Good Life 夏日賞推廣計劃 ( 此推廣計劃 ) 之條款及細則 : 1. 此推廣計劃之推廣期由 2015 年 7 月 1 日至 9 月 30 日 ( 包括首尾兩天 ) ( 推廣期 ) 此推廣包括優惠 1 及優惠 2 2. 客戶須於推廣期內以渣打銀行 ( 香港 ) 有限公司 ( 本行 ) 發行

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晟轮怒邹
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1 Good Life 夏日賞推廣計劃 ( 此推廣計劃 ) 之條款及細則 : 1. 此推廣計劃之推廣期由 2015 年 7 月 1 日至 9 月 30 日 ( 包括首尾兩天 ) ( 推廣期 ) 此推廣包括優惠 1 及優惠 2 2. 客戶須於推廣期內以渣打銀行 ( 香港 ) 有限公司 ( 本行 ) 發行之信用卡, 包括渣打信用卡及其聯營卡 MANHATTAN 信用卡及其聯營卡 ( 不包括渣打公司信用卡及渣打商務卡 )( 合資格信用卡 ) 作合資格簽賬, 方可參與此推廣計劃 3. 渣打銀聯雙幣白金信用卡及渣打 WorldMiles 卡 ( 前名為渣打 American Express 卡 ) 客戶只可於接受該卡簽賬之商戶享此推廣計劃為免存疑, 此推廣計劃不適用於渣打銀聯雙幣白金信用卡客戶於惠康為您送或 Market Place by Jasons 網上品味超市之網上購物簽賬 4. 客戶須於 2015 年 6 月 30 日 (00:00 起 ) 至推廣期最後一天 (23:59 止 ) 任何時間致電 24 小時登記熱線或登入 sc.com/hk/summer, 登記其合資格信用卡賬戶, 方可參加此推廣計劃此推廣計劃只適用於首 60,000 名成功登記之客戶 5. 每張合資格信用卡只須於推廣期內登記一次成功登記之客戶於完成登記時將獲發一個參考編號客戶須保留該編號以作核對之用所有登記資料將會被列入紀錄內, 不可取消更改及轉換本行保留有關合資格簽賬的最終決定權 6. 優惠 1: 客戶須於推廣期內以成功登記之合資格信用卡作每月累積合資格簽賬達指定金額 ( 累積合資格簽賬定義見下列條款 7), 於該月當中包含之指定類別簽賬, 方可享現金回贈 ( 指定類別簽賬定義見下列條款 9) 詳情見下表: 每月累積合資格簽賬指定類別簽賬之最高現金回贈最高現金回贈 ( 任何零售 / 海外 / 網上簽賬及 / 或現金透支 ) 現金回贈 ( 該月 ) ( 整個推廣期 ) HK$5,000 - $7,999 5% HK$150 HK$8,000 或以上 10% HK$300 HK$ 累積合資格簽賬包括以合資格信用卡於推廣期內所作之本地及海外零售簽賬網上簽賬現金透支郵購電話購物及全新免息分期計劃之總金額 ( 定義見以下條款 8) 其他交易均不適用於此推廣計劃, 包括但不只限於自動轉賬繳交公共事務費用保費八達通自動增值已誌賬之免息分期之每月供款手續費年費逾期費用超額費用利息 / 財務費用結餘轉賬之金額及利息兌現年息優惠計劃之金額及利息 / 手續費兌現分期或月結單分期計劃之供款及利息/ 手續費網上繳款兌換籌碼及繳稅金額所有未誌賬 / 取消 / 退款 / 偽造 / 未經許可的交易均不適用於此推廣計劃渣打銀聯雙幣白金卡客戶以人民幣賬戶所作之簽賬, 將以特定換算率 1.26 用作計算此推廣之累積簽賬要求, 即港幣及人民幣的特定換算率為 1 比 1.26 ( 例子 : 即人民幣 100 元相等於港幣 126 元用作計算此推廣之簽賬要求 ) 本行保留決定用作計算此推廣累積簽賬要求之最後特定換算率之權利, 而毋須另行通知如有任何爭議, 本行保留最終決定權 8. 全新免息分期計劃之總金額計算方法為推廣期已誌賬之第一期供款, 乘以分期付款月份數目總期數 9. 指定類別簽賬包括以合資格信用卡於推廣期內所作以下簽賬 : a. 合資格惠康特色超市及網上超市簽賬之定義為於惠康超級市場 Market Place by Jasons Jasons Food & Living ThreeSixty Oliver's the Delicatessen 分店惠康為您

2 送或 Market Place by Jasons 網上品味超市之簽賬 b. 有關其他指定類別簽賬之詳情, 請瀏覽 sc.com/hk/summer 10. 優惠 2: 優惠 2 只適用於合資格信用卡之 Visa 卡 ( 合資格 Visa 卡 ) 成功登記之合資格 Visa 卡客戶於符合優惠 1 之現金回贈資格後, 每張合資格 Visa 卡之每單合資格簽賬可自動獲得 100X 積分大抽奬 ( 抽奬 ) 抽奬機會乙次各得奬者可獲取整個推廣期之累積合資格簽賬 100 倍 360 全面賞積分 ( 積分 ), 最高上限為 5,000,000 積分所有合資格 Visa 卡得奬者若原本是以渣打 CashBack 現金回贈計劃以作計算獎賞之信用卡將獲取現金回贈並以每 285 積分兌換 HK$1 現金回贈作計算抽奬將會於 2015 年 12 月內進行並於 sc.com/hk 公佈結果, 抽獎將由電腦系統隨機揀選得獎者共 10 名得獎者 11. 所有累積合資格簽賬及指定類別簽賬須於 2015 年 10 月 14 日或以前誌賬, 有關日期以月結單上之交易日期計算 12. 客戶賺取之現金及 / 或積分將於回贈 2016 年 1 月 31 日 ( 現金/ 積分回贈日期 ) 或之前顯示於 360 全面賞網上換領平台, 而不會直接存入賬戶客戶可隨時登入平台換領現金回贈或換領禮品現金回贈之金額將以港元為單位, 每次換領之最低金額為每個賬戶 HK$50 現金/ 積分回贈換領須受有關條款及細則約束, 請上 sc.com/hk/rewards 參閱詳情及換領現金 / 積分回贈 13. 同一推廣計劃之合資格信用卡之賬戶主卡及附屬卡的簽賬及現金 / 積分回贈將合併計算 14. 已登記客戶如在現金 / 積分回贈日期後 1 個月仍未收妥所獲享之現金 / 積分回贈, 須自行通知本行 ; 否則, 本行恕不承擔有關責任, 也不會作任何賠償 15. 客戶有關之合資格信用卡賬戶必須於存入現金 / 積分回贈時仍為有效及信用狀況良好 ; 否則, 本行有權取消有關現金 / 積分回贈及現金 / 積分回贈不可作現金透支提取, 亦不得轉換轉讓及不可用作繳付信用卡結欠 16. 本行將經電腦核實客戶之信用卡交易紀錄, 以確定客戶於此推廣計劃可獲享現金 / 積分回贈之資格若簽賬存根印載的資料與本行存檔紀錄不符, 將以本行存檔紀錄為準 17. 如客戶於獲贈現金 / 積分回贈後取消用作計算現金 / 積分回贈計劃的任何有關簽賬, 本行有權從客戶有關之適用信用卡賬戶內扣除現金 / 積分回贈而毋須另行通知 18. 客戶明白及接納所有商戶的產品 / 服務並非由本行所提供因此, 有關商戶其員工及其供應商於推廣計劃提供的各項產品 / 服務的各方面 ( 包括但不只限於質素供應量商戶的產品說明及 / 或其服務虛假商品說明不實的陳述誤導遺漏未經授權的陳述不良營商手法或誘導 ), 本行理應毋須負上任何責任 19. 客戶必須保留有關之交易單據及信用卡簽賬存根正本以作核對之用如有任何爭議, 客戶必須提供有關之交易單據及簽賬存根正本, 以便本行作進一步調查所有已遞交之有關文件將不獲發還 20. 本行保留隨時更改延長或終止此推廣計劃以及修訂條款及細則之權利如有任何爭議, 本行將保留最終決定權 21. 中英文版本之內容如有歧義, 一概以英文版為準

3 Terms and Conditions of "Good Life Summer Rewards" Promotion (the "Promotion"): 1. The Promotion is valid from 1 July to 30 September 2015 (both dates inclusive) (the "Promotion Period"). The Promotion consists of Offer 1 and Offer To be eligible for the Promotion, cardholders are required to make Eligible Transactions with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered Credit Card and its Co-branded Card, MANHATTAN Credit Card and its Co-branded Card (except Standard Chartered Corporate Card and Standard Chartered Business Card) ("Eligible Cards"). 3. Cardholders settling payment with Standard Chartered UnionPay Dual Currency Platinum Credit Card and Standard Chartered WorldMiles Card (formerly known as Standard Chartered American Express Card) are also eligible for the Promotion provided that the merchant s relevant shops accept them for payment. For the avoidance of doubt, the Promotion is not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Cardholders making online transactions at Wellcome Delivers ( or Market Place by Jasons e-supermarket ( 4. Cardholders are required to register their Eligible Cards for the Promotion anytime from 30 June 2015 (starting at 00:00) to the last day (ending at 23:59) of the Promotion Period via the 24-hour registration hotline or website at sc.com/hk/summer in order to enrol into the Promotion. Only the first 60,000 successfully registered cardholders are eligible for the Promotion. 5. Each Eligible Card for the Promotion is required to be registered once only within the Promotion Period. Cardholders will receive a reference number upon successful registration. Cardholders are required to keep the reference code for verification. All registered information will be recorded, which cannot be cancelled, changed or exchanged. Eligible Transactions shall be determined at the sole and absolute discretion of the Bank. 6. Offer 1: During each month of the Promotion Period, in order to be entitled to the CashBack on Designated spending ( Designated Spending as defined in clause 9), registered cardholders are required to make Monthly Accumulated Eligible Transactions ( Accumulated Eligible Transactions as defined in clause 7) with any of the Eligible Cards for a designated amount; and a certain amount must be Designated Spending. Refer to the below table: Monthly Accumulated Eligible Transactions (Any Retail/Overseas/Online Transactions and/or Cash Advance) CashBack on Designated Spending Maximum CashBack (on that Month) Maximum CashBack (within the whole promotion period) HK$5,000 - $7,999 5% HK$150 HK$600 HK$8,000 or above 10% HK$ Accumulated Eligible Transactions include all local and overseas retail purchases, online purchase, cash advance, mail order, phone order and the total new principal amount of Interest-free Instalment Plan (as defined in Clause 8 below) made during the Promotion Period. They do NOT include auto payment, utilities bill, insurance payment, Octopus Automatic Add-Value amount, billed monthly instalment of Interest-free Instalment Plan, handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, balance transfer amount and interests, "Credit-to-Cash" Preferential Annual Rate Program amount and interests/handling fee, "Instalment Credit" Plan or billed monthly instalment of interest-free instalment plan and interest/handling fee, online bill payment, casino chip exchange and tax payment. Any unposted/cancelled/refunded/falsified and any unauthorized transactions are also excluded. For the spending amount of Standard Chartered UnionPay Dual Currency

4 Platinum Credit Card in CNY, a designated conversion rate of 1.26 will be used to calculate the accumulated spending requirement of this Promotion, that is, CNY100 equivalent to HKD126 for the calculation of the accumulated spending requirement of this Promotion. The Bank reserves the right to determine the final designated conversion rate for calculation of the accumulated spending requirement in the Promotion without further notice. In case of disputes, the decision of the Bank should be final. 8. The total new principal amount of Interest-free Instalment Plan is the amount of the posted first instalment multiplied by the total number of instalments. 9. Designated Spending includes the below transactions to be accumulated with Eligible Card during the Promotion Period: a. Eligible Wellcome, Specialty Stores and Online Supermarkets Transactions means transactions made at Wellcome Supermarket, Market Place by Jasons, Jasons Food & Living, ThreeSixty, Oliver's the Delicatessen stores, Wellcome Delivers ( or Market Place by Jasons e-supermarket ( b. For details of other types of Designated Spending, please visit sc.com/hk/summer. 10. Offer 2: Offer 2 is only applicable to cardholders of Eligible Cards whose Eligible Cards are Visa Cards ( Eligible Visa Card ). Cardholders of Eligible Visa Cards who have successfully registered their Eligible Visa Cards and fulfilled the requirements of Offer 1 will be entitled to one chance for the 100X Rewards Points Lucky Draw ( Lucky Draw ) automatically for each single Eligible Transaction made with their Eligible Visa Cards during the whole Promotion Period. Winners of the Lucky Draw will be entitled to 100 times 360 Rewards Points ( Point ) on all their Accumulated Eligible Transactions made during the Promotion Period subject to a maximum reward of 5,000,000 Points for each winner. All winners of Eligible Visa Cards which are under Standard Chartered CashBack Scheme originally will be entitled to CashBack under this Lucky Draw instead of Points, subject to the calculation of 285 Points to HK$1 CashBack. Lucky Draw result will be announced in December 2015 via sc.com/hk and winner will be randomly selected by a computer system. 10 winners in total will be rewarded. 11. All Accumulated Eligible Transactions and Designated Spending must be posted on or before 14 October 2015 based on the transaction date as shown on the credit card monthly statement. 12. The CashBack and/or Point ("CashBack/Point") earned will be shown on the "360 Rewards" online redemption platform on or before 31 January 2016 (the "Fulfilment Date"), and will not be automatically credited to cardholders' accounts, but can be freely redeemed for cash or gifts under the online catalogue of the platform. The CashBack will be given in Hong Kong dollars and the minimum threshold for CashBack redemption is HK$50 per account. Redemption of CashBack/Point is subject to relevant terms and conditions. Please visit sc.com/hk/rewards for details and redeem your CashBack/Point. 13. Transactions and the CashBack/Point enjoyed by the Principal and Supplementary cardholder(s) of the Eligible Cards for the Promotion account will be counted collectively. 14. Registered cardholders shall notify the Bank if they do not receive the CashBack/Point 1 month after the Fulfilment Date; otherwise, the Bank accepts no liability and will not be liable for any compensation. 15. The Eligible Cards accounts must be valid and in good financial standing at the time of the CashBack/Point is credited; otherwise the offer will be forfeited without further notice. The CashBack/Point amount cannot be drawn as cash advance, is non-exchangeable, nontransferable and cannot offset credit card payment. 16. The Bank will verify the transaction record(s) to confirm cardholders' eligibility under the Promotion. In case of discrepancy between the Bank's computer record and details recorded on the credit card sales slips, the Bank's computer record(s) shall prevail. 17. If cardholders have cancelled any related transaction which had been included in calculating the CashBack/Point offer after the receipt of the CashBack/Point, the Bank has the right to debit the CashBack/Point as an administration fee from the cardholders' Eligible Cards account without further notice. 18. Cardholders understand and accept that the Bank is not the supplier of the products/services purchased from the merchants. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchants, any false trade description,

5 misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with this Promotion of the offers or in making available the offers or the products and/or services under the Promotion, by the merchants, their employees, officers or agents. 19. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, cardholders are required to submit the relevant original sales receipt(s) and credit card sales slip(s) for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned. 20. The Bank reserves the right to alter, extend or terminate the above offers and amend the terms and conditions at any time. In case of disputes, the decision of the Bank shall be final. 21. If there is any inconsistency or conflict between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.

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HKG_ICSS_FTO_sogobrilingual_100_19Feb2016_31837_tnc Terms and conditions: 1. The extra 5 Membership Rewards points promotion at SOGO ( the Promotion Offer ) is valid for spending only at SOGO Department Store at Causeway Bay and Tsim Sha Tsui within the