(\273\310\246\346\252A\260\310\246\254\266O\252\355\(Track Changes\) xls)

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1 ( 甲 往來戶口 ( 港元 美元及人民幣 寄遞支票簿以掛號郵件寄遞 - 人民幣戶口退票因存款不足 - 人民幣戶口 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 Mailing of Cheque Book Mailing by registered post 每本 HK$30 - HKD account HK$30 per book 每本 US$4 - USD account US$4 per book 每本 RMB25 - RMB account RMB25 per book Returned Cheque Due to insufficient fund 每張 HK$150 - HKD account HK$150 per cheque 每張 US$20 - USD account US$20 per cheque 每張 RMB200 ( 此亦適用於人民幣單張支票金額高於 RMB80,000, 請注意, 有關個人人民幣支票於內地與香港之間的跨境使用 : - 每個賬戶每天不可超過 RMB80,000; - 限於廣東省 ( 含深圳 和香港的消費性支出 ; - 不得轉讓 ; - 非香港居民發出之人民幣支票不能於國內使用 (A Current Account (HKD, USD & RMB - RMB account RMB200 per cheque (this charge is also applicable to single RMB cheque amount exceeding RMB80,000, please note regarding personal RMB cheque for cross-border use between the Mainland and Hong Kong: - The aggregate payment from each account cannot exceed RMB80,000 per day; - For consumer expenses between Guangdong Province (including Shenzhen and in Hong Kong only; - Not transferable; - RMB cheques issued by non-hong Kong residents cannot be used in Mainland China 客戶技術性錯誤 - 人民幣戶口結束戶口開戶三個月內 - 人民幣戶口因戶口使用不當而被本行結束 Due to other technical error 每張 HK$80 - HKD account HK$80 per cheque 每張 US$10 - USD account US$10 per cheque 每張 RMB65 - RMB account RMB65 per cheque Closure of Account Within 3 months from the date of its opening 每戶 HK$200 - HKD account HK$200 per account 每戶 US$25 - USD account US$25 per account 每戶 RMB200 - RMB account RMB200 per account 每戶 HK$200 或等值外幣 Improperly conducted account closed by the Bank HK$200 or equivalent per account 停止付款指示 由戶口持有人指示止付一張或數張順序支票 ( 如支票已經結算將不獲退款 - 人民幣戶口 Stop Cheque Payment Instruction To stop payment on each cheque or a series of cheques in sequential order issued by the account holder (no refund is made if the cheque has already been cleared 每次 HK$100 - HKD account HK$100 per transaction 每次 US$15 - USD account US$15 per transaction 每次 RMB100 - RMB account RMB100 per transaction Revised items are shown in blue P. 1 of 10

2 未經授權透支 / 超額 項目 客戶無透支安排或透支金額超出指定限額 銀行服務表 ( 由 2016 年 1 月 1 日起生效 每次手續費 (Effective from 1 January 2016 Unauthorized Overdraft If an account has no overdraft facility or if an overdraft exceeds its authorized limit HK$150 - HKD account HK$150 US$20 - USD account US$20 - 人民幣戶口 ( 包括香港居民賬戶 RMB120 - RMB account (include accounts for Hong Kong residents Handling charge per transaction : RMB120 另加透支利息以本行釐定之 ( 港元 / 美元 / 人民幣 優惠利率加年利率 10% 計算 ( 利息以本行當時之利率每日計算, 並每月 plus overdraft interest at our Bank's (HKD / USD / RMB Prime Rate + 10% p.a. (overdraft interest is calculated daily and charged monthly at the Bank's prevailing interest rate 票據抵用 Drawing Against Uncollected Fund - 港元票據 HK$120 - HKD Cheque HK$120 - 美元票據 US$15 - USD Cheque US$15 印製專用支票或專用入數紙 ( 乙 儲蓄戶口 ( 所有貨幣 報失存摺 結束戶口 開戶三個月內 - 非美元戶口 因戶口使用不當而被本行結束 ( 丙 保管箱 - 按金及年租 - 過期繳交保管箱租金附加費 ( 超過 2 個月 - 遺失補發箱匙一條 按成本, 另議 Printing of Special Cheque or Special Pay-In Slip At cost and subject to agreement (B Savings Account (All Currencies 每戶 HK$100 Report loss of Passbook HK$100 per account Closure of Account Within 3 months from the date of its opening 每戶 HK$200 - Non-USD account HK$200 per account 每戶 US$25 - USD account US$25 per account 每戶 HK$200 或等值外幣 Improperly conducted account closed by the Bank HK$200 or equivalent per account (C Safe Deposit Box 由於各分行之箱種及不同, 請以各分行保管箱表各分行保管箱表為準 - Deposit and annual rental As the box types and charges vary in different branches, please refer to the Safe Deposit Box Service Charges of respective Branch 每次 HK$100 -Late payment for safe deposit box rental fee HK$100 each time (exceeding 2 months from the due date 除工本費另加 HK$300 - Reissue of 1 key Out-of-pocket expenses plus HK$300 handling fee - 鑿箱及補發箱匙兩條 除工本費另加 HK$800 - Force open of box and reissue of 2 keys Out-of-pocket expenses plus HK$800 handling fee - 本行職員見證清點保管箱內物品 每次 HK$200 -Taking inventory of safe deposit box in the HK$200 each time presence of the Bank staff as witness ( 丁 創興卡 / 信用卡 創興咭 - 年費 (D Chong Hing Card / Credit Card Chong Hing Card 每張 HK$50 - Annual Fee HK$50 per card - 因損毁或遺失而須補發創興咭每張 HK$50 - 在香港境內之非 銀通銀通 自動櫃員機提取現金每次 HK$25 - 在香港境外之 銀通銀通 及 銀聯銀聯 自動櫃員機每次 HK$25 提取現金 - Replacement due to damage or loss of Chong Hing Card - Cash withdrawal via non-jetco ATMs in Hong Kong - Cash withdrawal via JETCO and UnionPay ATMs outside Hong Kong HK$50 per card HK$25 per transaction HK$25 per transaction Revised items are shown in blue P. 2 of 10

3 創興咭 ( 人民幣 - 年費 - 因損毁或遺失而須補發創興咭 ( 人民幣 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 Chong Hing Card (RMB 每張 RMB50 - Annual Fee RMB50 per card 每張 RMB50 - Replacement due to damage or loss of Chong Hing Card (RMB RMB50 per card - 在中國境內之 銀聯銀聯 自動櫃員機提取人民幣每次 RMB15 - Renminbi withdrawal via UnionPay ATMs in China RMB15 per transaction 信用卡 請參閱創興信用卡表創興信用卡表及創興銀聯雙幣信用卡表創興銀聯雙幣信用卡表 Credit Card Charges Please refer to Chong Hing Credit Card Charges Table and Chong Hing UnionPay Dual Currency Credit Card Charges Table 有關 ( 丁 創興卡 / 信用卡 部分之補充資料 - 如採用 銀通銀通 網絡於海外自動櫃員機提取人民幣, 交易金額將按照交易時該香港及澳門的 銀通銀通 會員銀行所訂定並於自動櫃員機畫面所顯示的兌換率直接由港元戶口進行兌換, 再加上述本行手續費 本行不另收取匯率兌換本行不另收取匯率兌換費或差價 - 如採用 銀通銀通 網絡於海外自動櫃員機提取澳門元, 交易金額將按 銀通銀通 所訂定的固定匯率直接兌換為港元, 再加上述本行手續費 本行不另收取匯本行不另收取匯率兌換費或差價 如欲查詢如欲查詢 銀通銀通 的參考匯率, 可致電 銀通銀通 熱線 ( 如採用 銀聯銀聯 網絡於海外自動櫃員機提取現金, 所提取貨幣將以 銀聯銀聯 訂定的當日匯率直接兌換為港元, 再加上述本行手續費 本行不另收取匯率本行不另收取匯率兌換費或差價 如欲查詢如欲查詢 銀聯銀聯 的參考匯率, 可瀏覽 銀聯銀聯 網頁 - 銀通銀通 及 銀聯銀聯 不另收取手續費或匯率兌換費或差價不另收取手續費或匯率兌換費或差價 - 海外當地銀行或會徵收附加費 ( 如適用 - 於海外自動櫃員機之提款交易只會以卡內所附掛的港元 / 人民幣戶口進行結算 個別海外自動櫃員機並不容許客戶選擇提款的戶口 ; 在這情況下, 除非提供海外自動櫃員機服務的銀行另有限制, 否則你卡上所示的港元 / 人民幣戶口會用作扣款之用 Supplementary information on (D Chong Hing Card / Credit Card section - For overseas RMB cash withdrawal transactions conducted via the JETCO network, the transaction amount will be converted directly into Hong Kong dollars at the exchange rate set by JETCO member banks in HK and Macau, which is displayed on the ATM screen at the time of the transaction plus the aforesaid service charge imposed by the Bank. No foreign currency transaction conversion fee, spread or margin will be imposed by the Bank. - For overseas MOP cash withdrawal transactions conducted via the JETCO network, the transaction amount is converted directly into Hong Kong dollars at the fixed exchange rate set by JETCO plus the aforesaid service charge imposed by the Bank. No foreign currency transaction conversion fee, spread or margin will be imposed by the Bank. Please call JETCO hotline at ( for more information on the reference of exchange rate. - For overseas ATM withdrawal transactions conducted via the UnionPay network, the transaction amount is converted directly into Hong Kong dollars at the exchange rate set by UnionPay at the time of transaction plus the aforesaid service charge imposed by the Bank. No foreign currency transaction conversion fee, spread or margin will be imposed by the Bank. Please visit UnionPay official website for more information on the reference of exchange rate. - No extra handling fee, foreign currency transaction conversion fee, spread or margin will be imposed by JETCO and UnionPay. - Surcharges of overseas local bank may be levied (if applicable. - Transaction amount of overseas ATM cash withdrawal will only be settled with the HKD / RMB account linking with the debit card. Some overseas ATMs do not allow a customer to select an account for the withdrawal and where this is the case, the account shown on your card face will be debited subject to any restrictions or limitations imposed by the bank providing the overseas ATM service. Revised items are shown in blue P. 3 of 10

4 ( 戊 一般服務 - 所有戶口 出具銀行證明書 - 加簽印鑑證明 - 資信證明書 - 戶口結餘證明書 - 以上證明書如同時簽發多份 - 銀行證明書 ( 供核數用 - 信貸查詢支票 / 匯票保兌 客戶自行保兌 - 港元 - 美元 - 人民幣 銀行派員保兌 - 港元 - 美元 - 人民幣 同業要求保兌本行支票 代收廣東省 / 深圳市交換票 - 港元 - 美元 禮券 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 Issuance of Letters 每份 HK$150 - Banker s endorsement on customer s signature HK$150 each 每份 HK$300 / US$39 - Bank reference letter HK$300 / US$39 each 每戶 HK$150 / US$20 - Certificate of balance HK$150 / US$20 per account 其後每份 HK$25 / US$3 - If several letters are issued simultaneously HK$25/ US$3 for each additional letter - Bank confirmation (for audit purpose 每份 HK$450 - HKD account HK$450 each 每份 US$58 - USD account US$58 each 每份 HK$300 - Request for Credit Information Letter HK$300 each Mark Good Cheque / Remittance Receipt Sent by customer 每張 HK$100 - HKD HK$100 each 每張 US$13 - USD US$13 each 每張 RMB100 - RMB RMB100 each 另加其他銀行 (E General Services (All Accounts Sent by Bank Plus other bank charges 每張 HK$200 - HKD HK$200 each 每張 US$26 - USD US$26 each 每張 RMB200 - RMB RMB200 each 另加其他銀行 Plus other bank charges 每張 HK$50 Cheque inward Mark Good for Payment requested HK$50 per cheque by other bank Cheque send to Guangdong / Shenzhen for cheque clearing 每張 HK$50 - HKD HK$50 per cheque 每張 HK$100 - USD HK$100 per cheque Gift Cheque 禮券發出 Issuance of gift cheque - 本行客戶 - 非本行客戶 每張 HK$10 - Chong Hing Bank customers HK$10 per cheque 每張 HK$20 - Non Chong Hing Bank customers HK$20 per cheque ( 本行信用卡客戶及長者免收, 但需出示本行信用卡 長者卡 (free for Chong Hing Credit Card customers / senior citizens upon card presentation Revised items are shown in blue P. 4 of 10

5 本票本票發出 / 回購 ( 本行客戶 - 港元 - 美元 - 人民幣本票掛失 - 港元 - 美元 - 人民幣公司戶口查戶口查冊 - 非有限公司公司查冊 - 有限公司公司查冊 - 商業登記登記查冊 - 海外公司公司開戶手續費常行指示 - 設定或定或修改修改指示 - 因存款不足退回撥款非電腦系統電腦系統付款或付款或特別特別安排付款 - 予創興銀行戶口 ( 並非付款人戶口 - 予其他本地銀行之港元戶口 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 Cashier s Order Issuance / Repurchase (Chong Hing Bank Customer 每張 HK$50 - HKD HK$50 per item 每張 US$7 - USD US$7 per item 每張 RMB50 - RMB RMB50 per item ( 本行信用卡客戶及長者可獲 50% 豁免, 但需出示本行信用卡 長者卡 To report loss 每張 HK$100 -HKD HK$100 per item 每張 US$13 -USD US$13 per item 每張 RMB100 -RMB RMB100 per item ( 另加香港銀行同業結算有限公司規公司規定之手續費 Company Registration Search 每戶 HK$150 - Non-Limited Company Registration Search HK$150 per account 每戶 HK$150 - Limited Company Registration Search HK$150 per account 每戶 HK$150 - Business Registration Search HK$150 per account 每戶最少 HK$2,000 - Handling charge of opening account for overseas company Standing Instruction (50% waiver for Chong Hing Credit Card customers / senior citizens upon card presentation (plus handling fee according to the fee schedule issued by the Hong Kong Interbank Clearing Limited minimum HK$2,000 per account 每指示 HK$70 ( 本行 - To set up or amend an instruction HK$70 per item (Chong Hing Bank Limited 每指示 HK$100 ( 其他銀行 HK$100 per item (Other Banks 每次 HK$150 - Returned item due to insufficient fund HK$150 per transaction Each Non-computerized Payment or Each Special Payment Request to : 每次 HK$100 - a Chong Hing Bank account (other than the HK$100 per transaction customer s own account 每次 HK$150 - a HKD account held with another local bank HK$150 per transaction 自動轉賬 Direct Debit Authorization 設定或定或修改 每筆 HK$50 To set up or amend an instruction HK$50 per item 電子交換退回交換退回項目 Electronic Clearing Returned Item - 存款不足 每筆 HK$150 - Due to insufficient fund HK$150 per item - 其他理由 每筆 HK$50 - Due to other reasons HK$50 per item Revised items are shown in blue P. 5 of 10

6 CHATS 撥款到本港其他銀行 ( 本行客戶經分行渠道 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 CHATS Remittance to other local banks (Chong Hing Bank customer via branch channel - 港元每筆 HK$180 - HKD HK$180 per item - 美元每筆 US$22 - USD US$22 per item - 人民幣每筆 RMB180 - RMB RMB180 per item - 歐元每筆 EUR20 - EUR EUR20 per item 撥款到本港其他銀行 ( 本行客戶經網上銀行 / 流動理財服務 Remittance to other local banks (Chong Hing Bank customer via i-banking / Mobile Banking - 港元每筆 HK$50 - HKD HK$50 per item - 美元每筆 US$6 - USD US$6 per item - 人民幣每筆 RMB40 - RMB RMB40 per item - 歐元每筆 EUR6 - EUR EUR6 per item 跨行轉賬 - 電子結算結算系統 ( 經網上銀行 / 流動理財服務 Interbank funds transfer - Electronic Clearing Services (via i-banking / Mobile Banking 轉賬至其他銀行 ( 只接受港元轉賬 外幣 / 人民幣現鈔兌換 ( 只限本行客戶 外幣現鈔存款 / 提款 ( 人民幣除外 免服務服務 Transfer to other bank (For HKD transfer only Free of Charge Foreign Currency Notes / RMB Exchange 免服務服務 (Chong Hing Bank customer only Free of Charge 存款 / 提款額的 0.3%, 每筆最低 HK$50 Foreign Currency Notes deposit / withdrawal (Except RMB 0.3% of the deposit / withdrawal amount, minimum HK$50 per transaction 存入外幣支票 Deposit of Foreign Currency Cheque - 存入港元 / 相同外幣戶口 每張支票面額之 0.375% - Deposit to HKD / same foreign currency account 0.375% of cheque amount ( 一般情況, 存入賬戶之外幣支票凍結日一結日一般為 1 最低 HK$100, 另加代理行費用 ( 如有 個月 (In general, floating date of foreign cheque deposit is 1 month Minimum HK$100, plus correspondent bank's charge (if any 旅行支票 Travelers Cheque - 兌現手續費輔幣找換人民幣現鈔存款 / 提款 ( 同一客戶一天內 兌現金額之 0.375% ( 每次最低最低 HK$60 - Encashment handling charge 0.375% of encashment amount (min HK$60 per transaction 每包 HK$3 Coins Changing HK$3 per sachet - 現鈔存款 / 提款 200 張紙幣或以下 - 免服務服務 RMB Cash Deposit / Withdrawal - Cash Deposit / Withdrawal of up to 200 pcs of notes Waive - 現鈔存款 / 提款 200 張紙幣以上 - 存入 / 提取總額之 0.25% ( 最低 RMB75 (Per customer per day - Cash Deposit / Withdrawal of over 200 pcs of notes 0.25% of total deposit / withdrawal amount (minimum RMB75 Revised items are shown in blue P. 6 of 10

7 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 大量支票存款 - 存入超過 30 張支票, 首 30 張免收, 餘下每張 HK$2 Bulk Cheque Deposit - Up to 30 pcs Free ( 同一客戶一天內 (Per customer per day - Over 30 pcs HK$2 per cheque charged on the number of cheque deposit exceeding 30 pcs 港幣現鈔存款 ( 同一客戶一天內 港幣現鈔找鈔找換 ( 細鈔換大鈔 只限本行客戶 ( 同一客戶一天內 - 現鈔存款 200 張紙幣或以下 - 免服務服務 - HK$ Bulk Cash deposit - Cash deposit up to 200 pcs of notes - Waived - 現鈔存款存款超過 200 張紙幣 - 存款額的 0.3% ( 最低 HK$100 (Per customer per day - Cash deposit over 200 pcs of notes % of deposit amount (minimum HK$100 - 找換 200 張紙幣或以下 - 免服務 - 找換超過 200 張紙幣 - 找換額的 0.3% ( 最低 最低 HK$100 HKD note exchange (small note exchange to large note Chong Hing Bank customers only - (Per customer per day -Exchange up to 200 pcs of notes - Waived -Exchange over 200 pcs of notes % of deposit amount (minimum HK$100 大量硬幣存款 存入硬幣每包 HK$3: - Bulk Coins deposit HK$3 per sachet or part thereof: ( 同一客戶一天內 (Per customer per day 索取賬戶取賬戶紀錄副紀錄副本 以每戶每週期計 - 由提出申請日請日起 1 個月內 - 由提出申請日請日起 1 年內 - 由提出申請日請日起 2 年內 - 由提出申請日起 3 年內 - 由提出申請日請日超過 3 年 ( 最多 7 年 客戶必先必先將存入之將存入之硬幣分幣分類 : 10 元硬幣 : 每包 50 個計, 5 元硬幣 : 每包 40 個計, 2 元硬幣 : 每包 50 個計, 1 元 5 毫 2 毫及 1 毫硬幣 : 每包 100 個計 ( 不足一包將作一包計一包計, 超過 30 個硬幣開幣開始, 最低每次 HK$15 Account History Report (per account per cycle calculate Customer must perform pre-sorting of coins: HK$10 coins: 50 pcs / sachet, HK$5 coins: 40 pcs / sachet, HK$2 coins: 50 pcs / sachet, 每戶 HK$100 - Within 1 month from the date of request HK$100 per account HK$1, 50 cents, 20 cents and 10 cents coins: 100 pcs / sachet (Less than the stated amount will also make a sachet count, charges will apply for over 30 pcs of coins, minimum charge is HK$15 per transaction 每戶 HK$300 - Within 1 year from the date of request HK$300 per account 每戶 HK$750 - Within 2 years from the date of request HK$750 per account 每戶 HK$1,000 - Within 3 years from the date of request HK$1,000 per account 每戶每年加收 HK$1,000 - Beyond 3 years from the date of request (up to 7 HK$1,000 per account per additional year years - 結單副本 - Reprint of Bank Statement - 往來戶口 - 結單儲蓄儲蓄戶口 每份 HK$50 - Current Account HK$50 per copy 每份 HK$50 - Statement Savings Account HK$50 per copy - 投資賬戶 每份 HK$50 - Investment Account HK$50 per copy - 會計師樓師樓或律師樓律師樓查詢本行客戶賬戶查詢本行客戶賬戶紀錄紀錄及資每項查詢 HK$450 - Enquiry from Certified Public Accountants or HK$450 per request 料 Solicitors on customer account records and information 文件影印 - 已兌現支票 傳票 存檔文檔文件之件之副本 - 由提出申請日請日起 1 年內 - 由提出申請日請日起超過 1 年 - 已兌現支票影像影像之副本 ( 經交換結算 Photocopying of Documents - Copies of paid cheques, vouchers and filing documents 每張 HK$50 - Within 1 year from the date of request HK$50 per page 每張 HK$60 '- Beyond 1 year from the date of request HK$60 per page 每張 HK$150 - Copies of image of paid cheques (presented to clearing HK$150 per page Revised items are shown in blue P. 7 of 10

8 查閱個人資料申領個人資個人資料紀錄 項目 到期前提取定期存款每位客戶每客戶每曆月透過分行櫃月透過分行櫃位辦理位辦理之港元賬戶交易 ( 只適用於個人 / 聯名賬戶 ( 己 自動轉賬發薪 / 收款服務 列表形式 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 每次 HK$300 ( 視情況而定, 有關或會增會增加至最至最高 HK$500 ( 客戶名下所名下所有港元賬戶交有港元賬戶交易合併易合併計算每月交計算每月交易總易總數 本行保本行保留向留向個別客戶客戶修訂每月每月最高櫃高櫃位交易總易總數之限數之限制 非個人 / 聯名賬戶的賬戶的則作則作個別商別商議 Request for Personal Data Request for personal data summary HK$300 per request (Circumstantial, the charge may be increased up to maximum HK$500 由銀行決定 Premature Uplifting of Fixed Deposit Subject to the Bank s discretion 50 宗或以或以下免費 HKD account transactions conducted through 50 transactions or below Free 50 宗以上每宗 HK$30 branches per customer per calendar month Above 50 transactions HK$30 per transaction (Only applicable to Personal / Joint account Using Paper List Instructions - 建立費每項 HK$200 - Set-up fee HK$200 per item - 至本行賬戶 每項 HK$2 - To Chong Hing Bank account HK$2 per item - 至他行賬戶 每項 HK$3 - To other banks account HK$3 per item ( 最低每項 HK$100 (minimum HK$100 per item 磁碟形式 / USB 隨身碟形式 Using Machine Readable / USB Instructions - 安裝費 每項 HK$200 - Installation Fee HK$200 per item - 至本行賬戶 每項 HK$1 - To Chong Hing Bank account HK$1 per item - 至他行賬戶 每項 HK$2 - To other banks account HK$2 per item ( 最低每項 HK$50 (minimum HK$50 per item - 強積金供款 每項 HK$20 - MPF Contribution HK$20 per item 電子強積金服務 empf Services - 發薪 - Payroll - 至本行賬戶每項 HK$1 - To Chong Hing Bank account HK$1 per item - 至他行賬戶 每項 HK$2 ( 最低每項 HK$50 (The total monthly number of counter transactions includes all HKD account transactions made under the same customer. The Bank reserves the right to change the maximum monthly counter transaction limit for individual customers. For customers other than Personal / Joint accounts, charges will be determined on a case by case basis HK$2 per item (minimum HK$50 per item - 強積金供款每項 HK$20 - MPF Contribution HK$20 per item 特別行政費 ( 庚 匯入匯款 電匯 - 匯入本行戶口 每單一指示 HK$200 Special Administration Fee 客戶於交易日前一個結算天一個結算天下午下午一時一時正截正截止交止交易時間後, 送交代付 / 代收自動轉賬資料到料到本行本行辦理 ( 只適用於適用於列表及表及磁碟 / USB 隨身碟形式 匯入匯款存入本行賬戶, 每筆 HK$50 或等值外幣, 另加代理銀行費用 ( 如有 另美元電匯存入美元匯存入美元鈔戶, 額外加收按存入金額之 0.2% 手續費 (F Autofund Payroll / Collection Services - To other banks account (G Inward Remittance Telegraphic Transfer HK$200 per instruction - Customer submits the autofund transfer instruction to the Bank after the cutoff time at 13:00 on the clearing day prior to the value day (Applicable to paper list and machine readable / USB instructions - For credit into accounts with Chong Hing Bank Incoming remittance credit to accounts with the Bank, HK$50 per item or equivalent plus correspondent bank's charges (if applicable. For USD notes account deposit of USD remittance, additional handling charge of 0.2% on the inward transaction amount - 匯入匯款資料不符合符合自動入賬條件 / 銀行資料 託收支票 每次 HK$50 Inward remittance information unmatched with STP (auto-credit criteria / bank information Collection of Payment Order or Cheque HK$50 per transaction 託收海外付款支票 每張 HK$200, 另加付款 / 代理銀行 ( 如有 Foreign currency cheque received by Chong Hing Bank and sent for collection HK$200 each plus drawee / correspondent bank's charges (if any Revised items are shown in blue P. 8 of 10

9 託收票據退票託收或收或買入之票據被付款銀行入之票據被付款銀行拒付 ( 申 匯出匯款 電匯 / 匯票 - 手續費 ( 本行客戶經分行渠道 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 2016 每張 HK$150, 另加付款 / 代理銀行 ( 如有 電匯 : 每筆 HK$120 / US$15 匯票發出 / 回購 : 每筆 HK$100 / US$13 Returned Collection Purchased or collection cheques returned by drawee (H Outward Remittance Telegraphic Transfer / Demand Draft - Handling charge (Chong Hing Bank Customer via branch channel HK$150 each plus drawee / correspondent bank's charges (if any Telegraphic Transfer: HK$120 / US$15 per item Issuance / Repurchase of Demand Draft: HK$100 / US$13 per item 銀聯速匯 : 每筆 HK$150 以上另加有關代理銀行 ( 如有 CUP Remittance: HK$150 per item The above charges plus correspondent bank s charges (if applicable - 電報費 ( 本行客戶經分行渠道 每筆 HK$100 - Cable charge (Chong Hing Bank Customer via HK$100 per cable branch channel - 手續費及電報費 ( 本行客戶經網上銀行 電匯 : 每筆 HK$110, 另加有關代理銀行 ( 如有 - Handling charge and Cable charge (Chong Hing Bank customer via i-banking Telegraphic Transfer: HK$110 per item, plus correspondent bank's charges (if applicable - 查詢 修改修改 止付或掛失手續費 每筆 HK$250, 另加付款 / 代理銀行 ( 如有 - Enquiry / amendment / cancellation / report loss HK$250 per item plus drawee / correspondent bank's charges (if any handling charges - 匯款指示包含中文字 每筆加收 HK$150 - Telegraphic Transfer with Chinese Characters Additional HK$150 per item 處理非使用本行指定表非使用本行指定表格作格作付款指示或付款指示或處理處理經圖文傳真遞交指示 ( 如獲本行接納 的額外費用 每次 HK$50 Additional fee for handling instructions not using the Bank's standard forms or submitted by facsimile (where accepted by the Bank HK$50 per item ( 壬 貸款服務 - 貸款文件副本 每頁 HK$10 ( 最低 HK$200 - Copy of loan documents HK$10 per page (minimum HK$200 - 補發供款明細表 ( 適用於未到期的供款 每貸款賬戶 HK$100 - Reissue of repayment schedule (applicable to HK$100 per loan account payments not yet due - 補發貸款賬戶還款紀錄 每貸款賬戶每一財政財政年度 HK$100 - Reissue of repayment history record HK$100 per loan account per financial year - 更改貸款條貸款條文 每貸款賬戶 HK$1,000 - Change of facility terms HK$1,000 per loan account - 申請租請租約同意書 每項申項申請 HK$1,000 - Application for letter of tenancy consent HK$1,000 per request - 提前償還部前償還部份 / 全數貸款手續費 每貸款賬戶 HK$1,000 - Handling fee for partial / full prepayment HK$1,000 per loan account - 逾期還款手續費及款手續費及逾期利息 每期逾期還款收取手續費 HK$200, 另按相關貸款關貸款合約合約之年利率加 10% 計算逾期利息 - Late Payment Charge and Default Interest Late Payment Charge at HK$200 per installment plus Default Interest calculated at 10% p.a. above relevant Contract Rate - 以銀主身主身份代按份代按揭客戶繳付客戶繳付逾期費用 ( 包括差餉 地租地租 管理費等 之手續費 每單手續費 HK$500, 未清繳之代付費用及手續費均收取利息, 按未經授權過額透支利率計算 - Handling fee for settlement of overdue charges (including rates, rent and management fee, etc. imposed on the Bank as mortgagee due to default of the mortgagors HK$500 per item. For fees and payments not reimbursed, our Bank will charge interest according to the interest rate charged under unauthorized overdraft - 火險保單保單審閱費 ( 適用於由客戶自行安排之火每份保單每年港幣 $200 - Review fee for fire insurance policy (applicable for HK$200 per policy per year 險保單 self-arranged insurance policy - 契約管理費 ( 已取消貸款額者 每年 HK$3,000 ( 每件抵押品計, 未清繳之管理費均收取利息, 按未經授權過 - Title Deeds Management Fee (Upon facility HK$3,000 per annum (per piece of collateral. For unpaid management fee, our 額透支利率計算 cancellation Bank will charge interest according to the interest rate charged under unauthorized overdraft. ( 癸 投資 基金 - 認購費 - 贖回費 - 轉換費 (I Banking Facilities (J Investment Fund 按照個別基別基金說明書明書所列所列為準 - Subscription Fee In accordance with the fees stated in the Explanatory Memorandum or Prospectus of individual fund 按照個別基別基金說明書明書所列所列為準 - Redemption Fee In accordance with the fees stated in the Explanatory Memorandum or Prospectus of individual fund 按照個別基別基金說明書明書所列所列為準, 最少為轉換額之 1% - Switching Fee In accordance with the fees stated in the Explanatory Memorandum or Prospectus of individual fund, minimum 1% of the switching amount Revised items are shown in blue P. 9 of 10

10 債券 項目 銀行服務表 ( 由 2016 年 1 月 1 日起生效 (Effective from 1 January 買入 / 賣出 - 認購總額為 US$100,000 以下 : 每次交易債易債券票券票面值之 0.75% - Purchase / Sell Transaction - 認購總額為 US$100,000 或以上 : 每次交易債易債券票券票面值之 0.5% [ 其他形式形式的債券 ( 如票據及存款證 的認購認購費, 將根據每次發行時據每次發行時所公佈所公佈之為準 ] Bond For subscription amount below US$100,000: 0.75% of debt securities' face value for each transaction For subscription amount of US$100,000 or above: 0.5% of debt securities' face value for each transaction [The subscription fees for other debt securities (such as notes and certificates of deposit will vary according to each issue] - 託管服務 如持有為永久債永久債券, 每年收取債券票券票面值之 0.05% 託管費 - Safe Custody 0.05% of debt securities face value per year applies to account holding Perpetual Bond 註 : 此 銀行銀行服務服務表表 所列所列之未能之未能盡錄, 詳情請向營向營業員或分行查詢業員或分行查詢 本行保本行保留隨留隨時更改更改上述之權利之權利 Notes: This "" list is not exhaustive and customers are requested to contact your marketing officer or Branches for details. The Bank reserves the right to change the above charges from time to time. Revised items are shown in blue P. 10 of 10