JHP FINTECH INC. (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k)
JHP Fintech Inc. [] [] [] : [][] [] : [] [] : [] [ ] [] : [][] 1% 0.0027% 0.005% : [] : [] [] 32 342C [][] [][][][] [][][][][][ ][][] [][][] 1.0% 0.0027%0.005%[][] [][][][] [] [] www.hkexnews.hk www.jianbing.com [] [] [] [] [] [] []S []
(1) [] i
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JHP Fintech Inc.[] [][] [] [] [] [] [] [] [] [].... i... iv... 1... 11.... 23.... 25.... 27... 65 []... 69 iv
[]... 73.... 76.... 79.... 89... 116... 133.... 168... 193.... 199... 205.... 216... 218.... 221.... 253... 255 []... 266 [].... 278... I-1... II-1... III-1.... IV-1.... V-1 v
83.3% 69.4% 90% 52.720.5 (i)(ii)(iii) (iv)(v) 18,003 74.3 88,573 79.5 66,641 85.3 73,173 72.2 4,330 17.9 8,248 7.4 4,107 5.3 4,146 4.1 618 2.5 2,480 2.2 2,170 2.8 5,993 5.9 1,295 5.3 3,877 3.5 2,445 3.1 12,935 12.8 8,290 7.4 2,745 3.5 5,026 5.0 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 1
51 (i) (ii) (iii) 4536 10,000 300,000 236190 46,000146,000209,000 36 39,000 83,000 96,000179,000202,000 182122 50 13.4 2
90 112.8 7.4% 5.0% EDI EDI EDIEDI 3583 28 17.752.4 32.473.2% 24.4% 31.4% 6.212.69.825.4% 5.9% 9.5% (i) (ii) (iii) 3
(iv) (v) 30 74.4% 42.2% 57.9% 26.1% 10.4% 21.1% [] (i) (ii) (iii) (iv) (v)(vi) 4
83.3% 69.4% 108.4137.46.1% 2% 289 11,879 39,291 1,521 7,29336.8% 3.9% 12.8% 18.6% 100% 100% 100% 5
[] [][] []Yun He BVI Jun He BVI[]% [] [] Hongfan LP Hengsheng LP [] 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 (7,486) 30.9 (33,711) 30.2 (23,841) 30.5 (27,241) 26.9 16,760 69.1 77,757 69.8 54,267 69.5 74,032 73.1 7 0.1 112 0.1 52 0.1 930 0.9 (1,590) 6.6 (5,847) 5.2 (4,587) 5.9 (6,104) 6.0 (9,692) 40.0 (29,562) 26.5 (20,002) 25.6 (24,567) 24.3 (110) 0.1 (110) 0.1 (76) 0.1 5,485 22.6 42,350 38.0 29,620 37.9 44,215 43.7 5,485 22.6 42,350 38.0 29,620 37.9 44,215 43.7 5.5 42.4 29.6 49.3% 44.2 (i) (ii) 6
430 4,707 4,275 22,776 105,530 151,393 23,206 110,237 155,668 6,888 13,769 14,985 2,200 9,088 13,769 14,985 24,320 65,992 65,992 (10,202) 30,476 74,691 14,118 96,468 140,683 15.7 10.2 30.574.7 (8,303) 34,641 12,198 33,795 (219) (5,846) (4,010) (22,809) 12,200 38,000 20,000 (12,200) 7
3.3 7.7 10.1 23.6% 38.4% 37.9% 38.9% 43.9% 41.9% 69.1% 69.8% 73.1% 22.6% 38.0% 43.7% [] [] [][] [] [][] [][] [] [] [] [] [] [] [] [] [] [][][]% 8
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China Financial Technology China Financial Technology Holdings Limited 223 622 JHP Fintech Inc.J.H.P Holdings Limited 12
Yun He BVI Jun He BVI EDI [] 13
Hengsheng LP [] [] 14
[] [] [][] [] [] 15
Hongfan LP [] ICP [] [] [] [][] [] 16
Jun He BVI Jun He Investment Holdings Limited [ ] 17
[] 18
[] [] [] [] [][] [] [] S S 19
571 [] [] [] 20
[] [ ] Trendup BVI Trendup Capital Holding Limited VATS ICPEDI 21
Yun He BVI Yun He Investment Holdings Limited Yunhe LP 75% 22
51 51 Android Google Inc. Network Solutions Inc. H5 HTML ios Apple Inc.Apple 23
VATS 24
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51 52.720.5 28
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8.35.0 7.4% 5.0% EDI EDI EDI EDI 32
33
34
35
36
37
100% 12.5% 25% 38
39
5151 51 B. 2. (a) 40
41
Android ios 42
H1N1 H7N9SARS H1N1H7N9 SARS 50% 43
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[] (i) (ii) 45
46
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48
(i) (ii)(iii) [] [] 49
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51
52
37 7537 37 37 53
37 37 37 37 37 [] [] 19 142 54
59 4519 19 16 19 1916 1916 [] [] 55
10% 50% 25% 82 82 82 82 56
25% 10% 10% 20% 7 698 57
7 25% 10% 7 7698 6987 698 58
76987 20% 2%10% [] 59
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[] [][][] [] [] [] [] [] [] [] 61
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3. 3A.19 A 4. 5. 3.28 8.17 3.281 (a) (b) 159 (c) 50 (i) (ii) (iii) 3.29 (iv) 66
3.28 8.17 3.288.17 3.282 3.28 8.17 13.46 3.28 8.17 3.28 8.17 3.282 [] A(i)(ii) (iii) 67
13.46(2) 13.46(2) 13.46(2) 13.46(2) 68
[ ] [] 69
[ ] [] 70
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[ ] 18 1 1301 7 1701 900 8 2 49A 73
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77
[] [] 25 23 12 78
79 480,000 (i) (ii) (iii) 1.2 1.912.9% 3.25.2 13.0% 11.0% 10.8% 0.0 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.0 1.2 3.2 3.7 4.1 4.6 5.2 5.8 6.4 7.2 7.9 8.6 1.3 1.5 1.7 1.9 2.1 2.3 2.6 2.9 3.2 2013 2017 12.9% 13.0% 11.0% 10.8% 2017 2022
108.4137.4 6.1% 342 149 450 25 40 2 IT 80
(1) (1) (2) (i) (ii) 81
60 42.314.8 (i) (ii)(iii) (iv) (1) 1 42.3 14.8 69.4% 2 A 20.1 3.1 14.6% 3 B 17.8 2.4 11.3% 4 C 15.4 1.8 8.6% 5 D 9.6 0.9 4.3% 0.2 21.3 (1) 82
450 40.5 77.8% 71.7% 8.9 83
32.6%23.9 21.8% 25.0 20.0 15.0 10.0 5.0 0.0 4.3 3.5 2.9 1.2 1.2 1.0 1.8 2.3 3.1 32.6% 21.8% 34.0% 31.8% 23.4% 20.8% 20.6 17.1 7.8 14.1 6.3 11.3 5.1 8.9 4.1 5.3 1.3 4.1 3.4 5.6 7.2 9.0 10.8 12.8 23.9 9.6 14.3 5.6 62.5% 2 GDP 67.8%38.8% 950480 64.515.4% 3.927.0% 6.1%3.8% 84
(i) (ii)(iii) 28911,879 75.0% 11,87939,291 4,500.0 4,000.0 3,500.0 153.3% 27.0% 3,327.9 3,929.1 3,000.0 2,500.0 2,000.0 1,500.0 1,000.0 764.2 1,187.9 1,593.7 2,078.5 2,687.7 500.0 0.0 28.9 81.1 308.4 85
(OCFM) OCFM OCFM OCFM s (OCFM) OCFM 86
OCFM 1,521 OCFM 7,293 36.8% OCFM OCFM 800.0 700.0 600.0 241.7% 36.8% 597.2 729.3 500.0 400.0 300.0 200.0 100.0 0.0 1.1 4.0 20.7 76.7 152.1 245.8 341.7 464.1 3.9% 5.0% 6.7% 10.0% 12.8% 15.4% 16.4% 17.3% 17.9% 18.6% BATJOTA 3.9%12.8% 18.6% OCFMBATJ OCFM BATJ 87
OCFM BATJ OCFM 88
EDI 89
ICP ICPICP 90 (1) (2) (3) (4)(60) 90
(i) (ii) (iii)(iv) (v) (1) (2) (3)(4) (5) 91
IP 92
93
(1) (2) (3) (4)(5) (6) (7) (8) (9)(10) (11) 94
P2P 95
P2PP2P P2P P2P P2P P2P 96
(i)(ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x) (xi) (xii)(xiii) 97
200,000 1,000,000 1,000,000 5,000,000 (i) (ii) 12 30,000 98
(i) (ii) (iii) 48 99
P2P P2P P2P57 P2PP2P57 57 57P2P P2P [2017]141 P2P [2017]141 141 141P2P (i) (ii) (iii) P2P(iv) 141 100
101
24% 24% 36% 36% 36% (i) 24% (ii) 102
103
22 104
2018 2018 50% 105
59 59 59 59 106
19 16 19 19 19 100% 19 16 1916 3 3 (i) (ii) 3 107
10% 50% 37 37 3775 37(1) (2) 37 108
13 1313 10% 25% 10%5% 81 (i) 109
(ii)12 81 60 60 81 5%8160 110
25% 10% <> < > 111
25% 6% 112
50 113
114
115
51 51 400 100 20 116
300 50 51 117
5 10% 10% 80% 5% Yuanzhoulv LP Yunhe LP 6.0% 9.2% Pengtian LP 80% 51.9% Pengtian LP [] [] [] 118
2 [] [] Hengsheng LP Hongfan LP 352,941 15%3.5 Hengsheng LP Hongfan LP 108,598 3.5% 2.82 1.9% 60,000 20%32 2%Hongfan LP 3.2 20% 119
267,559 8%40 [] [] (1) Hongfan LP Hengsheng LP Hongfan LP 282,353 21,720 60,000 615,385 61,539 267,559 Hengsheng LP Hongfan LP 70,588 86,878 0.076 0.198 0.008 0.396 0.396 1.139 (2) 3.5 2.82 60,000 32 3.2 40 [] [] [] [] [] [] [] [] [] [] [] 120
1. [] 2. [] 11.1386 [] [] [] [] [] [] [] [] Hongfan LP Hongfan LP Hongfan LP Hong Fan Technology Co., Ltd. 64,400,000 Hengsheng LP Tibet Hengsheng Tibet Hengsheng96.7% 3.3% WHT Holdings International Limited 13,350,000TWR Holdings International Limited450,000 121
98% 2% Trendup BVI 120,344,000Wu Zhi Holding Limited 2,456,000 Xin Yu Qin Holding Limited 8,950,000 [](i) HKEx-GL29-12 (ii) HKEx-GL43-12(iii) HKEx-GL44-12 122
Hongfan LP (1) Yunhe LP (2) Yuanzhoulv Pengtian LP LP (4) Hengsheng LP (5) (3) (6) (7) 12.9% 9.0% 9.2% 6.0% 24.9% 9.0% 2.8% 24.6% 1.8% 100% 100% (8) 75% (9) 123
(1) Hongfan LP 11 1.6% 22.5% (2) Yunhe LP Yunhe LP 50%Yunhe LP (3) Yuanzhoulv LP Yuanzhoulv LP50% 31.5% 18.5% Yuanzhoulv LP (4) Pengtian LP Pengtian LP40% 40% 20% (5) Hengsheng LP Hengsheng LP3.3% 96.7% (6) 98% 2% (7) (8) [] (9) 75% (10) [] 1. 100,000 1,000,000,000 0.0001 500,000,000 Yun He BVI 132,580,000 26.52% JunHe BVI 127,060,500 25.41% 124
SJY Investment Holdings Limited 24,890,000 4.98% 51 Jian Dan Investment Holdings Limited 5,519,500 1.10% WHT Holdings International Limited 13,350,000 2.67% TWR Holdings International Limited 450,000 0.09% Wu Zhi Holding Limited 2,456,000 0.49% Trendup BVI 120,344,000 24.07% Xin Yu Qin Holding Limited 8,950,000 1.79% Hong Fan Technology Co., Ltd 64,400,000 12.88% 500,000,000 100.00% 2. China Financial Technology China Financial Technology 1. Insotime Financial Group Holdings Limited75% 75% 75% 125
2. [] 3. 2,000,000 4. 126
Yun He BVI (1) Jun He BVI (2) SJY Invesment Holdings Limited (3) 51 Jian Dan Investment Holdings Limited (4) 26.52% 25.41% 4.98% 1.10% 100% WHT Holdings International Limited (5) TWR Holdings International Limited (6) 2.67% 0.09% 100% China Financial Technology 100% 100% 100% 100% Wu Zhi Holding Limited (7) 0.49% Trendup BVI (8) 24.07% Xin Yu Qin Holding Limited (9) 1.79% Hong Fan Technology Co., Ltd. (10) 12.88% 127
(1) Yun He BVI100%Yun He BVI (2) Jun He BVI 100% Jun He BVI (3) SJY Investment Holdings Limited 100% SJY Investment Holdings Limited (4) 51 Jian Dan Investment Holdings Limited 100% (5) WHT Holdings International Limited 100% []Hengsheng LP96.7% (6) TWR Holdings International Limited 100% Hengsheng LP[]Hengsheng LP3.3% (7) Wu Zhi Holding Limited 100%[ ] 2% (8) Trendup BVI 100%[] 98%Trendup BVI (9) Xin Yu Qin Holding Limited 100% [] (10) Hong Fan Technology Co., Ltd. Hongfan LP100% Hongfan LP[] Hong Fan Technology Co., Ltd. Hongfan LP 128
[ ] [ ] [ ] (i) WHT Holdings International Limited (ii) TWR Holdings International Limited (iii) Wu Zhi Holding Limited (iv) Xin Yu Qin Holding Limited [] [][ ]%[] [] [] [] [] []100,000[] [] [] []%[][][][] [][] [] [][] 129
[] [] [][] Yun He BVI (1) Jun He BVI (2) SJY Invesment Holdings Limited (3) 51 Jian Dan Investment Holdings Limited (4) WHT Holdings International Limited (5) TWR Holdings International Limited (6) Wu Zhi Holding Limited (7) []% []% []% []% []% []% []% 100% China Financial Technology 100% 100% 100% 100% 100% Trendup BVI (8) []% Xin Yu Qin Holding Limited (9) Hong Fan Technology Co., Ltd. (10) []% []% []% 130
(i) (ii) (iii) (iv) [ ](i) (ii) [] 131
37 37 75 (i) (ii) 37 13 3775 132
45090% 30 52.720.5 (i)(ii)(iii) (iv)(v) H5 51 51 51 H5 133
24.2 111.5 78.1101.3 5.542.444.2 18,003 74.3 88,573 79.5 66,641 85.3 73,173 72.2 4,330 17.9 8,248 7.4 4,107 5.3 4,146 4.1 618 2.5 2,480 2.2 2,170 2.8 5,993 5.9 1,295 5.3 3,877 3.5 2,445 3.1 12,935 12.8 8,290 7.4 2,745 3.5 5,026 5.0 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 83.3% 69.4% 52.7 134
52.720.5 2540 35% 40% 90 209,000 22 135
140 3668 26,000 39,000 83,000 136
90% 30 5,000 12 ISO27001 137
48.0% 30 51 138
11 139
140
141 20.3 42.3 52.7 5.314.820.530 137.45.2 15%
25 40 142
(i)(ii) (iii) 51 (i) (ii) (iii) 450 143
450 90% 30 20.5 144
51 145
45 36 10,000 300,000 236190 46,000146,000209,000 39,000 24,000 22,00017.817.416.0 51 146
51 1 51 2 3 4 1 2 147
3 4 51 148
51 36 39,000 83,000 22,00049,00055,000 96,000179,000202,000 182122 51 149
1 2 3 4 51 150
50 13.4 90 1.33.9 12.9 151
312 6% 13% 100 112.8 152
7.4% [5.0]% VATS ICP EDI (i)(ii) (iii)(iv) (v) EDI (i)(ii) (iii) (iv) (v) EDI 153
EDI(i) (ii) EDI(iii) VATS (iv) EDI (v) (vi) EDI EDI IT 14 154
5,000 12 5,000 155
84 H5 ios Android H5 156
7.822.016.2 157
30 B. 2. 15[]30 158
3583 28 11,968 49.4 20,446 18.3 16,562 21.2 7,300 7.2 6,791 28.0 63,617 57.1 44,575 57.1 62,270 61.5 5,439 22.4 18,628 16.7 13,865 17.7 17,260 17.0 (1) 48 0.2 8,777 7.9 3,106 4.0 14,443 14.3 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 (1) 17.752.432.4 73.2% 24.4% 31.4%6.2 12.69.825.4% 5.9% 9.5% 159
(%) 1. A 9.5 2. B 7.0 3. C 5.1 4. D 5.1 5. E 4.7 1. B 5.9 2. F 5.7 3. G 4.7 4. H 4.6 5. I 3.5 1. G 25.4 160
(%) 2. I 17.5 3. H 15.5 4. J 8.2 5. K 6.6 5.0% (i) (ii) (iii) (iv) (v) 161
(i) (ii)(iii)(iv) 21.3 33.2 39.7 30 [3.8][12.4][13.7] [74.4]% [42.2]% [57.9]% 162
[1.3][3.1][5.0] [26.1]% [10.4]% [21.1]% (%) 1. A 21.1 2. B 13.9 3. C 10.7 4. D 6.6 5. E 5.6 1. A 10.4 2. D 9.1 3. F 8.3 4. G 8.3 5. H 6.2 1. F 26.1 2. I 20.4 163
(%) 3. J 11.0 4. K 10.8 5. L 6.1 5.0% 60 83.3% 69.4% 2% 164
175 %... 84 48.0%.... 30 17.1%... 17 9.7%.... 15 8.6%... 29 16.6%... 175 100.0% 165
B 6 [ ] 2,224.0 1,000 10,000 4,000 40,000 15% 3 34(2)342(1) (b) 166
EDI EDI ICP ICP 167
ICP ICP - ICP (i) (ii) (iii) 168
2018 50% 50% (i) (i) (ii) ICP 169
ICP ICP ICP (ii) ICP ICP ICP ICP 170
50% (i) (ii) (i) (ii) 171
(iii) (iv) 172
100% 100% 100% (1) (2) -- (3) ---(1) (2) (3) (4) 173
174
(a) (b) (c) (i) (ii) (i) 175
(ii) (iii) 1 (iv) 1,000,000 (v) (vi) (vii) (viii) (ix) (x) 176
(xi) (xii) (xiii) (xiv) (xv) (i) (ii) (iii) (iv) 177
(v) (vi) (a) (b) (c) 178
(i) (ii) (iii) (i) (ii) (iii) (iv) (v) 179
(i)(ii) (iii) (i) (ii) 180
(i) 1(ii) 1,000,000 (iii) (vi) (v) 181
(i) (ii) (iii) 182
(iv) (a) (b) (c) (v) (a) (b) 183
(i) (ii) VATS 52 (i) (ii) 52 (i)(ii) (iii) (iv) (v) 52(iv)(a) (b) 4 184
[] 52 185
(i) 50% (ii) 50% (a) 50% (b) 50% (c) (iii) 19 186
(i) (ii) (iii) 187
144 145147 148 100,000110% 50,000500,000 5% 188
(i) [] [][]% [] 50% (ii) 189
[][] XIVA i (ii) 190
10 2.1 191
(i) (ii) (iii) (iv) 192
[] [][] Yun He BVI Jun He BVI[]%Yun He BVI Jun He BVI [][] 30% [ ] 193
(i) (ii) (iii) 194
(iv) (v) (vi) 195
(i) (ii)(iii) (i) (i)(ii) (i) (ii) 196
(ii) (a) 10 (b) (i) (ii)30 197
198
A (i) (ii) (iii) A A 199
Yunhe LP Yunhe LP Yunhe LP 50% A Yunhe LP Yuanzhoulv LP Yuanzhoulv LP [Yuanzhoulv] LP 50% 31.54%A Yuanzhoulv LP Pengtian LP Pengtian LP Pengtian LP 40% A Pengtian LP 98% A 51.9% A 200
A A 14A.3514A.46 14A.3614A.53 14A.52 (i) 14A.105A (ii) 14A.53 (iii) 14A.52 (a) (b) (d) A (e) (c) (i) 201
(ii) (iii) (d) A (e) (i) (ii) 202
(iii) (d) A A (i)14a.105 A (ii) 14A.53 (iii) 14A.52 203
A (i) (ii) (iii) 204
34 37 32 [37] 205
[38] [ ] [ ] 39 [ ] [ ] 39 [ ] [ ] 38 34 10 206
37 10 32 207
300113 37 [] 98%[] [] [] 38 15 Racing Capital Management (HK) Limited Racing Capital Management (HK) Limited 4 9 NASDAQ HLG(Hailiang Education Group Inc.) 208
PricewaterhouseCoopers Australia and ChinaWealthcharm Investments Limited China Shengda Packaging Group Inc. Macquarie University CFA 39 39 209
13.51(2) XV 13.51(2)(a) (v) A 41(3) 38 Hailiang Education Group Inc.NASADQ: HLG 210
30 () Keda Group Co., Ltd. SHA: 600986 44 15 3.21 3.10(2) 3.21 211
3.25 B1 A5 C2 212
8.12 [ 3.288.17[ 3A.19 13.46 3A.23 (a) 213
(b) (c) (d) 13.10 0.61.61.7 0.41.21.3 1.6 214
215
[] [][] XV2 3 10% [] [] (2) (1) (1) (3) 132,580,000 26.5% [] []% Yun He BVI (3) 132,580,000 26.5% [] []% (4) 127,060,500 25.4% [] []% Jun He BVI (4) 127,060,500 25.4% [] []% (5) 120,344,000 24.1% [] []% Trendup BVI (5) 120,344,000 24.1% [] []% Zhou Fengcheng (6) 64,400,000 12.9% [] []% (6) 64,400,000 12.9% [] []% Hongfan LP (6) 64,400,000 12.9% [] []% Hong Fan Technology Co., Ltd (6) 64,400,000 12.9% [] []% (1) (2) [] [] [][] 216
(3) Yun He BVIYun He BVI[] [] (4) Jun He BVIJun He BVI[] [] (5) Trendup BVITrendup BVI[] [] (6) Hong Fan Technology Co., Ltd Hongfan LPHongfan LP Zhou Fengcheng80% Hongfan LPZhou FengchengHong Fan Technology Co., Ltd[][] [] XV2 3 10% 217
[] [] [] [] 500,000,000 50,000 62.5% [] [] [] [] [] [] [] [] [] [] [] [][][] [] 218
[] (i) [] []20% [] (ii) (i) (ii) (iii) A. 3. [ ] [][] [] A. 6. 219
(i) (ii) (iii) A. 3. (i) (ii) (iii)(iv) (v) 2.-(a) -(iii) 2. (a) (ii) 220
52.720.5 (i)(ii)(iii) (iv) (v) 221
20.342.3 52.720.5 51 222
(i)(ii) (iii) 2.43 223
(i) (ii) 2.4 2.4 224
9 939 399 2.2 2.4 9 9 (i) (ii) 225
(i) (ii) 226
24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 (7,486) 30.9 (33,711) 30.2 (23,841) 30.5 (27,241) 26.9 16,760 69.1 77,757 69.8 54,267 69.5 74,032 73.1 7 0.1 112 0.1 52 0.1 930 0.9 (1,590) 6.6 (5,847) 5.2 (4,587) 5.9 (6,104) 6.0 (9,692) 40.0 (29,562) 26.5 (20,002) 25.6 (24,567) 24.2 (110) 0.1 (110) 0.1 (76) 0.1 5,485 22.6 42,350 38.0 29,620 37.9 44,215 43.7 5,485 22.6 42,350 38.0 29,620 37.9 44,215 43.7 227
(i) (ii)(iii) (iv) (v) 74.3% 79.5% 72.2% 18,003 74.3 88,573 79.5 66,641 85.3 73,173 72.2 4,330 17.9 8,248 7.4 4,107 5.3 4,146 4.1 618 2.5 2,480 2.2 2,170 2.8 5,993 5.9 1,295 5.3 3,877 3.5 2,445 3.1 12,935 12.8 8,290 7.4 2,745 3.5 5,026 5.0 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 228
49.4% 57.1% 61.5% 11,968 49.4 20,446 18.3 16,562 21.2 7,300 7.2 6,791 28.0 63,617 57.1 44,575 57.1 62,270 61.5 5,439 22.4 18,628 16.7 13,865 17.7 17,260 17.0 (1) 48 0.2 8,777 7.9 3,106 4.0 14,443 14.3 24,246 100.0 111,468 100.0 78,108 100.0 101,273 100.0 (1) 229
(i) (ii)(iii)(iv) 5,676 75.8 23,931 71.0 19,016 79.8 19,948 73.2 4,904 14.5 1,125 4.6 2,973 10.9 1,479 19.8 3,265 9.7 2,617 11.0 2,257 8.3 501 1.5 311 1.3 1,078 4.0 55 0.7 521 1.5 322 1.4 774 2.8 212 2.8 223 0.7 159 0.7 125 0.5 50 0.7 319 0.9 270 1.1 38 0.1 14 0.2 47 0.2 21 0.1 48 0.2 7,486 100.0 33,711 100.0 23,841 100.0 27,241 100.0 5% 10% -10% -5% +5% +10% (568) (284) 284 568 568 284 (284) (568) 10% 5% -5% -10% 230
-10% -5% +5% +10% (2,393) (1,196) 1,196 2,393 2,393 1,196 (1,196) (2,393) 6% 3% -3% -6% (1,995) (997) 997 1,995 1,995 997 (997) (1,995) 4% 2% -2% -4% (i) (ii)(iii) (iv) (v) (vi)(vii) (viii) 1,248 4,146 3,413 4,266 222 389 275 415 41 268 242 334 178 308 28 308 194 256 228 51 558 463 127 170 1,590 5,847 4,587 6,104 231
(1) 7,751 21,963 16,704 16,226 1,131 4,138 2,200 4,736 318 174 1,850 [] 577 26 157 77 291 40 319 205 264 219 372 206 247 99 257 191 113 188 185 103 93 11 1,578 238 275 142 159 9,692 29,562 20,002 24,567 (1) 232
25% 100% 78.1 29.7% 101.3(i) 2.4 10.512.9 (ii) 66.66.59.8% 73.2(iii) 2.2 3.86.0 (iv) 2.72.2 5.0 233
23.8 14.3% 27.2 (i) 1.8(ii) 0.9 (iii) 0.8 54.3 36.4% 74.0 69.5%73.1% 4.6 33.1% 6.1 0.9 20.0 22.8% 24.6 234
29.6 49.3% 44.2 37.9%43.7% 24.2 87.3 111.5 (i) 18.070.6 88.6 (ii) 8.3 8.3 (iii) 4.33.990.5% 8.2 7.5 26.2 33.7 (i) 18.3 (ii) 4.9 16.8 61.0 77.8 235
69.8% 69.1% 1.6 4.2 5.8 2.9 9.7 19.9 29.6 (i) 14.2(ii) 3.0 (iii) 1.6 5.536.9 42.4 38.0% 22.6% [] [] 236
(8,303) 34,641 12,198 33,795 (219) (5,846) (4,010) (22,809) 12,200 38,000 20,000 (12,200) 3,678 66,795 28,188 (1,214) 930 4,608 4,608 71,403 4,608 71,403 32,796 70,189 (i) (ii) 33.8 44.2 3.2 (i)12.3(ii) 2.1 237
34.6 42.4 6.7 (i) (ii) (i) 11.6(ii) 3.2 (iii)2.2 8.3 5.5(i) 13.9(ii) 2.5 2.2 22.8 Zhejiang Zhongma Technology Co. Ltd. 24.7 5.8 (i)4.2 (ii) 1.5 0.2 12.2 (i) 10.0 (ii)2.2 238
38.0 37.0 12.2 (i)7.0(ii) 3.0 (iii)2.2 14,045 24,408 36,691 31,694 4,123 7,505 43,165 54,473 2,214 1,348 1,348 4,608 71,403 70,189 74,852 22,776 105,530 151,393 162,367 238 807 650 1,019 6,573 12,477 13,502 7,179 77 485 833 1,303 6,888 13,769 14,985 9,501 15,888 91,761 136,408 152,866 152.9 136.4 239
[] 14,045 25,680 37,963 (1,272) (1,272) 14,045 24,408 36,691 14.0 25.7 38.0 240
14,025 23,888 23,533 20 455 5,448 65 6,846 864 14,045 24,408 36,691 (1) 105.1 62.1 81.4 (1) 105.1 62.1 81.4 241
38.0 16.545% 1.3 9 3.35% 37,963 1,272 24,700 1,000 10,000 2,945 1,523 5,724 4,202 2,161 313 178 573 573 1,500 13 (306) (306) 4,123 7,505 43,165 242
7.543.2 (i) Zhejiang Zhongma Technology Co. Ltd.24.7(ii) 10.0 (iii) 4.2 238 807 650 2,573 4,785 5,403 4,688 927 1,414 1,767 2,214 1,348 2,200 3,000 73 1,864 296 6,573 12,477 13,502 2,200 243
30 6.8 13.3 (i) 2.2(ii) 2.2 (iii) 2.2 13.3 14.2 4.7 238 807 650 244
(1) 6.2 5.6 7.2 (1) 6.25.6 7.2 0.7 0.7100% 245
0.34.13.7 149 4,159 3,887 208 76 261 171 18 225 4,420 4,058 226 2,195 9,661 3,870 15,726 246
10.0 24 (6) (1) 3.3 7.7 10.1 (2) 23.6% 38.4% 37.9% (3) 38.9% 43.9% 41.9% (4) 69.1% 69.8% 73.1% (5) 22.6% 38.0% 43.7% (1) (2) 247
(3) (4) (5) (6) 3.3 7.7 10.1 23.6% 38.4% 37.9% 38.9% 43.9% 41.9% 248
32% 74% 27 10% 50% 249
[] [] [][] [] [][] [][] [] [] [] [] [] [][] 250
4.29 7 [] [] [] (1) [] (2) (3) (4) [][] [] 140,378 [] [] [] [] [][] [] 140,378 [] [] [] [] 1. 140.70.3 2. [][][ ] 3. [] [] 4. 0.87621.00 251
13.1313.19 252
[] [][] [] [] [][][][][] [] [][] [] [][ ][][] [] [] [] [][ ][][] []%[][] []%[][] (i) (ii) (iii) 253
[]%[][] []%[][] []%[][] [] [] [] 254
[] [] [] 255
[] 256
[] 257
[] 258
[] 10.08 (i)[][] (ii)[] (iii)10.08 [] 259
[] 260
[] 261
[] 262
[] [] [][][ ]%[] 600,000 [] [][] []%[][][] [][][][] [] [] 263
[] 264
[] [] 3A.07 [] [] [] 265
[ ] [] 266
[ ] [] 267
[ ] [] 268
[ ] [] 269
[ ] [] 270
[ ] [] 271
[ ] [] 272
[ ] [] 273
[ ] [] 274
[ ] [] 275
[ ] [] 276
[ ] [] 277
[ ] [] 278
[ ] [] 279
[ ] [] 280
[ ] [] 281
[ ] [] 282
[ ] [] 283
[ ] [] 284
[ ] [] 285
[ ] [] 286
[ ] [] 287
[ ] [] 288
[ ] [] 289
[ ] [] 290
[ ] [] 291
[ ] [] 292
[ ] [] 293
[ ] [] 294
[ ] [] 295
[ ] [] 296
[ ] [] 297
[ ] [] 298
[ ] [] 299
I-4 I-44JHP Fintech Inc. I-4 I-44 [] [] 2.1 2.2 200 2.1 2.2 I-1
2.1 2.2 2.1 2.2 2410 2.1 2.2 I-2
[] I-4 JHP Fintech Inc. I-3
I. I-4
(A) 5 24,246 111,468 78,108 101,273 (7,486) (33,711) (23,841) (27,241) 16,760 77,757 54,267 74,032 5 7 112 52 930 (1,590) (5,847) (4,587) (6,104) (9,692) (29,562) (20,002) (24,567) (110) (110) (76) 6 5,485 42,350 29,620 44,215 9 5,485 42,350 29,620 44,215 5,485 42,350 29,620 44,215 10 10 I-5
(B) 11 345 4,137 3,719 12 85 320 306 13 250 250 430 4,707 4,275 14 14,045 24,408 36,691 15 4,123 7,505 43,165 17 2,214 1,348 17 4,608 71,403 70,189 22,776 105,530 151,393 23,206 110,237 155,668 18 238 807 650 19 6,573 12,477 13,502 77 485 833 6,888 13,769 14,985 19 2,200 2,200 9,088 13,769 14,985 15,888 91,761 136,408 16,318 96,468 140,683 14,118 96,468 140,683 20 21 24,320 65,992 65,992 (10,202) 30,476 74,691 14,118 96,468 140,683 I-6
(C) 20 21 21 24,320 (15,687) 8,633 5,485 5,485 24,320 (10,202) 14,118 42,350 42,350 40,000 40,000 1,672 (1,672) 64,320 1,672 30,476 96,468 24,320 (10,202) 14,118 29,620 29,620 40,000 40,000 64,320 19,418 83,738 64,320 1,672 30,476 96,468 44,215 44,215 64,320 1,672 74,691 140,683 I-7
(D) 5,485 42,350 29,620 44,215 11 74 367 144 626 12 4 26 18 32 1,578 (13,934) (11,635) (8,809) (12,283) (2,481) (3,188) (24,003) (2,147) (2,214) (1,036) 866 238 569 2,960 (157) (250) (250) 77 408 314 348 2,241 6,704 13,288 3,225 (7) (74) (48) (930) (8,303) 34,641 12,198 33,795 (149) (4,159) (3,887) (208) 12 (77) (261) (171) (18) 24 1,500 24 (1,500) 24 57 (34,700) 10,000 139 7 74 48 421 (219) (5,846) (4,010) (22,809) I-8
24 2,200 24 (2,200) 24 (2,100) (10,000) (10,000) (10,000) 24 9,100 11,000 1,000 24 3,000 37,000 29,000 12,200 38,000 20,000 (12,200) 3,678 66,795 28,188 (1,214) 930 4,608 4,608 71,403 4,608 71,403 32,796 70,189 I-9
II 1. 1.1 Osiris International Cayman LimitedSuite #4-210, Governors Square, 23 Lime Tree Bay Avenue, PO Box 32311, Grand Cayman KY1-1209, Cayman Islands [] China Financial Technology Holdings Limited China Financial (a) 50,000 100 (a) 10,000 100 (a) 2,000,000 100 (b) 3,344,483 100 I-10
10,000,000 100 1,500,000 100 (a)/(c) 200,000,000 75 (a)/(d) 2,000,000 100 (a) (b) (c) 75% 0 (d) 2,000,000 2.1 [ ] I-11
2.2 9 9 9 3939 1515 15 15 9 39 39 9 39 9 17 71,403 71,403 17 14 2,214 2,214 24,408 24,408 15 5,982 5,982 18 807 807 19 6,278 6,278 I-12
9 39 9 2.4 9 2.3 16 1 17 2 1 23 9 1 10 28 3 19 1 28 1 1 2 3 311 12 23 1 1617 415 27 40 I-13
16 17 17 16 17 16 16 23 1,389 17,19315,726 16 23 12 12 (i)(ii) (iii) (iv) 2.4 (a) (b) (c) I-14
I-15
I-16 (a) (i) (ii) (iii) (b) (i) (ii) (iii) (iv) (v) (vi) (a) (vii) (a)(i) (viii)
12%-32% 39 I-17
399 (a) (b) 39 I-18
399 9 I-19
15 9 1212 I-20
9 9 9 12 I-21
(a) (b) (c) I-22
1) 2 1) 2 I-23
I-24
3. I-25
2.1 9 9 14 15 I-26
4. 14,164 10% 5. 18,003 88,573 66,641 73,173 4,330 8,248 4,107 4,146 618 2,480 2,170 5,993 1,295 3,877 2,445 12,935 8,290 2,745 5,026 24,246 111,468 78,108 101,273 7 74 48 930 7 74 48 930 38 4 38 4 I-27
6. 5,676 23,931 19,016 19,948 2,998 7,066 5,955 5,779 74 367 144 626 4 26 18 32 7,843 24,099 17,243 22,730 6,197 18,969 13,722 18,599 1,096 3,016 2,073 2,698 550 2,114 1,448 1,433 1,243 1,966 1,261 1,617 1,578 7. 317 792 490 912 * 53 342 257 257 36 107 71 102 406 1,241 818 1,271 * I-28
95 23 12 130 94 20 12 126 128 10 12 150 317 53 36 406 233 90 36 359 233 90 36 359 326 162 35 523 792 342 107 1,241 142 68 24 234 142 68 24 234 206 121 23 350 490 257 71 818 I-29
274 68 34 376 274 68 34 376 364 121 34 519 912 257 102 1,271 8. 33337 272 555 423 629 9 123 93 68 15 74 51 65 296 752 567 762 1,000,000 2 2 2 2 I-30
9. 25% 5,485 42,350 29,620 44,215 (25%) 1,371 10,588 7,405 11,054 31 1,015 269 1,298 (303) (1,737) (1,303) (1,751) (1,111) (2,557) (2,557) 12 1,045 285 444 (8,354) (4,099) (11,045) 10% 10% 3,2157,636 10,228 10. I-31
11. 301 301 (31) (31) 270 270 270 270 149 149 (74) (74) 345 345 345 345 3,108 1,051 4,159 (137) (230) (367) 2,971 1,166 4,137 345 345 3,074 813 3,887 (144) (144) 3,074 1,014 4,088 2,971 1,166 4,137 208 208 (307) (319) (626) 2,664 1,055 3,719 I-32
12. 89 (4) 85 13 76 (4) 85 85 261 (26) 320 85 171 (18) 238 320 18 (32) 306 I-33
13. 250 250 14. 14,045 25,680 37,963 (1,272) (1,272) 14,045 24,408 36,691 1 3 1 14,025 23,888 23,533 13 20 455 5,448 36 65 6,846 69 864 14,045 24,408 36,691 I-34
1,272 1,272 1,272 1,272 9 1 3.35% 37,963 1,272 15. (i) 24,700 (ii) 1,000 10,000 2,945 1,523 5,724 (iii) 4,202 2,161 313 178 573 573 (iv) 1,500 13 (306) (306) 4,123 7,505 43,165 (i) 1)5,0008% 2)5,0008% 3)5,0008% 4)9,7006% I-35
(ii) (iii) 16 (iv) 1,5006% 9 12 1 0.81% 37,747 306 16. 383(1)(d) 3 1,000 10,000 10,000 10,000 10,000 I-36
17. (i) 2,214 1,348 2,214 1,348 (ii) 4,608 71,403 60,189 (ii) 10,000 4,608 71,403 70,189 (i) (ii) 60,189 71,4034,608 13 18. 1 238 807 650 I-37
19. 2,573 4,785 5,403 4,688 2,214 1,348 927 1,414 1,767 (i) 3,000 (ii) 2,200 73 1,864 296 6,573 12,477 13,502 (ii) 2,200 2,200 (i) (ii) 3,000 22 2,200 20. I-38
100,0001,000,000,0000.0001 21. (a) (b) 10%50% 25% 22 (a) (b) 2,200 3,000 2,200 3,000 2,200 3,000 (a) (3,000) 2,200 2,200 3,000 (3,000) 2,200 2,200 (2,200) I-39
23. 1,389 1,993 2,195 9,383 9,661 5,817 3,870 1,389 17,193 15,726 24. (a) (i) 3,000 (ii) 2,200 (ii) 2,200 (iii) 2,100 10,000 10,000 10,000 (iii) 9,100 11,000 1,000 (iv) 1,500 (iv) 1,500 (iv) 57 (i) I-40
(ii) (iii) (iv) 6% (b) 1,000 10,000 1,500 1,000 1,500 10,000 3,000 2,200 2,200 (c) 7 25. 26. 2,214 1,348 4,608 71,403 70,189 14,045 24,408 36,691 1,178 5,982 37,441 19,831 104,007 145,669 I-41
238 807 650 5,273 6,278 6,332 5,511 7,085 6,982 27. 32% 74% 14 I-42
1 1 2 238 238 3,073 3,073 2,200 2,200 3,311 2,200 5,511 1 1 2 807 807 6,278 6,278 7,085 7,085 1 1 2 650 650 6,332 6,332 6,982 6,982 I-43
9,088 13,769 14,985 14,118 96,468 140,683 64.37% 14.27% 10.65% 28. 29. I-44
A. 4.29 7 [] [] [] (1) [] (2) (3) (4) [] [] 140,378 [] [] [] [] [] [] 140,378 [] [] [] [] II-1
1. 140,683,780306,036 2. [] [][][] [] 3. [] [] 4. 0.87621.00 II-2
B. [] II-3
[] II-4
[] II-5
1. (a) 27(2) (b) 2. (a) (i) (ii) III-1
(iii) (i) (ii) (iii) (iv) (v) (iv) III-2
40 (30) (v) III-3
(vi) (vii) (20%) (14) (20%) III-4
(b) (i) (aa) (bb) (cc) (6) (dd) III-5
(ee) (ff) (ii) (a) (b) III-6
(iii) (iv) (v) III-7
(i) (ii) (vi) (vii) 622 III-8
(viii) (aa) III-9
(bb) (cc) (dd) (ee) (c) (d) III-10
(e) (i) (15) (ii) III-11
(iii) (15) (18) 21 (iv) (21)(20) (14)(10) III-12
(aa) (bb) (cc) (dd) (ee) (v) III-13
(vi) (f) (21) III-14
(g) (i) (ii) (a) (b) III-15
(h) (2) 2.50 1.00 III-16
(i) 3(f) (j) (i) (ii) (k) III-17
3. (a) (b) (a)(b) (c)37(d) (e) III-18
(c) (d) III-19
(e) (f) (a) (b) (c) (a)(b) (c) (d) III-20
(g) (h) (i) (ii)(iii) (i) (j) (1) (2) III-21
(k) (l) (m) (n) III-22
(o) (60) (p) 25% (q) (a) (b)(c) III-23
21 (r) (75%) (s) (4) (90%)(4) (2) (1) III-24
(t) 4. Conyers Dill & Pearman III-25
A. 1. J.H.P. Holdings LimitedJHP Fintech Inc. Suite #4-210, Governors Square, 23 Lime Tree Bay Avenue, PO Box 32311, Grand Cayman KY1-1209, Cayman Islands 248 40 16 2. 100,000 1,000,000,000 0.0001 500,000,000 82,800,000Yun He BVI 77,268,500Jun He BVI 62,225,000 SJY Investment Holdings Limited 62,225,000JHP Investment Holdings Limited 5,531,50051 Jian Dan Investment Holdings Limited 2,456,000 Wu Zhi Holding Limited 120,344,000Trendup BVI 8,950,000 Xin Yu Qin Holding Limited 64,400,000Hong Fan Technology Co., Ltd. [ ] [][][] [][ ][] [][] [] [] [] [] [ ] [] [] IV-1
3. (a) (i)[] [] (ii) [] (i) [] [] [] (ii) (iii) [][] (iv) (v) [][][] (vi) [][] [] [][] [] IV-2
(b) (i) []20%[ ] (ii) (a) (b) (c) (d) (1) (2) (3) IV-3
(c) [ ] []10% [ ] (i) (ii) (iii) (d) (c) (d) (c) [] [][ ][] 4. 5. IV-4
(a) 3,076,924 3,344,483 6. (a) (i) [] [] [][] IV-5
(ii) (iii) 10% 30 5% (iv) (i) (ii) IV-6
(v) 30 (vi) (b) (c) IV-7
(d) [] [][][] [] (i) (ii) (iii) (e) 26 IV-8
[] [][] [] [] []% 8.08 IV-9
B. 1. (a) Hengsheng LP Hongfan LPYuanzhoulv LP Yunhe LP Pengtian LP (b) Hengsheng LP Hongfan LP Yuanzhoulv LP Yunhe LP Pengtian LP (c) Hengsheng LP Hongfan LP Yuanzhoulv LP Yunhe LP Pengtian LP (d) (e) IV-10
2. (a) 1 9 21143272 2 35 21143271 3 38 21143269 1 9 35 36 38 42 304780035 IV-11
(b) 1 V1.0 2017SR195452 2 V1.0 2017SR195274 3 V1.0 2017SR193819 4 V1.0 2017SR195468 5 51 2016SR017754 6 51 V1.0 2018SR116532 7 51APP V1.0 2018SR412424 8 51 V1.0 2018SR437687 9 APP V1.0 2018SR970357 (c) 1 51gjj.com 2 jianbing.com 3 51wealthy.com 4 jhpfintech.ky IV-12
C. 1. (a) [] [][] XVXV7 8 352 [] [] [] (1) (2) (3) [] []% (4) [] []% (5) [] []% (1) (2) [] [][] IV-13
(3) Yun He BVI[] Yun He BVI[] (4) Jun He BVI[] Jun He BVI[] (5) Trendup BVI[] Trendup BVI[] (b) (c) 0.41.2 1.3 1.6 (d) IV-14
2. (a) [] [][] XV2 3 (b) [] [][] 10% 3. (a) XV7 8 352 (b) D. 8. (c) (d) IV-15
(e) [] [] XV2 3 10% (f) 5% (g) 4. 24 D. 1. 2. IV-16
3. [] [] 3A.07 600,000 4. 20,273 5. [] 6. (a) 0.1% (b) IV-17
(c) (d) [] [] [] [] [] 7. 6 Conyers Dill & Pearman IV-18
8. 7 9. 32L4 10. 44A 44B 11. (a) i ii iii iv IV-19
(b) (c) 8. (d) (e) (f) [] (g) IV-20
(a) [] (b) D. 8. (c) B. 1. 14 1 38 (a) (b) (c) (d) (e) Conyers Dill & Pearman (f) B. 1. (g) D. 8. V-1
(h) C. 1. (b) (i) (j) V-2