GOLDIN FINANCIAL HOLDINGS LIMITED () 2012/13 *

2 3 8 15 17 19 20 21

8 23 Butterfield Fulcrum Group (Bermuda) Limited 26 Burnaby Street Hamilton HM11 Bermuda 28 26 530 Canon s Court 22 Victoria Street Hamilton HM 12 Bermuda www.goldinfinancial.com 2012/13 2

149,200,000 98,500,000 51.5% 493,400,000 20,900,000 79,200 550,000,000 100% 1,100,000,000 3,653,462,472 3

56,700,00034,200,000 60,700,00045,600,000 6.6% 25% 2,842,470,000 99,670,000301% 399,670,000 200,000,000 SloanSloan Estate Asterisk 95% 15 92,500,000 37,800,000 43,400,000 11,800,000 2012/13 4

3,000,000,000 750,000,000 229,400,000 3,870,800,000 1,115,800,000 246.9% 2,650,700,00084,800,000 3,025.8% 3,871,700,0002,835,700,000 1,036,000,000 300,000,000 2,331,000,000 125,300,000 174,700,000 66,200,000 0.7% 22.1% 5

12 60% 2012/13 6

Goldin Financial Holdings Limited * * 7

XV 352 0.10 i ii 157,095,000 4,741,595,634 4,898,690,634 70.23 iii 3,000,000 3,000,000 0.04 1,000,000 3,000,000 4,000,000 0.06 1,560,000 3,000,000 4,560,000 0.07 (i) (ii) 6,974,791,992 2012/13 8

(iii) 4,741,595,634(a) 4,473,545,636 (b) 43,390,000(c) 224,659,998 XV 352 336 i ii 4,473,545,636 64.14 4,698,205,634 67.36 4,698,205,634 67.36 9

(i) (ii) 6,974,791,992 336 0.10.... 22.07.2009 0.654 22.01.2010 21.07.2019 22.07.2009 0.654 22.01.2011 21.07.2019 22.07.2009 0.654 22.01.2012 21.07.2019 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 2012/13 10

.... 22.07.2009 0.654 22.01.2010 21.07.2019 22.07.2009 0.654 22.01.2011 21.07.2019 22.07.2009 0.654 22.01.2012 21.07.2019 22.07.2009 0.654 22.01.2010 21.07.2019 22.07.2009 0.654 22.01.2011 21.07.2019 22.07.2009 0.654 22.01.2012 21.07.2019 22.07.2009 0.654 22.07.2009 21.07.2019 22.07.2009 0.654 22.01.2010 21.07.2019 22.07.2009 0.654 22.01.2011 21.07.2019 22.07.2009 0.654 22.01.2012 21.07.2019 23.07.2009 0.652 23.01.2010 22.07.2019 23.07.2009 0.652 23.01.2011 22.07.2019 23.07.2009 0.652 23.01.2012 22.07.2019 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 3,000,000 3,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 7,100,000 7,100,000 7,560,000 7,560,000 10,080,000 10,080,000 39,740,000 39,740,000 11

(Smart Edge Limited)Smart Edge 3,000,000,000 Smart Edge (i) Smart Edge40% (ii) 50% (iii) 50% A.2.1A.4.1 i. A.2.1 2012/13 12

ii. A.4.1 13.51B(1)(i) (ii) (iii) 13

6146 14,400,000 10,600,000 Goldin Financial Holdings Limited * * 2012/13 14

4 149,163 98,470 (45,745) (29,222) 103,418 69,248 5 (74,836) 4 8,779 8,177 6 12,459 (105,721) 12 749,954 229,413 (3,412) (465) (52,041) (40,776) 7 (24) (1,747) 8 819,133 83,293 9 (14,628) (946) 804,505 82,347 (489) (1,171) (489) (1,171) 804,016 81,176 493,373 (20,919) 311,132 103,266 804,505 82,347 15

492,884 (22,090) 311,132 103,266 804,016 81,176 11 13.44 (0.65) 13.40 (0.65) 2012/13 16

292,334 300,729 12 4,800,000 3,900,000 83,897 84,418 5,001 8,703 13 118,277 86,309 83,342 21,850 21,850 5,407,668 4,399,042 89,640 76,251 14 1,378,621 1,173,877 62,687 15,633 21(b)(ii) 279 13,684 7,126 2,650,670 84,754 4,195,581 1,357,641 15 274,360 174,374 29,352 28,242 21(b)(iii) 28,091 21,096 11,127 324,808 241,834 3,870,773 1,115,807 9,278,441 5,514,849 17

21(b)(iii) 972,334 16 66,188 5,600 11,500 369 369 72,157 984,203 9,206,284 4,530,646 17 697,479 332,133 6,635,320 2,636,160 7,332,799 2,968,293 21(b)(iv) 1,873,485 1,562,353 9,206,284 4,530,646 2012/13 18

332,133 2,837,971 (34,400) 74 9,832 (177,317) 2,968,293 1,562,353 4,530,646 (489) 493,373 492,884 311,132 804,016 365,346 3,543,859 3,909,205 3,909,205 (37,583) (37,583) (37,583) 697,479 6,344,247 (34,400) (415) 9,832 316,056 7,332,799 1,873,485 9,206,284 332,121 2,837,876 2,098 9,239 (256,797) 2,924,537 2,924,537 (1,171) (20,919) (22,090) 103,266 81,176 790 790 790 (8) 8 (24,200) (24,200) (24,200) 1,372,880 1,372,880 332,121 2,837,876 (24,200) 927 10,021 (277,708) 2,879,037 1,476,146 4,355,183 19

(334,692) (480,899) (875) (1,431) (77,688) (3,434,171) (2,675) 3,616 4,694 66 (3,508,596) 950,380 1,372,880 66,000 2,873,249 (37,583) 2,901,666 2,323,260 2,567,040 (1,666,235) 84,754 1,731,156 (1,124) (1,179) 2,650,670 63,742 2012/13 20

1. 16 34 2. 1 1 21

3. (a) (b) (c) (d) 2012/13 22

3. 56,651 92,512 149,163 34,150 12,771 43,394 755,165 845,480 946 (27,269) (24) 819,133 60,650 37,820 98,470 45,587 (173,206) 11,755 227,509 111,645 2,066 (28,671) (1,747) 83,293 23

4. 56,651 60,650 92,512 37,820 149,163 98,470 64 240 881 883 6,518 6,111 1,316 943 8,779 8,177 5. (4,771) (73,760) 3,746 (51) (74,836) 2012/13 24

6. 6,559 (5,444) 5,900 (1,900) (98,377) 12,459 (105,721) 7. 212 1,747 36,465 28,751 160 36,837 30,498 12 (36,813) (28,751) 24 1,747 25

8. 9,043 6,813 (2,048) 6,995 6,813 454 1,034 (7,590) 790 9. 6,141 3 8,487 943 14,628 946 10. 2012/13 26

11. 493,373 (20,919) 3,669,909 3,220,981 11,368 3,681,277 3,220,981 17 27

12. 3,432,201 24,863 70,154 372,782 3,900,000 113,233 7 36,813 749,954 4,800,000 16 13. 2012/13 28

14. 120 1,192,382 355,392 121 151 190 482,217 151 180 186,049 336,268 1,378,621 1,173,877 15. 120 246,453 51,623 121 150 72,311 151 180 27,907 50,440 274,360 174,374 29

16. 60% (Smart Edge Limited)Smart Edge 3,000,000,000 Smart Edge 40% (i)3.4 (ii) 0.5 (i) Smart Edge 100% (ii) Smart Edge 12 (iii) Smart Edge 60% (iv) Smart Edge 40% 66,000,000 3.68 2012/13 30

17. 11,000,000,000 5,500,000,000 0.10 1,100,000 550,000 6,974,791,992 3,321,329,520 0.10 697,479 332,133 3,321,209,520 332,121 120,000 12 3,321,329,520 332,133 3,653,462,472 365,346 6,974,791,992 697,479 1.07 3,653,462,4720.10 2,835,700,0001,035,956,000 37,583,000 31

18. 241,063 78,444 2,086,396 2,362,146 19. 16 20. (a) 42,127,000 42,127,000 (b) 1,035,956,000 2012/13 32

21. (a) 6,433 35,308 46 620 1,170 1,950 3,630 3,630 925 36,465 28,751 (b) (i) 2,006,000 1,330,000 (ii) 33

21. (b) (iii) 8.5 1,035,956,000 (iv) (1) (2) (c) 3,033 2,404 184 3,033 2,588 2012/13 34