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1 " TONG CONG TY BAo HIEM PVI CONG HoA XA HOI CHU NGHIA VI1;T NAM Doc l~p - TV do - Hanh phuc BIEU PHi BAo HIEM TV NGUY~N XE CO GI(~n (Ban hanh thea Quyit dinh sd..jpt...iqd-pvibh ngay.~jthang..4...nam 2015 cua T6ng giam tide T6ng cong ty Baa hiim PVI) STT Lo~ixe A. Nhom xe rui ro th~p (khong KDVT) PHANI BAo HIEM V~T CHAT XE Ty l~ phi bao hiem (da bao gbm thu~ GTGT) Bao hi~m toan bq Bao hi~m than vo Gicri han sa nam SIT dung Xe cho ngiroi :S 24 ch6, xe cho tien, 1 1,50 2,50 xe buyt nqi tinh. 2 Xe cho ngiroi > 24 ch6 1,65 2,65 f)~n 6 nam 3 Xe ban tai (pick up), xe tai VAN 1,55 2,55 4 Xe 0 to van tai khac. 1,65 - B. Nhom xe chuyen dung (TCVN 7271) 1 Xe cho xang, d~u, khi hoa long, nhua dirong, nhien lieu, Xe tai gan diu, xe g~n thi~t bi khoan, 1,65-2 xe du tv hanh (duoc phep hru hanh 1,65 - tren dirong bo), xe tron/born be tong Xe ciru thuong, ciru hoa, xe thang, xe 3 v~ sinh, xe quet dirong, xe tee cho 1,55 - eh~t long (tnr chat d~ chay) C. Nhorn xe rul ro cao Cl. Xe tai - Kinh doanh v~n tiii 1 Xe 0 to v~n tai hang hoa 1, Xe eh6' hang dong l<;mh,xe ho<;ltdqng tren khai twang, cong twang Xe dau keo, xe eh6' h~mg sieu twcmg, sieu trqng 2,60-4 Ra mooe 1,10-5 Ra mooe co gan thiet bi chuyen dvng, fa mooc thung dong l<;lnh D~n 6 narn 2,80 - D n 6 nam 2,00 - SilO hidm P VI - Bidu phi Bao hidm Xe co gi6'i

2 C2. Xe cho nguiri KDVT 1 Xe cho ngiroi thea HQ'Pdong dich vu (S 24 ch6) 1,60 2,60 2 Xe cho nguoi thea HQ'Pdong dich vu (> 24 cho) 1,75 2,75 Xe cho ngiroi (xe buyt/ xe khach lien 3 tinh, xe giuong nam, xe khach tuyen 2,00 - c6 dinh) 4 Xe Taxi 3,90 - D~n 6 nam D. Nh6m xe ghi tr[ thfip: LITll Y: Theo bieu phi loai xe tirong 'ro 100 trieu d~n 200 trieu dong ung - D~n 3 nam (t6i thisu d) 1. MITC kh~ll trir: Bi~u phi nay ap dung mire khau tnr nhu sau: Xe KDVT: I.OOO.OOOd/ vu Xe khong KDVT: SOO.OOOd/v\l 2. S6 nam sir dung: tinh tir nam Dang ky l~n d~u (xe san xuat trong mroc hoac xe nhap khclu moi 100%) hoac tir nam san xu~t ghi tren Dang kism (xe nhap khau dii qua su dung) d~n nam tham gia bao hiem, Bi~u phi co ban tren chi ap dung cho cac xe c6 sf>nam sir dung d~n 6 nam, Xe e6 sf> nam su dung tren 6 nam, ty l~ phi eo'ban se phai tang them nhu sau: Xe tu tren 6 nam d~n 10 nam: Phi tang them 0, I% so v6i ty l~ phi trong bang. Xe tu tren 10 nam d~n 20 nam v6i nh6m A va xe tu tren 10 nam d~n 15 nam v6i cae Nh6m B, C: Phi tang them 0,2% so v6i ty l~ phi trong bang. 3. Xe elru thuo'ng: khong bao g6m cae trang thi~t bi y t~ tren xe. 4. Df>iv6i eae xe ehuyen dung d~c bi~t khae nhu: xe kham ehua b~nh luu dqng, xe truy~n hinh luu dqng va eae xe khong e6 trong eae I09-ixe tren... Bao hi~m PYI xae dinh thea tung truang hq'pe\l th~. PHANII PHl,J PHi BAo HlEM cac IHEU KHOAN BO SUNG Iuy thea nhu du, khaeh hang e6 th~ Iva ehqn them mqt trong eae Di~u khoan bao hi~m b6 sung de tang them quy~n 19i bao hiem. Khaeh hang phai ke khai d~y dli nqi dung yeu du VaGGYCBH d~ Bao hi~m PYI lam eo'so' tinh phi bao hi~m va giai quy~t b6i thuang. Ph\l phi cae DKBS du6i day dii bao g6m thu~ GTGT. Biw hidm PVJ- Biiuphi Bao hidmxe CO"gi6"i /9

3 1. DKBS OOl/XCG-PVI: Bao hi~m v~t chat xe co' gi6'i hru hanh tam thot ngoai lanh th6 Vi~t Nam Ty l~ phu phi: 50% ty l~ phi BH v~t chat thea quy dinh cua tung loai xe. Ap dung voi pham vi lanh th6 cac mroc: Lao, Campuchia, Trung Quoc, Thai Ian. Bao hiem PYI khong b6i thirong cho rui ro mftt cap b<)phan xe, xe bi m~t c~p, mat trom hoac bi cirop ngoai lanh th6 Viet Nam. 2. DKBS 002/XCG-PVI: Bao hi~m v~t chat xe co gio'ihru hanh tam thoi - Phi bao hiem: 0,1 % x STBH 3. DKBS 003/XCG-PVI: Bao hi~m mat c~p bq ph~n Ty l~ phu phi: 0,2% Mire khan tnr: 20% ton th~t hoac d6ng/vv, tuy s6 nao Ian hon 4. DKBS 004/XCG-PVI: Bao hi~m cho chi phi thue xe trong thot gian sua chua - PhV phi bao hi~m: dbng/xe/nam Mire khau tnr: Chi phi thue xe cho 03 ngay/ ton that (Bao hi~m PYI chi thanh toan chi phi thue xe tu ngay thu 04 tra di tinh tu ngay b~t dciuthue xe). 5. DKBS 005/XCG-PVI: Bao hi~m bbi thll'iyng theo gio'ih~n tnich nhi~m GTTT - STBH H~ s6 phi b6 sung = ( x 80%) GTTT Ī Phi bao hi~m = Ty l~ phi ccrban x H~ s6 phi b6 sung x STBH Ghi chu: - GTTT: gia tri thljc t~ - STBH: s6 ti n bao hi~m 6. DKBS 006/XCG-PVI: Khong khau hao phi} tung, v~t to' thay m6'i Ty l~ phv phi: s6 nam su dl}ng Ty I~ phi} phi Nh6mA Nh6mB Nh6mC f)~n 3 nam 0% 0% 0% Tu> 3 d~n 6 nam 0,10% 0,15% 0,20% Tu> 6 d~n 10 nam 0,15% 0,20% 0,30% Tren 10 nam 0,20% Kh6ng phan cftp 7. DKBS 007/XCG-PVI: Bao hi~m ll}'a chqn co'so-sua chua Ty l~ phv phi: Bao hirim P VI - Biriu phi Bao hdm Xe CO' gio'i - 20 J 5 3/9

4 s6 nam sir dung Ty l~phu phi f)~n 3 nam 0,1% Tir > 3 den 6 nam 0,2% Tir > 6 d n 10 nam 0,3% Tren 10 nam 0,5% S. DKBS OOS/XCG-PVI: Bao hi~m thi~t hai dqng CO' do thuy kich Ty l~ phu phi: 0,1 % Mire kh~u tnr: Truong hop d6i voi cac loai xe rna nha san xu~t chi cung c~p toan b<)tong thanh dong co khong cung c~p rieng cac b<)phan, chi ti t dan Ie, Bao hiem PVI chap nhan giai quyet b6i thirong c6 kh~u tnr 10% s6 tien b6i thirong cho toan b<)tong thanh dong co phai thay th (sau khi da tinh khau hao d6i voi tnrong hop khong tham gia f)~bs 006/XCG-PVI) tren co sa c6 xac nhan v~ chinh sach ban hang cua nha san xuat. Cac tnrong hop khac, Bao hiem PVI se ap d\lng muc kh.lu tru 20% s6 tisn b6i thuang va t6i thisu dl V\l,tuy thuqc vao s6 nao Ian han 9. DKBS 009/XCG-PVI: Bao hi~m v~t chit cho xe CO' gi6'i trong thoi gian chodu'q'ccip dang ki~m (72 gio-) Kh6ng tinh phi 10. DKBS 010/XCG-PVI: Bao hi~m tt! nguy~n tnich nhi~m dan st! chii xe CO' gim Tren co' sa Muc trach nhi~m (MTN), phi bao hi m Trach nhi~m dan s\}'(tnds) b~t bu<)cdo B<)Tai chinh quy dinh va nhu dou cua khach hang tham gia bao hi m, Bao hi~m PVI xay d\}'ng cac MTN bao hi~m 1\1' nguy~n cao han MTN b~t bu<)c vai nhung 1uu y quan trqng sau day: MTN a day duqc hi~u 121phftn vuqt qua MTN b~t bu<)c thea quy dinh cua B<)Titi chinh. Phi bao hi~m duqc tinh them vito phftn phi bao hi m TNDS b~t bu<)cthea quy dinh cua B<)Tai chinh Bi~u phi tt! nguy~n TNDS ciia chii xe CO' gi6'i ap dl}.ng cho MTN phb thong (Trang sau) BaDhi m PVJ- silfu phi Sao hdm Xe co'gio'i /9

5 PHi BAo HIEM (bao gam thu~ GTGT) Mire trach nhiem: a. vj nguoi: trieu d6ng/nguiyi/v b. vj tai san: trieu d6ng/v Loai xe 1 Muc dich Stt su dung Mrrc I Mrrc II Mrrc III MrrcIV MrrcV I (alb) (alb) (alb) (alb) (alb) 30/30 50/50 80/80 100/ /120 Xe oto chrr ngu'o'ikhong kinh doanh v~n tai (tinh thea s6 ch6 ngoi) 1 Duo-i 06 ch Tir 6 d~n 11 ch TLI'12 d~n 24 ch Tu 25 ch6 tro len Xe ban tai (pick -up) II Xe oto cho ngmri kinh doanh v~n tai 1 Diroi 06 ch6 thea dang ky ch6 thea dang ky ch6 thea dang ky ch6 thea dang ky ch6 theo dang ky ch6 theo dang ky ch6 thea dang ky ch6 thea dang ky ch6 thea dang ky ch6 thea dang ky ch6 thea dang ky III Tren 25 ch6 thea dang ky (SC: s6 ch6) Xe 0 to chrr hang (xe tai) (Dun vi tinh: d6ng) ( ( ( ( ( x (SC-25)) x (SC-25)) x (SC-25)) x (SC-25)) x (SC-25)) 1 Duai 3 t~n TLI'3 d~n 8 t~n Tren 8 t~n d~n 15 t~n Tren 15 t~n r Bao hiem P VI - Bitu phi Bao hiem Xe CO' gioi /9

6 10.2 Bi~u phi tt,r Iiguy~n TNDS cua chu xe CO' gi6'i ap dung eho MTN eao TT I Loai xe (Dun vi tinh: dang) PHi BAo HIEM (bao gam thu~ GTGT) Mire trach nhiem: a. vj nguoi: trieu d6ng/nguoi/v1,l b. vj tai scm: trieu d6ng/v1,l T6ng rmrc trach nhiem t6i da: d6ng/v1,l MlfC VI (alb) MlfC VII (alb) M lfc VIII (alb) 100/ / /2.000 Xe oto chrr nguiri khfmg kinh doanh v~n tai (tinh thea s6 ch6 ngoi) 1 Duoi 06 ch6 ng6i TLr06 d~n 11 ch6 ng6i Tir 12 d~n 24 ch6 ng6i Tir 25 ch6 ngoi tro len Xe ban tai (pick - up) II Xe oto cho' ngurrl kinh doanh v~n tai 1 Duoi 06 ch6 ngoi ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ngdi thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky ch6 ng6i thea dang ky III Tren 25 ch6 thea dang ky (SC: s6 ch6) x (SC - 25) x (SC - 25) x (SC-25) Xe 0 to ch& hang (xe tii) 1 Duo-i 03 t~n Ttf 03 d~n 08 t~n Ttl"tren 08 d~n 15 t~n Tren 15 t~n Cae quy djnh khae 1. Xe taxi: Tinh bing 150% phi bao hi~m 6 to cha nguai kinh doanh v~n tai cung s6 ch6 ng6i Baa hidm PVJ- Bidu phi Baa hdm Xe CO" gi6"i /9

7 2. (> to chuyen dung: - Xe ciru thuong: Tinh bang phi cua xe pick - up. - Phi bao hiern cua xe cho tien: Duoc tinh bang phi bao hi~m cua xe d~n 5 ch6 ng6i guy dinh tai muc I. - Phi bao hiern cua cac loai xe chuyen dung khac duoc tinh bang phi cua bao hiem cua xe cho hang cung trong tai guy dinh tai muc III. 3. D u keo ro mooc: Tinh bang 130% phi cua xe trong tai tren 15 t<1n(phi nay dff bao g6m ca dau keo va ro mo6c). 4. Xe may chuyen dung: Tinh bang phi cua xe cho hang diroi 3 t<1nguy dinh tai rnuc III. 5. Xe buyt: Tinh bang phi bao hi~m cua xe khong kinh doanh van tai cung s6 ch6 ng6i guy dinh tai muc I. 11. DKBS 0111XCG-PVI: Bao hi~m khfmg ap dung mire kh~u trir: Ty l~ phu phi: 0,1 % 'A. \::~ia, PHAN III BAo HIEM TRAcH NHI~M DAN str CHU XE DOl VOl HANG HOA TREN XE MITe trach nhiern bao hi~m Ty l~ phi bao hi~m/nam Tu d6ng/t<1n d~n d6ng/t<1n 0,55% LITU y: Ty l~ phi tren dffbao g6m thu~ GTGT Muc trach nhi~m (MTN) bao hi~m/t<1n 1a co'sa xac dinh t6ng MTN bao hi~m t6i dal vv tuo'ng ung vai trqng tai duqc phep cha cua xe, khong phai la MTN b6i thucmg t6i da cua m6i t<1nhang h6a/vv. MTN bao hi~m/vv = MTN bao hi~tnlt<1nx S6 t<1ntrqng tm cua xe. Ma rqng ph<;lmvi b6i thucmg trm'mg hqp hang h6a cua chinh chu xe. Muc kh<1utn'r: 0,5% MTN/vv, t6i thi~u d6ng/vv. Bao hi~mp VI - Bi~u phi Bao hdm Xe CO" gio'i /9

8 PHANIV BAo HIEM TAl N~N LAI, PHl) XE va TAl N~N NGU<'n NGOI TREN XE TT sa ti~n bao hi~m/ngu'oi/vl} (tr.d) Ty l~ phi 1 Tu 5 den 500 0,10% 2 re tren 500 d~n ,20% 3 Tren l.000 0,30% LU'u y: - Loai hinh bao hiem nay khong ap dung thu~ GTGT. - Trong moi tnrong hop, tong mire trach nhiem/xe khong vuot qua 8 ty dong. - D6i voi xe cho nguoi kinh doanh van tai chi cap bao hiem cho Lai/ phu xe. PHANV CAC QUY DINH KHAC I. Phi bao hi~m ng~n, dai han: (Khong ap dung d6i voi DKBS 002/XCG-PVI). 1. Bao hi~m ng~n han Thoi han bao hi~m Mtrc phi ap dung (% phi bao hdm nam) D~n 1 thang 15% D~n 3 thang 30% Tren 03 thang den 06 thang 60% Tren 06 thang den 09 thang 80% Tren 09 thang d~n 12 thang 100% ] 2. Bao hi~m dai han Muc phi ap dung ThO'i han bao hi~m (% phi bao hidm nam) Tren 12 thang d~n 15 thang 120% Tren 15 thang d~n 18 thang 140% Tren 18 thang d~n 21 thang 160% Tren 21 thang d~n 24 thang 180% Tren 24 thang d~n 30 thang 220% Tren 30 thang d~n 36 thang 260% Tren 36 thang d~n 48 thang 340% Tren 48 thang d~n 60 thang 420% Bao hidm P VI- Bidu phi Bao hidm Xe CO' gi6'i /9

9 II. Giam phi 1. Ciarn phi khi bao hi~m theo nhom: stt sa hrong xe/nhorn Ty l~ giam phi 1 re 5 den 10 xe 10% 2 Tren 10 den 30 xe 15% 3 Tren 30 xe 20% 2. Giam phi do ty l~ tbn th~t tat: Giam them t6i da 10% phi bao hi~m v~t chat hien hanh (chua bao gom phan chu dong thea phan cftp) cho cac xel d<)ixe tai tuc voi disu kien ty l~ t6n that trong narn lien truce ~ 30%. 3. Clam phi do tang MITC kh~u trir: Truong hop xe tham gia dieu khoan tang Mire khftu tnr, phi bao hiem diroc giam nrong irng nhu sau: MITC kh~u trirl vu tbn th~t Ty l~ giam phil phi CO' ban (VNIl) XeKDVT Xe khong KDVT l % 5% % 8% % 11% % 14% % 17%.' J' % 20% % 23% *" % 26%,:;: ~ % 29% % 32% % 40% % 45% Bao hdm P VI - Bidu phi Bao hiem Xe co gioi - 20 I5 9/9

NO CIIOONG THUONG NIEN NAM 2017 DAI H(.M DONG COn Vietcombank ran HANiOf-JMCP DAI THlTONG VIET NAM C0NG HOA XA HOl CHU NGHIA VIET NAM Doc lap - Tur do

NO CIIOONG THUONG NIEN NAM 2017 DAI H(.M DONG COn Vietcombank ran HANiOf-JMCP DAI THlTONG VIET NAM C0NG HOA XA HOl CHU NGHIA VIET NAM Doc lap - Tur do - Hanh phuc Dia< M3D1 16/12/201 ~.98 T*. Khai,HaN6i