AIG_HKPTU_Happy Travel_Brochure_Feb17_aw6

Transcription

1 American International Group, Inc. is a leading global insurance organization. Founded in 1919, today we provide a wide range of property casualty insurance, life insurance, retirement products, mortgage insurance and other financial services to customers in more than 100 countries and jurisdictions. Our diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange. AIG Insurance Hong Kong Limited is a wholly owned subsidiary of the American International Group Inc. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at or Additional information can also be found at YouTube: LinkedIn: All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds. (AIG)AIG AIG AIG (AIG) AIG YouTube: LinkedIn: AIG This insurance plan is underwritten by AIG Insurance Hong Kong Limited PTT2 02/ for all the right reasons. AIG Insurance Hong Kong Limited 46/F, One Island East, 18 Westlands Road, Island East, Hong Kong CS Hotline (852) Fax (852) Claims Hotline (852) Website travelguard.hk@aig.com This brochure provides only a summary of the policy benefits and does not constitute any part of the insurance contract. Coverage under the policy shall be subject to the terms, conditions and exclusions of the policy. A copy of policy is available from AIG Insurance Hong Kong Limited. HKPTU Happy Travel Protection Travel Insurance Solutions & Global Assistance

2 a. b. 2 c. 2 d. e a. b. (1) (2) (3) 4. a. // b. c. 5. a. (1) (2) b $500,000 $350,000 $50,000 $35,000 $3,000 $1,800 $300 $300 $30,000 $18,000,000 $500,000 $10,000 $10,000 $5,000 $5,000 $500 $500,000 $600, a. 3 b. 2 c. 2 d. HK$300 e / a. / / /

3 b. (1) / /// (2) / (3) / 3b(1) 3b(2) 5a 4. a. b. c. / / a. (1) 8HK /HK$500 (2) 10 HK /HK b. 10 HK$250 HK /HK$500 3b(2)5a 4a5b 6. 7.

4 (1) ( (2) // %1b 1c2 HK$250,000 2 Travel Guard (852)

5 Unique Features No age limit 1 for single trip plan. ren traveling alone are allowed Cover all amateur sporting activities (e.g. Winter sports, rafting, scuba diving, Bungee jump, all water sports & aerial activities) without extra premium Unlimited benefit amount for Emergency Medical Evacuation 2 and Repatriation of Remains 2 No excess on all benefits Cover against common epidemic, such as H1N1, Bird Flu, SARS, Dengue Fever etc Additional benefits for Compulsory Quarantine 24-Hour Worldwide Emergency Assistance Services Free CHINA Assist Card to annual plan policyholders Schedule of Benefits Benefits 1. Emergency Medical Expenses and Assistance a. Medical Expenses Follow up Medical Expenses b. Emergency Medical Evacuation 2 c. Repatriation of Remains 2 d. Overseas Hospital Cash Sub-limit per Day e. Guard 2. Personal Accident 1 3. Journey Cancellation & Interruption a. Journey Cancellation b. Journey Interruption (1) Curtailment Expenses (2) Journey Re-arrangement (3) Compulsory Quarantine 4. Personal Effects a. Baggage and Personal Effects Sub-limit per article/pair/ set of articles b. Personal Money c. Travel Documents 5. Delay Coverage a. Travel Delay (1) Travel Delay (2) Journey Cancellation due to Travel Delay b. Baggage Delay 6. Personal Liability Maximum Benefit (HK$) Premier Plan Basic Plan $500,000 $350,000 $50,000 $35,000 Unlimited Unlimited Unlimited Unlimited $3,000 $1,800 $300 $300 $30,000 $18,000,000 $500,000 $10,000 $5,000 $10,000 $5,000 $500 $500,000 $600, CHINA Assist Card Included Included (For only) This brochure provides only a summary of the policy benefits. Actual coverage provided shall be subject to the terms and conditions and exclusions of the policy. Benefits Highlight 1. Emergency Medical Expenses and Assistance a. Medical Expenses Reimburse for the costs of qualified medical treatment, surgery and hospitalization as a result of injury or sickness during the journey Cover Follow up Western Medical Expenses in Hong Kong within 3 months b. Emergency Medical Evacuation 2 Provide en-route medical care and transportation to another location for appropriate medical treatment c. Repatriation of Remains 2 Arrange for the return of Insured Person s remains to Hong Kong d. Overseas Hospital Cash Pay HK$300 daily when Insured Person is hospitalized overseas e. Guard Reimburse for additional Accommodation and / or travel fare for 1 Immediate Family Member or 1 Traveling Companion to accompany Insured Person s child(ren) aged below 15 back to Hong Kong in the event of Insured Person s overseas hospitalization due to death, Serious Injury or Serious Sickness Failure to obtain a written report from the Qualified Medical Practitioner 2. Personal Accident 1 Cover when the Insured Person sustains Injury result in Major Burns, Disablement, Permanent Total Disablement or Accidental Death Any loss caused by an injury or otherwise which is a consequence of any kind of disease or sickness 3. Journey Cancellation & Interruption a. Journey Cancellation Reimburse for the loss of tour fee and/or travel fare and/or Accommodation paid in advance in the event of trip cancellation due to: Death, Serious Injury or Serious Sickness of the Insured Person, Immediate Family Member or Traveling Companion within 30 days before the departure date

6 Witness summons or jury service or Compulsory Quarantine of Insured Person within 30 days before the departure date Sudden occurrence of strike by the employees of a Common Carrier, unanticipated outbreak of riot or civil commotion, epidemic within 1 week before the departure date Serious damage to Insured Person s or Traveling Companion s primary residence in Hong Kong from fire or flood within 1 week before departure date b. Journey Interruption (1) Curtailment Expenses Reimburse for the tour fee and/or travel fare and/or Accommodation forfeited and /or additional travel fare and/or Accommodation incurred for Journey Curtailment due to: Death, Serious Injury or Serious Sickness or hijacking of Insured Person or Traveling Companion Death, Serious Injury or Serious Sickness of Insured Person s Immediate Family Member Sudden occurrence of strike of the Common Carrier, unanticipated outbreak of riot or civil commotion, natural disasters, or epidemic (2) Journey Re-arrangement Reimburse for the additional travel fare and / or Accommodation for the Journey re-routing due to: Sudden occurrence of strike by the employees of a Common Carrier, unanticipated outbreak of riot or civil commotion, inclement weather, natural disasters or epidemic at planned destination (3) Compulsory Quarantine Reimburse for the amount of pro-rated tour fee and/or Accommodation forfeited after the commencement of the Journey where the Insured Person is Compulsorily Quarantined due to suspected exposure to Pandemic Influenza infection In respect of losses claimed under 3b (1) (Curtailment Expenses), Section 3b (2) (Journey Re-arrangement), and Section 5a (Travel Delay) arising from the same cause 4. Personal Effects a. Baggage and Personal Effects Reimburse for the loss of or damage to the Insured Person s baggage, clothing and personal effects b. Personal Money Reimburse for the loss of cash, bank notes, traveler s check and money order as a result of robbery or burglary c. Travel Documents Reimburse for the replacement cost of lost travel documents and/or travel tickets and additional travel fare and/or Accommodation incurred as a result of theft, robbery or burglary Jewelry or accessories, mobile phone (including PDA phone and other accessories), business goods or sample, foodstuffs, antiques, fragile articles, etc Losses not reported to the police within 24 hours from occurrence of the incident 5. Delay Coverage a. Travel Delay If the Common Carrier in which Insured Person has arranged to travel is delayed caused directly by: Inclement weather, natural disaster, equipment failure, hijack or strike by the employees of the Common Carrier Insured Person will be either (1) Pay up to HK (Premier Plan)/HK$500 (Basic Plan) for a full 8 hours delayed from the original departure time or (2) Reimburse the expenses paid in advance up to HK (Premier Plan)/HK (Basic Plan) if the Insured Person decides to cancel the Journey because of departure delay for at least 10 hours after the departure time b. Baggage Delay Pay HK$250 for each full 10 hours of Insured Person s baggage delayed due to misdirection in delivery by the Common Carrier at overseas destination up to HK (Premier Plan)/HK$500 (Basic Plan) Failure to obtain written confirmation from the Common Carrier on the number of hours of and the reason for such delay Failure of Insured Person to get on-board the first available alternative transportation offered by the administration of the relevant Common Carrier

7 In respect of losses claimed under Section 3b(2) (Journey Re-arrangement) and Section 5a (Travel Delay) arising from the same cause In respect of losses claimed under Section 4a(Baggage and Personal Effects) and Section 5b(Baggage Delay) arising from the same cause 6. Personal Liability To indemnify Insured Person against legal liability to the third parties arising as a result of accidental injury, death, loss of or damage to their property caused by Insured Person s negligence. This does not cover the use or hire of any conveyance Liability arising from the ownership, possession or use of vehicles, aircraft, watercraft, firearms or animals. 7. CHINA Assist Card (For only) Provide hospital guarantee admission deposit service in Mainland China Major General Exclusions Applicable to All Sections of Coverage Include War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power; any illegal or unlawful acts Any pre-existing condition; Pregnancy or childbirth; AIDS or sexually transmitted disease Suicide or attempted suicide or intentional self-injury; mental or nervous disorders Competition, engaging in a professional capacity in any sport where an insured person would or could earn income Any loss, injury, damage or legal liability arising directly or indirectly from planned or actual travel in, to, or through Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region Any claim, loss, injury, damage or legal liability suffered or sustained by residents of Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region Any cover, claim or provision of benefit which would expose AIG Insurance Hong Kong Limited, its parent company or its ultimate controlling entity to any penalty under any sanctions law or regulation Any person who is a Chinese passport holder and travels to/within China. This exclusion will however be waived if the Person has an official document issued by an overseas government (other than Mainland China) to prove his/her identity as a legal resident of the said country Any loss arising from Terrorist Act expect for Section 1 (Emergency Medical Expenses and Assistance) and Section 2 (Personal Accident) Important Notice Trip Duration Single Trip Plan : Maximum 182 days per trip : Maximum 90 days per trip with unlimited number of trips Age Limit Single Trip Plan 1 : No age limit. plan is only applicable for Insured Person aged below 17 1 : Aged below 70. (ren) aged below 17 must apply with parent(s) Nationality Single Trip Plan : No nationality limitation except People s Republic of China passport holder who travel to or within Mainland China : Insured Person must be Hong Kong resident Itinerary Journey must be commenced from Hong Kong Purpose of Trip This insurance is only valid for conventional leisure travel or business travel (administrative duty only) Duplicate Coverage If the Insured Person is covered by more than one comprehensive voluntary travel insurance policies underwritten by AIG Insurance Hong Kong Limited for the same trip, only the one with greatest compensation will apply and benefits thereunder be payable How to apply Single Trip Plan (1) Through HKPTU website ( premium will be charged by credit card and instant policy will be sent by ; OR (2) Complete the application form at HKPTU General Services Section, insurance will be effective immediately Complete the application form and send to AIG Insurance Hong Kong Limited by mail or fax 10 working days before departure For product or online application enquiries, please contact AIG Insurance Hong Kong Limited CS Hotline at For enquiries on insurance application, please contact HKPTU Mong Kok Service Centre at or HKPTU Causeway Bay Service Centre at For benefit details, please refer to the policy wording at HKPTU website:

8 Frequently Asked Questions 1. Can a child be covered individually by the single trip plan? A: Yes. (ren) aged below 17 can also be covered under the single trip plan individually. 2. What procedures shall I take if I am sick during the journey? A: You have to consult a Qualified Medical Practitioner and keep all doctor report(s) and receipt(s) for claims settlement within 30 days of the incident. 3. If Traveling Companion suffered seriously injury before departure, can I cancel my journey? A: Yes. Under Journey Cancellation, we will reimburse your unrecoverable prepaid expenses subject to the stated limit of benefit if your Traveling Companion canceled the trip due to Serious Injury or Serious Sickness. 4. Can I purchase this plan if I am not a Hong Kong resident? A: Certainly, HKPTU Happy Travel Protection has no limitation on nationality, only if the Journey has to start at Hong Kong. Moreover, 25% discount is offered to HKPTU members, their family and friends. Remarks: The above examples are for illustrative purpose only. For details of actual coverage provided shall be subject to the terms and conditions and exclusions of the policy Footnotes 1 Insured Person age below 17 or over 75, the Maximum Benefit will be HK$250,000 under Section 2 (Personal Accident) whilst 50% for all other sections, except the benefit of Section 1b (Emergency Medical Evacuation) and Section 1c (Repatriation of Remains) 2 Travel Guard Assistance Hotline (852) shall be contacted for the arrangement This Insurance is underwritten by AIG Insurance Hong Kong Limited. This brochure provides only a summary of the policy benefits. Actual coverage provided shall be subject to the terms and conditions and exclusions of the policy. In the event of differences between the English and Chinese version of this brochure, the English version shall prevail. Premium Table HK$ Non HKPTU Member Premium Period of Insurance 1-3 Day(s) 4 Days 5 Days 6 Days 7 Days 8 Days 9 Days 10 Days 11 Days 12 Days 13 Days 14 Days 15 Days Days Days Days Days 1 Additional Week Period of Insurance $98 $108 $116 $136 $158 $184 $199 $221 $233 $253 $289 $309 $329 $343 $375 $519 $578 $68 $1,050 $49 $54 $58 $68 $79 $92 $99.5 $110.5 $116.5 $126.5 $144.5 $154.5 $164.5 $171.5 $187.5 $259.5 $289 $34 $526 Premier $73.50 $36.75 $81.00 $40.50 $87.00 $43.50 $ $51.00 $ $59.25 $ $69.00 $ $74.63 $ $82.88 $ $87.38 $ $94.88 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $51.00 $25.50 $70 $78 $90 $106 $124 $144 $155 $165 $171 $183 $193 $203 $215 $233 $255 $285 $302 $54 $675 HKPTU Member Discounted Premium ( for reference only) 1-3 Day(s) 4 Days 5 Days 6 Days 7 Days 8 Days 9 Days 10 Days 11 Days 12 Days 13 Days 14 Days 15 Days Days Days Days Days 1 Additional Week $788 Premier $395 Basic $35 $39 $45 $53 $62 $72 $77.5 $82.5 $85.5 $91.5 $96.5 $101.5 $107.5 $116.5 $127.5 $142.5 $151 $27 $327 Basic $52.50 $26.25 $58.50 $29.25 $67.50 $33.75 $79.50 $39.75 $93.00 $46.50 $ $54.00 $ $58.13 $ $61.88 $ $64.13 $ $68.63 $ $72.38 $ $76.13 $ $80.63 $ $87.38 $ $95.63 $ $ $226.5 $ $40.50 $20.25 $507 $246

9 a. b. 2 c. 2 d. e a. b. (1) (2) (3) 4. a. // b. c. 5. a. (1) (2) b $500,000 $350,000 $50,000 $35,000 $3,000 $1,800 $300 $300 $30,000 $18,000,000 $500,000 $10,000 $10,000 $5,000 $5,000 $500 $500,000 $600, a. 3 b. 2 c. 2 d. HK$300 e / a. / / / b. (1) / /// (2) / (3) / 3b(1) 3b(2) 5a 4. a. b. c. / / a. (1) 8HK /HK$500 (2) 10 HK /HK b. 10 HK$250 HK /HK$500 3b(2)5a 4a5b (1) ( (2) // %1b 1c2 HK$250,000 2 Travel Guard (852) American International Group, Inc. is a leading global insurance organization. Founded in 1919, today we provide a wide range of property casualty insurance, life insurance, retirement products, mortgage insurance and other financial services to customers in more than 100 countries and jurisdictions. Our diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange. AIG Insurance Hong Kong Limited is a wholly owned subsidiary of the American International Group Inc. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at or Additional information can also be found at YouTube: LinkedIn: All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds. (AIG)AIG AIG AIG (AIG) AIG YouTube: LinkedIn: AIG This insurance plan is underwritten by AIG Insurance Hong Kong Limited AIG Insurance Hong Kong Limited 46/F, One Island East, 18 Westlands Road, Island East, Hong Kong CS Hotline (852) Fax (852) Claims Hotline (852) Website travelguard.hk@aig.com This brochure provides only a summary of the policy benefits and does not constitute any part of the insurance contract. Coverage under the policy shall be subject to the terms, conditions and exclusions of the policy. A copy of policy is available from AIG Insurance Hong Kong Limited. PTT2 02/ for all the right reasons. HKPTU Happy Travel Protection Travel Insurance Solutions & Global Assistance Client : AIG File Name : AIG_HKPTU_Happy Travel_Brochure_Feb17_op Job : HKPTU_Happy Travel_Brochure Date : 14 Feb 2017 Scale : 100% Size : 95mm(w) X 210mm(h) Color : 4C Paper : Matt Art Paper

10 Unique Features No age limit 1 for single trip plan. ren traveling alone are allowed Cover all amateur sporting activities (e.g. Winter sports, rafting, scuba diving, Bungee jump, all water sports & aerial activities) without extra premium Unlimited benefit amount for Emergency Medical Evacuation 2 and Repatriation of Remains 2 No excess on all benefits Cover against common epidemic, such as H1N1, Bird Flu, SARS, Dengue Fever etc Additional benefits for Compulsory Quarantine 24-Hour Worldwide Emergency Assistance Services Free CHINA Assist Card to annual plan policyholders Schedule of Benefits Benefits 1. Emergency Medical Expenses and Assistance a. Medical Expenses Follow up Medical Expenses b. Emergency Medical Evacuation 2 c. Repatriation of Remains 2 d. Overseas Hospital Cash Sub-limit per Day e. Guard 2. Personal Accident 1 3. Journey Cancellation & Interruption a. Journey Cancellation b. Journey Interruption (1) Curtailment Expenses (2) Journey Re-arrangement (3) Compulsory Quarantine 4. Personal Effects a. Baggage and Personal Effects Sub-limit per article/pair/ set of articles b. Personal Money c. Travel Documents 5. Delay Coverage a. Travel Delay (1) Travel Delay (2) Journey Cancellation due to Travel Delay b. Baggage Delay 6. Personal Liability Maximum Benefit (HK$) Premier Plan Basic Plan $500,000 $350,000 $50,000 $35,000 Unlimited Unlimited Unlimited Unlimited $3,000 $1,800 $300 $300 $30,000 $18,000,000 $500,000 $10,000 $5,000 $10,000 $5,000 $500 $500,000 $600, CHINA Assist Card Included Included (For only) This brochure provides only a summary of the policy benefits. Actual coverage provided shall be subject to the terms and conditions and exclusions of the policy. Benefits Highlight 1. Emergency Medical Expenses and Assistance a. Medical Expenses Reimburse for the costs of qualified medical treatment, surgery and hospitalization as a result of injury or sickness during the journey Cover Follow up Western Medical Expenses in Hong Kong within 3 months b. Emergency Medical Evacuation 2 Provide en-route medical care and transportation to another location for appropriate medical treatment c. Repatriation of Remains 2 Arrange for the return of Insured Person s remains to Hong Kong d. Overseas Hospital Cash Pay HK$300 daily when Insured Person is hospitalized overseas e. Guard Reimburse for additional Accommodation and / or travel fare for 1 Immediate Family Member or 1 Traveling Companion to accompany Insured Person s child(ren) aged below 15 back to Hong Kong in the event of Insured Person s overseas hospitalization due to death, Serious Injury or Serious Sickness Failure to obtain a written report from the Qualified Medical Practitioner 2. Personal Accident 1 Cover when the Insured Person sustains Injury result in Major Burns, Disablement, Permanent Total Disablement or Accidental Death Any loss caused by an injury or otherwise which is a consequence of any kind of disease or sickness 3. Journey Cancellation & Interruption a. Journey Cancellation Reimburse for the loss of tour fee and/or travel fare and/or Accommodation paid in advance in the event of trip cancellation due to: Death, Serious Injury or Serious Sickness of the Insured Person, Immediate Family Member or Traveling Companion within 30 days before the departure date Witness summons or jury service or Compulsory Quarantine of Insured Person within 30 days before the departure date Sudden occurrence of strike by the employees of a Common Carrier, unanticipated outbreak of riot or civil commotion, epidemic within 1 week before the departure date Serious damage to Insured Person s or Traveling Companion s primary residence in Hong Kong from fire or flood within 1 week before departure date b. Journey Interruption (1) Curtailment Expenses Reimburse for the tour fee and/or travel fare and/or Accommodation forfeited and /or additional travel fare and/or Accommodation incurred for Journey Curtailment due to: Death, Serious Injury or Serious Sickness or hijacking of Insured Person or Traveling Companion Death, Serious Injury or Serious Sickness of Insured Person s Immediate Family Member Sudden occurrence of strike of the Common Carrier, unanticipated outbreak of riot or civil commotion, natural disasters, or epidemic (2) Journey Re-arrangement Reimburse for the additional travel fare and / or Accommodation for the Journey re-routing due to: Sudden occurrence of strike by the employees of a Common Carrier, unanticipated outbreak of riot or civil commotion, inclement weather, natural disasters or epidemic at planned destination (3) Compulsory Quarantine Reimburse for the amount of pro-rated tour fee and/or Accommodation forfeited after the commencement of the Journey where the Insured Person is Compulsorily Quarantined due to suspected exposure to Pandemic Influenza infection In respect of losses claimed under 3b (1) (Curtailment Expenses), Section 3b (2) (Journey Re-arrangement), and Section 5a (Travel Delay) arising from the same cause 4. Personal Effects a. Baggage and Personal Effects Reimburse for the loss of or damage to the Insured Person s baggage, clothing and personal effects b. Personal Money Reimburse for the loss of cash, bank notes, traveler s check and money order as a result of robbery or burglary c. Travel Documents Reimburse for the replacement cost of lost travel documents and/or travel tickets and additional travel fare and/or Accommodation incurred as a result of theft, robbery or burglary Jewelry or accessories, mobile phone (including PDA phone and other accessories), business goods or sample, foodstuffs, antiques, fragile articles, etc Losses not reported to the police within 24 hours from occurrence of the incident 5. Delay Coverage a. Travel Delay If the Common Carrier in which Insured Person has arranged to travel is delayed caused directly by: Inclement weather, natural disaster, equipment failure, hijack or strike by the employees of the Common Carrier Insured Person will be either (1) Pay up to HK (Premier Plan)/HK$500 (Basic Plan) for a full 8 hours delayed from the original departure time or (2) Reimburse the expenses paid in advance up to HK (Premier Plan)/HK (Basic Plan) if the Insured Person decides to cancel the Journey because of departure delay for at least 10 hours after the departure time b. Baggage Delay Pay HK$250 for each full 10 hours of Insured Person s baggage delayed due to misdirection in delivery by the Common Carrier at overseas destination up to HK (Premier Plan)/HK$500 (Basic Plan) Failure to obtain written confirmation from the Common Carrier on the number of hours of and the reason for such delay Failure of Insured Person to get on-board the first available alternative transportation offered by the administration of the relevant Common Carrier In respect of losses claimed under Section 3b(2) (Journey Re-arrangement) and Section 5a (Travel Delay) arising from the same cause In respect of losses claimed under Section 4a(Baggage and Personal Effects) and Section 5b(Baggage Delay) arising from the same cause 6. Personal Liability To indemnify Insured Person against legal liability to the third parties arising as a result of accidental injury, death, loss of or damage to their property caused by Insured Person s negligence. This does not cover the use or hire of any conveyance Liability arising from the ownership, possession or use of vehicles, aircraft, watercraft, firearms or animals. 7. CHINA Assist Card (For only) Provide hospital guarantee admission deposit service in Mainland China Major General Exclusions Applicable to All Sections of Coverage Include War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power; any illegal or unlawful acts Any pre-existing condition; Pregnancy or childbirth; AIDS or sexually transmitted disease Suicide or attempted suicide or intentional self-injury; mental or nervous disorders Competition, engaging in a professional capacity in any sport where an insured person would or could earn income Any loss, injury, damage or legal liability arising directly or indirectly from planned or actual travel in, to, or through Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region Any claim, loss, injury, damage or legal liability suffered or sustained by residents of Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region Any cover, claim or provision of benefit which would expose AIG Insurance Hong Kong Limited, its parent company or its ultimate controlling entity to any penalty under any sanctions law or regulation Any person who is a Chinese passport holder and travels to/within China. This exclusion will however be waived if the Person has an official document issued by an overseas government (other than Mainland China) to prove his/her identity as a legal resident of the said country Any loss arising from Terrorist Act expect for Section 1 (Emergency Medical Expenses and Assistance) and Section 2 (Personal Accident) Important Notice Trip Duration Single Trip Plan : Maximum 182 days per trip : Maximum 90 days per trip with unlimited number of trips Age Limit Single Trip Plan 1 : No age limit. plan is only applicable for Insured Person aged below 17 1 : Aged below 70. (ren) aged below 17 must apply with parent(s) Nationality Single Trip Plan : No nationality limitation except People s Republic of China passport holder who travel to or within Mainland China : Insured Person must be Hong Kong resident Itinerary Journey must be commenced from Hong Kong Purpose of Trip This insurance is only valid for conventional leisure travel or business travel (administrative duty only) Duplicate Coverage If the Insured Person is covered by more than one comprehensive voluntary travel insurance policies underwritten by AIG Insurance Hong Kong Limited for the same trip, only the one with greatest compensation will apply and benefits thereunder be payable How to apply Single Trip Plan (1) Through HKPTU website ( premium will be charged by credit card and instant policy will be sent by ; OR (2) Complete the application form at HKPTU General Services Section, insurance will be effective immediately Complete the application form and send to AIG Insurance Hong Kong Limited by mail or fax 10 working days before departure For product or online application enquiries, please contact AIG Insurance Hong Kong Limited CS Hotline at For enquiries on insurance application, please contact HKPTU Mong Kok Service Centre at or HKPTU Causeway Bay Service Centre at For benefit details, please refer to the policy wording at HKPTU website: Frequently Asked Questions 1. Can a child be covered individually by the single trip plan? A: Yes. (ren) aged below 17 can also be covered under the single trip plan individually. 2. What procedures shall I take if I am sick during the journey? A: You have to consult a Qualified Medical Practitioner and keep all doctor report(s) and receipt(s) for claims settlement within 30 days of the incident. 3. If Traveling Companion suffered seriously injury before departure, can I cancel my journey? A: Yes. Under Journey Cancellation, we will reimburse your unrecoverable prepaid expenses subject to the stated limit of benefit if your Traveling Companion canceled the trip due to Serious Injury or Serious Sickness. 4. Can I purchase this plan if I am not a Hong Kong resident? A: Certainly, HKPTU Happy Travel Protection has no limitation on nationality, only if the Journey has to start at Hong Kong. Moreover, 25% discount is offered to HKPTU members, their family and friends. Remarks: The above examples are for illustrative purpose only. For details of actual coverage provided shall be subject to the terms and conditions and exclusions of the policy Footnotes 1 Insured Person age below 17 or over 75, the Maximum Benefit will be HK$250,000 under Section 2 (Personal Accident) whilst 50% for all other sections, except the benefit of Section 1b (Emergency Medical Evacuation) and Section 1c (Repatriation of Remains) 2 Travel Guard Assistance Hotline (852) shall be contacted for the arrangement This Insurance is underwritten by AIG Insurance Hong Kong Limited. This brochure provides only a summary of the policy benefits. Actual coverage provided shall be subject to the terms and conditions and exclusions of the policy. In the event of differences between the English and Chinese version of this brochure, the English version shall prevail. Premium Table HK$ Non HKPTU Member Premium Period of Insurance 1-3 Day(s) 4 Days 5 Days 6 Days 7 Days 8 Days 9 Days 10 Days 11 Days 12 Days 13 Days 14 Days 15 Days Days Days Days Days 1 Additional Week Period of Insurance $98 $108 $116 $136 $158 $184 $199 $221 $233 $253 $289 $309 $329 $343 $375 $519 $578 $68 $1,050 $49 $54 $58 $68 $79 $92 $99.5 $110.5 $116.5 $126.5 $144.5 $154.5 $164.5 $171.5 $187.5 $259.5 $289 $34 $526 Premier $73.50 $36.75 $81.00 $40.50 $87.00 $43.50 $ $51.00 $ $59.25 $ $69.00 $ $74.63 $ $82.88 $ $87.38 $ $94.88 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $51.00 $25.50 $70 $78 $90 $106 $124 $144 $155 $165 $171 $183 $193 $203 $215 $233 $255 $285 $302 $54 $675 HKPTU Member Discounted Premium ( for reference only) 1-3 Day(s) 4 Days 5 Days 6 Days 7 Days 8 Days 9 Days 10 Days 11 Days 12 Days 13 Days 14 Days 15 Days Days Days Days Days 1 Additional Week $788 Premier $395 Basic $35 $39 $45 $53 $62 $72 $77.5 $82.5 $85.5 $91.5 $96.5 $101.5 $107.5 $116.5 $127.5 $142.5 $151 $27 $327 Basic $52.50 $26.25 $58.50 $29.25 $67.50 $33.75 $79.50 $39.75 $93.00 $46.50 $ $54.00 $ $58.13 $ $61.88 $ $64.13 $ $68.63 $ $72.38 $ $76.13 $ $80.63 $ $87.38 $ $95.63 $ $ $226.5 $ $40.50 $20.25 $507 $246 Client : AIG File Name : AIG_HKPTU_Happy Travel_Brochure_Feb17_op Job : HKPTU_Happy Travel_Brochure Date : 14 Feb 2016 Scale : 100% Size : 95mm(w) X 210mm(h) Color : 4C Paper : Matt Art Paper