (2,507) (3,017) 100 2,666 3,252 H 153
2012 12 31 3 3.2 3.2.3 5% 5% 2012 12 31 2011 12 31 5% (1,730) (458) 5% 1,730 458 5% 2012 2011 5% (574) (376) 5% 574 376 3.2.4 10% 154
2012 12 31 3 3.2 3.2.4 2012 792,595 24,251 816,846 304,931 76,834 135,076 4,080 30 12 520,963 2,781 4,110 19,262 14,609 4,193 7,206 52,161 1,268,138 489,672 1,059,773 46,540 15,505 2,879,628 1,095 5,406 1,511 22,383 30,395 22,220 49,510 61,614 46,021 22,681 2,562 204,608 13,160 29,873 79,207 310,633 165,742 598,615 14,471 19,966 31,231 2,502 101,993 170,163 2,418,296 671,060 1,391,569 425,896 230,534 136,024 5,273,379 (508,569) (99,103) (133,332) (201,985) (942,989) (4,267) (4,674) (1,944) (4,525) (7,650) (23,060) (2,176,076) (406,780) (749,468) (389,463) (6,625) (3,728,412) (2,599) (3,301) (4,881) (30,672) (41,351) (114,667) (197,471) (2,691,511) (513,858) (889,625) (626,645) (41,351) (128,942) (4,891,932) (273,215) 157,202 501,944 (200,749) 189,183 7,082 381,447 H 155
2012 12 31 3 3.2 3.2.4 2012 792,112 24,233 816,345 306,797 76,834 134,981 3,150 12 521,774 2,781 4,110 19,262 14,609 4,193 6,478 51,433 1,267,563 491,072 1,056,388 46,256 15,495 2,876,774 1,095 5,294 1,248 22,383 30,020 22,189 49,510 61,484 45,260 22,376 1,253 202,072 13,160 29,873 79,207 310,306 165,012 597,558 10,238 10,238 95,729 95,729 2,404,602 652,494 1,356,616 420,829 229,459 137,943 5,201,943 (507,191) (79,567) (102,575) (201,985) (891,318) (4,267) (4,674) (1,944) (4,525) (7,650) (23,060) (2,174,783) (406,677) (748,915) (389,167) (6,625) (3,726,167) (2,306) (3,103) (2,488) (30,602) (41,351) (104,549) (184,399) (2,688,547) (494,021) (855,922) (626,279) (41,351) (118,824) (4,824,944) (283,945) 158,473 500,694 (205,450) 188,108 19,119 376,999 156
2012 12 31 3 3.2 3.2.4 2011 705,287 31,712 736,999 348,233 18,979 75,156 860 12 443,240 3,971 5,179 14,318 15,605 3,632 5,717 48,422 1,198,327 356,612 911,744 23,290 15,412 2,505,385 336 1,514 7,190 6,381 12,835 28,256 13,472 32,811 31,676 70,876 32,515 2,742 184,092 16,441 27,363 127,321 232,064 141,572 544,761 13,409 12,792 18,278 110 637 74,796 120,022 2,299,476 455,250 1,185,683 349,186 206,603 114,979 4,611,177 (560,750) (85,698) (86,849) (120,922) (280) (854,499) (1,605) (4,025) (2,084) (5,214) (5,993) (18,921) (2,033,226) (346,727) (653,516) (240,260) (9,503) (3,283,232) (248) (10,382) (2,910) (13,893) (57,575) (96,729) (181,737) (2,595,829) (446,832) (745,359) (380,289) (57,855) (112,225) (4,338,389) (296,353) 8,418 440,324 (31,103) 148,748 2,754 272,788 H 157
2012 12 31 3 3.2 3.2.4 2011 705,064 31,699 736,763 347,076 18,929 75,046 12 441,063 3,971 5,138 14,318 15,605 3,632 5,585 48,249 1,198,119 357,129 909,694 22,486 15,401 2,502,829 336 1,514 7,159 6,249 12,771 28,029 13,472 32,811 31,515 70,471 32,030 1,298 181,597 16,441 27,363 127,321 232,052 141,476 544,653 9,344 9,344 71,930 71,930 2,284,479 442,884 1,165,053 346,863 205,310 119,868 4,564,457 (560,508) (85,269) (53,275) (120,922) (280) (820,254) (1,605) (4,025) (2,084) (5,214) (5,993) (18,921) (2,033,091) (346,727) (653,623) (239,644) (9,503) (3,282,588) (28) (10,273) (2,544) (11,662) (57,575) (90,518) (172,600) (2,595,232) (446,294) (711,526) (377,442) (57,855) (106,014) (4,294,363) (310,753) (3,410) 453,527 (30,579) 147,455 13,854 270,094 158
2012 12 31 3 3.2 3.2.5 2012 795,978 14,683 1,208 4,977 816,846 410,374 94,935 9,617 6,037 520,963 42,336 5,589 2,147 2,089 52,161 2,540,186 251,843 71,712 15,887 2,879,628 30,395 30,395 165,052 20,384 12,249 6,923 204,608 597,464 922 41 188 598,615 159,615 3,994 5,771 783 170,163 4,741,400 392,350 102,745 36,884 5,273,379 (805,376) (121,427) (5,649) (10,537) (942,989) (4,469) (11,153) (6,758) (680) (23,060) (3,410,633) (180,120) (114,395) (23,264) (3,728,412) (183,034) (8,672) (3,384) (2,381) (197,471) (4,403,512) (321,372) (130,186) (36,862) (4,891,932) 337,888 70,978 (27,441) 22 381,447 1,108,398 209,460 26,673 19,145 1,363,676 H 159
2012 12 31 3 3.2 3.2.5 2012 795,477 14,683 1,208 4,977 816,345 410,024 96,588 9,126 6,036 521,774 41,930 5,589 1,825 2,089 51,433 2,536,867 251,439 71,527 16,941 2,876,774 30,020 30,020 163,369 20,151 11,629 6,923 202,072 596,692 637 41 188 597,558 7,321 645 2,272 10,238 89,258 3,982 1,763 726 95,729 4,670,958 393,714 99,391 37,880 5,201,943 (754,064) (121,311) (5,406) (10,537) (891,318) (4,469) (11,153) (6,758) (680) (23,060) (3,407,528) (180,299) (115,076) (23,264) (3,726,167) (170,515) (8,658) (2,846) (2,380) (184,399) (4,336,576) (321,421) (130,086) (36,861) (4,824,944) 334,382 72,293 (30,695) 1,019 376,999 1,108,147 209,336 26,474 19,115 1,363,072 160
2012 12 31 3 3.2 3.2.5 2011 712,062 5,255 12,319 7,363 736,999 379,937 49,124 7,612 6,567 443,240 37,938 6,879 1,262 2,343 48,422 2,249,242 182,890 61,089 12,164 2,505,385 28,256 28,256 155,025 22,498 2,139 4,430 184,092 542,853 1,638 270 544,761 115,544 1,012 3,220 246 120,022 4,220,857 269,296 87,641 33,383 4,611,177 (723,832) (113,722) (5,779) (11,166) (854,499) (6,035) (7,453) (4,862) (571) (18,921) (3,056,701) (105,458) (100,925) (20,148) (3,283,232) (170,843) (4,299) (3,973) (2,622) (181,737) (3,957,411) (230,932) (115,539) (34,507) (4,338,389) 263,446 38,364 (27,898) (1,124) 272,788 914,441 164,688 18,811 20,719 1,118,659 2011 711,826 5,255 12,319 7,363 736,763 378,112 48,823 7,561 6,567 441,063 37,938 6,838 1,130 2,343 48,249 2,246,998 183,456 60,211 12,164 2,502,829 28,029 28,029 153,455 22,297 1,415 4,430 181,597 542,763 1,620 270 544,653 6,620 630 2,094 9,344 69,302 1,011 1,371 246 71,930 4,175,043 269,930 86,101 33,383 4,564,457 (689,931) (113,724) (5,433) (11,166) (820,254) (6,035) (7,453) (4,862) (571) (18,921) (3,055,040) (105,458) (101,942) (20,148) (3,282,588) (162,057) (4,294) (3,627) (2,622) (172,600) (3,913,063) (230,929) (115,864) (34,507) (4,294,363) 261,980 39,001 (29,763) (1,124) 270,094 914,433 164,688 18,811 20,719 1,118,651 H 161
2012 12 31 3 3.2 3.2.6 3.3 3.3.1 75% 2012 12 3120% 2011 12 3121% 5% 2011 12 315% 3.3.2 3.3.3 3.3.4 162
2012 12 31 3 3.3 3.3.3 2012 (144,956) (169,281) (100,907) (156,455) (461,734) (291) (1,033,624) (2,433) (1,483) (1,368) (4,449) (5,973) (15,706) (1,722,159) (509,277) (413,990) (775,736) (407,268) (3,828,430) (2,197) (2,421) (7,559) (42,530) (54,035) (108,742) (37,046) (1,228) (184) (1,211) (3,596) (3,997) (47,262) (1,906,594) (683,466) (518,870) (945,410) (921,101) (58,323) (5,033,764) 133,245 683,807 817,052 54,762 250,504 77,565 138,518 4,634 38 12 526,033 1,215 3,298 15,346 22,842 6,498 728 49,927 217,929 365,699 1,050,525 921,209 1,058,139 32,046 3,645,547 16 103 6,513 6,704 27,513 40,849 7,452 16,143 43,139 116,202 46,478 787 2,562 232,763 8,606 16,773 76,519 401,515 204,860 708,273 13,376 2,240 4,665 15,181 45,674 12,478 923 94,537 201,383 487,962 484,246 1,345,741 1,518,780 1,356,004 33,768 687,097 6,114,981 H 163
2012 12 31 3 3.3 3.3.3 2012 (147,630) (165,066) (82,870) (127,371) (454,480) (977,417) (2,433) (1,483) (1,368) (4,449) (5,973) (15,706) (1,721,793) (508,350) (413,887) (775,502) (406,653) (3,826,185) (2,197) (2,421) (5,496) (42,530) (54,035) (106,679) (34,967) (16) (1,035) (478) (2,575) (39,071) (1,906,823) (677,096) (500,562) (913,853) (910,114) (56,610) (4,965,058) 133,215 683,336 816,551 53,432 253,698 77,565 138,421 3,546 12 526,674 1,215 3,298 15,346 22,842 6,498 49,199 215,690 364,761 1,048,441 921,058 1,061,061 31,832 3,642,843 16 103 6,401 6,440 27,513 40,473 7,420 16,143 43,011 115,441 46,172 787 1,253 230,227 8,606 16,773 76,519 401,187 204,131 707,216 12,076 923 12,999 198,723 486,645 478,643 1,328,139 1,470,514 1,345,375 33,554 684,589 6,026,182 164
2012 12 31 3 3.3 3.3.3 2011 (143,024) (161,393) (100,142) (98,600) (429,857) (8,379) (941,395) (406) (972) (475) (3,138) (8,241) (13,232) (1,620,246) (419,788) (354,212) (680,572) (284,879) (11,395) (3,371,092) (10,631) (5,049) (25,759) (72,731) (114,170) (38,311) (1,227) (31) (351) (1,700) (3,487) (45,107) (1,801,987) (583,380) (465,491) (787,710) (750,436) (95,992) (4,484,996) 114,360 622,939 737,299 62,874 285,598 19,375 77,169 1,087 12 446,115 2,069 2,960 15,448 21,533 6,790 132 48,932 178,125 316,836 916,990 826,569 888,626 18,843 3,145,989 330 1,551 8,419 9,665 16,385 36,350 3,022 10,866 34,796 111,268 52,541 722 2,742 215,957 7,298 13,032 127,269 310,926 185,181 643,706 5,134 1,738 2,286 10,271 28,635 11,834 702 60,600 182,368 478,180 366,906 1,190,362 1,309,683 1,161,357 20,279 625,813 5,334,948 H 165
2012 12 31 3 3.3 3.3.3 2011 (145,570) (158,444) (93,753) (69,699) (429,857) (8,379) (905,702) (406) (972) (475) (3,138) (8,241) (13,232) (1,620,112) (419,788) (354,155) (680,773) (284,226) (11,395) (3,370,449) (10,631) (4,986) (23,696) (72,731) (112,044) (37,001) (28) (14) (249) (320) (2,648) (40,260) (1,803,089) (579,232) (459,028) (758,845) (746,340) (95,153) (4,441,687) 114,319 622,744 737,063 61,834 285,598 19,315 77,038 12 443,797 2,069 2,960 15,448 21,533 6,749 48,759 175,321 316,715 916,947 826,242 889,360 18,843 3,143,428 330 1,551 8,387 9,533 16,322 36,123 3,022 10,861 34,608 110,749 52,006 722 1,298 213,266 7,298 13,032 127,269 310,917 185,085 643,601 4,276 691 4,967 180,429 473,638 364,434 1,179,697 1,278,974 1,149,522 20,268 624,042 5,271,004 166
2012 12 31 3 3.3 3.3.4 (a) 2012 11 55 77 1 144 63 159 637 812 170 1,841 74 214 714 813 170 1,985 (6) (34) (74) (3) (117) (85) (305) (1,034) (1,149) (213) (2,786) (91) (339) (1,108) (1,152) (213) (2,903) 2011 1 9 116 50 176 26 11 442 245 (30) 694 27 20 558 295 (30) 870 (10) (7) (77) (44) (138) (143) (100) (441) (909) (66) (1,659) (153) (107) (518) (953) (66) (1,797) H 167
2012 12 31 3 3.3 3.3.4 (b) 2012 (149,294) (154,624) (402,475) (23,710) (1,275) (731,378) 149,308 154,536 402,175 23,715 1,269 731,003 2011 (125,975) (88,727) (183,955) (12,479) (411,136) 126,236 88,825 183,945 12,516 411,522 168
2012 12 31 3 3.3 3.3.5 2012 133,039 683,807 816,846 54,757 250,174 76,834 135,076 4,080 30 12 520,963 1,849 4,285 17,221 21,859 6,219 728 52,161 207,827 327,184 951,250 651,171 718,710 23,486 2,879,628 95 5,306 2,011 22,983 30,395 7,034 14,800 38,366 101,883 39,963 2,562 204,608 7,770 11,744 60,048 342,302 176,751 598,615 28,219 6,402 14,741 21,787 39,308 11,622 337 47,747 170,163 216,015 481,056 449,683 1,229,054 1,162,614 976,278 23,835 734,844 5,273,379 (144,871) (166,879) (97,077) (144,500) (389,446) (216) (942,989) (2,433) (2,138) (2,592) (7,676) (7,270) (951) (23,060) (1,721,728) (504,583) (406,869) (749,675) (345,557) (3,728,412) (44,490) (9,293) (16,116) (33,336) (50,844) (43,392) (197,471) (1,913,522) (682,893) (522,654) (935,187) (793,117) (44,559) (4,891,932) (1,697,507) (201,837) (72,971) 293,867 369,497 931,719 23,835 734,844 381,447 H 169
2012 12 31 3 3.3 3.3.5 2011 114,060 622,939 736,999 62,850 285,382 18,979 75,157 860 12 443,240 2,715 3,954 15,116 20,200 6,305 132 48,422 170,161 282,312 825,120 601,798 617,062 8,932 2,505,385 300 1,515 6,555 6,422 13,464 28,256 2,594 9,300 28,587 95,581 45,288 2,742 184,092 6,504 9,646 105,434 264,029 159,148 544,761 14,421 5,105 10,297 16,578 24,348 10,289 257 38,727 120,022 191,331 472,761 336,003 1,072,547 1,013,238 851,556 9,201 664,540 4,611,177 (142,593) (160,682) (90,138) (95,629) (359,027) (6,430) (854,499) (406) (1,795) (1,577) (4,556) (9,694) (893) (18,921) (1,619,891) (416,608) (347,850) (655,603) (238,556) (4,724) (3,283,232) (45,604) (6,389) (21,343) (23,774) (25,933) (58,694) (181,737) (1,808,494) (585,474) (460,908) (779,562) (633,210) (70,741) (4,338,389) (1,617,163) (112,713) (124,905) 292,985 380,028 780,815 9,201 664,540 272,788 3.3.6 1 1 5 5 2012 259,727 86,920 89,918 436,565 810,401 101,220 15,490 927,111 1,907 4,718 1,435 8,060 2,946 1,385 2 4,333 1,074,981 194,243 106,845 1,376,069 2011 12 31 195,105 79,634 95,210 369,949 643,043 85,183 20,484 748,710 1,392 3,474 1,207 6,073 1,831 1,632 3,463 841,371 169,923 116,901 1,128,195 170
2012 12 31 3 3.3 3.3.6 1 1 5 5 2012 259,727 86,897 89,918 436,542 809,848 101,192 15,490 926,530 1,869 4,667 1,433 7,969 2,942 1,383 2 4,327 1,074,386 194,139 106,843 1,375,368 2011 12 31 195,105 79,634 95,210 369,949 643,035 85,183 20,484 748,702 1,360 3,429 1,207 5,996 1,828 1,632 3,460 841,328 169,878 116,901 1,128,107 3.4 (a) 2012 2011 520,963 520,963 443,240 443,240 2,879,628 2,879,865 2,505,385 2,503,953 30,395 30,839 28,256 28,528 598,615 597,109 544,761 546,348 (942,483) (942,408) (854,499) (853,542) (3,728,412) (3,732,297) (3,283,232) (3,282,581) (79,572) (80,100) (81,803) (80,953) 2012 2011 521,774 521,774 441,063 441,063 2,876,774 2,877,011 2,502,829 2,501,398 30,020 30,460 28,029 28,301 597,558 596,052 544,653 546,239 (890,812) (890,737) (820,254) (819,297) (3,726,167) (3,730,052) (3,282,588) (3,281,938) (77,572) (78,092) (79,803) (79,005) H 171
2012 12 31 3 3.4 (a) (b) 7 172
2012 12 31 3 3.4 (b) 2012 2,333 42,622 44,955 728 728 6,478 6,478 3,061 49,100 52,161 18,116 183,919 11 202,046 1,417 1,145 2,562 19,533 183,919 1,156 204,608 22,594 233,019 1,156 256,769 (2,433) (12,977) (15,410) (7,650) (7,650) (2,433) (20,627) (23,060) (2,433) (20,627) (23,060) H 173
2012 12 31 3 3.4 (b) 2012 2,333 42,622 44,955 6,478 6,478 2,333 49,100 51,433 17,851 182,957 11 200,819 522 731 1,253 18,373 182,957 742 202,072 20,706 232,057 742 253,505 (2,433) (12,977) (15,410) (7,650) (7,650) (2,433) (20,627) (23,060) (2,433) (20,627) (23,060) 2011 2,195 40,510 42,705 132 132 5,585 5,585 2,327 46,095 48,422 15,695 165,644 11 181,350 1,625 1,117 2,742 17,320 165,644 1,128 184,092 19,647 211,739 1,128 232,514 (406) (12,522) (12,928) (5,993) (5,993) (406) (18,515) (18,921) (406) (18,515) (18,921) 174
2012 12 31 3 3.4 (b) 2011 2,154 40,510 42,664 5,585 5,585 2,154 46,095 48,249 15,468 164,820 11 180,299 567 731 1,298 16,035 164,820 742 181,597 18,189 210,915 742 229,846 (406) (12,522) (12,928) (5,993) (5,993) (406) (18,515) (18,921) (406) (18,515) (18,921) 2012 1 1 1,128 1,128 3 3 100 100 (75) (75) 2012 12 31 1,156 1,156 2012 12 31 H 175
2012 12 31 3 3.4 (b) 2012 1 1 742 742 3 3 (3) (3) 2012 12 31 742 742 2012 12 31 2011 1 1 893 893 (3) (3) 386 386 (148) (148) 2011 12 31 1,128 1,128 2011 12 31 (3) (3) 176
2012 12 31 3 3.4 (b) 2011 1 1 893 893 (3) (3) (148) (148) 2011 12 31 742 742 2011 12 31 (3) (3) 3.5 8% 4% H 177
2012 12 31 3 3.5 2012 2011 74,263 61,886 105,321 61,670 112,180 92,316 73,037 46,755 1,041 857 365,842 263,484 30,113 25,962 67,000 65,871 27 3,415 97,140 95,248 97,140 95,248 462,982 358,732 (200) (200) (1,843) (1,218) (334) (340) (4,530) (4,530) (6,907) (6,288) 456,075 352,444 2,697,461 2,411,523 449,980 383,661 3,147,441 2,795,184 7,605 3,034 14.07% 12.44% 11.24% 9.27% 178
2012 12 31 4 12 31 2012 2011 11,294 9,336 12,671 7,092 185,821 148,054 30,810 27,282 240,596 191,764 (44,158) (31,449) (72,731) (54,396) (3,212) (2,257) (369) (169) (120,470) (88,271) 120,126 103,493 7.35 2011 8.44 1.81 2011 1.62 9.002011 7.66 12 31 2012 2011 8,845 7,568 21,965 19,714 30,810 27,282 5 12 31 2012 2011 2,368 2,053 7,958 6,183 5,884 6,276 2,731 1,894 3,321 3,170 1,411 1,611 453 385 24,126 21,572 H 179
2012 12 31 5 12 31 2012 2011 438 223 1,032 750 6 12 31 2012 2011 245 430 2,631 2,150 368 335 3,244 2,915 12 31 2012 2011 74 81 7 12 31 2012 2011 80 71 8 12 31 2012 2011 789 1,197 480 204 1,269 1,401 2012 0.0520110.09 180