60 YEARS ON OUR WORLDWIDE JOURNEY 1954 10 2005 10939 2007 9601939 2014 2,079 14,856 348 3.14 Nelly Moswai For further information please visit www.ccb



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Transcription:

60 YEARS ON OUR WORLDWIDE JOURNEY 2014 年 年 報

60 YEARS ON OUR WORLDWIDE JOURNEY 1954 10 2005 10939 2007 9601939 2014 2,079 14,856 348 3.14 Nelly Moswai For further information please visit www.ccb.com Loren Lampros i

... 2... 4... 6... 8... 10... 12... 15... 29... 54... 63... 66... 68... 72... 75... 88... 104... 108... 110... 113... 114... 262... 265... 267... 275 1

60 60 1954 1954 1979 1979 1994 1994 2

1999-2004 1999 2004 2005-2007 2005 2007 2014 2014 60 3

2014 2013 (%) 2012 2011 2010 437,398 389,544 12.28 353,202 304,572 251,500 108,517 104,283 4.06 93,507 86,994 66,132 10,825 17,313 (37.47) 15,824 7,837 8,148 556,740 511,140 8.92 462,533 399,403 325,780 (195,988) (188,185) 4.15 (171,081) (144,537) (121,366) (61,911) (43,209) 43.28 (40,041) (35,783) (29,292) 299,086 279,806 6.89 251,439 219,107 175,156 228,247 215,122 6.10 193,602 169,439 135,031 227,830 214,657 6.14 193,179 169,258 134,844 12 31 9,474,523 8,590,057 10.30 7,512,312 6,496,411 5,669,128 (251,613) (228,696) 10.02 (202,433) (171,217) (143,102) 16,744,130 15,363,210 8.99 13,972,828 12,281,834 10,810,317 12,898,675 12,223,037 5.53 11,343,079 9,987,450 9,075,369 15,491,767 14,288,881 8.42 13,023,283 11,465,174 10,109,157 1,242,179 1,065,951 16.53 941,668 811,140 697,047 250,011 250,011 250,011 250,011 250,011 1 1,516,928 1,316,724 15.20 1 10,203,643 9,872,790 3.35 0.91 0.86 5.81 0.77 0.68 0.56 0.301 0.30 0.33 0.268 0.2365 0.2122 5.01 4.30 16.51 3.80 3.27 2.80 1. 2014 4

(%) 2014 2013 + (-) 2012 2011 2010 1 1.42 1.47 (0.05) 1.47 1.47 1.32 19.74 21.23 (1.49) 21.98 22.51 22.61 2.61 2.56 0.05 2.58 2.57 2.40 2.80 2.74 0.06 2.75 2.70 2.49 19.49 20.40 (0.91) 20.22 21.78 20.30 2 28.92 29.65 (0.73) 29.60 29.93 31.55 73.45 70.28 3.17 66.23 65.05 62.47 3 12.12 10.75 1.37 3 12.12 10.75 1.37 3 14.87 13.34 1.53 7.48 6.99 0.49 6.80 6.65 6.49 1.19 0.99 0.20 0.99 1.09 1.14 222.33 268.22 (45.89) 271.29 241.44 221.14 2.66 2.66 2.69 2.64 2.52 1. 2. 3. 2014 5

6 CHINA CONSTRUCTION BANK CORPORATIONCCB 25 100033 www.ccb.com ir@ccb.com 3 28 www.sse.com.cn www.hkexnews.hk 25 86-10-66215533 86-10-66218888 A 601939 H 939

2004 9 17 2005 10 14H 2007 9 11 A 2013 5 8 100000000039122 10000444-7 A H B0004H111000001 110102100004447 202 11 22 5 20 1 27 166 36 183 17 1712-1716 7

8 FINANCIAL TIMES THE BANKER 20141000 2 2014 5009 50029 5003 2014 2014 2014 2014 BRANDZ 2014 4 2014 50038 2014 2014 2014 2000 2 INTERBRAND 2014 4 FORBES FORTUNE CHINA BRANDZ

21 9

10 2014 201416.74 2,282.47 1.42% 19.74% 14.87% 12.12% 0.301 2,714.82 75.25% 2.25 50% 49.86 286.38 1.046,500 38.06% 88.03% 1.79 1.47

11 4 BIC 72% 17 11 68 1,188 1.37 80% 1.75 1.45 30 60% 2014 1.19% 222.33%2.66% 2.6 2014 (APEC) APEC APEC 2014 100 20141000 2500 295003 2014 2000 2 50038 2014 6060 1954 1979 1994 2003 2015 3 27

2014 2014167,441.30 8.99%94,745.23 10.30% 128,986.75 5.53% 5,567.408.92% 12.28% (NIM)2.80% 19.49% 28.92% 2,990.866.89% 2,282.47 6.10%14.87% 1.19%222.33% 25,592.15 11.87% 45.4%2.4 19.87% 22,538.15 3,989.83 188.32 62.34 38.06% 1 1.46 6,59316,580.81 14.18% 18.21% IPO 2014 34.30%31.63% 12

21 138 1,470 63 30 1.37 1.75 88.03%2.63 1.82 19.10% 1.47 25.98% 1,400 873 20141,370223 13 3419 252 934 2015 2015 3 27 13

14 7 18 2015 2014 2015 4 5 4 2015 3 27 2014

2014 20143.3%2013 0.3 2014 2014(GDP)63.6 7.4% (CPI) 2.0% 2014 1.2 2014M2 122.8 12.2%M1 34.8 3.2%81.7 13.6% 113.9 9.1% 2014 2,990.86 6.89%2,282.476.10% (1) 478.54 12.28% (2) 42.34 4.06% (3) 0.73 28.92% 619.1143.28% 2014 12 31 2013 12 31 (%) 437,398 389,544 12.28 119,342 121,596 (1.85) 108,517 104,283 4.06 556,740 511,140 8.92 (195,988) (188,185) 4.15 (61,911) (43,209) 43.28 245 60 308.33 299,086 279,806 6.89 (70,839) (64,684) 9.52 228,247 215,122 6.10 23,701 (23,422) (201.19) 251,948 191,700 31.43 15

20144,373.98478.5412.28%78.56% 2014 12 31 2013 12 31 (%) (%) 9,111,534 532,829 5.85 8,104,173 469,049 5.79 3,204,444 129,237 4.03 2,929,513 109,576 3.74 2,527,915 39,177 1.55 2,417,929 37,589 1.55 551,451 25,522 4.63 646,623 24,889 3.85 247,698 12,361 4.99 122,041 5,150 4.22 15,643,042 739,126 4.72 14,220,279 646,253 4.54 (247,757) (222,278) 933,259 523,820 16,328,544 739,126 14,521,821 646,253 12,354,674 237,383 1.92 11,690,720 220,588 1.89 1,473,193 48,039 3.26 855,906 21,002 2.45 15,683 448 2.86 29,616 1,097 3.70 409,369 14,223 3.47 310,470 10,207 3.29 53,791 1,635 3.04 105,706 3,815 3.61 14,306,710 301,728 2.11 12,992,418 256,709 1.98 840,682 495,122 15,147,392 301,728 13,487,540 256,709 437,398 389,544 2.61 2.56 2.80 2.74 16

2014 62.80% 1 1 58,871 4,909 63,780 10,766 8,895 19,661 1,588 1,588 (3,978) 4,611 633 6,125 1,086 7,211 73,372 19,501 92,873 13,126 3,669 16,795 18,539 8,498 27,037 (438) (211) (649) 3,427 589 4,016 (1,649) (531) (2,180) 33,005 12,014 45,019 40,367 7,487 47,854 1. 478.54 403.67 74.87 2014 7,391.26 928.7314.37% 72.09% 17.49% 5.30% 3.45% 1.67% 2014 12 31 2013 12 31 (%) (%) 5,647,433 347,322 6.15 5,155,270 316,540 6.14 2,049,635 119,580 5.83 1,867,434 108,233 5.80 3,597,798 227,742 6.33 3,287,836 208,307 6.34 2,670,092 156,098 5.85 2,245,054 129,438 5.77 125,927 7,002 5.56 140,464 7,510 5.35 668,082 22,407 3.35 563,385 15,561 2.76 9,111,534 532,829 5.85 8,104,173 469,049 5.79 17

5,328.29637.80 13.60% 12.43% 65.85% 1,292.37196.61 17.94% 391.7715.88 4.22% 4.55% 255.22 6.332.54% 784.63% 123.6172.11 140.02% 102.96%77 2014 3,017.28 450.1917.54% 2014 12 31 2013 12 31 (%) (%) 6,354,834 114,241 1.80 6,047,456 107,476 1.78 3,739,795 28,063 0.75 3,591,410 25,741 0.72 2,615,039 86,178 3.30 2,456,046 81,735 3.33 5,657,331 116,152 2.05 5,420,535 110,042 2.03 2,325,870 8,224 0.35 2,255,075 8,079 0.36 3,331,461 107,928 3.24 3,165,460 101,963 3.22 342,509 6,990 2.04 222,729 3,070 1.38 12,354,674 237,383 1.92 11,690,720 220,588 1.89 2,373.83167.95 7.61% 5.68% 31.92% 2013 480.39 270.37 128.74% 72.12% 813.26% 18

4.486.49 59.16% 47.05%84 2.86% 2014 12 31 2013 12 31 (%) 112,238 107,432 4.47 (3,721) (3,149) 18.16 108,517 104,283 4.06 10,825 17,313 (37.47) 119,342 121,596 (1.85) 2014 1,193.4222.541.85% 2014 12 31 2013 12 31 (%) 112,238 107,432 4.47 30,569 25,783 18.56 18,640 21,130 (11.78) 13,630 12,422 9.72 13,204 12,395 6.53 10,856 10,680 1.65 8,837 9,135 (3.26) 6,407 5,740 11.62 3,131 2,741 14.23 2,084 1,886 10.50 4,880 5,520 (11.59) (3,721) (3,149) 18.16 108,517 104,283 4.06 20141,085.17 4.06% 0.91 19.49% 305.6918.56% 30% 136.309.72% 132.046.53% 186.4011.78% 19

108.561.65% 88.37 3.26% 64.07 11.62% 2014 12 31 2013 12 31 (%) 972 3,092 (68.56) 495 446 10.99 4,045 1,395 189.96 5,313 12,380 (57.08) 10,825 17,313 (37.47) 108.2564.88 37.47% 9.7221.20 68.56%40.4526.50 189.96%53.13 57.08% 2014 12 31 2013 12 31 91,563 86,830 30,545 26,750 34,983 31,648 38,897 42,957 195,988 188,185 (%) 28.92 29.65 2014 0.73 28.92% 1,959.8878.03 4.15% 915.6347.33 5.45%305.4537.95 14.19% 20

2014 12 31 2013 12 31 59,264 42,666 836 (130) 359 (949) 281 1,056 196 (237) 1,811 673 61,911 43,209 2014 619.11 187.02 43.28% 592.64165.98 8.36 9.66 2014 708.3961.55 23.69% 25% 2014 12 31 (%) 9,474,523 8,590,057 (251,613) (228,696) 2013 12 31 (%) 9,222,910 55.08 8,361,361 54.42 1 3,727,869 22.26 3,414,617 22.23 2,610,781 15.59 2,475,001 16.11 514,986 3.08 473,351 3.08 273,751 1.63 281,447 1.83 91,495 0.55 80,731 0.53 2 302,338 1.81 276,702 1.80 16,744,130 100.00 15,363,210 100.00 1. 2. 2014 12 31 167,441.30 13,809.208.99% 55.08%0.66 0.03 22.26% 3.08%0.52 15.59% 21

2014 12 31 (%) 2013 12 31 (%) 5,760,406 60.80 5,399,631 62.86 1,907,304 20.13 1,870,823 21.78 3,853,102 40.67 3,528,808 41.08 2,884,146 30.44 2,464,654 28.69 2,253,815 23.79 1,880,219 21.89 329,164 3.47 268,663 3.13 58,040 0.61 71,490 0.83 75,002 0.79 91,655 1.07 1 168,125 1.78 152,627 1.77 168,923 1.78 116,962 1.36 661,048 6.98 608,810 7.09 9,474,523 100.00 8,590,057 100.00 1. 2014 12 3194,745.23 8,844.6610.30% 57,604.06 3,607.756.68% 364.81 1.95%3,242.94 9.19% 28,841.46 4,194.9217.02% 3,735.96 19.87% 605.01 22.52% 1,689.23519.61 44.43% 6,610.48 522.388.58%BIC 2014 12 31 2013 12 31 (%) (%) 2,544,820 26.86 2,336,298 27.20 1,826,894 19.28 1,652,755 19.24 4,223,844 44.58 3,734,986 43.48 878,965 9.28 866,018 10.08 9,474,523 100.00 8,590,057 100.00 22

2014 12 31 171,027 5,532 52,137 228,696 13,995 4,975 50,039 69,009 39 (9,784) (9,745) (1,943) (1,943) 1,230 69 (15,475) (14,176) (3,168) (18,317) (21,485) 141 1,116 1,257 186,252 7,588 57,773 251,613 2014 12 31 2,516.13229.17 222.33%45.89 2.66% 2014 12 31 2013 12 31 (%) (%) 3,475,683 93.24 3,115,865 91.25 18,633 0.50 19,249 0.56 1,901 0.05 937 0.03 231,652 6.21 278,566 8.16 3,727,869 100.00 3,414,617 100.00 2014 2014 12 31 37,278.693,132.52 9.17%93.24% 1.99 6.21%1.95 2014 12 31 2013 12 31 (%) (%) 332,235 8.91 364,050 10.66 926,170 24.85 760,292 22.26 2,298,663 61.66 2,100,538 61.52 170,801 4.58 189,737 5.56 3,727,869 100.00 3,414,617 100.00 23

2014 12 31 2013 12 31 (%) (%) 3,398,644 97.78 3,051,957 97.95 28,896 0.83 36,066 1.16 25,775 0.74 15,604 0.50 22,368 0.65 12,238 0.39 3,475,683 100.00 3,115,865 100.00 2014 12 31 34,756.833,598.18 11.55% 3,466.87 11.36%131.31 20.55% 2014 12 31 2013 12 31 (%) (%) 1,234,172 35.51 1,075,428 34.51 188,152 5.41 197,910 6.35 537,148 15.45 445,850 14.31 1,030,907 29.66 895,277 28.73 20 0.01 98 0.01 18,852 0.61 485,284 13.96 482,450 15.48 3,475,683 100.00 3,115,865 100.00 2014 12 31 914.95107.6413.33% 2014 12 31 2013 12 31 (%) (%) 12,898,675 83.26 12,223,037 85.54 1,206,520 7.79 848,012 5.94 181,528 1.17 61,873 0.43 431,652 2.79 357,540 2.50 1 773,392 4.99 798,419 5.59 15,491,767 100.00 14,288,881 100.00 1. 2014 12 31 154,917.67 12,028.86 8.42% 83.26%2.28 1.85 7.79% 0.29 2.79% 24

2014 12 31 (%) 2013 12 31 (%) 6,616,671 51.30 6,443,255 52.71 3,966,684 30.75 4,064,038 33.25 2,649,987 20.55 2,379,217 19.46 5,877,014 45.56 5,514,647 45.12 2,302,089 17.85 2,510,525 20.54 3,574,925 27.71 3,004,122 24.58 404,990 3.14 265,135 2.17 12,898,675 100.00 12,223,037 100.00 2014 12 31 128,986.756,756.38 5.53% 8,415.73 15.63% 4.22 48.26% 2014 12 31 2013 12 31 250,011 250,011 135,391 135,523 4,562 (19,290) 130,515 107,970 169,496 153,835 558,705 444,084 (6,501) (6,182) 1,242,179 1,065,951 10,184 8,378 1,252,363 1,074,329 2014 12 3112,523.631,780.347.48% 2014 12 31 22,793.97308.30 25

2014 12 31 2013 12 31 (%) (%) 9,079,893 95.84 8,300,113 96.63 281,459 2.97 204,680 2.38 55,059 0.58 32,100 0.37 48,239 0.51 42,231 0.49 9,873 0.10 10,933 0.13 9,474,523 100.00 8,590,057 100.00 113,171 85,264 1.19 0.99 2014 2014 12 311,131.71279.071.19% 0.202.97%0.59 2014 12 31 2013 12 31 (%) (%) 5,760,406 95,886 1.66 5,399,631 76,481 1.42 1,907,304 66,894 3.51 1,870,823 50,142 2.68 3,853,102 28,992 0.75 3,528,808 26,339 0.75 2,884,146 11,067 0.38 2,464,654 8,002 0.32 2,253,815 4,806 0.21 1,880,219 3,203 0.17 329,164 2,783 0.85 268,663 1,772 0.66 58,040 848 1.46 71,490 780 1.09 75,002 1,535 2.05 91,655 1,449 1.58 168,125 1,095 0.65 152,627 798 0.52 168,923 116,962 661,048 6,218 0.94 608,810 781 0.13 9,474,523 113,171 1.19 8,590,057 85,264 0.99 2014 12 31 0.24 1.66% 0.06 0.38%BIC 0.81 26

2014 12 31 (%) (%) 2013 12 31 (%) (%) 5,760,406 60.80 95,886 1.66 5,399,631 62.86 76,481 1.42 1,305,595 13.78 48,490 3.71 1,322,660 15.40 38,083 2.88 1,046,282 11.04 4,839 0.46 956,597 11.14 5,297 0.55 606,342 6.40 1,850 0.31 571,028 6.65 2,030 0.36 520,107 5.49 5,737 1.10 500,428 5.83 3,807 0.76 581,267 6.14 868 0.15 473,877 5.52 982 0.21 559,033 5.90 864 0.15 460,398 5.36 977 0.21 378,880 4.00 23,130 6.10 392,744 4.57 19,302 4.91 327,176 3.45 197 0.06 272,453 3.17 197 0.07 263,854 2.78 4,111 1.56 238,601 2.78 2,049 0.86 227,711 2.40 3,789 1.66 217,448 2.53 843 0.39 6,015 0.06 4,888 0.06 4 0.08 79,375 0.84 57 0.07 71,637 0.83 261 0.36 21,744 0.23 1,111 5.11 29,569 0.34 950 3.21 14,367 0.15 495 3.45 22,369 0.26 462 2.07 402,073 4.24 1,707 0.42 352,589 4.10 2,680 0.76 2,884,146 30.44 11,067 0.38 2,464,654 28.69 8,002 0.32 168,923 1.78 116,962 1.36 661,048 6.98 6,218 0.94 608,810 7.09 781 0.13 9,474,523 100.00 113,171 1.19 8,590,057 100.00 85,264 0.99 2014 27

2014 12 31 (%) 2013 12 31 (%) 3,073 0.03 1,009 0.01 2014 12 3130.7320.64 0.02 0.03% 2014 12 31 (%) 2013 12 31 (%) 3 54,405 0.58 25,077 0.30 3 1 49,012 0.52 26,103 0.30 1 3 22,991 0.24 26,552 0.31 3 6,808 0.07 8,972 0.10 133,216 1.41 86,704 1.01 2014 12 311,332.16 465.12 2014 12 31 2014 12 31 28

50.79% 2,990.86 26.93% 0.65% 21.63% 2014 12 31 2013 12 31 (%) (%) 151,886 50.79 145,939 52.16 80,553 26.93 64,635 23.10 64,696 21.63 69,107 24.70 1,951 0.65 125 0.04 299,086 100.00 279,806 100.00 29

1 3 1. 1954 2. 2006 3. 2014 30

1,518.86 59.47 4.07%50.79% 2 31

2014 12 31 2013 12 31 235,656 202,965 16.11 42,032 42,119 (0.21) (6,647) (855) 677.43 (%) 271,041 244,229 10.98 (73,419) (66,997) 9.59 (45,736) (31,293) 46.15 151,886 145,939 4.07 2014 12 31 2013 12 31 6,106,160 5,585,454 9.32 1,518.86 59.47 4.07%50.79% 1.3710.98% 16.11% 0.21% 46.15% 2014 66,166.711,734.16 2.69% 2014 57,604.06 3,607.75 6.68% 25,592.152,714.82 75.25% 17,966.42 1,974.85 12.35% 1,291.52 126.03 10.81% 2007 1,371.25 1.6884 1,407.07 49.86 286.38 95.60% 4,713.38 266.88 32

2014 2014 2011 11,429.28 1,534.68 15.51% 249,73717,776 2014 37 36 700 1 800 305,000250 33

34 6036 223 2014 93.18 2014 2,418 2,999.91 50% 155 2014 1.18 7.64%1.46 61.94% 272.46 21.20%29.4021.99% 12.8 40 1.4 2.43% 1,470138 2014 4.281.1838.06% 9,490.99 63768 9,476.26 3,612.75 61.61% (RQFII) 355.49 295.26 490.22%

2014553.23 188.32 51.61% 1,347.76 504.78 59.88% 384.19 62.34 19.37% 2014 486.00 68.06 95.39 35.17 35

1 1. 1986 4 2. 36

805.53 24.63% 26.93%3.83 2 37

2014 12 31 2013 12 31 (%) 161,824 134,452 20.36 44,679 40,870 9.32 (5,571) 374 (1,589.57) 200,932 175,696 14.36 (106,506) (101,111) 5.34 (13,873) (9,950) 39.43 80,553 64,635 24.63 2014 12 31 2013 12 31 3,005,155 2,590,881 15.99 805.53 24.63%26.93%3.83 14.36% 20.36% 9.32% 39.43% 2014 58,770.143,623.67 6.57% 8.30% 19.00% 2014 28,841.46 4,194.92 17.02% 22,538.15 3,735.96 19.87% 580.40 750.02 72.85 2014 6,593 1,39216,580.81 30.23%3,291.64 pad 1 APP 38

39 IC 2014 6.32 9,99650,915.22 40.14% ICIC1.85 8,991 1,571 869 2014 1,000 14.18% 18.21% 27.49 6.41 2014 7,170.81 11,833.333,200 207 470.01 60 900 5

1 1. 1987 30 2. 40

646.966.38% 21.63% 2 41

2014 12 31 2013 12 31 (%) 35,651 51,095 (30.23) 18,855 18,909 (0.29) 13,308 5,763 130.92 876 557 57.27 3,795 (1,207) (414.42) 72,485 75,117 (3.50) (6,852) (6,374) 7.50 (937) 364 (357.42) 64,696 69,107 (6.38) 2014 12 31 2013 12 31 6,588,297 6,505,051 1.28 646.966.38% 21.63%3.07 3.50% 30.23% 0.29% 13.01 2014 42

2014 4,788.35 5 2014 32,324.26 1,610.33 216.07 PC 2014 3,989.83 74.85 59.91 2014 7,783 70,106.70 2014 11,467.39 9,090.99 2,376.40 43

1 1. 1988 5 2. 44

2014 BIC 72% 20 2 45

46 2014 BIC 72% 2014 BIC 72%202014 9,480.92 32.67% 60.06 68.99% * 21 67.035176 45 2014 4,002.31 346.3813.68 * 2009 3 215 2014 6 2014 415.74 29.161.01 * 42 2013 3 201421.00 4.822,916.28 * (DIFC) 1 2013 4 (DFSA) 2014 46.61 6.081,192.23

47 * 2013 7 2 2014 20.36 15.16 1,370.50 * 50002014 7 2014 11 21 20144.49 2.82 * BIC BIC 1938 2,012,809,865.25 2007 2014 BIC371 BIC 5 1BIC40% VISA 2014 BIC362.94 30.07 2.90 2014 27 2014 1,895.4534.30% 24.64 31.63% * 15.27 67% 27.5% 5.5% 2014 6,658.35 80.95 73.05 8.69 * 44.96 51% 19.9% 14.27% 5.08% 4.9% 4.85% 2014 2014 405.87 76.491.72

48 * 45 2014 2014 771.28 62.205.05 * 6.01 2014 RQFII 2014 223.18 74.00 4.58 * 2 65% 25% 10% 2014 2014 3,6131,216 1,12510.16 8.82 1.65 * 2014 4 4.36 80% 20% 2014 2014 9.79 4.95 * 20 75.10% 24.90% 2014 2014 251.35 24.701.77 * 2014 27 27.85 13.77 2014 27 152.66 121.59 31.07 109.08 88.47% 1.19

2014 12 31 (%) 2013 12 31 (%) 41,471 13.87 36,768 13.14 36,709 12.27 38,469 13.75 48,212 16.12 45,019 16.10 46,186 15.44 42,191 15.08 50,240 16.80 46,375 16.57 14,931 4.99 15,597 5.57 54,996 18.39 51,492 18.40 6,341 2.12 3,895 1.39 299,086 100.00 279,806 100.00 2014 12 31 (%) 2013 12 31 (%) 2,839,279 13.23 2,639,135 13.18 2,230,031 10.40 2,158,746 10.78 3,030,726 14.13 2,737,198 13.67 2,590,457 12.08 2,411,147 12.04 2,579,135 12.02 2,500,348 12.49 995,140 4.64 910,474 4.55 6,252,529 29.14 5,934,221 29.63 935,564 4.36 731,878 3.66 1 21,452,861 100.00 20,023,147 100.00 1. 2014 12 31 (%) (%) 2013 12 31 (%) (%) 1,877,906 19.82 39,321 2.09 1,781,649 20.74 40,844 2.29 1,299,615 13.72 17,719 1.36 1,220,420 14.21 10,680 0.88 1,633,965 17.25 10,860 0.66 1,442,213 16.79 6,695 0.46 1,552,809 16.39 14,671 0.94 1,358,192 15.81 12,052 0.89 1,641,394 17.32 13,039 0.79 1,461,129 17.01 7,221 0.49 562,403 5.94 8,471 1.51 507,751 5.91 4,551 0.90 342,476 3.61 3,250 0.95 280,597 3.27 2,645 0.94 563,955 5.95 5,840 1.04 538,106 6.26 576 0.11 9,474,523 100.00 113,171 1.19 8,590,057 100.00 85,264 0.99 49

2014 12 31 (%) 2013 12 31 (%) 2,401,640 18.62 2,310,251 18.90 1,873,077 14.52 1,878,995 15.37 2,344,928 18.18 2,245,632 18.37 2,457,370 19.05 2,268,111 18.56 2,457,312 19.05 2,388,492 19.54 932,976 7.23 855,591 7.00 43,358 0.34 25,671 0.21 388,014 3.01 250,294 2.05 12,898,675 100.00 12,223,037 100.00 2014 14,856 3732411,751 2,7421 206 2,224 2014 338 288 1,500 11 2014 88.03%2.63 2,949.20 644 2,846 * 9 201417,869 19.12%39.60 21.76%62.49 19.80% 330 18.15%128.80 23.53%23.00 18.34% * 2014 462.79 1.45 50

51 * 95533 2014 17,4022,432 16.24% * 201414,679 25.98%7.38101.35% 30.42 155.10% 24,320 21.93% 1,400 873 * 2014 81,067 12,054 17.47% 21,2743,396 19.00% 20141.37 80% 2014 14,523 30 92 2014 17,544 2014 2015 1 2015 734 9 19 2014 99.99% 100% 10,3644.12

20 2014 IC IC 2014 1,370223 2014 372,321 1.06% 6,275 24.58% 224,992 60.43% 473 52,286 30... 29.97% 31 40... 22.18% 41 50... 37.44% 51 59... 10.36% 60... 0.05%... 0.13%... 6.81%... 53.49%... 30.21%... 4.77%... 4.59%... 45.54%... 14.65%... 13.69%... 6.86%... 4.89%... 3.72%... 2.28%... 0.12%... 8.26% 52

201414,88014,85624 2014 12 31 (%) 2,462 16.55 57,510 15.45 1,885 12.67 47,289 12.70 2,427 16.31 60,584 16.27 3,588 24.11 83,036 22.30 3,031 20.37 70,451 18.92 1,460 9.81 37,440 10.06 3 0.02 15,391 4.13 24 0.16 620 0.17 14,880 100.00 372,321 100.00 (%) 2014 36,574189.53 41236 134102 9,843366 6,093 3,750 26 53

54 2014

2014 55

2014 5.05%13.42% 2014 12 31 2013 12 31 2012 12 31 (%) 5.05 4.51 3.86 (%) 13.42 14.80 14.76 2014 12 31 (%) A 76,640 0.81 B 18,828 0.20 C 16,094 0.17 D 14,327 0.15 E 14,227 0.15 F 13,016 0.14 G 12,982 0.14 H 12,680 0.13 I 12,549 0.13 J 12,291 0.13 203,634 2.15 2014 (PSL) (SLO) (MLF) 56

(%) 2014 12 31 2013 12 31 2012 12 31 1 25 48.88 46.57 56.73 1. 25 57.03 55.20 58.81 1 2014 12 31 1 3 3 1 15 5 2,456,736 154,045 2,610,781 67,172 119,649 153,727 162,134 12,058 246 514,986 179,452 58,804 35,495 273,751 55,547 356,911 273,474 566,001 2,298,193 2,521,847 3,150,937 9,222,910 27,994 124,847 192,391 426,082 1,799,990 1,159,649 3,730,953 213,384 29,532 26,090 47,340 66,041 6,952 1,410 390,749 2,753,661 607,660 723,512 1,018,263 2,987,945 4,340,847 4,312,242 16,744,130 15,381 67,477 8,358 91,216 585,618 277,699 108,671 224,925 6,549 3,058 1,206,520 18,052 111,383 98,289 68,285 296,009 181,079 295 154 181,528 6,748,886 888,992 1,143,267 2,658,778 1,442,869 15,883 12,898,675 27,976 71,261 128,214 102,294 103,907 431,652 401 115,239 33,723 45,916 135,031 53,092 2,765 386,167 401 7,467,795 1,536,233 1,535,176 3,223,745 1,602,804 125,613 15,491,767 2014 2,753,260 (6,860,135) (812,721) (516,913) (235,800) 2,738,043 4,186,629 1,252,363 2013 2,531,094 (6,711,273) (610,116) (427,828) 3,773 2,493,591 3,795,088 1,074,329 2014 12 31 12,523.631,780.3468,601.35 57

2014 2014 IT 99% 1 2014 2013 12 31 12 31 189 67 194 17 128 64 148 29 173 31 173 9 117 36 134 17 36 54 119 12 94 53 107 17 1 1 21 7 2 18 58

2014 (LPR) 2014 12 31 3 3 1 15 5 128,271 2,482,510 2,610,781 343,959 161,608 9,419 514,986 238,256 35,495 273,751 5,008,405 4,059,338 83,238 71,929 9,222,910 23,619 489,216 528,865 1,585,263 1,103,990 3,730,953 390,749 390,749 542,639 8,562,346 4,785,306 1,677,920 1,175,919 16,744,130 82,858 8,358 91,216 978,962 221,176 6,382 1,206,520 18,052 209,672 68,285 296,009 181,374 154 181,528 132,430 8,685,836 2,650,532 1,421,910 7,967 12,898,675 115,280 116,058 95,854 104,460 431,652 386,167 386,167 536,649 10,253,982 3,064,563 1,524,146 112,427 15,491,767 2014 5,990 (1,691,636) 1,720,743 153,774 1,063,492 1,252,363 2014 (1,691,636) 29,107 182,881 1,246,373 2013 59,802 (1,963,877) 1,761,438 241,112 975,854 1,074,329 2013 (1,963,877) (202,439) 38,673 1,014,527 59

2014 12 31 291.07 12,172.66 100 100 100 100 100 100 2014 12 31 (38,702) 38,702 30,346 (30,346) 2013 12 31 (40,135) 40,135 31,468 (31,468) 2014(ALM) 2014 12 31 2013 12 31 741,109 186,089 120,360 1,047,558 731,627 141,255 71,352 944,234 (713,853) (207,223) (141,626) (1,062,702) (540,063) (174,454) (117,234) (831,751) 778,919 46,628 91,559 917,106 740,072 57,311 105,430 902,813 (802,482) (19,482) (60,739) (882,703) (924,064) (11,030) (55,931) (991,025) 747 (152) 595 200 200 4,440 6,012 9,402 19,854 7,772 13,082 3,617 24,471 2014 12 31 198.5446.17 60

61 2014 2014 2014 2014

38 2014 29 IT 62

2014 2014 4 2014 2014 12 31 14.87% 12.12%12.12% 2013 12 31 1.53 1.37 1.37 2014 12 31 2013 12 31 1 1,236,730 1,166,760 1,061,684 998,380 1,236,767 1,166,760 1,061,700 998,380 1,516,928 1,445,219 1,316,724 1,249,850 12.12% 11.78% 10.75% 10.44% 12.12% 11.78% 10.75% 10.44% 14.87% 14.59% 13.34% 13.06% 12.09% 12.02% 11.14% 11.05% 14.71% 14.39% 13.88% 13.53% 1. 2014 63

2014 12 31 2013 12 31 250,011 250,011 1 139,761 116,321 130,515 107,970 169,478 153,825 556,756 442,554 4,456 3,729 2 (6,262) (5,948) 3 2,501 1,415 3 1,592 1,609 (10) (148) 3,902 3,902 37 16 149,839 144,000 4 127,878 110,918 2,444 106 5 1,236,730 1,061,684 5 1,236,767 1,061,700 5 1,516,928 1,316,724 1. 2. 3. 4. 2013 12 31 5. 64

2014 12 31 2013 12 31 1 8,739,574 8,984,419 54,302 43,685 915,727 844,686 494,040 10,203,643 9,872,790 1. 2013 12 31 2014 12 31 6.51% 2013 12 31 0.50 2014 2013 12 31 12 31 1 6.51% 6.01% 1,244,752 1,068,478 (7,985) (6,778) 1,236,767 1,061,700 2 16,727,212 15,361,296 3 2,279,397 2,310,227 4 18,998,623 17,664,745 1. 2. 3. 10% 4. = + 65

2015 GDP 2015 e 66

2014 10 67

1 3 1. 2. 2014 APECAPEC APEC 3. 68

2 69

70 2014 2014 2014 4,870.771,969.58 4,653.39 89.91 33.3 2014 143,593 2014 566 2014700 45 2,200 146 10 2014 1.4 6,000 20,000 3,539 12,800 161 770 44 308

2014 2014 10 200 24 3.15 2014 75.3%6.6 2.5 93.5%0.8 71

2014 1 1 + (-) 2014 12 31 (%) (%) 1 9,593,657,606 3.84 9,593,657,606 3.84 2 91,967,394,499 36.78 138,644,000 138,644,000 92,106,038,499 36.84 3 1 148,449,925,381 59.38 (138,644,000) (138,644,000) 148,311,281,381 59.32 250,010,977,486 100.00 250,010,977,486 100.00 1. H 2011 2012 11400 154.99% 10 2012 2014 8 200 15 5.98% 10 2014 11 20 10 5 54.90% 72

698,999H 51,038A 647,961 2015 3 23 723,424H 50,551A 672,873 10 (%) 698,999 2014 12 31AH 57.03 142,590,494,651 H 0.23 570,941,976 A 1 30.46 76,161,402,476 H 1 2 5.79 14,473,825,216 H 1 3 1.08 2,705,173,730 H 0.80 2,000,000,000 H 0.10 246,560,498 A 0.86 2,143,438,329 A 1 0.41 1,015,613,000 H 0.34 856,000,000 H 0.17 419,776,970 A 4 0.04 112,112,047 A 1. 2014 12 31 H14,473,825,216 H 2,705,173,730 1,015,613,000 H76,161,402,476 2. 2015 1 16 3. 2014 12 31 H795,687,000 1,315,282,730582,204,00012,000,000 4. 2014 12 31 A112,112,047 5. 73

57.26% 2003 12 16 8,282.09 71093296-1 2014 2013 2013 12 31 265,037,361.30 13,599,354.85 251,438,006.45 201345,015,073.88 2013 4,174,376.14 2014 12 31 (%) 1 47.63 2 1 2 35.12 3 1 2 40.28 4 1 2 65.52 5 1 2 57.26 6 3 55.67 7 1 2 41.24 8 73.63 9 84.91 10 1 2 31.34 11 100.00 12 78.57 13 4 55.38 14 43.35 15 40.00 16 100.00 17 100.00 18 70.00 19 14.54 1. 2014 12 31 A 2. 2014 12 31 H 3. 2014 12 8 55.67% 90100% 4. 2015 1 26 25.03% 32.89% 2007 10 9 10% 74

60 2012 12014 60 2013 62015 51 2013 62015 61 2013 92015 52 2014 12015 49 2014 62016 49 2014 12015 65 2012 92014 63 2013 102015 76 2013 102015 60 2013 122015 62 2013 122015 52 2013 72015 3 60 2013 72015 1 63 2013 72014 10 63 2014 12014 5 51 2013 62014 3 57 2014 62016 50 2013 62015 57 2013 62015 50 2013 62015 59 2013 62015 59 2014 12016 63 2013 62015 59 2013 62015 62 2013 62014 6 61 2013 62014 1 61 2013 62014 4 60 2006 7-56 2010 2-54 2013 4-48 2013 12-51 2014 4-56 2014 12-56 2013 9-55 2014 6-57 2007 8-51 2011 52014 1 75

A 235,400H 100,000 H 18,999 19,304 19,304 10,845 25,838 22,567 17,925 19,417 20,446 21,91018,292 2013 2014 1 20132014 62016 2014 3 28 2014 5 7 2014 10 8 2015 1 6 2015 3 9 2014 1 20132014 6 2014 2014 6 2014 1 2014 4 2014 6 2014 2014 4 2014 6 2014 2014 6 20142014 122015 2 2014 1 76

77 2012 1 2003 112011 11 2000 6 2003 11 1996 42000 6 1989 111996 4 1984 11989 11 1978 91984 1 1978 1997 2006 10 2006 7 2004 52006 7 2001 92004 5 1984 92001 9 1987 111988 12 1982 1995 2010 8 19852010 1985 7 2000

2013 92008 92013 9 2001 12008 9 1999 1 2000 12 1992 21998 12 1990 1 1992 11983 51989 12 1976 7 2014 12009 102014 1 2005 122009 10 1998 92005 12 1995 51998 9 1997 12 2011 92008 102011 8 1998 8 2008 9 1988 7 1998 7 1994 1996 1988 2002 78

2014 1 20072009 2006 12 2007 52006 52007 5 2006 3 2006 5 2004 122006 3 1998 82004 12 1995 121998 8 1994 81995 12 1992 10 1994 8 1985 1989 1996 2012 9 2012 3 Marsh and McLennan 2014 Harsco 2005 6 2011 6 20082010 19782000 1998 Salisbury Pharmacy Group Linktone Georgetown University School of Foreign Service American University 2013 10 2006 2012 19791983 1976 1987 1998 2000 79

2013 10 2003 19942002 19862002 19891994 19791982 19731985 2010 1 2014 1 2004 2002 TNT 2013 12 Wynyard Group Spark 1993 1997 2000 Bledisloe 2013 2013 12 QBE Insurance Group Limited 2012 6 80

81 2014 6 2004 82014 1 2001 11 2004 7 1999 122001 11 1998 81999 12 1994 11 1998 8 2004 9 2014 7 2004 11 2014 7 2003 72004 9 2001 112003 7 1984 1999 2008 2013 62007 62013 6 2006 12007 6 2001 5 2006 1 2003

2010 6 2004 92010 6 2010 1 2007 12 2010 1 2001 62004 9 1986 1989 2010 2013 6 2011 82013 5 2007 3 2005 62007 3 2001 22005 6 1996 122001 2 1984 2014 1 2014 5 2009 42014 5 2007 3 2009 4 2001 12007 3 1998 22001 1 1996 9 1984 82

2013 62008 22013 4 2008 12013 2 2003 7 1995 8 1990 8 1983 7 2013 6 1987 7 1996 101997 10 1990 91991 10 1987 7 2003 7 83

2010 2 2009 122010 2 2006 4 2009 12 2009 122011 32013 9 2014 6 2006 32006 4 2005 52006 3 2003 62005 5 2003 4 2003 6 1995 92003 4 1995 2013 4 2010 122013 4 2006 10 2010 12 2004 32006 10 2000 62004 3 2003 3 1998 92000 6 1996 121998 9 1984 2010 84

85 2013 12 2013 92013 12 2010 12 2013 9 2010 11 2010 12 2006 10 2010 11 2001 82006 10 2000 12001 8 1993 2014 4 2013 122014 4 2010 12013 12 2003 72010 1 1999 42003 7 1997 8 1999 4 1997 2014 12 2011 32015 2 2013 8 2011 42012 102005 32011 3 2004 72005 3 1999 82004 7 1997 41999 8 1985 1998

2013 9 2011 32013 9 2007 9 2011 3 2007 72007 9 2004 102007 72003 72004 10 1996 22003 7 2005 2014 6 2005 82014 7 2003 3 2005 8 2001 32003 3 1994 2007 8 2003 122007 7 1997 32003 12 1982 1986 86

2014 1 79.9 35.1 115.0 76.1 37.1 113.2 2 2 2 2 40.5 40.5 41.0 41.0 44.0 44.0 36.0 36.0 42.0 42.0 41.0 41.0 61.2 31.0 92.2 51.8 28.3 80.1 51.8 28.3 80.1 3 5.0 5.0 3 5.0 5.0 3 4.6 4.6 19.2 19.2 25.0 25.0 68.0 32.2 100.2 68.0 32.2 100.2 68.0 32.2 100.2 62.4 29.6 92.0 65.8 29.4 95.2 64.7 28.4 93.1 32.3 14.4 46.7 64.7 28.4 93.1 68.0 32.2 100.2 68.0 32.2 100.2 2 2 10.3 10.3 73.4 37.1 110.5 3 0.4 0.4 3 1.7 1.7 5.7 2.6 8.3 1. 2014 2015 2015 2. 3. 87

1 3 1. 1954 11 22 2. 2004 9 21 3. 2012 88

2 89

2014 6 262013 2013 2014 2014 100% 2014 6 26 2014 6 27 2014 2013 2014 2014 122 4 6 3 2013 8 90

6 14 2014 20143 284 285 1621 6 278 2910 2312 12 7 2014 (%) 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 7/7 0/7 100 5/5 0/5 100 0/2 2/2 100 1/1 0/1 100 91

92 2014 2014 2014 12 31 6 2014 [2003]56 2014 12 31 6,652.34 2014 12 31 20132014

10 2 4 4 IT 20147 (%) 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 7/7 0/7 100 5/5 0/5 100 0/2 2/2 100 2015 93

6 2 4 20146 2 2013 2014 2014 (%) 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 0/2 2/2 100 1/1 0/1 100 2015 94

6 1 1 1 4 20144 (%) 4/4 0/4 100 4/4 0/4 100 4/4 0/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 3/3 0/3 100 1/1 0/1 100 2015 1 2015 1 1 2014 12 12 95

7 2 5 2014 5 2013 2014 (%) 5/5 0/5 100 4/5 1/5 100 4/5 1/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 2015 2014 96

3 2014 4 (%) 4/4 0/4 100 4/4 0/4 100 1/1 0/1 100 4/4 0/4 100 4/4 0/4 100 2015 97

83 3 2 3 4 10 2014 20143 133 284 256 268 2910 2312 267 2014 98

(%) 4/4 0/4 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 5/7 2/7 100 7/7 0/7 100 7/7 0/7 100 0/3 3/3 100 2/2 0/2 100 0/0 0/0 2014 5 20144 99

(%) 2/2 0/2 100 4/4 0/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 0/2 2/2 100 0/0 0/0 2015 5 2014 5 (%) 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 2/2 0/2 100 2015 100

2014 101

21 2014 2011 8 2014 2014 2014 2014 12 31 2014 2013 132.00 140.00 5.96 2.23 102

103 10% 10 5 5 90 10% 3% 1% 3% 35 20 10% 2014 A 166 36 8621-5870-8888 8621-5889-9400 H 183 1712-1716 852-2862-2863 852-2865-0990/852-2529-6087 25 8610-6621-5533 8610-6621-8888 ir@ccb.com 3 29 852-3918-6212 852-2523-8185 (www.ccb.com) (www.sse.com.cn) (www.hkexnews.hk) 8610-6621-5533 852-3918-6212 ir@ccb.com

2014 12 31 2014 12 31 2014 6 262013 2014 7 92013 0.300750.03 2014 0.3012014 2015 6 30 2014H 2015 7 242014A 2015 7 1 2012 10% 2012-2014 2012 2013 2014 67,003 75,003 75,253 1 34.68% 34.94% 33.03% 1. 2014 12 315 2014 12 31 2014 12 31 3,593 2014 12 31 104

2014 12 315 30% 2014 12 31 2014 12 31 2014 12 31 250,010,977,486 H 240,417,319,880A 9,593,657,606 698,999 3.13 3.13 105

2014 12 31336 (%) (%) 1 A 492,631,014 5.13 0.20 2 H 133,262,144,534 59.31 57.03 3 H 17,878,670,050 7.44 7.15 1. 2013 6 17 A492,631,014A 9,593,657,606 5.13%250,010,977,486 0.20% 2014 12 31A A 570,941,976A9,593,657,606 5.95% 250,010,977,486 0.23% 2. 2009 5 26 H133,262,144,534H 224,689,084,000 59.31%233,689,084,000 57.03% 2014 12 31H H 142,590,494,651H240,417,319,880 59.31% 250,010,977,486 57.03% 3. 2014 12 312012 5 4 2015 1 13 2015 1 16H 14,419,443,216 5.99%5.77% A 235,400 H 100,000 H 18,99919,304 2014 12 31 XV 352 2014 12 31 2014 106

2014 14A.73 2010 2012 155M 2014 2015 3 27 107

2014 7 18 2015 2014 2015 4 5 4 108

2014 220 2014 2014 2014 2015 3 27 109

110 2014 12 12 800 600 200 2014 1 3.93 77.07% 2014 2 2014 4 2014 122.93% 80% BIC 72%2014 8 29 16 5% 2004 9 (1) (2) 2014 12 31

(%) 1 600537 110,336,545 29,693,029 405,868,274 9.09 58,953,672 2 1115.HK 5100 86,210,248 73,300,000 171,834,032 3.85 (8,933,779) 3 000906 58,423,459 10,000,086 159,493,680 3.57 51,947,526 4 1848.HK 51,990,023 15,112,659 137,600,727 3.08 85,611,350 5 1004.HK 159,439,905 149,552,000 129,227,090 2.89 (30,212,815) 6 371.HK 119,292,331 30,027,156 127,329,498 2.85 8,036,576 7 1369.HK 97,954,287 100,352,000 118,026,887 2.64 11,281,204 8 1303.HK 104,651,469 106,348,589 108,062,009 2.42 (58,966,151) 9 8083.HK 29,673,652 115,900,000 56,565,399 1.27 29,292,010 10 61.HK 41,882,047 483,317,243 55,297,553 1.24 (17,386,427) 3,903,250,060 2,997,389,367 67.10 (145,802,651) 489,869,637 4,763,104,026 4,466,694,516 100.00 473,690,152 1. 2. 3. (%) (%) 000792 109,383,092 62,004,881 3.90 50,004,363 3.14 1,085,094,682 245,647,309 (74,023,529) 3698.HK 228,835,900 225,548,176 2.04 225,548,176 2.04 490,882,802 8,543,513 338,218,992 287,553,057 275,552,539 1,575,977,484 245,647,309 (65,480,016) 1. 1% 2. 111

(%) (%) 300,000,000 50,000,000 2.49 50,000,000 2.18 300,000,000 9,061,313 215,000,000 140,000,000 4.78 140,000,000 4.78 215,000,000 6,300,000 98,758,409 19,939,016 25.50 19,939,016 25.50 159,522,703 30,228,082 41,125,000 128,939,428 1.58 167,621,257 1.58 118,488,658 80,000,000 80,000,000 8.00 80,000,000 8.00 80,000,000 48,558,031 13,423,847 0.09 13,423,847 0.09 48,558,031 4,693,535 4,420,500 0.07 4,420,500 0.07 2,173,535 390,478 1. 2. 3,061,349,456 1,932,355,065 (1,906,298,698) 3,087,405,823 8,289,223,871 513,851,288 112

114 261 113

2014 2014 2013 739,126 646,253 (301,728) (256,709) 6 437,398 389,544 112,238 107,432 (3,721) (3,149) 7 108,517 104,283 8 972 3,092 9 495 446 10 4,045 1,395 21,959 12,526 (16,646) (146) 11 5,313 12,380 556,740 511,140 12 (195,988) (188,185) 360,752 322,955 (59,264) (42,666) (2,647) (543) 13 (61,911) (43,209) 245 60 299,086 279,806 16 (70,839) (64,684) 228,247 215,122 122 261 114

2014 2013 (294) 443 24 11 (270) 454 34,391 (28,354) (8,572) 7,175 (1,639) (1,188) 138 (148) (347) (1,361) 23,971 (23,876) 23,701 (23,422) 251,948 191,700 227,830 214,657 417 465 228,247 215,122 251,231 191,286 717 414 251,948 191,700 17 0.91 0.86 122 261 115

2014 12 31 2014 2013 18 2,610,781 2,475,001 19 266,461 321,286 47,931 35,637 20 248,525 152,065 21 332,235 364,050 22 13,769 18,910 23 273,751 281,447 24 91,495 80,731 25 9,222,910 8,361,361 26 926,170 760,292 27 2,298,663 2,100,538 28 170,801 189,737 30 3,084 2,624 32 151,607 135,678 33 15,758 15,731 34 2,043 2,053 35 2,696 1,610 36 39,436 38,448 37 26,014 26,011 16,744,130 15,363,210 40 91,216 79,157 41 1,004,118 692,095 42 202,402 155,917 43 296,009 380,380 22 12,373 19,872 44 181,528 61,873 45 12,898,675 12,223,037 46 34,535 34,080 47 62,644 60,209 48 185,874 153,627 49 7,068 5,014 50 431,652 357,540 36 401 138 51 83,272 65,942 15,491,767 14,288,881 52 250,011 250,011 53 135,391 135,523 54 4,562 (19,290) 55 130,515 107,970 56 169,496 153,835 57 558,705 444,084 (6,501) (6,182) 1,242,179 1,065,951 10,184 8,378 1,252,363 1,074,329 16,744,130 15,363,210 2015 3 27 122 261 116

2014 12 31 2014 2013 18 2,600,028 2,469,497 19 280,848 328,640 47,931 35,637 20 247,606 233,574 21 320,452 356,854 22 9,880 16,503 23 273,444 280,959 24 88,930 79,025 25 8,876,246 8,025,415 26 844,914 714,745 27 2,294,723 2,095,741 28 154,576 182,252 29 26,794 22,004 32 141,880 127,810 33 15,341 15,682 34 1,506 1,549 36 38,115 39,093 37 56,569 58,417 16,319,783 15,083,397 40 90,409 78,733 41 1,008,746 704,487 42 152,152 122,479 43 292,642 377,731 22 10,612 16,796 44 177,256 55,457 45 12,654,493 12,055,777 46 33,234 32,938 47 61,881 59,693 48 184,627 152,946 49 5,399 5,014 50 367,504 322,406 36 43 51 48,549 40,339 15,087,547 14,024,796 52 250,011 250,011 53 135,387 135,508 54 4,288 (19,275) 55 130,515 107,970 56 165,916 150,675 57 547,542 434,877 (1,423) (1,165) 1,232,236 1,058,601 16,319,783 15,083,397 2015 3 27 122 261 117

2014 2013 12 31 250,011 135,523 (19,290) 107,970 153,835 444,084 (6,182) 8,378 1,074,329 (132) 23,852 22,545 15,661 114,621 (319) 1,806 178,034 (132) 23,852 227,830 (319) 717 251,948 1,111 1,111 1. 981 981 2. 130 130 22,545 15,661 (113,209) (22) (75,025) 1. 22,545 (22,545) 2. 15,661 (15,661) 3. (75,003) (22) (75,025) 2014 12 31 250,011 135,391 4,562 130,515 169,496 558,705 (6,501) 10,184 1,252,363 2012 12 31 250,011 135,217 3,023 86,718 80,483 391,034 (4,818) 7,877 949,545 306 (22,313) 21,252 73,352 53,050 (1,364) 501 124,784 306 (22,313) 214,657 (1,364) 414 191,700 105 105 1. 51 51 2. 54 54 21,252 73,352 (161,607) (18) (67,021) 1. 21,252 (21,252) 2. 73,352 (73,352) 3. (67,003) (18) (67,021) 2013 12 31 250,011 135,523 (19,290) 107,970 153,835 444,084 (6,182) 8,378 1,074,329 122 261 118

2014 2013 12 31 250,011 135,508 (19,275) 107,970 150,675 434,877 (1,165) 1,058,601 (121) 23,563 22,545 15,241 112,665 (258) 173,635 (121) 23,563 225,454 (258) 248,638 22,545 15,241 (112,789) (75,003) 1. 22,545 (22,545) 2. 15,241 (15,241) 3. (75,003) (75,003) 2014 12 31 250,011 135,387 4,288 130,515 165,916 547,542 (1,423) 1,232,236 2012 12 31 250,011 135,140 3,078 86,718 79,444 381,844 (778) 935,457 368 (22,353) 21,252 71,231 53,033 (387) 123,144 306 (22,353) 212,519 (387) 190,085 62 62 1. 62 62 21,252 71,231 (159,486) (67,003) 1. 21,252 (21,252) 2. 71,231 (71,231) 3. (67,003) (67,003) 2013 12 31 250,011 135,508 (19,275) 107,970 150,675 434,877 (1,165) 1,058,601 122 261 119

2014 2014 2013 299,086 279,806 13 61,911 43,209 12 17,811 15,416 (2,055) (1,446) 263 1,325 (245) (60) 9 (495) (446) 7,980 3,095 8,859 7,557 10 (4,045) (1,395) (108) (169) 388,962 346,892 (184,773) (33,915) (74,969) (51,108) (883,158) (1,116,433) 12,707 35,238 12,889 (347,722) (1,117,305) (1,513,940) 11,605 73,116 36,256 38,816 947,653 613,017 119,467 59,603 42,992 96,865 (76,687) (62,114) (35,992) 393,674 1,045,294 1,212,977 316,951 45,929 122 261 120

2014 2013 503,662 730,160 504 461 2,030 1,851 (810,304) (971,998) (35,490) (38,406) (4,289) (250) (343,887) (278,182) 42,238 1,997 130 51 (75,025) (67,044) (22,500) (7,693) (7,545) (62,850) (72,541) 2,731 (3,353) (87,055) (308,147) 1 1 58 440,773 748,920 12 31 58 353,718 440,773 726,117 632,076 (261,713) (218,715) 122 261 121

1 1954 1994 1996 2004 9 17 2005 102007 9 939 601939 B0004H111000001 100000000039122 25 CCB Brazil Financial Holding Investimentos e Participações Ltda. Banco Industrial e Comercial S.A BIC 2015 3 27 2 1 1 12 31 2014 12 31 (1) (i) (ii)(iii)(iv) 4 (2) 4(2) (b) 122

2 (3) 3 4(23) 32 2014 2015 32 36 39 21 37 10 12 27 32 36 (CGUs) 1336 39 21 10 12 27 123

4 (1) (a) 4(9) (b) 4(11) 124

4 (1) (c) (2) (a) (b) 125

4 (3) (a) (i) (ii) (iii) (i)(ii) (iii) (i) (ii) (i) (ii) (iii) (i) (ii) (iii) 126

4 (3) (b) (i) (ii) 127

4 (3) (c) (d) (i) (ii) (iii) 4(3) (i) (ii) (iii) (i) (ii) (e) 128

4 (3) (e) (f) 129

4 (3) (f) (i) (ii)(iii) 130

4 (3) (f) (i) (ii) (iii) 131

4 (3) (g) (h) (i) (j) (4) 132

4 (5) (a) (b) (c) 30 35 3% 2.8% 3.2% 3 8 3% 12.1% 32.3% 4 11 3% 8.8% 24.3% 4(11) 133

4 (6) (a) (b) 4(3)(f) (7) 4(11) (8) 4(11) (9) 4(11) 134

4 (10) 4(11) (11) (a) (b) 135

4 (11) (c) (12) (a) 2003 12 31 136

4 (12) (b) (c) (d) (13) (i) (ii) (iii) 137

4 (14) (15) (16) (17) (a) 138

4 (17) (a) (b) (c) (d) (18) 139

4 (19) (20) (21) (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (22) 140

4 (23) (a) (b) (c) 50%50%) 141

4 (23) (d) (e) (f) (g) (i) (ii) (iii) 5 5% 1% 7% 3% 25% 142

6 2014 2013 39,177 37,589 14,194 19,907 11,328 4,982 1,313 1,061 12,361 5,150 127,924 108,515 367,729 330,799 158,083 130,730 7,017 7,520 739,126 646,253 (1,635) (3,810) (42,948) (18,176) (5,091) (2,826) (5) (448) (1,097) (14,223) (10,207) (119,583) (109,735) (117,800) (110,853) (301,728) (256,709) 437,398 389,544 (1) 2014 2013 1,943 1,446 112 205 2,055 1,651 (2) 143

7 2014 2013 30,569 25,783 18,640 21,130 13,630 12,422 13,204 12,395 10,856 10,680 8,837 9,135 6,407 5,740 3,131 2,741 2,084 1,886 4,880 5,520 112,238 107,432 (2,409) (2,060) (547) (481) (765) (608) (3,721) (3,149) 108,517 104,283 8 2014 2013 234 (488) 442 2,229 474 341 (178) 1,010 972 3,092 2014 12 31 227.44 201344.61 229.88 201336.30 144

9 36 22 91 104 368 320 495 446 10 2014 2013 805 565 2,889 595 351 222 13 4,045 1,395 11 2014 2013 15,579 6,897 1,768 1,810 229 269 86 203 4,297 3,347 21,959 12,526 2014 2014 2013 145

12 2014 2013 60,268 58,154 9,653 8,215 6,014 5,433 2,561 2,391 12,995 12,190 339 64 100 8 8 91,563 86,830 15,356 13,027 8,022 7,133 3,309 3,016 2,172 2,049 1,686 1,525 30,545 26,750 34,983 31,648 2,455 2,389 160 150 36,282 40,418 195,988 188,185 13 2014 2013 69,009 53,498 (9,745) (10,832) 88 (1,144) 271 195 281 1,056 196 (237) 17 58 1,794 615 61,911 43,209 146

14 2014 (v) (i) (vi) 799 40 311 1,150 (vi) 761 40 331 1,132 (iii) (iii) (ii) (iii) (iii) (ii) 405 405 410 410 440 440 360 360 420 420 410 410 (ii) (vi) 612 33 277 922 (vi) 518 40 243 801 (vi) 518 40 243 801 (iv) 50 50 (iv) 50 50 (ii) (iv) 46 46 192 192 250 250 147

14 2014 (v) (i) (ii) (vi) 680 40 282 1,002 (ii) (vi) 680 40 282 1,002 (ii) (iii) (ii) (iii) (ii) 103 103 (ii) (vi) 734 40 331 1,105 (ii) (iv) 4 4 (ii) (iv) 17 17 3,157 5,302 313 2,300 11,072 2013 (vii) 2013 480 1,179 330 1,989 590 1,399 459 1,175 349 1,983 588 1,395 (ii) 434 1,109 302 1,845 555 1,290 (ii) 434 1,109 302 1,845 555 1,290 (ii) (iii) (ii) (iii) (iii) (iii) (ii) (iii) (iii) (ii) 392 392 392 (ii) 410 410 410 72 72 72 60 60 60 35 35 35 34 34 34 148

14 2013 (vii) 2013 (ii) 449 1,148 349 1,946 574 1,372 332 847 264 1,443 423 1,020 166 423 134 723 212 511 (iv) 50 50 50 (ii) (iv) 50 50 50 (iv) 50 50 50 (ii) (iv) 146 146 146 146 146 146 317 317 317 440 440 440 440 440 440 135 135 135 (ii) (iv) 50 50 50 125 125 125 135 135 135 (i) (ii) 2014 2,754 6,990 3,087 2,030 14,861 3,497 11,364 2013 2014 1 2014 3 28 2014 5 7 2014 10 8 2015 1 6 2015 3 9 2014 1 149

14 (ii) 20132014 6 2014 2014 6 2014 1 2014 4 2014 6 (iii) (iv) (v) 20142013 20142013 12 31 (vi) (vii) 20142014 20132013 2013 150

15 14 2014 2013 17,318 11,139 13,502 11,117 939 1,007 221 197 31,980 23,460 4,500,001 5,000,000 5 5,000,001 5,500,000 1 5,500,001 6,000,000 1 6,000,001 6,500,000 1 6,500,001 7,000,000 1 8,000,001 8,500,000 1 20142013 12 31 2014 2013 151

16 (1) 2014 2013 77,310 68,696 75,647 67,803 1,020 624 643 269 747 7 (7,218) (4,019) 70,839 64,684 25% 16.5% (2) 2014 2013 299,086 279,806 25% 74,772 69,952 (i) 5,990 3,626 (ii) (10,670) (8,901) 747 7 70,839 64,684 (i) (ii) 17 20142013 12 31 20142013 12 31 227,830 214,657 250,011 250,011 0.91 0.86 2014 2013 152

18 2014 2013 2014 2013 72,653 71,756 72,008 71,457 (1) 2,424,959 2,254,478 2,422,089 2,252,239 (2) 81,392 129,443 74,154 126,477 31,777 19,324 31,777 19,324 2,538,128 2,403,245 2,528,020 2,398,040 2,610,781 2,475,001 2,600,028 2,469,497 (1) 2014 2013 20.0% 20.0% 5.0% 5.0% (2) 153

19 (1) 2014 2013 2014 2013 260,940 317,864 275,361 325,353 5,528 3,429 5,491 3,291 266,468 321,293 280,852 328,644 38 (7) (7) (4) (4) 266,461 321,286 280,848 328,640 (2) 2014 2013 2014 2013 240,795 301,221 240,364 301,079 25,673 20,072 40,488 27,565 266,468 321,293 280,852 328,644 38 (7) (7) (4) (4) 266,461 321,286 280,848 328,640 20 (1) 2014 2013 2014 2013 160,333 49,419 146,933 121,551 88,219 102,673 100,700 112,050 248,552 152,092 247,633 233,601 38 (27) (27) (27) (27) 248,525 152,065 247,606 233,574 (2) 2014 2013 2014 2013 174,250 120,157 116,150 116,641 74,302 31,935 131,483 116,960 248,552 152,092 247,633 233,601 38 (27) (27) (27) (27) 248,525 152,065 247,606 233,574 154

21 2014 2013 2014 2013 (1) 95,118 76,532 88,800 76,288 401 355 210 262 95,729 77,149 88,800 76,288 (2) 998 2,432 3,856 5,903 231,652 278,566 231,652 280,566 236,506 286,901 231,652 280,566 332,235 364,050 320,452 356,854 (1) (a) 2014 2013 2014 2013 7,179 1,810 1,348 1,802 5,016 3,153 5,016 3,153 10,130 17,766 9,896 17,749 72,793 53,803 72,540 53,584 95,118 76,532 88,800 76,288 (i) 95,118 76,532 88,800 76,288 132 68 95,118 76,532 88,800 76,288 (i) (b) 2014 2013 203 206 408 411 611 617 404 406 383 270 207 211 611 617 155

21 (2) (a) 2014 2013 241 516 998 1,675 998 2,432 (i) 31 789 31 789 967 1,643 998 2,432 (i) (b) 2014 2013 1,035 591 2,821 5,312 3,856 5,903 1,904 1,958 1,338 1,305 1,952 3,945 3,856 5,903 (c) 2014 2013 2014 2013 231,592 278,506 231,592 280,506 60 60 60 60 231,652 278,566 231,652 280,566 156

22 (1) 2014 2013 211,495 1,558 1,376 262,454 1,415 1,302 1,560,367 10,825 10,323 1,739,985 16,272 16,890 28,377 1,386 674 15,774 1,223 1,680 1,800,239 13,769 12,373 2,018,213 18,910 19,872 2014 2013 207,392 1,541 1,357 254,779 1,402 1,284 1,252,813 7,516 8,581 1,501,564 14,272 14,879 26,347 823 674 13,659 829 633 1,486,552 9,880 10,612 1,770,002 16,503 16,796 (2) 2014 2013 2014 2013 1,615 1,387 1,603 1,381 16,211 17,739 11,618 15,276 1,564 1,238 915 808 19,390 20,364 14,136 17,465 7,921 8,688 6,415 7,962 27,311 29,052 20,551 25,427 2013 1 1 157

22 (3) 2014 2013 8,628 71 (59) 10,020 58 (100) 1,974 10 51,093 (1,862) 10,602 81 (59) 61,113 58 (1,962) 2014 2013 8,174 71 (56) 10,020 58 (100) 317 1 50,805 (1,860) 8,491 72 (56) 60,825 58 (1,960) (a) 2014 2013 54 (5) (54) 5 2014 2013 62 (5) (62) 5 20142013 12 31 158

22 (3) (b) 23 2014 12 31 1.38 1.49 2013 1.48 2014 12 31 2014 2013 2014 2013 22,251 120,156 22,198 119,891 10,109 10,109 67,930 129,706 67,676 129,483 90,181 259,971 89,874 259,483 183,570 19,876 183,570 19,876 1,600 1,600 273,751 281,447 273,444 280,959 24 2014 2013 2014 2013 1,101 1,040 1,100 1,039 3,397 5,035 3,003 4,879 1,928 153 1,928 150 24,609 23,408 23,642 21,579 59,467 50,551 58,550 50,234 994 545 708 1,145 91,496 80,732 88,931 79,026 38 (1) (1) (1) (1) 91,495 80,731 88,930 79,025 159

25 (1) 2014 2013 2014 2013 6,266,668 5,897,249 6,034,829 5,644,616 70,891 44,956 6,337,559 5,942,205 6,034,829 5,644,616 2,273,093 1,896,203 2,255,985 1,880,227 79,203 95,342 75,002 91,655 66,279 76,174 58,058 71,490 333,871 273,228 329,164 268,663 183,316 163,891 169,224 152,627 2,935,762 2,504,838 2,887,433 2,464,662 201,202 143,014 200,800 142,842 9,474,523 8,590,057 9,123,062 8,252,120 38 (251,613) (228,696) (246,816) (226,705) (57,773) (52,137) (56,413) (51,885) (193,840) (176,559) (190,403) (174,820) 9,222,910 8,361,361 8,876,246 8,025,415 160

25 (2) (a) (b) (b) 2014 12 31 9,361,352 11,442 101,729 9,474,523 (186,252) (7,588) (57,773) (251,613) 9,175,100 3,854 43,956 9,222,910 2013 12 31 8,504,793 8,112 77,152 8,590,057 (171,027) (5,532) (52,137) (228,696) 8,333,766 2,580 25,015 8,361,361 2014 12 31 9,015,838 11,067 96,157 9,123,062 (182,944) (7,459) (56,413) (246,816) 8,832,894 3,608 39,744 8,876,246 2013 12 31 8,167,339 8,002 76,779 8,252,120 (169,308) (5,512) (51,885) (226,705) 7,998,031 2,490 24,894 8,025,415 (a) (b) (c) 2014 12 31 1.19% 2013: 0.99%) 2014 12 311.18% 2013: 1.03%) (a) (b)65(1) 161

25 (3) 2014 171,027 5,532 52,137 228,696 13,995 4,975 50,039 69,009 39 (9,784) (9,745) (1,943) (1,943) 1,393 90 644 2,127 (a) (163) (21) (16,119) (16,303) (3,168) (18,317) (21,485) 141 1,116 1,257 186,252 7,588 57,773 251,613 2013 152,710 3,909 45,814 202,433 18,317 2,941 32,240 53,498 (10,832) (10,832) (1,446) (1,446) (a) (3) (4,858) (4,861) (1,427) (10,441) (11,868) 112 1,660 1,772 171,027 5,532 52,137 228,696 162

25 (3) 2014 169,308 5,512 51,885 226,705 13,587 4,847 49,868 68,302 (10,748) (10,748) (1,943) (1,943) 49 49 (a) (5) (15,969) (15,974) (3,007) (17,797) (20,804) 112 1,117 1,229 182,944 7,459 56,413 246,816 2013 151,510 3,899 45,678 201,087 17,848 2,846 32,086 52,780 (10,821) (10,821) (1,446) (1,446) (a) (50) (1) (4,844) (4,895) (1,317) (10,424) (11,741) 85 1,656 1,741 169,308 5,512 51,885 226,705 (a) 163

25 (4) 3 3 1 2014 1 3 3 8,675 4,332 1,817 1,057 15,881 16,331 18,724 9,999 2,324 47,378 28,211 22,221 9,946 3,198 63,576 1,188 3,735 1,229 229 6,381 54,405 49,012 22,991 6,808 133,216 0.58% 0.52% 0.24% 0.07% 1.41% 3 3 1 2013 1 3 3 5,521 2,684 1,316 984 10,505 6,873 11,769 10,544 2,478 31,664 12,274 9,849 12,471 5,138 39,732 409 1,801 2,221 372 4,803 25,077 26,103 26,552 8,972 86,704 0.30% 0.30% 0.31% 0.10% 1.01% 164

25 (4) 3 3 1 2014 1 3 3 8,273 4,194 1,812 1,020 15,299 15,168 17,872 9,779 2,324 45,143 26,886 21,839 9,890 3,197 61,812 1,050 3,720 1,229 229 6,228 51,377 47,625 22,710 6,770 128,482 0.57% 0.52% 0.25% 0.07% 1.41% 3 3 1 2013 1 3 3 5,440 2,559 1,316 944 10,259 6,806 11,714 10,427 2,478 31,425 11,872 9,787 12,464 5,138 39,261 402 1,801 2,221 372 4,796 24,520 25,861 26,428 8,932 85,741 0.30% 0.31% 0.32% 0.11% 1.04% 1 165

26 2014 2013 2014 2013 (1) 910,103 746,626 839,303 708,413 (2) 14,376 12,991 5,611 6,332 (2) 1,691 675 (3) 926,170 760,292 844,914 714,745 (1) 2014 2013 2014 2013 219,264 157,824 200,938 139,426 12,765 9,690 5,704 6,059 152,613 107,059 143,658 106,835 309,954 236,105 281,020 224,925 20 98 79 215,487 235,850 207,983 231,089 910,103 746,626 839,303 708,413 (i) 839,574 696,600 807,687 687,769 4,798 1,482 1,087 1,317 70,529 50,026 31,616 20,644 910,103 746,626 839,303 708,413 (i) 166

26 (2) 2014 2013 2014 2013 2,858 4,978 2,858 4,978 11,518 8,013 2,753 1,354 1,691 675 16,067 13,666 5,611 6,332 8,870 7,397 3,919 5,338 2,134 554 842 554 7,197 6,269 1,692 994 16,067 13,666 5,611 6,332 1999 (3) 2014 12 31 9,084.28 8,378.68 20137,787.33 7,401.17 169.98 71.82 2013142.49 73.43 27 2014 2013 2014 2013 957,788 865,879 957,134 865,226 175,387 188,220 175,387 188,220 379,518 335,397 379,518 335,397 625,052 557,732 624,453 555,965 164,562 157,831 161,717 155,394 2,302,307 2,105,059 2,298,209 2,100,202 38 (3,644) (4,521) (3,486) (4,461) 2,298,663 2,100,538 2,294,723 2,095,741 (1) 2,289,217 2,087,353 2,286,730 2,084,990 1,021 240 1,021 240 9,446 13,185 7,993 10,751 2,298,663 2,100,538 2,294,723 2,095,741 2,314,122 1,985,172 2,311,611 1,982,856 (1) 167

28 2014 2013 2014 2013 (1) 49,200 49,200 49,200 49,200 781 768 530 530 86,731 85,206 78,320 82,494 (2) 18,852 18,852 35,034 36,495 27,470 31,949 171,746 190,521 155,520 183,025 38 (945) (784) (944) (773) 170,801 189,737 154,576 182,252 (3) 47,585 52,599 47,334 52,361 123,216 137,138 107,242 129,891 170,801 189,737 154,576 182,252 (1) 19984922028 2.25% (2) 1999 2,470 2.25% 200910 2014 12 31 (3) 168

29 (1) 2014 2013 4,663 4,663 CCB Brazil Financial Holding-Investimentos e Participações Ltda. 4,476 3,902 3,902 3,409 3,409 2,861 2,861 1,629 1,629 1,502 1,502 851 851 676 676 620 620 383 383 314 130 130 1,378 1,378 26,794 22,004 2014 8 29CCB Brazil Financial Holding Investimentos e Participações Ltda. BIC 58(4)2014 12 31BIC 72% 73.96%) 272013 27 (2) BIC 45 100% 100% 44.96 51% 51% 15.27 67% 67% 2 15 100% 100% 2 100% 100% 20 75.1% 75.1% 42 100% 100% 5 100% 100% 1 100% 100% 3 100% 100% 2 65% 65% 169

29 (2) BIC 5000 100% 100% 1 100% 100% CCB Brazil Financial Holding - Investimentos e Participações Ltda. 16.46 99.99% 100% 6.01 100% 100% 65.11 176 100% 100% Banco Industrial e Comercial S.A. BIC 20.12 73.96% 98.2% (3) 2014 12 31 (4) 2014 6 7 2014 6 6 170

30 (1) 2014 2013 2,624 2,366 229 304 (46) (27) 245 60 (9) (10) 41 (69) 3,084 2,624 (2) 78,192,220 25.50% 25.50% 2,460 1,692 983 119 10,000 50.00% 50.00% 1,666 1,586 181 73 3.65 45.70% 50.00% 687 27 145 129 1.10 27.18% 27.18% 760 11 56 33 5.10 32.83% 33.33% 461 1 47 32 171

31 (1) 20132014 12 31 2014 2013 1,799 880 196 66 7,540 6,498 2,980 2,549 15,974 7,247 1,398 1,026 2,131 1,893 32,018 20,159 20142013 12 31 2014 2013 1,120 429 10,126 10,162 (11) 2 420 252 10 85 4 187 33 11,852 10,967 2014 12 319,090.99 20137,188.29 2014 12 31 (2) 172

32 2014 1 1 89,877 28,425 42,444 36,857 197,603 424 36 90 550 4,458 14,477 8,689 4,770 32,394 10,607 (13,348) 65 2,676 (142) (1,176) (4,427) (2,043) (7,788) 2014 12 31 105,224 28,378 46,807 42,350 222,759 2014 1 1 (19,188) (25,058) (17,191) (61,437) (133) (32) (37) (202) (3,423) (6,427) (5,506) (15,356) 93 4,263 1,991 6,347 2014 12 31 (22,651) (27,254) (20,743) (70,648) 38 2014 1 1 (425) (1) (62) (488) (2) (6) (8) (17) (17) 1 3 5 9 2014 12 31 (424) (80) (504) 2014 1 1 70,264 28,425 17,385 19,604 135,678 2014 12 31 82,149 28,378 19,553 21,527 151,607 2013 1 1 79,525 22,891 35,985 27,752 166,153 3,713 15,390 8,436 8,852 36,391 6,970 (8,830) 81 1,779 (331) (1,026) (2,058) (1,526) (4,941) 2013 12 31 89,877 28,425 42,444 36,857 197,603 2013 1 1 (16,296) (21,842) (13,631) (51,769) (2,976) (5,192) (4,859) (13,027) 84 1,976 1,299 3,359 2013 12 31 (19,188) (25,058) (17,191) (61,437) 38 2013 1 1 (427) (1) (10) (438) (58) (58) 2 6 8 2013 12 31 (425) (1) (62) (488) 2013 1 1 62,802 22,891 14,142 14,111 113,946 2013 12 31 70,264 28,425 17,385 19,604 135,678 173