11 The experience of being an exchange student As I chose being an exchange student what is the opportunity cost I lost? According to the time allocation, I can t do the research report with my professor and graduate on time. However, why I chose being an exchange student in the first place in order to got the greatest experience I have in my University Life. I thought it was going to be a long time, but it went by very quick. Is it expensive to be an exchange student? Most people think studying abroad is expensive, me included! I am happy that I was able to study abroad with full scholarship even though I was required to pay the room and board charges and some money for travelling. I spent around 10,250 within the year I studied in Austria. The cost of being an exchange student in Austria is high, but I learnt how to deal with thing, and be more independent. If I consider the exchange student experience a project, and have to earn back the cost in a year, the net present value (NPV) may be negative. But I would say it is well worth it, because those experiences are amazing things that money can t buy. It is very important for everyone to be financially responsible, and so am I. The cost of living in Austria is so high that I had to control my budget. I always shopped when goods are on sale or with discount. I always tried to save money and be financially smart within the year, especially when I travelled with my friend. I had three vacations within this year. I visit three countries at a time, and each took me around two weeks to visit. I spent 600 to visit Germany in Christmas holiday. And during the winter vacation, I went to Paris, Germany, Prague and Vienna, the trip cost me I also spent 1000 to northern Europe in the Easter vacation. Before the trips, I always booked tickets early to save money. Most of the time, I stayed in the hostels or took night trains so that I could save money. When I went to non-eurodollar countries, I had to deal with different currencies. It is important to compare the exchange rates to get the best travel money rates. Overall, being an exchange student is amazing! Not only the friends that I ve made but also the different culture I learnt. It is a great opportunity to meet new people, see more of the world - all while enhancing your studies and expanding your horizons!
Doreen Virtue, Ph.D. Charles Virtue C o n t e n t s...7... 15 1. Acceptance... 17 2. Allow Love... 19 3. Apologize... 21 4. Archangel Metatron... 23 5. Archangel Michael... 25 6. Ask for a Sign... 27 7.
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