* 155

BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司 * ( 於中華人民共和國註冊成立的股份有限公司 ) ( 股份代號 :1963) 二零一五年年度報告

* 155

1 2 2 3 3 6 4 9 5 11 6 12 6.1 12 6.2 14 6.3 15 6.4 44 6.5 54 6.6 55 6.7 62 7 65 8 67 9 71 10 87 11 109 12 118 13 121 14 123 15 125 16 131 17 223 18 226 19 227 20 235

Bank of Chongqing Co., Ltd. 153 400010 183 54 http://www.cqcbank.com ir@bankofchongqing.com 1996 9 2 91500000202869177Y B0206H250000001 22 202 2 11 H 183 17 1712-1716 17 H 1963 2015 2

2015 2.1 12 31 2015 2014 2015 2014 2013 2012 2011 (%) 15,507,610 13,236,153 17.2 10,467,150 8,308,816 6,107,357 (8,505,537) (7,004,455) 21.4 (5,288,532) (4,159,185) (2,785,858) 7,002,073 6,231,698 12.4 5,178,618 4,149,631 3,321,499 1,512,053 908,846 66.4 644,581 368,046 289,812 78,455 342,566 (77.1) 51,301 139,619 (40,253) 8,592,581 7,483,110 14.8 5,874,500 4,657,296 3,571,058 (3,190,171) (2,805,275) 13.7 (2,282,772) (1,900,021) (1,449,449) (1,135,300) (889,566) 27.6 (535,718) (241,054) (184,869) 4,267,110 3,788,269 12.6 3,056,010 2,516,221 1,936,740 2,809 2,035 38.0 1,435 1,162 (227) 4,269,919 3,790,304 12.7 3,057,445 2,517,383 1,936,513 (1,099,858) (963,161) 14.2 (728,179) (592,578) (448,358) 3,170,061 2,827,143 12.1 2,329,266 1,924,805 1,488,155 3,170,061 2,827,143 12.1 2,329,266 1,924,805 1,488,155 6.81 5.88 0.93 4.98 4.09 3.19 1.17 1.05 0.12 1.10 0.95 0.74 0.264 0.272 (0.008) 0.224 0.07 0.05 (%) 319,807,987 274,531,145 16.5 206,787,015 156,163,478 127,339,915 121,816,452 104,114,756 17.0 88,637,824 75,256,873 62,824,926 298,514,992 258,628,122 15.4 193,307,744 147,905,128 120,886,751 199,298,705 167,932,436 18.7 148,801,045 114,043,185 89,306,554 3,127,055 2,705,228 15.6 2,705,228 2,020,619 2,020,619 21,292,995 15,903,023 33.9 13,479,271 8,258,350 6,453,164 21,292,995 15,903,023 33.9 13,479,271 8,258,350 6,453,164 3

2.2 12 31 2015 2014 2015 2014 2013 2012 2011 (%) (1) 1.07 1.17 (0.10) 1.28 1.36 1.26 (2) 17.0 19.2 (2.2) 21.4 26.2 25.9 (3) 2.29 2.56 (0.27) 2.61 2.66 2.77 (4) 2.52 2.81 (0.29) 2.81 2.85 2.92 17.60 12.15 5.45 10.97 7.90 8.10 (5) 30.69 31.02 (0.33) 32.37 34.07 34.22 (%) (6) 0.97 0.69 0.28 0.39 0.33 0.35 (7) 243.98 318.87 (74.89) 526.36 537.70 526.74 (8) 2.37 2.19 0.18 2.06 1.80 1.87 (%) (9) 10.49 9.63 0.86 10.82 8.18 9.26 (9) 11.63 11.00 0.63 13.26 11.11 11.96 6.66 5.79 0.87 6.52 5.29 5.07 (%) (10) 62.60 63.39 (0.79) 60.82 67.20 71.69 (11) 55.32 52.53 2.79 56.98 42.20 44.20 (12) 4.00 4.62 (0.62) 5.09 4.63 6.17 (13) 30.79 25.21 5.58 22.84 30.09 40.47 2015 4

(1) (2) (3) (4) (5) (6) (7) (8) (9) 2015201420132013 1 1 2012 2013 1 12011 (10) (11) (12) (13) 5

2015 2010-2015 2015 H 2015 3,198.08 1,992.991,218.16 31.70 16.5% 18.7% 17.0%12.1% 243.98% 2015 12 2015 2014 21 349 2015 6

2016 2015 2016 3 18 7

董事長致辭 甘為民 董事長 年度報告 2015 年 8

9 2015 2015 12 2015 349 2014 21 2016 2016 3 18 9

行長致辭 冉海陵 執行董事及行長 年度報告 年度報告 2015 2015 年 年 10

12 2013-2014 2015 2015 2015 2014 21349 11

6.1 2015 2015 3.1%0.3 2015 + 67.67 6.9% 1.4% (M2)13.3%139.23 (M1) 40.10 15.2%(M0) 6.32 4.9% 2015 93.9514.3% 11.721.81 135.7012.4% 14.971.94 3.96 8.0% 2.28 2.8% 1.68 14.1% 2015 15,719.72 11.0% 4.1 4.7% 11.3% 2015 12

11.5% 27,2398.3% 6,424.02 12.5% 2015 12 31 22,393.93 11.9% 28,094.37 12.9% 744.7722.0% 551.9013.0% 192.8739.8% 2016 2015 11.0%2016 2016 13

6.2 2015 14

6.3 2015 2015 31.70 3.43 12.1% 2015 452.77 3,198.08 16.5% 177.02 1,218.16 17.0% 0.97% 1.00% 2015 12 31 313.66 1,992.99 18.7% 20150.33 30.69% 2015 H 2015 11.63% 10.49% 0.630.86 15

12 31 2015 2014 (%) 15,507,610 13,236,153 2,271,457 17.2 (8,505,537) (7,004,455) (1,501,082) 21.4 7,002,073 6,231,698 770,375 12.4 1,512,053 908,846 603,207 66.4 23,769 160,189 (136,420) (85.2) (10,243) 150,637 (160,880) 64,929 31,740 33,189 104.6 8,592,581 7,483,110 1,109,471 14.8 (3,190,171) (2,805,275) (384,896) 13.7 (1,135,300) (889,566) (245,734) 27.6 2,809 2,035 774 38.0 4,269,919 3,790,304 479,615 12.7 (1,099,858) (963,161) (136,697) 14.2 3,170,061 2,827,143 342,918 12.1 20157.70 12.4% 6.03 66.4%3.85 13.7% 2.46 27.6% 201542.70 4.80 12.7% 31.70 3.43 12.1% 1. 201570.02 7.70 12.4% 81.49% 12 31 2015 2014 (%) 15,507,610 13,236,153 2,271,457 17.2 (8,505,537) (7,004,455) (1,501,082) 21.4 7,002,073 6,231,698 770,375 12.4 2015 16

2015 12 31 2014 12 31 (%) (%) 115,689,037 7,545,665 6.52 99,669,642 7,173,596 7.20 83,080,518 5,561,218 6.69 53,093,497 3,481,119 6.56 32,120,986 494,110 1.54 31,733,898 484,995 1.53 44,327,053 1,712,037 3.86 32,418,038 1,754,712 5.41 2,518,191 194,580 7.73 4,610,739 341,731 7.41 277,735,785 15,507,610 5.58 221,525,814 13,236,153 5.97 181,781,243 5,003,513 2.75 158,277,356 4,405,190 2.78 68,062,327 3,139,322 4.61 43,010,762 2,380,842 5.54 8,066,795 362,702 4.50 4,049,315 218,423 5.39 257,910,365 8,505,537 3.29 205,337,433 7,004,455 3.41 7,002,073 6,231,698 (1) 2.29 2.56 (2) 2.52 2.81 (1) (2) 17

2015395.58% 2015 123.29% 272.29%29 2.52% 1,044,844 (672,775) 372,069 2,007,262 72,837 2,080,099 5,954 3,161 9,115 459,960 (502,635) (42,675) (161,691) 14,540 (147,151) 3,356,329 (1,084,872) 2,271,457 646,942 (48,619) 598,323 1,155,484 (397,004) 758,480 180,635 (36,356) 144,279 1,983,061 (481,979) 1,501,082 2015 18

2. 2015 155.08 22.71 17.2% 2015 12 31 2014 12 31 (%) (%) 115,689,037 7,545,665 6.52 99,669,642 7,173,596 7.20 83,080,518 5,561,218 6.69 53,093,497 3,481,119 6.56 32,120,986 494,110 1.54 31,733,898 484,995 1.53 44,327,053 1,712,037 3.86 32,418,038 1,754,712 5.41 2,518,191 194,580 7.73 4,610,739 341,731 7.41 277,735,785 15,507,610 5.58 221,525,814 13,236,153 5.97 2.1 201575.46 3.72 5.2% 16.1%68 2.2 2015 55.61 20.80 59.8% 56.5%13 19

2.3 2015 4.94 911.50 1.9% 1.2%1 2.4 2015 12 31 2014 12 31 (%) (%) 6,800,796 223,691 3.29 3,099,455 85,804 2.77 37,526,257 1,488,346 3.97 29,318,583 1,668,908 5.69 44,327,053 1,712,037 3.86 32,418,038 1,754,712 5.41 2015 2.24 1.38 160.7%119.4% 52 2015 14.88 1.81 10.8% 28.0%172 2015 17.12 4,267.50 2.4% 2015 20

2.5 20151.95 1.47 43.1% 32 45.4% 3. 201585.06 15.01 21.4% 3.1 2015 12 31 2014 12 31 (%) (%) 51,605,262 470,616 0.91 46,069,519 434,223 0.94 71,118,303 2,925,820 4.11 60,702,755 2,625,671 4.33 122,723,565 3,396,436 2.77 106,772,274 3,059,894 2.87 8,368,605 36,924 0.44 8,311,856 33,328 0.40 27,550,934 1,050,616 3.81 17,902,720 577,528 3.23 35,919,539 1,087,540 3.03 26,214,576 610,856 2.33 23,138,139 519,537 2.25 25,290,506 734,440 2.90 181,781,243 5,003,513 2.75 158,277,356 4,405,190 2.78 2015 50.04 5.98 13.6% 14.8%3 21

3.2 2015 12 31 2014 12 31 (%) (%) 43,899,128 2,255,780 5.14 28,141,151 1,596,263 5.67 3,343,796 98,581 2.95 2,190,645 56,996 2.60 20,819,403 784,961 3.77 12,678,966 727,583 5.74 68,062,327 3,139,322 4.61 43,010,762 2,380,842 5.54 201531.39 7.58 31.9% 58.2%93 3.3 2015 12 31 2014 12 31 (%) (%) 794,758 54,918 6.91 1,049,315 72,257 6.89 2,991,033 146,266 4.89 3,000,000 146,166 4.87 4,281,004 161,518 3.77 8,066,795 362,702 4.50 4,049,315 218,423 5.39 2015 3.63 1.44 66.1% (1) 2014 4 32009 4 10 2015 0.17 (2) 2013 430 (3) 201521 2015 14 150 2015 22

4. 2015 2.29%27 2015 2.52%29 7.70 12.4% 562.10 25.4% 5. 5.1 12 31 2015 2014 (%) 1,589,399 974,857 614,542 63.0 249,944 329,436 (79,492) (24.1) 436,537 230,612 205,925 89.3 613,009 214,271 398,738 186.1 171,072 111,007 60,065 54.1 54,251 45,313 8,938 19.7 64,586 44,218 20,368 46.1 (77,346) (66,011) (11,335) 17.2 1,512,053 908,846 603,207 66.4 23

201515.12 6.03 66.4% 5.45 17.60% 3.99 186.1% 2.0689.3% 6,006.5054.1%2,036.80 46.1% 2.50 7,949.20 24.1% 4.37 2.06 89.3% 6.13 3.99 186.1% 1.71 6,006.50 54.1% 5,425.10 893.80 19.7% 6,458.60 2,036.80 46.1% (1) (2) 2015 24

5.2 2015 2,390.100.3% 2015 13.20 20152,376.9085.2% 12 31 2015 2014 (%) 23,901 23,825 76 0.3 (132) 136,364 (136,496) 23,769 160,189 (136,420) (85.2) 5.3 20151,024.30 1.51 12 31 2015 2014 (%) (11,591) 67,294 (78,885) 1,348 83,343 (81,995) (98.4) (10,243) 150,637 (160,880) 25

6. 2015 31.90 3.85 13.7% 12 31 2015 2014 (%) 1,626,120 1,324,089 302,031 22.8 553,110 483,663 69,447 14.4 153,333 136,803 16,530 12.1 731,577 734,708 (3,131) (0.4) 126,031 126,012 19 0.0 3,190,171 2,805,275 384,896 13.7 6.1 20152014 50.97% 47.20% 12 31 2015 2014 (%) 1,223,219 956,556 266,663 27.9 140,690 127,313 13,377 10.5 77,524 61,780 15,744 25.5 32,128 27,336 4,792 17.5 152,559 151,104 1,455 1.0 1,626,120 1,324,089 302,031 22.8 201516.26 3.02 22.8% (1) 14.9% (2) 2015 3,7801995.6% 6.2 2015 5.53 6,944.70 14.4% 2015 26

6.3 2015 1.53 1,653.00 12.1% 6.4 2015 7.32 313.10 0.4% 7. 2015 11.35 2014 8.902.46 27.6% 12 31 2015 2014 (%) 1,013,419 732,023 281,396 38.4 420,012 321,838 98,174 30.5 593,407 410,185 183,222 44.7 117,114 154,172 (37,058) (24.0) 4,767 3,371 1,396 41.4 1,135,300 889,566 245,734 27.6 8. 2015 2014 26,405 24,370 2,809 2,035 29,214 26,405 2011 5 5 1.10 2,200.00 20% 2015 280.90 77.40 38.0% 27

9. 25% 20152014 25.76% 25.41% 2015 12 312014 12 31 12 31 2015 2014 (%) 4,269,919 3,790,304 479,615 12.7 25% 1,067,480 947,576 119,904 12.7 (57,049) (49,332) (7,717) 15.6 91,014 66,082 24,932 37.7 (1,587) (1,165) (422) 36.2 1,099,858 963,161 136,697 14.2 2015 28

1. 2015 2014 (%) (%) 124,769,386 39.0 106,448,851 38.8 (2,952,934) (0.9) (2,334,095) (0.9) 121,816,452 38.1 104,114,756 37.9 (1) 105,795,905 33.1 70,979,720 25.9 29,214 0.0 26,405 0.0 38,201,369 12.0 35,699,093 13.0 45,856,556 14.3 54,409,453 19.8 2,312,586 0.7 4,798,210 1.7 2,627,007 0.8 2,396,654 0.9 505,920 0.2 317,765 0.1 2,662,978 0.8 1,789,089 0.7 319,807,987 100.0 274,531,145 100.0 (1) 2015 3,198.08452.77 16.5% 1,247.69183.21 17.2% 1,057.96348.16 49.1% 29

382.0125.02 7.0% 458.5785.53 15.7% (1) 130.17 26.6% (2) 44.64 81.7% 1.1 2015 2014 (%) (%) 84,276,669 67.6 69,031,229 64.9 4,120,780 3.3 4,866,911 4.6 18,012,580 14.4 17,339,942 16.3 3,848,972 3.1 3,876,509 3.6 2,924,258 2.3 2,253,277 2.1 11,586,127 9.3 9,080,283 8.5 700 0.0 124,769,386 100.0 106,448,851 100.0 2015 12 311,247.69183.21 17.2% 842.77152.45 22.1% 2.7 67.6% 47.2037.16 19.5016.3610.86 41.217.46 15.3% 2015 30

363.7238.21 11.7% 1.4 29.1% 6.73 3.9% 2,753.70 0.7% 6.71 29.8% 25.06 27.6% 2015 2014 (%) (%) 70,150,924 56.2 54,197,524 50.9 12,562,758 10.1 13,515,506 12.7 35,291,775 28.3 34,350,040 32.3 6,763,929 5.4 4,385,781 4.1 124,769,386 100.0 106,448,851 100.0 2015 2014 2,072,780 261,315 1,750,942 115,550 847,547 668,672 394,100 514,349 (427,535) (75,265) (72,262) (104,164) 420,012 593,407 321,838 410,185 (59,493) (28,975) (345,552) (236,990) 10,465 1,545 2,492,792 460,142 2,072,780 261,315 31

2015 2015 12 31 29.536.19 26.5% 243.98% 74.89 1.2 2015 2014 (%) (%) 2,312,586 2.1 4,798,210 6.3 2,312,586 2.1 4,798,210 6.3 50,188,787 46.4 36,086,622 47.6 13,411,717 12.4 14,737,000 19.5 8,615,127 8.0 2,718,927 3.6 104,969 0.1 958,900 0.9 (271,286) (0.3) (154,172) (0.2) 73,008,214 67.5 53,388,377 70.5 3,079,089 2.8 3,028,110 4.0 15,140,594 14.0 5,544,606 7.3 70,611 0.1 709,851 0.9 188,243 0.2 720,000 1.0 492,416 0.5 291,122 0.4 14 0.0 14 0.0 18,970,967 17.6 10,293,703 13.6 10,515,099 9.7 5,051,655 6.7 2,835,625 2.6 1,779,985 2.3 420,000 0.4 420,000 0.5 46,000 0.1 46,000 0.1 13,816,724 12.8 7,297,640 9.6 108,108,491 100.0 75,777,930 100.0 2015 32

2015 1,081.08323.31 42.7% 24.8623.13 51.8% 189.71 86.77 84.3% 730.08196.20 36.7% 65.19138.17 89.3% 2. 2015 2014 (%) (%) 73,235,555 24.5 81,635,724 31.6 199,298,705 66.8 167,932,436 64.9 7,218,001 2.4 5,056,289 1.9 271,989 0.1 218,597 0.1 18,490,742 6.2 3,785,076 1.5 298,514,992 100.0 258,628,122 100.0 2015 2,985.15398.87 15.4% 313.66 18.7% 84.00 10.3%147.06 388.5% 2015 21 2015 12 31 14 150 33

2.1 2015 2014 (%) (%) 57,102,294 28.7 48,920,176 29.1 77,426,011 38.8 64,523,802 38.4 8,979,971 4.5 9,015,331 5.4 31,197,219 15.7 18,974,821 11.3 24,593,210 12.3 26,498,306 15.8 199,298,705 100.0 167,932,436 100.0 16,619,121 8.3 24,585,657 14.6 2015 1,992.99313.66 18.7% 1,345.28210.84 18.6% 401.77121.87 43.5% 660.8281.47 14.1% 1,086.23 251.25 30.1% 2.2 2015 2014 (%) (%) 2022 795,902 4.3 795,468 21.0 2018 2,992,474 16.2 2,989,608 79.0 14,702,366 79.5 18,490,742 100.0 3,785,076 100.0 2011 8 122011 11 18 [2011]511 2012 38 10 6.8%2017 3 21 2015 34

2011 11 252012 9 21 [2012]526 2013 430 2013 4 2530 4.78% 2015 12 31 201521 2015 14 150 2.3 2015 2014 (%) (%) 3,586,768 4.9 2,918,096 3.6 28,777,759 39.3 32,311,570 39.6 12,682,929 17.3 8,385,199 10.3 3,000,000 4.1 3,500,000 4.3 25,188,099 34.4 32,939,059 40.3 1,581,800 1.9 73,235,555 100.0 81,635,724 100.0 2015 732.36 84.00 10.3% 6.69 22.9% 35.34 10.9%42.98 51.3% 5.00 14.3% 77.51 23.5% 201415.82 2015 0 35

3. 2015 2014 (%) (%) 3,127,055 14.7 2,705,228 17.0 4,680,638 22.0 2,444,623 15.4 5,337,299 25.0 3,798,252 23.9 8,148,003 38.3 6,954,920 43.7 21,292,995 100.0 15,903,023 100.0 2015 31.2746.8153.37 81.48(1) 3.17 (2) 9.24 1.5% 2015 36

1. 2015 2014 (%) (%) 118,258,244 94.78 103,463,491 97.20 5,300,814 4.25 2,253,380 2.12 726,416 0.58 535,969 0.50 444,294 0.36 137,392 0.13 39,618 0.03 58,619 0.05 124,769,386 100.00 106,448,851 100.00 1,210,328 0.97 731,980 0.69 2015 2015 12 3112.104.78 0.97% 0.28 4.25% 2.13 37

2. 2.1 2015 2014 (%) (%) (%) (%) 16,488,594 13.2 243,215 1.48 16,318,878 15.3 149,531 0.92 16,105,150 12.9 369,116 2.29 15,018,762 14.1 269,930 1.80 8,109,478 6.5 72,721 0.90 7,346,188 6.9 55,230 0.75 15,082,562 12.1 10,362,332 9.7 6,999,400 5.6 11,283 0.16 3,283,354 3.1 6,596,889 5.3 4,960,790 4.7 2,013,142 1.6 1,945,510 1.8 22,666 1.17 2,666,412 2.1 139,000 5.21 2,399,014 2.3 100,000 4.17 2,021,638 1.6 5,000 0.25 1,733,604 1.6 1,424,851 1.1 29,563 2.07 1,167,468 1.1 4,988 0.43 729,088 0.6 1,000 0.14 621,921 0.6 643,890 0.5 502,960 0.5 1,400 0.28 362,129 0.3 403,863 0.4 311,783 0.3 7,500 2.41 376,190 0.3 321,001 0.3 272,192 0.3 383,344 0.3 390,153 0.4 294 0.08 369,788 0.3 357,130 0.3 3,147,630 2.5 1,197,700 1.1 499,900 0.4 4,840 0.97 373,220 0.3 4,120,780 3.3 4,866,911 4.6 36,371,937 29.2 327,090 0.90 32,550,711 30.6 127,941 0.39 124,769,386 100.0 1,210,328 0.97 106,448,851 100.0 731,980 0.69 2015 38

2015 2015 750.002.41 (1) (2) 2,457.501.64 3,900.001.04 484.000.97 9,368.400.56 9,918.600.49 2015 1.990.51 39

1.17% 0 0.28% 0 2.2 20154.00% 30.79%2015 12 31 (1) 2015 2014 2013 (%) <=10 4.00 4.62 5.09 (%) <=50 30.79 25.21 22.84 (2) 2015 (%) A 940,000 0.75 B 845,000 0.68 C 834,000 0.67 D 790,000 0.63 E 732,500 0.59 F 700,000 0.56 G 679,300 0.54 H 655,000 0.52 I 560,000 0.45 J 500,000 0.40 2015 40

2.3 2015 2014 (%) (%) 84,276,669 883,238 1.05 69,031,229 604,039 0.88 47,125,070 778,238 1.65 45,885,258 502,639 1.10 37,151,599 105,000 0.28 23,145,971 101,400 0.44 36,371,937 327,090 0.90 32,550,711 127,941 0.39 (1) 17,880,109 63,893 0.36 16,994,619 30,800 0.18 11,586,127 205,062 1.77 9,080,283 74,589 0.82 (2) 6,905,701 58,135 0.84 6,475,809 22,552 0.35 4,120,780 4,866,911 124,769,386 1,210,328 0.97 106,448,851 731,980 0.69 (1) (2) 2015 12 310.17 1.05% 0.51 0.90% 41

2.4 2015 2014 (%) (%) 90 1,911,506 54.56 835,969 56.49 901 1,079,629 30.82 406,747 27.49 1 3 413,682 11.81 237,008 16.02 3 98,486 2.81 3 0.00 3,503,303 100.00 1,479,727 100.00 2015 35.0320.24 2.81% 1.42 1. 2015 2014 2013 2012 81.19 18.81 77.49 22.51 77.81 22.19 79.85 20.15 75.82 24.18 74.00 26.00 73.83 26.17 73.85 26.15 83.37 16.63 81.40 18.60 77.72 22.28 80.13 19.87 56.99 78.43 59.21 71.60 57.71 71.74 62.14 87.24 0.65 2.02 0.31 1.80 0.26 0.75 0.24 0.59 347.34 136.75 704.36 128.30 787.84 268.30 748.91 294.96 12 31 2015 2014 2013 2012 1.27 0.05 1.24 0.94 1.47 0.58 1.62 0.11 19.34 14.14 13.25 7.65 10.88 11.48 7.05 13.74 29.58 40.47 30.60 31.85 30.51 42.15 31.13 54.51 2015 42

2. 2015 12 31 2,242,000 300,151 4,459,922 7,002,073 2,029,518 527,638 (2,557,156) 4,271,518 827,789 1,902,766 7,002,073 346,874 176,931 988,248 1,512,053 2014 12 31 2,089,251 679,154 3,463,293 6,231,698 2,130,299 493,782 (2,624,081) 4,219,550 1,172,936 839,212 6,231,698 742,196 166,650 908,846 2015 12 31 21.1710.39 96.4% 335.8368.99 17.0%1.95 3,946.70 25.3%3.801.74 31.4% 2015 1 1 5 5 2,116,877 2,116,877 32,982,580 600,279 33,582,859 60,066 110,211 24,901 195,178 345,898 34,365 380,263 35,505,421 744,855 24,901 36,275,177 43

2014 1 1 5 5 1,078,065 1,078,065 40,102,035 380,227 40,482,262 51,549 85,366 18,796 155,711 507,265 47,036 554,301 41,738,914 512,629 18,796 42,270,339 6.4 6.4.1 2015 2014 (%) 2,242,000 2,089,251 7.3 2,029,518 2,130,299 (4.7) 4,271,518 4,219,550 1.2 346,874 742,196 (53.3) 655 5,366 (87.8) (920,274) (459,757) 100.2 (1,713,171) (1,806,118) (5.1) (82,342) (88,078) (6.5) (1,630,829) (1,718,040) (5.1) 1,985,602 2,701,237 (26.5) 148,122 189,321 (21.8) 119,491,853 110,186,011 8.4 165,895,183 (143,750,589) 15.4 2015 44

2015 12 31 1,345.28 67.5%210.84 18.6% 1,511.47 75.8% 131.18 9.5% 2015 12 1,136.30 8.27% 0.19 101.38 2015 12 31 842.77152.45 22.1% 45

6.4.2 2015 2015 12 31475.75 85.11 21.8% 4.6 38.13% 20,0502,57686.11% 4 2015 500 225.5226.59 13.4% 18,7760.01 2015 12 31IPC 24.60 1.78 7.8% 7,1436089.3% 12.90% (1) 2015 46

(2) (3) (4) 47

6.4.3 2015 2014 (%) 300,151 679,154 (55.8) 527,638 493,782 6.9 827,789 1,172,936 (29.4) 176,931 166,650 6.2 7,505 3,378 122.2 (93,145) (272,266) (65.8) (898,535) (613,970) 46.3 (43,187) (29,941) 44.2 (855,348) (584,029) 46.5 20,545 456,728 (95.5) 55,097 56,333 (2.2) 44,447,139 32,786,014 35.6 (42,314,118) (28,811,408) 46.9 121.87401.77 43.5% 6.46218.62 7.83174.26 2015 48

2015 2,773.02 97.97 IC IC IC 6.4.4 2015 2014 (%) 4,459,922 3,463,293 28.8 (2,557,156) (2,624,081) (2.6) 1,902,766 839,212 126.7 988,248 23,769 160,189 (85.2) (10,243) 150,637 (106.8) 2,809 2,035 38.0 14,809 12,589 17.6 (117,114) (154,172) (24.0) (566,389) (364,950) 55.2 (27,223) (17,797) 53.0 (539,166) (347,153) 55.3 2,238,655 645,540 246.8 192,582 225,489 (14.6) 155,358,361 131,236,323 18.4 (90,304,091) (86,066,886) 4.9 2015 2015 201522.39 15.93 49

2015 2014 (%) (%) 13,816,724 12.84 7,297,640 9.67 73,008,214 67.84 53,388,377 70.72 2,312,586 2.15 4,798,210 6.36 18,478,537 17.17 10,002,567 13.25 107,616,061 100.00 75,486,794 100.00 2015 12 3165.19 3.17 196.20 2.88 24.86 4.21 84.76 3.92 2015 2014 (%) (%) AAA 1,699,466 1.58 1,077,859 1.43 AA- AA+ 12,128,583 11.27 8,736,221 11.57 93,788,012 87.15 65,672,714 87.00 107,616,061 100.00 75,486,794 100.00 2015 AAAA 2015 281.15 0.15 2015 50

2015 2014 (%) (%) 3 16,956,151 15.76 10,700,533 14.18 3-12 30,555,294 28.39 15,273,970 20.23 1-5 47,001,022 43.67 42,259,144 55.98 5 13,103,594 12.18 7,253,147 9.61 107,616,061 100.00 75,486,794 100.00 2015 12215.37 9.74 2015 12 31 62 2015 1,060,000 4.09 2035 4 27 2012 490,000 4.11 2017 4 23 2015 420,000 3.54 2022 4 16 2007 420,000 3.40 2017 3 22 2015 400,000 3.51 2025 7 16 2015 400,000 3.30 2022 7 9 2015 400,000 2.92 2018 9 24 2006 380,000 3.79 2021 6 28 2015 300,000 3.51 2025 7 16 2015 300,000 3.30 2022 7 9 6.4.5 2015 12 314 130 81438 51

2015 12 3188 112 814 338 ATM 295181 2015 837154.4 (1) 2015 12 3111,82521.5% 2015 151.25 2,535.39 19.4% 2015 12 31277,52434.0% 602.43 22.6% 2015 84.20 (2) 2015 12 31220,32753.4% 351.33 97.0% 2015 787.79 188.45 599.34 63.1% (3) 2014 7 24 2015 104,23132 6.42703.952,345.09 2015 2015 52

IT 12 IT 6 248 DDOS IC ATM 21 IC IC IC 53

6.4.6 2011 5 5 1.10 2,200.00 20% 2015 12 312014 12 31 2015 2014 26,405 24,370 2,809 2,035 29,214 26,405 6.5 6.5.1 2015 3,780605 16.00% 113 2.99% 2,333 61.72% 729 19.29% 3325406 10.74% 26-30 1,330 35.19% 31-35 803 21.24% 36-40 397 10.50% 41-45 547 14.47% 46-50 197 5.21% 50 100 2.65% 343 9.08% 5 2,631 69.60% 806 21.32% 1,658 43.86% 2,122 56.14% 6.5.2 2015 2015 54

6.5.3 6.5.4 E-learning M-learning 6.6 6.6.1 2015 55

6.6.2 2015 800 55 6.6.3 2015 56

6.6.3.1 2015(VaR) 6.6.3.2 6.6.4 57

2015 2015 2015 2015 (65,332,161) 8,425,035 (7,076,621) (18,139,998) 46,748,249 48,274,503 30,277,998 2,883,877 46,060,882 2014 (56,910,723) 8,100,572 (4,402,242) (212,423) 20,747,938 49,294,762 31,353,689 1,325,341 49,296,914 2015460.6132.36 653.32 2015 2014 42,132,802 30,051,064 30 41,906,971 31,902,646 (%) 100.54 94.20 2015 58

2018 100% 2014 2015 2016 2017 60% 70% 80% 90% 2015 10 1 2015 12 31 100.54% 6.34 6.6.5 6.6.5.1 2015 FTP 59

2015 37,587,207 614,162 38,201,369 26,414,111 12,291,487 6,824,663 326,295 45,856,556 229,901 50,070 118,368 1,145,624 768,623 2,312,586 57,135,847 11,490,085 37,199,912 15,129,020 861,588 121,816,452 4,816,563 7,137,716 26,412,164 33,812,501 829,270 73,008,214 1,476,120 3,050,782 3,473,817 7,243,881 3,233,951 492,416 18,970,967 75,000 119,999 550,945 4,799,016 8,271,764 13,816,724 29,214 29,214 2,025,860 2,025,860 127,734,749 34,140,139 74,579,869 62,456,337 13,965,196 3,161,652 316,037,942 26,485,049 16,852,628 29,303,271 500,000 94,607 73,235,555 80,049,717 17,292,181 67,048,222 34,903,451 5,134 199,298,705 5,145,828 9,556,538 2,992,474 795,902 18,490,742 5,927,271 5,927,271 106,534,766 39,290,637 105,908,031 38,395,925 895,643 5,927,271 296,952,273 21,199,983 (5,150,498) (31,328,162) 24,060,412 13,069,553 (2,765,619) 19,085,669 2015 60

2014 35,059,587 639,506 35,699,093 30,183,206 14,566,481 9,209,706 450,060 54,409,453 29,969 24,646 2,265,196 2,478,399 4,798,210 67,839,475 9,156,771 22,015,899 3,136,390 1,966,221 104,114,756 780,799 4,043,881 13,076,622 35,487,075 53,388,377 519,252 604,480 3,031,302 3,195,743 2,651,804 291,122 10,293,703 380,003 2,316,280 4,601,357 7,297,640 26,405 26,405 1,442,841 1,442,841 134,382,319 28,401,582 47,738,178 46,850,744 11,697,781 2,399,874 271,470,478 33,115,383 19,725,009 26,379,353 2,300,000 115,979 81,635,724 70,834,890 16,251,782 39,226,135 41,596,966 22,663 167,932,436 3,785,076 3,785,076 4,495,548 4,495,548 103,950,273 35,976,791 65,605,488 47,682,042 138,642 4,495,548 257,848,784 30,432,046 (7,575,209) (17,867,310) (831,298) 11,559,139 (2,095,674) 13,621,694 2015 190.8654.64 61

6.6.5.2 2015 2014 100 42,712 161,435 100 (42,712) (161,435) 2015 2014 100 (370,886) (281,050) 100 332,421 289,543 6.6.5.3 1% 2015 2014 1% 26,846 3,660 1% (26,846) (3,660) 6.6.6 6.7 2015 62

6.7.1 2015 2014 3,127,055 2,705,228 5,069,141 2,535,235 4,948,796 3,707,640 8,148,003 6,954,920 (91,429) (84,564) 21,201,566 15,818,459 2,302,606 2,244,252 23,504,172 18,062,711 175,521,618 134,034,150 10,258,298 13,996,784 185,779,916 148,030,934 2,737,443 5,048,619 13,594,516 11,158,260 202,111,875 164,237,813 202,111,875 164,237,813 10.49 9.63 10.49 9.63 11.63 11.00 63

11.63% 0.63 10.49% 0.86(1) 2015 12 421,827,300H3,226,978,845.00 1.32 (2) H (www.cqcbank.com) 6.7.2 5.99% 2015 2014 (%) 5.99 5.00 21,292,995 15,903,023 91,429 84,564 21,201,566 15,818,459 319,776,188 274,531,145 34,390,698 41,560,327 354,166,886 316,091,472 10% + 2015 64

2015 12 31 2,898.83 H 2015 6 24 H (National Holdings Group Company Limited) 810,000,000H H 7.65 2015 8 11 2015 H 2015 12 23 421,827,300H 3,226,978,845.00 2,694,430,526.00 2015 6 242015 8 112015 12 112015 12 23 2015 7 23 H 2015 12 23 7.26 2,657,842,507.00 65

5% H 2015 12 23 H 5% 2015 12 23 2016 3 11 2016 3 18 2016 3 21 2015 66

2014 2015 1. 1,491,146,246 55.12% 1,491,146,246 47.69% (1) 1,023,415,941 37.83% 1,023,415,941 32.73% 467,730,305 17.29% 467,730,305 14.96% 2. 56,887,747 2.10% 56,887,747 1.82% 34,779,409 1.29% 34,779,409 1.11% 22,108,338 0.82% 22,108,338 0.71% 3. H 1,157,193,512 42.78% 421,827,300 421,827,300 1,579,020,812 50.50% 2,705,227,505 100.00% 421,827,300 421,827,300 3,127,054,805 100.00% (1) 72 3,127,054,8051,548,033,993H1,579,020,812 H 421,827,300 67

407,010,187 13.02% 0 171,339,698 5.48% 0 139,838,675 4.47% 0 139,838,675 4.47% 0 129,564,932 4.14% 0 94,506,878 3.02% 0 68,602,362 2.19% 68,600,000 37,456,522 1.20% 0 29,942,325 0.96% 0 24,191,310 0.77% 0 1,242,291,564 39.73% 68,600,000 2015 12 31336 H H H (%) (%) (1) 458,574,853 29.04 14.66 (1) 458,574,853 29.04 14.66 (1) 458,574,853 29.04 14.66 HSBC International Trustee Limited (5) 458,574,853 29.04 14.66 (1) 458,574,853 29.04 14.66 2015 68

H H (%) (%) (1) 458,574,853 29.04 14.66 (2) 210,913,650 13.36 6.74 (2) 210,913,650 13.36 6.74 (3) 166,685,500 10.56 5.33 (3) 166,685,500 10.56 5.33 (3) 166,685,500 10.56 5.33 (3) 166,685,500 10.56 5.33 (3) 166,685,500 10.56 5.33 (3) 尹明善 166,685,500 10.56 5.33 (3) 166,685,500 10.56 5.33 (4) 150,000,000 9.50 4.80 67,570,150 4.28 2.16 84,823,500 5.37 2.71 (4) 67,570,150 4.28 2.16 69

(1) 458,574,853 H 74.57%40.97% (2) 210,913,650 H (3) 尹明善 2015 12 31166,685,500 H 49.40% 75% 尹明善 51% 尹明善 尹明善 (4) 150,000,000 H67,570,150 H (5) 37.66% (1) 5% 461,260,187458,574,853296,250,432217,570,150210,913,650171,339,698 14.75% 14.66% 9.47% 6.96% 6.74% 5.48% 5% 5% 10% 2015 70

48 52 50 63 56 44 55 62 63 46 44 50 52 52 45 49 52 52 67 65 53 50 50 50 40 41 47 71

1. 2015 3 24 2015 3 24 2015 3 24 2. 2015 4 7 2015 4 24 2015 4 24 2015 8 112015 2015 8 11 5. 2015 7 232015 8 21 6. 2015 12 23 2016 3 11 7. 2016 3 18 3. 2015 8 11 2015 4. 2015 6 15 2015 6 24 8. 2016 3 21 2015 72

1. 48 2007 6 26 2012 12 28 2006 12 2012 12 28 2001 2 2006 121998 82001 2 1994 71998 8 1989 71994 7 1989 7 2005 6 52 2011 2 18 2013 4 9 2003 3 2003 5 2002 122003 3 1993 32002 12 1992 3 1993 3 1990 21992 3 1989 12 2000 10 2007 6 45,374 0.001% 73

74 2015 50 2013 2 1 2013 2 1 2008 12010 8 1995 7 2008 1 1995 7 2008 6 63 2007 7 25 1977 19771989 1989 2000 2011 4 (1976) 2356 0440 1977 10 35 54 2011 2 18

2008 3 1983 8 1983 7 2008 6 2016 3 18 56 2013 2 1 2012 4 1982 122008 82012 4 2004 32008 8 2000 92004 3 1997 62000 9 2013 6 2722 2013 4 1982 7 1988 44 2009 6 3 75

2012 9 2007 3 2005 22007 3 1998 102005 2 1997 61998 10 1995 71997 6 2007 8 600106 1995 7 2005 2008 22007 55 2014 4 28 2011 52013 6 2008 52011 5 2004 52008 5 1997 22004 5 1993 21997 2 1991 3 1993 2 1989 81991 3 2004 6 2015 76

62 2013 9 4 2005 122013 6 1997 92005 12 1995 111997 9 1993 121995 11 1982 7 1993 12 1982 7 1996 6 63 2013 9 4 19882012 11 19801988 19761980 1975 19791980 46 2014 4 28 77

2003 1 1998 72003 1 1992 71998 7 2006 1 601005 10532008 5 2008 5 2009 5 2009 6 2012 5 1992 7 2003 1 2008 5 2011 7 44 2014 4 28 2001 3 2005 12 2007 3 2015 5 1999 82001 2 1996 121999 7 1992 121996 11 2015 78

1991 7 2003 7 2007 7 50 2014 4 28 1997 5 2003 2005 62010 2 2006 12010 3 600847 2002 7 2003 6 000788 1997 92002 9 2722 1991 1995 2007 79

80 2015 2. 52 2015 3 2015 3 1979 11 1998 82003 7 2003 72004 4 2004 42006 11 2006 112008 6 2008 62015 2 2013 6 52 2013 4 1995 10 1994 21995 10 2012 12 45 2013 4 1999 12

1993 11999 12 1991 121992 12 2009 12 49 2015 3 1995 4 1985 71993 3 1993 41995 4 2012 12 52 2014 3 2009 2001 2009 19982001 19971998 19961997 19921996 1984 1992 81

2003 10 1984 7 52 2015 8 2014 10 2010 22014 10 2008 42009 2 2003 10 2008 4 2000 122003 10 1997 72000 6 1987 1 2005 6 67 2010 12 42 19711983 19831988 19882008 2008 1997 12 65 2013 5 39 1984 52011 4 2015 82

83 1972 41984 5 2011 4 2011 122014 12 3618 2012 8 2015 12 000514 2012 112015 8 603766 1998 6 53 2014 3 2010 11 2010 12010 10 2001 12009 12 1998 112000 12 1990 121998 10 1986 81990 11 1983 81984 8 1978 121981 8 1994 6 3. 50 2014 10 1996 12

1993 61996 12 1984 121993 6 2011 12 2001 6 2009 50 2014 10 2001 9 1987 7 2012 12 EMBA 50 2014 10 2003 9 1998 12003 9 1996 121997 12 1989 52001 8 1987 8 1989 5 1991 7 2015 84

40 2016 3 11 2015 11 2008 8 2015 11 2003 12008 8 1998 72003 1 1998 7 41 2016 3 11 2007 12 2014 10 1997 72007 12 2014 12 47 2013 7 16 2014 12 30 2003 112007 4 2007 24 2004 122007 2 2004 32004 122003 112004 3 85

1992 32003 11 1989 7 12 10 2015 2014 0-500,000 1 500,001-1,000,000 2 1 1,000,001-1,500,000 5 7 8 8 2015 4 72015 7 232015 42015 8 2015 86

2015 21 2015 6 12 2014 2014 20142014 2014 2015 20142015 10 2015 8 11 2015 H 6 H H 87

88 2015 2014 2015 2015 H 13 3 5 5 2016 3 18 2016 3 18 D.3.1 1 14

89 10% 30%

2/3 1 10 4 6 912015 2015 90

10/0/10 7/0/7 8/0/8 2/0/2 9/1/10 6/0/7 6/0/8 4/0/4 1/0/2 2015 4 24 2/1/3 2/0/2 1/0/1 0/0/0 10/0/10 8/0/8 4/0/4 1/0/2 10/0/10 7/0/7 4/0/4 2/0/2 2016 3 18 5/5/10 4/0/7 1/0/2 7/3/10 6/0/8 0/0/2 9/1/10 8/0/8 4/0/4 3/0/3 1/0/2 9/1/10 4/0/4 3/0/3 7/0/7 1/0/2 9/1/10 8/0/8 8/0/8 3/0/3 2/0/2 10/0/10 8/0/8 8/0/8 3/0/3 2/0/2 9/1/10 4/0/4 3/0/3 3/0/3 2/0/2 10/0/10 7/0/8 3/0/4 3/0/3 2/0/3 1/0/2 10/0/10 4/0/4 3/0/3 3/0/3 4/0/4 2/0/2 1. 2. 91

33 2015 12 31 2015 2015 4 24 2016 3 18 14 2015 12 31 2015 92

1 2 3 4 1. 2. 2015 12 315 3.10(2) 3.21 C3 1. 3. 4. 2. 5. 93

3. (1) 4. (2) (1) (2) (3) (3) (4) (5) (4) (5) (6) 2 2015 94

5. 6. 7. 8. 9. (2) (3) (4) 10. (1) 11. 95

8 2014 2014 2014 2014 2015 201517 1 2015 12 31 5 1. 2. 3. 4. 5. 6. 7. 8. 9. 2015 96

10. 2. 11. 3 4 2015 12 315 1. 3. 4. 5. 6. 7. 4 7 97

131 2 2015 12 315 1. 2. (1) (2) (3) (4) 2015 98

(5) 3. 4. 5. 6. 7. 7 20162020 20152017 2015 29 2015 12 31 5 1. (1) (2) (3) (4) (5) 99

(6) (7) (8) (9) 2. (1) (2) (3) (5) 3. (1) (2) (3) (4) (5) 8 2014 2015 39 (4) 2015 100

2015 12 31 5 1. 2. 3. 4. 5. 6. 3 6.00 1.50 12 2015 12 31 4 1. 101

2. 3. 4. 5. 6. 7. 4 2014 2016 5 9 2 3 4 2015 3 24 2015 7 39 2015 102

5/0/5 6/1/7 1/1/2 7/0/7 4/1/5 7/0/7 1/5/6 1/0/1 6/1/7 5/2/7 7/0/7 2015 5 103

1. 2. 3. 4. 5. 5 22 2015 104

123 124 105

106 2015 2015 2015 330 38.60 IT 2015 12 31 2015 3.2915

2015 6 24 (i)(ii) 2015 8 112015 2015 12 30 10% 10% 10 30 4 3% 153 +86 (23) 6379 2129 +86 (23) 6379 9024 ir@bankofchongqing.com 183 54 (http://www.cqcbank.com) (www.hkexnews.hk) 107

H 183 17 1712-1716 (852) 2862 8555 (852) 2865 0990 153 +86 (23) 63792129 +86 (23) 63799024 B0206H250000001 91500000202869177Y 155 2015 108

2015 12 2015 2015 3,198.0816.5% 31.7012.1% 2015 401.77 43.5% 20%20.2% 475.75 21.8% 38.1% 63 21 15.1266.4% 17.60% 5.45 109

PPP 2.8 1% 6.1 6.2 6.6 2015 110

2015 30% 2015 2015 111

2015 12 31 2015 6 122014 0.272 20142014 12 31 735,821,881.36 2014 2015 7 20H 0.264 2015 12 31 825,542,468.52 2015 2015 2016 6 30 H H 20152016 6 17 2016 6 23 2016 6 30 H H 2016 6 22 4 30 H 183 17 1712-1716 2016 7 22 2015 2014 2013 2012 735.82 605.97 141.44 26.03% 26.02% 7.35% 2015 112

2015 20152016 6 17 2015 H2016 5 17 2016 6 17 H 2015 2016 5 164 30 H 183 17 1712-1716 2015 12 31 2015 2015 12 31 790 2015 12 31 2015 12 31 2015 H H H2015 113

421,827,300 H H 1,579,020,812 3,127,054,805 H H H 3.13 2015 XV 352 (%) 45,374 0.00% 123,451 0.00% 60,647 0.00% 104,002 0.00% 28,019 0.00% 144,585 0.00% 2015 114

2015 12 31 2015 14A 2015 14A 2015 5 18 230,000,000 238,599,495.83 302,783,553.50 50% 115

116 2015 14A 0.1% 5% 14A 2015 5 19 14A 14A 14A 24 39 2014 2015 10 H 2014 10 72015 10 30

H 2008 1 1 2016 6 30 H 10% [2011]348 H H 10% H [2009]124 10% H 10% 10%20% H 20% H 20% 2015 2015 117

2015 7 39 55 2 26 2014 22 2015 2014 5 2 2 2 3 2015 2015 118

2014 2014 2015 5 H 19 1. 119

2. 3. 2015 4. 5. 6. 7. 2015 2015 120

2015 1 1 2015 121

2015 2015 122

125 222 123

2016 3 18 2015 124

2015 2014 15,507,610 13,236,153 (8,505,537) (7,004,455) 5 7,002,073 6,231,698 1,589,399 974,857 (77,346) (66,011) 6 1,512,053 908,846 7 23,769 160,189 19 (10,243) 150,637 8 64,929 31,740 8,592,581 7,483,110 9 (3,190,171) (2,805,275) 11 (1,135,300) (889,566) 4,267,110 3,788,269 20 2,809 2,035 4,269,919 3,790,304 13 (1,099,858) (963,161) 3,170,061 2,827,143 3,170,061 2,827,143 14 1.17 1.05 125

2015 2014 3,170,061 2,827,143 400,480 271,884 (100,120) (67,971) 300,360 203,913 (3,292) (1,777) 823 444 (2,469) (1,333) 37 297,891 202,580 3,467,952 3,029,723 32 735,822 605,971 2015 126

2015 2014 15 38,201,369 35,699,093 16 45,856,556 54,409,453 17 2,312,586 4,798,210 18 121,816,452 104,114,756 19 73,008,214 53,388,377 18,970,967 10,293,703 13,816,724 7,297,640 20 29,214 26,405 21 2,627,007 2,396,654 26 505,920 317,765 22 2,662,978 1,789,089 319,807,987 274,531,145 23 73,235,555 81,635,724 24 199,298,705 167,932,436 25 7,218,001 5,056,289 271,989 218,597 28 18,490,742 3,785,076 298,514,992 258,628,122 29 3,127,055 2,705,228 30 4,680,638 2,444,623 31 5,337,299 3,798,252 8,148,003 6,954,920 21,292,995 15,903,023 319,807,987 274,531,145 127

29 30 31 31 31 31 2014 1 1 2,705,228 2,444,623 922,494 1,843,080 (113,543) 1,575 5,675,814 13,479,271 2,827,143 2,827,143 203,913 (1,333) 202,580 203,913 (1,333) 2,827,143 3,029,723 32 (605,971) (605,971) 282,714 659,352 (942,066) 2014 2,705,228 2,444,623 1,205,208 2,502,432 90,370 242 6,954,920 15,903,023 2015 1 1 2,705,228 2,444,623 1,205,208 2,502,432 90,370 242 6,954,920 15,903,023 3,170,061 3,170,061 300,360 (2,469) 297,891 300,360 (2,469) 3,170,061 3,467,952 421,827 2,236,015 2,657,842 32 (735,822) (735,822) 317,006 924,150 (1,241,156) 2015 3,127,055 4,680,638 1,522,214 3,426,582 390,730 (2,227) 8,148,003 21,292,995 2015 128

2015 2014 4,269,919 3,790,304 153,333 136,803 1,013,419 732,023 121,881 157,543 (325) (650) 10,243 (150,637) (2,809) (2,035) (5,755,798) (3,822,850) 362,702 218,423 241,667 (3,334,802) (844,209) 829,532 13,016,520 (25,102,735) (18,320,535) (16,210,817) (1,284,724) (13,157) 668,672 459,880 263,919 20,373,828 (9,332,760) 27,052,444 31,366,270 19,131,391 2,103,780 2,359,355 (1,334,741) (999,787) 16,716,424 25,604,056 129

2015 2014 14,809 10,000 24,559 4,918 (396,433) (471,697) 181,257,103 101,535,297 (207,558,874) (127,465,628) (26,658,836) (26,387,110) 2,657,843 21,040,847 (6,500,000) (1,000,000) (197,800) (70,654) (735,822) (605,157) 16,265,068 (1,675,811) 40,701 (6,804) 6,363,357 (2,465,669) 11,754,912 14,220,581 38 18,118,269 11,754,912 2015 130

1 ) [1996]14037 1 1998 3 30[1998]48 2007 8 1 [2007]325 2013 11 6 ) 2015 12 314 130 38 2016 3 18 2 2.1 622 9 4 131

2 2.1 9 9 39 9 39 9 39 9 15 18 11 15 16 (IFRS 16) IFRS 16 17 15IFRS 16 2015 132

2 2.2 20% 50% 2.3 a) b) (i) (ii) (iii) c) 133

2 2.3 d) 2015 134

2 2.4 a) 135

2 2.4 a) 2015 136

2 2.4 b) 50%50% 20%20%50% 137

2 2.5 a) 2015 12 312014 12 31 b) 2015 138

2 2.6 2.7 2.8 2.9 () 2.10 139

2 2.10 30 3.0% 3.2% 5 3.0% 19.4% 5 3.0% 19.4% 5 3.0% 19.4% 2015 140

2 2.11 2.12 2.13 2.14 141

2 2.14 30 3.0% 3.2% 2.15 2.16 2.17 2015 142

2 2.18 2.19 143

2 2.20 2011 6 30 2010 1 1 2.21 a) b) 2015 144

2 2.22 2.23 2.24 145

2 2.25 (1) (2) (3) 2.26 3 2015 146

3 3.1 3.1.1 (a) 147

3 3.1 3.1.1 (a) (b) 2015 148

3 3.1 3.1.2 (a) 3.1.3 (b) 149

3 3.1 3.1.2 (b) A+ A+ A+ BBB 3.1.3 2015 150

3 3.1 3.1.3 90% 70% 50% 60% 70% 70% 40% 35 151

3 3.1 3.1.4 2.4 2015 152

3 3.1 3.1.5 2015 2014 37,587,207 35,059,587 45,856,556 54,409,453 2,312,586 4,798,210 86,354,908 72,303,701 35,461,544 31,811,055 73,008,214 53,388,377 18,478,537 10,002,567 13,816,724 7,297,640 2,025,860 1,439,144 314,902,136 270,509,734 33,582,859 40,482,262 2,116,877 1,078,065 35,699,736 41,560,327 2015 12 312014 12 31 2015 61.87% 201458.22% 2015 12 31 94.16% 201497.20% 79.06% 201479.10% 97.19% 201498.58% 153 1,210,328 2014 731,980 0.97% 20140.69%

3 3.1 3.1.6 2015 2014 116,361,760 4,899,278 99,410,622 5,523,583 2,298,020 782,666 1,210,328 731,980 119,870,108 4,899,278 100,925,268 5,523,583 (2,437,920) (54,872) (2,010,915) (61,865) (460,142) (261,315) (2,898,062) (54,872) (2,272,230) (61,865) 116,972,046 4,844,406 98,653,038 5,461,718 (a) 2015 77,412,544 3,127,251 80,539,795 4,120,780 4,120,780 778,498 778,498 82,311,822 3,127,251 85,439,073 35,465,554 356,411 35,821,965 117,777,376 3,483,662 121,261,038 2015 154

3 3.1 3.1.6 (a) 2014 65,702,645 1,331,873 67,034,518 4,866,911 4,866,911 656,672 656,672 71,226,228 1,331,873 72,558,101 32,178,671 197,433 32,376,104 103,404,899 1,529,306 104,934,205 (b) 2015 30 30 60 90 60 90 803,119 533,003 345,942 393,074 2,075,138 108,999 54,004 53,690 6,189 222,882 912,118 587,007 399,632 399,263 2,298,020 2014 30 30 60 90 60 90 243,773 377,235 64,992 50,000 736,000 32,226 13,085 1,353 2 46,666 275,999 390,320 66,345 50,002 782,666 155

3 3.1 3.1.6 (c) 2015 1,210,328 2014 731,980 2015 2014 883,238 604,039 327,090 127,941 1,210,328 731,980 430,053 348,099 199,021 68,250 629,074 416,349 2015 12 312014 2015 156

3 3.1 3.1.6 (d) 2015 296,965 2014 (e) 2015 2014 % % 94,550,892 75.78 0.65% 78,752,092 73.98 0.31% 13,271,885 10.64 1.35% 12,367,550 11.62 1.48% 10,476,432 8.40 3.70% 8,511,383 8.00 3.56% 6,470,177 5.18 0.42% 6,817,826 6.40 0.02% 124,769,386 100.00 0.97% 106,448,851 100.00 0.69% 157

3 3.1 3.1.6 (f) 2015 2014 % % 16,488,594 18.65 16,318,878 22.08 16,105,150 18.22 15,018,762 20.32 15,082,562 17.06 10,362,332 14.02 8,109,478 9.18 7,346,188 9.94 6,596,889 7.46 4,960,790 6.71 6,999,400 7.92 3,283,354 4.44 3,147,630 3.56 1,197,700 1.62 2,013,142 2.28 1,945,510 2.63 2,666,412 3.02 2,399,014 3.25 2,021,638 2.29 1,733,604 2.35 1,424,851 1.61 1,167,468 1.58 729,088 0.82 621,921 0.84 643,890 0.73 502,960 0.68 362,129 0.41 403,863 0.55 311,783 0.35 376,190 0.51 321,001 0.36 272,192 0.37 383,344 0.43 390,153 0.53 369,788 0.42 357,130 0.48 499,900 0.57 373,220 0.51 4,120,780 4.66 4,866,911 6.59 88,397,449 100.00 73,898,140 100.00 18,012,580 49.52 17,339,942 53.27 11,586,127 31.86 9,080,283 27.90 3,848,972 10.58 3,876,509 11.91 2,924,258 8.04 2,253,277 6.92 700 0.00 36,371,937 100.00 32,550,711 100.00 124,769,386 106,448,851 2015 158

3 3.1 3.1.6 (g) 2015 2014 70,150,924 54,197,524 12,562,758 13,515,506 35,291,775 34,350,040 6,763,929 4,385,781 124,769,386 106,448,851 3.1.7 2015 12 312014 12 31 (S&P) 2015 AAA 13,882 1,449,584 236,000 1,699,466 AA- AA+ 10,168,445 230,000 1,730,138 12,128,583 (a) 72,994,332 6,860,508 13,350,724 582,448 93,788,012 73,008,214 18,478,537 13,816,724 2,312,586 107,616,061 159

3 3.1 3.1.7 2014 AAA 71,000 720,000 236,000 50,859 1,077,859 AA- AA+ 12,000 4,400,402 230,000 4,093,819 8,736,221 (a) 53,305,377 4,882,165 6,831,640 653,532 65,672,714 53,388,377 10,002,567 7,297,640 4,798,210 75,486,794 (a) 2015 12 31 271,286 2014 154,172 3.1.8 2015 2014 20,468 8,983 1,079 1,080 21,547 10,063 2015 160

3 3.1 3.1.9 2015 37,587,207 37,587,207 42,913,019 2,768,821 174,716 45,856,556 2,312,586 2,312,586 121,816,452 121,816,452 73,008,214 73,008,214 18,478,537 18,478,537 13,816,724 13,816,724 2,025,860 2,025,860 311,958,599 2,768,821 174,716 314,902,136 33,582,859 33,582,859 2,116,877 2,116,877 35,699,736 35,699,736 161

3 3.1 3.1.9 2014 35,059,587 35,059,587 53,853,781 206,749 348,923 54,409,453 4,798,210 4,798,210 104,114,756 104,114,756 53,388,377 53,388,377 10,002,567 10,002,567 7,297,640 7,297,640 1,439,144 1,439,144 269,954,062 206,749 348,923 270,509,734 40,482,262 40,482,262 1,078,065 1,078,065 41,560,327 41,560,327 2015 162

3 3.2 3.2.1 3.2.2 1002015 12 31 2014 1 2015 2014 100 42,712 161,435 100 (42,712) (161,435) 163

3 3.2 3.2.2 100 2015 2014 100 (370,886) (281,050) 100 332,421 289,543 1% 1% 2015 2014 1% 26,846 3,660 1% (26,846) (3,660) 2015 164

3 3.2 3.2.3 165

3 3.2 3.2.3 2015 37,587,207 614,162 38,201,369 26,414,111 12,291,487 6,824,663 326,295 45,856,556 229,901 50,070 118,368 1,145,624 768,623 2,312,586 57,135,847 11,490,085 37,199,912 15,129,020 861,588 121,816,452 4,816,563 7,137,716 26,412,164 33,812,501 829,270 73,008,214 1,476,120 3,050,782 3,473,817 7,243,881 3,233,951 492,416 18,970,967 75,000 119,999 550,945 4,799,016 8,271,764 13,816,724 29,214 29,214 2,025,860 2,025,860 127,734,749 34,140,139 74,579,869 62,456,337 13,965,196 3,161,652 316,037,942 26,485,049 16,852,628 29,303,271 500,000 94,607 73,235,555 80,049,717 17,292,181 67,048,222 34,903,451 5,134 199,298,705 5,145,828 9,556,538 2,992,474 795,902 18,490,742 5,927,271 5,927,271 106,534,766 39,290,637 105,908,031 38,395,925 895,643 5,927,271 296,952,273 21,199,983 (5,150,498) (31,328,162) 24,060,412 13,069,553 (2,765,619) 19,085,669 2015 166

3 3.2 3.2.3 2014 35,059,587 639,506 35,699,093 30,183,206 14,566,481 9,209,706 450,060 54,409,453 29,969 24,646 2,265,196 2,478,399 4,798,210 67,839,475 9,156,771 22,015,899 3,136,390 1,966,221 104,114,756 780,799 4,043,881 13,076,622 35,487,075 53,388,377 519,252 604,480 3,031,302 3,195,743 2,651,804 291,122 10,293,703 380,003 2,316,280 4,601,357 7,297,640 26,405 26,405 1,442,841 1,442,841 134,382,319 28,401,582 47,738,178 46,850,744 11,697,781 2,399,874 271,470,478 33,115,383 19,725,009 26,379,353 2,300,000 115,979 81,635,724 70,834,890 16,251,782 39,226,135 41,596,966 22,663 167,932,436 3,785,076 3,785,076 4,495,548 4,495,548 103,950,273 35,976,791 65,605,488 47,682,042 138,642 4,495,548 257,848,784 30,432,046 (7,575,209) (17,867,310) (831,298) 11,559,139 (2,095,674) 13,621,694 167

3 3.2 3.2.4 2015 38,137,625 63,430 152 162 38,201,369 42,777,224 271,797 2,692,868 114,667 45,856,556 2,312,586 2,312,586 120,771,305 1,040,018 5,129 121,816,452 73,008,214 73,008,214 18,970,967 18,970,967 13,816,724 13,816,724 29,214 29,214 2,013,915 11,371 147 427 2,025,860 311,837,774 1,386,616 2,693,167 120,385 316,037,942 73,140,894 54 94,607 73,235,555 198,052,741 1,203,582 33 42,349 199,298,705 18,490,742 18,490,742 5,884,691 48,386 8,623 (14,429) 5,927,271 295,569,068 1,252,022 8,656 122,527 296,952,273 16,268,706 134,594 2,684,511 (2,142) 19,085,669 35,343,464 203,015 153,257 35,699,736 2015 168

3 3.2 3.2.4 2014 35,621,443 77,341 142 167 35,699,093 53,076,318 1,187,425 7,916 137,794 54,409,453 4,798,210 4,798,210 103,205,675 909,081 104,114,756 53,388,377 53,388,377 10,293,703 10,293,703 7,297,640 7,297,640 26,405 26,405 1,439,461 3,275 105 1,442,841 269,147,232 2,177,122 8,058 138,066 271,470,478 81,419,070 100,540 116,114 81,635,724 165,995,309 1,917,490 36 19,601 167,932,436 3,785,076 3,785,076 4,452,487 32,687 8,022 2,352 4,495,548 255,651,942 2,050,717 8,058 138,067 257,848,784 13,495,290 126,405 (1) 13,621,694 41,503,995 50,610 5,722 41,560,327 169

3 3.3 3.3.1 2015 14% 201417.5% 5% 20145% 3.3.2 2015 170

3 3.3 3.3.3 2015 847,081 25,665,947 16,983,710 29,964,757 610,578 94,607 74,166,680 66,298,876 16,491,705 17,234,963 65,083,302 41,433,456 6,500,648 213,042,950 5,277,458 10,042,057 3,333,674 795,902 19,449,091 29,691 2,008,491 1,025,926 1,327,993 788,689 2,717 2,306,483 7,489,990 67,175,648 44,166,143 40,522,057 106,418,109 46,166,397 7,393,874 2,306,483 314,148,711 614,162 8,774,033 28,813,174 38,201,369 1,225,318 25,564,100 12,376,688 6,684,636 414,492 46,265,234 2,312,586 469 3,351 304,575 389,263 3,010,244 9,124,741 10,482,110 49,552,403 37,805,157 37,050,844 2,883,877 146,899,132 4,680,165 7,439,986 27,688,361 39,221,043 1,215,113 80,244,668 1,024,158 2,847,762 3,545,798 9,175,420 4,623,084 346,362 21,562,584 15,033 120,746 529,478 5,416,588 12,119,398 18,201,243 29,214 29,214 4,007 1,096,362 177,675 274,084 577,371 270,675 3,395,731 5,795,905 1,843,487 52,591,178 33,445,436 88,278,111 92,914,646 55,668,377 32,584,481 2,883,877 360,209,593 171

3 3.3 3.3.3 2014 407,790 30,258,158 16,674,774 29,063,589 6,576,042 115,979 83,096,332 58,257,607 12,905,832 16,323,336 39,999,164 44,572,474 30,024 172,088,437 1,488,400 7,563,608 904,268 9,956,276 19,549 1,610,700 684,413 994,677 983,128 1,695 1,033,818 5,327,980 58,684,946 44,774,690 33,682,523 71,545,830 59,695,252 1,051,966 1,033,818 270,469,025 639,506 6,004,746 29,054,841 35,699,093 1,129,279 29,089,066 14,652,135 9,458,854 495,091 54,824,425 4,798,210 4,798,210 10,931,797 9,974,954 45,283,509 24,223,054 37,456,781 1,325,341 129,195,436 784,867 4,101,250 13,637,395 41,039,336 59,562,848 580,215 487,729 1,923,168 5,168,486 4,293,400 291,122 12,744,120 3,284 48,454 870,642 8,987,428 8,448,992 18,358,800 26,405 26,405 5,438 683,077 15,759 159,839 529,795 147,555 3,015,139 4,556,602 1,774,223 52,875,262 29,280,281 71,333,407 80,443,190 50,346,728 32,387,507 1,325,341 319,765,939 2015 172

3 3.3 3.3.4 2015 614,162 8,774,033 28,813,174 38,201,369 1,225,318 25,538,793 12,291,487 6,594,663 206,295 45,856,556 2,312,586 2,312,586 9,109,165 10,370,754 47,535,928 31,549,131 20,392,306 2,859,168 121,816,452 4,652,071 7,363,223 26,412,685 33,749,785 830,450 73,008,214 1,023,731 2,847,762 3,516,680 7,896,045 3,340,387 346,362 18,970,967 15,000 119,999 520,945 4,889,016 8,271,764 13,816,724 29,214 29,214 4,007 1,096,362 177,675 274,084 577,371 270,675 3,395,731 5,795,905 1,843,487 52,521,741 33,170,900 84,854,985 78,867,643 33,105,582 32,584,481 2,859,168 319,807,987 847,081 25,637,968 16,852,628 29,303,271 500,000 94,607 73,235,555 66,298,876 16,485,510 17,187,559 64,166,876 35,046,346 113,538 199,298,705 5,212,832 9,489,534 2,992,474 795,902 18,490,742 29,691 2,008,491 1,025,926 1,327,993 788,689 2,717 2,306,483 7,489,990 67,175,648 44,131,969 40,278,945 104,287,674 39,327,509 1,006,764 2,306,483 298,514,992 (65,332,161) 8,389,772 (7,108,045) (19,432,689) 39,540,134 32,098,818 30,277,998 2,859,168 21,292,995 173

3 3.3 3.3.4 2014 639,506 6,004,746 29,054,841 35,699,093 1,129,279 29,053,926 14,566,481 9,209,707 450,060 54,409,453 4,798,210 4,798,210 10,915,561 9,853,580 43,351,799 20,014,309 19,069,062 910,445 104,114,756 782,305 4,054,322 13,089,440 35,462,310 53,388,377 579,494 486,202 1,894,527 4,390,554 2,651,803 291,123 10,293,703 290,003 2,406,280 4,601,357 7,297,640 26,405 26,405 5,438 683,077 15,759 159,839 529,794 147,556 3,015,139 4,556,602 1,774,223 52,817,319 28,976,344 67,995,315 63,253,307 26,469,778 32,387,508 910,445 274,584,239 407,790 30,220,064 16,525,574 28,066,317 6,300,000 115,979 81,635,724 58,257,607 12,895,472 16,178,354 38,981,375 41,596,755 22,873 167,932,436 2,989,608 795,468 3,785,076 19,549 1,610,700 684,413 994,677 983,128 1,695 1,033,818 5,327,980 58,684,946 44,726,236 33,388,341 68,042,369 51,869,491 936,015 1,033,818 258,681,216 (56,910,723) 8,091,083 (4,411,997) (47,054) 11,383,816 25,533,763 31,353,690 910,445 15,903,023 2015 174

3 3.3 3.3.5 2015 1 1 5 5 2,116,877 2,116,877 32,982,580 600,279 33,582,859 60,066 110,211 24,901 195,178 345,898 34,365 380,263 35,505,421 744,855 24,901 36,275,177 2014 1 1 5 5 1,078,065 1,078,065 40,102,035 380,227 40,482,262 51,549 85,366 18,796 155,711 507,265 47,036 554,301 41,738,914 512,629 18,796 42,270,339 175

3 3.4 (a) 2015 73,008,214 27,896 79,137,735 79,165,631 13,816,724 14,552,708 14,552,708 18,490,742 18,856,669 18,856,669 2014 53,388,377 97,000 55,409,910 55,506,910 7,297,640 7,451,436 7,451,436 3,785,076 3,987,952 3,987,952 2015 176

3 3.4 (b) 2015 12 312014 2015 2,312,586 2,312,586 2,312,586 2,312,586 18,478,551 18,478,551 492,416 492,416 18,478,551 492,416 18,970,967 20,791,137 492,416 21,283,553 2014 4,798,210 4,798,210 4,798,210 4,798,210 10,002,581 10,002,581 291,122 291,122 10,002,581 291,122 10,293,703 14,800,791 291,122 15,091,913 177

3 3.4 (b) 2015 178

3 3.4 (b) 2015 1 1 291,122 291,122 37,782 37,782 163,512 163,512 2015 492,416 492,416 2015 14,809 14,809 2014 1 1 182,850 182,850 108,272 108,272 2014 291,122 291,122 2014 12,589 12,589 179

3 3.4 (b) 2015 2014 12 31 2015 415,566 (a) 1.33 (b) 36.40% 2014 268,272 (a) 1.33 (b) 22.16% (a) (b) (c) (d) 2015 76,850 2014 22,850 2015 180

3 3.5 2012 6 2018 8.50% 9.50%11.50% 7.50%8.50%10.50% 181

3 3.5 2015 2015 3,127,055 5,069,141 4,948,796 8,148,003 (91,429) 21,201,566 2,302,606 23,504,172 175,521,618 10,258,298 185,779,916 2,737,443 13,594,516 202,111,875 202,111,875 10.49% 10.49% 11.63% 2015 182

3 3.6 2015 2014 20,088,696 12,704,900 5,387,931 5,543,222 3.7 1 2 2015 12 3125,127,360 2014 19,719,933 2015 326,845 2014 220,205 183

4 a) b) c) 26 2015 184

4 d) 39 e) f) 185

5 2015 2014 494,110 484,995 1,712,037 1,754,712 7,545,665 7,173,596 5,561,218 3,481,119 194,580 341,731 15,507,610 13,236,153 (3,139,322) (2,380,842) (5,003,513) (4,405,190) (362,702) (218,423) (8,505,537) (7,004,455) 7,002,073 6,231,698 2015 2014 59,493 28,975 6 2015 2014 249,944 329,436 436,537 230,612 613,009 214,271 171,072 111,007 54,251 45,313 64,586 44,218 1,589,399 974,857 (50,107) (43,792) (17,022) (14,781) (10,217) (7,438) (77,346) (66,011) 1,512,053 908,846 2015 186

7 2015 2014 23,901 23,825 (132) 136,364 23,769 160,189 2015 12 3115,355 2014 12,274 8 2015 2014 925 1,171 4,555 14,809 12,589 (i) 36,101 4,821 1,139 1,484 617 1,531 (ii) 11,338 5,589 64,929 31,740 (i) 2014 3,433 2015 (ii) 187

9 2015 2014 10 1,626,120 1,324,089 731,577 734,708 553,110 483,663 21 108,272 93,620 22(c) 19,673 17,392 22(b) 4,863 4,863 22(d) 318 235 20,207 20,693 77,648 88,859 29,225 16,393 3,300 2,800 386 144 7,900 5,720 7,572 12,096 3,190,171 2,805,275 10 2015 2014 1,223,219 956,556 27 140,690 127,313 77,524 61,780 32,128 27,336 152,559 151,104 9 1,626,120 1,324,089 2015 188

10 2015 2014 2015 2014 1,679 2,559 13,167 14,692 191 131 15,037 17,382 2015 2014 500,0011,000,000 1,000,0011,500,000 1,500,0012,000,000 2,000,0012,500,000 3 2,500,0013,000,000 3 1 3,000,0013,500,000 1 3,500,0014,000,000 1 4,000,0014,500,000 4,500,0015,000,000 5,000,001 1 5 5 11 2015 2014 18(b) 420,012 321,838 593,407 410,185 19 117,114 154,172 4,767 3,371 1,135,300 889,566 189

12 (a) 2015 2015 (1) 480 926 87 1,493 (2) 480 1,020 123 1,623 (3) 324 664 988 (4) 99 582 24 705 53 53 47 47 102 102 86 86 (9) 151 151 (9) 147 147 (5) 89 89 (6) 145 145 (6) 142 142 (6) 148 148 (10) 399 622 87 1,108 578 1,374 39 1,991 82 82 84 84 (11) 88 88 (12) 57 57 (12)(15) 17 17 (15) 18 18 (7) 448 1,264 50 1,762 (10) 358 277 143 778 1,110 3,512 6,729 553 11,904 2015 190

12 (a) 2014 2014 (1) 497 600 66 1,163 (2) 497 600 93 1,190 (3) 300 396 696 (4) 422 396 71 889 50 50 44 44 82 82 66 66 (8) 38 38 (13) 善 9 9 (6) 37 37 (9) 113 113 (6) 37 37 (6) 37 37 (9) 111 111 (5) 52 52 (6) 85 85 (6) 85 85 (6) 87 87 (10) 422 396 66 884 (7) 455 1,181 38 1,674 659 980 29 1,668 88 88 73 73 (11) 64 64 (12) 41 41 (12) 33 33 (14) 15 15 (14) 7 7 (14) 5 5 933 3,578 4,549 363 9,423 191

12 (a) (1) 2012 12 28 (2) 2012 12 282013 4 9 (3) 2013 2 1 (4) 2013 2 1 2015 4 24 (5) 2014 3 72014 4 28 (6) 2014 3 72014 4 28 (7) 2015 3 24 (8) 2014 12 30 (9) 2013 9 6 (10) 2014 5 27 2015 3 24 (11) 2014 3 7 (12) 2014 3 7 (13) 善 2014 3 7 (14) 2014 3 7 (15) 2015 8 11 2015 2015 2014 2015 192

12 (b) 2015 12 31 2014 (c) 2015 2014 (d) 2015 12 312014 (e) 2015 12 31 2014 2014 善 835,000 834,000 850,000 9,341 1 5.60% (f) 2015 12 31 2014 193

13 2015 2014 1,388,133 1,043,246 26 (288,275) (80,085) 1,099,858 963,161 25% 25% 201425% 2015 2014 4,269,919 3,790,304 25% 1,067,480 947,576 (a) (57,049) (49,332) (b) 91,014 66,082 (1,587) (1,165) 1,099,858 963,161 (a) (b) 14 (a) 2015 2014 3,170,061 2,827,143 2,715,629 2,705,228 1.17 1.05 (b) 20152014 2015 194

15 2015 2014 614,162 639,506 28,789,768 28,950,238 8,774,033 6,004,746 23,406 104,603 38,201,369 35,699,093 2015 2014 14.0% 17.5% 5% 5% 16 2015 2014 9,205,978 2,879,279 35,477,556 44,464,276 1,999,800 450,060 2,480,060 722,962 2,586,038 45,856,556 54,409,453 45,856,556 54,409,453 2015 2014 195

17 2015 2014 907,721 2,588,293 1,404,865 2,209,917 2,312,586 4,798,210 2015 12 312014 2015 2014 2,312,586 4,798,210 18 (a) 2015 2014 84,276,669 69,031,229 4,120,780 4,866,911 88,397,449 73,898,140 18,012,580 17,339,942 3,848,972 3,876,509 2,924,258 2,253,277 11,586,127 9,080,283 700 36,371,937 32,550,711 124,769,386 106,448,851 (2,492,792) (2,072,780) (460,142) (261,315) (2,952,934) (2,334,095) 121,816,452 104,114,756 2015 196

18 (b) 2015 2014 2,072,780 261,315 1,750,942 115,550 847,547 668,672 394,100 514,349 (427,535) (75,265) (72,262) (104,164) 11 420,012 593,407 321,838 410,185 (59,493) (28,975) (345,552) (236,990) 10,465 1,545 2,492,792 460,142 2,072,780 261,315 2015 2014 1,594,439 739,656 1,311,877 554,615 1,112,175 404,044 614,996 293,453 (366,540) (136,260) (155,239) (21,187) 745,635 267,784 459,757 272,266 (44,866) (14,627) (26,506) (2,469) (253,314) (92,238) (151,046) (85,944) 647 9,818 357 1,188 2,042,541 910,393 1,594,439 739,656 197

18 (c) 2015 2014 883,238 330,517 604,039 206,879 327,090 129,625 127,941 54,436 1,210,328 460,142 731,980 261,315 2015 2014 0.97% 0.69% 19 2015 2014 (a) 50,160,905 35,989,622 4,308,582 2,718,927 (b) 13,516,686 14,737,000 4,306,545 958,900 27,882 97,000 (271,286) (154,172) 73,008,214 53,388,377 8,006,306 4,137,372 10,472,231 5,865,195 18,478,537 10,002,567 492,416 291,122 492,416 291,122 14 14 18,970,967 10,293,703 2015 198

19 2015 2014 4,457,687 4,708,824 9,359,037 2,588,816 13,816,724 7,297,640 2015 1 1 154,172 154,172 11 122,246 122,246 11 (5,132) (5,132) 2015 271,286 271,286 199 2015 2014 50,188,787 36,086,622 13,411,717 14,737,000 8,615,127 2,718,927 104,969 958,900 (271,286) (154,172) 73,008,214 53,388,377 3,079,089 3,028,110 15,140,594 5,544,606 70,611 709,851 188,243 720,000 492,416 291,122 14 14 18,970,967 10,293,703 10,515,099 5,051,655 2,835,625 1,779,985 420,000 420,000 46,000 46,000 13,816,724 7,297,640

19 (a) 2015 2014 2,248,800 4,724,400 2,731,000 4,518,900 11,110,400 5,545,700 22,725,705 9,354,632 1,874,000 2,463,490 40,689,905 26,607,122 9,471,000 9,142,500 240,000 9,471,000 9,382,500 50,160,905 35,989,622 (b) 2015 2014 2,727,000 12,172,000 120,000 140,000 2,811,212 580,000 864,000 425,000 423,025 7,525,237 12,737,000 5,886,480 2,000,000 5,886,480 2,000,000 104,969 104,969 13,516,686 14,737,000 2015 200

19 (b) 2015 2014 (11,591) 67,294 1,348 83,343 (10,243) 150,637 20 2015 2014 26,405 24,370 2,809 2,035 29,214 26,405 2011 5 5 1.1 2,200 20% 2015 1,402,697 1,257,963 49,921 14,043 20% 2014 761,272 630,581 36,482 10,175 20% 201

21 2015 1 1 1,779,013 18,478 290,127 109,972 745,541 2,943,131 6,527 37,511 11,137 284,879 340,054 121,756 956 (122,712) (334) (10,654) (6,619) (17,607) 2015 1,906,962 18,478 316,984 115,446 907,708 3,265,578 2015 1 1 (286,240) (15,185) (181,011) (64,041) (546,477) 9 (58,476) (1,350) (34,148) (14,298) (108,272) 71 9,782 6,325 16,178 2015 (344,645) (16,535) (205,377) (72,014) (638,571) 2015 1,562,317 1,943 111,607 43,432 907,708 2,627,007 2014 1 1 1,333,045 18,720 270,437 90,182 834,768 2,547,152 51,555 13 45,430 19,084 305,561 421,643 392,960 76 1,752 (394,788) 3,710 3,710 (103) (255) (25,816) (1,046) (27,220) (2,154) (2,154) 2014 1,779,013 18,478 290,127 109,972 745,541 2,943,131 2014 1 1 (235,219) (13,679) (176,436) (52,846) (478,180) 9 (51,929) (1,754) (28,386) (11,551) (93,620) (633) (633) 98 248 23,811 356 24,513 1,443 1,443 2014 (286,240) (15,185) (181,011) (64,041) (546,477) 2014 1,492,773 3,293 109,116 45,931 745,541 2,396,654 2015 141,641 2014 342,025 2015 202

22 2015 2014 a 1,766,333 1,299,591 218,664 139,553 276,948 20,039 (2,214) (845) b 163,183 168,046 53,341 57,982 c 69,429 62,564 21,547 10,063 50,168 27,064 d 4,714 5,032 40,865 2,662,978 1,789,089 (a) 2015 2014 48,108 20,977 1,331,548 1,001,557 386,677 277,057 1,766,333 1,299,591 203

22 (b) 2015 2014 194,165 194,165 194,165 194,165 (26,119) (21,256) 9 (4,863) (4,863) (30,982) (26,119) 163,183 168,046 (c) 2015 2014 126,637 106,157 26,538 20,480 153,175 126,637 (64,073) (46,681) 9 (19,673) (17,392) (83,746) (64,073) 69,429 62,564 2015 204

22 (d) 2015 2014 9,868 11,424 2,154 (3,710) 9,868 9,868 (4,836) (3,791) (1,443) 9 (318) (235) 633 (5,154) (4,836) 4,714 5,032 23 2015 2014 3,586,768 2,918,096 28,777,759 32,311,570 12,682,929 8,385,199 3,000,000 3,500,000 25,188,099 32,939,059 1,581,800 73,235,555 81,635,724 205

24 2015 2014 57,102,294 48,920,176 77,426,011 64,523,802 8,979,971 9,015,331 31,197,219 18,974,821 24,593,210 26,498,306 199,298,705 167,932,436 16,619,121 24,585,657 25 2015 2014 (a) 2,556,104 2,392,783 2,621,394 1,384,185 677,195 315,183 156,034 160,929 13,284 13,872 70,000 60,000 443,893 338,747 1,937 627,080 344,228 53,017 44,425 7,218,001 5,056,289 (a) 2015 2014 394,647 468,393 2,020,910 1,783,927 140,547 140,463 2,556,104 2,392,783 2015 206

26 2015 25% 201425% 2015 2014 317,765 305,651 13 288,275 80,085 (100,120) (67,971) 505,920 317,765 2015 2014 495,648 297,309 163,453 73,550 659,101 370,859 (153,181) (53,094) 505,920 317,765 2015 2014 198,339 78,802 33 (34,091) 89,903 35,374 288,275 80,085 207

27 2011 6 30 2010 1 1 2015 2014 98,719 94,999 677 774 41,294 31,540 10 140,690 127,313 2015 2014 23,380 20,977 2015 2014 677 774 2015 2014 23,380 20,977 23,380 20,977 2015 208

27 2015 2014 20,977 19,691 (1,566) (1,265) 677 774 3,292 1,777 23,380 20,977 2015 2014 677 774 677 774 2015 2014 2,469 1,333 2015 2014 3.35% 4.06% 4.00% 4.00% 209

27 60 55 2015 2014 22.08 22.08 29.58 29.58 28 2015 2014 2022 (a) 795,902 795,468 2018 (b) 2,992,474 2,989,608 (c) 14,702,366 18,490,742 3,785,076 (a) 2011 8 122011 11 18 [2011]5112012 3 800,00010 6.8% 2017 3 21 (b) 2011 11 252012 9 21 [2012]5262013 43,000,0002013 4 25 30 4.78% (c) 2015 21 2015 12 3114 150 2014 2015 2014 2015 210

29 1 2014 2,705,228 2,705,228 (a) 421,827 421,827 2015 3,127,055 3,127,055 (a) 2015 12 10[2015] 2879 599,086,3501 2015 12 23421,827,300 H H 7.65 2015 12 23 (2016) 197 30 (a) (b) (c) 2015 12 312014 2015 2014 4,679,838 2,443,823 800 800 4,680,638 2,444,623 211

31 (a) (b) 2015 1 1 1,205,208 2,502,432 90,370 242 3,798,252 300,360 (2,469) 297,891 317,006 924,150 1,241,156 2015 1,522,214 3,426,582 390,730 (2,227) 5,337,299 2014 1 1 922,494 1,843,080 (113,543) 1,575 2,653,606 203,913 (1,333) 202,580 282,714 659,352 942,066 2014 1,205,208 2,502,432 90,370 242 3,798,252 (a) 10% 50% 2016 3 18201510%317,006 2014 282,714 (b) 2012 7 1 [2012]20 1.5% 1.5%5 20151.5%615,839 2015 212

32 2015 2014 735,822 605,971 0.272 0.224 (i) (ii) 10% (i) (ii) 20150.264 2014 0.272 2015 825,542 2015 33 (a) 2015 12 317,757,477 2014 12 311,590,549 213

33 (b) (i) 2015 2015 12 31 25,127,360 2014 19,719,933 (ii) 2015 2015 73,462,407 73,462,407 2014 53,840,656 53,840,656 2015 214

33 (b) (ii) 2015 2014 4,491,674 2,887,944 933,419 441,158 5,425,093 3,329,102 2015 2014 2015 12 31 2014 34 2015 2014 2,280,292 543,404 1,213,968 1,711,865 30,088,599 38,226,993 1 2,116,877 1,078,065 35,699,736 41,560,327 215

34 2015 2014 183,412 283,952 57,826 66,633 241,238 350,585 139,025 203,716 2015 2014 1 60,066 51,549 15 110,211 85,366 5 24,901 18,796 195,178 155,711 2015 12 31 6,0002014 12 311 23,000 2015 216

35 (a) 2015 2015 2014 1,581,800 16,669,404 21,183,692 595,988 751,061 17,265,392 23,516,553 2015 12 31 2015 2014 203,000 203,000 2015 12 (b) 2015 12 3126,170,546 2014 33,185,630 2015 12 31 16,669,404 2014 21,183,692 36 2015 2014 10,258,298 13,996,784 0% 100% 217

37 2015 400,480 (100,120) 300,360 (3,292) 823 (2,469) 397,188 (99,297) 297,891 2014 271,884 (67,971) 203,913 (1,777) 444 (1,333) 270,107 (67,527) 202,580 38 2015 2014 9,388,195 6,644,252 8,469,684 2,879,279 260,390 2,231,381 18,118,269 11,754,912 2015 218

39 2015 2014 346,526 411,769 1,465,429 965,324 5,013 2,995 230,000 2015 2014 4.28%-7.21% 4.92%-7.21% 0.39%-5.23% 0.20%-5.50% 0.39% 0.39% 2015 2014 27,267 25,685 4,629 6,539 6,290 2015 12 31 1,804,350 211,070 202,000 2015 136,138 00 219

39 2015 2014 2015 2014 2015 2014 4,622 4,511 6,729 4,549 553 363 11,904 9,423 20152015 40 2015 220

40 2015 2,242,000 300,151 4,459,922 7,002,073 2,029,518 527,638 (2,557,156) 4,271,518 827,789 1,902,766 7,002,073 346,874 176,931 988,248 1,512,053 23,769 23,769 (10,243) (10,243) 2,809 2,809 655 7,505 14,809 41,960 64,929 (920,274) (93,145) (117,114) (4,767) (1,135,300) (1,713,171) (898,535) (566,389) (12,076) (3,190,171) (82,342) (43,187) (27,223) (581) (153,333) (1,630,829) (855,348) (539,166) (11,495) (3,036,838) 1,985,602 20,545 2,238,655 25,117 4,269,919 2015 148,122 55,097 192,582 632 396,433 119,491,853 44,447,139 155,358,361 510,634 319,807,987 (165,895,183) (42,314,118) (90,304,091) (1,600) (298,514,992) 221

40 2014 2,089,251 679,154 3,463,293 6,231,698 2,130,299 493,782 (2,624,081) 4,219,550 1,172,936 839,212 6,231,698 742,196 166,650 908,846 160,189 160,189 150,637 150,637 2,035 2,035 5,366 3,378 12,589 10,407 31,740 (459,757) (272,266) (154,172) (3,371) (889,566) (1,806,118) (613,970) (364,950) (20,237) (2,805,275) (88,078) (29,941) (17,797) (987) (136,803) (1,718,040) (584,029) (347,153) (19,250) (2,668,472) 2,701,237 456,728 645,540 (13,201) 3,790,304 2014 189,321 56,333 225,489 554 471,697 110,186,011 32,786,014 131,236,323 322,797 274,531,145 (143,750,589) (28,811,408) (86,066,886) 761 (258,628,122) 41 2015 222

1. 2015 2014 53.74 52.41 311.25 91.49 2. 10% 2015 2014 2,775,714 230,010 2,768,821 206,749 62,470 23,693 105,307 301,892 46 77 2,943,537 555,672 223

3. 2015 1,386,616 2,693,167 120,385 4,200,168 (1,252,022) (8,656) (122,527) (1,383,205) 134,594 2,684,511 (2,142) 2,816,963 2014 2,177,122 8,058 138,066 2,323,246 (2,050,717) (8,058) (138,067) (2,196,842) 126,405 (1) 126,404 4. (a) 2015 2014 1,971,550 835,971 385,222 156,913 634,362 249,831 512,168 237,012 3,503,302 1,479,727 2015 2014 56.27 56.50 11.00 10.60 18.11 16.88 14.62 16.02 100.00 100.00 2015 224

4. (b) 2015 2014 41,932 (c) 1 90 1 90 1 3 3 2015 233,038 39,954 2,378 275,370 920,753 385,184 150,633 1,456,570 691,335 556,505 260,213 98,486 1,606,539 66,380 97,986 458 164,824 1,911,506 1,079,629 413,682 98,486 3,503,303 1 90 1 90 1 3 3 2014 44,404 7,259 3,717 55,380 281,748 141,121 13,598 436,467 303,701 246,305 215,264 3 765,273 206,116 12,062 4,429 222,607 835,969 406,747 237,008 3 1,479,727 5. 225

2015 226

1 52 401121 2 99 3 51 II 4 25 2 13 5 9 6 438-454 206-214 610059 550002 710075 638000 614001 7 1 716000 8 153 400010 9 331 401147 10 5 5 400054 11 37-6 400030 12 331 401147 13 52 54 56 58 401120 14 31 400020 15 148 400013 16 3718 400084 17 129 400015 18 111 401122 19 1 401333 227

20 89 400015 21 234 400020 22 1409 400039 23 258 400010 24 216 400010 25 433435 400020 26 199 1 2-2 400060 27 400050 28 18 400030 29 181 400010 30 384 5 6 7 400015 31 1018 401336 32 2053 2055 402760 33 131 400014 34 139 400015 35 83 400044 36 40-28 400030 37 50 401121 38 7 400011 2015 228

39 121 400042 40 52 400061 41 115 401147 42 71 A 401147 43 137 139141143 401346 44 4 400015 45 3393 400030 46 601 401320 47 162 164 400043 48 10 401220 49 1039 400900 50 36 400050 51 2 401220 52 1 400084 53 33 401221 54 44 46 400011 55 83 400700 56 10 402560 57 718 401520 58 13 401121 229

59 518 1 1-22-1 402260 60 18 400715 61 853 400716 62 257 402360 63 86-922 402660 64 11 400800 65 190 192194 402760 66 101 400010 67 17 125-127 149-152 401331 68 1555 409000 69 2 4 6 8 405200 70 193 404000 71 81 2 1-22-23-13-4 408000 72 408000 73 18-1 408400 74 31 404300 75 46 409900 76 405400 77 184 186 408200 2015 230

78 1006 409100 79 88 408100 80 B5 11-1 408300 81 1299 404500 82 405800 83 117 408500 84 17 409800 85 409699 86 46 404700 87 2 405900 88 4 404600 89 296 409099 90 1 1 15 16 17 409900 91 292 400020 92 453 455 457 400700 93 9 1-1 2-1 401120 94 86 401120 95 47 1-402-225 229 401420 231

96 78 402160 97 1011-5 10 402160 98 199-205 402460 99 43 2 1-3,2-3 100 G 1-8 1-7-1 1-7-2 1-6-2 101 95 9391 11-1 1-2 1-3 402460 402368 402620 102 103 3 53015 401147 2 400044 104 47 B2 1 14 15 16 400020 105 383 401147 106 1122 G8119 401147 107 109 1027 401147 108 198206206 1-8 109 45 4749512513 514515 402560 401520 110 16 2-35 2-36 400014 2015 232

111 181 400039 112 29137 400060 113 9827 400700 114 23 1-8 115 353-367 79 402283 611230 116 65 610015 117 17 610041 118 620-626 1-19 610100 119 246 171 610074 120 62 610040 121 79 939597 610023 122 2 15 113 610023 123 470 610094 124 116 550001 125 Y1 Y2 1-3 550081 126 19 710016 233

127 128 129 16 6 81 1-3 710065 710026 553000 130 11-1 563000 2015 234

H 600106 5.48% 14.66% 1.00 H 1.00 235

2016 4 20 601777 9.47% H 571 H 14.75% 2015 236