沈阳东软软件股份有限公司

2002

2002 3 4 6 8 10 12 13 22 23 25 72 2

2002 Shenyang Neusoft Co., Ltd. Neusoft 110179 024-23783000-85712 024-23783375 investor@neusoft.com 3 11 110179 http://www.neusoft.com investor@neusoft.com http://www.sse.com.cn 600718 2001 6 11 311000015 210102604608172 210130604608172 333 12 3

2002 2002 102,606,530 79,711,678 85,216,142 531,660,525 4,593,831 74,247,776-816,332 35,066,595-5,891,509-22,196,265-38,910,680-552,274 6,443,783-345,176-41,869 5,504,464 2002 2001 2000 1,907,247,541 1,758,647,799 1,108,999,418 1,089,137,919 79,711,678 135,134,213 162,893,430 128,584,187 2,590,674,148 2,457,471,215 1,981,021,264 1,953,967,186 ( 1,273,209,399 1,192,016,738 1,163,415,576 1,120,892,596 ) ( ) 0.28 0.48 0.58 0.46 4.52 4.24 4.13 3.98 4.43 4.12 4.02 3.89 (%) (%) -0.08 0.26 0.23 0.23 6.26 11.34 14.00 11.47 6.92 11.87 13.36 13.64 4

2002 281,451,690 578,793,077 159,492,093 62,757,445 180,032,793-786,504-6,966,411 1,192,016,738 0 4,198,350 32,342,255 12,936,902 79,711,678 0-2,784,013 113,468,270 0 0 0 0 32,342,255-66,646 0 32,275,609 281,451,690 582,991,427 191,834,348 75,694,347 227,402,216-719,858-9,750,424 1,273,209,399 1 2 3 2002 4 2002 2002 5 6 5

2002 + -. 1. 168,193,397 168,193,397 11,430,619 86,273,959 70,488,819 11,430,619 86,273,959 70,488,819 2. 3. 4. 168,193,397 168,193,397. 1. 113,258,293 113,258,293 2. 3. 4. 113,258,293 113,258,293. 281,451,690 281,451,690 1 2000 5 10 3 1999 64,950,390 2000 5 9 2 3,265,891 2001 1 18 113,258,293 1 2002 12 31 71,428 2 2002 12 31 10 2002 12 31 2001 12 31 +/- 1 99,065,366 99,065,366 0 2 ( ) 70,488,819 70,488,819 0 3 3,826,005 993,166 2,832,839 4 3,139,675 906,827 2,232,848 5 2,658,929 2,346,075 312,854 6 1,356,000 7 1,026,264 8 900,252 650,006 250,246 9 889,508 390,960 498,548 10 835,825 6

2002 1 5% 2 99,065,366 1,360,788 11,430,619 3 3 1998 10 26 5.6 34.3% 33.4% 32.3% 2002 12 31 99,065,366 35.2% 458 1994 9 5 2600 4 10% 10% ALPINE 1994 12 28 3800 7

2002 48 2002 5 11-2005 5 10 156,130 73 2002 5 11-2005 5 10 0 49 2002 5 11-2005 5 10 84,726 33 2002 5 11-2005 5 10 49,944 56 2002 5 11-2005 5 10 0 47 2002 5 11-2005 5 10 10,000 55 2002 5 11-2005 5 10 0 39 2002 5 11-2005 5 10 0 62 2002 5 11-2005 5 10 0 57 2002 5 11-2005 5 10 0 38 2002 5 11-2005 5 10 0 32 2002 5 11-2005 5 10 0 46 2002 5 11-2005 5 10 7,615 40 2002 5 11-2005 5 10 10,434 40 2002 5 11-2005 5 10 71,399 38 2002 5 11-2005 5 10 3,808 39 2002 5 11-2005 5 10 0 37 2002 5 11-2005 5 10 0 34 2002 5 11-2005 5 10 0 2002 5 11-2005 5 10 0 38 2002 5 11-2005 5 10 0 1 48,254 10,000 2 8

2002 2,453,698 200,000 5 200,000 300,000 5 300,000 1 298,550 982,048 200,000 2002 5 11 2001 2002 5 11 2001 2002 5 11 2002 12 31 4,198 2,877 68% 663 16% 571 14% 87 2% 301 7% 2,807 67% 991 24% 99 2% 9

2002 1 2 3 4 5 6 7 1 10

2002 2 3 4 5 11

2002 1 2002 2002 1 12 9 9 170,349,231 60.53% 2001 12 7 2002 1 15 2 2001 2002 5 11 21 169,681,965 60.29% 1 2 3 2001 4 2001 5 6 7 8 9 10 11 12 2002 3 19 5 14 2002 5 11 2001 2002 5 11 2001 12

2002 1 CMM5 CT X MRI 2002 IT 1,907,247,541 8.5% 79,711,678 59% 2002 1,502,405,327 4 % 79% 2002 GSM CDMA 11 7 7 10 17911 50% 15 SMIAS 10 1/3 2.0 20% 2002 300 45% 2000 13

2002 GIS CRM ERP 10 MOTOROLA ERP 2003 2002 148 34 2003 IT TA FA IT e 2002 2003 NetEye Firewall 3.1 SJW20 NetEye Firewall VPN NetEye IDS2.0 NetEye IDC NetEye 3 2000-2002 CCID 2002 CCID NetEye NetEye 2002 NetEye V3.1 2002 NetEye IDS 2.0 2002 IDS PACS/RIS V2.1 UniFlow V2.5 UniEAP1.2 J2EE UniFlow V3.0 PACS/RIS UniFlow V2.5 863 ( ) IM 14

2002 2002 2001 948 49% NEC HITACHI SONY ALPINE DAIWA ALPS CT 96 X 84 B 64 MRI 14 359,779,113 36% 19% 0.35T C MRI CT-C3000Dual DR C CT-C8000 CT X CT MRI 141% CT-C3000 CE CMD FDA 100 QAI CMM5 2001 CMM3 CMM CMM5 10 % % % % 1,502,405,327 1,134,552,719 24% 4% 5% -1% 359,779,113 215,112,162 40% 36% 39% -1% 10% % % % % 1,630,067,303 1,144,368,149 30% -3% -5% 1% 277,180,238 214,142,470 23% 244% 359% -19% 2 1998 3 7800 67% CT X 15000 15

2002 CT X MRI 2002 12 31 433,934,458 183,982,832 2002 359,779,113 67,634,400 2000 7 6 2000 51% 2002 12 31 25,832,317 17,344,945 2002 33,435,232 2,798,464 3 263,370,669 55% 311,720,753 16.3% 4 1 2002 R&D 2 (Mission Critical) 2-3 10% 12 1 2 24,666,557 1 2002 12 31 2001 12 31 52,519.32 28,562.51 84% 54,745.77 66,330.87-17% 62,518.35 47,395.76 32% 13,048.22 18,760.65-30% 19,691.71 14,874.92 32% 4,054.38 6,952.87-42% 127320.94 119201.67 7% 259067.41 245747.12 5% 1 23,956.81 21,719.60 2,637.20 16

2002 2 11,585.09 14,104.30 3 15,122.60 4 5,712.43 4,816.78 5 2,898.50 1114.27 435.23 1349 6 13,320.29 8,119.27 3,147.61 8,119.27 2 2002 2001 53,166.05 49,826.42 7% 46,200.66 36,194.68 28% -81.63 740.47 3,506.66 1,041.37 237% 1,591.47 3,256.55-51% 7,971.17 13,513.42-41% -3,891.07 25,792.15 1 7% 1% 2 2,819,572 3 237% 27% [1999]273 [2000]25 3 4 51% 10% 5 41% 2002 10,006 28% 17

2002 3,623, 2,398, 1,295 1,592 954 6-3,891 29,683 8,550 2,239 4,647 7,767 7,496 501 9,621 145 19,970 1 2002 2002 10 15.44 32.74% 2003 2 2002 2003 10 2003 3 2002 7 2002 2005 4 [2000]18 2002 2002 10% 2003 1 2 18

2002 1 2003 CMM5 2003 2002 50% 2 2003 2003 40% 3 3 R&D 4 5 1 2002 9 1 2002 3 16 1 2 3 2001 2002 4 2001 2002 5 6 7 8 9 10 11 12 13 2000 2000 14 2001 2002 3 19 2 2002 4 18 1 2 3 2002 19

2002 2002 4 20 3 2002 4 23 2002 2002 4 26 4 2002 5 11 1 2 3 2002 5 14 5 2002 7 23 2002 7 26 6 2002 8 24 1 2002 2 3 4 5 6 7 2002 8 27 7 2002 9 6 2002 9 10 8 2002 9 26 1 2 3 2002 10 9 9 2002 10 28 2002 2 2001 2001 2002 7 8 2002 20

2002 2002 84,346,909 2002 10% 8,434,691 10% 8,434,691 5% 4,217,345 188,986,428 252,246,610 21

2002 2002 2002 3 16 5 11 8 24 3 2001 2001 2002 2002 2002 2002 22

2002 652,173 NEC METRO USE INTELLIGENT WAVE REED REX 1500 39.96% 1 61,215,536 4.1% 3.2% 8,148,929 0.54% 0.43% 2002 2 8,785,759 1.67% 1 2 3 5% 2002 7 1 2002 2002 90 23

2002 1 2002 8 19 8 23 2002 8 30 2002 10 9 2002 7 23 2001 5 19 2000 2001 2002 5 11 2001 2002 10,075,652 7,606,950 BITCO 18% 826,300 69% 31% 24

2002 (2003)38 ( )2002 12 31 2002 2002 12 31 2002 2003 3 25 25

2002 2002 12 31 2002 12 31 2001 12 31 4 632,934,822 810,963,094 663,906,723 849,873,774 - - - - 5-2,535,824-520,000 6 984,995 84,000 33,690,282 548,000 - - - - 7 298,724,030 525,193,226 158,208,475 285,625,120 8 176,078,076 81,104,112 101,736,049 64,832,291 9 50,865,233 56,912,907 31,539,405 45,337,196 - - 6,526,467 6,526,467 10 343,781,190 547,457,721 529,473,053 663,308,654 11 3,176,664 5,056,189 3,420,431 4,232,986 - - - - - - - - 1,506,545,010 2,029,307,073 1,528,500,885 1,920,804,488 12 313,435,087 47,608,700 284,412,008 50,296,824 - - - - 313,435,087 47,608,700 284,412,008 50,296,824 13 382,283,709 460,296,202 311,249,683 380,738,351 13 (38,010,408) (63,980,402) (27,742,308) (46,028,393) 13 344,273,301 396,315,800 283,507,375 334,709,958 (11,495,046) (21,821,046) (9,441,201) (17,997,214) 332,778,255 374,494,754 274,066,174 316,712,744 - - - - 14 2,815,312 2,815,312 16,498,510 16,498,510 - - - 335,593,567 377,310,066 290,564,684 333,211,254 15 75,244,850 118,154,382 82,183,974 127,633,013 16 12,169,564 18,293,927 14,913,421 25,525,636 - - - - 87,414,414 136,448,309 97,097,395 153,158,649 - - - - 2,242,988,078 2,590,674,148 2,200,574,972 2,457,471,215 26

2002 2002 12 31 2002 12 31 2001 12 31 17 502,000,000 625,183,510 422,000,000 473,957,559 18 121,362,618 130,482,188 122,450,177 187,606,531 19 119,426,979 196,917,094 101,912,244 148,749,249 20 97,583,483 132,220,604 123,539,268 141,282,834 153,436 505,065 785,071 965,350-23,053,421-12,750,062 21-173,823 56,290,338 69,321,506 22 9,752,869 21,182,071 19,904,809 35,806,811 23-622,876 596 756,463 24 86,696,958 40,543,755 140,335,070 69,528,709 25 387,903 633,749 796,728 1,174,835 2(s) 5,070,747 6,869,642 5,758,073 7,084,073 - - - - - - - - 942,434,993 1,178,387,798 993,772,374 1,148,983,982 - - - - - - - - 26 12,260,355 14,145,386 12,260,355 14,145,386-2,072,300 - - - - - - 12,260,355 16,217,686 12,260,355 14,145,386 - - - - 954,695,348 1,194,605,484 1,006,032,729 1,163,129,368-122,859,265-102,325,109 27 281,451,690 281,451,690 281,451,690 281,451,690 28 587,410,151 582,991,427 578,006,573 578,793,077 29 167,184,279 191,834,348 146,097,552 159,492,093 29 66,965,644 75,694,347 58,530,953 62,757,445 30 252,246,610 227,402,216 188,986,428 180,032,793 - (719,858) - (786,504) 2(h) - (9,750,424) - (6,966,411) 1,288,292,730 1,273,209,399 1,194,542,243 1,192,016,738 2,242,988,078 2,590,674,148 2,200,574,972 2,457,471,215 27

2002 2002 2002 2001 31 1,061,236,701 1,907,247,541 1,202,157,400 1,758,647,799 31 (774,628,047) (1,358,510,619) (889,630,599) (1,247,616,329) 3,32 (12,267,454) (17,076,397) (7,132,986) (12,767,232) 274,341,200 531,660,525 305,393,815 498,264,238 52,878 4,593,831 861,387 8,144,423 (66,025,737) (194,219,308) (60,118,332) (147,443,213) (117,874,137) (248,035,976) (94,752,127) (207,701,647) 33 (16,749,860) (19,751,296) (4,565,723) (6,801,972) 73,744,344 74,247,776 146,819,020 144,461,829 34 14,345,810 (816,332) 12,622,331 7,404,691 35 8,859,832 35,066,595 1,599,946 10,413,682 457,414 552,274 1,255,237 397,869 (3,458,072) (6,443,783) (4,790,419) (11,049,084) 93,949,328 102,606,530 157,506,115 151,628,987 3(d) (9,602,419) (15,914,694) (27,116,995) (32,565,472) - (9,764,171) - 9,104,287 2(h) - 2,784,013-6,966,411 84,346,909 79,711,678 130,389,120 135,134,213 30 188,986,428 180,032,793 147,484,926 134,166,653 - - - - 273,333,337 259,744,471 277,874,046 269,300,866 30 (8,434,691) (12,936,902) (13,038,912) (13,191,094) 30 (8,434,691) (12,936,902) (13,038,912) (13,191,094) - - - - - - - - - - - - 256,463,955 233,870,667 251,796,222 242,918,678 - - - - 30 (4,217,345) (6,468,451) (6,519,456) (6,595,547) 30 - - (56,290,338) (56,290,338) - - - - 252,246,610 227,402,216 188,986,428 180,032,793 2002 2001 1. 59,519 345,176 6,474,760 5,567,466 2. - - - - 3. - - (4,376,884) (9,664,054) 4. - - (117,391) (268,049) 5. 38-4,937,070 - - 6. - - - - 28

2002 2002 2002 1,031,707,526 1,958,559,896 9,607,265 36,410,783 3,952,686 7,014,863 1,045,267,477 2,001,985,542 (683,696,976) (1,431,470,417) (102,134,783) (223,783,663) (98,990,957) (163,380,457) (157,793,943) (205,547,270) (1,042,616,659) (2,024,181,807) 2,650,818 (22,196,265) 2,317,616 2,603,271 33,690,282 548,000 1,066,322 1,688,862 3,701,785 4,055,213 40,776,005 8,895,346 (67,600,869) (89,327,391) (8,576,300) (826,300) (76,177,169) (90,153,691) (35,401,164) (81,258,345) 250,000 662,000,000 830,412,898 662,000,000 830,662,898 (582,000,000) (679,186,947) (78,270,035) (87,281,031) (660,270,035) (766,467,978) 1,729,965 64,194,920 48,480 349,010 (30,971,901) (38,910,680) 29

2002 2002 2002 1. 84,346,909 79,711,678 2(h) (2,784,013) - 9,764,171 - - 26,472,999 29,896,607 11,836,707 20,406,578 9,727,562 14,856,753 4,050,857 12,974,540 243,767 (823,203) (408,825) (541,086) 600,416 1,905,145 - - 18,229,432 21,970,072 (14,345,810) 816,332 - - 175,656,192 105,706,875 (240,900,076) (277,459,794) (72,859,312) (38,596,920) 2,650,818 (22,196,265) 2. 3. 4 632,934,822 810,963,094 4 (663,906,723) (849,873,774) (30,971,901) (38,910,680) 30

2002 1. (1993) 47 199367 19914 19916 19936 199659 1,500 1996618 CT X 20021231 5 50 50 25 50 50 6 31

2002 2. (a) (b) 1 1 12 31 (c) (d) (e) (f) 32

2002 (g) (h) (i) 50 (ii) 33

2002 2002 12 31 1994 11 5 5,000,000 4,900,000 98% - 2,000,000 1,560,000 78% - 1995 4 24 1995 7 26 5,000,000 4,500,000 90% - 10,000,000 9,800,000 98% - 1997 3 6 5,000,000 4,500,000 90% - 1997 11 26 78,000,000 52,260,000 67% - 1998 3 6 1998 5 15 5,000,000 4,900,000 98% - 1998 6 23 3,000,000 2,070,000 69% - 1998 9 2 2,500,000 1,500,000 60% - 1998 10 29 1,500,000 900,000 60% - 34

2002 36,000,000 17,640,000 49% - 1999 5 31 2000 3 31 2000 6 1 5,000,000 4,750,000 95% - 5,000,000 4,000,000 80% - 20,000,000 10,200,000 51% - 2000 7 6 2000 7 18 2000 8 25 500,000 850,000 51% - 255,000 850,000 100% - 1,000,000 900,000 90% - 2000 11 22 2001 2 15 5,000,000 4,750,000 95% - 40,000,000 38,680,000 90% 10% 2001 3 30 2001 4 4 10,000,000 8,500,000 85% - 20,000,000 18,000,000 90% - 2001 5 17 2001 6 13 2001 8 8 2001 4 6 2002 10 14 60% - 187,750,000 112,700,000 15,000,000 13,500,000 90% - 5,000,000 4,500,000 90% - 5,000,00 4,900,000 98% - (i) 35

2002 (j) 0.3% 0.5% 1.0% 10.0% 100.0%,, (k) 2(l) 36

2002 (l) (t(i)) (m) (i) 50 20 50 (ii) 37

2002 20 20 (iii) 10 10 (n) 2,000 5 10 20 50 5 10 5 5 (i) 38

2002 (ii) 2(i) (o) (p) (q) 39

2002 50 50 10 10 5 10 (r) (s) (i) (ii) (iii) (t) 40

2002 (i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (u) 41

2002 (v) (w) (x) 2000 7 [2000]3 3 3. (a) 5% [1999]273 [2000]102 2002 853,29520013,401,344 42

2002 (b) 12% 1.2% (c) (i) 17 (ii) [2000]25 2000 6 24 2010 17% 3% (d) [1998]001 15 [2002]2879 2002 2002 10% (i) 15% (ii) 2002 2 3 2 (iii) 43

2002 (iv) 3 6 10 (v) (99)275 1999 1 1 2001 12 31 2002 1 1 2004 12 31 4. 2002 12 31 2001 12 31 - - 538,985 - - 650,277 25,835 8.2773 213,846 26,759 8.2766 221,477 4,511,569 0.0690 311,478 4,461,821 0.0630 281,117 1,064,309 1,152,871 - - 499,640,279 - - 600,080,452 36,404,267 8.2773 301,329,040 29,539,466 8.2766 244,486,345 61,727,303 0.0690 4,261,653 64,563,508 0.0630 4,067,501 4,399,032 1.0611 4,667,813 81,657 1.0606 86,605 809,898,785 848,720,903 810,963,094 849,873,774 5. 2002 12 31 2001 12 31-270,000 2,535,824 250,000 2,535,824 520,000 20021231 (2001: 270,000) 44

2002 6. 2002 12 31 2001 12 31-500,000 84,000 48,000 84,000 548,000 7. 2002 12 31 2001 2002 12 31 12 31 2001 12 31 529,938,824 288,648,437 300,925,572 163,739,251 (4,745,598) (3,023,317) (2,201,542) (5,530,776) 525,193,226 285,625,120 298,724,030 158,208,475 (a) 2002 12 31 2001 12 31 (%) (%) 1 455,716,699 85.99% 1,037,270 454,679,429 246,997,761 85.57% 1,124,090 245,873,671 1 2 61,450,782 11.60% 1,007,355 60,443,427 32,038,775 11.10% 814,070 31,224,705 2 3 6,740,175 1.27% 325,758 6,414,417 6,538,723 2.27% 472,599 6,066,124 3 5 5,919,448 1.12% 2,263,495 3,655,953 3,073,178 1.06% 612,558 2,460,620 5 111,720 0.02% 111,720 - - - - - 529,938,824 100.00% 4,745,598 525,193,226 288,648,437 100.00% 3,023,317 285,625,120 2002 12 31 58,358,470 11.0 2001 12 31 71,182,779 24.7% (b) 2002 12 31 2001 12 31 (%) (%) 1 266,783,287 88.65% 800,350 265,982,937 136,037,968 83.08% 3,357,372 132,680,596 1 2 28,281,061 9.40% 141,405 28,139,656 23,837,181 14.56% 2,093,404 21,743,777 2 3 3,632,035 1.21% 36,320 3,595,715 2,906,512 1.78% 30,000 2,876,512 3 5 2,117,469 0.70% 1,111,747 1,005,722 957,590 0.58% 50,000 907,590 5 111,720 0.04% 111,720 - - - - - 300,925,572 100.00% 2,201,542 298,724,030 163,739,251 100.00% 5,530,776 158,208,475 2002 12 31 49,214,716 16.4 2001 12 31 71,182,779 43.5% 45

2002 2002 12 31 5 8. 2002 12 31 2001 12 31 2002 12 31 2001 12 31 99,588,481 70,484,142 194,521,847 113,683,105 (18,484,369) (5,651,851) (18,443,771) (11,947,056) 81,104,112 64,832,291 176,078,076 101,736,049 (a) 2002 12 31 2001 12 31 (%) (%) 1 73,229,783 73.54% 8,527,311 64,702,472 57,069,722 80.97% 3,665,743 53,403,979 1 2 15,586,992 15.65% 3,634,683 11,952,309 7,245,971 10.28% 1,673,940 5,572,031 2 3 6,013,180 6.04% 2,461,998 3,551,182 3,880,644 5.51% 113,974 3,766,670 3 5 3,360,029 3.37% 2,461,880 898,149 2,287,805 3.24% 198,194 2,089,611 5 1,398,497 1.40% 1,398,497 - - - - - 99,588,481 100.00% 18,484,369 81,104,112 70,484,142 100.00% 5,651,851 64,832,291 2002 12 31 20,156,075 20.2 2001 12 31 6,611,486 9.4% (b) 2002 12 31 2001 12 31 (%) (%) 1 179,884,473 92.47% 8,894,811 170,989,662 88,610,404 77.95% 9,351,417 79,258,987 1 2 4,658,037 2.39% 3,591,146 1,066,891 20,999,759 18.47% 2,385,208 18,614,551 2 3 6,469,855 3.33% 2,448,332 4,021,523 2,682,716 2.36% 101,995 2,580,721 3 5 2,212,551 1.14% 2,212,551-1,390,226 1.22% 108,436 1,281,790 5 1,296,931 0.67% 1,296,931 - - - - - 194,521,847 100.00% 18,443,771 176,078,076 113,683,105 100.00% 11,947,056 101,736,049 2002 12 31 19,441,508 10.0 2001 12 31 3,857,044 3.4% 2002 12 31 5 46

2002 9. 2002 12 31 2001 12 31 ( ) ( ) 49,758,786 87.43% 43,893,712 96.82% 6,202,427 10.90% 828,289 1.82% 951,694 1.67% 447,917 0.99% - - 167,278 0.37% 56,912,907 100.00% 45,337,196 100.00% 2002 12 31 5 10. 2002 12 31 2001 12 31 156,597,145 (13,991,546) 142,605,599 132,267,784 (3,955,875) 128,311,909 * 351,663,981 (5,110,174) 346,553,807 492,706,941 (5,110,174) 487,596,767 49,531,014 (280,658) 49,250,356 37,749,608 (172,271) 37,577,337 9,015,219-9,015,219 9,546,785-9,546,785 32,740-32,740 275,856-275,856 566,840,099 (19,382,378) 547,457,721 672,546,974 (9,238,320) 663,308,654 * 2002 12 31 2001 12 31 951,114,363 1,027,990,261 178,340,142 183,618,381 (813,328,643) (761,565,659) 316,125,862 450,042,983 35,538,119 42,663,958 351,663,981 492,706,941 47

2002 11. 2002 12 31 2001 12 31 2,084,721 2,224,511 958,738 926,879 573,588 525,215 7,866 9,391-19,334 1,431,276 527,656 5,056,189 4,232,986 12. 2002 12 31 2001 12 31 (a),(b)(c) 47,663,747 51,359,734 (55,047) (62,910) - (1,000,000) 47,608,700 50,296,824 (a) 100,000 100,000 100,000 100,000 - (b) ( ) % 2000.1-40.00% 40.00% 440,000 389,848-9,857 - (40,295) 399,705 2050.1 2000.6-50.00% 46.00% 26,713,621 28,108,704 (2,258,229) 1,361,782-498,636 27,212,257 2020.6 2001.1-41.67% 41.67% 5,000,000 6,648,264 - (1,761,887) - (113,623) 4,886,377 2031.1 2001.4-30.00% 30.00% 600,000 612,918-136,490 (84,000) 65,408 665,408 2031.4 35,759,734 (2,258,229) (253,758) (84,000) 410,126 33,163,747 48

2002 (c) ( ) % 2000.6-202 19.00% 19.00% 11,400,000 11,400,000 - - - - 11,400,000 0.6 2000.2-203 10.00% 10.00% 3,000,000 3,000,000 - - - - 3,000,000 0.2-6.25% 6.25% 1,000,000 1,000,000 (1,000,000) - - - - - 10.00% 10.00% 100,000 100,000 (100,000) - - - - 15,500,000 (1,100,000) - - - 14,400,000 - (1,000,000) 1,000,000 - - - - 14,500,000 (100,000) - - - 14,400,000 (d) (78,637) 2000.1-20 10.1 (62,910) - 7,863 (55,047) 885,426 2002-885,426 (885,426) - (62,910) 885,426 (877,563) (55,047) 2002 12 31 2001 12 31 (a),(b),(c)(d)313,440,592 284,418,299 (5,505) (6,291) 313,435,087 284,412,008 (a) (a) (b) 49

2002 % 1994.11-2 98% 4,900,000 2,788,615 - (2,788,615) - - - (4,900,000) - 014.11 1995.4-20 78% 1,560,000 123,889-19,532 - - - (1,416,579) 143,421 15.4 1995.4-20 10%* 1,007,864 957,264 - (391,862) 786 - - (441,676) 566,188 15.4 1995.7-20 90% 4,500,000 2,956,490 - (920,173) - - - (2,463,683) 2,036,317 10.7 1997.3-20 98% 9,800,000 1,477,719 - (1,111,717) - - - (9,433,998) 366,002 07.3 1997.11-2 90% 4,500,000 2,626,068 - (2,626,068) - - - (4,500,000) - 041.5 1998.3-20 67% 33,500,000 77,953,448-45,315,049 - - - 89,768,497 123,268,497 48.3 1998.5-98% 4,900,000 2,250,375-13,724 - - - (2,635,901) 2,264,099 1998.6-20 69% 13,491,850-826,300 1,277,735 (885,426) - - (12,273,241) 1,218,609 48.6 1998.9-20 60% 12,416,895 5,150,618 - (926,466) - - - (8,192,743) 4,224,152 28.9 1998.10-2 60% 7,450,740 7,336,548 - (2,402,773) - - - (2,516,965) 4,933,775 028.10 1999.5-20 49% 17,640,000 16,256,606-227,143 - - - (1,156,251) 16,483,749 49.5 2000.3-20 95% 4,750,000 1,635,365 - (1,125,934) - - - (4,240,569) 509,431 38.3 2000.6-80% 4,000,000 3,773,641 - (638,615) - - - (864,974) 3,135,026 2000.7-20 51% 10,200,000 9,275,738-1,427,217 - - - 502,955 10,702,955 50.7 2000.7-20 51% 2,110,682 2,110,682 - (1,631,205) - - - (1,631,205) 479,477 15.7 2000.8-100% 7,037,915 11,938,438-16,230,244-5,628-21,136,395 28,174,310 2000.11-2 90% 900,000 3,544,228-601,738 - - - 3,245,966 4,145,966 020.11 2001.2-20 95% 4,750,000 589,963 2,850,000 (2,708,950) - - - (4,018,987) 731,013 31.2 2001.3-20 90% 36,000,000 36,000,000 - - - - - - 36,000,000 31.3 2001.4-20 85% 8,500,000 8,888,276-1,313,327 - - (984,995) 716,608 9,216,608 51.4 2001.5-20 90% 18,000,000 18,000,000 - (5,545,503) - - - (5,545,503) 12,454,497 31.5 2001.6-60% 8,112,538 3,148,540 - (3,209,558) - 61,018 - (8,112,538) - 2001.8-20 90% 13,500,000 13,500,000 - (12,598,974) - - - (12,598,974) 901,026 31.7 2001.4-20 90% 4,500,000 2,878,820 - (2,878,820) - - - (4,500,000) - 18.10 2002.10-2 98% 4,900,000-4,900,000 (13,160) - - - (13,160) 4,886,840 032.10 235,161,331 8,576,300 24,907,316 (884,640) 66,646 (984,995) 23,913,474 266,841,958 90 (c) 28,108,704 27,212,257 6,648,264 4,886,377 34,756,968 32,098,634 2002 (b) 50

2002 (d) 11,400,000 11,400,000 3,000,000 3,000,000 14,400,000 14,400,000 2002 (c) (e) (7,864) 2000.1-2010.1 (6,291) - 786 (5,505) - 885,426 (885,426) 885,426 2002 - (6,291) 885,426 (884,640) (5,505) 13. 2002 2001 268,582,833 76,989,940 11,451,260 23,714,318 380,738,351 313,081,320 54,406,755 26,216,376 1,277,361 4,379,204 86,279,696 72,299,048 - (5,358,729) (1,180,053) (183,063) (6,721,845) (4,642,017) 322,989,588 97,847,587 11,548,568 27,910,459 460,296,202 380,738,351 12,777,608 24,926,402 5,027,537 3,296,846 46,028,393 31,366,376 5,678,690 10,763,226 1,450,052 2,514,610 20,406,578 16,415,297 - (2,008,724) (417,421) (28,424) (2,454,569) (1,753,280) 18,456,298 33,680,904 6,060,168 5,783,032 63,980,402 46,028,393 304,533,290 64,166,683 5,488,400 22,127,427 396,315,800 334,709,958 255,805,225 52,063,538 6,423,723 20,417,472 334,709,958 281,714,944-17,009,700-987,514 17,997,214 8,333,160-4,875,701 79,880 242,171 5,197,752 10,124,392 - (1,358,532) - (15,388) (1,373,920) (460,338) - 20,526,869 79,880 1,214,297 21,821,046 17,997,214 304,533,290 43,639,814 5,408,520 20,913,130 374,494,754 316,712,744 255,805,225 35,053,838 6,423,723 19,429,958 316,712,744 273,381,784 51

2002 20021231 90,627,73120011231102,702,000 14. * 18,900,000-6,952,921 (6,952,921) - 100% 34,995,802 10,231,739 24,666,557 (34,898,296) - 100% * 14,000,000-2,440,471 (2,440,471) - 100% 12,144,462 4,654,685 3,507,290 (8,161,975) - 100% 6,000,000 1,612,086 4,158,217 (5,770,303) - 100% 38,250,000-2,815,312-2,815,312 7% 124,290,264 16,498,510 44,540,768 (58,223,966) 2,815,312 * 2002 2002 12 31 15. 35,565,423 - (811,491) 34,753,932 39,151,636 4,397,704 41-46 2,520,000 - (56,000) 2,464,000 2,800,000 336,000 44 73,363,450 5,378,122 (8,509,262) 70,232,310 99,564,402 29,332,092 3-9.8 30,140,000 - (5,480,000) 24,660,000 54, 800,000 30,140,000 4 140,240 - - 140,240 200,000 59,760 6 141,729,113 5,378,122 (14,856,753) 132,250,482 196,516,038 64,265,556 (14,096,100) - - (14,096,100) 127,633,013 5,378,122 (14,856,753) 118,154,382 16. * 5,978,321 1,118,679 (6,957,192) 139,808 139,808-4,791,560 2,840,885 (1,878,808) 5,753,637 9,663,479 3,909,842 1-8 12,741,765 788,136 (3,373,770) 10,156,131 17,750,386 7,594,255 1-5 2,013,990 995,131 (764,770) 2,244,351 3,486,715 1,242,364 1-7 25,525,636 5,742,831 (12,974,540) 18,293,927 31,040,388 12,746,461 52

2002 2002 12 31 17. 2002 12 31 2001 12 31 625,183,510 2.920%-5.310% 473,957,559 5.022%-5.580% 18. 2002 12 31 2001 12 31 351,900-130,130,288 187,606,531 130,482,188 187,606,531 20021231 5 19. 2002 12 31 5 20. 2002 12 31 22,151,866 (2001:15,030,000 ) 15,933,448 (2001:7,870,000 ) 4,238,180 (2001: 6,080,000 ) 53

2002 5 36(g) 5% 21. 2002 12 31 2001 12 31-56,290,338-12,348,000-481,750 173,823 201,418 173,823 69,321,506 22. 2002 12 31 2001 12 31 13,967,407 14,963,366 3,367,046 4,334,256 988,223 12,830,526 2,859,395 3,678,663 21,182,071 35,806,811 23. 2002 12 31 2001 12 31 311,626 572,926 144,096 128,541 167,154 54,996 622,876 756,463 54

2002 24. 2002 12 31 2001 12 31 9,816,478 14,168,839 36(g) 205,624 11,348,320 3,745,323 1,582,508 26,776,330 42,429,042 40,543,755 69,528,709 2002 12 31 5 36(g) 5% 25. 2002 12 31 2001 12 31-762,867 633,749 411,968 633,749 1,174,835 26. 2002 12 31 2001 12 31 14,145,386 14,145,386 [2001]647 55

2002 27. 2002. 1. 168,193,397 - - - - - 168,193,397 : 11,430,619 - - - - - 11,430,619 86,273,959 - - - - - 86,273,959 70,488,819 - - - - - 70,488,819 - - - - - - - 2. - - - - - - - 3. - - - - - - - 4. - - - - - - - 168,193,397 - - - - - 168,193,397. 1. 113,258,293 - - - - - 113,258,293 2. - - - - - - - 3. - - - - - - - 4. - - - - - - - 113,258,293 - - - - - 113,258,293. 281,451,690 - - - - - 281,451,690 2001. 1. 168,193,397 - - - - - 168,193,397 : 11,430,619 - - - - - 11,430,619 86,273,959 - - - - - 86,273,959 70,488,819 - - - - - - - - 2. - - - - - - - 3. - - - - - - - 4. 3,265,891 - - - (3,265,891) (3,265,891) - 171,459,288 - - - (3,265,891) (3,265,891) 168,193,397. 1. 109,992,402 - - - 3,265,891 3,265,891 113,258,293 2. - - - - 70,488,819 - - - - - - - 3. - - - - - - - 4. - - - - - - - 109,992,402 - - - 3,265,891 3,265,891 113,258,293. 281,451,690 - - - - - 281,451,690 56

2002 3,265,891 2001 1 18 113,258,293 28. 2002 578,713,070 - - 578,713,070 42,854 - - 42,854 37,153 4,198,350-4,235,503 578,793,077 4,198,350-582,991,427 2001 578,713,070 - - 578,713,070 42,854 - - 42,854 37,153 - - 37,153 578,793,077 - - 578,793,077 2002 A 29. (i) (ii) (iii) 2001 1 1 51,690,910 49,566,351 25,257,097 126,514,358 ( 30) 13,191,094 13,191,094 6,595,547 32,977,735 2001 12 31 64,882,004 62,757,445 31,852,644 159,492,093 ( 30) 12,936,902 12,936,902 6,468,451 32,342,255 2002 12 31 77,818,906 75,694,347 38,321,095 191,834,348 57

2002 (a) (i) 10 50 25 (ii) 5% 10% (iii) 2003 3 25 2002 10 10 5 (b) 2(m)(i) 58

2002 30. 2002 2001 2002 2001 188,986,428 147,484,926 180,032,793 134,166,653 84,346,909 130,389,120 79,711,678 135,134,213 (8,434,691) (13,038,912) (12,936,902) (13,191,094) (8,434,691) (13,038,912) (12,936,902) (13,191,094) (4,217,345) (6,519,456) (6,468,451) (6,595,547) - (56,290,338) - (56,290,338) 252,246,610 188,986,428 227,402,216 180,032,793 2003 3 25 2002 31. (a) 2002 2001 1,994,371,295 1,931,184,337 359,779,113 265,251,796 8,859,761 14,683,764 49,259,719 51,844,624 (505,022,347) (504,316,722) 1,907,247,541 1,758,647,799 (b) (c) 2002 311,720,753 2001 583,048,000 16.3 2001 33.2 59

2002 (a) 2002 2001 1,626,905,790 1,554,888,032 215,112,162 155,604,877 6,341,040 11,457,348 11,936,606 13,047,632 (501,784,979) (487,381,560) 1,358,510,619 1,247,616,329 (b) (a) 2002 2001 1,011,976,982 1,150,301,216 49,259,719 51,856,184 1,061,236,701 1,202,157,400 (b) 2002 311,720,753 2001 401,051,000 29.4 2001 33.4 2002 2001 762,691,441 878,823,069 11,936,606 10,807,530 774,628,047 889,630,599 60

2002 32. 2002 2001 12,438,178 9,321,631 2,786,131 2,075,515 1,554,963 1,154,949 297,125 215,137 17,076,397 12,767,232 33. 2002 2001 8,445,502 12,298,238 (26,307,648) (17,518,039) (1,889,150) (1,582,171) (19,751,296) (6,801,972) 34. 2002 2001 ( ) (283,945) 2,535,627 345,176 5,567,466 (877,563) 301,598 - (1,000,000) (816,332) 7,404,691 2002 2001 ( ) 15,170,931 5,853,052 59,519 6,474,760 (884,640) 294,519 14,345,810 12,622,331 61

2002 35. 2002 2001 35,066,595 10,413,682 [1999]273 [2000]25 3 36. (a) (1) (2) (3) (4) (5) (b) 2(h) (c) 560,000,000 - - 560,000,000 62

2002 (d) 99,065,366 35.20% - - - - 99,065,366 35.20% (e) / (f) 1) 2002 2001 2,634,085-2,993,474-330,000 26,791,000 1,867,600 1,000,000 4,513,438 2,544,819 2,049,533-865,873-2,061,894-63

2002 2) 1,223,898 225,670 500,000-848,793-928,126-61,215,536 44,724,875 8,148,929 5,919,617 2,568,862-918,547 - (g) 2002 12 31 2001 12 31 1,599,296-8,785,759-10,385,055 - - 2,499,176-1,656,083 205,624 11,348,320 657,963-64

2002 37. 2002 12 31 2,815,312 38. 2002 10,075,652 8,174,300 2002 4,937,070 39. 2001 2002 3 16 65

2002 2002 17,477,832 8,675,168 13,243,133 14,554,799 10,075,652-20,645,313 23,229,967 5,530,776 3,023,317 553,679 1,722,281 3,882,913-2,201,542 4,745,598 11,947,056 5,651,851 12,689,454 12,832,518 6,192,739-18,443,771 18,484,369 - - - - - - - - - - - - - - - - - - - - - - - - 9,066,049 9,238,320 10,035,671 10,144,058 - - 19,101,720 19,382,378 3,955,875 3,955,875 10,035,671 10,035,671 - - 13,991,546 13,991,546 5,110,174 5,110,174 - - - - 5,110,174 5,110,174-172,271-108,387 - - - 280,658-1,000,000 - - - 1,000,000 - - - 1,000,000 - - - 1,000,000 - - - - - - - - - - 9,441,201 17,997,214 3,194,195 5,197,752 1,140,350 1,373,920 11,495,046 21,821,046 - - - - 9,441,201 17,997,214 3,194,195 5,197,752 1,140,350 1,373,920 11,495,046 21,821,046 13,955,861 14,096,100 - - - - 13,955,861 14,096,100 13,955,861 14,096,100 - - - - 13,955,861 14,096,100 - - - - - - - - - - - - - - - - - - - - - - - -

2002 2001 825,037 1,199,827 16,656,301 7,818,544 3,506 343,203 17,477,832 8,675,168 512,357 864,383 5,020,819 2,456,640 2,400 297,706 5,530,776 3,023,317 312,680 335,444 11,635,482 5,361,904 1,106 45,497 11,947,056 5,651,851 - - - - - - - - - - - - - - - - - - - - - - - - 875,235 875,235 8,190,814 8,363,085 - - 9,066,049 9,238,320 875,235 875,235 3,080,640 3,080,640 - - 3,955,875 3,955,875 - - 5,110,174 5,110,174 - - 5,110,174 5,110,174 - - - 172,271 - - - 172,271 - - - 1,000,000 - - - 1,000,000 - - - 1,000,000 - - - 1,000,000 - - - - - - - - 5,064,317 8,333,160 4,709,302 10,124,392 332,418 460,338 9,441,201 17,997,214 - - - - - - - - 5,064,317 8,333,160 4,709,302 10,124,392 332,418 460,338 9,441,201 17,997,214 13,955,861 14,096,100 - - - - 13,955,861 14,096,100 13,955,861 14,096,100 - - - - 13,955,861 14,096,100 - - - - - - - - - - - - - - - - - - - - - - - - 68

2002 : = = (ROE) : P ROE = E0+NP 2+Ei Mi M0-Ej Mj M0 :P NP E0 Ei Ej M0 Mi Mj (EPS) : P EPS = S0+S1+Si Mi M0-Sj Mj M0 P S0 S1 Si Sj M0 Mi Mj

2002 2002 21.29% 22.18% 0.97 0.97 41.76% 43.16% 1.89 1.89 5.72% 5.96% 0.26 0.26 5.83% 6.03% 0.26 0.26 6.55% 6.82% 0.30 0.30 6.26% 6.47% 0.28 0.28 6.78% 7.06% 0.31 0.31 6.69% 6.92% 0.30 0.30 2001 25.57% 25.74% 1.09 1.09 41.80% 41.93% 1.77 1.77 12.29% 12.37% 0.52 0.52 12.12% 12.16% 0.51 0.51 10.92%! 10.99% 0.46 0.46 11.34% 11.37% 0.48 0.48 10.76% 10.84% 0.46 0.46 11.83% 11.87% 0.50 0.50 70

2002 30 2002 12 31 5 2002 10 2002 12 31 2001 12 31 /2002 /2002 % 525,193,226 625,183,510 285,625,120 473,957,559 239,568,106 151,225,951 83.88% 31.91% A B (194,219,308) (147,443,213) (46,776,095) 31.72% C (19,751,296) (6,801,972) (12,949,324) 190.38% D 35,066,595 10,413,682 24,652,913 236.74% E A 21,719 2,637 B C D. E. 71

2002 72