Newsletter_Issue 4_2018_Revision_1d_Hires.pdf

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To make such arrangement, please address to BOCIPrudential's Data Privacy Officer in writing via email: DataProtection@bocpt.com or at /F, Citicorp Centre, 8 Whitfield Road, Causeway Bay, Hong Kong.

In your selection of funds, if you are in doubt as to whether a constituent fund is suitable for you (including whether it is consistent with your investment objectives), you should seek independent

1 08 Employers' MPF Newsletter 08 Issue 4 IMPORTANT INFORMATION.. DataProtection@bocpt.com A ) ( ) / This Newsletter is for informational purposes only. The contents of the Newsletter are subject to change without further notice.. You may at anytime choose not to receive any marketing mailings from the Trustee. To make such arrangement, please address to BOCIPrudential's Data Privacy Officer in writing via DataProtection@bocpt.com or at /F, Citicorp Centre, 8 Whitfield Road, Causeway Bay, Hong Kong.. You should consider your own risk tolerance level and financial circumstances before making any investment choices. In your selection of funds, if you are in doubt as to whether a constituent fund is suitable for you (including whether it is consistent with your investment objectives), you should seek independent financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances. 4. You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy ("DIS" as defined in section.a headed "MPF Default Investment Strategy" of the Principal Brochure of My Choice Mandatory Provident Fund Scheme (the "Scheme")). You should note that the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the My Choice Core Accumulation Fund and the My Choice Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances. 5. You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected. 6. The My Choice MPF Conservative Fund of the Scheme does not guarantee the repayment of capital. Investment in the My Choice MPF Conservative Fund and My Choice RMB & HKD Money Market Fund is not the same as placing funds on deposit with a bank or deposit taking company and that the Trustee has no obligation to redeem the investment at the subscription value. In addition, the My Choice MPF Conservative Fund and My Choice RMB & HKD Money Market Fund are not subject to the supervision of the Hong Kong Monetary Authority. 7. Fees and charges of a MPF conservative fund can be deducted from either: (i) the assets of the fund; or (ii) members' account by way of unit deduction. The My Choice MPF Conservative Fund uses method (i) and, therefore, unit prices/ Net Asset Value/ fund performance quoted have incorporated the impact of fees and charges. 8. Investment involves risks. Past performance is not indicative of future performance. Price of units and investment returns may go down as well as up. 9. The following information is for your reference only. You should not solely rely on the standalone information to make any investment decision. Please refer to the Principal Brochure of the Scheme for details (including risk factors and fees and charges) before making any investment decision. 0

Editorial Notes CEO of BOCIPrudential Trustee Limited Mr.

compliant with MPF legislation and exemplary in enhancing the retirement benefits of their employees.

employers became aware of their MPF responsibilities and were willing to provide more retirement

BOCIPrudential has received prestigious accolades from the MPFA "Good MPF Employer", "econtribution

An exhibition was also held concurrently with the ceremony.

to manage their MPF contributions by electronic means in order to reduce the administrative costs.

Awards 08 coorganized by Hong Kong Economic Times and "ezone" magazine in August in recognition of our

We will continue our wholehearted commitment to providing premier products & customer experience and

2 Editorial Notes CEO of BOCIPrudential Trustee Limited Mr. Alex Chu MPFA held "Good MPF Employer Award" ceremony on 9 October to recognise employers who are compliant with MPF legislation and exemplary in enhancing the retirement benefits of their employees. A total of,0 organizations received the award, which hit a record high, indicating that more and more employers became aware of their MPF responsibilities and were willing to provide more retirement benefits to their employees. BOCIPrudential has received prestigious accolades from the MPFA "Good MPF Employer", "econtribution Award" and "Support for MPF Management Award". An exhibition was also held concurrently with the ceremony. At the exhibition, we demonstrated our latest electronic tools and online systems to encourage employers to manage their MPF contributions by electronic means in order to reduce the administrative costs. Moreover, BOCIPrudential has been honorably awarded "The Best of MPF App Service Provider" at ebrand Awards 08 coorganized by Hong Kong Economic Times and "ezone" magazine in August in recognition of our Company's continuous innovation and outstanding contribution in this aspect. We will continue our wholehearted commitment to providing premier products & customer experience and facilitating more efficient daily MPF management for employers. Overview of Latest Awards & Events This award information is for informational purposes only and does not constitute any distribution, offer or solicitation to buy or sell. Past performance is not indicative of future performance. You should not solely rely on the standalone marketing material to make any investment decision.

3 My Choice Mandatory Choice Provident MPF Fund Scheme Scheme MPF Hot Topics Welcome to submit MPF contribution and remittance statement electronically Go green and consider submitting MPF contributions and remittance statement via electronic means you will be free from the hassle of handwriting and mailing by preparing electronic contribution data files and making contributions electronically via our various channels. Make MPF contributions electronically Set up direct debit authorization (Autopay) Make payment for MPF contributions by echeque upload the echeque file through employer MPF account BOCHK echeque Drop Box, select "echeque Bill Payment" send echeque to BOCIPrudential through services of BOCNET HK / CBS Online Make online payment via BOC Corporate Banking Services Online (CBS) of BOC(HK), Nanyang Commercial Bank and Chiyu Banking Corporation Submit Remittance Statement electronically Log in to Employer MPF account and use the "ers" function to submit contribution data and the enrollment / termination records of employees online (only applicable to employers who have successfully applied for the "Advanced Mode Login" function) Use our free contribution software "PayEasy" or "SmartCon", or upload the electronic contribution data file to us Log in to Employer MPF account and upload the electronic Remittance Statement (in jpg, png, tif or pdf format) to us BOCIPrudential Trustee Limited 04

0 Latest News 08 BOCPT MPF Human Resources and Payroll Management System Offer 08 08 ( ) 90 89 MyMPFinfo@bocpt.

4 0 Latest News 08 BOCPT MPF Human Resources and Payroll Management System Offer ( ) MyMPFinfo@bocpt.com Starting from now until Dec 08, we are pleased to offer to our eligible valued customers a waiver of up to years only on the annual fee on the use of the HR and payroll management system (to which terms and conditions apply). You are more than welcome to contact us at or via MyMPFinfo@bocpt.com for more details of the above HR and Payroll Management System Offer. We are pleased to arrange introductory sessions for your company.. /. / Revised MPF Forms Forms related to receipt/offsetting of long service payment/severance payment The following MPF forms are revised on 9 Oct, please find the details as below:. Receipt of Long Service Payment (LSP) /Severance Payment (SP); and. Request for Releasing Accrued Benefits Derived from Employer s Contributions for Offsetting Long Service Payment / Severance Payment The above forms have added two notes and the field Reason for Termination of Employment for employers to complete. The new forms will be available on our website at Download Corner. Launch of PayEasy demonstration video to help you to use PayEasy more easily We have now launched a demonstration video to facilitate employers to use our contribution software PayEasy. Clients can view the demonstration videos from our website at Download Corner > Software. Issuance of the Updated Ongoing Cost Illustrations and Financial Statement for the Scheme The Ongoing Cost Illustrations for My Choice MPF Scheme (Issued: 8 Sep 08) has been updated. Starting from the Issue Date, clients can obtain the updated document from our website at Download Corner > Offering Document. In addition, the Reports and Audited Financial Statements of My Choice MPF Scheme for scheme year is now available on our website at Download Corner > Scheme Information. Free Briefing Sessions for My Choice MPF Scheme Members (85) MyMPFinfo@bocpt.com My Choice MPF member briefing sessions are now available for registration free of charge! Our MPF specialists can pay a visit to your office and provide MPF market updates, help you review MPF annual benefit statement, answer MPFrelated enquiries and assist your employees to consolidate their MPF accounts. For reservation, please call the enrolment hotline at (85) or contact us via MyMPFinfo@bocpt.com Should you have any queries, please do not hesitate to contact our Customer Services Representatives at: MPF Administration Hotline: 9966.

Performance of Constituent Funds Cumulative Performance Fund Name Fund Descriptor Launch Date Fund Price months year years 5years 0years Return Since Return Return Return Return Return Inception My

5 Performance of Constituent Funds Cumulative Performance Fund Name Fund Descriptor Launch Date Fund Price months year years 5years 0years Return Since Return Return Return Return Return Inception My Choice Growth Fund My Choice Balanced Fund My Choice Stable Fund My Choice Global Equity Fund My Choice Asia Equity Fund My Choice China Equity Fund My Choice Hong Kong Equity Fund My Choice Hong Kong Tracking Fund My Choice Global Bond Fund My Choice HKD Bond Fund My Choice RMB & HKD Money Market Fund My Choice MPF Conservative Fund My Choice Core Accumulation Fund 65 My Choice Age 65 Plus Fund Issuer: Pamphlet BOCIPrudential Issuer: BOCIPrudential Trustee Limited Trustee Limited ( ) 8/07/ Mixed Assets Fund Global Maximum equity around 90% ( ) 85% Mixed Assets Fund Global Maximum equity 85% ( ) 60% Mixed Assets Fund Global Maximum equity 60% Equity Fund Global Equity Fund Asia Pacific Equity Fund China Bond Fund Global Bond Fund Hong Kong ( ) Money Market Fund China & Hong Kong ( ) Money Market Fund Hong Kong 65% Mixed Assets Fund Global Maximum equity 65% 5% Mixed Assets Fund Global Maximum equity 5% ^ Calendar Year Performance^ 8/07/ /07/ /07/ /07/ /07/ /07/ /07/ /07/ /07/ /0/ /07/ /04/ /04/ Fund Name Fund Descriptor Year To Date My Choice Growth Fund My Choice Balanced Fund My Choice Stable Fund My Choice Global Equity Fund My Choice Asia Equity Fund My Choice China Equity Fund My Choice Hong Kong Equity Fund My Choice Hong Kong Tracking Fund My Choice Global Bond Fund My Choice HKD Bond Fund ( ) My Choice RMB & HKD Money Market Fund Money Market Fund China & Hong Kong My Choice MPF Conservative Fund My Choice Core Accumulation Fund 65 My Choice Age 65 Plus Fund ( ) Mixed Assets Fund Global Maximum equity around 90% ( ) 85% Mixed Assets Fund Global Maximum equity 85% ( ) 60% Mixed Assets Fund Global Maximum equity 60% Equity Fund Global Equity Fund Asia Pacific Equity Fund China Bond Fund Global Bond Fund Hong Kong ( ) Money Market Fund Hong Kong 65% Mixed Assets Fund Global Maximum equity 65% ( ) 5% Mixed Assets Fund Global Maximum equity 5% Data as of 0 September 08. Investment involves risks. Past performance is not indicative of future performance. Price of units and investment returns may go down as well as up. Please refer to the Principal Brochure of the Scheme for details (including risk factors and fees and charges) before making any investment decision. If the history of the constituent fund is less than year in the calendar year, the corresponding calendar year performance will be calculated from the inception date to that calendar yearend. The prices of constituent funds were calculated after deduction of investment management fee and other respective charges. For details of other fees and charges, please refer to Section 7 "Fees and Charges" of the Principal Brochure of My Choice MPF Scheme. Performance of constituent funds is calculated in HKD on NAVtoNAV basis with gross dividend reinvested. 7.8% 4.94%.9% 8.57%.% 5.6%.% 5.87% 8.%.9% 0.0% 7.7% 9.56% 5.96% 5.54% 4.%.% 8.%.84% 0.76%.98% 0.0% 0.0% 0.% 0.55%.09%.% 7.95% 4.% 0.48% 0.0% 0.%.84% 0.06%.09% 0.%.96%.05%.74%.8% 4.65% 5.68%.57%.45%.69% 4.67% 0.4% 0.0% 5.%.5%.0%.79% 4.9% 0.59%.4% 0.55%.7%.0% 0.0% 0.07% 5.09%.4% 5.% 7.0% 8.48%.74% 44.8% 44.04% 44.80% 4.70%.47%.55%.54%.48% 6.% 6.5% 4.% 7.6% 5.84%.7%.67% 0.0% 0.% 0.06%.59% 0.08% 6.8% 8.87% 9.70%.00% 8.4% 4.74% 4.0%.95% 7.% 6.96%.6%.5%.60% 8.0% 5.64%.0%.9%.0%.57%.55%.79% 0.0% 0.0% 8.8%.84% 6.9% 7.% 4.95% 48.04% 4.48% 9.8%.78%.5% 6.99% 0.0% 8.59%.5% 75.48% 60.% 4.08% 98.4% 65.% 7.88% 60.4% 5.% 4.68%.8%.0% 0.4% 0.8%.%.%.06%.% 0.%.48% 9.06% 4.78%.97%.4%.70%.8% 0.07%.46% 0.0% 0

Newsletter_Issue 3_2018_Revision_4A.ai

Newsletter_Issue 3_2018_Revision_4A.ai 08 Employers' MPF Newsletter 08 Issue IMPORTANT INFORMATION.. DataProtection@bocpt.com 8. 4..A ) 65 65 ( ) / 5. 6. 7. 8. 9.. This Newsletter is for informational purposes only. The contents of the Newsletter