年報 2017 卓越表現 是我們的承諾

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Lee Huat Oon Clarendon House Church Street Hamilton HM 11 Bermuda 120 2 (852) 2541 9222 (852) 2815 9232 www.publicfinancial.com.hk 626 MUFG Fund Services (Bermuda) Limited The Belvedere Building 69 Pitts Bay Road Pembroke HM08 Bermuda 183 22 (852) 2980 1333 (852) 2810 8185 CIMB Bank Berhad JPMorgan Chase Bank, N.A. Hong Kong Branch Public Bank (L) Ltd 2

73.2% 100% 100% 100% WINTON (B.V.I.) LIMITED 3

1202 2541 9222 73085 CBHK HKHH 824 2541 0009 www.publicbank.com.hk 1 120 2541 9222 2545 2866 4 338 22 2568 5141 2567 0655 8 184 C 2871 0928 2871 0383 2 163-173 2-3 2858 2220 2858 2638 5 188 B1 2546 2055 2559 7962 9 326-332 2 2884 3993 2885 9283 3 139 9A 2891 4171 2834 1012 6 447 2572 2363 2572 3033 10 1010-1026 8 2856 3880 2856 0833 7 71 A 2147 2140 2147 2244 33 11 12 13 14 486 2381 1678 2395 6398 15 2382 0147 2718 4281 37 2363 9213 2363 3195 388 2310 2389 9119 2389 9969 15 16 2391 8393 2391 6909 19 16 20 31 B 2326 8318 2326 9180 17 21 17 746 21 C2 2786 9858 2786 9506 18 22 6 641-642 2328 7332 2328 7991 237A B 109120 2362 0238 2362 3999 751 2397 3830 2397 1006 88-102 2B 2392 1538 2392 1101 43 2721 1218 2721 1028 30 23 24 25 3-7 5 2479 4265 2473 3934 185-187 2490 4191 2490 4811 7-11 388B 2480 0002 2401 2367 26 37 39 2657 2861 2657 7389 30 27 11 2669 1559 2669 8780 31 28 29 137 2639 0307 3124 0091 1-7E 2440 1298 2440 1398 32 16 2792 8588 2791 0077 G105-106 2701 7688 2701 7628 4-6B 2601 6308 2601 3686 33 1 (86-755) 2518 2822 (86-755) 2518 2327 35 34 6019 1-3 (86-755) 8280 0026 (86-755) 8280 0016 36 155-156 (86-755) 8627 1388 (86-755) 8627 0699 A818-04491 110 (86-755) 2377 7601 (86-755) 2377 6919 262 18 1801 (86-24) 2279 1368 (86-24) 2279 1369 138 8 G (86-21) 5887 8851 (86-21) 5887 9951 4

36 35 34 28 29 23 27 26 5 2 1 7 8 17 24 25 22 21 3 6 4 12 20 15 11 19 13 10 9 14 18 16 32 31 5

711105-7 2525 9351 2845 0681 11102 www.publicfinance.com.hk 1 19 20 2 3 5 2522 4067 2537 3623 Sze Jane M. 6 3830 2A 3 2891 7028 2893 3769 11 161 2547 9148 2546 1142 2 14 2526 6415 2877 9088 7 1 22 2201 2202 2893 6575 2893 2770 12 184188 A 2553 8231 2554 3897 3 48 10 1006 2524 8676 2877 9084 8 449455 1 2561 0160 2856 3647 13 341343 B77 2557 8003 2557 4088 4 71 1109-10 2524 5603 2537 2909 Tiu Rosalee Tobias Chua 9 134 2567 0461 2885 8501 14 14 2516 6368 2579 0084 5 120 4 2574 6245 2893 6653 10 410-418 11 1101 2817 6125 2817 7618 15 95 2010 2520 13232520 6889 33 16 39 921 2730 83952730 2346 21 52 2728 23472729 9685 27 410 8 804 2344 0264 2763 5427 17 18 19 20 100 1 51-53 2369 32362311 0433 39 39A2A 2736 47112314 8432 480 2771 52852770 4127 161 B 2394 02532787 5630 22 23 24 25 746 C1 2744 54162785 3634 130 2334 43072764 4876 92 2328 31752325 4504 128 LG LG11C 2382 48932716 4819 28 29 30 31 89 2320 5112 2726 0106 19 2380 3260 2380 4100 3329 2757 8299 2757 8737 33 7 2756 7320 2758 5706 30 26 70B 2365 70612764 2832 32 11 S12A 2790 56002790 5618 33 34 711 3 86A 88A 2420 0121 2485 0590 68I 1101 2493 4187 2417 4497 37 38 8C 2656 5207 2657 7019 4-6B 2699 5633 2691 4588 40 41 35 7 2457 2901 2440 2503 39 99 2673 2729 2673 9278 42 36 182 2476 2146 2475 9903 11 132C 2609 2611 2609 4088 264298 1523 2414 1198 2413 1624 8 2669 02602669 1187 6

36 35 34 28 29 23 27 26 5 2 1 7 8 17 24 25 22 21 3 6 4 12 20 15 11 19 13 10 9 14 18 16 32 31 7

HK$Million 50,000 45,000 40,000 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0 2013 2014 2015 2016 2017 HK$Million 550 HK$Million 8,000 500 450 7,500 7,000 6,500 400 350 6,000 5,500 5,000 300 4,500 250 4,000 3,500 200 3,000 150 2,500 2,000 100 1,500 50 1,000 500 0 2013 2014 2015 2016 2017 0 2013 2014 2015 2016 2017 8

: 503.5 29,564.2 35,861.2 7,621.3 0.459 0.459 0.21 6,386,628 6,479,604 4,946,345 4,909,393 5,158,365 29,564,240 29,080,723 29,600,009 28,694,001 27,279,225 5,671,749 5,693,861 5,342,872 4,951,708 4,780,905 2,774,403 2,774,403 2,774,403 2,774,403 2,774,403 1,379,699 1,203,944 1,157,433 1,219,640 1,154,720 45,776,719 45,232,535 43,821,062 42,549,145 41,147,618 1,123,792 929,392 984,093 515,066 483,401 33,984,095 33,721,280 33,031,821 31,583,813 29,974,352 753,293 1,072,778 499,977 1,363,494 1,794,492 175,667 142,729 142,729 120,771 120,771 1,581,852 1,606,143 1,642,400 1,603,269 1,663,705 536,769 480,908 397,491 439,540 379,849 38,155,468 37,953,230 36,698,511 35,625,953 34,416,570 7,621,251 7,279,305 7,122,551 6,923,192 6,731,048 503,514 406,561 422,955 384,390 367,761 0.459 0.370 0.385 0.350 0.335 0.459 0.370 0.385 0.350 0.335 9

5.035 9,70023.8%0.460.37 5,5903.6%16.0 5,3706.7% 8.524 850 1,430 2.5571.09642.9%1.461 290.84.8351.7%295.6 337.22.6280.8%339.8 234.98,950 0.4%235.8 291.55,5000.2%292.0 53.63.6176.7% 57.349.81.0152.0% 50.8 10

0.05 0.160.21 0.182.306 324 42 5 794 11

5.035 9,70023.8% 0.46 0.05 0.16 0.210.18 9,2505.5%17.6 5,77017.6%3.866 3,4802.6%13.7 5,5903.6%16 850 1,430 5,3706.7%8.524 2.557 1.09642.9%1.461 290.84.8351.7%295.6 337.22.6280.8%339.8 457.8 5.442 12

32 4 425 83 234.98,9500.4%235.8 291.55,5000.2% 292 0.44%0.30%0.14% 53.63.617 6.7%57.3 49.81.0152.0%50.8 2.31%0.54% 1.77% (i)(ii) (iii) 96.1%92.9% 4,1102.7%15.4 9,73020.5%5.723 13

15.8 0.21 18.0% 19.2% 0.87%0.35%0.52% 1,372 5.303 14

15

A.4.1E.1.2 1. A.4.1 2. E.1.2 CG-1 16

Lee Huat Oon 3.13 17

9/10 0/1 10/10 1/1 10/10 1/1 10/10 1/1 Lee Huat Oon 10/10 1/1 10/10 1/1 9/10 1/1 10/10 1/1 10/10 1/1 18

15 19

(i) (ii) Lee Huat Oon A.6.5 20

1. 2. 3. 4. 21

5. 6. 7. 8. 1. A.5.2 2. 3. 4. (i)(ii) (iii)(iv)(v) 5. 6. 1. 2. 3. 4. 22

5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 23

20. 21. 22. 8/8 8/8 8/8 8/8 1. 2. 3. Winton (B.V.I.) Limited 4. 5. 6. 24

7. 290.28 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. IC-2 18. 19. 9 25

1. 2. 3. 4. 5. 6. 7. 1/1 1/1 1/1 1/1 12 26

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 27

3/3 3/3 3/3 3/3 (i)(ii)(iii) (iv) (v)(vi) 28

4,080 * 272 4,352 * 29

1. 2. 3. 4. 5. 6. 30

1 6/6 6/6 6/6 6/6 6/6 6/6 6/6 6/6 6/6 6/6 2 6/6 1) 2) 31

22 25 32

40 (i)(ii) (iii)(iv) 33

34

64 www.publicfinancial.com.hk 3,787,815,782 1,097,917,6183.4526.8% 64 35

(10%) 74 (a) (b) (5%) 100 1,000 79 80 (i) (ii) 120 213.51(2) 116 36

120 2 (852) 2541 9222 (852) 2545 5665 investor@publicbank.com.hk 37

LPI Capital Berhad The Pacific Bank Berhad PacificMas BerhadThe Pacific Bank Berhad Winton (B.V.I.) Limited 38

Lee Huat Oon Lee Huat Oon LPI Capital Berhad Kuala Lumpur Kepong Berhad Paramount Corporation Berhad Malayan Flour Mills Berhad KPMG Malaysia LPI Capital Berhad Middle Temple Barrister-at-Law University of Manchester Institute of Science and TechnologyChicago- Kent College of Law 39

9 10 11 12 13 14 9. 10. 11. 12. 13. 14. 40

1 2 3 4 5 6 7 8 1. 2. 3. 4. 5. 6. 7. 8. 41

42

43

1 57151 0.050.05 0.160.13 9 83 1.116.76 44

1.5553.26 0.35% 0.52% (i)(ii) 0.21 19.2% 68,000 328,000 8,400 (FSC) LEDT5 R410 25.5 45

40 46

22 23 24 47

34 41(b) 3,459,251,00041(b)4,013,344,000 30% Lee Huat Oon 112(A) (B) Lee Huat Oon 26 12 48

29 37 170(A) 1,100,000,000 73.2% 50% 13.18 13.18 1,100,000,000 49

XV 352 % 1. 804,017,920 804,017,920 73.2312 210,000 * 330,000 540,000 0.0492 20,000 20,000 0.0018 Lee Huat Oon 20,000 20,000 0.0018 300,000 300,000 0.0273 2. 24,711,282 884,194,971 908,906,253 23.4125 44,700 44,700 0.0012 18,840 18,840 0.0005 Lee Huat Oon 63,142 63,142 0.0016 125,636 125,636 0.0032 200,030 200,030 0.0052 18,654 18,654 0.0005 3. C ampu Lonpac Insurance Plc 3,850,000 3,850,000 55.0000 * 50

908,906,253 352 336 5% % 1. 804,017,920 73.2312 2. Standard Life Aberdeen plc 62,374,000 5.68 Aberdeen Asset Management PlcAA Group AA Group Aberdeen Asset Management Plc Standard Life plc 51

336 1637 21,54012,000 w w w. h k e x n e w s. h k www.publicfinancial.com.hk 183 22 52

57151 53

5 6 27 (i)2,774 (ii) 5 6 19 65% 54

90 55

1 22 56

8 1,760,222 1,667,695 8 (386,590) (328,863) 1,373,632 1,338,832 9 226,908 205,785 1,600,540 1,544,617 10 (852,440) (798,761) 14,341 5,826 762,441 751,682 11 (146,093) (255,737) 616,348 495,945 25 102 (286) 616,450 495,659 14 (112,936) (89,098) 503,514 406,561 503,514 406,561 16 0.459 0.370 0.459 0.370 57

503,514 406,561 68,995 (52,182) 572,509 354,379 572,509 354,379 58

17 4,872,533 4,256,779 18 1,514,095 2,222,825 4,317 412 19 29,582,660 29,053,368 20 6,804 6,804 21 5,671,749 5,693,861 22 328,739 314,398 23 132,579 128,083 24 634,368 642,260 25 1,606 32 24,526 28,496 830 10,241 27 2,774,403 2,774,403 28 718 718 26 228,398 98,281 45,776,719 45,232,535 1,123,792 929,392 1,696 23,157 30 33,984,095 33,721,280 753,293 1,072,778 15 175,667 142,729 31 1,581,852 1,606,143 38,823 12,974 32 33,579 31,719 26 462,671 413,058 38,155,468 37,953,230 59

33 109,792 109,792 34 7,511,459 7,169,513 7,621,251 7,279,305 45,776,719 45,232,535 60

7,279,305 7,122,551 503,514 406,561 68,995 (52,182) 572,509 354,379 15 (230,563) (197,625) 7,621,251 7,279,305 61

616,450 495,659 10 29,367 28,537 9 165 64 (49,382) 12,065 9 (83) (78) 9 (700) (700) (14,341) (5,826) 25 (102) 286 69,204 (52,891) (71,846) (105,796) 578,732 371,320 (908,267) (337,344) (480,119) 522,412 243,797 (445,257) (130,117) 13,726 (3,905) 3,452 (1,278,611) (243,011) 194,400 (54,701) 262,815 689,459 (319,485) 572,801 (21,461) 22,569 49,613 64,795 165,882 1,294,923 (533,997) 1,423,232 62

(9) 23 (26,136) (39,751) 22 (48,731) 25 1,708 10 83 78 700 700 (23,645) (87,703) 25,000 (49,291) (36,257) (197,625) (197,625) (221,916) (233,882) (779,558) 1,101,647 5,328,957 4,227,310 4,549,399 5,328,957 39 1,177,541 1,378,755 3,150,173 2,878,024 1,072,178 221,685 4,549,399 5,328,957 63

(340,532) (347,679) 1,738,995 1,660,523 1,606,143 142,729 1,748,872 25,000 25,000 (49,291) (49,291) (197,625) (197,625) (24,291) (197,625) (221,916) 230,563 230,563 230,563 230,563 1,581,852 175,667 1,757,519 64

1. Clarendon House, Church Street, Hamilton HM 11, Bermuda 626 % % 2,854,045,000 100 100,000 100 5,000,000 100 2 100 12,000,000 100 48,000,000 100 671,038,000 100 Public Financial Limited 10,100,000 100 10,000,000 100 10,000 100 Winton (B.V.I.) Limited 61,773 100 65

1. % % 4,000,010 100 78,000 100 Winton (B.V.I.) Limited 2. HKFRSHKFRSHKAS 3. 66

3. (i) (ii) (iii) (i) (ii)(iii)(i)(ii) (iii) Winton (B.V.I.) Limited 1 25 4. 67

4. 2.5% CCB0% 2.5%CCyB CCyB1.25% 1.875% 5. HKFRSHKFRS HKAS 7 HKAS 12 HKFRS HKAS 7 HKAS 12 68

5. HKFRS HKFRS HKFRS 2 1 HKFRS 4 HKFRS 4 HKFRS 9 1 HKFRS 9 1 HKFRS 9 HKFRS 9 2 HKFRS 15 1 HKFRS 15 HKFRS 15 1 HKFRS 16 2 HKFRS 1 HKAS 40 1 1 22 2 23 HKFRS 17 3 HKAS 28 2 1 2 3 HKFRS HKFRS 2 69

5. HKFRS HKFRS 9 HKAS 39HKFRS 9 HKFRS 9 HKAS 39 HKFRS 9 HKFRS 9 HKFRS 91.15 HKFRS 9 HKFRS 9 HKFRS 9 HKAS 39 HKFRS 9 70

5. HKFRS HKFRS 15HKFRS 15 HKFRS 15 HKFRS HKFRS 15 HKFRS 15 HKFRS 16HKAS 174 15 27 HKAS 40 HKFRS 16HKAS 17 HKAS 17 117,642,000 35(b) HKFRS 16 HKAS 17 71

5. HKFRS HKAS 40 (i) (ii)hkas 40.57(a) (d) 22 23HKAS 12 HKAS 12 72

5. (1) (i) (ii) 73

5. (2) (i) (ii) (iii) (iv) 74

5. (2) (v) (vi) (vii) 75

5. (2) (viii) (ix) (3) 76

5. (4) (i) (a)(b) (ii) (iii) 77

5. (5) 1 2 3 78

5. (6) (i) 79

5. (6) (i) (ii) (iii) 80

5. (6) (iii) (7) (i) 81

5. (7) (ii) (8) (i) (ii) (a) 82

5. (8) (ii) (b) (iii) (iv) (v) (9) (10) 83

5. (10) (11) 84

5. (12) (i) (a) (b) (c) (ii) (a) (b) (c) (d) (e) (f) (g) (h) (i) (i)(a) 85

5. (13) 2% 4% 20% 33 1/3% 7 10% 33 1/3% 20% 25% 86

5. (14) (15) (16) (17) 87

5. (17) (18) (19) (20) 88

5. (20) 89

5. (21) (i) MPF ORSO (ii) (22) 6. 90

6. 2,774,403,000832,321,0001,942,082,000 27 7. 91

7. 1,373,860 1,338,861 (228) (29) 1,373,632 1,338,832 147,702 146,012 44,193 29,476 453 428 192,348 175,916 15,931 11,475 20 (10) 18,609 18,404 34,560 29,869 9 11 (9) (11) 1,537,493 1,496,348 43,985 29,437 19,071 18,843 (9) (11) 1,600,540 1,544,617 572,302 474,999 21,459 7,714 22,587 13,232 616,348 495,945 102 (286) 616,450 495,659 (112,936) (89,098) 503,514 406,561 (29,367) (28,537) (29,367) (28,537) 14,341 5,826 14,341 5,826 (146,093) (255,737) (146,093) (255,737) (165) (64) (165) (64) 92

7. 42,275,084 41,773,603 370,729 327,618 330,429 315,850 42,976,242 42,417,071 718 718 718 718 2,774,403 2,774,403 2,774,403 2,774,403 45,049,487 44,548,006 371,447 328,336 330,429 315,850 45,751,363 45,192,192 1,606 25,356 38,737 45,776,719 45,232,535 37,740,061 37,637,035 159,502 120,472 7,836 8,301 37,907,399 37,765,808 72,402 44,693 175,667 142,729 38,155,468 37,953,230 26,136 88,482 26,136 88,482 93

7. 1,475,325 1,456,466 125,215 88,151 1,600,540 1,544,617 3,853,822 3,843,400 16,985 18,068 3,870,807 3,861,468 10% 10% 94

8. 1,558,178 1,541,307 120,597 66,679 81,447 59,709 1,760,222 1,667,695 14,450 20,906 343,154 282,100 28,986 25,857 386,590 328,863 1,760,222,000386,590,000 1,667,695,000328,863,000 9,510,0006,811,000 95

9. 149,510 147,861 44,193 29,476 193,703 177,337 (1,355) (1,421) 192,348 175,916 18,186 18,347 (77) (111) 18,109 18,236 10,883 31,664 2,621 (22,745) 13,504 8,919 (165) (64) 83 78 700 700 2,329 2,000 226,908 205,785 96

10. 508,195 471,361 22,135 21,635 (41) (44) 22,094 21,591 530,289 492,952 68,253 66,946 23, 24 29,367 28,537 4,289 3,909 77,862 73,238 142,380 133,179 852,440 798,761 97

11. 148,420 255,870 (2,327) (133) 146,093 255,737 148,456 259,099 (2,363) (3,362) 146,093 255,737 304,192 409,006 (158,099) (153,269) 146,093 255,737 98

12. 383(1)(a) (b) (c) (f) 2 1 325 325 200 200 2 100 2,304 927 253 3,584 100 2,100 596 115 2,911 Lee Huat Oon 50 1,837 608 204 2,699 200 200 150 150 200 200 200 200 1,525 6,241 2,131 572 10,469 99

12. 1 325 325 200 200 2 100 2,210 783 242 3,335 100 2,046 538 109 2,793 Lee Huat Oon 50 1,757 595 195 2,597 200 200 150 150 200 200 200 200 1,525 6,013 1,916 546 10,000 1. 2. 913,920 913,920 100

13. 12 4,239 3,238 84 513 47 182 4,370 3,933 1,500,0012,000,000 2 2,000,0012,500,000 2 2 2 14. 81,532 72,466 25,148 13,856 426 32 5,830 2,776 112,936 89,098 16.5%16.5% 101

14. % % % 509,548 106,902 616,450 84,075 16.5 26,726 25.0 110,801 18.0 (28) (28) 2,081 0.4 (344) (0.3) 1,737 0.3 426 0.4 426 0.1 86,128 16.9 26,808 25.1 112,936 18.4 % % % 445,489 50,170 495,659 73,506 16.5 12,542 25.0 86,048 17.4 3 3 3,048 0.7 (1) 3,047 0.6 76,557 17.2 12,541 25.0 89,098 18.0 102

15. (a) 0.05 0.05 54,896 54,896 0.16 0.13 175,667 142,729 0.21 0.18 230,563 197,625 (b) 0.13 0.13 142,729 142,729 16. (a) 503,514,000406,561,000 1,097,917,6181,097,917,618 (b) 103

17. 139,149 168,311 1,038,392 1,210,444 3,694,992 2,878,024 4,872,533 4,256,779 90% 90% Baa2 18. 1,514,095 2,222,825 90% 90% Baa2 104

19. 29,530,282 29,027,711 33,958 53,012 29,564,240 29,080,723 80,419 82,155 29,644,659 29,162,878 22,457 24,119 29,667,116 29,186,997 (74,418) (121,272) (10,038) (12,357) (84,456) (133,629) 29,582,660 29,053,368 90% 90%90% 90% 28,954,148 28,384,836 555,884 542,779 154,024 253,652 3,060 5,730 29,667,116 29,186,997 105

19. 62%67% (a) (i) % % 56,869 0.19 82,655 0.29 4,158 0.02 44,716 0.15 32,630 0.11 23,696 0.08 93,657 0.32 151,067 0.52 47,478 0.16 62,449 0.21 12,889 0.04 40,136 0.14 154,024 0.52 253,652 0.87 106

19. (a) (ii) 117 287 152 1,781 2,545 3,169 2,814 5,237 246 493 3,060 5,730 107

19. (b) (i) 82,466 14,005 96,471 131,717 24,587 156,304 45,398 45,398 61,208 22,429 83,637 1 1 48,444 104,214 (ii) 139,291 17,793 157,084 234,795 24,587 259,382 74,418 74,418 98,843 22,429 121,272 1 2 3 70,993 180,108 90% 90% 108

19. (c) 48,444 104,214 24,740 57,424 68,917 93,643 Aa3 Baa2 (d) 12,440,000 7,210,000 109

19. (e) % % 553,371 1.87 526,139 1.81 2,513 16,640 (f) 121,272 12,357 133,629 (330,339) (330,339) 302,931 1,261 304,192 (154,475) (3,624) (158,099) 148,456 (2,363) 146,093 134,864 134,864 165 44 209 74,418 10,038 84,456 74,108 9,931 84,039 310 107 417 74,418 10,038 84,456 110

19. (f) 106,509 15,764 122,273 (382,302) (382,302) 408,852 154 409,006 (149,753) (3,516) (153,269) 259,099 (3,362) 255,737 138,630 138,630 (664) (45) (709) 121,272 12,357 133,629 119,157 12,072 131,229 2,115 285 2,400 121,272 12,357 133,629 111

19. (g) 368,156 364,112 270,373 270,685 1,103,310 1,064,155 779,899 759,367 4,009,209 3,717,836 3,336,063 3,088,024 5,480,675 5,146,103 4,386,335 4,118,076 (1,094,340) (1,028,027) 4,386,335 4,118,076 20. 6,804 6,804 112

21. 2,190,411 2,530,788 1,664,246 1,682,974 1,817,092 1,480,099 5,671,749 5,693,861 1,601,770 1,617,360 30,390 81,784 4,039,589 3,994,717 5,671,749 5,693,861 1,664,246 1,682,974 299,846 3,707,657 4,010,887 5,671,749 5,693,861 A3 113

22. 267,384 (697) (6,846) 48,731 5,826 314,398 14,341 328,739 312 3 29,000 503,000 223,000 28,000 482,000 216,000 35(a) 114

23. 72,604 228,561 1,998 303,163 697 697 39,751 39,751 (4,807) (4,807) 73,301 263,505 1,998 338,804 7,084 18,952 100 26,136 (12,721) (12,721) 80,385 269,736 2,098 352,219 22,280 170,507 1,948 194,735 1,668 19,027 33 20,728 (9) (9) (4,733) (4,733) 23,939 184,801 1,981 210,721 1,689 19,756 30 21,475 (12,556) (12,556) 25,628 192,001 2,011 219,640 54,757 77,735 87 132,579 49,362 78,704 17 128,083 115

24. 740,569 6,846 747,415 97,346 7,809 105,155 7,892 113,047 634,368 642,260 422,281 423,236 193,664 199,833 18,423 19,191 634,368 642,260 HKAS 36 116

25. 1,606 1,892 102 (286) (1,708) 1,606 % % 0 # 17.6 * * # 1,708,000 117

25. 1,903 (297) 1,606 2,305 (2,591) 102 102 (286) 26. 45,397 22,434 183,001 72,209 3,638 228,398 98,281 118

26. 281,942 315,179 119,611 73,552 61,118 24,327 462,671 413,058 67,187 (67,187) 18,478 (14,840) 3,638 (128,305) 67,187 (61,118) (39,167) 14,840 (24,327) 119

27. 2,774,403 2,774,403 3% 6% 5% 6% 28. 1,085 1,085 367 367 718 718 120

29. 383(1)(d)3 102 516 57 95 53 32 198 144 170 17 134 201 70 30. 3,732,480 3,443,921 7,712,998 5,492,010 22,538,617 24,785,349 33,984,095 33,721,280 121

31. 1,581,852 1,606,143 1,581,852 514,000 1,092,143 1,581,852 1,606,143 32. 25,480 333 173 25,986 2,389 88 33 2,510 27,869 421 206 28,496 (4,111) 268 (127) (3,970) 23,758 689 79 24,526 122

32. 26,433 5,286 31,719 1,860 33,579 34,250,00034,418,000 33. 2,000,000,0002,000,000,000 0.10 200,000 200,000 1,097,917,6181,097,917,618 0.10 109,792 109,792 123

34. 4,013,296 829 96,116 455,443 2,404,893 42,182 7,012,759 406,561 406,561 (52,182) (52,182) (16,705) 16,705 15 (197,625) (197,625) 4,013,296 829 96,116 438,738 2,630,534 (10,000) 7,169,513 503,514 503,514 68,995 68,995 1,024 (1,024) 15 (230,563) (230,563) 4,013,296 829 96,116 439,762 2,902,461 58,995 7,511,459 98,406,00098,406,000 124

35. (a) 22 9,366 8,969 3,835 5,341 13,201 14,310 (b) 57,433 58,432 59,570 45,832 639 872 117,642 105,136 125

36. (a) 26,801 26,801 20,098 11,806 5,903 1,121 37,546 7,510 7,016 76,153 40,214 28,235 1,310,892 17,429 3,486 4,317 1,696 18,737 9,368 9,368 2,996,905 4,402,687 67,011 41,089 4,317 1,696 9,577 126

36. (a) 723,281 723,281 197,661 15,235 7,618 2,569 101,475 20,294 5,687 839,991 751,193 205,917 1,214,516 12,557 2,529 412 23,157 3,789,134 5,843,641 763,750 208,446 412 23,157 11,643 127

36. (a) 0% 100% (b) 128

37. (b) 5,159 4,517 (b) 2,138 2,336 (c) 10,183 9,740 572 546 (b) 17 12 (e) 2,423 2,396 (a) 294 1,869 (b) 20,231 17,028 (b) 485,000 514,000 (b) 131 129 (d) 135 201 (b) 1,689 1,537 (b) 2 2 129

37. (a) (b) Public Bank (L) Ltd (c) 12 (d) (e) Public Bank (L) LtdPublic Bank (L) Ltd 14A 38. (a) 130

38. (b) 1 2 3 4,317 4,317 6,804 6,804 4,317 6,804 11,121 1,696 1,696 1 2 3 412 412 6,804 6,804 412 6,804 7,216 23,157 23,157 2 2 131

38. (b) 3 3 3 12 3 3 3 3 132

39. 40 1,177,541 3,694,992 4,872,533 772,667 741,428 1,514,095 1,088,833 3,042,193 1,047,003 2,976,115 6,319,096 15,036,792 157,084 29,667,116 6,804 6,804 480,115 1,056,466 2,004,538 2,130,630 5,671,749 236 138,452 21,668 37,600 30,442 228,398 1,155,332 155,560 1,310,892 2,266,610 8,511,084 3,053,364 5,759,681 8,449,726 15,036,792 194,330 43,271,587 45,728 848,064 200,000 30,000 1,123,792 11,439,939 7,302,196 8,062,858 6,153,066 1,026,036 33,984,095 753,293 753,293 385,000 1,196,852 1,581,852 1,449 173,058 31,355 36,262 33,905 186,642 462,671 1,152,127 156,144 1,308,271 11,487,116 9,860,445 9,203,650 7,416,180 1,059,941 186,642 39,213,974 (9,220,506) (1,349,361) (6,150,286) (1,656,499) 7,389,785 15,036,792 7,688 4,057,613 133

39. 1,378,755 2,878,024 4,256,779 1,750,984 471,841 2,222,825 715,197 1,989,010 1,424,888 2,858,509 6,315,552 15,624,459 259,382 29,186,997 6,804 6,804 155,009 1,244,144 3,094,868 1,199,840 5,693,861 293 31,631 15,413 31,197 19,747 98,281 824,229 208,616 181,671 1,214,516 2,094,245 5,877,903 4,644,045 6,638,086 7,515,392 15,624,459 285,933 42,680,063 58,788 597,212 151,152 122,240 929,392 8,957,430 6,713,868 11,244,633 6,170,097 635,252 33,721,280 529,990 542,788 1,072,778 414,000 100,000 1,092,143 1,606,143 361 56,776 19,709 27,110 10,788 298,314 413,058 841,281 212,083 183,897 1,237,261 9,016,579 9,153,127 12,170,365 6,603,344 1,738,183 298,314 38,979,912 (6,922,334) (3,275,224) (7,526,320) 34,742 5,777,209 15,624,459 (12,381) 3,700,151 134

40. 135

40. 20017.7417.63 6,7000.88% 4,600 0.64%5,700 0.75% 5,3000.73% 44.9741.26 8,1007,100 (i) (ii) 200 3.444.52% 3.454.74% 3.664.81% 3.51 4.82% 200 4.53 5.94% 4.606.32% 4.816.31% 4.66 6.40% 136

40. 3,694,992 1,177,541 4,872,533 1,514,095 1,514,095 4,317 4,317 2,832,391 1,037,387 563,154 245,729 62,660 12,889 126,105 4,880,315 6,804 6,804 3,541,119 833,877 1,006,627 5,381,623 11,582,597 1,871,264 1,569,781 245,729 62,660 12,889 1,314,767 16,659,687 24,786,801 24,786,801 290,126 290,126 25,076,927 25,076,927 1,078,064 45,728 1,123,792 753,293 753,293 1,696 1,696 21,477,024 363,054 662,734 249 22,503,061 23,308,381 363,054 662,734 249 47,424 24,381,842 9,995,662 1,485,372 11,481,034 1,581,852 1,581,852 11,577,514 1,485,372 13,062,886 1,773,629 1,508,210 907,047 245,480 62,660 12,889 (218,029) 4,291,886 137

40. 2,878,024 1,378,755 4,256,779 2,222,825 2,222,825 412 412 2,465,577 1,000,031 526,732 218,249 52,724 13,336 149,799 4,426,448 6,804 6,804 4,494,020 600,050 532,644 5,626,714 12,060,446 1,600,081 1,059,376 218,249 52,724 13,336 1,535,770 16,539,982 24,760,549 24,760,549 67,147 67,147 24,760,549 67,147 24,827,696 870,604 58,788 929,392 23,157 23,157 24,041,072 300,490 334,531 231 24,676,324 24,911,676 300,490 334,531 231 81,945 25,628,873 7,467,217 1,577,739 9,044,956 1,072,778 1,072,778 1,606,143 1,606,143 10,146,138 1,577,739 11,723,877 1,763,181 1,299,591 791,992 218,249 52,493 13,336 (123,914) 4,014,928 138

40. % % 1.75 2.11 4.10 2.57 5.40 5.32 1.55 1.26 1.44 1.30 1.00 0.95 1.82 1.31 2.86 2.46 (a) 100 1,2001,200 (b) 139

40. 19 140

40. 76,153 839,991 3,015,642 3,789,134 141

40. (i) (ii) (iii)(iv) 15 142

40. 1,152,127 156,144 1,308,271 34,467 7,138 9,437 24,979 132 76,153 2,665,724 278,949 11,605 6,667 52,697 3,015,642 11,441,308 7,320,574 8,101,047 6,223,954 1,058,052 34,144,935 45,728 849,114 200,667 30,330 1,125,839 767,160 767,160 385,182 1,202,959 1,588,141 156,418 186,642 343,060 14,187,227 10,149,502 9,246,060 7,488,889 1,110,749 132 186,642 42,369,201 143

40. 841,281 212,083 183,897 1,237,261 95,539 6,327 15,354 104,950 617,723 98 839,991 2,966,990 792,747 24,622 4,775 3,789,134 8,957,786 6,729,798 11,280,877 6,237,443 642,639 33,848,543 58,788 599,365 153,659 123,455 935,267 536,924 551,607 1,088,531 414,145 100,069 1,101,980 1,616,194 41,192 298,314 339,506 12,079,103 9,961,779 12,238,202 6,754,589 2,362,342 98 298,314 43,694,427 144

40. 97H : 49.0% 47.9% 48(2) 145

40. 14.2% 12.9% 14.2% 12.9% 15.5% 14.2% 18.0% 16.6% 18.0% 16.6% 19.2% 17.7% CCB 2.5% CCB CCB 1.25% 1.875% CCB CCB CCyB CCyB CCyB CCyB1.25% 146

40. CCyB CCyB CCyB CCyB CCyB % % 1. 1.250 17,683,570 2. 0.000 1,671,028 19,354,598 1.142 221,045 CCyB CCyB CCyB CCyB % % 1. 0.625 18,188,716 2. 0.000 1,882,585 20,071,301 0.566 113,679 147

40. 4,857,700 4,517,221 41,870,577 42,213,511 11.6% 10.7% HKFRS3 3C(1) Public Financial LimitedWinton (B.V.I.) Limited Public Financial Limited 1 148

41. 95,279 136,136 2,639,046 2,289,210 431 414 41(a) 6,593,507 6,597,379 785 44 38 408 306 9,329,500 9,023,483 175,667 142,729 1,526,852 1,577,143 287 10,008 9,039 34,586 38,104 1,747,113 1,767,302 109,792 109,792 41(b) 7,472,595 7,146,389 7,582,387 7,256,181 9,329,500 9,023,483 149

41. (a) 6,593,507 6,593,507 3,872 6,593,507 6,597,379 3,872,000 1 150

41. (b) 4,013,344 829 194,176 2,848,159 7,056,508 287,506 287,506 15 (197,625) (197,625) 4,013,344 829 194,176 2,938,040 7,146,389 556,769 556,769 15 (230,563) (230,563) 4,013,344 829 194,176 3,264,246 7,472,595 42. 151

15/17, 21/25, 29/33, 37/41 45 7 5 149 30 (30-6-2047) 44 84 30-6-1980 1,082 184 A 2 22 999 842 (26-12-2859) 28 68 9-3-1990 3,787 92 7 149 30 (30-6-2047) 53 94 9-6-1990 1,823 26 29 F 30 999 882 (18-4-2899) 34 91 31-12-2011 9,468 250 10 1003-1005 4 20 10 3 150 109 (26-8-2126) 34 293 18-3-1992 7,203 9A 14 A 4 4 66 34 14 150 113 (19-10-2130) 32 253 5-3-1993 8,305 751 14 150 62 (18-8-2079) 47 130 24-5-1993 11,689 152

71 11 2 31 11 999 885 (14-8-2902) 50 1,464 11-6-1993 87,686 16 B 1 17 B 18 1 17B 150 33 (27-5-2050) 30 2,215 30-6-1994 # 104,259 1 24 F 26 999 882 (18-4-2899) 33 76 1-8-1995 4,471 480 16 150 50 (22-10-2067) 35 110 14-1-2000 8,928 100 1 51-53 1 16 3 150 111 (10-12-2128) 35 131 1-11-2000 2,150 3704 120 B 5 149 30 (30-6-2047) 60 102 23-4-2001 11,079 71 A 2 31 999 885 (14-8-2902) 50 113 15-10-2003 52,280 153

742-748 3 A B C9 E 12 3 9 9E 149 30 (27-6-2047) 52 682 A B C 68 E 24-7-1992 # 32,160 2G 1 10 E1 F1 13 10 150 30 (15-9-2047) 38 962 24-7-1992 661 688 65 11 21 11 150 43 (18-5-2060) 35 1,465 2-5-1994 # 201,369 581 4 7 4 150 20 (25-12-2037) 48 55 14-6-1984 # 3,895 16 5 3 23 5 149 30 (30-6-2047) 23 90 30-5-2006** # 11,500 16 1 3C 23 1 149 30 (30-6-2047) 23 47 30-5-2006** # 23,602 154

17 19 5 5 149 30 (30-6-2047) 40 432 30-5-2006** 13,935 3-7 5 14 149 30 (30-6-2047) 38 82 30-5-2006** 8,958 185-187 B 14 149 30 (30-6-2047) 37 149 30-5-2006** 9,598 223 2 8 801 808-812 9 35 8 6 149 30 (30-6-2047) 25 527 30-5-2006** 16,566 8 24 1-5 26 24 5 149 30 (30-6-2047) 25 1,053 30-5-2006** 1,849 120 1-12 14 A B 1719 A21 23 999 825 (26-6-2842) 40 5,451 30-5-2006** 248,826 155

37-39 40-41 14 149 30 (15-9-2047) 35 184 30-5-2006** 11,401 188 B1 42 150 289 37 (27-12-2054) 34 180 30-5-2006** 13,010 999 302 885 (3-9-2902) 1 1 33 50 24 (17-12-2041) 20 168 30-5-2006** 19,251 1-15 1 4 5A 5B 6A 6B 22 1 5 149 30 (30-6-2047) 34 203 1-12-2008 35,822 184 B 22 999 842 (26-12-2859) 27 105 16-4-2016 # 51,250 # ** 156