939
2 1 3 2 5 3 7 4 10 5 12 5.1 12 5.2 29 5.3 48 5.4 57 5.5 61 6 63 7 65 8 68 9 79 10 96 11 100 12 102 13 105 14 106 15 255 16 258 17 261 18 263 271 1
1954 10 2005 10 939 2007 9601939 2014 2,079 14,856 3483.14 2
1 2014 2013 (%) 2012 2011 2010 437,398 389,544 12.28 353,202 304,572 251,500 108,517 104,283 4.06 93,507 86,994 66,132 10,825 17,313 (37.47) 15,824 7,837 8,148 556,740 511,140 8.92 462,533 399,403 325,780 (195,988) (188,185) 4.15 (171,081) (144,537) (121,366) (61,911) (43,209) 43.28 (40,041) (35,783) (29,292) 299,086 279,806 6.89 251,439 219,107 175,156 228,247 215,122 6.10 193,602 169,439 135,031 227,830 214,657 6.14 193,179 169,258 134,844 12 31 9,474,523 8,590,057 10.30 7,512,312 6,496,411 5,669,128 (251,613) (228,696) 10.02 (202,433) (171,217) (143,102) 16,744,130 15,363,210 8.99 13,972,828 12,281,834 10,810,317 12,898,675 12,223,037 5.53 11,343,079 9,987,450 9,075,369 15,491,767 14,288,881 8.42 13,023,283 11,465,174 10,109,157 1,242,179 1,065,951 16.53 941,668 811,140 697,047 250,011 250,011 250,011 250,011 250,011 1 1,516,928 1,316,724 15.20 1 10,203,643 9,872,790 3.35 0.91 0.86 5.81 0.77 0.68 0.56 0.301 0.30 0.33 0.268 0.2365 0.2122 5.01 4.30 16.51 3.80 3.27 2.80 1. 2014 3
1 (%) 2014 2013 + (-) 2012 2011 2010 1 1.42 1.47 (0.05) 1.47 1.47 1.32 19.74 21.23 (1.49) 21.98 22.51 22.61 2.61 2.56 0.05 2.58 2.57 2.40 2.80 2.74 0.06 2.75 2.70 2.49 19.49 20.40 (0.91) 20.22 21.78 20.30 2 28.92 29.65 (0.73) 29.60 29.93 31.55 73.45 70.28 3.17 66.23 65.05 62.47 3 12.12 10.75 1.37 3 12.12 10.75 1.37 3 14.87 13.34 1.53 7.48 6.99 0.49 6.80 6.65 6.49 1.19 0.99 0.20 0.99 1.09 1.14 222.33 268.22 (45.89) 271.29 241.44 221.14 2.66 2.66 2.69 2.64 2.52 1. 2. 3. 2014 4
2 CHINA CONSTRUCTION BANK CORPORATIONCCB 25 100033 www.ccb.com ir@ccb.com 3 28 www.sse.com.cn www.hkexnews.hk 25 86-10-66215533 86-10-66218888 A 601939 H 939 5
2 2004 9 17 2005 10 14H 2007 9 11 A 2013 5 8 100000000039122 10000444-7 A H B0004H111000001 110102100004447 202 11 22 5 20 1 27 166 36 183 17 1712-1716 6
3 2014 201416.74 2,282.47 1.42% 19.74% 14.87% 12.12% 0.301 2,714.8275.25% 2.25 50% 49.86 286.38 1.046,500 38.06% 88.03% 1.79 1.47 7
3 4 BIC 72% 17 11 68 1,1881.37 80% 1.75 1.4530 60% 20141.19%222.33% 2.66% 2.6 2014 (APEC) APEC APEC 2014 100 20141000250029 50032014 2000 2 50038 8
2014 6060 1954 1979 1994 2003 2015 3 27 9
4 2014 2014167,441.308.99%94,745.23 10.30% 128,986.75 5.53% 5,567.408.92% 12.28% (NIM)2.80%19.49% 28.92% 2,990.866.89%2,282.47 6.10%14.87%1.19% 222.33% 25,592.15 11.87% 45.4%2.4 19.87% 22,538.15 3,989.83 188.32 62.34 38.06% 1 1.46 6,59316,580.81 14.18% 18.21% IPO 2014 34.30%31.63% 21 138 1,470 10
63 30 1.37 1.75 88.03% 2.63 1.82 19.10% 1.47 25.98% 1,400 873 2014 1,370223 133419 252934 2015 2015 3 27 11
5 5.1 2014 20143.3%2013 0.3 2014 2014(GDP)63.6 7.4% (CPI) 2.0% 2014 1.2 2014M2 122.8 12.2%M1 34.8 3.2%81.7 13.6% 113.9 9.1% 12
5.1.1 2014 2,990.866.89%2,282.476.10% (1)478.54 12.28% (2) 42.34 4.06% (3) 0.73 28.92%619.11 43.28% 2014 12 31 2013 12 31 (%) 437,398 389,544 12.28 119,342 121,596 (1.85) 108,517 104,283 4.06 556,740 511,140 8.92 (195,988) (188,185) 4.15 (61,911) (43,209) 43.28 245 60 308.33 299,086 279,806 6.89 (70,839) (64,684) 9.52 228,247 215,122 6.10 23,701 (23,422) (201.19) 251,948 191,700 31.43 13
5 20144,373.98478.5412.28%78.56% 2014 12 31 2013 12 31 (%) (%) 9,111,534 532,829 5.85 8,104,173 469,049 5.79 3,204,444 129,237 4.03 2,929,513 109,576 3.74 2,527,915 39,177 1.55 2,417,929 37,589 1.55 551,451 25,522 4.63 646,623 24,889 3.85 247,698 12,361 4.99 122,041 5,150 4.22 15,643,042 739,126 4.72 14,220,279 646,253 4.54 (247,757) (222,278) 933,259 523,820 16,328,544 739,126 14,521,821 646,253 12,354,674 237,383 1.92 11,690,720 220,588 1.89 1,473,193 48,039 3.26 855,906 21,002 2.45 15,683 448 2.86 29,616 1,097 3.70 409,369 14,223 3.47 310,470 10,207 3.29 53,791 1,635 3.04 105,706 3,815 3.61 14,306,710 301,728 2.11 12,992,418 256,709 1.98 840,682 495,122 15,147,392 301,728 13,487,540 256,709 437,398 389,544 2.61 2.56 2.80 2.74 2014 62.80% 14
1 1 58,871 4,909 63,780 10,766 8,895 19,661 1,588 1,588 (3,978) 4,611 633 6,125 1,086 7,211 73,372 19,501 92,873 13,126 3,669 16,795 18,539 8,498 27,037 (438) (211) (649) 3,427 589 4,016 (1,649) (531) (2,180) 33,005 12,014 45,019 40,367 7,487 47,854 1. 478.54 403.67 74.87 15
5 2014 7,391.26928.7314.37% 72.09% 17.49% 5.30% 3.45% 1.67% 2014 12 31 2013 12 31 (%) (%) 5,647,433 347,322 6.15 5,155,270 316,540 6.14 2,049,635 119,580 5.83 1,867,434 108,233 5.80 3,597,798 227,742 6.33 3,287,836 208,307 6.34 2,670,092 156,098 5.85 2,245,054 129,438 5.77 125,927 7,002 5.56 140,464 7,510 5.35 668,082 22,407 3.35 563,385 15,561 2.76 9,111,534 532,829 5.85 8,104,173 469,049 5.79 5,328.29637.8013.60% 12.43% 65.85% 1,292.37196.6117.94% 391.7715.884.22% 4.55% 255.226.332.54% 784.63% 123.6172.11 140.02% 102.96%77 16
2014 3,017.28450.1917.54% 2014 12 31 2013 12 31 (%) (%) 6,354,834 114,241 1.80 6,047,456 107,476 1.78 3,739,795 28,063 0.75 3,591,410 25,741 0.72 2,615,039 86,178 3.30 2,456,046 81,735 3.33 5,657,331 116,152 2.05 5,420,535 110,042 2.03 2,325,870 8,224 0.35 2,255,075 8,079 0.36 3,331,461 107,928 3.24 3,165,460 101,963 3.22 342,509 6,990 2.04 222,729 3,070 1.38 12,354,674 237,383 1.92 11,690,720 220,588 1.89 2,373.83167.957.61% 5.68% 31.92% 2013 480.39270.37 128.74% 72.12% 813.26% 4.486.4959.16% 47.05%842.86% 17
5 2014 12 31 2013 12 31 (%) 112,238 107,432 4.47 (3,721) (3,149) 18.16 108,517 104,283 4.06 10,825 17,313 (37.47) 119,342 121,596 (1.85) 2014 1,193.4222.541.85% 2014 12 31 2013 12 31 (%) 112,238 107,432 4.47 30,569 25,783 18.56 18,640 21,130 (11.78) 13,630 12,422 9.72 13,204 12,395 6.53 10,856 10,680 1.65 8,837 9,135 (3.26) 6,407 5,740 11.62 3,131 2,741 14.23 2,084 1,886 10.50 4,880 5,520 (11.59) (3,721) (3,149) 18.16 108,517 104,283 4.06 20141,085.174.06% 0.91 19.49% 305.6918.56% 30% 186.4011.78% 136.309.72% 132.046.53% 108.561.65% 18
88.37 3.26% 64.07 11.62% 2014 12 31 2013 12 31 (%) 972 3,092 (68.56) 495 446 10.99 4,045 1,395 189.96 5,313 12,380 (57.08) 10,825 17,313 (37.47) 108.2564.88 37.47% 9.7221.20 68.56%40.4526.50 189.96%53.13 57.08% 2014 12 31 2013 12 31 91,563 86,830 30,545 26,750 34,983 31,648 38,897 42,957 195,988 188,185 (%) 28.92 29.65 2014 0.73 28.92% 1,959.88 78.03 4.15%915.6347.33 5.45% 305.4537.95 14.19% 19
5 2014 12 31 2013 12 31 59,264 42,666 836 (130) 359 (949) 281 1,056 196 (237) 1,811 673 61,911 43,209 2014 619.11187.02 43.28% 592.64165.98 8.369.66 2014 708.3961.55 23.69% 25% 5.1.2 2014 12 31 2013 12 31 (%) 9,474,523 8,590,057 (251,613) (228,696) (%) 9,222,910 55.08 8,361,361 54.42 1 3,727,869 22.26 3,414,617 22.23 2,610,781 15.59 2,475,001 16.11 514,986 3.08 473,351 3.08 273,751 1.63 281,447 1.83 91,495 0.55 80,731 0.53 2 302,338 1.81 276,702 1.80 16,744,130 100.00 15,363,210 100.00 1. 2. 2014 12 31 167,441.3013,809.208.99% 55.08% 0.66 0.03 22.26%3.08% 0.52 15.59% 20
2014 12 31 (%) 2013 12 31 (%) 5,760,406 60.80 5,399,631 62.86 1,907,304 20.13 1,870,823 21.78 3,853,102 40.67 3,528,808 41.08 2,884,146 30.44 2,464,654 28.69 2,253,815 23.79 1,880,219 21.89 329,164 3.47 268,663 3.13 58,040 0.61 71,490 0.83 75,002 0.79 91,655 1.07 1 168,125 1.78 152,627 1.77 168,923 1.78 116,962 1.36 661,048 6.98 608,810 7.09 9,474,523 100.00 8,590,057 100.00 1. 2014 12 3194,745.238,844.6610.30% 57,604.063,607.756.68% 364.81 1.95%3,242.94 9.19% 28,841.464,194.9217.02%3,735.96 19.87%605.01 22.52% 1,689.23519.6144.43% 6,610.48522.388.58%BIC 21
5 2014 12 31 2013 12 31 (%) (%) 2,544,820 26.86 2,336,298 27.20 1,826,894 19.28 1,652,755 19.24 4,223,844 44.58 3,734,986 43.48 878,965 9.28 866,018 10.08 9,474,523 100.00 8,590,057 100.00 2014 12 31 171,027 5,532 52,137 228,696 13,995 4,975 50,039 69,009 39 (9,784) (9,745) (1,943) (1,943) 1,230 69 (15,475) (14,176) (3,168) (18,317) (21,485) 141 1,116 1,257 186,252 7,588 57,773 251,613 2014 12 31 2,516.13229.17 222.33%45.89 2.66% 2014 12 31 2013 12 31 (%) (%) 3,475,683 93.24 3,115,865 91.25 18,633 0.50 19,249 0.56 1,901 0.05 937 0.03 231,652 6.21 278,566 8.16 3,727,869 100.00 3,414,617 100.00 2014 2014 12 3137,278.693,132.529.17% 93.24%1.99 6.21% 1.95 22
2014 12 31 (%) 2013 12 31 (%) 332,235 8.91 364,050 10.66 926,170 24.85 760,292 22.26 2,298,663 61.66 2,100,538 61.52 170,801 4.58 189,737 5.56 3,727,869 100.00 3,414,617 100.00 2014 12 31 (%) 2013 12 31 (%) 3,398,644 97.78 3,051,957 97.95 28,896 0.83 36,066 1.16 25,775 0.74 15,604 0.50 22,368 0.65 12,238 0.39 3,475,683 100.00 3,115,865 100.00 2014 12 31 34,756.833,598.18 11.55% 3,466.87 11.36%131.31 20.55% 2014 12 31 (%) 2013 12 31 (%) 1,234,172 35.51 1,075,428 34.51 188,152 5.41 197,910 6.35 537,148 15.45 445,850 14.31 1,030,907 29.66 895,277 28.73 20 0.01 98 0.01 18,852 0.61 485,284 13.96 482,450 15.48 3,475,683 100.00 3,115,865 100.00 2014 12 31 914.95107.6413.33% 23
5 2014 12 31 2013 12 31 (%) (%) 12,898,675 83.26 12,223,037 85.54 1,206,520 7.79 848,012 5.94 181,528 1.17 61,873 0.43 431,652 2.79 357,540 2.50 1 773,392 4.99 798,419 5.59 15,491,767 100.00 14,288,881 100.00 1. 2014 12 31 154,917.6712,028.86 8.42% 83.26%2.281.85 7.79% 0.29 2.79% 2014 12 31 2013 12 31 (%) (%) 6,616,671 51.30 6,443,255 52.71 3,966,684 30.75 4,064,038 33.25 2,649,987 20.55 2,379,217 19.46 5,877,014 45.56 5,514,647 45.12 2,302,089 17.85 2,510,525 20.54 3,574,925 27.71 3,004,122 24.58 404,990 3.14 265,135 2.17 12,898,675 100.00 12,223,037 100.00 2014 12 31 128,986.756,756.38 5.53% 8,415.73 15.63% 4.22 48.26% 24
2014 12 31 2013 12 31 250,011 250,011 135,391 135,523 4,562 (19,290) 130,515 107,970 169,496 153,835 558,705 444,084 (6,501) (6,182) 1,242,179 1,065,951 10,184 8,378 1,252,363 1,074,329 2014 12 3112,523.631,780.347.48% 2014 12 3122,793.97 308.30 5.1.3 2014 12 31 (%) 2013 12 31 (%) 9,079,893 95.84 8,300,113 96.63 281,459 2.97 204,680 2.38 55,059 0.58 32,100 0.37 48,239 0.51 42,231 0.49 9,873 0.10 10,933 0.13 9,474,523 100.00 8,590,057 100.00 113,171 85,264 1.19 0.99 2014 2014 12 311,131.71279.071.19% 0.202.97%0.59 25
5 2014 12 31 2013 12 31 (%) (%) 5,760,406 95,886 1.66 5,399,631 76,481 1.42 1,907,304 66,894 3.51 1,870,823 50,142 2.68 3,853,102 28,992 0.75 3,528,808 26,339 0.75 2,884,146 11,067 0.38 2,464,654 8,002 0.32 2,253,815 4,806 0.21 1,880,219 3,203 0.17 329,164 2,783 0.85 268,663 1,772 0.66 58,040 848 1.46 71,490 780 1.09 75,002 1,535 2.05 91,655 1,449 1.58 168,125 1,095 0.65 152,627 798 0.52 168,923 116,962 661,048 6,218 0.94 608,810 781 0.13 9,474,523 113,171 1.19 8,590,057 85,264 0.99 2014 12 31 0.24 1.66% 0.06 0.38%BIC 0.81 26
2014 12 31 2013 12 31 (%) (%) (%) (%) 5,760,406 60.80 95,886 1.66 5,399,631 62.86 76,481 1.42 1,305,595 13.78 48,490 3.71 1,322,660 15.40 38,083 2.88 1,046,282 11.04 4,839 0.46 956,597 11.14 5,297 0.55 606,342 6.40 1,850 0.31 571,028 6.65 2,030 0.36 520,107 5.49 5,737 1.10 500,428 5.83 3,807 0.76 581,267 6.14 868 0.15 473,877 5.52 982 0.21 559,033 5.90 864 0.15 460,398 5.36 977 0.21 378,880 4.00 23,130 6.10 392,744 4.57 19,302 4.91 327,176 3.45 197 0.06 272,453 3.17 197 0.07 263,854 2.78 4,111 1.56 238,601 2.78 2,049 0.86 227,711 2.40 3,789 1.66 217,448 2.53 843 0.39 6,015 0.06 4,888 0.06 4 0.08 79,375 0.84 57 0.07 71,637 0.83 261 0.36 21,744 0.23 1,111 5.11 29,569 0.34 950 3.21 14,367 0.15 495 3.45 22,369 0.26 462 2.07 402,073 4.24 1,707 0.42 352,589 4.10 2,680 0.76 2,884,146 30.44 11,067 0.38 2,464,654 28.69 8,002 0.32 168,923 1.78 116,962 1.36 661,048 6.98 6,218 0.94 608,810 7.09 781 0.13 9,474,523 100.00 113,171 1.19 8,590,057 100.00 85,264 0.99 2014 27
5 2014 12 31 (%) 2013 12 31 (%) 3,073 0.03 1,009 0.01 2014 12 3130.7320.64 0.02 0.03% 2014 12 31 2013 12 31 (%) (%) 3 54,405 0.58 25,077 0.30 3 1 49,012 0.52 26,103 0.30 1 3 22,991 0.24 26,552 0.31 3 6,808 0.07 8,972 0.10 133,216 1.41 86,704 1.01 2014 12 311,332.16465.12 5.1.4 5.1.5 2014 12 31 2014 12 31 28
5.2 2014 12 31 (%) 2013 12 31 (%) 151,886 50.79 145,939 52.16 80,553 26.93 64,635 23.10 64,696 21.63 69,107 24.70 1,951 0.65 125 0.04 299,086 100.00 279,806 100.00 5.2.1 2014 12 31 2013 12 31 (%) 235,656 202,965 16.11 42,032 42,119 (0.21) (6,647) (855) 677.43 271,041 244,229 10.98 (73,419) (66,997) 9.59 (45,736) (31,293) 46.15 151,886 145,939 4.07 2014 12 31 2013 12 31 6,106,160 5,585,454 9.32 1,518.8659.47 4.07%50.79% 1.3710.98% 16.11%0.21% 46.15% 29
5 2014 66,166.711,734.16 2.69% 2014 57,604.06 3,607.75 6.68% 25,592.152,714.82 75.25% 17,966.42 1,974.85 12.35% 1,291.52 126.03 10.81%2007 1,371.25 1.68 84 1,407.07 49.86286.38 95.60% 4,713.38 266.88 2014 2014 2011 11,429.281,534.68 15.51%249,73717,776 30
2014 37 36 700 1 800 305000250 6036 223 201493.18 2014 2,418 2,999.9150% 155 31
5 2014 1.18 7.64%1.46 61.94% 272.4621.20%29.4021.99% 12.8 40 1.42.43% 1,470138 2014 4.281.1838.06% 9,490.99 637689,476.26 3,612.75 61.61% (RQFII)355.49 295.26 490.22% 2014553.23 188.32 51.61%1,347.76 504.78 59.88%384.19 62.34 19.37% 2014486.00 68.06 95.39 35.17 32
5.2.2 2014 12 31 2013 12 31 (%) 161,824 134,452 20.36 44,679 40,870 9.32 (5,571) 374 (1,589.57) 200,932 175,696 14.36 (106,506) (101,111) 5.34 (13,873) (9,950) 39.43 80,553 64,635 24.63 2014 12 31 2013 12 31 3,005,155 2,590,881 15.99 805.5324.63%26.93%3.83 14.36% 20.36%9.32% 39.43% 2014 58,770.143,623.67 6.57%8.30% 19.00% 2014 28,841.46 4,194.92 17.02% 22,538.15 3,735.96 19.87% 580.40 750.02 72.85 33
5 20146,593 1,39216,580.81 30.23%3,291.64 pad 1 APP IC 2014 6.32 9,99650,915.22 40.14% IC IC1.85 8,991 1,571 869 2014 1,000 14.18% 18.21% 27.49 6.41 2014 7,170.8111,833.33 3,200 207 470.01 60 900 34
5 35
5 5.2.3 2014 12 31 2013 12 31 (%) 35,651 51,095 (30.23) 18,855 18,909 (0.29) 13,308 5,763 130.92 876 557 57.27 3,795 (1,207) (414.42) 72,485 75,117 (3.50) (6,852) (6,374) 7.50 (937) 364 (357.42) 64,696 69,107 (6.38) 2014 12 31 2013 12 31 6,588,297 6,505,051 1.28 646.966.38% 21.63%3.07 3.50%30.23% 0.29%13.01 2014 36
2014 4,788.35 5 2014 32,324.26 1,610.33216.07 PC 2014 3,989.83 74.85 59.91 2014 7,783 70,106.70 2014 11,467.39 9,090.99 2,376.40 37
5 5.2.4 2014 BIC 72%2014 BIC 72%202014 9,480.9232.67% 60.06 68.99% * 2167.035176 45 2014 4,002.31 346.3813.68 * 2009 3 215 2014 6 2014 415.74 29.161.01 * 42 2013 3 201421.00 4.822,916.28 38
* (DIFC) 1 2013 4 (DFSA) 2014 46.61 6.081,192.23 * 2013 7 2 2014 20.36 15.161,370.50 * 50002014 7 2014 11 21 20144.49 2.82 * BIC BIC 19382,012,809,865.25 2007 2014 BIC371BIC5 1BIC40% VISA 2014 BIC362.94 30.07 2.90 39
5 5.2.5 2014 27 2014 1,895.4534.30%24.64 31.63% * 15.27 67% 27.5% 5.5% 2014 6,658.35 80.95 73.05 8.69 * 44.96 51% 19.9% 14.27% 5.08% 4.9% 4.85% 20142014 405.87 76.491.72 * 45 2014 2014 771.28 62.205.05 * 6.01 2014 RQFII 2014 223.18 74.004.58 40
* 2 65% 25% 10% 20142014 3,6131,2161,12510.16 8.82 1.65 * 2014 4 4.3680% 20% 2014 2014 9.79 4.95 * 20 75.10% 24.90% 2014 2014 251.35 24.701.77 * 2014 2727.85 13.77 2014 27 152.66 121.59 31.07109.08 88.47%1.19 41
5 5.2.6 2014 12 31 2013 12 31 (%) (%) 41,471 13.87 36,768 13.14 36,709 12.27 38,469 13.75 48,212 16.12 45,019 16.10 46,186 15.44 42,191 15.08 50,240 16.80 46,375 16.57 14,931 4.99 15,597 5.57 54,996 18.39 51,492 18.40 6,341 2.12 3,895 1.39 299,086 100.00 279,806 100.00 2014 12 31 2013 12 31 (%) (%) 2,839,279 13.23 2,639,135 13.18 2,230,031 10.40 2,158,746 10.78 3,030,726 14.13 2,737,198 13.67 2,590,457 12.08 2,411,147 12.04 2,579,135 12.02 2,500,348 12.49 995,140 4.64 910,474 4.55 6,252,529 29.14 5,934,221 29.63 935,564 4.36 731,878 3.66 1 21,452,861 100.00 20,023,147 100.00 1. 2014 12 31 2013 12 31 (%) (%) (%) (%) 1,877,906 19.82 39,321 2.09 1,781,649 20.74 40,844 2.29 1,299,615 13.72 17,719 1.36 1,220,420 14.21 10,680 0.88 1,633,965 17.25 10,860 0.66 1,442,213 16.79 6,695 0.46 1,552,809 16.39 14,671 0.94 1,358,192 15.81 12,052 0.89 1,641,394 17.32 13,039 0.79 1,461,129 17.01 7,221 0.49 562,403 5.94 8,471 1.51 507,751 5.91 4,551 0.90 342,476 3.61 3,250 0.95 280,597 3.27 2,645 0.94 563,955 5.95 5,840 1.04 538,106 6.26 576 0.11 9,474,523 100.00 113,171 1.19 8,590,057 100.00 85,264 0.99 42
2014 12 31 (%) 2013 12 31 (%) 2,401,640 18.62 2,310,251 18.90 1,873,077 14.52 1,878,995 15.37 2,344,928 18.18 2,245,632 18.37 2,457,370 19.05 2,268,111 18.56 2,457,312 19.05 2,388,492 19.54 932,976 7.23 855,591 7.00 43,358 0.34 25,671 0.21 388,014 3.01 250,294 2.05 12,898,675 100.00 12,223,037 100.00 5.2.7 2014 14,856 3732411,7512,742 1206 2,224 2014 338288 1,500 11 2014 88.03%2.63 2,949.20 644 2,846 * 9 201417,86919.12%39.60 21.76% 62.49 19.80% 330 18.15%128.8023.53% 23.00 18.34% 43
5 * 2014 462.79 1.45 * 95533 2014 17,4022,432 16.24% * 201414,67925.98%7.38101.35% 30.42 155.10% 24,32021.93% 1,400 873 * 2014 81,067 12,05417.47% 21,2743,396 19.00% 20141.37 80% 2014 14,523 30 92 2014 17,544 44
5.2.8 2014 2015 1 2015 734 9 19 2014 99.99% 100% 10,3644.12 20 2014 ICIC 2014 1,370223 45
5 5.2.9 2014 372,321 1.06% 6,275 24.58% 224,992 60.43% 473 52,286 30 29.97% 31 40 22.18% 41 50 37.44% 51 59 10.36% 60 0.05% 0.13% 6.81% 53.49% 30.21% 4.77% 4.59% 45.54% 14.65% 13.69% 6.86% 4.89% 3.72% 2.28% 0.12% 8.26% 201414,88014,85624 2014 12 31 (%) 2,462 16.55 57,510 15.45 1,885 12.67 47,289 12.70 2,427 16.31 60,584 16.27 3,588 24.11 83,036 22.30 3,031 20.37 70,451 18.92 1,460 9.81 37,440 10.06 3 0.02 15,391 4.13 24 0.16 620 0.17 (%) 14,880 100.00 372,321 100.00 46
2014 36,574189.53 412361341029,843 366 6,0933,75026 47
48 5 5.3 2014 5.3.1
5.3.2 2014 49
5 20145.05% 13.42% 2014 12 31 2013 12 31 2012 12 31 (%) 5.05 4.51 3.86 (%) 13.42 14.80 14.76 2014 12 31 (%) A 76,640 0.81 B 18,828 0.20 C 16,094 0.17 D 14,327 0.15 E 14,227 0.15 F 13,016 0.14 G 12,982 0.14 H 12,680 0.13 I 12,549 0.13 J 12,291 0.13 203,634 2.15 5.3.3 2014 (PSL) (SLO) (MLF) 50
(%) 2014 12 31 2013 12 31 2012 12 31 1 25 48.88 46.57 56.73 25 57.03 55.20 58.81 1. 1 2014 12 31 1 3 3 1 15 5 2,456,736 154,045 2,610,781 67,172 119,649 153,727 162,134 12,058 246 514,986 179,452 58,804 35,495 273,751 55,547 356,911 273,474 566,001 2,298,193 2,521,847 3,150,937 9,222,910 27,994 124,847 192,391 426,082 1,799,990 1,159,649 3,730,953 213,384 29,532 26,090 47,340 66,041 6,952 1,410 390,749 2,753,661 607,660 723,512 1,018,263 2,987,945 4,340,847 4,312,242 16,744,130 15,381 67,477 8,358 91,216 585,618 277,699 108,671 224,925 6,549 3,058 1,206,520 18,052 111,383 98,289 68,285 296,009 181,079 295 154 181,528 6,748,886 888,992 1,143,267 2,658,778 1,442,869 15,883 12,898,675 27,976 71,261 128,214 102,294 103,907 431,652 401 115,239 33,723 45,916 135,031 53,092 2,765 386,167 401 7,467,795 1,536,233 1,535,176 3,223,745 1,602,804 125,613 15,491,767 2014 2,753,260 (6,860,135) (812,721) (516,913) (235,800) 2,738,043 4,186,629 1,252,363 2013 2,531,094 (6,711,273) (610,116) (427,828) 3,773 2,493,591 3,795,088 1,074,329 2014 12 31 12,523.631,780.3468,601.35 51
5 5.3.4 2014 2014 IT 99% 1 2014 2013 12 31 12 31 189 67 194 17 128 64 148 29 173 31 173 9 117 36 134 17 36 54 119 12 94 53 107 17 1 1 21 7 2 18 52
2014(LPR) 2014 12 31 3 3 1 15 5 128,271 2,482,510 2,610,781 343,959 161,608 9,419 514,986 238,256 35,495 273,751 5,008,405 4,059,338 83,238 71,929 9,222,910 23,619 489,216 528,865 1,585,263 1,103,990 3,730,953 390,749 390,749 542,639 8,562,346 4,785,306 1,677,920 1,175,919 16,744,130 82,858 8,358 91,216 978,962 221,176 6,382 1,206,520 18,052 209,672 68,285 296,009 181,374 154 181,528 132,430 8,685,836 2,650,532 1,421,910 7,967 12,898,675 115,280 116,058 95,854 104,460 431,652 386,167 386,167 536,649 10,253,982 3,064,563 1,524,146 112,427 15,491,767 2014 5,990 (1,691,636) 1,720,743 153,774 1,063,492 1,252,363 2014 (1,691,636) 29,107 182,881 1,246,373 2013 59,802 (1,963,877) 1,761,438 241,112 975,854 1,074,329 2013 (1,963,877) (202,439) 38,673 1,014,527 2014 12 31 291.07 12,172.66 53
5 100 100 100 100 100 100 2014 12 31 (38,702) 38,702 30,346 (30,346) 2013 12 31 (40,135) 40,135 31,468 (31,468) 2014(ALM) 2014 12 31 2013 12 31 741,109 186,089 120,360 1,047,558 731,627 141,255 71,352 944,234 (713,853) (207,223) (141,626) (1,062,702) (540,063) (174,454) (117,234) (831,751) 778,919 46,628 91,559 917,106 740,072 57,311 105,430 902,813 (802,482) (19,482) (60,739) (882,703) (924,064) (11,030) (55,931) (991,025) 747 (152) 595 200 200 4,440 6,012 9,402 19,854 7,772 13,082 3,617 24,471 2014 12 31 198.5446.17 54
5.3.5 2014 2014 5.3.6 2014 5.3.7 2014 55
5 5.3.8 38 2014 29 IT 56
5.4 2014 2014 4 5.4.1 2014 2014 12 3114.87% 12.12%12.12% 2013 12 31 1.53 1.37 1.37 57
5 2014 12 31 2013 12 31 1 1,236,730 1,166,760 1,061,684 998,380 1,236,767 1,166,760 1,061,700 998,380 1,516,928 1,445,219 1,316,724 1,249,850 12.12% 11.78% 10.75% 10.44% 12.12% 11.78% 10.75% 10.44% 14.87% 14.59% 13.34% 13.06% 12.09% 12.02% 11.14% 11.05% 14.71% 14.39% 13.88% 13.53% 1. 2014 58
2014 12 31 2013 12 31 250,011 250,011 1 139,761 116,321 130,515 107,970 169,478 153,825 556,756 442,554 4,456 3,729 2 (6,262) (5,948) 3 2,501 1,415 3 1,592 1,609 (10) (148) 3,902 3,902 37 16 149,839 144,000 4 127,878 110,918 2,444 106 5 1,236,730 1,061,684 5 1,236,767 1,061,700 5 1,516,928 1,316,724 1. 2. 3. 4. 2013 12 31 5. 59
5 2014 12 31 2013 12 31 1 8,739,574 8,984,419 54,302 43,685 915,727 844,686 494,040 10,203,643 9,872,790 1. 2013 12 31 5.4.2 2014 12 316.51% 2013 12 31 0.50 2014 12 31 2013 12 31 1 6.51% 6.01% 1,244,752 1,068,478 (7,985) (6,778) 1,236,767 1,061,700 2 16,727,212 15,361,296 3 2,279,397 2,310,227 4 18,998,623 17,664,745 1. 2. 3. 10% 4. = + 60
5.5 2015 GDP 2015 e 61
5 2014 10 62
6 2014 2014 2014 4,870.771,969.58 4,653.39 89.91 33.3 2014 143,593 2014 566 2014700 45 2,200 146 10 20141.4 6,00020,000 3,539 12,800 161770 44 308 63
6 2014 2014 10200 24 3.15 2014 75.3%6.6 2.5 93.5%0.8 64
7 7.1 2014 1 1 + (-) 2014 12 31 (%) (%) 1 9,593,657,606 3.84 9,593,657,606 3.84 2 91,967,394,499 36.78 138,644,000 138,644,000 92,106,038,499 36.84 3 1 148,449,925,381 59.38 (138,644,000) (138,644,000) 148,311,281,381 59.32 250,010,977,486 100.00 250,010,977,486 100.00 1. H 7.2 20112012 11400 154.99% 10 20122014 8 200 155.98% 10 2014 11 20 10 5 54.90% 65
7 7.3 698,999H 51,038A 647,961 2015 3 23 723,424H 50,551A 672,873 10 698,999 2014 12 31AH (%) 57.03 142,590,494,651 H 0.23 570,941,976 A 1 30.46 76,161,402,476 H 1 2 5.79 14,473,825,216 H 1 3 1.08 2,705,173,730 H 0.80 2,000,000,000 H 0.10 246,560,498 A 0.86 2,143,438,329 A 1 0.41 1,015,613,000 H 0.34 856,000,000 H 0.17 419,776,970 A 4 0.04 112,112,047 A 1. 2014 12 31 H14,473,825,216 H 2,705,173,730 1,015,613,000 H76,161,402,476 2. 2015 1 16 3. 2014 12 31 H795,687,000 1,315,282,730582,204,00012,000,000 4. 2014 12 31 A112,112,047 5. 66
7.4 57.26%2003 12 16 8,282.09 71093296-1 20142013 2013 12 31 265,037,361.3013,599,354.85 251,438,006.45 201345,015,073.88 2013 4,174,376.14 2014 12 31 (%) 1 47.63 2 1 2 35.12 3 1 2 40.28 4 1 2 65.52 5 1 2 57.26 6 3 55.67 7 1 2 41.24 8 73.63 9 84.91 10 1 2 31.34 11 100.00 12 78.57 13 4 55.38 14 43.35 15 40.00 16 100.00 17 100.00 18 70.00 19 14.54 1. 2014 12 31 A 2. 2014 12 31 H 3. 2014 12 8 55.67% 90100% 4. 2015 1 26 25.03% 32.89% 2007 10 9 10% 67
8 8.1 60 2012 12014 60 2013 62015 51 2013 62015 61 2013 92015 52 2014 12015 49 2014 62016 49 2014 12015 65 2012 92014 63 2013 102015 76 2013 102015 60 2013 122015 62 2013 122015 52 2013 72015 3 60 2013 72015 1 63 2013 72014 10 63 2014 12014 5 51 2013 62014 3 57 2014 62016 50 2013 62015 57 2013 62015 50 2013 62015 59 2013 62015 59 2014 12016 63 2013 62015 59 2013 62015 62 2013 62014 6 61 2013 62014 1 61 2013 62014 4 68
60 2006 7-56 2010 2-54 2013 4-48 2013 12-51 2014 4-56 2014 12-56 2013 9-55 2014 6-57 2007 8-51 2011 52014 1 A 235,400H 100,000 H 18,999 19,304 19,304 10,845 25,838 22,567 17,925 19,417 20,446 21,91018,292 8.2 2013 2014 1 20132014 62016 2014 3 28 2014 5 7 2014 10 8 2015 1 6 2015 3 9 69
8 2014 1 20132014 6 2014 2014 6 2014 1 2014 4 2014 6 2014 2014 4 2014 6 2014 2014 6 20142014 122015 2 2014 1 70
8.3 2012 12003 112011 11 2000 62003 111996 42000 6 1989 111996 4 1984 11989 111978 91984 1 1978 1997 2006 102006 72004 52006 7 2001 92004 5 1984 92001 9 1987 111988 12 1982 1995 2010 8 19852010 1985 7 2000 2013 92008 92013 92001 12008 9 1999 12000 12 1992 21998 12 1990 11992 11983 51989 12 1976 7 71
8 2014 12009 102014 1 2005 122009 10 1998 92005 121995 51998 9 1997 12 2011 92008 102011 8 1998 82008 9 1988 71998 7 19941996 19882002 2014 1 20072009 2006 122007 52006 52007 5 2006 3 2006 52004 122006 3 1998 82004 12 1995 121998 8 1994 8 1995 121992 101994 8 1985 19891996 2012 9 2012 3 Marsh and McLennan 2014 Harsco 2005 62011 620082010 1978 2000 1998 Salisbury Pharmacy Group Linktone Georgetown University School of Foreign Service American University 72
2013 10 20062012 19791983 197619871998 2000 2013 10 2003 19942002 1986 2002 1989199419791982 197319852010 12014 1 2004 2002 TNT 2013 12 Wynyard Group Spark 1993 1997 2000Bledisloe 2013 73
8 2013 12 QBE Insurance Group Limited2012 6 2014 6 2004 82014 1 2001 112004 7 1999 122001 11 1998 81999 121994 111998 8 2004 9 2014 7 2004 112014 7 2003 72004 9 2001 112003 7 1984 1999 2008 2013 62007 62013 62006 12007 6 2001 52006 1 2003 74
2010 62004 92010 6 2010 1 2007 122010 1 2001 62004 9 19861989 2010 2013 62011 82013 5 2007 3 2005 62007 32001 22005 6 1996 122001 21984 2014 1 2014 5 2009 42014 5 2007 32009 4 2001 12007 31998 22001 1 1996 9 1984 2013 62008 22013 42008 12013 2 2003 7 1995 8 1990 81983 7 75
8 2013 6 1987 7 1996 101997 101990 91991 101987 72003 7 2010 22009 122010 22006 42009 12 2009 122011 32013 92014 6 2006 3 2006 4 2005 52006 32003 6 2005 52003 42003 6 1995 92003 4 1995 2013 42010 122013 4 2006 102010 12 2004 32006 10 2000 62004 3 2003 3 1998 92000 6 1996 121998 91984 2010 2013 122013 92013 122010 122013 9 2010 112010 12 2006 102010 11 2001 82006 10 2000 12001 8 1993 76
2014 42013 122014 4 2010 12013 12 2003 72010 1 1999 42003 7 1997 81999 4 1997 2014 122011 32015 2 2013 8 2011 42012 102005 32011 32004 7 2005 3 1999 82004 7 1997 4 1999 81985 1998 2013 92011 32013 92007 92011 32007 72007 9 2004 102007 7 2003 72004 101996 22003 7 2005 2014 62005 82014 7 2003 32005 82001 32003 3 1994 2007 82003 122007 71997 32003 12 1982 1986 77
8 8.4 2014 1 79.9 35.1 115.0 76.1 37.1 113.2 2 2 2 2 40.5 40.5 41.0 41.0 44.0 44.0 36.0 36.0 42.0 42.0 41.0 41.0 61.2 31.0 92.2 51.8 28.3 80.1 51.8 28.3 80.1 3 5.0 5.0 3 5.0 5.0 3 4.6 4.6 19.2 19.2 25.0 25.0 68.0 32.2 100.2 68.0 32.2 100.2 68.0 32.2 100.2 62.4 29.6 92.0 65.8 29.4 95.2 64.7 28.4 93.1 32.3 14.4 46.7 64.7 28.4 93.1 68.0 32.2 100.2 68.0 32.2 100.2 2 2 10.3 10.3 73.4 37.1 110.5 3 0.4 0.4 3 1.7 1.7 5.7 2.6 8.3 1. 2014 2015 2015 2. 3. 78
9 9.1 2014 6 2620132013 2014 2014 100% 2014 6 26 2014 6 27 79
9 9.2 2014 2013 2014 2014 1224 6 3 2013 8 80
6 14 2014 20143 284 285 16216 278 2910 2312 127 2014 (%) 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 7/7 0/7 100 5/5 0/5 100 0/2 2/2 100 1/1 0/1 100 81
9 6 2014 [2003]56 2014 12 31 6,652.34 2014 12 31 20132014 2014 2014 82
2014 12 31 9.3 10 2 4 4 IT 83
9 20147 (%) 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 6/7 1/7 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 7/7 0/7 100 5/5 0/5 100 0/2 2/2 100 2015 6 2 4 84
201462 2013 2014 2014 (%) 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 6/6 0/6 100 0/2 2/2 100 1/1 0/1 100 2015 6 1 1 1 4 1 2015 1 1 2014 12 12 85
9 20144 (%) 4/4 0/4 100 4/4 0/4 100 4/4 0/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 3/3 0/3 100 1/1 0/1 100 2015 7 2 5 86
2014 5 2013 2014 (%) 5/5 0/5 100 4/5 1/5 100 4/5 1/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 2015 2014 3 87
9 2014 4 (%) 4/4 0/4 100 4/4 0/4 100 1/1 0/1 100 4/4 0/4 100 4/4 0/4 100 2015 9.4 83 3 2 3 88
4 10 2014 20143 133 284 256 268 2910 2312 267 2014 (%) 4/4 0/4 100 6/7 1/7 100 7/7 0/7 100 7/7 0/7 100 6/7 1/7 100 5/7 2/7 100 7/7 0/7 100 7/7 0/7 100 0/3 3/3 100 2/2 0/2 100 0/0 0/0 89
9 2014 9.5 5 20144 (%) 2/2 0/2 100 4/4 0/4 100 4/4 0/4 100 3/4 1/4 100 4/4 0/4 100 0/2 2/2 100 0/0 0/0 2015 90
5 2014 5 (%) 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 5/5 0/5 100 2/2 0/2 100 2015 91
9 9.6 9.7 2014 92
21 2014 2011 8 93
9 9.8 2014 2014 2014 2014 12 31 2014 2013 132.00 140.00 5.96 2.23 9.9 10% 105 5 90 10% 3%1% 3% 35 20 10% 94
9.10 2014 A 166 36 8621-5870-8888 8621-5889-9400 H 183 1712-1716 852-2862-2863 852-2865-0990/852-2529-6087 25 8610-6621-5533 8610-6621-8888 ir@ccb.com 3 29 852-3918-6212 852-2523-8185 (www.ccb.com)(www.sse.com.cn) (www.hkexnews.hk) 8610-6621-5533 852-3918-6212 ir@ccb.com 95
10 2014 12 31 2014 12 31 2014 6 262013 2014 7 92013 0.300750.03 20140.301 2014 2015 6 302014H 2015 7 242014A 2015 7 1 2012 10% 2012-2014 2012 2013 2014 67,003 75,003 75,253 1 34.68% 34.94% 33.03% 1. 2014 12 315 2014 12 31 96
2014 12 313,593 2014 12 31 2014 12 315 30% 2014 12 31 2014 12 31 250,010,977,486H 240,417,319,880A 9,593,657,606 698,999 2014 12 31 3.13 3.13 97
2014 12 31336 (%) (%) 1 A 492,631,014 5.13 0.20 2 H 133,262,144,534 59.31 57.03 3 H 17,878,670,050 7.44 7.15 1. 2013 6 17 A492,631,014A 9,593,657,606 5.13%250,010,977,486 0.20% 2014 12 31A A 570,941,976A9,593,657,606 5.95% 250,010,977,486 0.23% 2. 2009 5 26 H133,262,144,534H 224,689,084,000 59.31%233,689,084,000 57.03% 2014 12 31H H 142,590,494,651H240,417,319,880 59.31% 250,010,977,486 57.03% 3. 2014 12 312012 5 4 2015 1 13 2015 1 16H 14,419,443,216 5.99%5.77% A 235,400H 100,000 H 18,99919,304 2014 12 31XV 352 2014 12 31 2014 98
2014 14A.73 20102012 155M 2014 2015 3 27 99
11 2014 7 18 2015 2014 20154 5 4 100
2014 220 2014 2014 2014 2015 3 27 101
12 2014 12 12 800 600 200 2014 1 3.93 77.07% 2014 22014 4 2014 122.93% 80% BIC 72%2014 8 29 16 102
5% 2004 9 (1) (2) 2014 12 31 (%) 1 600537 110,336,545 29,693,029 405,868,274 9.09 58,953,672 2 1115.HK 5100 86,210,248 73,300,000 171,834,032 3.85 (8,933,779) 3 000906 58,423,459 10,000,086 159,493,680 3.57 51,947,526 4 1848.HK 51,990,023 15,112,659 137,600,727 3.08 85,611,350 5 1004.HK 159,439,905 149,552,000 129,227,090 2.89 (30,212,815) 6 371.HK 119,292,331 30,027,156 127,329,498 2.85 8,036,576 7 1369.HK 97,954,287 100,352,000 118,026,887 2.64 11,281,204 8 1303.HK 104,651,469 106,348,589 108,062,009 2.42 (58,966,151) 9 8083.HK 29,673,652 115,900,000 56,565,399 1.27 29,292,010 10 61.HK 41,882,047 483,317,243 55,297,553 1.24 (17,386,427) 3,903,250,060 2,997,389,367 67.10 (145,802,651) 489,869,637 4,763,104,026 4,466,694,516 100.00 473,690,152 1. 2. 3. 103
12 (%) (%) 000792 109,383,092 62,004,881 3.90 50,004,363 3.14 1,085,094,682 245,647,309 (74,023,529) 3698. HK 228,835,900 225,548,176 2.04 225,548,176 2.04 490,882,802 8,543,513 338,218,992 287,553,057 275,552,539 1,575,977,484 245,647,309 (65,480,016) 1. 1% 2. (%) (%) 300,000,000 50,000,000 2.49 50,000,000 2.18 300,000,000 9,061,313 215,000,000 140,000,000 4.78 140,000,000 4.78 215,000,000 6,300,000 98,758,409 19,939,016 25.50 19,939,016 25.50 159,522,703 30,228,082 41,125,000 128,939,428 1.58 167,621,257 1.58 118,488,658 80,000,000 80,000,000 8.00 80,000,000 8.00 80,000,000 48,558,031 13,423,847 0.09 13,423,847 0.09 48,558,031 4,693,535 4,420,500 0.07 4,420,500 0.07 2,173,535 390,478 1. 2. 3,061,349,456 1,932,355,065 (1,906,298,698) 3,087,405,823 8,289,223,871 513,851,288 104
13 106 254 105
14 2014 2014 2013 739,126 646,253 (301,728) (256,709) 6 437,398 389,544 112,238 107,432 (3,721) (3,149) 7 108,517 104,283 8 972 3,092 9 495 446 10 4,045 1,395 21,959 12,526 (16,646) (146) 11 5,313 12,380 556,740 511,140 12 (195,988) (188,185) 360,752 322,955 (59,264) (42,666) (2,647) (543) 13 (61,911) (43,209) 245 60 299,086 279,806 16 (70,839) (64,684) 228,247 215,122 114 254 106
2014 2013 (294) 443 24 11 (270) 454 34,391 (28,354) (8,572) 7,175 (1,639) (1,188) 138 (148) (347) (1,361) 23,971 (23,876) 23,701 (23,422) 251,948 191,700 227,830 214,657 417 465 228,247 215,122 251,231 191,286 717 414 251,948 191,700 17 0.91 0.86 114 254 107
14 2014 12 31 2014 2013 18 2,610,781 2,475,001 19 266,461 321,286 47,931 35,637 20 248,525 152,065 21 332,235 364,050 22 13,769 18,910 23 273,751 281,447 24 91,495 80,731 25 9,222,910 8,361,361 26 926,170 760,292 27 2,298,663 2,100,538 28 170,801 189,737 30 3,084 2,624 32 151,607 135,678 33 15,758 15,731 34 2,043 2,053 35 2,696 1,610 36 39,436 38,448 37 26,014 26,011 16,744,130 15,363,210 40 91,216 79,157 41 1,004,118 692,095 42 202,402 155,917 43 296,009 380,380 22 12,373 19,872 44 181,528 61,873 45 12,898,675 12,223,037 46 34,535 34,080 47 62,644 60,209 48 185,874 153,627 49 7,068 5,014 50 431,652 357,540 36 401 138 51 83,272 65,942 15,491,767 14,288,881 52 250,011 250,011 53 135,391 135,523 54 4,562 (19,290) 55 130,515 107,970 56 169,496 153,835 57 558,705 444,084 (6,501) (6,182) 1,242,179 1,065,951 10,184 8,378 1,252,363 1,074,329 16,744,130 15,363,210 2015 3 27 114 254 108
14 2014 12 31 2014 2013 18 2,600,028 2,469,497 19 280,848 328,640 47,931 35,637 20 247,606 233,574 21 320,452 356,854 22 9,880 16,503 23 273,444 280,959 24 88,930 79,025 25 8,876,246 8,025,415 26 844,914 714,745 27 2,294,723 2,095,741 28 154,576 182,252 29 26,794 22,004 32 141,880 127,810 33 15,341 15,682 34 1,506 1,549 36 38,115 39,093 37 56,569 58,417 16,319,783 15,083,397 40 90,409 78,733 41 1,008,746 704,487 42 152,152 122,479 43 292,642 377,731 22 10,612 16,796 44 177,256 55,457 45 12,654,493 12,055,777 46 33,234 32,938 47 61,881 59,693 48 184,627 152,946 49 5,399 5,014 50 367,504 322,406 36 43 51 48,549 40,339 15,087,547 14,024,796 52 250,011 250,011 53 135,387 135,508 54 4,288 (19,275) 55 130,515 107,970 56 165,916 150,675 57 547,542 434,877 (1,423) (1,165) 1,232,236 1,058,601 16,319,783 15,083,397 2015 3 27 114 254 109
14 2014 2013 12 31 250,011 135,523 (19,290) 107,970 153,835 444,084 (6,182) 8,378 1,074,329 (132) 23,852 22,545 15,661 114,621 (319) 1,806 178,034 (132) 23,852 227,830 (319) 717 251,948 1,111 1,111 1. 981 981 2. 130 130 22,545 15,661 (113,209) (22) (75,025) 1. 22,545 (22,545) 2. 15,661 (15,661) 3. (75,003) (22) (75,025) 2014 12 31 250,011 135,391 4,562 130,515 169,496 558,705 (6,501) 10,184 1,252,363 2012 12 31 250,011 135,217 3,023 86,718 80,483 391,034 (4,818) 7,877 949,545 306 (22,313) 21,252 73,352 53,050 (1,364) 501 124,784 306 (22,313) 214,657 (1,364) 414 191,700 105 105 1. 51 51 2. 54 54 21,252 73,352 (161,607) (18) (67,021) 1. 21,252 (21,252) 2. 73,352 (73,352) 3. (67,003) (18) (67,021) 2013 12 31 250,011 135,523 (19,290) 107,970 153,835 444,084 (6,182) 8,378 1,074,329 114 254 110
14 2014 2013 12 31 250,011 135,508 (19,275) 107,970 150,675 434,877 (1,165) 1,058,601 (121) 23,563 22,545 15,241 112,665 (258) 173,635 (121) 23,563 225,454 (258) 248,638 22,545 15,241 (112,789) (75,003) 1. 22,545 (22,545) 2. 15,241 (15,241) 3. (75,003) (75,003) 2014 12 31 250,011 135,387 4,288 130,515 165,916 547,542 (1,423) 1,232,236 2012 12 31 250,011 135,140 3,078 86,718 79,444 381,844 (778) 935,457 368 (22,353) 21,252 71,231 53,033 (387) 123,144 306 (22,353) 212,519 (387) 190,085 62 62 1. 62 62 21,252 71,231 (159,486) (67,003) 1. 21,252 (21,252) 2. 71,231 (71,231) 3. (67,003) (67,003) 2013 12 31 250,011 135,508 (19,275) 107,970 150,675 434,877 (1,165) 1,058,601 114 254 111
14 2014 2014 2013 299,086 279,806 13 61,911 43,209 12 17,811 15,416 (2,055) (1,446) 263 1,325 (245) (60) 9 (495) (446) 7,980 3,095 8,859 7,557 10 (4,045) (1,395) (108) (169) 388,962 346,892 (184,773) (33,915) (74,969) (51,108) (883,158) (1,116,433) 12,707 35,238 12,889 (347,722) (1,117,305) (1,513,940) 11,605 73,116 36,256 38,816 947,653 613,017 119,467 59,603 42,992 96,865 (76,687) (62,114) (35,992) 393,674 1,045,294 1,212,977 316,951 45,929 114 254 112
2014 2013 503,662 730,160 504 461 2,030 1,851 (810,304) (971,998) (35,490) (38,406) (4,289) (250) (343,887) (278,182) 42,238 1,997 130 51 (75,025) (67,044) (22,500) (7,693) (7,545) (62,850) (72,541) 2,731 (3,353) (87,055) (308,147) 1 1 58 440,773 748,920 12 31 58 353,718 440,773 726,117 632,076 (261,713) (218,715) 114 254 113
14 1 1954 1994 1996 2004 9 17 2005 102007 9 939 601939 B0004H111000001 100000000039122 25 CCB Brazil Financial Holding Investimentos e Participações Ltda. Banco Industrial e Comercial S.ABIC 2015 3 27 2 1 1 12 31 2014 12 31 (1) (i) (ii)(iii)(iv) 4 (2) 4(2) (b) 114
2 (3) 3 4(23) 32 2014 2015 32 36 39 21 37 10 12 27 32 36 (CGUs) 1336 39 21 10 12 27 115
14 4 (1) (a) 4(9) (b) 4(11) 116
4 (1) (c) (2) (a) (b) 117
14 4 (3) (a) (i) (ii) (iii) (i)(ii) (iii) (i) (ii) (i) (ii) (iii) (i) (ii) (iii) 118
4 (3) (b) (i) (ii) 119
14 4 (3) (c) (d) (i) (ii) (iii) 4(3) (i) (ii) (iii) (i) (ii) (e) 120
4 (3) (e) (f) 121
14 4 (3) (f) (i) (ii)(iii) 122
4 (3) (f) (i) (ii) (iii) 123
14 4 (3) (g) (h) (i) (j) (4) 124
4 (5) (a) (b) (c) 30 35 3% 2.8% 3.2% 3 8 3% 12.1% 32.3% 4 11 3% 8.8% 24.3% 4(11) 125
14 4 (6) (a) (b) 4(3)(f) (7) 4(11) (8) (9) 4(11) 4(11) 126
4 (10) 4(11) (11) (a) (b) 127
14 4 (11) (c) (12) (a) 2003 12 31 128
4 (12) (b) (c) (d) (13) (i) (ii) (iii) 129
14 4 (14) (15) (16) (17) (a) 130
4 (17) (a) (b) (c) (d) (18) 131
14 4 (19) (20) (21) (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (22) 132
4 (23) (a) (b) (c) 50%50%) 133
14 4 (23) (d) (e) (f) (g) (i) (ii) (iii) 5 5% 1% 7% 3% 25% 134
6 2014 2013 39,177 37,589 14,194 19,907 11,328 4,982 1,313 1,061 12,361 5,150 127,924 108,515 367,729 330,799 158,083 130,730 7,017 7,520 739,126 646,253 (1,635) (3,810) (42,948) (18,176) (5,091) (2,826) (5) (448) (1,097) (14,223) (10,207) (119,583) (109,735) (117,800) (110,853) (301,728) (256,709) 437,398 389,544 (1) 2014 2013 1,943 1,446 112 205 2,055 1,651 (2) 135
14 7 2014 2013 30,569 25,783 18,640 21,130 13,630 12,422 13,204 12,395 10,856 10,680 8,837 9,135 6,407 5,740 3,131 2,741 2,084 1,886 4,880 5,520 112,238 107,432 (2,409) (2,060) (547) (481) (765) (608) (3,721) (3,149) 108,517 104,283 8 2014 2013 234 (488) 442 2,229 474 341 (178) 1,010 972 3,092 2014 12 31 227.44 201344.61 229.88 201336.30 136
9 36 22 2014 2013 91 104 368 320 495 446 10 805 565 2,889 595 351 222 13 4,045 1,395 11 15,579 6,897 1,768 1,810 229 269 86 203 4,297 3,347 21,959 12,526 2014 2014 2014 2013 2013 137
14 12 2014 2013 60,268 58,154 9,653 8,215 6,014 5,433 2,561 2,391 12,995 12,190 339 64 100 8 8 91,563 86,830 15,356 13,027 8,022 7,133 3,309 3,016 2,172 2,049 1,686 1,525 30,545 26,750 34,983 31,648 2,455 2,389 160 150 36,282 40,418 195,988 188,185 13 2014 2013 69,009 53,498 (9,745) (10,832) 88 (1,144) 271 195 281 1,056 196 (237) 17 58 1,794 615 61,911 43,209 138
14 2014 (v) (i) (vi) 799 40 311 1,150 (vi) 761 40 331 1,132 ((iii) (iii) (ii) (iii) (iii) (ii) 405 405 410 410 440 440 360 360 420 420 410 410 (ii) (vi) 612 33 277 922 (vi) 518 40 243 801 (vi) 518 40 243 801 (iv) 50 50 (iv) 50 50 (ii) (iv) 46 46 192 192 250 250 139
14 14 2014 (v) (i) (ii) (vi) 680 40 282 1,002 (ii) (vi) 680 40 282 1,002 (ii) (iii) (ii) (iii) (ii) 103 103 (ii) (vi) 734 40 331 1,105 (ii) (iv) 4 4 (ii) (iv) 17 17 3,157 5,302 313 2,300 11,072 2013 (vii) 2013 480 1,179 330 1,989 590 1,399 459 1,175 349 1,983 588 1,395 (ii) 434 1,109 302 1,845 555 1,290 (ii) 434 1,109 302 1,845 555 1,290 (ii) (iii) (ii) (iii) (iii) (iii) (ii) (iii) (iii) (ii) 392 392 392 (ii) 410 410 410 72 72 72 60 60 60 35 35 35 34 34 34 140
14 2013 (vii) 2013 (ii) 449 1,148 349 1,946 574 1,372 332 847 264 1,443 423 1,020 166 423 134 723 212 511 (iv) 50 50 50 (ii) (iv) 50 50 50 (iv) 50 50 50 (ii) (iv) 146 146 146 146 146 146 317 317 317 440 440 440 440 440 440 135 135 135 (ii) (iv) 50 50 50 125 125 125 135 135 135 (i) (ii) 2014 2,754 6,990 3,087 2,030 14,861 3,497 11,364 2013 2014 1 2014 3 28 2014 5 7 2014 10 8 2015 1 6 2015 3 9 2014 1 141
14 14 (ii) 20132014 6 2014 2014 6 2014 1 2014 4 2014 6 (iii) (iv) (v) 20142013 20142013 12 31 (vi) (vii) 20142014 20132013 2013 142
15 14 2014 2013 17,318 11,139 13,502 11,117 939 1,007 221 197 31,980 23,460 4,500,001 5,000,000 5 5,000,001 5,500,000 1 5,500,001 6,000,000 1 6,000,001 6,500,000 1 6,500,001 7,000,000 1 8,000,001 8,500,000 1 20142013 12 31 16 (1) 2014 2014 2013 2013 77,310 68,696 75,647 67,803 1,020 624 643 269 747 7 (7,218) (4,019) 70,839 64,684 25% 16.5% 143
14 16 (2) 2014 2013 299,086 279,806 25% 74,772 69,952 (i) 5,990 3,626 (ii) (10,670) (8,901) 747 7 70,839 64,684 (i) (ii) 17 20142013 12 31 20142013 12 31 227,830 214,657 250,011 250,011 0.91 0.86 2014 2013 144
18 2014 2013 2014 2013 72,653 71,756 72,008 71,457 (1) 2,424,959 2,254,478 2,422,089 2,252,239 (2) 81,392 129,443 74,154 126,477 31,777 19,324 31,777 19,324 2,538,128 2,403,245 2,528,020 2,398,040 2,610,781 2,475,001 2,600,028 2,469,497 (1) 2014 2013 20.0% 20.0% 5.0% 5.0% (2) 19 (1) 2014 2013 2014 2013 260,940 317,864 275,361 325,353 5,528 3,429 5,491 3,291 266,468 321,293 280,852 328,644 38 (7) (7) (4) (4) 266,461 321,286 280,848 328,640 (2) 2014 2013 2014 2013 240,795 301,221 240,364 301,079 25,673 20,072 40,488 27,565 266,468 321,293 280,852 328,644 38 (7) (7) (4) (4) 266,461 321,286 280,848 328,640 145
14 20 (1) 2014 2013 2014 2013 160,333 49,419 146,933 121,551 88,219 102,673 100,700 112,050 248,552 152,092 247,633 233,601 38 (27) (27) (27) (27) 248,525 152,065 247,606 233,574 (2) 2014 2013 2014 2013 174,250 120,157 116,150 116,641 74,302 31,935 131,483 116,960 248,552 152,092 247,633 233,601 38 (27) (27) (27) (27) 248,525 152,065 247,606 233,574 146
21 2014 2013 2014 2013 (1) 95,118 76,532 88,800 76,288 401 355 210 262 95,729 77,149 88,800 76,288 (2) 998 2,432 3,856 5,903 231,652 278,566 231,652 280,566 236,506 286,901 231,652 280,566 332,235 364,050 320,452 356,854 (1) (a) 2014 2013 2014 2013 7,179 1,810 1,348 1,802 5,016 3,153 5,016 3,153 10,130 17,766 9,896 17,749 72,793 53,803 72,540 53,584 95,118 76,532 88,800 76,288 (i) 95,118 76,532 88,800 76,288 132 68 95,118 76,532 88,800 76,288 (i) (b) 2014 2013 203 206 408 411 611 617 404 406 383 270 207 211 611 617 147
14 21 (2) (a) 2014 2013 241 516 998 1,675 998 2,432 (i) 31 789 31 789 967 1,643 998 2,432 (i) (b) 2014 2013 1,035 591 2,821 5,312 3,856 5,903 1,904 1,958 1,338 1,305 1,952 3,945 3,856 5,903 (c) 2014 2013 2014 2013 231,592 278,506 231,592 280,506 60 60 60 60 231,652 278,566 231,652 280,566 148
22 (1) 2014 2013 211,495 1,558 1,376 262,454 1,415 1,302 1,560,367 10,825 10,323 1,739,985 16,272 16,890 28,377 1,386 674 15,774 1,223 1,680 1,800,239 13,769 12,373 2,018,213 18,910 19,872 2014 2013 207,392 1,541 1,357 254,779 1,402 1,284 1,252,813 7,516 8,581 1,501,564 14,272 14,879 26,347 823 674 13,659 829 633 1,486,552 9,880 10,612 1,770,002 16,503 16,796 (2) 2014 2013 2014 2013 1,615 1,387 1,603 1,381 16,211 17,739 11,618 15,276 1,564 1,238 915 808 19,390 20,364 14,136 17,465 7,921 8,688 6,415 7,962 27,311 29,052 20,551 25,427 2013 1 1 149
14 22 (3) 2014 2013 8,628 71 (59) 10,020 58 (100) 1,974 10 51,093 (1,862) 10,602 81 (59) 61,113 58 (1,962) 2014 2013 8,174 71 (56) 10,020 58 (100) 317 1 50,805 (1,860) 8,491 72 (56) 60,825 58 (1,960) (a) 2014 2013 54 (5) (54) 5 2014 2013 62 (5) (62) 5 20142013 12 31 150
22 (3) (b) 23 2014 12 31 1.38 1.49 2013 1.48 2014 12 31 2014 2013 2014 2013 22,251 120,156 22,198 119,891 10,109 10,109 67,930 129,706 67,676 129,483 90,181 259,971 89,874 259,483 183,570 19,876 183,570 19,876 1,600 1,600 273,751 281,447 273,444 280,959 24 2014 2013 2014 2013 1,101 1,040 1,100 1,039 3,397 5,035 3,003 4,879 1,928 153 1,928 150 24,609 23,408 23,642 21,579 59,467 50,551 58,550 50,234 994 545 708 1,145 91,496 80,732 88,931 79,026 38 (1) (1) (1) (1) 91,495 80,731 88,930 79,025 151
14 25 (1) 2014 2013 2014 2013 6,266,668 5,897,249 6,034,829 5,644,616 70,891 44,956 6,337,559 5,942,205 6,034,829 5,644,616 2,273,093 1,896,203 2,255,985 1,880,227 79,203 95,342 75,002 91,655 66,279 76,174 58,058 71,490 333,871 273,228 329,164 268,663 183,316 163,891 169,224 152,627 2,935,762 2,504,838 2,887,433 2,464,662 201,202 143,014 200,800 142,842 9,474,523 8,590,057 9,123,062 8,252,120 38 (251,613) (228,696) (246,816) (226,705) (57,773) (52,137) (56,413) (51,885) (193,840) (176,559) (190,403) (174,820) 9,222,910 8,361,361 8,876,246 8,025,415 152
25 (2) (a) (b) (b) 2014 12 31 9,361,352 11,442 101,729 9,474,523 (186,252) (7,588) (57,773) (251,613) 9,175,100 3,854 43,956 9,222,910 2013 12 31 8,504,793 8,112 77,152 8,590,057 (171,027) (5,532) (52,137) (228,696) 8,333,766 2,580 25,015 8,361,361 2014 12 31 9,015,838 11,067 96,157 9,123,062 (182,944) (7,459) (56,413) (246,816) 8,832,894 3,608 39,744 8,876,246 2013 12 31 8,167,339 8,002 76,779 8,252,120 (169,308) (5,512) (51,885) (226,705) 7,998,031 2,490 24,894 8,025,415 (a) (b) (c) 2014 12 31 1.19% 2013: 0.99%) 2014 12 311.18% 2013: 1.03%) (a) (b)65(1) 153
14 25 (3) 2014 171,027 5,532 52,137 228,696 13,995 4,975 50,039 69,009 39 (9,784) (9,745) (1,943) (1,943) 1,393 90 644 2,127 (a) (163) (21) (16,119) (16,303) (3,168) (18,317) (21,485) 141 1,116 1,257 186,252 7,588 57,773 251,613 2013 152,710 3,909 45,814 202,433 18,317 2,941 32,240 53,498 (10,832) (10,832) (1,446) (1,446) (a) (3) (4,858) (4,861) (1,427) (10,441) (11,868) 112 1,660 1,772 171,027 5,532 52,137 228,696 154
25 (3) 2014 169,308 5,512 51,885 226,705 13,587 4,847 49,868 68,302 (10,748) (10,748) (1,943) (1,943) 49 49 (a) (5) (15,969) (15,974) (3,007) (17,797) (20,804) 112 1,117 1,229 182,944 7,459 56,413 246,816 2013 151,510 3,899 45,678 201,087 17,848 2,846 32,086 52,780 (10,821) (10,821) (1,446) (1,446) (a) (50) (1) (4,844) (4,895) (1,317) (10,424) (11,741) 85 1,656 1,741 169,308 5,512 51,885 226,705 (a) 155
14 25 (4) 3 3 1 2014 1 3 3 8,675 4,332 1,817 1,057 15,881 16,331 18,724 9,999 2,324 47,378 28,211 22,221 9,946 3,198 63,576 1,188 3,735 1,229 229 6,381 54,405 49,012 22,991 6,808 133,216 0.58% 0.52% 0.24% 0.07% 1.41% 3 3 1 2013 1 3 3 5,521 2,684 1,316 984 10,505 6,873 11,769 10,544 2,478 31,664 12,274 9,849 12,471 5,138 39,732 409 1,801 2,221 372 4,803 25,077 26,103 26,552 8,972 86,704 0.30% 0.30% 0.31% 0.10% 1.01% 156
25 (4) 3 3 1 2014 1 3 3 8,273 4,194 1,812 1,020 15,299 15,168 17,872 9,779 2,324 45,143 26,886 21,839 9,890 3,197 61,812 1,050 3,720 1,229 229 6,228 51,377 47,625 22,710 6,770 128,482 0.57% 0.52% 0.25% 0.07% 1.41% 3 3 1 2013 1 3 3 5,440 2,559 1,316 944 10,259 6,806 11,714 10,427 2,478 31,425 11,872 9,787 12,464 5,138 39,261 402 1,801 2,221 372 4,796 24,520 25,861 26,428 8,932 85,741 0.30% 0.31% 0.32% 0.11% 1.04% 1 157
14 26 2014 2013 2014 2013 (1) 910,103 746,626 839,303 708,413 (2) 14,376 12,991 5,611 6,332 (2) 1,691 675 (3) 926,170 760,292 844,914 714,745 (1) 2014 2013 2014 2013 219,264 157,824 200,938 139,426 12,765 9,690 5,704 6,059 152,613 107,059 143,658 106,835 309,954 236,105 281,020 224,925 20 98 79 215,487 235,850 207,983 231,089 910,103 746,626 839,303 708,413 (i) 839,574 696,600 807,687 687,769 4,798 1,482 1,087 1,317 70,529 50,026 31,616 20,644 910,103 746,626 839,303 708,413 (i) (2) 2014 2013 2014 2013 2,858 4,978 2,858 4,978 11,518 8,013 2,753 1,354 1,691 675 16,067 13,666 5,611 6,332 8,870 7,397 3,919 5,338 2,134 554 842 554 7,197 6,269 1,692 994 16,067 13,666 5,611 6,332 1999 (3) 2014 12 31 9,084.28 8,378.68 20137,787.33 7,401.17 169.98 71.82 2013142.49 73.43 158
27 2014 2013 2014 2013 957,788 865,879 957,134 865,226 175,387 188,220 175,387 188,220 379,518 335,397 379,518 335,397 625,052 557,732 624,453 555,965 164,562 157,831 161,717 155,394 2,302,307 2,105,059 2,298,209 2,100,202 38 (3,644) (4,521) (3,486) (4,461) 2,298,663 2,100,538 2,294,723 2,095,741 (1) 2,289,217 2,087,353 2,286,730 2,084,990 1,021 240 1,021 240 9,446 13,185 7,993 10,751 2,298,663 2,100,538 2,294,723 2,095,741 2,314,122 1,985,172 2,311,611 1,982,856 (1) 28 2014 2013 2014 2013 (1) 49,200 49,200 49,200 49,200 781 768 530 530 86,731 85,206 78,320 82,494 (2) 18,852 18,852 35,034 36,495 27,470 31,949 171,746 190,521 155,520 183,025 38 (945) (784) (944) (773) 170,801 189,737 154,576 182,252 (3) 47,585 52,599 47,334 52,361 123,216 137,138 107,242 129,891 170,801 189,737 154,576 182,252 (1) 19984922028 2.25% (2) 1999 2,470 2.25% 200910 2014 12 31 (3) 159
14 29 (1) 2014 2013 4,663 4,663 CCB Brazil Financial Holding-Investimentos e Participações Ltda. 4,476 3,902 3,902 3,409 3,409 2,861 2,861 1,629 1,629 1,502 1,502 851 851 676 676 620 620 383 383 314 130 130 1,378 1,378 26,794 22,004 2014 8 29CCB Brazil Financial Holding Investimentos e Participações Ltda. BIC 58(4)2014 12 31BIC 72% 73.96%) 272013 27 (2) BIC 45 100% 100% 44.96 51% 51% 15.27 67% 67% 2 15 100% 100% 2 100% 100% 20 75.1% 75.1% 42 100% 100% 5 100% 100% 1 100% 100% 3 100% 100% 2 65% 65% 160
29 (2) BIC 5000 100% 100% 1 100% 100% CCB Brazil Financial Holding - Investimentos e Participações Ltda. Banco Industrial e Comercial S.A. BIC 16.46 99.99% 100% 6.01 100% 100% 65.11 176 100% 100% 20.12 73.96% 98.2% (3) 2014 12 31 (4) 2014 6 7 2014 6 6 161
14 30 (1) 2014 2013 2,624 2,366 229 304 (46) (27) 245 60 (9) (10) 41 (69) 3,084 2,624 (2) 78,192,220 25.50% 25.50% 2,460 1,692 983 119 10,000 50.00% 50.00% 1,666 1,586 181 73 3.65 45.70% 50.00% 687 27 145 129 1.10 27.18% 27.18% 760 11 56 33 5.10 32.83% 33.33% 461 1 47 32 162
31 (1) 20132014 12 31 2014 2013 1,799 880 196 66 7,540 6,498 2,980 2,549 15,974 7,247 1,398 1,026 2,131 1,893 32,018 20,159 20142013 12 31 2014 2013 1,120 429 10,126 10,162 (11) 2 420 252 10 85 4 187 33 11,852 10,967 2014 12 319,090.99 20137,188.29 2014 12 31 (2) 163
14 32 2014 1 1 89,877 28,425 42,444 36,857 197,603 424 36 90 550 4,458 14,477 8,689 4,770 32,394 10,607 (13,348) 65 2,676 (142) (1,176) (4,427) (2,043) (7,788) 2014 12 31 105,224 28,378 46,807 42,350 222,759 2014 1 1 (19,188) (25,058) (17,191) (61,437) (133) (32) (37) (202) (3,423) (6,427) (5,506) (15,356) 93 4,263 1,991 6,347 2014 12 31 (22,651) (27,254) (20,743) (70,648) 38 2014 1 1 (425) (1) (62) (488) (2) (6) (8) (17) (17) 1 3 5 9 2014 12 31 (424) (80) (504) 2014 1 1 70,264 28,425 17,385 19,604 135,678 2014 12 31 82,149 28,378 19,553 21,527 151,607 2013 1 1 79,525 22,891 35,985 27,752 166,153 3,713 15,390 8,436 8,852 36,391 6,970 (8,830) 81 1,779 (331) (1,026) (2,058) (1,526) (4,941) 2013 12 31 89,877 28,425 42,444 36,857 197,603 2013 1 1 (16,296) (21,842) (13,631) (51,769) (2,976) (5,192) (4,859) (13,027) 84 1,976 1,299 3,359 2013 12 31 (19,188) (25,058) (17,191) (61,437) 38 2013 1 1 (427) (1) (10) (438) (58) (58) 2 6 8 2013 12 31 (425) (1) (62) (488) 2013 1 1 62,802 22,891 14,142 14,111 113,946 2013 12 31 70,264 28,425 17,385 19,604 135,678 164
32 2014 1 1 86,581 28,260 41,965 31,954 188,760 10 2 30 42 3,339 14,442 8,521 3,990 30,292 10,607 (13,341) 65 2,669 (131) (1,107) (4,417) (2,038) (7,693) 2014 12 31 100,406 28,254 46,136 36,605 211,401 2014 1 1 (18,952) (24,724) (16,845) (60,521) (4) (2) (27) (33) (3,302) (6,340) (5,200) (14,842) 72 4,252 1,978 6,302 2014 12 31 (22,186) (26,814) (20,094) (69,094) 38 2014 1 1 (425) (1) (3) (429) 1 1 2 2014 12 31 (424) (3) (427) 2014 1 1 67,204 28,260 17,240 15,106 127,810 2014 12 31 77,796 28,254 19,322 16,508 141,880 2013 1 1 76,226 22,819 35,574 27,242 161,861 3,655 15,265 8,341 4,333 31,594 6,952 (8,810) 81 1,777 (252) (1,014) (2,031) (1,398) (4,695) 2013 12 31 86,581 28,260 41,965 31,954 188,760 2013 1 1 (16,150) (21,555) (13,381) (51,086) (2,882) (5,129) (4,788) (12,799) 80 1,960 1,324 3,364 2013 12 31 (18,952) (24,724) (16,845) (60,521) 38 2013 1 1 (427) (1) (4) (432) 2 1 3 2013 12 31 (425) (1) (3) (429) 2013 1 1 59,649 22,819 14,018 13,857 110,343 2013 12 31 67,204 28,260 17,240 15,106 127,810 165
14 32 (1) 2014 12 31 210.92 2013 181.79 (2) 2014 2013 2014 2013 50 1,596 651 6 (10 50 2,246 1,944 314 77 10 203 13 33 13 50 4,945 4,046 4,944 4,046 (10 50 70,333 60,907 69,673 60,365 10 2,826 2,703 2,826 2,703 82,149 70,264 77,796 67,204 33 2014 2013 20,752 20,758 652 70 (149) (76) 21,255 20,752 (4,879) (4,384) (512) (513) 36 18 (5,355) (4,879) 38 (142) (142) (142) (142) 15,731 16,232 15,758 15,731 166
33 2014 2013 20,684 20,688 282 70 (149) (74) 20,817 20,684 (4,860) (4,365) (510) (513) 36 18 38 (5,334) (4,860) (142) (142) (142) (142) 15,682 16,181 15,341 15,682 34 2014 1 1 5,583 602 6,185 607 52 659 (66) (46) (112) 2014 12 31 6,124 608 6,732 2014 1 1 (3,981) (143) (4,124) (583) (58) (641) 39 45 84 2014 12 31 (4,525) (156) (4,681) 38 2014 1 1 (1) (7) (8) 2014 12 31 (1) (7) (8) 2014 1 1 1,601 452 2,053 2014 12 31 1,598 445 2,043 167
14 34 2013 1 1 5,098 545 5,643 575 73 648 (90) (16) (106) 2013 12 31 5,583 602 6,185 2013 1 1 (3,483) (91) (3,574) (539) (67) (606) 41 15 56 2013 12 31 (3,981) (143) (4,124) 38 2013 1 1 (1) (7) (8) 2013 12 31 (1) (7) (8) 2013 1 1 1,614 447 2,061 2013 12 31 1,601 452 2,053 2014 1 1 5,371 163 5,534 507 52 559 (65) (46) (111) 2014 12 31 5,813 169 5,982 2014 1 1 (3,878) (99) (3,977) (534) (41) (575) 39 45 84 2014 12 31 (4,373) (95) (4,468) 38 2014 1 1 (1) (7) (8) 2014 12 31 (1) (7) (8) 2014 1 1 1,492 57 1,549 2014 12 31 1,439 67 1,506 168
34 35 2013 1 1 4,933 108 5,041 527 71 598 (89) (16) (105) 2013 12 31 5,371 163 5,534 2013 1 1 (3,403) (66) (3,469) (515) (48) (563) 40 15 55 2013 12 31 (3,878) (99) (3,977) 38 2013 1 1 (1) (7) (8) 2013 12 31 (1) (7) (8) 2013 1 1 1,529 35 1,564 2013 12 31 1,492 57 1,549 (1) 2006 12 29 2009 7 29 2011 6 29 2014 4 9 2014 8 29 CCB Brazil Financial Holding Investmentos e Participacoes Ltda. BIC 2014 2013 1,610 1,651 1,236 (150) (41) 2,696 1,610 (2) 2014 12 31 2013 169
14 36 2014 2013 2014 2013 39,436 38,448 38,115 39,093 (401) (138) (43) 39,035 38,310 38,072 39,093 (1) 2014 2013 (6,093) (1,445) 24,698 6,168 152,164 38,272 121,540 30,329 25,193 6,298 25,463 6,366 (15,855) (3,689) (16,781) (4,415) 155,409 39,436 154,920 38,448 (1,372) (292) (569) (129) 44 11 (302) (120) (36) (9) (1,630) (401) (605) (138) 2014 2013 (5,554) (1,341) 24,887 6,212 147,383 36,815 120,714 30,151 25,056 6,264 25,317 6,329 (8,714) (3,623) (10,217) (3,599) 158,171 38,115 160,701 39,093 (6) (2) (117) (41) (123) (43) 170
36 (2) 2014 1 1 6,039 30,329 6,366 (4,424) 38,310 248 7,375 (68) (337) 7,218 (8,025) (8,025) 1 579 952 1,532 2014 12 31 (1,737) 38,283 6,298 (3,809) 39,035 2013 1 1 (1,785) 26,212 6,321 (4,029) 26,719 252 4,117 45 (395) 4,019 7,572 7,572 2013 12 31 6,039 30,329 6,366 (4,424) 38,310 2014 1 1 6,212 30,151 6,329 (3,599) 39,093 349 6,664 (65) (65) 6,883 (7,904) (7,904) 2014 12 31 (1,343) 36,815 6,264 (3,664) 38,072 2013 1 1 (1,487) 26,093 6,267 (3,356) 27,517 240 4,058 62 (243) 4,117 7,459 7,459 2013 12 31 6,212 30,151 6,329 (3,599) 39,093 171
14 37 2014 2013 2014 2013 (1) 1,748 1,287 1,748 1,287 313 312 313 312 1,497 89 745 87 3,558 1,688 2,806 1,686 716 662 649 591 (2) 36,187 35,717 22,295 23,530 17,053 20,002 3,138 2,792 3,102 2,765 29,707 28,672 59,797 60,761 38 (660) (261) (480) (260) (3,033) (2,400) (2,748) (2,084) 26,014 26,011 56,569 58,417 (1) 2014 12 315.42 20136.54 (2) 38 19 7 7 20 27 27 24 1 1 25(3) 228,696 59,264 (14,862) (21,485) 251,613 2,743 88 29 (1,451) 1,409 4,297 271 (80) (75) 4,413 27 4,521 281 47 (1,205) 3,644 28 784 196 (35) 945 32 488 17 8 (9) 504 33 142 142 34 8 8 37 2,661 1,324 74 (366) 3,693 2014 244,375 61,441 (14,784) (24,626) 266,406 172
38 2013 19 7 7 20 49 (7) (15) 27 24 1 1 25(3) 202,433 42,666 (4,535) (11,868) 228,696 4,398 (1,144) (71) (440) 2,743 4,882 195 (23) (757) 4,297 27 4,078 1,056 (63) (550) 4,521 28 1,021 (237) 784 32 438 58 (8) 488 33 142 142 34 8 8 37 2,490 418 (247) 2,661 219,947 43,005 (4,692) (13,885) 244,375 19 4 4 20 27 27 24 1 1 25(3) 226,705 57,554 (16,639) (20,804) 246,816 2,678 66 47 (1,451) 1,340 4,228 260 (86) (74) 4,328 27 4,461 185 44 (1,204) 3,486 28 773 171 944 32 429 (2) 427 33 142 142 34 8 8 37 2,344 1,200 (316) 3,228 241,800 59,436 (16,634) (23,851) 260,751 2014 173
14 38 19 7 (3) 4 20 49 (7) (15) 27 24 1 1 25(3) 201,087 41,959 (4,600) (11,741) 226,705 4,367 (1,151) (98) (440) 2,678 4,821 136 5 (734) 4,228 27 4,078 995 (62) (550) 4,461 28 1,021 (248) 773 32 432 (3) 429 33 142 142 34 8 8 37 2,324 267 (247) 2,344 2013 218,337 41,948 (4,755) (13,730) 241,800 39 2014 2013 13,717 20,023 105,861 106,499 2,000 235 787 6,888 2,215 60 822 36,895 34,688 163,656 167,034 2014 2013 23,672 16,333 26,468 12,506 100 160 5,075 5,069 318 201 724 3,639 170 59,996 34,439 174
40 2014 2013 2014 2013 60,811 60,431 60,004 60,007 30,405 18,726 30,405 18,726 91,216 79,157 90,409 78,733 41 (1) 2014 2013 2014 2013 105,056 202,810 108,686 213,447 899,062 489,285 900,060 491,040 1,004,118 692,095 1,008,746 704,487 (2) 2014 2013 2014 2013 993,523 687,894 994,753 688,032 10,595 4,201 13,993 16,455 1,004,118 692,095 1,008,746 704,487 42 (1) 2014 2013 2014 2013 190,596 154,517 138,851 121,601 11,806 1,400 13,301 878 202,402 155,917 152,152 122,479 (2) 2014 2013 2014 2013 79,254 38,137 25,789 6,398 123,148 117,780 126,363 116,081 202,402 155,917 152,152 122,479 175
14 43 2014 2013 2014 2013 233,655 337,580 233,740 337,740 36,891 37,956 36,891 37,956 25,463 4,844 22,011 2,035 296,009 380,380 292,642 377,731 20142013 12 31 44 2014 2013 2014 2013 50,000 50,000 130,813 48,773 126,597 42,405 16 12,492 12,492 180,829 61,265 176,597 54,897 699 608 659 560 181,528 61,873 177,256 55,457 176
45 2014 2013 2014 2013 3,996,827 4,167,686 3,977,665 4,154,705 2,321,675 2,525,115 2,303,777 2,510,530 6,318,502 6,692,801 6,281,442 6,665,235 2,909,767 2,457,076 2,797,119 2,386,417 3,670,406 3,073,160 3,575,932 3,004,125 6,580,173 5,530,236 6,373,051 5,390,542 12,898,675 12,223,037 12,654,493 12,055,777 2014 2013 2014 2013 (1) 138,472 129,392 138,306 129,248 41,572 36,308 41,572 36,308 36,088 55,018 36,088 55,018 206,447 199,256 206,969 201,426 422,579 419,974 422,935 422,000 (2) 9,817 11,908 9,254 11,725 46 2014 25,189 60,268 (59,593) 25,864 2,233 9,653 (9,752) 2,134 148 6,014 (6,062) 100 1,533 2,561 (2,252) 1,842 (1) 766 12,995 (12,940) 821 609 311 920 3,596 182 (928) 2,850 6 8 (10) 4 34,080 91,992 (91,537) 34,535 177
14 46 2013 23,488 58,154 (56,453) 25,189 1,948 8,215 (7,930) 2,233 134 5,433 (5,419) 148 1,269 2,391 (2,127) 1,533 (1) 633 12,190 (12,057) 766 699 353 (443) 609 4,596 217 (1,217) 3,596 5 8 (7) 6 32,772 86,961 (85,653) 34,080 2014 24,081 57,232 (56,695) 24,618 2,221 9,458 (9,558) 2,121 148 5,943 (5,992) 99 1,515 2,505 (2,213) 1,807 (1) 762 12,720 (12,667) 815 609 311 920 3,596 182 (928) 2,850 6 8 (10) 4 32,938 88,359 (88,063) 33,234 2013 22,728 55,694 (54,341) 24,081 1,839 8,060 (7,678) 2,221 133 5,377 (5,362) 148 1,256 2,358 (2,099) 1,515 (1) 630 12,009 (11,877) 762 699 353 (443) 609 4,596 217 (1,217) 3,596 5 8 (7) 6 31,886 84,076 (83,024) 32,938 178
46 (1) (a) 2014 535 8,795 (8,785) 545 29 692 (691) 30 202 3,508 (3,464) 246 766 12,995 (12,940) 821 2013 555 7,611 (7,631) 535 27 638 (636) 29 51 3,941 (3,790) 202 633 12,190 (12,057) 766 2014 531 8,562 (8,552) 541 29 685 (685) 29 202 3,473 (3,430) 245 762 12,720 (12,667) 815 2013 552 7,457 (7,478) 531 27 633 (631) 29 51 3,919 (3,768) 202 630 12,009 (11,877) 762 179
14 46 (1) (b) (i) 2014 2013 2014 2013 2014 2013 6,434 7,069 5,825 6,370 609 699 339 339 277 233 260 219 17 14 601 (546) 601 (546) 307 (103) (307) 103 (658) (661) (658) (661) 6,654 6,434 5,734 5,825 920 609 (ii) 2014 2013 3.75% 4.75% 7.00% 7.00% 12.1 12.6 2000-2003 180
46 (1) (b) 47 (iii) (iv) (v) 0.25% 0.25% (127) 132 42 (41) 7.8 2014 2013 136 313 304 62 5,161 5,310 133 140 5,734 5,825 2014 2013 2014 2013 52,320 50,950 51,743 50,579 9,518 8,999 9,414 8,889 (880) (982) (904) (968) 1,686 1,242 1,628 1,193 62,644 60,209 61,881 59,693 48 2014 2013 2014 2013 176,476 148,809 175,349 148,264 5,747 1,688 5,985 1,833 2,132 2,123 2,132 2,123 1,519 1,007 1,161 726 185,874 153,627 184,627 152,946 181
14 49 2014 2013 2014 2013 2,155 543 486 543 4,913 4,471 4,913 4,471 7,068 5,014 5,399 5,014 50 2014 2013 2014 2013 (1) 240,303 193,749 201,656 159,553 (2) 24,533 3,933 5,999 2,995 (3) 144,845 159,858 137,878 159,858 (4) 21,971 21,971 431,652 357,540 367,504 322,406 (1) BIC (2) 2014 2013 2014 2013 2012-06-28 2014-06-28 3.08% 500 500 2012-06-28 2015-06-28 3.25% 500 500 500 500 2012-11-29 2015-11-29 3.20% 940 940 2013-12-10 2016-12-12 3.25% 2,000 2,000 2,000 2,000 2014-03-13 2016-03-13 3.25% 4,000 2014-04-01 2017-04-01 2.375% 1,861 2014-04-04 2015-03-20 2.88% 229 2014-04-25 2016-04-25 3LIBOR+1.35% 124 2014-05-22 2015-06-11 3.00% 153 2014-05-28 2016-05-30 3.38% 1,500 1,500 2014-05-28 2019-05-28 1.375% 1,882 2014-06-27 2017-06-27 3.45% 1,250 2014-07-02 2019-07-02 3.25% 3,723 2014-07-14 2015-07-14 1.70% 310 2014-09-05 2017-09-05 3.35% 800 800 2014-09-05 2019-09-05 3.75% 600 600 2014-09-05 2021-09-05 4.00% 600 600 2014-11-12 2015-11-12 3LIBOR+1.02% 683 2014-11-18 2019-11-18 3.75% 1,000 2014-11-18 2021-11-18 3.95% 1,000 2014-11-18 2016-11-18 3.30% 700 2014-11-18 2024-11-18 4.08% 600 2014-11-27 2016-12-06 3.45% 120 24,575 3,940 6,000 3,000 (42) (7) (1) (5) 24,533 3,933 5,999 2,995 182
50 (3) 2014 2013 2014 2013 2009-02-24 2019-02-26 3.20% (a) 12,000 12,000 2009-02-24 2024-02-26 4.00% (b) 28,000 28,000 28,000 28,000 2009-08-07 2019-08-11 3.32% (c) 10,000 10,000 2009-08-07 2024-08-11 4.04% (d) 10,000 10,000 10,000 10,000 2009-11-03 2019-11-04 (e) 467 2009-12-18 2024-12-22 4.80% (f) 20,000 20,000 20,000 20,000 2010-04-27 2020-04-27 8.50% (e) 1,681 2010-07-30 2017-10-15 7.31% (e) 199 2011-11-03 2026-11-07 5.70% (g) 40,000 40,000 40,000 40,000 2012-11-20 2027-11-22 4.99% (h) 40,000 40,000 40,000 40,000 2014-08-20 2024-08-20 4.25% (i) 4,654 145,001 160,000 138,000 160,000 (156) (142) (122) (142) 144,845 159,858 137,878 159,858 (a) (b) (c) (d) (e) (f) (g) (h) (i) 2014 2 26 2014 2 26 5 6.20%2014 2 26 2019 2 26 2019 2 26 5 7.00% 2014 8 11 2014 8 11 5 6.32%2014 8 11 2019 8 11 2019 8 11 5 7.04% BIC 2019 12 22 2019 12 22 5 7.80% 2021 11 7 2022 11 22 2019 8 20 183
14 50 (4) 2014 2013 2014-08-15 2029-08-18 5.98% (a) 20,000 2014-11-12 2024-11-12 4.90% (b) 2,000 22,000 (29) 21,971 (a) (b) 2024 8 18 2019 11 122019 11 12 5 1.538% 51 2014 2013 2014 2013 26,678 13,097 14,475 13,131 14,370 12,872 10,324 8,365 10,323 8,363 2,987 2,469 2,987 2,469 1,480 1,226 1,480 1,226 1,751 784 1,765 784 853 743 698 743 24,724 26,127 16,926 13,882 83,272 65,942 48,549 40,339 52 2014 2013 H 240,417 240,417 A 9,594 9,594 250,011 250,011 HA1 184
53 2014 2013 2014 2013 135,118 135,118 135,109 135,109 (10) (148) 1 (148) 283 553 277 547 135,391 135,523 135,387 135,508 54 (25,837) 6,547 (19,290) 32,092 (7,997) 24,095 1,862 (466) 1,396 2014 33,954 (8,463) 25,491 701 (175) 526 (2,889) 722 (2,167) (1) 2 2 (2,186) 547 (1,639) 5,931 (1,369) 4,562 185
14 54 4,030 (1,007) 3,023 2013 (26,065) 6,603 (19,462) (2,217) 554 (1,663) (28,282) 7,157 (21,125) (1,047) 262 (785) (595) 149 (446) (1) 57 (14) 43 (1,585) 397 (1,188) (25,837) 6,547 (19,290) 2014 (25,740) 6,465 (19,275) 32,045 (8,049) 23,996 1,460 (365) 1,095 33,505 (8,414) 25,091 668 (167) 501 (2,708) 677 (2,031) (1) 2 2 (2,038) 510 (1,528) 5,727 (1,439) 4,288 186
54 2013 4,072 (994) 3,078 (26,323) 6,587 (19,736) (1,858) 464 (1,394) (28,181) 7,051 (21,130) (1,113) 278 (835) (575) 144 (431) (1) 57 (14) 43 (1,631) 408 (1,223) (25,740) 6,465 (19,275) (1) 55 2006 2 15 10% 187
14 56 2014 2013 2014 2013 (1) 165,439 150,249 165,439 150,249 (2) 2,115 2,199 165 165 (3) 1,629 1,125 313 262 312 261 169,496 153,835 165,916 150,675 (1) 2012 3 30 [2012]20 1.5% (2) (3) 57 2014 6 262013 2013 2013 750.03 2015 3 27 2014 (1) 20142,254.54 10% 225.45 2013: 212.52 (2) 2014 162.48 2013: 151.89 (3) 0.301 2013: 0.300752.53 188
58 (1) 2014 2013 72,653 71,756 81,392 129,443 43,963 26,527 86,387 162,097 69,323 50,950 353,718 440,773 (2) BIC BIC 41.645 36.64 767 767 294 294 397 397 603 603 1,207 1,207 20,838 21,603 2,900 2,900 289 13,472 13,359 (915) (915) (6,210) (6,210) (19,148) (19,148) (7,182) (7,182) (3,050) (3,050) 3,973 4,914 (1,035) 2,938 1,226 4,164 (500) 3,664 189
14 58 (2) BIC 2014 12 31BIC 2014 1 1 BIC BIC 2014 12 31 BIC73.96% BIC 59 2014 12 31 71.77 201371.773.22 20133.26 4.99 20135.02 190
60 (1) 191
14 60 (1) 192
60 (1) 2014 60,793 36,933 30,011 54,213 59,367 17,713 170,594 7,774 437,398 12,898 21,017 38,503 20,037 16,818 9,643 (120,320) 1,404 73,691 57,950 68,514 74,250 76,185 27,356 50,274 9,178 437,398 19,056 15,596 17,491 17,112 14,184 5,607 17,595 1,876 108,517 121 86 (145) (142) 91 10 763 188 972 3 7 9 369 16 4 65 22 495 572 94 3 254 294 2,514 314 4,045 527 380 799 325 2,146 204 2,366 (1,434) 5,313 93,970 74,113 86,671 91,914 92,876 33,475 73,577 10,144 556,740 (32,786) (26,040) (31,538) (36,644) (34,581) (14,074) (15,766) (4,559) (195,988) (19,713) (11,364) (6,921) (9,236) (8,055) (4,470) (2,815) 663 (61,911) 152 93 245 41,471 36,709 48,212 46,186 50,240 14,931 54,996 6,341 299,086 4,031 3,098 4,400 7,132 5,294 2,862 5,170 2,199 34,186 2,845 1,863 2,664 3,305 2,812 1,508 2,541 273 17,811 2,839,279 2,230,031 3,030,726 2,589,502 2,579,135 995,140 6,252,529 933,435 21,449,777 955 2,129 3,084 2,839,279 2,230,031 3,030,726 2,590,457 2,579,135 995,140 6,252,529 935,564 21,452,861 39,436 (4,748,167) 16,744,130 2,829,616 2,226,878 3,013,946 2,580,217 2,572,912 993,889 5,143,025 879,050 20,239,533 401 (4,748,167) 15,491,767 513,530 340,119 579,144 342,489 291,548 106,264 7,500 98,803 2,279,397 193
14 60 (1) 2013 59,826 36,968 36,465 42,952 50,022 14,333 145,730 3,248 389,544 8,131 13,283 23,178 20,259 16,407 10,110 (94,056) 2,688 67,957 50,251 59,643 63,211 66,429 24,443 51,674 5,936 389,544 19,723 16,086 17,007 16,647 13,658 5,767 13,769 1,626 104,283 469 475 80 (73) 52 29 3,312 (1,252) 3,092 5 3 6 289 76 8 53 6 446 383 157 199 291 285 80 1,395 7,353 273 537 466 1,515 258 (597) 2,575 12,380 95,890 67,088 77,430 80,739 81,730 30,796 68,496 8,971 511,140 (38,296) (24,525) (28,769) (33,004) (31,857) (13,471) (14,704) (3,559) (188,185) (20,826) (4,094) (3,642) (5,544) (3,498) (1,728) (2,300) (1,577) (43,209) 60 60 36,768 38,469 45,019 42,191 46,375 15,597 51,492 3,895 279,806 4,229 2,992 8,438 7,054 5,660 2,672 6,159 376 37,580 2,621 1,700 2,191 2,891 2,494 1,348 1,976 195 15,416 2,639,135 2,158,746 2,737,198 2,410,486 2,500,348 910,474 5,934,221 729,915 20,020,523 661 1,963 2,624 2,639,135 2,158,746 2,737,198 2,411,147 2,500,348 910,474 5,934,221 731,878 20,023,147 38,448 (4,698,385) 15,363,210 2,628,866 2,153,610 2,718,912 2,399,890 2,492,392 907,524 5,026,546 659,388 18,987,128 138 (4,698,385) 14,288,881 555,843 422,332 569,194 283,736 282,660 110,931 13,000 72,531 2,310,227 194
60 (2) 195
14 60 (2) 2014 231,445 18,702 173,732 13,519 437,398 4,211 143,122 (138,081) (9,252) 235,656 161,824 35,651 4,267 437,398 42,032 44,679 18,855 2,951 108,517 (6,948) (5,595) 13,308 207 972 495 495 876 3,169 4,045 301 24 3,795 1,193 5,313 271,041 200,932 72,485 12,282 556,740 (73,419) (106,506) (6,852) (9,211) (195,988) (45,736) (13,873) (937) (1,365) (61,911) 245 245 151,886 80,553 64,696 1,951 299,086 8,246 22,184 617 3,139 34,186 4,558 12,263 341 649 17,811 6,106,160 3,005,155 6,588,297 1,056,039 16,755,651 3,084 3,084 6,106,160 3,005,155 6,588,297 1,059,123 16,758,735 39,436 (54,041) 16,744,130 7,118,017 6,820,246 446,096 1,161,048 15,545,407 401 (54,041) 15,491,767 1,705,786 474,580 99,031 2,279,397 196
60 (2) 2013 224,956 731 155,016 8,841 389,544 (21,991) 133,721 (103,921) (7,809) 202,965 134,452 51,095 1,032 389,544 42,119 40,870 18,909 2,385 104,283 (1,352) (78) 5,763 (1,241) 3,092 446 446 557 838 1,395 497 452 (1,207) 12,638 12,380 244,229 175,696 75,117 16,098 511,140 (66,997) (101,111) (6,374) (13,703) (188,185) (31,293) (9,950) 364 (2,330) (43,209) 60 60 145,939 64,635 69,107 125 279,806 8,179 23,905 605 4,891 37,580 3,773 11,026 279 338 15,416 5,585,454 2,590,881 6,505,051 744,879 15,426,265 2,624 2,624 5,585,454 2,590,881 6,505,051 747,503 15,428,889 38,448 (104,127) 15,363,210 6,772,134 6,376,797 389,827 854,112 14,392,870 138 (104,127) 14,288,881 1,828,104 409,316 72,807 2,310,227 197
14 61 2014 2013 2014 2013 1,570,356 1,355,890 1,541,133 1,354,778 1,570,356 1,355,890 1,541,133 1,354,778 62 (1) (a) 2014 2013 2014 2013 699 608 659 560 242,527 122,706 243,295 116,338 248,226 123,314 243,954 116,898 (b) 2014 2013 2014 2013 699 608 659 560 5,414 7,809 1,198 1,441 242,113 114,897 242,097 114,897 248,226 123,314 243,954 116,898 (2) 20142013 12 31 198
63 (1) 2014 2013 2014 2013 1 141,519 179,790 137,888 176,494 1 278,155 302,109 272,643 297,834 507,142 437,431 474,580 409,316 926,816 919,330 885,111 883,644 369,636 360,499 369,301 360,230 109,195 129,557 176,923 193,918 556,039 484,370 551,028 483,828 20,638 29,243 20,632 29,243 238,275 351,543 241,269 367,774 58,798 35,685 58,763 35,595 2,279,397 2,310,227 2,303,027 2,354,232 (2) 2014 903,326 927,183 (3) 2014 2013 2014 2013 1 5,234 4,596 4,834 4,150 12 4,295 3,749 4,012 3,389 23 3,227 2,999 3,035 2,712 35 3,615 3,557 3,418 3,350 5 2,471 2,543 2,057 2,124 18,842 17,444 17,356 15,725 199
14 63 (4) 2014 2013 2014 2013 5,214 4,618 5,135 4,567 1,406 2,770 1,362 2,716 6,620 7,388 6,497 7,283 (5) 2014 12 312013 (6) 2014 12 31616.33 2013507.94 (7) 2014 12 31 56.77 201331.67 49 (8) 4(14) 200
64 (1) 2007 9 2915,500 2003 12 168,282.09 2014 12 31 57.26% 1,450.0120131,600 (a) 2014 2013 576 0.08% 589 0.09% 430 0.14% 603 0.23% 2014 2013 185 0.20% 189 0.23% 180 0.02% 16,680 0.73% 16,680 0.79% 13,000 4.39% 5,621 0.04% 13,063 0.11% 6 0.00% 3 0.00% 288 0.01% 288 0.01% 201
14 64 (1) (b) 2014 2013 37,290 5.05% 36,170 5.60% 3,086 1.02% 1,972 0.77% 290 0.26% 393 0.37% 13 0.35% 6 0.19% (i) 1,715 1.07% 1,417 0.95% 2014 2013 14,521 5.45% 35,103 10.93% 71,414 28.74% 60,734 39.94% 7,713 2.32% 13,856 3.81% 288 2.09% 1,507 7.97% 7,695 2.81% 32,194 11.44% 14,305 15.63% 16,541 20.49% 36,281 0.39% 43,790 0.52% 228,819 24.71% 213,549 28.09% 476,497 20.73% 515,295 24.53% 59,922 35.08% 64,700 34.10% 208 0.80% 2 0.01% (ii) 70,040 6.98% 53,318 7.70% 52,964 26.17% 34,501 22.13% 457 0.15% 1,160 0.30% 341 2.76% 1,187 5.97% 50,530 27.84% 37,747 61.01% 27,813 0.22% 42,397 0.35% 156 0.08% 80 0.05% 64 0.08% 658 1.00% 13,278 0.59% 23,762 1.09% 202
64 (1) (b) (i) (ii) (2) 2014 2013 22 22 5 2 4 21 2014 2013 1,838 1,860 148 1,255 694 (3) 4(1)(b) 2014 2013 1,965 1,516 803 539 677 604 65 71 (19) 410 27 329 (484) (111) 39 2014 12 31712.14 2013 669.75 2014 12 31 2014 12 31 28.43 201326.46 4.02 2013 3.95 203
14 64 (4) (5) 20142013 12 31 2014 12 31 29.77 201341.132,886 2013 (6) 14 2014 (i) (ii) 680 40 282 1,002 (ii) 680 40 282 1,002 (ii) 680 40 282 1,002 (ii) 624 37 259 920 (ii) 658 40 254 952 (ii) 647 40 244 931 (ii) 323 21 123 467 (ii) 647 40 244 931 (ii) 57 3 23 83 4,996 301 1,993 7,290 204
64 (6) 2013 (iii) 2013 434 1,109 302 1,845 555 1,290 429 1,098 300 1,827 549 1,278 108 277 77 462 139 323 398 1,017 265 1,680 509 1,171 398 1,017 265 1,680 509 1,171 398 1,017 265 1,680 509 1,171 434 1,109 302 1,845 555 1,290 (i) (ii) (iii) 2,599 6,644 1,776 11,019 3,325 7,694 2014 2014 20132013 2013 (7) (8) 2014 6 7 205
14 65 (1) 206
65 (1) (1) (h) (1)(i) 207
14 65 (1) (a) 2014 2013 2014 2013 2,538,128 2,403,245 2,528,020 2,398,040 266,461 321,286 280,848 328,640 248,525 152,065 247,606 233,574 327,768 357,530 320,452 356,854 13,769 18,910 9,880 16,503 273,751 281,447 273,444 280,959 91,495 80,731 88,930 79,025 9,222,910 8,361,361 8,876,246 8,025,415 910,103 746,626 839,303 708,413 2,298,663 2,100,538 2,294,723 2,095,741 170,801 189,737 154,576 182,252 19,261 21,130 50,491 53,635 16,381,635 15,034,606 15,964,519 14,759,051 2,279,397 2,310,227 2,303,027 2,354,232 18,661,032 17,344,833 18,267,546 17,113,283 208
65 (1) (b) 2014 2013 2014 2013 101,729 77,152 96,157 76,779 (57,773) (52,137) (56,413) (51,885) 43,956 25,015 39,744 24,894 11,442 8,112 11,067 8,002 (7,588) (5,532) (7,459) (5,512) 3,854 2,580 3,608 2,490 90 32,401 14,517 30,640 13,969 90 180 4 3 180 123 472 107 472 32,528 14,992 30,747 14,441 (i) (4,819) (2,267) (4,791) (2,248) 27,709 12,725 25,956 12,193 2,527,998 2,322,572 2,377,183 2,125,833 1,771,410 1,615,091 1,670,575 1,564,696 4,158,664 3,693,429 4,087,982 3,618,121 870,752 858,709 849,351 844,248 9,328,824 8,489,801 8,985,091 8,152,898 (i) (181,433) (168,760) (178,153) (167,060) 9,147,391 8,321,041 8,806,938 7,985,838 9,222,910 8,361,361 8,876,246 8,025,415 (i) 209
14 65 (1) (b) 2014 8,017 10,350 19,122 8,145 6,016 82,607 16,162 16,366 101,729 2013 330 8,256 12,048 1,049 5,357 65,104 1,379 13,613 77,152 2014 7,435 9,917 18,915 7,520 5,875 77,242 14,955 15,792 96,157 2013 158 8,020 12,004 984 5,279 64,775 1,142 13,299 76,779 210
65 (1) (b) (c) 2014 2013 1,446,259 15.26% 529,550 1,432,219 16.67% 546,250 1,105,769 11.67% 412,629 993,243 11.56% 390,131 636,254 6.72% 185,585 594,603 6.92% 167,539 602,041 6.35% 270,183 478,259 5.57% 220,972 575,283 6.07% 472,791 541,252 6.30% 455,172 473,501 5.00% 179,181 469,584 5.47% 186,592 328,023 3.46% 173,852 273,513 3.19% 143,236 275,305 2.92% 99,641 243,975 2.84% 93,032 244,516 2.58% 34,371 234,837 2.74% 31,743 136,791 1.44% 58,497 105,021 1.22% 46,000 126,050 1.33% 55,044 117,599 1.37% 56,196 79,945 0.84% 22,409 71,714 0.83% 21,173 307,822 3.25% 70,730 386,386 4.50% 69,653 6,337,559 66.89% 2,564,463 5,942,205 69.18% 2,427,689 2,935,762 30.99% 2,538,346 2,504,838 29.16% 2,173,315 201,202 2.12% 143,014 1.66% 9,474,523 100.00% 5,102,809 8,590,057 100.00% 4,601,004 10% 2014 49,637 (28,678) (34,351) 22,392 10,537 4,962 (3,661) (25,661) 2,632 422 2013 38,179 (24,308) (34,324) 13,402 4,028 5,414 (3,816) (24,002) 3,515 11 211
14 65 (1) (c) 2014 2013 1,372,900 15.05% 525,535 1,388,973 16.82% 532,533 1,062,056 11.64% 399,799 967,057 11.72% 381,743 622,392 6.82% 183,757 583,007 7.06% 165,704 592,391 6.49% 270,339 476,888 5.78% 221,452 531,945 5.83% 444,658 507,855 6.15% 430,554 423,854 4.65% 173,576 437,443 5.30% 178,123 327,802 3.59% 173,781 273,072 3.32% 143,176 269,183 2.96% 98,708 241,019 2.92% 92,752 237,468 2.60% 33,973 230,507 2.80% 31,561 130,627 1.43% 56,996 103,773 1.26% 45,869 124,753 1.37% 54,689 117,461 1.42% 56,069 79,379 0.87% 22,259 71,638 0.87% 21,124 260,079 2.85% 65,665 245,923 2.98% 66,851 6,034,829 66.15% 2,503,735 5,644,616 68.40% 2,367,511 2,887,433 31.65% 2,504,497 2,464,662 29.87% 2,143,251 200,800 2.20% 142,842 1.73% 9,123,062 100.00% 5,008,232 8,252,120 100.00% 4,510,762 10% 2014 48,497 (28,318) (33,699) 21,719 10,377 4,839 (3,562) (25,058) 2,398 399 2013 38,091 (24,252) (34,046) 13,341 4,023 5,297 (3,715) (23,636) 3,312 11 212
65 (1) (d) 2014 2013 1,877,906 19.82% 1,192,535 1,781,649 20.74% 1,142,213 1,641,394 17.32% 972,967 1,461,129 17.01% 859,316 1,633,965 17.25% 735,143 1,442,213 16.79% 642,830 1,552,809 16.39% 950,452 1,358,192 15.81% 798,619 1,299,615 13.72% 878,946 1,220,420 14.21% 811,547 562,403 5.94% 298,668 507,751 5.91% 269,978 342,476 3.61% 280,597 3.27% 407 563,955 5.95% 74,098 538,106 6.26% 76,094 9,474,523 100% 5,102,809 8,590,057 100.00% 4,601,004 2014 39,321 (21,753) (41,168) 17,719 (9,486) (28,329) 14,671 (8,455) (32,171) 13,039 (6,436) (36,155) 10,860 (5,921) (33,727) 8,471 (4,008) (12,438) 3,250 (376) (7,314) 5,840 (1,338) (2,538) 113,171 (57,773) (193,840) 2013 40,844 (25,356) (39,041) 12,052 (7,109) (28,126) 10,680 (6,045) (27,414) 7,221 (4,940) (31,375) 6,695 (4,339) (30,144) 4,551 (3,236) (11,094) 2,645 (785) (6,074) 576 (327) (3,291) 85,264 (52,137) (176,559) 60(1) 213
14 65 (1) (d) 2014 2013 1,869,069 20.49% 1,188,909 1,773,136 21.49% 1,138,800 1,641,041 17.99% 972,863 1,460,804 17.70% 859,222 1,551,816 17.01% 950,088 1,357,198 16.45% 798,306 1,547,173 16.96% 700,950 1,381,443 16.74% 619,733 1,299,615 14.25% 878,946 1,220,420 14.79% 811,547 562,285 6.16% 298,567 507,649 6.15% 269,895 342,476 3.75% 280,597 3.40% 407 309,587 3.39% 17,909 270,873 3.28% 12,852 9,123,062 100.00% 5,008,232 8,252,120 100.00% 4,510,762 2014 39,090 (21,671) (40,902) 17,719 (9,486) (28,329) 14,661 (8,452) (32,138) 13,039 (6,436) (36,143) 10,723 (5,815) (32,196) 8,471 (4,008) (12,435) 3,250 (376) (7,314) 271 (169) (946) 107,224 (56,413) (190,403) 2013 40,783 (25,342) (38,803) 12,046 (7,107) (28,093) 10,680 (6,045) (27,414) 7,221 (4,940) (31,368) 6,558 (4,236) (29,162) 4,551 (3,236) (11,092) 2,645 (785) (6,074) 297 (194) (2,814) 84,781 (51,885) (174,820) 60(1) 214
65 (1) (e) (f) 2014 2013 2014 2013 2,544,820 2,336,298 2,393,294 2,139,243 1,826,894 1,652,755 1,721,536 1,602,115 4,223,844 3,734,986 4,152,298 3,659,209 878,965 866,018 855,934 851,553 9,474,523 8,590,057 9,123,062 8,252,120 2014 2013 3,073 0.03% 1,009 0.01% 90 2,498 0.03% 247 0.00% 2014 2013 339 0.00% 937 0.01% 90 32 0.00% 247 0.00% 215
14 65 (1) (g) 2014 2013 2014 2013 55 38 52 35 (34) (34) (31) (31) 21 4 21 4 A AAA 707,514 656,824 703,135 745,727 B BBB 2,819 3,688 2,555 3,231 78,383 94,282 96,187 94,211 788,716 754,794 801,877 843,169 788,737 754,798 801,898 843,173 216
65 (1) (h) 2014 AAA AA A A 310 625 935 1,791 2,914 53 4,758 2,101 2,914 53 625 5,693 (1,319) 4,374 1,190,607 12,838 27,387 318 3,725 1,234,875 182,026 57 2,741 3,360 188,184 536,095 1,021 32 537,148 1,163,171 68,949 17,770 7,315 5,546 1,262,751 20 20 101,438 366,421 14,088 2,286 429 484,662 3,173,337 448,285 63,007 13,311 9,700 3,707,640 (4,679) 3,702,961 3,707,335 217
14 65 (1) (h) 2013 AAA AA A A 1,562 397 3,472 5,431 812 2,677 3,489 2,374 2,677 397 3,472 8,920 (3,947) 4,973 1,052,672 2,583 20,061 218 1,075,534 189,460 3,989 2,600 2,332 198,381 445,322 465 63 445,850 1,094,536 56,994 10,062 7,167 3,364 1,172,123 18,852 18,852 19 79 98 71,413 392,075 16,290 2,117 826 482,721 2,872,255 455,660 49,557 9,565 6,522 3,393,559 (4,101) 3,389,458 3,394,431 218
65 (1) (h) 2014 AAA AA A A 310 625 935 88 2,914 3,002 398 2,914 625 3,937 (1,092) 2,845 1,188,076 12,465 5,231 318 3,725 1,209,815 175,466 57 2,240 3,360 181,123 528,160 32 528,192 1,144,813 65,317 4,810 4,971 4,663 1,224,574 94,043 358,621 12,689 1,434 397 467,184 3,130,558 436,460 24,970 10,115 8,785 3,610,888 (4,679) 3,606,209 3,609,054 219
14 65 (1) (h) 2013 AAA AA A A 1,562 397 3,472 5,431 12 2,677 2,689 1,574 2,677 397 3,472 8,120 (3,811) 4,309 1,052,672 925 2,422 218 1,056,237 189,068 986 2,365 2,332 194,751 445,322 63 445,385 1,089,076 53,295 6,089 6,105 3,364 1,157,929 18,852 18,852 79 79 66,634 385,015 15,799 1,576 795 469,819 2,861,624 440,221 26,754 7,962 6,491 3,343,052 (4,101) 3,338,951 3,343,260 (i) (j) 220
65 (2) VaR 221
14 65 (2) (a) VaR VaR VaR VaR99% 1 VaR 2014 12 31 189 67 194 17 173 31 173 9 (i) 36 54 119 12 1 1 21 2013 12 31 128 64 148 29 117 36 134 17 (i) 94 53 107 17 7 2 18 (i) 1 1 99% 1% VaR VaR VaR VaR 222
65 (2) (b) (c) 100 387.02 2013401.35 303.46 2013314.68 223
14 65 (2) (c) 2014 (i) 3 3 1 15 5 1.55% 128,271 2,482,510 2,610,781 4.63% 343,959 161,608 9,419 514,986 4.99% 238,256 35,495 273,751 (ii) 5.85% 5,008,405 4,059,338 83,238 71,929 9,222,910 (iii) 4.03% 23,619 489,216 528,865 1,585,263 1,103,990 3,730,953 390,749 390,749 4.72% 542,639 8,562,346 4,785,306 1,677,920 1,175,919 16,744,130 3.04% 82,858 8,358 91,216 3.26% 978,962 221,176 6,382 1,206,520 1.43% 18,052 209,672 68,285 296,009 2.86% 181,374 154 181,528 1.92% 132,430 8,685,836 2,650,532 1,421,910 7,967 12,898,675 3.47% 115,280 116,058 95,854 104,460 431,652 386,167 386,167 2.11% 536,649 10,253,982 3,064,563 1,524,146 112,427 15,491,767 2.61% 5,990 (1,691,636) 1,720,743 153,774 1,063,492 1,252,363 224
65 (2) (c) 2013 (i) 3 3 1 15 5 1.55% 120,044 2,354,957 2,475,001 3.85% 320,488 146,374 6,489 473,351 4.22% 279,292 2,155 281,447 (ii) 5.79% 4,432,346 3,800,494 58,818 69,703 8,361,361 (iii) 3.74% 22,811 522,349 542,287 1,277,382 1,052,412 3,417,241 354,809 354,809 4.54% 497,664 7,909,432 4,491,310 1,342,689 1,122,115 15,363,210 3.61% 75,197 3,960 79,157 2.45% 770,665 71,116 6,231 848,012 1.37% 24,186 267,224 88,970 380,380 3.70% 61,807 66 61,873 1.89% 74,794 8,587,466 2,462,729 1,089,647 8,401 12,223,037 3.29% 110,950 103,031 5,699 137,860 357,540 338,882 338,882 1.98% 437,862 9,873,309 2,729,872 1,101,577 146,261 14,288,881 2.56% 59,802 (1,963,877) 1,761,438 241,112 975,854 1,074,329 (i) (ii) (iii) 3 2014 12 31 669.84 2013330.14 225
14 65 (2) (c) 2014 (i) 3 3 1 15 5 1.55% 122,153 2,477,875 2,600,028 4.06% 380,091 143,963 4,400 528,454 4.96% 237,949 35,495 273,444 (ii) 5.91% 4,753,217 3,983,089 70,169 69,771 8,876,246 (iii) 4.05% 32,405 463,784 501,083 1,550,392 1,093,795 3,641,459 400,152 400,152 4.72% 554,710 8,312,916 4,663,630 1,624,961 1,163,566 16,319,783 3.03% 82,426 7,983 90,409 3.18% 964,089 191,957 4,852 1,160,898 1.43% 17,235 207,968 67,439 292,642 3.47% 177,116 140 177,256 1.92% 100,287 8,555,196 2,578,874 1,412,224 7,912 12,654,493 3.20% 105,105 86,154 75,089 101,156 367,504 344,345 344,345 2.09% 461,867 10,091,900 2,932,547 1,492,165 109,068 15,087,547 2.64% 92,843 (1,778,984) 1,731,083 132,796 1,054,498 1,232,236 226
65 (2) (c) 2013 (i) 3 3 1 15 5 1.56% 118,085 2,351,412 2,469,497 3.55% 396,196 164,017 2,001 562,214 4.21% 278,899 2,060 280,959 (ii) 5.86% 4,183,932 3,719,832 52,504 69,147 8,025,415 (iii) 3.76% 28,336 513,309 522,551 1,263,447 1,043,953 3,371,596 373,716 373,716 4.56% 520,137 7,723,748 4,408,460 1,317,952 1,113,100 15,083,397 3.62% 74,913 3,820 78,733 2.36% 770,385 50,264 6,317 826,966 1.37% 21,627 267,134 88,970 377,731 3.93% 55,408 49 55,457 1.89% 52,003 8,485,968 2,422,140 1,087,339 8,327 12,055,777 3.37% 98,178 81,607 4,761 137,860 322,406 307,726 307,726 1.98% 381,356 9,751,986 2,646,850 1,098,417 146,187 14,024,796 2.58% 138,781 (2,028,238) 1,761,610 219,535 966,913 1,058,601 (i) (ii) (iii) 3 2014 12 31 637.04 2013322.81 227
14 65 (2) (d) 2014 2,553,937 40,375 16,469 2,610,781 (i) 670,774 73,065 44,898 788,737 8,471,056 568,883 182,971 9,222,910 3,644,031 35,464 51,458 3,730,953 314,775 42,649 33,325 390,749 15,654,573 760,436 329,121 16,744,130 68,982 7,055 15,179 91,216 (ii) 1,173,773 162,537 51,738 1,388,048 270,329 24,316 1,364 296,009 12,280,266 405,376 213,033 12,898,675 265,130 122,514 44,008 431,652 356,103 1,129 28,935 386,167 14,414,583 722,927 354,257 15,491,767 1,239,990 37,509 (25,136) 1,252,363 (21,184) 19,298 50,412 48,526 2,041,479 144,592 93,326 2,279,397 228
65 (2) (d) 2013 2,413,749 42,686 18,566 2,475,001 (i) 690,739 41,085 22,974 754,798 7,638,028 578,993 144,340 8,361,361 3,347,244 37,588 32,409 3,417,241 274,723 25,181 54,905 354,809 14,364,483 725,533 273,194 15,363,210 64,036 12,204 2,917 79,157 (ii) 673,603 159,230 77,052 909,885 342,910 34,499 2,971 380,380 11,796,856 262,112 164,069 12,223,037 229,256 93,641 34,643 357,540 325,287 11,355 2,240 338,882 13,431,948 573,041 283,892 14,288,881 932,535 152,492 (10,698) 1,074,329 63,418 (122,067) 99,519 40,870 2,008,813 183,598 117,816 2,310,227 (i) (ii) 229
14 65 (2) (d) 2014 2,549,507 39,978 10,543 2,600,028 (i) 652,427 104,419 45,052 801,898 8,300,128 493,987 82,131 8,876,246 3,597,518 20,513 23,428 3,641,459 327,890 53,055 19,207 400,152 15,427,470 711,952 180,361 16,319,783 68,175 7,055 15,179 90,409 (ii) 1,137,458 151,614 49,082 1,338,154 268,356 24,238 48 292,642 12,209,331 354,977 90,185 12,654,493 239,392 91,552 36,560 367,504 319,301 14,497 10,547 344,345 14,242,013 643,933 201,601 15,087,547 1,185,457 68,019 (21,240) 1,232,236 11,733 (5,917) 40,391 46,207 2,071,999 186,445 44,582 2,303,027 230
65 (2) (d) 2013 2,410,124 42,676 16,697 2,469,497 (i) 738,662 79,246 25,265 843,173 7,474,265 473,228 77,922 8,025,415 3,331,288 20,031 20,277 3,371,596 287,936 35,823 49,957 373,716 14,242,275 651,004 190,118 15,083,397 63,612 12,204 2,917 78,733 (ii) 652,822 154,232 75,369 882,423 342,994 34,473 264 377,731 11,740,978 240,597 74,202 12,055,777 209,022 81,192 32,192 322,406 298,675 8,403 648 307,726 13,308,103 531,101 185,592 14,024,796 934,172 119,903 4,526 1,058,601 48,626 (76,668) 68,576 40,534 2,037,442 234,615 82,175 2,354,232 (i) (ii) 231
14 65 (3) 232
65 (3) (a) 1 1 3 2014 3 1 2,456,736 154,045 2,610,781 67,172 119,649 153,727 162,134 12,058 246 514,986 179,452 58,804 35,495 273,751 55,547 356,911 273,474 566,001 2,298,193 2,521,847 3,150,937 9,222,910 4,467 89,983 89,880 76,083 62,882 8,940 332,235 18,623 25,281 64,173 170,404 467,501 180,188 926,170 1,452 6,808 32,906 173,056 1,202,843 881,598 2,298,663 368 2,775 5,432 6,539 66,764 88,923 170,801 3,084 3,084 213,384 29,532 26,090 47,340 66,041 6,952 1,410 390,749 2,753,661 607,660 723,512 1,018,263 2,987,945 4,340,847 4,312,242 16,744,130 15,381 67,477 8,358 91,216 585,618 277,699 108,671 224,925 6,549 3,058 1,206,520 18,052 111,383 98,289 68,285 296,009 181,079 295 154 181,528 6,748,886 888,992 1,143,267 2,658,778 1,442,869 15,883 12,898,675 27,976 71,028 125,624 15,027 648 240,303 233 2,590 19,501 2,209 24,533 65,773 81,072 144,845 1,993 19,978 21,971 401 115,239 33,723 45,916 135,031 53,092 2,765 386,167 401 7,467,795 1,536,233 1,535,176 3,223,745 1,602,804 125,613 15,491,767 2,753,260 (6,860,135) (812,721) (516,913) (235,800) 2,738,043 4,186,629 1,252,363 17,556 13,717 133,341 44,131 2,750 211,495 437,789 378,044 691,726 46,807 6,001 1,560,367 6,447 6,985 13,547 1,367 31 28,377 461,792 398,746 838,614 92,305 8,782 1,800,239 1 5 5 233
14 65 (3) (a) 1 1 3 2013 3 1 1 5 5 2,273,802 201,199 2,475,001 27,128 186,236 103,997 143,951 11,770 269 473,351 275,970 3,322 2,155 281,447 32,338 270,466 294,347 603,488 2,230,532 2,108,254 2,821,936 8,361,361 6,521 77,927 137,091 101,473 38,201 2,837 364,050 17,355 13,207 36,722 139,628 341,617 211,763 760,292 544 10,462 35,385 176,412 1,073,751 803,984 2,100,538 1,058 2 7,100 5,322 70,432 105,823 189,737 2,624 2,624 196,990 33,127 23,729 41,044 53,038 5,466 1,415 354,809 2,531,232 531,920 881,880 968,149 2,852,511 3,649,491 3,948,027 15,363,210 70,311 4,886 3,960 79,157 458,703 239,605 71,784 71,689 6,231 848,012 24,186 107,428 159,796 88,970 380,380 60,356 1,451 66 61,873 6,653,089 944,140 1,060,733 2,458,328 1,093,697 13,050 12,223,037 37,525 42,833 98,893 13,867 631 193,749 499 3,434 3,933 12,000 9,998 137,860 159,858 138 107,215 32,631 42,494 116,335 38,671 1,398 338,882 138 7,243,193 1,491,996 1,395,977 2,848,738 1,155,900 152,939 14,288,881 2,531,094 (6,711,273) (610,116) (427,828) 3,773 2,493,591 3,795,088 1,074,329 6,575 38,615 167,937 45,075 4,252 262,454 470,675 363,364 873,156 26,844 5,946 1,739,985 3,978 2,459 8,684 653 15,774 481,228 404,438 1,049,777 72,572 10,198 2,018,213 234
65 (3) (a) 1 1 3 2014 3 1 1 5 5 2,453,866 146,162 2,600,028 81,064 129,070 159,440 151,604 7,030 246 528,454 179,145 58,804 35,495 273,444 52,150 352,186 242,407 505,451 2,193,056 2,399,377 3,131,619 8,876,246 89,739 89,850 75,492 61,869 3,502 320,452 8,089 19,193 57,875 145,283 440,514 173,960 844,914 6,808 32,906 172,893 1,202,428 879,688 2,294,723 368 1,478 4,660 4,669 57,121 86,280 154,576 26,794 26,794 234,772 26,362 24,951 45,858 63,508 3,690 1,011 400,152 2,776,039 605,774 692,791 954,844 2,842,000 4,172,029 4,276,306 16,319,783 15,321 67,105 7,983 90,409 589,145 280,045 97,574 190,481 3,653 1,160,898 17,235 110,889 97,079 67,439 292,642 176,840 276 140 177,256 6,716,706 834,896 1,068,206 2,586,501 1,432,356 15,828 12,654,493 26,144 67,393 93,650 13,821 648 201,656 499 4,892 608 5,999 57,956 79,922 137,878 1,993 19,978 21,971 43 116,666 29,664 38,420 104,146 52,674 2,732 344,345 43 7,439,752 1,473,799 1,436,053 3,050,839 1,567,345 119,716 15,087,547 2,775,996 (6,833,978) (781,008) (481,209) (208,839) 2,604,684 4,156,590 1,232,236 17,121 13,704 131,685 42,132 2,750 207,392 355,381 291,997 562,810 37,253 5,372 1,252,813 6,347 6,912 13,088 26,347 378,849 312,613 707,583 79,385 8,122 1,486,552 235
14 65 (3) (a) 1 1 3 2013 3 1 1 5 5 2,271,563 197,934 2,469,497 34,693 206,969 146,795 166,207 7,281 269 562,214 275,879 3,020 2,060 280,959 30,494 270,259 254,957 514,890 2,132,335 2,015,925 2,806,555 8,025,415 77,841 136,925 102,392 36,965 2,731 356,854 9,987 9,626 33,969 125,033 327,363 208,767 714,745 544 10,462 35,385 174,609 1,072,803 801,938 2,095,741 368 7,000 5,022 67,652 102,210 182,252 22,004 22,004 223,224 29,724 23,262 40,219 51,782 4,090 1,415 373,716 2,558,184 532,610 858,996 918,203 2,759,440 3,532,079 3,923,885 15,083,397 70,212 4,701 3,820 78,733 463,411 241,523 64,968 50,747 6,317 826,966 21,627 107,297 159,837 88,970 377,731 55,161 247 49 55,457 6,627,593 898,020 1,005,768 2,420,030 1,091,390 12,976 12,055,777 35,709 35,080 75,050 13,083 631 159,553 499 2,496 2,995 12,000 9,998 137,860 159,858 102,470 30,244 37,658 97,572 38,385 1,397 307,726 7,215,101 1,438,166 1,320,259 2,746,735 1,151,671 152,864 14,024,796 2,558,184 (6,682,491) (579,170) (402,056) 12,705 2,380,408 3,771,021 1,058,601 6,264 35,983 164,528 43,752 4,252 254,779 414,744 290,086 768,642 22,146 5,946 1,501,564 3,925 2,314 7,420 13,659 424,933 328,383 940,590 65,898 10,198 1,770,002 236
65 (3) (b) 1 2014 1 3 91,216 92,293 15,633 68,081 8,579 1,206,520 1,218,693 586,146 278,566 110,485 232,376 7,262 3,858 296,009 300,029 18,052 112,230 99,577 70,170 181,528 181,633 181,179 298 156 12,898,675 13,264,096 6,750,324 904,117 1,176,840 2,763,233 1,651,486 18,096 240,303 242,299 28,076 71,278 126,859 15,486 600 24,533 27,094 64 339 3,157 21,089 2,445 144,845 192,199 1,219 5,739 91,547 93,694 21,971 34,450 1,294 7,176 25,980 98,912 98,912 96,218 507 320 1,368 499 15,204,512 15,651,698 7,450,740 1,520,372 1,528,437 3,212,931 1,794,046 145,172 926,816 723,996 63,991 31,610 64,423 41,102 1,694 1,352,581 363,442 243,751 447,179 267,126 31,083 3 1 1 5 5 237
14 65 (3) (b) 1 2013 1 3 79,157 79,537 70,576 4,909 4,052 848,012 852,612 459,039 240,148 72,900 74,164 6,361 380,380 387,188 24,186 108,270 162,019 92,713 61,873 61,891 60,372 1,453 66 12,223,037 12,543,365 6,654,567 956,794 1,089,270 2,564,169 1,262,662 15,903 193,749 196,291 37,609 43,047 100,127 14,721 787 3,933 4,234 627 3,607 159,858 211,824 13,504 15,972 27,040 155,308 81,203 81,203 78,978 233 289 1,201 502 3 1 1 5 5 14,031,202 14,418,145 7,216,770 1,474,002 1,387,391 2,853,091 1,314,391 172,500 919,330 690,271 75,850 29,924 74,029 45,692 3,564 1,390,897 386,481 285,487 421,491 252,247 45,191 238
65 (3) (b) 1 2014 1 3 3 1 15 5 90,409 91,463 15,571 67,699 8,193 1,160,898 1,169,583 589,664 280,812 98,868 196,286 3,953 292,642 296,625 17,235 111,735 98,343 69,312 177,256 177,355 176,935 278 142 12,654,493 13,018,382 6,718,141 849,953 1,101,319 2,690,032 1,640,896 18,041 201,656 203,423 26,236 67,614 94,718 14,255 600 5,999 6,574 37 660 5,229 648 137,878 182,348 1,120 5,640 85,040 90,548 21,971 34,450 1,294 7,176 25,980 59,134 59,134 56,660 489 276 1,210 499 14,802,336 15,239,337 7,381,700 1,461,731 1,435,554 3,067,487 1,756,549 136,316 885,111 723,406 28,782 31,218 62,909 37,102 1,694 1,417,916 368,986 256,049 483,671 278,126 31,084 239
14 65 (3) (b) 1 2013 1 3 3 1 15 5 78,733 79,104 70,475 4,720 3,909 826,966 829,855 463,560 242,119 65,737 51,932 6,507 377,731 384,540 21,627 108,139 162,061 92,713 55,457 55,473 55,175 249 49 12,055,777 12,375,042 6,629,070 910,625 1,034,089 2,525,313 1,260,117 15,828 159,553 161,643 35,790 35,257 75,937 13,872 787 2,995 3,235 597 2,638 159,858 211,824 13,504 15,972 27,040 155,308 54,767 54,767 52,722 219 245 1,079 502 13,771,837 14,155,483 7,166,979 1,422,542 1,315,862 2,767,501 1,310,174 172,425 883,644 690,271 45,608 29,725 73,060 41,416 3,564 1,470,588 392,496 314,952 453,868 264,030 45,242 240
65 (4) 2014 241
14 65 (5) (a) (b) 4(3)(g) 4(23)(c) 2013 242
65 (5) (c) (i) 2014 272 94,846 95,118 603 8 611 31 967 998 1,905 1,951 3,856 61,736 169,916 231,652 12,470 1,299 13,769 29,513 876,918 3,672 910,103 8,130 921 4,797 13,848 40,454 1,046,899 182,602 1,269,955 295,192 817 296,009 11,085 1,288 12,373 306,277 2,105 308,382 243
14 65 (5) (c) (i) 2013 236 76,296 76,532 562 55 617 788 1,644 2,432 1,958 3,945 5,903 278,566 278,566 17,921 989 18,910 33,912 708,501 4,213 746,626 7,912 285 4,041 12,238 45,368 1,081,624 14,832 1,141,824 377,820 2,560 380,380 18,883 989 19,872 396,703 3,549 400,252 244
65 (5) (c) (i) 2014 88,800 88,800 61,736 169,916 231,652 8,592 1,288 9,880 12,093 825,991 1,219 839,303 3,902 1 3,903 15,995 985,119 172,424 1,173,538 292,642 292,642 9,324 1,288 10,612 301,966 1,288 303,254 245
14 65 (5) (c) (i) 2013 76,288 76,288 280,566 280,566 15,514 989 16,503 9,795 695,864 2,754 708,413 5,321 19 5,340 15,116 1,068,232 3,762 1,087,110 377,731 377,731 15,807 989 16,796 393,538 989 394,527 20142013 12 31 246
65 (5) (c) (ii) 2014 2014 1 1 1,644 3,945 989 4,213 4,041 14,832 (2,560) (989) (3,549) (208) (50) 16,407 307 438 (29) 16,865 224 (307) (83) (328) (97) (425) 18 6,824 1,494,792 11 2,406 2,683 1,506,734 (487) (8,768) (1,341,283) (8) (3,057) (1,801) (1,355,404) 2,559 8 2,567 (1,040) (1,040) 2014 12 31 967 1,951 169,916 1,299 3,672 4,797 182,602 (817) (1,288) (2,105) 2013 2013 1 1 3,141 4,760 1,831 4,333 472 14,537 (2,718) (1,831) (4,549) (179) (449) (724) 420 (55) (987) 158 724 882 (158) 26 (132) 207 3,904 2,509 3,638 10,258 (1,525) (4,272) (118) (2,891) (48) (8,854) 118 118 2 8 10 2013 12 31 1,644 3,945 989 4,213 4,041 14,832 (2,560) (989) (3,549) 247
14 65 (5) (c) (ii) 2014 2014 1 1 989 2,754 19 3,762 (989) (989) 16,407 307 395 (19) 17,090 (307) (307) (392) (392) 1,494,792 1 1,494,793 (1,341,283) (8) (1,538) (1,342,829) 8 8 2014 12 31 169,916 1,288 1,219 1 172,424 (1,288) (1,288) 2013 2013 1 1 1,831 1,608 67 3,506 (1,831) (1,831) (724) 458 (38) (304) 724 724 (182) (10) (192) 1,301 1,301 (118) (431) (549) 118 118 2013 12 31 989 2,754 19 3,762 (989) (989) 248
65 (5) (c) (d) (ii) 2014 2013 16,877 (95) 16,782 (313) 208 (105) 2014 2013 16,802 (19) 16,783 35 385 420 (i) 249
14 65 (5) (d) (i) 2014 2013 170,801 166,117 149,821 16,296 189,737 174,379 2,298,663 2,323,985 2,159 2,320,374 1,452 2,100,538 1,998,696 2,469,464 2,490,102 2,159 2,470,195 17,748 2,290,275 2,173,075 2014 2013 154,576 149,880 149,558 322 182,252 166,587 2,294,723 2,320,021 2,159 2,317,862 2,095,741 1,993,931 2,449,299 2,469,901 2,159 2,467,420 322 2,277,993 2,160,518 (ii) 2014 12 31 1,686.14 1,613.97 20131,468.101,668.16 1,598.49 20131,598.58 (6) 2014 12 31 250
65 (7) (8) 2013 1 15% 6%8%1% <> 2014 4 251
14 65 (8) 2014 12 31 2014 2013 (a)(b)(c) 12.12% 10.75% (a)(b)(c) 12.12% 10.75% (a)(b)(c) 14.87% 13.34% 250,011 250,011 (d) 139,761 116,321 130,515 107,970 169,478 153,825 556,756 442,554 4,456 3,729 (e) (6,262) (5,948) (f) 2,501 1,415 (f) 1,592 1,609 (10) (148) 3,902 3,902 37 16 149,839 144,000 (g) 127,878 110,918 2,444 106 (h) 1,236,730 1,061,684 (h) 1,236,767 1,061,700 (h) 1,516,928 1,316,724 (i) 10,203,643 9,872,790 252
65 (8) (a) 2014 (b) (c) (d) (e) (f) (g) 2014 (h) (i) 2014 12 31 66 67 68 1 253
14 69 2014 12 31 9 14 15 11 16 38 19 27 10 28 2012 2013 2014 2018 1 1 2016 1 1 2017 1 1 2016 1 1 2016 1 1 2016 7 1 2016 1 1 2016 1 1 2014 7 1 2014 7 1 2016 1 1 254
15 1 2014 12 31 2014 12 312014 12 31 2 2014 12 31 2014 2013 12 31 2013 48.88% 48.30% 46.57% 49.25% 57.03% 56.87% 55.20% 49.16% 2007 1 1 6 3012 31 3 2014 741,109 186,089 120,360 1,047,558 (713,853) (207,223) (141,626) (1,062,702) 778,919 46,628 91,559 917,106 (802,482) (19,482) (60,739) (882,703) 747 (152) 595 4,440 6,012 9,402 19,854 4,506 1,619 (1,479) 4,646 255
15 3 2013 731,627 141,255 71,352 944,234 (540,063) (174,454) (117,234) (831,751) 740,072 57,311 105,430 902,813 (924,064) (11,030) (55,931) (991,025) 200 200 7,772 13,082 3,617 24,471 5,775 3,775 (1,645) 7,905 4 10% 2014 21,421 1,276 274,007 296,704 9,175 501 204,110 213,786 9,889 57 13,321 23,267 12,792 487 79,640 92,919 44,102 1,820 366,968 412,890 256
4 2013 18,759 1,760 166,365 186,884 9,142 322 138,643 148,107 2,471 74 15,389 17,934 15,232 239 61,755 77,226 36,462 2,073 243,509 282,044 5 33,320 31,208 11,151 7,253 9,413 6,950 7,833 4,139 7,555 4,702 4,923 4,470 3,246 2,642 1,370 263 78,811 61,627 6 2014 12 31 2014 2013 257
16 THE BANKER FINANCIAL TIMES FORBES 20141000 2 50029 5003 2000 2 50038 FORTUNE CHINA 5009 2014 2014 2014 2014 2014 258
2014 2014 2014 2014 BRANDZ BRANDZ 2014 4 INTERBRAND 2014 4 21 259
16 260
17 261
17 (75.1%) (65%) (100%) 67%) (51%) 1 (80%) (100%) (100%) (100%) (100%) (100%) (100%) (100%) (100%) (100%) (100%) 1. 2014 12 3127 2. BIC (100%) 262
18 263 255 230001 0551-62874100 0551-62872014 284 100053 010-63603682 010-63603656 123 400010 023-63771855 023-63771835 1 116001 0411-88066666 0411-82804560 142 350003 0591-87838467 0591-87856865 77 730030 0931-4891555 0931-4891862 509 510045 020-83018888 020-83013950 90 530022 0771-5513110 0771-5513012 148 550001 0851-6696000 0851-6696377 8 570125 0898-68587268 0898-68587569 40 050000 0311-87888866 0311-88601001 80 450003 0371-65556677 0371-65556688 67 150001 0451-53619009 0451-53625552 709 430015 027-65775888 027-65775881 2 410005 0731-84419378 0731-84419141 810 130061 0431-88574498 0431-88988748
264 18 188 210002 025-84200545 025-84209316 366 330006 0791-86848200 0791-86848318 176 110002 024-22787600 024-22856915 6 010010 0471-4593018 0471-4593890 31 315010 0574-87313888 0574-87325019 98 750001 0951-4126111 0951-4106165 222 266061 0532-68670056 0532-82670157 59 810000 0971-8261154 0971-8261225 178 250012 0531-82088108 0531-86169108 38 710002 029-87617515 029-87606014 126 030001 0351-4957800 0351-4957871 900 200120 021-58880000 021-58781818 6003 A 518026 0755-23828888 0755-23828111 86 610016 028-86767161 028-86767187 18 215021 0512-62788786 0512-62788783 191 300203 022-23401166 022-23401811
98 361001 21 850008 99 830002 650021 33 310016 5 00853-82911880 00853-82911804 0592-2158668 0891-6838792 0991-2848666 0871-63060858 0571-85313263 340 Queen Street, Brisbane, QLD 4000, Australia 0061-7-30691900 0061-7-31721633 0592-2158862 0891-6836818 0991-2819160 0871-63060333 0571-85313001 1F, Itoh Building, 3-6-14 Minamihonmachi, Chuo-ku, Osaka-shi, Osaka, 541-0054, Japan 0081-6-61209080 0081-6-62439080 West Tower, Otemachi First Square, 5-1, Otemachi 1-chome Chiyoda-ku, Tokyo 100-0004, Japan 0081-3-52935218 0081-3-32145157 181 Bay Street,Suite 3650,Toronto ON Canada,M5J 2T3 001-647-7777700 001-647-7777739 Bockenheimer Landstrasse 51-53, 60325 Frankfurt am Main, Germany 0049-69-9714950 0049-69-97149588,97149577 1105-1106 Sailing Tower, 111A Pasteur Street, District 1, Ho Chi Minh City, Vietnam 0084-8-38295533 0084-8-38275533 265
18 1 Boulevard Royal, L-2449 Luxembourg, Luxembourg 00352-286688 00352-28668801 410 Collins Street, Melbourne VIC 3000, Australia 0061-3-94528500 0061-3-96706608 33rd Floor, 1095 Avenue of the Americas, New York, USA NY 10036 001-646-7812400 001-212-2078288 7th fl., Seoul Finance Center #136, Sejongdaero, Jung-gu, Seoul 100-768, Korea 0082-2-67301718 0082-2-67301701 11047 106 2 A3 00886-2-87292008 00886-2-27235399 Level 31, 88 Phillip Street, Sydney, NSW 2000, Australia 0061-2-80316100 0061-2-92522779 3 28 00852-39186939 00852-39186001 9 Raffles Place, #33-01/02, Republic Plaza, Singapore 048619 0065-65358133 0065-65356533 95 Grayston Drive Morningside SANDTON SOUTH AFRICA 2196 0027-11-5209400 0027-11-5209411 7 16 100033 010-66228888 010-66228889 www.ccbfund.cn 146 100031 010-67594583/76 010-66275808/9 www.ccbleasing.com 266
10888 200122 021-38991666 021-33922185 www.ccb-life.com.cn 45 230001 0551-65295516 0551-62679542 www.ccbtrust.com.cn 198 200023 021-63027929 021-63027929 www.ccbfutures.com 3 12 00852-39118000 00852-25301496 www.ccbintl.com.hk 19 300051 022-58086699 022-58086808 www.sgb.cn Lubyanskiy proyezd, 11/1, building 1, 101000 Moscow Russia 007-495-6759800 007-495-6759810 31th floor, Tower 2, Al Fattan Currency House, DIFC, P.O.Box: 128220, Dubai, UAE 00971-4-5674888 00971-4-5674777 111 Old Broad Street, London, EC2N 1AP, U.K. 0044-20-70386000 0044-20-70386001 1 Boulevard Royal, L-2449 Luxembourg, Luxembourg 00352-286688 00352-28668801 Level 16, Vero Centre, 48 Shortland Street, Auckland 1010, New Zealand 0064-9-3388200 0064-9-3744275 3 28 00852-39186939 00852-39186001 267
18 Banco Industrial e Comercial S.A. Avenida Brigadeiro Faria Lima, 4440, 1-5F, Itaim Bibi São Paulo SP 04538-132 04538-132 55 (11) 21739190 55 (11) 32668951 www.bicbanco.com.br 241200 0553-7853939 0553-7853939 A 404000 023-58690690 023-58690692 5-7 068350 0314-5975005 0314-5975005 473500 0377-60917789 0377-60917111 E 151100 0455-7917001 0455-7917001 413400 0737-8213820 0737-8213820 97 211300 025-57336988 025-57336981 248 226100 0513-81262289 0513-81262292 177 225400 0523-80737889 0523-87091017 268
269 104 213161 0519-86711369 0519-86707719 10-20 21 22 214101 0510-88824910 0510-88824910 1582 315311 0574-63993505 0574-63993506 600 315600 0574-82535268 0574-82535268 42 277500 0632-3598159 0632-3598159 29 264400 0631-8360189 0631-8360189 265400 0535-8063938 0535-8255208 39 262200 0536-2160601 0536-2160621 518 273500 0537-5219639 0537-5219876 717400 0911-6211077 0911-6211077
18 26 201200 021-58385876 021-58385938 33 215500 0512-51910510 0512-51910526 2 102-104 325800 0577-68857896 0577-68857893 15-51 311700 0571-65090006 0571-65092226 56 324100 0570-4037890 0570-4037895 519 323000 0578-2227227 0578-2227228 59-75 323900 0578-6812966 0578-6812910 321200 0579-87679091 0579-87679091 270
271 BIC Banco Industrial e Comercial S.A. 1 1%
2006 2 15 272