中華民國一〇五年年報

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1 The Credit Bureau of Taiwan 中華民國一〇五年年報

2 中華民國一〇五年年報

3 1 Foreword ( ) A ISO27001(TPIPAS) (Doing Business 2017) (Depth of credit information index) (OECD) 6.5 (FinTech)

4 2 Foreword FinTechBase P2P P2P (Big Data) (Open Data) Open Data ( )

5 3 Foreword 106 (Big Data) (Open Data)

6 4 History (87 12 ) (95 1 )(101 4 ) (87 6 ) (99 9 ) ( ) ( ) ,

7 5 Objectives

8 聯徵中心中華民國一〇五年年報 6 Organizational Structure ( ) ( )

9 7 Directors and Supervisors ( ) ( )

10 8 Services ( ) / ( ) ( )

11 9 Services ( ) 103~ ( )( 1) 47, % 49, % 51, % ( 2) 236, % 279, % 406, % ( 3) % % % ( 3) % % % % 8.80% ( ) % %42.76% 2.63% %33.31% 3.

12 10 Highlights of ( ) Windows2012 Server Data Center Windows SAS ( ) ( ) RS6000

13 11 Highlights of RS Windows ( ) ( ) (SOC)

14 12 Highlights of USB ( ) (ISO27001:2013) BSI ISO (TPIPAS) TPIPAS (HSM)(API)

15 13 Highlights of ( ) ( ) 1052( ) , ( ) 1. W20 3

16 14 Highlights of ( 41 ) , ,707,

17 15 Highlights of 2016 ( ) (OBU) C C0167, ( ) A08 A11 // A13 / A16 J05 N01 Z B29 ( DBR22)

18 16 Highlights of ( ) G21/ G22/ G23/ G26/ G27 - / G P S10 S (LGD) ( 15)

19 17 Highlights of 2016 ( ) ( ) ( ) (ROC GAAP) (ROC GAAP) IFRSs / 4

20 18 Highlights of 2016 ( ) % 95% ( ) P2P 3. IFRS 9 (IFRS 9) ( ) , %

21 19 Highlights of 2016 ( ) 1. FB member.jcic.org.tw (02) (02) ( ) Open Data 100% Facebook Youtube

22 20 Highlights of 2016 ( ) ( ) ( ) ( ) ( ) API

23 21 Highlights of ,000 26,000 ( ) (Open Data) Open Data 105 Open Data (9 )(10 ) (4 ) (13 ) (12 ) (17 ) (10 ) (4 ) (11 ) 90 ( ) 2017 (Doing Business) (case studies) R04 ( ) 1. ( ) 2. 3.

24 22 Highlights of ( )

25 23 Highlights of 2016 ( ) ATM (TPIPAS) ISO27001:2013 TPIPAS

26 24 Highlights of (World Consumer Credit Reporting Conference WCCRC) KCISNCB (Asia Credit Reporting Network, ACRN) CIC 會

27 List of Member institutions 25 聯徵中心中華民國一〇五年年報 ( ) (40 ) ( ) ( ) ( ) (20 )

28 26 List of Member institutions (8 ) (2 ) (23 )

29 List of Member institutions 27 聯徵中心中華民國一〇五年年報 (15 ) (2 ) (28 )

30 List of Member institutions 28 聯徵中心中華民國一〇五年年報 (283 )

31 List of Member institutions 29 聯徵中心中華民國一〇五年年報 ( )

32 List of Member institutions 30 聯徵中心中華民國一〇五年年報 ( )

33 List of Member institutions 31 聯徵中心中華民國一〇五年年報

34 List of Member institutions 32 聯徵中心中華民國一〇五年年報 (5 ) (5 )

35 33 Chronicle of /01/ /02/ /03/10 105/03/14 Open Data /03/ /04/29 105/04/29 P02 105/04/ /05/ /05/ /06/15 C01 105/06/20 105/06/ /07/01 S10 S11 105/07/06 CIC (Mr. Shinose) 105/07/ /07/18 105/07/26 BSIISO 27001

36 34 Chronicle of 2016 A08 A11 / / A13 / 105/08/01 A16 J05 N01 Z90-105/08/ /08/25 105IFRS Open Data4 105/09/ /10/ Doing Business 2017 Depth of credit information 105/10/26 index (OECD) /11/01 105/11/01 B29 DBR22 105/11/10 (TPIPAS) TPIPAS G20 G21 G22 105/11/15 G23 G26 G /11/ /12/15 API /12/

37 2 1 6 Tel : (02) Fax : (02)

中華民國九十九年年報

The Credit Bureau of Taiwan 中華民國九十九年年報 A N N U A L R E P O R T 2 0 1 0 中華民國九十九年年報 01 07 09 10 11 12 14 18 39 47 49 1 Foreword ( 99 ) 99 100%99 425 99 ISO 27001 2 SOC 2 Foreword 98 8 1 99 16 1491 99 4 IRB