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2 1 1 1996 541
3 1 1 1995 144
4 1 1 1999 64 66
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1 2 1. public interest theory group interest theory Normative Analysis as a Positive Theory NPT 1 2 1 1998 207 208 1999 296 300 1998 60 61 2000 40 69 2 2000
10 1908 rent-seeking 2.
11 Stigler Peltzman Posner 1.
12 2. 3. 4. 1962 1986 1 1
13 1 2 3 1 80 1989 35
14 1 1
15 1 2 3 4 1 1999 301 2 1998 6 1998 6 2000 1 3 2000 287 289 4 2002 5 53
1 1 4 2001 611
17
18 6 13
19
20 1 2 1 2 1998 204 2000 300
21
22 1. 2. 3.
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25 1 2 3 4 1997 1995 1 25 1 2 3 4 210 1998 73 G. J. 1996
26 1 2 3 4 1 G. J. 1996 2 2 1995 5 3 2002 49 4 1999 89 90
27 1 1 2001 6
28 1 2 3 1 1997 26 2 2000 4 36 3
29 1 2 3 1 2 3 1999 270 1998 110 1999 292
30 WTO WTO WTO 1 WTO WTO WTO WTO 2 WTO WTO WTO 3 1 WTO 2000 5 27 2 WTO 2002 1 61 3 WTO 2000 5 29
31 WTO WTO WTO
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33 fice of the Comptroller of the Currency OCC 1991 1999 2003 8 25 2003 12 8 12 10 2003 8 22 25 1 2. 1972 1979 1980 1 2 3 NAFTA 1 2003 http / /finance. tom. com/1001 /1004 / 20031218-34351. html
34 1983 6 1987 12 1989 12 77 /780 1989 12 1 1993 1 1 2 3 4
35 3. 1 1 2 1997 9 Core Principles for Effective Banking Supervision 1975 The Governor on the Supervision of Banks Foreign Establishments 1983 1991 BCCI 1992 the Basle Minimum Standards 1 2 3 4
36 1 2 GATS GATS 2 GATS 2005 IAS GAAP IAS GAAP 2005 IAS GAAP IAS 2003 147 179 320 2 1 2 2002 34 35 See at http / /finance. dayoo. com/gb /content /2004-02 /29 /content - 1433964. htm.
37 moral hazard G. Benston George G. Kaufman 1 2 1 2 2003 35 2003 244
38 coaches enforcers 1 1 2 3 2 1 2 3 1999 59 1997 322 1995 4
39 3 1 1 2002 254 256
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53 1999 9 + 2 2000 2002 21 9 + 2 + 21 32
54 1. 1998 2.
55 3. 1994 60% 1 1 2003 34
56 1. 2. 1 3. 4. 1 2003 10 25
57 A D A D WTO
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61 1 2 NGO 1 2 2002 52 50
62 1. 2. 3. 4. 5. 1. 2.
63 3. 4. 5. 1 1 2002 51
64 1. 2.
65 3. 1 4. 1 2001 204 206
66 FERC 1998 1 1 2002 70 86 2003 81 107
67 1997 10 Financial Service Authority FSA 1998 6 FSA 2000 FSA 2001 12 1 FSA 1997 5 1998 4 1998 2000 1998 6 22
68 1998 7 1
69 1999 Office of the Comptroller of the Currency OCC Federal Deposit Insurance Corporation FDIC + SEC OCC OTS FRB FDIC SBD
70 COB CMF
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96 WTO 20 50 Market Access Market 1970 11 30 European Council Market Access 1982 Natural Gas Act 1984 80 Market Access Dan Quayle 1983 80 1 2 WTO 3 4 1 2000 51 2 WTO 2000 364 3 2003 243 4 2001 3
97 1 2 3 3 4 1 2 3 4 2003 1 1999 19 20 2001 7
98 1 1 1999 185
99 1. 1 1 1986 197
100 1 2 3 2. 1 2 3 1993 257 See H. Maslow Motivation and Personality 2nd ed. 1970 New York p. 40. 2001 195
101
102 3. 1 1 2001 202 203
103 1 1 2004 260 261
104 WTO WTO WTO 1 WTO 1 WTO 2002 341
105 1. 50 30 150 500 1 2. 1 1997 11
106 301 301 3. 1. 1958 CE CE CE
107 2. 3. 1.
108 12. 8% 35% 2. 500 60
109 1 2 1. 1 2 2002 203 1997 262
110 2.
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112 WTO 1. 2. 3. 20 20
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115 WTO 10% 2% 1 ST Charles Goodhart 48 1 2003 5
116 48 1 20 80 RTC 4030 2 1 2 2003 5 http / /www. finance-cn. com/jryd /jrwj /016. htm
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119 1998 3 2700 2004 1 450 20 80 7% 1992 12
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124 ST 1 acquisition merger 1995 ING 1996 1 ST 21 2004 5 15
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129 1 /5 1998 10 214. 7 361. 65 1999 1 16
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132 1844 1911 1 1 E. L. 2003 634
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135 A B B
136 2004 1 2 1 1996 10 2 2000 114
137 1 1 1996 10
138
139 1 70 1 2 3 4 5 6 1 2001 2001 94 96
140
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142 1. 2. 1 2 3 4 1 2 3 4
143 5 3. 1.
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145 4 4.
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162 1991 20 80 1980 90
163 systemic risk 1930 1933 1
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168 20 90 90 1. 1948 12 50 1978 1979 1984 1 1 90 80
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170 4 5 6 7 8 1 2 3 4 5 6 7 8 9 10 11 1 2
171 3 4 5 6 7 8 9 10 11
172 3. 1997 5 1998 1
173 1975 2 12 1 1975 1975 1975 9 1975 1983 5 1975 1 2 3 1983 1 1 1999 113
174 2 3 1 1988 1988 7 1988 1995 12 1996 1 1997 1988 8% 50% 1988 25 12. 5 1988 0 10% 1 20% 2 50% 100% 1000 80 50% 40 100% 80 1988 1 1999 114 115 1998 354 357
175 1992 1991 BCCI 1992 7 1992 1 1. 1 2 3 2. 1 2 3. 4. 1 2001 149 152 1998 358 360
176 1997 1997 9 8% 25 1988 1. 2. 3. 8% 4.
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178 1 1 2004 626 639
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204 50% 30% 10%
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206 100 1. 1 2 3 4
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216 1 2 3 4 5 20% 5% 3. 1 2 3 4 5 6 7 20% 1 2 3 4 5 6 7 8 9 2 /3
217 15 1 2 3 4 5 6 10 4. 1 2 3 4 5 6 7 8 9 10 11 12
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219 1. 1 300 100 200 8% 100 2 1987 3
220 1 2 3 2 1 3 20% 4 1 2. 1 1994 1995 1995 183
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226 1 1 2 3 4 1. 3 1 1999 4
227 2. 5 3. 7 8
228 1986 1992 1992 12 1
229 2 3 4 90 1 2 3
230 178 1992 10 1993 11 1995 3 1997 8 11 1998 4 1998 9
231 1999 2004 1. 2. 3. 4. 5. 6. 7. 8. 9. 10.
232 11. 12. 13. 1 2 3 4 5 6 7 15 15
233 1 2 3 4 5 6 7 8
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249 4. 1 2 3 4 5 6 7 5. 1. 2.
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257 4 5 1 2 3 4 5
258 1 2 3 4
260 14 19 19 20 20 30 50 1981 1992 1983 1985
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263 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16.
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265 2. 1 2 3 4 3.
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267 4 5 6 7 10%
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269 3. 1 2 3 4 1.
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271 3. 30
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276 7 1 5 2 3 1000 4 5 1 /2 6 7 30 30 1 2 3
277 2. 1 2 3 4
278 1 2 3 4 5 6 7 8 9 3. 1 2 4. 18
279 18 1.
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282 1. 18
283 2. 1 2 2 3 50 4 5 6 2 /3 7 1 2 50 2 3 50 4 5 2 /3 6 7 1 5 2 3 1000 4 5 2 /3 6 7 30
284 30 3.
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287 1999 6 2 1. 1993 2. 3.
288 CFTC 1974 SIB 1 1 1998 209 210
289 1995 1.
290 1 2 3 2. 1.
291 1 2 3 4 5 6 7 8 9 10 11 12 13 14 2. 1 2 3 4 1. 1 2 3 4 5 6 7 8 9 1 2 3 4 5 6 7 1 2 3
292 2. 108
293 1. 1
294 3000 2 3 4 5 2. 3. 1 2 3 4 5 6 1 2 3 4 5
295 1 2 3 1 2 3
296 1. 1 2 3 4 5 2. 1 2 3 3.
297 1 2 3 4 5 6 7 8
298 1. 2. 3. 4. 5.
299
2005 10 30